CN106485500A - A kind of network trading platform based on on-line payment - Google Patents
A kind of network trading platform based on on-line payment Download PDFInfo
- Publication number
- CN106485500A CN106485500A CN201610925613.5A CN201610925613A CN106485500A CN 106485500 A CN106485500 A CN 106485500A CN 201610925613 A CN201610925613 A CN 201610925613A CN 106485500 A CN106485500 A CN 106485500A
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- Prior art keywords
- transaction
- module
- payment
- processor
- signal
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0613—Third-party assisted
Abstract
The invention discloses a kind of network trading platform based on on-line payment, including acquisition module of concluding the business, transaction verification module, authentication module, transaction processor, transaction memory module, transaction payment module, on-line payment system, third-party monitoring module, transaction alarm module.The present invention passes through conclude the business acquisition module, transaction verification module, authentication module, third-party monitoring module, the system structure design of transaction alarm module, on-line payment transaction is effectively supervised, ensure that the safety and reliability of network payment, reduce on-line payment payment collection risks, promote the market development of ecommerce.
Description
Technical field
The invention belongs to on-line payment field, more particularly to a kind of network trading platform based on on-line payment.
Background technology
With the prosperity and development of online ecommerce, for the B2C businessman of e-tail, it is subjected to payment and takes advantage of
The risk of swindleness is also more and more.Some sharpers are proficient in computer network very much, produce senior compellent fraudulent mean
Obtain credit card information.Such as using phishing and phishing, the electronics for coming from bank or supplier is forged
Mail or phone obtain account and encrypted message.These fraudulent means are loaded in their ingenious puppet and are made a lot of variety, from most simple
Single allows people to be difficult to distinguish truth from false to most complicated hoax, finally has dust thrown into the eyes.Make sometimes through trojan horse program and pharm
The people of (thousands of sometimes) becomes victim in a large number, because radix is huge, the success rate of very little can mean that
A lot of people have been stolen the even subsidiary password of credit card information.Use credit card under online, need using with chip and
The plastics matter card of password, and signed in the environment of field in holder in businessman, this when, transaction had behind
Huge protection, but online payment is carried out in internet shopping need not use chip, password and signature, and sharper is only needed
The information of credit card to be stolen, you can to launch fraud, so the identity theft for aiming at consumer is also just becoming increasingly
Generally.Shopping website may suddenly encounter sharper attempt on its site using steal come identity, accounts information even close
Code, and due to being all virtual environment, these protections are not present.
Content of the invention
It is an object of the invention to the problem above for overcoming prior art to exist, provides a kind of network based on on-line payment
Transaction platform, is effectively supervised to on-line payment transaction by third-party platform.
For above-mentioned technical purpose is realized, above-mentioned technique effect is reached, the present invention is achieved through the following technical solutions：
A kind of network trading platform based on on-line payment, including acquisition module, transaction verification module, the authentication of concluding the business
Module, transaction processor, transaction memory module, transaction payment module, on-line payment system, third-party monitoring module, transaction police
Show module；
The transaction acquisition module is used for being acquired user profile, Transaction Information and being formed transaction collection signal transmission
To transaction processor；
The transaction verification module is for reception from the transaction verification signal of transaction processor and to order transaction
Information verified, then feeds back to transaction processor；
The authentication module is used for reception from the authentication signal of transaction processor and to buyer, the body of seller
Part information verified, then feeds back to transaction processor；
The transaction processor is used for receiving the number from conclude the business acquisition module, transaction verification module, authentication module
It is believed that breath, while data cube computation is carried out with transaction memory module, transaction payment module, third-party monitoring module；
The transaction memory module is used for the transaction storage signal received from transaction processor and is fed back；
The transaction payment module is used for the transaction payment signal received from transaction processor and forms online disbursement letter
Number send to on-line payment system；
The on-line payment system is used for the on-line payment signal received from transaction payment module and completes on-line payment
Transaction；
The third-party monitoring module from the third-party monitoring signal of transaction processor and forms friendship for reception
Easily alarm signal is sent to transaction alarm module；
The transaction alarm module is used for reception from the transaction alarm signal of third-party monitoring module and to buyer, seller
It is traded reminding；
When the transaction verification module, authentication module are while after verifying qualified, the transaction processor sends transaction
To memory module of concluding the business, the transaction memory module is stored storage signal to trading order form, while the transaction processor
Transmission third-party monitoring signal is supervised to third-party monitoring module, now the third-party monitoring module to trading order form,
Trading processing signal being formed after supervision is qualified and feeding back to transaction processor, now the transaction processor forms transaction payment signal
Send to transaction payment module, the transaction payment module control on-line payment system completes on-line payment transaction.
Further, the transaction alarm module includes SMS notification and verbal announcement.
Further, the buyer, the identity information of seller include buyer, the payment accounts of seller, pay address, payment
Time.
The invention has the beneficial effects as follows：
The present invention is by acquisition module, transaction verification module, authentication module, third-party monitoring module, the transaction of concluding the business
The system structure design of alarm module, is effectively supervised to on-line payment transaction, it is ensured that the security of network payment and can
By property, reduce on-line payment payment collection risks, promoted the market development of ecommerce.
Description of the drawings
Accompanying drawing described herein is used for providing a further understanding of the present invention, constitutes the part of the application, this
Bright schematic description and description does not constitute inappropriate limitation of the present invention for explaining the present invention.In the accompanying drawings：
Fig. 1 is the system architecture diagram of the present invention.
Specific embodiment
Below with reference to the accompanying drawings and in conjunction with the embodiments, the present invention is described in detail.
A kind of network trading platform based on on-line payment as shown in Figure 1, including acquisition module, the transaction verification mould of concluding the business
Block, authentication module, transaction processor, transaction memory module, transaction payment module, on-line payment system, third-party monitoring
Module, transaction alarm module；
Transaction acquisition module is used for being acquired user profile, Transaction Information and being formed transaction collection signal transmission best friend
Disposable device；
Transaction verification module is for reception from the transaction verification signal of transaction processor and to order transaction information
Verified, then fed back to transaction processor；
Authentication module is used for receiving the authentication signal from transaction processor the letter of the identity to buyer, seller
Cease and verified, then feed back to transaction processor；
Transaction processor is used for reception to be believed from the data of transaction acquisition module, transaction verification module, authentication module
Breath, while carry out data cube computation with transaction memory module, transaction payment module, third-party monitoring module；
Transaction memory module is used for the transaction storage signal received from transaction processor and is fed back；
Transaction payment module is used for the transaction payment signal received from transaction processor and forms online disbursement letter number sending out
Deliver to on-line payment system；
On-line payment system is used for the on-line payment signal received from transaction payment module and completes on-line payment transaction；
Third-party monitoring module is for receiving from the third-party monitoring signal of transaction processor and being formed transaction police
Show that signal is sent to transaction alarm module；
Transaction alarm module is used for the transaction alarm signal received from third-party monitoring module and buyer, seller is carried out
Transaction is reminded；
When transaction verification module, authentication module are while after verifying qualified, transaction processor sends transaction storage signal
To transaction memory module, transaction memory module is stored to trading order form, while transaction processor sends third-party monitoring letter
Number to third-party monitoring module, now third-party monitoring module is supervised to trading order form, supervise qualified after formed at transaction
Reason signal feeds back to transaction processor, and now transaction processor forms transaction payment signal and sends to transaction payment module, transaction
Payment module control on-line payment system completes on-line payment transaction.
Wherein, transaction alarm module include SMS notification and verbal announcement, buyer, the identity information of seller include buyer,
The payment accounts of seller, payment address, time of payment.
The present invention is by acquisition module, transaction verification module, authentication module, third-party monitoring module, the transaction of concluding the business
The system structure design of alarm module, is effectively supervised to on-line payment transaction, it is ensured that the security of network payment and can
By property, reduce on-line payment payment collection risks, promoted the market development of ecommerce.
General principle, principal character and the advantages of the present invention of the present invention has been shown and described above.The technology of the industry
Personnel it should be appreciated that the present invention is not restricted to the described embodiments, simply explanation described in above-described embodiment and specification this
The principle of invention, without departing from the spirit and scope of the present invention, the present invention also has various changes and modifications, these changes
Change and improvement is both fallen within scope of the claimed invention.
Claims (3)
1. a kind of network trading platform based on on-line payment, it is characterised in that：Including acquisition module, the transaction verification mould of concluding the business
Block, authentication module, transaction processor, transaction memory module, transaction payment module, on-line payment system, third-party monitoring
Module, transaction alarm module；
The transaction acquisition module is used for being acquired user profile, Transaction Information and being formed transaction collection signal transmission best friend
Disposable device；
The transaction verification module is for reception from the transaction verification signal of transaction processor and to order transaction information
Verified, then fed back to transaction processor；
The authentication module is used for receiving the authentication signal from transaction processor the letter of the identity to buyer, seller
Cease and verified, then feed back to transaction processor；
The transaction processor is used for reception to be believed from the data of transaction acquisition module, transaction verification module, authentication module
Breath, while carry out data cube computation with transaction memory module, transaction payment module, third-party monitoring module；
The transaction memory module is used for the transaction storage signal received from transaction processor and is fed back；
The transaction payment module is used for the transaction payment signal received from transaction processor and forms online disbursement letter number sending out
Deliver to on-line payment system；
The on-line payment system is used for the on-line payment signal received from transaction payment module and completes on-line payment transaction；
The third-party monitoring module is for receiving from the third-party monitoring signal of transaction processor and being formed transaction police
Show that signal is sent to transaction alarm module；
The transaction alarm module is used for the transaction alarm signal received from third-party monitoring module and buyer, seller is carried out
Transaction is reminded；
When the transaction verification module, authentication module are while after verifying qualified, the transaction processor sends transaction storage
To memory module of concluding the business, the transaction memory module is stored signal to trading order form, while the transaction processor sends
Third-party monitoring signal is supervised to third-party monitoring module, now the third-party monitoring module to trading order form, supervision
Trading processing signal being formed after qualified and feeding back to transaction processor, now the transaction processor forms transaction payment signal and sends
To transaction payment module, the transaction payment module control on-line payment system completes on-line payment transaction.
2. a kind of network trading platform based on on-line payment according to claim 1, it is characterised in that：The transaction police
Show that module includes SMS notification and verbal announcement.
3. a kind of network trading platform based on on-line payment according to claim 1, it is characterised in that：The buyer,
The identity information of seller includes buyer, the payment accounts of seller, pays address, time of payment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610925613.5A CN106485500A (en) | 2016-10-24 | 2016-10-24 | A kind of network trading platform based on on-line payment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610925613.5A CN106485500A (en) | 2016-10-24 | 2016-10-24 | A kind of network trading platform based on on-line payment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106485500A true CN106485500A (en) | 2017-03-08 |
Family
ID=58270550
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610925613.5A Pending CN106485500A (en) | 2016-10-24 | 2016-10-24 | A kind of network trading platform based on on-line payment |
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| Country | Link |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109325831A (en) * | 2018-09-19 | 2019-02-12 | 浙江甬力区块链科技有限公司 | Online transaction platform and its method of commerce based on block chain technology |
| CN111178759A (en) * | 2019-12-30 | 2020-05-19 | 江苏东恒环境控股有限公司 | Organic waste collection, treatment and utilization information platform and application thereof |
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| CN1635525A (en) * | 2003-12-31 | 2005-07-06 | 中国银联股份有限公司 | Security Internet payment system and security Internet payment authentication method |
| CN102034182A (en) * | 2010-11-29 | 2011-04-27 | 深圳市爱贝信息技术有限公司 | Method and device for secure transaction of payment platform account |
| CN105373950A (en) * | 2015-11-25 | 2016-03-02 | 四川诚品电子商务有限公司 | Online trading platform based on cloud security |
| CN105488706A (en) * | 2015-11-25 | 2016-04-13 | 四川诚品电子商务有限公司 | Online trading platform |
| CN105631665A (en) * | 2014-10-30 | 2016-06-01 | 陕西高华知本化工科技有限公司 | Security payment method based on PKI |
-
2016
- 2016-10-24 CN CN201610925613.5A patent/CN106485500A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1635525A (en) * | 2003-12-31 | 2005-07-06 | 中国银联股份有限公司 | Security Internet payment system and security Internet payment authentication method |
| CN102034182A (en) * | 2010-11-29 | 2011-04-27 | 深圳市爱贝信息技术有限公司 | Method and device for secure transaction of payment platform account |
| CN105631665A (en) * | 2014-10-30 | 2016-06-01 | 陕西高华知本化工科技有限公司 | Security payment method based on PKI |
| CN105373950A (en) * | 2015-11-25 | 2016-03-02 | 四川诚品电子商务有限公司 | Online trading platform based on cloud security |
| CN105488706A (en) * | 2015-11-25 | 2016-04-13 | 四川诚品电子商务有限公司 | Online trading platform |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109325831A (en) * | 2018-09-19 | 2019-02-12 | 浙江甬力区块链科技有限公司 | Online transaction platform and its method of commerce based on block chain technology |
| CN111178759A (en) * | 2019-12-30 | 2020-05-19 | 江苏东恒环境控股有限公司 | Organic waste collection, treatment and utilization information platform and application thereof |
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| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20170308 |
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| RJ01 | Rejection of invention patent application after publication |