CN106503993A - Based on the method for payment and its system that pay labelling realization - Google Patents
Based on the method for payment and its system that pay labelling realization Download PDFInfo
- Publication number
- CN106503993A CN106503993A CN201610943940.3A CN201610943940A CN106503993A CN 106503993 A CN106503993 A CN 106503993A CN 201610943940 A CN201610943940 A CN 201610943940A CN 106503993 A CN106503993 A CN 106503993A
- Authority
- CN
- China
- Prior art keywords
- bank card
- marking
- payment
- labelling
- bank
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
Abstract
The present invention relates to a kind of based on the method for payment and its payment system that pay labelling realization.The method of payment comprises the steps：The marking key stored in bank card is disperseed using random factor, obtain marking session key；The payment labelling that some or all being marked encryptions of bank card primary account number are obtained with this transaction using the marking session key；The payment labelling, random factor and Transaction Information are sent to switching Settlement Network Problem by Using by merchant tenninal；Switching Settlement Network Problem by Using using the marking key that stores in advance and receives the random factor and carries out marking decryption processing to the payment labelling and recover to obtain bank card primary account number；And the bank card primary account number for recovering to obtain and Transaction Information are forwarded to issuing bank corresponding with bank card primary account number system and are traded process by switching Settlement Network Problem by Using.According to the leakage that the present invention can effectively prevent bank card primary account number information, the safety of transaction is enhanced.
Description
Technical field
The present invention relates to computer communication technology, more particularly to based on the method for payment and its system for paying labelling realization
And bank card, switching Settlement Network Problem by Using.
Background technology
Traditional bank card business dealing process under line is usually directed to acquirer, switching Settlement Network Problem by Using and issuing bank etc. three
Link.The POS tool of common trade company is by recognizing bank card primary account number（PAN, hereinafter referred to as bank's card number）Determine what which belonged to
Switching Settlement Network Problem by Using simultaneously completes transaction forwarding, and then will conclude the business through Settlement Network Problem by Using of transferring sends to bank card issuing bank.
With the fast development of Third-party payment mechanism in recent years, a series of financial risks and safety problem are also dashed forward therewith
Aobvious, the pseudo- card problem of vacation card caused by wherein user profile is revealed most serious of all.Bank card is received in single business, and unit is received in part
Structure and personal cardholder information of collecting in violation of rules and regulations bring huge security risk hidden danger.
At the same time, flourishing with the Internet and on-line payment, is made with bank card primary account number and card expiration
Pay without card for payment authentication means and one seat is occupied in various on-line payment modes, consequently also bring apparent
Potential safety hazard.
Content of the invention
For the sensitive information protection problem under solving bank card online, it is an object of the invention to, it is intended to propose one
Kind effectively can reduce the risk and hazard that holder's sensitive information leakage is brought based on pay method of payment that labelling realizes and
Its system, bank card, switching Settlement Network Problem by Using.
The method of payment that is realized based on payment labelling of the present invention, is comprised the steps：
Marking key acquisition step, is disperseed to the marking key of storage in advance in bank card using random factor, is obtained
Obtain marking session key；
Marking step, using some or all are marked of the marking session key to bank card primary account number
Encryption obtains the payment labelling of this transaction；
Token-passing step is paid, the payment labelling, random factor and Transaction Information are sent to switching by merchant tenninal
Settlement Network Problem by Using；
Go marking step, Settlement Network Problem by Using of transferring using the marking key for storing in advance, according to receive described random because
Son carries out marking decryption processing to the payment labelling, recovers to obtain bank card primary account number；And
The bank card primary account number for recovering to obtain and Transaction Information are forwarded to and bank card by transaction processing procedure, Settlement Network Problem by Using of transferring
The corresponding issuing bank's system of primary account number is traded process.
Preferably, the marking key acquisition step includes following sub-steps：
Random factor is generated in the inner utilization transaction counter of bank card；
The marking key stored in bank card is disperseed step by step using the random factor, be derived from marking session
Key.
Preferably, the dispersion step by step is at least secondary breakup.
Preferably, the secondary breakup is to disperse by the dispersion of card sending mechanism numbering and by bank card number.
Preferably, the dispersion step by step is realized using Trip-DES or AES or SM4 algorithms.
The payment system that is realized based on payment labelling of the present invention, including：Bank card, merchant tenninal, switching Settlement Network Problem by Using
And issuing bank, it is characterised in that
The merchant tenninal is used for sending trading instruction to bank card, and is on the other hand used for following from the bank card
Following payment labellings, random factor and Transaction Information be sent to the switching Settlement Network Problem by Using,
The bank card be used for after the trading instruction is received using random factor to bank card in store marking key
Carry out dispersion and obtain marking session key, using the marking session key to a part for bank card primary account number or complete
Portion's being marked encryption obtains the payment labelling of this transaction,
The switching Settlement Network Problem by Using using the marking key for storing in advance and receives the random factor to the payment mark
Remembering row into goes marking decryption processing to recover to obtain bank card primary account number, and by the bank card primary account number for recovering to obtain and transaction
Information is forwarded to issuing bank corresponding with bank card primary account number system；
The issuing bank is used for executing trading processing according to bank card primary account number.
Preferably, the bank card internally generates random factor using transaction counter, using the random factor pair
The marking key stored in bank card is disperseed step by step and is obtained marking session key.
Preferably, described being separated into step by step disperse by card sending mechanism numbering and disperse by bank card number.
Preferably, the dispersion step by step is realized using Trip-DES or AES or SM4 algorithms.
The bank card of the present invention, it is characterised in that
The bank card stores marking key in advance,
The bank card receive after the trading instruction of merchant tenninal using random factor to bank card in storage described in
Marking key carries out dispersion and obtains marking session key and using the marking session key to bank card primary account number
Some or all being marked encryptions obtain the payment labelling of this transaction.
Preferably, the bank card internally generates random factor using transaction counter, using the random factor pair
The marking key stored in bank card is disperseed step by step and is obtained marking session key.
Preferably, described being separated into step by step disperse by card sending mechanism numbering and disperse by bank card number.
Preferably, the dispersion step by step is realized using Trip-DES or AES or SM4 algorithms.
The switching Settlement Network Problem by Using of the present invention, it is characterised in that
The switching Settlement Network Problem by Using stores marking key in advance,
The switching Settlement Network Problem by Using is used for when payment labelling, random factor and Transaction Information is received from merchant tenninal, profit
With the above-mentioned marking key and above-mentioned random factor that store in advance, marking decryption processing is carried out to the payment labelling
Recover to obtain bank card primary account number, and the bank card primary account number for recovering to obtain and Transaction Information are forwarded to and the main account of bank card
Number corresponding issuing bank's system.
In the present invention, mainly by realizing end-to-end introducing of bank's card number between bank card and switching Settlement Network Problem by Using
Random elements participate in dynamic encryption, with pay tokenized means solve bank card primary account number leakage, pay scene recognize
The problem of the aspects such as card, does not affect trading processing, can strengthen transaction security.
Description of the drawings
Fig. 1 is to represent bankcard association marking cipher key deployment and the schematic diagram for using.
Fig. 2 is the framework map for representing the key code system in the present invention.
Fig. 3 is to represent the summary step sequence figure based on the method for payment for paying labelling realization in the present invention.
Fig. 4 is to represent the concrete steps figure based on the method for payment for paying labelling realization in the present invention.
Specific embodiment
Be described below is some in multiple embodiments of the invention, it is desirable to provide the basic understanding to the present invention.And
It is not intended to confirm the crucial or conclusive key element of the present invention or limits scope of the claimed.
Being carried out based on the general idea of the method for payment and payment system that pay labelling realization firstly, for the present invention
Explanation.
The bank card primary account number of issued by banks（That is PAN）It is by card sending mechanism mark, personal account mark and verification hyte
Into.Wherein, card sending mechanism mark is managed collectively and is distributed by each bankcard association, and switching Settlement Network Problem by Using is during payment transaction
Route is traded according to bank card card sending mechanism mark and is forwarded.
It is designed as in the present invention, between bank card and switching Settlement Network Problem by Using, passes through portion of bank using bankcard association
Marking key encryption portion or whole bank card primary account number of the administration on bank card, the payment labelling generated using encrypted result
（Token）Replace and masked segment or whole bank card card sending mechanisms mark, bank card primary account number in POS terminal and does not receive unit
Structure side is landed, and only when transaction is forwarded to the switching Settlement Network Problem by Using of bankcard association, recovers complete by going marking to process
After bank card primary account number, transaction can just be correctly transmitted to corresponding issuing bank to complete payment process.
Fig. 1 is to represent bankcard association marking cipher key deployment and the schematic diagram for using.
As shown in figure 1, marking master key is disperseed by credit card issuer and is distributed by bankcard association, specifically that marking is close
Key is obtained according to the regular-scattered for setting by the key management system of issuing bank, data preparation system, bank card pss
To card level marking key and it is personalized in bank card.When being traded, the marking key in bank card generates meeting
Words key is encrypted bank card main account information and generates payment labelling.In transaction, Transaction Information and payment labelling are set by POS
Standby be forwarded to switching Settlement Network Problem by Using, Settlement Network Problem by Using of transferring calls marking service system in bankcard association, marking key
Management system（Or switching Settlement Network Problem by Using possesses marking service system, marking key management system in itself）To paying mark
Remember row into and go marking.Bank card main account information, switching clearance net obtain after labelling has carried out going marking being paid
Transaction is forwarded to issuing bank corresponding with bank card main account information according to bank card main account information by network.
Fig. 2 is the framework map for representing the key code system in the present invention.
As shown in Fig. 2 storing marking key in bank card, the marking disperseed in bank card using random factor is close
Key obtains marking session key, is that the process of being marked of bank card primary account number is obtained to PAN using marking session key
Pay labelling.Then, transmission payment is tagged to Settlement Network Problem by Using of transferring.Switching Settlement Network Problem by Using checking marketing factors and random factor
And labelling process is carried out to payment labelling and obtains PAN, follow-up relevant treatment is carried out according to PAN.
Then, being carried out specifically based on one embodiment of method of payment for paying labelling realization for the present invention with reference to Fig. 3
Explanation.
Fig. 3 is to represent the summary step sequence figure based on the method for payment for paying labelling realization in the present invention.
As shown in figure 3, the present invention's is comprised the steps based on the method for payment for paying labelling realization：
Marking key acquisition step S100：The marking key stored in bank card is disperseed using random factor, by
This acquisition marking session key；
Marking step S200：Using some or all are marked of the marking session key to bank card primary account number
Encryption obtains the payment labelling of this transaction；
Pay token-passing step S300：The payment labelling, random factor and Transaction Information are sent to by merchant tenninal
Switching Settlement Network Problem by Using；
Go marking step S400：Switching Settlement Network Problem by Using using the marking key for storing in advance and receives random factor to institute
Stating payment labelling carries out marking decryption processing, recovers to obtain bank card primary account number.The step can be by switching Settlement Network Problem by Using
Itself execute, or the advance to bank of bankcard association or similar labelling provider etc. is called by switching Settlement Network Problem by Using
Card distribution marking key is simultaneously stored the main body of marking key to execute marking decryption processing in advance；
The bank card primary account number for recovering to obtain and Transaction Information are forwarded to and silver by transaction processing procedure S500, Settlement Network Problem by Using of transferring
The corresponding issuing bank's system of row card primary account number is traded process.
Fig. 4 is to represent the concrete steps figure based on the method for payment for paying labelling realization in the present invention.
Then, being illustrated based on the concrete steps for paying the method for payment that labelling is realized for the present invention with reference to Fig. 4.
As shown in figure 4, in bank card side, carrying out dispersion generation using random factor to the marking key that bank card is stored
Marking session key.Wherein, random factor can utilize transaction counter（The change factor being incremented by every time）Generate random
The factor, the random factor of so transaction every time are different from.
The marking key stored in bank card is disperseed step by step using the random factor for generating, obtained marking meeting
Words key.So-called " dispersion " refers to the distribution step by step of key, i.e., calculated using symmetric keys such as Trip-DES or AES or SM4
Method, encrypts specific be-encrypted data with when previous stage key（Such as card sending mechanism numbering, area code, a part for bank's card number etc.）
Process of the encrypted result for obtaining as next stage sub-key.Even if the characteristics of due to symmetric encipherment algorithm itself can ensure that obtaining
Be-encrypted data and encrypted result is taken, encryption key is extrapolated and be there is also larger difficulty, thereby it is ensured that safety.Separately
Outward, typically, the marking key in bank is stored at least through by card sending mechanism numbering dispersion, by the card number dispersion of part bank
This secondary breakup.The marking session key obtained using dispersion marking key is to bank card primary account number i.e. PAN cleartext informations
Being marked encryption, generates and returns payment labelling with transaction.
One embodiment is enumerated, and for example, 6 bit digitals such as bank card number 3-8 positions is intercepted as marking in bank card side
Initial data is processed, by on-line transaction enumerator ATC（The change factor being incremented by every time）As encryption initial vector, encrypted result
For 8/16 byte cryptogram（Trip-DES algorithm ciphertexts result is 8 bytes；AES/SM4 algorithm ciphertexts result is 16 bytes）, will be close
Literary result the first two byte switchs to 6 10 system numbers and replaces bank card number 3-8 positions, completes at bank card number marking
Reason, also, marking mark and ciphertext result are inserted the specified domain of online message.
Then, labelling will be paid and be used as transaction report with Transaction Information by the POS terminal and/or acquirer of trade company
Text is forwarded to switching Settlement Network Problem by Using together.
Labelling process is carried out in switching Settlement Network Problem by Using side.Specifically, switching Settlement Network Problem by Using receives transaction message, and obtaining should
The information such as the random factor of transaction, dispersion restore the transaction marking session key, to transaction message summary, pay mark
Remember row checking into and revert to bank card primary account number information, be subsequently forwarded to issuing bank and be further processed.For example, in continuation
The embodiment of text, obtains the information such as the random factor of the transaction in the online message of switching Settlement Network Problem by Using, executes checking and decrypts
After process, complete bank card number information is obtained by recovering bank card number 3-8 positions, complete marking process.
In the present invention, bank card substitutes the primary account number information returned to POS terminal in the way of providing and pay labelling, protects
Bank card primary account number information has been demonstrate,proved only in switching Settlement Network Problem by Using and issuing bank's side landing, so as to ensure that bank card primary account number is believed
Breath is not landed under untrusted environment, can effectively ensure that the safety of primary account number information.And, the payment mark that bank card is generated
Note is only used for current transaction, while bank card business dealing flow process is not affected, can further lift the safety of transaction.
Then, being briefly described based on the payment system for paying labelling realization for the present invention.
The present invention is included based on the payment system for paying labelling realization：Bank card, merchant tenninal, switching Settlement Network Problem by Using with
And issuing bank's system.Single system can also further be received certainly as needed between merchant tenninal and switching Settlement Network Problem by Using.
In the payment system, the merchant tenninal is used for sending trading instruction to bank card, and is on the other hand used for
Payment labelling from the bank card, random factor are sent to the switching Settlement Network Problem by Using together with Transaction Information.Described
Bank card be used for after the trading instruction is received using random factor to bank card in store marking key disperse
Obtain marking session key, using the marking session key to bank card primary account number some or all enter rower
Noteization encryption obtains the payment labelling of this transaction.The switching Settlement Network Problem by Using is using the marking key and reception for storing in advance
Marking decryption processing is carried out to the random factor to the payment labelling to recover to obtain bank card primary account number, and will be extensive
The bank card primary account number for regaining and Transaction Information are forwarded to issuing bank corresponding with bank card primary account number system.The hair fastener
Banking system is used for executing trading processing according to bank card primary account number.
Wherein, bank card internally generates random factor using transaction counter, using the random factor to bank card
The marking key of middle storage is disperseed step by step and is obtained marking session key.Described being separated into step by step is compiled by card sending mechanism
Number dispersion and press bank card number disperse.The dispersion step by step is realized using Trip-DES or AES or SM4 algorithms.
As described above, in the present invention, by paying labelling（Token）Bank card primary account number is substituted as temporary account,
Realizing, acquirer is only capable of the switching Settlement Network Problem by Using that bank card ownership is recognized by tokenized temporary account in process of exchange
And corresponding issuing bank and specific bank card number information cannot be known such that it is able to the sensitivity letter to bank card primary account number
Breath is protected, and improves the safety of bank card payment, while reducing cardholder information reveals the risk and harm that brings,
For the bank card disposal environment that holder constructs safety convenient.
Example above primarily illustrate the present invention based on pay labelling realize method of payment and its system, bank card,
Switching Settlement Network Problem by Using.Although being only described to the specific embodiment of some of them present invention, the common skill in this area
Art personnel it is to be appreciated that the present invention can without departing from its spirit with implemented with many other form in scope.Therefore, institute's exhibition
The example for showing is considered illustrative and not restrictive with embodiment, without departing from as defined in appended claims
In the case of spirit and scope of the present invention, the present invention may cover various modifications and replacement.
Claims (14)
1. a kind of based on the method for payment that labelling is realized is paid, comprise the steps：
Marking key acquisition step, is disperseed to the marking key of storage in advance in bank card using random factor, is obtained
Obtain marking session key；
Marking step, using some or all are marked of the marking session key to bank card primary account number
Encryption obtains the payment labelling of this transaction；
Token-passing step is paid, the payment labelling, random factor and Transaction Information are sent to switching by merchant tenninal
Settlement Network Problem by Using；
Go marking step, Settlement Network Problem by Using of transferring using the marking key for storing in advance, according to receive described random because
Son carries out marking decryption processing to the payment labelling, recovers to obtain bank card primary account number；And
The bank card primary account number for recovering to obtain and Transaction Information are forwarded to and bank card by transaction processing procedure, Settlement Network Problem by Using of transferring
The corresponding issuing bank's system of primary account number is traded process.
2. as claimed in claim 1 based on the method for payment for paying labelling realization, it is characterised in that
The marking key acquisition step includes following sub-steps：
Random factor is generated in the inner utilization transaction counter of bank card；
The marking key stored in bank card is disperseed step by step using the random factor, be derived from marking session
Key.
3. as claimed in claim 2 based on the method for payment for paying labelling realization, it is characterised in that
The dispersion step by step is at least secondary breakup.
4. as claimed in claim 3 based on the method for payment for paying labelling realization, it is characterised in that
The secondary breakup is to disperse by the dispersion of card sending mechanism numbering and by bank card number.
5. as claimed in claim 2 based on the method for payment for paying labelling realization, it is characterised in that
The dispersion step by step is realized using Trip-DES or AES or SM4 algorithms.
6. a kind of based on pay labelling realize payment system, including：Bank card, merchant tenninal, switching Settlement Network Problem by Using and send out
Card bank, it is characterised in that
The merchant tenninal is used for sending trading instruction to bank card, and is on the other hand used for following from the bank card
Following payment labellings, random factor and Transaction Information be sent to the switching Settlement Network Problem by Using,
The bank card be used for after the trading instruction is received using random factor to bank card in store marking key
Carry out dispersion and obtain marking session key, using the marking session key to a part for bank card primary account number or complete
Portion's being marked encryption obtains the payment labelling of this transaction,
The switching Settlement Network Problem by Using using the marking key for storing in advance and receives the random factor to the payment mark
Remembering row into goes marking decryption processing to recover to obtain bank card primary account number, and by the bank card primary account number for recovering to obtain and transaction
Information is forwarded to issuing bank corresponding with bank card primary account number system；
The issuing bank is used for executing trading processing according to bank card primary account number.
7. as claimed in claim 6 based on the payment system for paying labelling realization, it is characterised in that
The bank card internally generates random factor using transaction counter, using the random factor to storing in bank card
Marking key disperseed step by step and obtained marking session key.
8. as claimed in claim 7 based on the payment system for paying labelling realization, it is characterised in that
Described being separated into step by step disperse by card sending mechanism numbering and disperse by bank card number.
9. as claimed in claim 7 based on paying the payment system that labelling is realized, it is characterised in that
The dispersion step by step is realized using Trip-DES or AES or SM4 algorithms.
10. a kind of bank card, it is characterised in that
The bank card stores marking key in advance,
The bank card receive after the trading instruction of merchant tenninal using random factor to bank card in storage described in
Marking key carries out dispersion and obtains marking session key and using the marking session key to bank card primary account number
Some or all being marked encryptions obtain the payment labelling of this transaction.
11. bank cards as claimed in claim 10, it is characterised in that
The bank card internally generates random factor using transaction counter, using the random factor to storing in bank card
Marking key disperseed step by step and obtained marking session key.
12. bank cards as claimed in claim 11, it is characterised in that
Described being separated into step by step disperse by card sending mechanism numbering and disperse by bank card number.
13. bank cards as claimed in claim 12, it is characterised in that
The dispersion step by step is realized using Trip-DES or AES or SM4 algorithms.
A kind of 14. switching Settlement Network Problem by Using, it is characterised in that
The switching Settlement Network Problem by Using stores marking key in advance,
The switching Settlement Network Problem by Using is used for when payment labelling, random factor and Transaction Information is received from merchant tenninal, profit
With the above-mentioned marking key and above-mentioned random factor that store in advance, marking decryption processing is carried out to the payment labelling
Recover to obtain bank card primary account number, and the bank card primary account number for recovering to obtain and Transaction Information are forwarded to and the main account of bank card
Number corresponding issuing bank's system.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610943940.3A CN106503993A (en) | 2016-10-26 | 2016-10-26 | Based on the method for payment and its system that pay labelling realization |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610943940.3A CN106503993A (en) | 2016-10-26 | 2016-10-26 | Based on the method for payment and its system that pay labelling realization |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106503993A true CN106503993A (en) | 2017-03-15 |
Family
ID=58321862
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610943940.3A Pending CN106503993A (en) | 2016-10-26 | 2016-10-26 | Based on the method for payment and its system that pay labelling realization |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106503993A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108090763A (en) * | 2017-12-05 | 2018-05-29 | 河南省视博电子股份有限公司 | It is a kind of can on-line payment and the intelligent electronic-scale and method of commerce traced to the source |
| CN109034818A (en) * | 2018-06-19 | 2018-12-18 | 阿里巴巴集团控股有限公司 | The method and device for generating payment label, being verified using payment label |
| CN110414982A (en) * | 2019-07-10 | 2019-11-05 | 武汉城市一卡通有限公司 | A kind of all-purpose card method of commerce and system |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1287338A (en) * | 1999-09-06 | 2001-03-14 | 李东声 | Method of realizing safe IC card business |
| CN101527070A (en) * | 2009-04-15 | 2009-09-09 | 唐宇良 | Safe transaction control method and system thereof |
| CN101872507A (en) * | 2010-06-12 | 2010-10-27 | 武汉天喻信息产业股份有限公司 | Data safe transmission method for mobile payment |
| CN103905196A (en) * | 2012-12-28 | 2014-07-02 | 北京握奇数据系统有限公司 | PIN switch encryption method |
| CN105512886A (en) * | 2015-12-04 | 2016-04-20 | 成都中联信通科技股份有限公司 | NFC technology-based financial IC card on-line payment method |
-
2016
- 2016-10-26 CN CN201610943940.3A patent/CN106503993A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1287338A (en) * | 1999-09-06 | 2001-03-14 | 李东声 | Method of realizing safe IC card business |
| CN101527070A (en) * | 2009-04-15 | 2009-09-09 | 唐宇良 | Safe transaction control method and system thereof |
| CN101872507A (en) * | 2010-06-12 | 2010-10-27 | 武汉天喻信息产业股份有限公司 | Data safe transmission method for mobile payment |
| CN103905196A (en) * | 2012-12-28 | 2014-07-02 | 北京握奇数据系统有限公司 | PIN switch encryption method |
| CN105512886A (en) * | 2015-12-04 | 2016-04-20 | 成都中联信通科技股份有限公司 | NFC technology-based financial IC card on-line payment method |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108090763A (en) * | 2017-12-05 | 2018-05-29 | 河南省视博电子股份有限公司 | It is a kind of can on-line payment and the intelligent electronic-scale and method of commerce traced to the source |
| CN109034818A (en) * | 2018-06-19 | 2018-12-18 | 阿里巴巴集团控股有限公司 | The method and device for generating payment label, being verified using payment label |
| CN109034818B (en) * | 2018-06-19 | 2022-05-13 | 创新先进技术有限公司 | Method and device for generating payment mark and method and device for verifying payment mark |
| CN110414982A (en) * | 2019-07-10 | 2019-11-05 | 武汉城市一卡通有限公司 | A kind of all-purpose card method of commerce and system |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CA2223079C (en) | Trusted agents for open distribution of electronic money | |
| RU2518680C2 (en) | Verification of portable consumer devices | |
| US5825881A (en) | Public network merchandising system | |
| US7254561B1 (en) | Method and device for performing electronic transactions | |
| CN107278307A (en) | Software layer is mutually authenticated | |
| US20170061396A1 (en) | System and method for rendering virtual currency related services | |
| US20070170247A1 (en) | Payment card authentication system and method | |
| JPH0218512B2 (en) | ||
| CN105701661A (en) | Methods, devices, and systems for secure provisioning, transmission, and authentication of payment data | |
| CN102696047A (en) | Encryption switch processing | |
| JPH0334641A (en) | Method of encrypting transmission data using special key | |
| JPS645783B2 (en) | ||
| AT506775A2 (en) | SECURED FINANCIAL TRANSACTIONS | |
| CN101697220A (en) | Systems and methods for secure pin-based transactions | |
| CN110348853A (en) | A kind of block chain off-line trading method and system based on ID authentication | |
| CN104700296A (en) | Multifunctional invoice management method and multifunctional invoice management system | |
| CN110245948A (en) | Data trade method and system based on block chain and asymmetric encryption | |
| CN107230050A (en) | The method and system of digital cash payment is carried out based on viewable numbers currency chip card | |
| CN108537537A (en) | A kind of safe and reliable digital cash Wallet System | |
| US20040193553A1 (en) | Process for securing digital transactions | |
| CN109242663A (en) | A kind of bookkeeping methods and system based on block chain technology | |
| CN106503993A (en) | Based on the method for payment and its system that pay labelling realization | |
| KR102085997B1 (en) | Method and system for real estate transaction service based on block chain | |
| CN108460662A (en) | A kind of electronic commerce transaction system | |
| WO1998029983A1 (en) | Transaction key generation system |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20170315 |
|
| RJ01 | Rejection of invention patent application after publication |