CN106453278A - Information verification method and verification platform - Google Patents

Information verification method and verification platform Download PDF

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Publication number
CN106453278A
CN106453278A CN201610847722.XA CN201610847722A CN106453278A CN 106453278 A CN106453278 A CN 106453278A CN 201610847722 A CN201610847722 A CN 201610847722A CN 106453278 A CN106453278 A CN 106453278A
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China
Prior art keywords
checking
information
verification
receiving terminal
demand
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CN201610847722.XA
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CN106453278B (en
Inventor
朱大卫
梁军
杜西库
肖文峰
康明
陈毅峰
张翔宇
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Tenpay Payment Technology Co Ltd
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Tenpay Payment Technology Co Ltd
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    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0876—Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint

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  • Engineering & Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Computer Security & Cryptography (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Health & Medical Sciences (AREA)
  • Biomedical Technology (AREA)
  • General Health & Medical Sciences (AREA)
  • Power Engineering (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

An embodiment of the invention discloses an information verification method and a verification platform. The information verification method comprises the steps of receiving verification request information which is transmitted from a verification requirement end; according to the verification request information, selecting a verification manner which matches the verification requirement; determining a verification receiving end according to the verification request information; transmitting a verification request to the verification receiving end; receiving preset information of the verification receiving end based on the verification request; based on the preset information, performing information verification on a preset target by means of the verification manner, and acquiring verification information; and transmitting the verification information to the verification requirement end.

Description

Information Authentication method and verification platform
Technical field
The present invention relates to internet arena, more particularly, to a kind of Information Authentication method and verification platform.
Background technology
Carry out user profile checking be by some activity must be through process, for example, user may need to carry out bank's account Number open an account, need to carry out credit etc. on some platforms it is also desirable to carry out Information Authentication.But in some cases, need by with Family carries out Information Authentication to appointed place, and one carrys out user must arrive appointed place and verify, checking is loaded down with trivial details；If two carry out user from specified Place, does not just have the time to reach appointed place at all and is verified or reached that appointed place is extremely difficult, this may result in information That verifies cannot be carried out, and then leads to cannot reaching of some activities.For example, user expects that overseas carrying out Bank Account Number opens an account, If desired arrive bank counter and carry out Information Authentication it is clear that in domestic user, not only verifying difficult, and time cost And the problem of rate high cost.
Content of the invention
In view of this, embodiment of the present invention expectation provides a kind of Information Authentication method and verification platform, at least partly solves Verification efficiency low and/or checking high cost problem.
For reaching above-mentioned purpose, the technical scheme is that and be achieved in that：
Embodiment of the present invention first aspect provides a kind of Information Authentication method, including：
Receive the checking demand information that checking demand end sends；
According to described checking demand information, select the verification mode that checking demand matches；
Checking receiving terminal is determined according to described checking demand information；
Send checking request to checking receiving terminal；
Receive described checking receiving terminal and be based on described checking request, the predetermined information of return；
Based on described predetermined information, Information Authentication is carried out using described verification mode to specified object, obtain checking information；
Described checking information is sent to described checking demand end.
Embodiment of the present invention second aspect provides a kind of verification platform, including the first receiving unit, select unit, determines list Unit, the first transmitting element and obtaining unit：
Described first receiving unit, for receiving the checking demand information of checking demand end transmission；
Described select unit, for according to described checking demand information, selecting the verification mode that checking demand matches；
Described determining unit, for determining checking receiving terminal according to described checking demand information；
Described first transmitting element, for sending checking request to checking receiving terminal；
Described first receiving unit, is additionally operable to receive described checking receiving terminal and is based on described checking request, return predetermined Information；
Described obtaining unit, for based on described predetermined information, entering row information using described verification mode to specified object Checking, obtains checking information；
Described first transmitting element, for being sent to described checking demand end by described checking information.
Information Authentication method provided in an embodiment of the present invention and verification platform, can send checking demand by checking demand end Information, by verification platform according to the checking demand information receiving, selects suitable verification mode, by verifying between receiving terminal Information exchange, obtain checking information, in checking information meal is given checking demand end, like this, verification platform conduct The third party of checking is the service for checking credentials providing specialty between checking demander and checking receiving terminal；Which reduce and test on the spot Demonstrate,prove that the verification efficiency that leads to is low and the problem of checking high cost；Simultaneously because third-party verification platform can provide checking for aiming at The speciality platform of service, and verification mode is to be determined according to checking demand information, which ensures that authenticity and the reliability verified Property.
Brief description
Fig. 1 is the schematic flow sheet of the first Information Authentication method provided in an embodiment of the present invention；
Fig. 2 is the diagram of the optional mode of verification mode provided in an embodiment of the present invention；
Fig. 3 is the display effect schematic diagram of the first information provided in an embodiment of the present invention；
Fig. 4 is lip attitudes vibration effect diagram provided in an embodiment of the present invention；
Fig. 5 is the schematic flow sheet of second Information Authentication method provided in an embodiment of the present invention；
Fig. 6 is the schematic flow sheet of the third Information Authentication method provided in an embodiment of the present invention；
Fig. 7 is a kind of structural representation of verification platform provided in an embodiment of the present invention；
Fig. 8 is the structural representation at checking demand end provided in an embodiment of the present invention；
Fig. 9 is the structural representation of checking receiving terminal provided in an embodiment of the present invention；
Figure 10 is the schematic diagram of a system architecture provided in an embodiment of the present invention.
Specific embodiment
Below in conjunction with Figure of description and specific embodiment, technical scheme is further elaborated.
As shown in figure 1, the present embodiment provides a kind of Information Authentication method, including：
Step S110：Receive the checking demand information that checking demand end sends；
Step S120：According to described checking demand information, select the verification mode that checking demand matches；
Step S130：Checking receiving terminal is determined according to described checking demand information；
Step S140：Send checking request to checking receiving terminal；
Step S150：Receive described checking receiving terminal and be based on described checking request, the predetermined information of return；
Step S160：Based on described predetermined information, Information Authentication is carried out to specified object using described verification mode, obtain Checking information；
Step S170：Described checking information is sent to checking demand end.
The Information Authentication method that the present embodiment provides can provide third-party authentication for being applied to the both sides being verified Verification platform in.There may be multiple verification modes in described verification platform, the both sides that can be provided with checking demand are selected Select.
Receive the checking demand information that checking demand end sends in step s 110, this checking demand information can requests verification The carrying out of its specified object of platform to assist is verified, specified object here can be identifier or the checking needing to carry out Information Authentication Group.
May include verification platform in the step s 120 to select to meet checking demand end institute according to described checking demand information The security requiring and/or the verification mode of authenticity, then verified using the verification mode selecting by verification platform.So If, described checking demand end can not voluntarily carry out verifying overall process.
The checking adding instruction acceptance checking in described checking demand information accepts verifying end.Therefore in step s 130 can Checking receiving terminal is determined according to checking demand information.For example, carry described checking receiving terminal in described reception checking information Communication identifier, communication identifier here may include the various account such as cell-phone number, home Tel, may also include social account.Described Checking receiving terminal can be for running the terminal of above-mentioned communications account.
It should be noted that：Execution sequence between described step S120 and step S130, does not have one in the present embodiment Fixed, described step S120 can execute before step S130 or step S130 executed before step S120, also Can be step S120 and step S130 executed in parallel.
After receiving the checking demand information at checking demand end in the present embodiment, sending checking to checking receiving terminal please Ask, point out the checking demand end specifying object to use, ask him to participate in Information Authentication.
After checking receiving terminal receives checking request in step S150, information exchange can be carried out with checking receiving terminal, In step S160, verification platform can obtain checking information, after obtaining checking information, checking information can be returned to checking Demand end, such verification platform just completes Information Authentication as third party, and such user can be participated in remote using verification platform The Information Authentication of journey, it is to avoid the checking that checking on the spot leads to is loaded down with trivial details, checking high cost and the low problem of verification efficiency.
Like this, for example it is desirable to handle an external bank card at home, in the prior art, user may need Bank counter to be gone abroad, or external staff needs to see user to domestic, just can complete subscriber identity information, finance The checking of the various information such as information is it is clear that occur checking high cost and the low problem of verification efficiency.But according to this enforcement The Information Authentication method that example provides, then can realize this checking work by verification platform, and this verification platform can need in connectivity verification Ask end and the network platform or the cloud platform of verifying receiving terminal.This verification platform can be as halfpace, using being dispersed in checking The resource of receiving terminal is verified, thus avoiding user or staff to verify the checking high cost and verification efficiency leading on the spot Low problem.
Described verification platform determine described verification mode when have multiple, for example, described verification platform voluntarily select verify Mode or described verification platform select verification mode according to the instruction at checking demand end.
Mode one：
Described step S110 may include：
Receive the reliability requirement parameter that described checking demand end sends；Here reliability requirement parameter can need for checking The security requirement parameter of end transmission and authenticity is asked to require parameter.Described security requirement parameter may include safe class；Institute Stating authenticity requires parameter to may include the information such as plausibility score value.
Described step S120 may include：
Select alternate ways described in N kind from least M kind alternate ways, as described verification mode；Wherein, described M is not Integer less than 2；Described N is the positive integer of no more than described M；Described N kind alternate ways checking reliability scoring with described Reliability requirement parameter matches.
Described verification platform can provide the alternate ways of multiple verification modes in the present embodiment, and these alternate ways can Can the different checking reliability of correspondence.
It is possible to only indicate needed for checking in the checking demand information that described checking demand end sends in the present embodiment The parameters such as the reliability wanted.Like this, described verification platform can be according to described checking demand parameter, interior mode from M automatically The middle verification mode selecting one or more, forming this checking demand of response.When described verification mode is multiple, then verify Platform needs to be verified one by one.
Like this, verification platform can automatically select verification mode, meets the testing of different reliabilities at checking demand end Card demand.The reliability verified in the present embodiment may include the accuracy of checking, the antifalsification of each verification mode and Request degree of checking etc..
As shown in Fig. 2 being the verification mode diagram including the optional mode of M kind.Show three kinds of verification modes in fig. 2 Optional mode, is visit checking, recognition of face checking, the checking of identity account respectively.Dependability parameter includes rank in fig. 2 First, rank two and rank three.The reliability of rank one is less than rank two in the present embodiment, and the reliability of rank two is less than rank Three.The checking concrete operations of described in the present embodiment checking of visiting, described recognition of face checking and the checking of described identity account, May refer to receipt of subsequent.As shown in Fig. 2 the information that described checking of visiting is related to includes the service terminal offer of checking of visiting Checking information, output information includes the result of visiting.The information that described recognition of face checking is related to may include lip attitude and becomes Change information and face characteristic, output information may include remote human face identification the result.The letter that described identity account checking is related to Breath may include ID card information and bank's card number information, output information may include authentication result and bank's card number checking knot Really.Fig. 2 is only a kind of segmentation scheme providing plurality of optional mode, when implementing, is not limited to shown in Fig. 2.
Mode two：
Described step S110 may include：
Extract, from described checking demand information, the verification mode specified.
Described checking demand end in the present embodiment, directly indicates verification mode in checking demand information, so tests Card platform just can be determined verification mode, just picked without verification platform again directly according to checking demand information.
In a word, the determination of described verification mode have multiple, can according to checking demand information in provide information difference And it is different.
In the present embodiment, the alternate ways of described verification mode include checking of visiting；
Described step S140 may include：When described verification mode includes visiting checking, send to described checking receiving terminal Visit the reserve requests of checking；
Described step S150 may include：Receive described checking receiving terminal and be based on described reserve requests, the checking of visiting of return Subscription information；
Described step S160 may include：
Step S161：According to the attribute factor of described subscription information and choice, select the clothes of checking of visiting described in offer Business person；
Step S162：Receive the checking information of the checking terminal transmission that described server uses.
Described verification mode includes checking of visiting in the present embodiment, and checking of visiting here can be described as testing face-to-face again Card.If desired visit in the present embodiment checking, described verification platform can appoint server to test for providing in the present embodiment Card.But suitable server can be selected in the present embodiment, checking of visiting is provided.Checking ground is may include in described subscription information Other requirements of point, proving time and checking；In a word, described subscription information can be to visit checking including various predetermined arrangements Information.
For example it is intended that object is to verify that positioned at Pekinese Mrs Wang the user at demand end is certain bank positioned at the U.S.； According to existing checking, then Mrs Wang or bank clerk, need to be verified to the deduction and exemption of certain place.And in the present embodiment Middle offer verification platform, this verification platform is network verification platform, after bank utilizes terminal to send checking demand, determines and selects Visit checking as final verification mode, verification platform will select suitable server according to subscription information, be visited Checking.For example, if being Haidian District Beijing according to checking place, the proving time is Friday 12:00 to 13:30；Mrs Wang is because work Make busier, do not have the special time to verify, the time of having a rest between being only capable of operationally carries out Information Authentication.According to these letters Breath, then verification platform or the information obtaining each checking choice that visits, for example, obtain the position that choice is located, can carry For the time of the service for checking credentials, checking charge and conventional checking experience etc., select suitable server, the service for checking credentials is provided. In this example embodiment, can select to be similarly positioned in Haidian District Beijing and Mr. Zhou of the service for checking credentials can be provided at the noon of Friday, There is provided the service of checking of visiting for Mrs Wang, execution is visited and verified various services.Finally, it is verified that platform needs to obtain checking letter Breath, can receive the checking information that Mr. Zhou is uploaded using checking terminal in this example.
For example, server can carry various checking forms, meets with specified object, can check that each specified object provides Certificate original paper.During checking, in order to embody the authenticity of checking, can whole process be recorded using video, After obtaining checking information, by verification platform or checking demand end, automatically generate the result.Described checking in the present embodiment Information may include described the result, may additionally include the various information of collection in checking of visiting, for example, record verification process Produce in the various verification process of visiting such as the evaluation information that video, the scanned copy of various forms filled in and verifier are given Information or the information associating with the result.
Specifically such as, described step S161 may include：
Extract the attribute factor of described choice；
Compare described attribute factor and described subscription information, obtain each described this attribute factor of alternatively visiting pre- with described The difference parameter of about information；
According at least one and default standards of grading of described difference parameter and described attribute factor, determine scoring Value；
According to described score value and preset function relation, calculate the functional value of each described choice；
According to described functional value, select described server.
This attribute factor may include the various attribute factors of choice, and for example, the position of choice, choice can provide The time of service, the checking charge of choice, the checking prestige scoring of choice, the history checking experience of choice, choice Checking qualification, the verification efficiency of choice, the various information such as percent of pass at checking demand end for the checking of choice.
In the present embodiment, described attribute factor and subscription information will be compared, obtain different information.For example, by choice Position and specified object between, determines distance between the two, and distance is more remote, then difference ginseng is bigger, then obtain with apart from phase The score value closing is lower.For another example, in order to realize verifying the smooth of communication, when being verified it is intended that object is connect by checking Receiving end specifies the academic level of server to be necessary for above section level in subscription information, then now, can compare the educational background of choice The gap of the academic water product of the requirement of level and specified object, after having compared, will be scored one by one.
Certainly, during concrete implementation, the attribute factor of described choice can be divided into two classes, and the first kind needs and institute State subscription information to compare, obtain difference parameter, obtain score value further according to difference parameter；Equations of The Second Kind does not need and reservation letter Breath is compared, and directly determines described score value according to attribute factor itself.For example, the checking prestige scoring of choice can be direct As score value, participate in the calculating of described functional value.In the present embodiment it is believed that described functional value is bigger, then corresponding alternative The probability that person is chosen as final server is higher.
For example, described functional value P is calculated according to following functional relation：
Wherein, described yiFor the ith attribute factor；Described fiFor described yiWeighted value；Described xiFor described yiCalibration Value or tuning value；Described n is the total number of described attribute factor.
One citing of above functional relation, in the middle of specific application, is not limited to above-mentioned functional relation.
In certain embodiments, described checking demand information includes the instruction parameter of checking of visiting described in offer；Described step Rapid S161, also includes：Compare described attribute factor and described instruction parameter；
Described step S162 may include：Select described attribute factor and described instruction match parameters, and functional value highest Described choice, as described server.
In order to ensure authenticity, the reliability of verification process, the initiator of checking, i.e. making using described checking demand end User, may claim to the server providing the service for checking credentials of visiting.This requirement in the present embodiment can need in checking Ask in the instruction parameter in information and embody.
In order to provide the high-quality service for checking credentials, the server selecting in the present embodiment, is to need to meet instruction ginseng Number requirement, therefore need to select the server of attribute one and described instruction match parameters.For example, bank is opened an account When it is indicated that the server of the checking that carries out visiting is it is necessary to there be the checking qualification that professional institution authorizes, or the checking that the service for checking credentials is provided The time limit reaches predetermined time limit etc. and requires；Then now, verification platform is to provide the high-quality service for checking credentials, needs there being checking qualification, And verify that the time limit reaches in the choice of the predetermined time limit, select the high choice of functional value, as final server.
In a word, the service for checking credentials of visiting that the present embodiment provides, needs to meet the demand at checking demand end and checking receiving terminal, Accuse the high-quality service for checking credentials to provide.
In the present embodiment, the alternate ways of described verification mode also include recognition of face checking；
Described step S140 may include：Send the first information to described checking receiving terminal；
Described step S150 may include：Receive described checking receiving terminal S of collection after exporting the described first information and open the One image；Wherein, described first image includes face figure；
Described step S160 may include：The first face characteristic of described facial image is extracted from described first image；Will Described first face characteristic and the second face characteristic compare, and form comparison result；Based on described comparison result, determine described specifying Whether object is verified by described recognition of face.
Need in the present embodiment to carry out recognition of face checking.Here recognition of face checking is a kind of network verification, refers to Determine object and do not use precalculated position to be verified, verification platform can also be without sending special server to participate in checking.Described Second face characteristic can be for being prestored in verification platform or described verification platform obtains from public database , for example, from the face characteristic of residence management database or the specified object obtaining from the database of the Ministry of Public Security.
Described first face characteristic can be for carrying using in multiple first images that gather and upload of checking receiving terminal The face characteristic taking.Verified by recognition of face, online under be implicitly present in such a specified object, and this specify to as if with The second face characteristic that legitimate channels obtain matches, and has reliability and authenticity.
In the present embodiment, in order to ensure verification process forged by the photo that illegal person utilizes legal person, carry in the present embodiment For recognition of face checking in also can provide live body checking subprocess；It is multiple that described live body verifies that subprocess includes, presented below Two kinds of optional modes：
Optional mode one：
Described step S150 specifically may include：Receive the video including the described first image that at least S opens disposable collection； Video is the information including image and audio frequency.May also include whether the image judging in video is disposably to adopt in the present embodiment Collection, if disposable collection, the collecting device that this S opens the first image may be identical, and in image, portrait may clothes dress ornament Identical, this video does not have the feature of editing interruption.This can prove the original video that this video is collection.
Described step S160 also includes：
Audio-frequency information is extracted from described video；Determine whether described audio-frequency information is that collection is based on described first information shape Become, obtain the first determination result；Using described comparison result and described first determination result, common determination characterizes described specifying The described checking information whether object is verified by described recognition of face.
The described first information can be Word message and/or pictorial information in the present embodiment, after user sees this information, The first information can be read aloud.The described first information can be passage, is read aloud by the user seeing, the described first information may also include One problem and one or plurality of picture, user please find corresponding answer according to this problem in picture.Thus increase non- Method person forges the difficulty of checking, increases the reliability of checking.Fig. 3 is a kind of display effect schematic diagram of the described first information.
Optional mode two：
Described step S150, also includes：Open the first image from described S, extract lip attitudes vibration information；
Determine the lip attitude whether described lip attitudes vibration information is formed based on the described first information, obtain second true Determine result；
Described step S162 includes：Using described comparison result and described second determination result, common determination forms and characterizes The described checking information whether described specified object is verified by described recognition of face.
In the present embodiment directly from each affiliated first image, extract storage attitudes vibration information, if user is bright Read the first information, or answer the problem implying in the first information, then its cun of lip attitude is foreseeable, and verification platform is permissible Prestore.The lip attitude so being formed by lip activity, can increase illegal person and utilize photo to forge the difficulty of checking Degree, verifies subprocess, the authenticity of lifting checking and reliability by live body.
Fig. 4 be same user 3 the first different images in lip attitudes vibration schematic diagram.
In the present embodiment, the alternate ways of described verification mode also include the checking of identity account information；
Described step S140 may include：Send authentication request to described checking receiving terminal；
Described step S150 may include：Receive described checking receiving terminal be based on described authentication request, the name of return, Identity sequence number and the first account information；
Described step S160 may include：By interacting with public database, determine described name and described identity sequence Whether row mate, and form the first matching result；Carry out information exchange using described identity sequence and premise equipment, obtain with Corresponding second account information of described identification sequence；Mate described first account information and described second account information, shape Become the second matching result；Using described first matching result and described second matching result, common determine described specify to as if No by described identity account information verify.
Additionally provide a kind of identity account information in the present embodiment, identity information here can be the identity card to user Verified etc. information.Described identity sequence can be identity card sequence number, passport serial number, the examination hall card number of student, The various sequence card number that can be identified for that specified object identity such as position card number, educational background card number.
Be can verify that using public database, whether name and identity sequence have corresponding relation.In the present embodiment, Also include the first account information with name and identity sequence number instrument send, the first account information here can be for corresponding to The various accounts of user's application.Corresponding second account information of identification sequence also can be obtained in the present embodiment, here Second account can be the various account such as bank's card number, membership number.Described premise equipment can be the service equipment of predetermined mechanism, example As, webserver of the server of bank, internet etc..Identity information not only can be verified in the present embodiment, also can verify Account information.By mating the first account information and the second account information it becomes possible to obtain another matching result.
First matching result and the second matching result in the present embodiment, obtains checking information.In embodiments of the present invention Checking information can be directly to represent the result verifying whether to pass through, and can also be matching result, comparison result and/or determination The information of result.
Foregoing provide three kinds of Information Authentication modes, but when implementing, be not limited to above-mentioned verification mode.For example May also include other verification modes such as pupil checking, iris verification, voice print verification, fingerprint authentication.In verification platform each Verification mode has its corresponding checking reliability scoring, and verification platform provides at checking demand end and checking receiving terminal both sides and tests During card, suitable verification mode can be selected to be verified, thus providing the service for checking credentials needed for checking both sides, thus reducing checking The checking cost of both sides, and can lift verification efficiency, meanwhile it may also be ensured that the reliability of checking.
In the present embodiment, described step S110 may include：Receive and be located at the institute that the checking demand end of first area sends State checking demand；
Described step S130 may include：Send checking request to the checking receiving terminal positioned at second area；Wherein, described One region is the region beyond described second area.
Described first area and second area are different regions, and for example, described first area saves for A, and second area is B Save, if conventionally being verified on the spot, at least one side needs to cross over a province and verified.For another example, described First area can be national A, and second area is national B；If conventionally being verified on the spot, at least one side needs Cross over a country to be verified.Obviously such checking high cost, proving time are long；According to testing described in the present embodiment Card method is verified it is not necessary to be crossed over a province or a country is verified, can be by verification platform by connecing with checking Receiving end carries out information exchange, just completes to verify, greatly improves verification efficiency and reduce checking cost.
In certain embodiments, described verification platform in order to ensure checking security and authenticity, in the present embodiment Described verification platform may be incorporated into verifying insurance strategy.When a checking demand reaches to the requirement degree of authenticity and reliability During predetermined extent, described verification platform can for its generate checking information be insured, with when the checking information that it provides after Continuous use during, identified go out problematic when, it is possible to use the follow-up reliability that carries out settling a claim etc. of insuring is processed.
Described checking information is insured and may include：
After generating a described checking information, described checking information is sent to service platform of insuring；Secondly, described Service platform of insuring can examine to described checking information, and examination here may include examination checking information and carries out program auditing And/or examination as to substances.Described program examines and includes whether the generating process to checking information predetermined violation or illegal existing The problem of elephant is examined.Described examination as to substances may include：Examine authenticity and the reliability of described checking information.And final root According to program auditing and/or examination as to substances, it is determined whether meet the information such as requirement and volume of insuring of insuring.For example, examined according to essence Come to an end fruit to the described authenticity of checking information and the determination of reliability, determine whether to insure and insure volume.Such described test Card platform can receive the feedback information of insuring of service platform return of insuring.Described verification platform receives described guarantee feedback information again At least one of executable following operation：
By sent along to described checking information and described guarantee feedback information to checking demand end, final by checking demand end According to checking information and guarantee feedback information, it is determined whether according to this checking information Shen movable to some to checking receiving terminal Please give front or negative response.
According to described guarantee feedback information, it is determined whether regenerate checking information.If described checking information meets wanting, that is, According to described guarantee feedback information it is believed that described checking information is to be transmitted directly to effective checking letter at checking demand end Breath, then just by sent along to described checking information and described guarantee feedback information to verify demand end；If described checking information is Invalid authentication information, then adjustment verification mode may re-start checking, for example, gravity treatment selects verification mode to be tested again Card.For example, proving program is problematic, then re-start one-time authentication, to guarantee that program satisfaction requires.
In a word, pass through to verify the introducing of insurance strategy it can be ensured that the authenticity of Information Authentication and can in the present embodiment By property.
As shown in figure 5, the present embodiment provides a kind of Information Authentication method, including：
Step S210：Send checking demand information to verification platform；
Step S220：Receive the checking information that described verification platform returns；Wherein, described checking information is that described checking is flat Platform carries out to specified object verifying acquisition with checking receiving terminal.
The verification method that the present embodiment provides can be the method being applied in checking demand end.Described checking demand end is when really When determining demand and being verified, checking demand can be sent to verification platform, then receive prime number checking information from verification platform.
For example, when the checking needing to carry out meets pre-conditioned, for example, object is specified to be more than with the distance of preset location First apart from when, when the cost verified on the spot be higher than predetermined costs when, can to described verification platform send checking demand Information.
The communication identifier of checking terminal can be carried in the present embodiment in described checking demand information, facilitate described checking Platform utilizes described communication identifier, carries out information exchange or contacts specified object with checking receiving terminal.
Additionally, described checking demand information may also include instruction parameter, instruction carries out the demand of checking of visiting.Certainly, institute State checking demand information and may be used to indicate that verification mode.
In certain embodiments, methods described may include；
Receive the first activity request that checking receiving terminal sends；
Described step S210 may include：
When the first action need that described first activity request participates in carries out Information Authentication, obtain described checking receiving terminal Communication identifier, to described verification platform send described checking demand information.
In a word, described in the present embodiment, checking demand can assist it to be verified using verification platform, is verified into reducing This, lift verification efficiency.
As shown in fig. 6, the present embodiment provides a kind of Information Authentication method it is characterised in that including：
Step S310：Receive the checking request that verification platform sends；Wherein, described checking request is described verification platform base Send in the checking demand information that checking demand end sends；
Step S320：Based on described checking request, send predetermined information to described verification platform；
Wherein, described predetermined information is used for, for described verification platform, specified object is carried out with Information Authentication, obtains checking letter Breath；Wherein, described checking information is the information returning to described checking demand end.
The present embodiment described information verification method can be for being applied to verify the verification method in receiving terminal.In the present embodiment Described checking receiving terminal, can receive described verification platform please based on the checking that the checking demand information at checking demand end sends Ask.Predetermined letter with verification platform interactive information, for example, can be sent to verification platform according to described checking request in step s 320 Breath.Complete the Information Authentication carrying out required by checking demand end by the assistance of verification platform, there is checking low cost and checking The feature of efficiency high.
It should be noted that：
During concrete implementation, the information that interacts between described checking receiving terminal and verification platform, not only include Described checking request, predetermined information, also include video, image and various text message of lifting in verification process etc. and checking Related checking related information.Described checking related information can be the foundation information for generating described checking information.
As shown in fig. 7, the present embodiment is supplied to a kind of verification platform, including the first receiving unit 110, select unit 120, Determining unit 130, the first transmitting element 140 and obtaining unit 150.
Described first receiving unit 110, for receiving the checking demand information of checking demand end transmission；
Described select unit 120, for according to described checking demand information, selecting the authentication that checking demand matches Formula；
Described determining unit 130, for determining checking receiving terminal according to described checking demand information；
Described first transmitting element 140, for sending checking request to checking receiving terminal；
Described first receiving unit 110, is additionally operable to receive described checking receiving terminal and is based on described checking request, return pre- Determine information；
Described obtaining unit 150, for based on described predetermined information, carrying out letter using described verification mode to specified object Breath checking, obtains checking information；
Described first transmitting element 140, for being sent to described checking demand end by described checking information.
Verification platform described in the present embodiment may correspond to the network equipment that one or more is located in network, such as network Server of side etc..
Described first receiving unit 110 and described first transmitting element 140 may correspond to communication interface, and this communication interface can For wireline interface and wave point, this wireline interface can be cable interface or fiber optic cable interface.Described cable interface can be twisted-pair feeder Interface or coaxial cable interface etc..Described wave point may correspond to various dual-mode antennas.In a word, described first receiving unit 110 and described first transmitting element 140 can for various can be with checking demand end and verify that receiving terminal carry out ends of information exchange End.
Described select unit 120 and determining unit 130 and obtaining unit 150 may correspond to processor in verification platform or Process circuit.Described processor may include central processor CPU, Micro-processor MCV, digital signal processor DSP, programmable battle array The row various process structure such as PLC or application processor AP.Described process circuit may include application-specific integrated circuit ASIC.Described selection Unit 120 and determining unit 130 and obtaining unit 150 can correspond to a processor or process circuit jointly it is also possible to separate Corresponding to different processors or process circuit.
Described processor or process circuit can realize above-mentioned functions by executing predetermined code in the present embodiment.
Verification platform described in the present embodiment, can assist in checking demand end and checking receiving terminal carries out Information Authentication, provides Checking resource, it is to avoid verify that the verification efficiency leading to is low, verify high cost on the spot；And need not verify that demand end needs voluntarily to build Verification platform, such that it is able to simplify checking.
In certain embodiments, described first receiving unit 110 is used for receiving the reliability that described checking demand end sends Require parameter；Described select unit 1 specifically for from least M kind alternate ways select N kind described in alternate ways, as described Verification mode；Wherein, described M is not less than 2 integer；Described N is the positive integer of no more than described M；Described N kind alternate ways Checking reliability scoring and described reliability requirement information match.
Described verification platform can provide multiple alternative verification modes in the present embodiment, that is, provide multiple verification modes Checking resource, verification platform can according to checking demand end checking demand information, select one or more verification mode carry out, To guarantee authenticity and the reliability verified.
During concrete implementation, described select unit 120 can select described checking demand according to checking demand information The verification mode of information instruction, as final verification mode, to meet the checking demand at checking demand end.
In certain embodiments, the alternate ways of described verification mode include checking of visiting；
Described first transmitting element 140, specifically for when described verification mode includes visiting checking, connecing to described checking Receiving end sends the reserve requests of checking of visiting；
Described first receiving unit 110, is based on described reserve requests specifically for receiving described checking receiving terminal, return Visit the subscription information of checking；
Described obtaining unit 150, specifically for the attribute factor according to described subscription information and choice, selects to provide institute State the server of checking of visiting；
Described first receiving unit 110, the checking letter that the checking terminal using specifically for receiving described server sends Breath.
Described first transmitting element 140, specifically for when the verification mode selecting is to visit checking, to checking receiving terminal Send checking demand.First receiving unit 110, specifically for the subscription information receiving, and described acquisition is single in the present embodiment The unit 150 suitable server of meeting, provides the service of checking of visiting according to subscription information；Thus meet on the spot without checking both sides Demonstrate.And described server is the attribute factor according to choice in the present embodiment, select from selected person.Described genus Sex factor can be visited checking or provide and how to visit and test for the various offers that whether meet that can directly or indirectly reflect choice The information of the service of card；Like this, select to carry out the server of checking that visits, checking of visiting not only can be provided, acceptable The service at least making described specified object server as satisfied as possible and checking of visiting is provided.
In certain embodiments, described select unit 120, specifically for extracting the attribute factor of described choice；Compare Described attribute factor and described subscription information, obtain each described this attribute factor and difference of described subscription information of alternatively visiting Parameter；According at least one and default standards of grading of described difference parameter and described attribute factor, determine score value； According to described score value and preset function relation, calculate the functional value of each described choice；According to described functional value, select described Server.
Select unit 120, especially by comparing attribute factor and subscription information, obtains difference ginseng in the present embodiment Number, further according to difference parameter and/or attribute factor and default scoring mark, is determined score value, is calculated by functional relation Reflect that whether each choice is the functional value of suitable server, can quantitative selecting close most finally according to functional value Suitable server, provides aforementioned checking of visiting, to guarantee the user satisfaction of the authenticity, reliability and user verified.
In certain embodiments, described checking demand information includes the instruction parameter of checking of visiting described in offer；Described choosing Select unit 120, be additionally operable to compare described attribute factor and described instruction parameter；Select described attribute factor and described instruction parameter Match, and choice described in functional value highest, as described server.
Under some scenes, the checking receiving terminal specifying not only object use can pass through subscription information, makes checking of visiting Arrangement and to server provide require, initiate checking demand checking demand end it is also possible to by described checking demand letter Breath claims to server, therefore in the present embodiment therefore in order to meet the instruction at checking demand end, the meeting of described select unit 120 Select the choice of the requirement meeting checking demand end, as final server.
In certain embodiments, the alternate ways of described verification mode also include recognition of face checking；
Described first transmitting element 140, specifically for sending the first information to described checking receiving terminal；
Described first receiving unit 110, adopts after exporting the described first information specifically for receiving described checking receiving terminal The S of collection opens the first image；Wherein, described first image includes face figure；
Described obtaining unit 150, the first face specifically for extracting described facial image from described first image is special Levy；Described first face characteristic and the second face characteristic are compared, forms comparison result；Based on described comparison result, determine institute State whether specified object is verified by described recognition of face.
The alternate ways of described verification mode may also include recognition of face checking in the present embodiment.The present embodiment in The first information that first transmitting element 140 also will send, can at least include indicating that specified object and/or checking receiving terminal are wrapped Include the operation of the IMAQ of face.And then described first receiving unit 110 can receive the checking that checking receiving terminal sends please Ask.The last comparison by face characteristic for the acquiring unit 150, obtains checking information.Here checking information can be directly to test Different information after card result or inclusion comparison etc..Described face characteristic may include face's device in the present embodiment The various letter being capable of one people of unique mark or a user such as relative position relation between the shape facility of official, face's organ Breath.
The apparatus structure carrying out described recognition of face checking has multiple, two kinds of alternative constructions presented below：
Alternative construction one
Described first receiving unit 110, opens the disposable described first image gathering specifically for receiving inclusion at least S Video；
Described obtaining unit 150, specifically for extracting audio-frequency information from described video；Whether determine described audio-frequency information Formed based on the described first information for collection, obtain the first determination result；Using described comparison result and described first determination As a result, the common described checking information determining whether the described specified object of sign is verified by described recognition of face.
The described first information also includes the information for forming described audio-frequency information in the present embodiment.In the present embodiment What described first receiving unit 110 directly received is video, and this video includes image information and audio-frequency information.In the present embodiment In not only can carry out based on face characteristic comparison, also can will be right frequently to audio-frequency information and the first information, obtain first and determine knot Really, finally according to comparison result and the first determination result, form checking information.For example, in specific implementation process, can be to work as institute State comparison result show compare success rate be more than preset ratio after, described first determination result show described audio-frequency information be with It is believed that described recognition of face is verified after the information that the first information matches.
Alternative construction two
Described obtaining unit 150, is additionally operable to open the first image from described S, extracts lip attitudes vibration information；Determine institute State the lip attitude whether lip attitudes vibration information is formed based on the described first information, obtain the second determination result；Using institute State comparison result and described second determination result, common determination forms and whether characterizes described specified object by described recognition of face The described checking information of checking.
Described acquiring unit 150 will be opened the first image from S in this embodiment, extract lip attitudes vibration information, obtain Lip attitude, obtains the second determination result, and described acquiring unit 150 will be according to comparison result and the second determination in the present embodiment Result, it is determined whether the checking information verified by recognition of face.
In certain embodiments, the alternate ways of described verification mode also include the checking of identity account information；
Described first transmitting element 140, specifically for sending authentication request to described checking receiving terminal；
Described first receiving unit 110, is based on described authentication request specifically for receiving described checking receiving terminal, returns Name, identity sequence number and the first account information returned；
Described obtaining unit 150, specifically for by interacting with public database, determining described name and described identity mark Know whether sequence mates, form the first matching result；Carry out information exchange using described identity sequence and premise equipment, obtain Take second account information corresponding with described identification sequence；Mate described first account information and described second account letter Breath, forms the second matching result；Using described first matching result and described second matching result, common determination is described specified right As if no by described identity account information verify.
There is provided a kind of checking of identity account information in the present embodiment, respectively the identity information to specified object and based on should The account that identity information opens up carries out dual checking, and simultaneously using open or that public rights power is formed have high reliability and Authoritative public database is verified, with the authenticity of the checking of lifting and reliability.
In certain embodiments, described first receiving unit 110, specifically for receiving the checking demand being located at first area The described checking demand that end sends；Described first transmitting element 140, specifically for sending out to the checking receiving terminal positioned at second area Send checking request；Wherein, described first area is the region beyond described second area.
Essence remote validation for convenience in the present embodiment, described checking demand end is located at first area, and described tests Card receiving terminal is located at second area, the geographic area that first area and second area are different in essence, and so resulting in checking needs End and described checking receiving terminal is asked to be geographic distance two terminals farther out, this means that the checking demand using checking demand end Just and testing recipient using the need of checking receiving terminal substantially has larger distance, if being inconvenient certainly using verifying on the spot, If using the present embodiment provide device it is possible to utilize network, realized the letter of different geographic regions by third-party authentication platform Breath checking, lifts verification efficiency, and guarantees reliability and the authenticity verified.
As shown in figure 8, the present embodiment also provides a kind of checking demand end, including：
Second transmitting element 210, for sending checking demand to verification platform；
Second receiving unit 220, for receiving the checking information that described verification platform returns；Wherein, described checking information Specified object is carried out verify acquisition with checking receiving terminal for described verification platform.
Described checking demand end in the present embodiment, can be for being connected to network, with described verification platform and/or described checking Receiving terminal carries out the terminal device of information exchange, specifically can such as mobile phone, panel computer, notebook computer, desktop computer or can wear Wear other electronic equipments of formula equipment.
In the present embodiment described second transmitting element 210 and described second receiving unit 220 may both correspond to described in test Communication interface in card demand end, communication interface here can be wireline interface or wave point, and wireline interface here can be Cable interface or fiber optic cable interface.Described wave point can be the various antennas with transmission-receiving function.
Described demand end in the present embodiment, can entrust verification platform pair by carrying out information exchange with verification platform Specified object carries out Information Authentication, on the one hand lifting verification efficiency, reduces checking cost；Carried out by professional verification platform simultaneously Third-party authentication, it may also be ensured that the reliability of checking and authenticity.
As shown in figure 9, the present embodiment provides a kind of checking receiving terminal, including：
3rd receiving unit 310, for receiving the checking request of verification platform transmission；Wherein, described checking request is institute State what verification platform was sent based on the checking demand information that checking demand end sends；
3rd transmitting element 320, for based on described checking request, sending predetermined information to described verification platform；
Wherein, described predetermined information is used for, for described verification platform, specified object is carried out with Information Authentication, obtains checking letter Breath；Wherein, described checking information is the information returning to described checking demand end.
Described checking receiving terminal can enter row information with checking demand end and verification platform for various in the present embodiment The terminal of interaction, such as other electronic equipments of mobile phone, panel computer, notebook computer, desktop computer or Wearable device.
In the present embodiment described 3rd receiving unit 310 and described 3rd transmitting element 320 may both correspond to described in test Communication interface in card receiving terminal, communication interface here can be wireline interface or wave point, and wireline interface here can be Cable interface or fiber optic cable interface.Described wave point can be the various antennas with transmission-receiving function.
Checking receiving terminal described in the present embodiment can be by the information exchange of verification platform in a word, and just completing described checking needs Ask the Information Authentication to specified object for the end, it is to avoid the phenomenon such as low, checking cost height of the verification efficiency such as checking on the spot, simultaneously by the 3rd Square verification platform provides specialty checking to may insure authenticity and the legitimacy of checking.
There is provided a specific example below in conjunction with above-mentioned any embodiment：
Example one：
For example, domestic user configures assets trend substantially in overseas, but offshore banking mechanism is carrying out phase to domestic user During the business of pass, the identity verification work to domestic user often runs into a lot of problems：Lack domestic user's identity information electronics Veritify channel；Some business necessarily require to witness face to face, and sign papery contract, and user is cross-border to carry out live aspectant witness Relatively costly；The requirement to witness for the different business is different flexibly easily to witness flow process it is impossible to set up, and is witnessed into reducing This.
This example provides a kind of Information Authentication method, it may include：Using internet verification platform, (such as Tengxun's checking is flat Platform) different according to the requirement of witness, modularization builds the witness service of a set of multi-layer.
Rank one：Real-name authentication is verified
Using verification platform service, the ID card information (name and ID card No.) to user, the bank card letter of user Breath (card number bank of name bank reserves cell-phone number) carries out electronics veritification；Electronic contract or electronic demonstration can be provided related simultaneously Information (as investment risk discloses) service.Here real-name authentication checking can be one kind of aforementioned identity account checking, here User is aforesaid specified object.
Rank two：Recognition of face is verified
User is read aloud according to the sentence that Tengxun's server end is given, and the lip reading that then system of users is read aloud is tested Card, and obtain corresponding human face photo from recorded video.After In vivo detection passes through, by the photo getting, (identity card head portrait shines Piece, face are from taking a picture, comparison library photo) verified and submitted to Ministry of Public Security's background service and compared.Can carry simultaneously Supplied for electronic contract or electronic demonstration relevant information (as investment risk discloses) service.
Rank three：Visit checking
When needing that face-to-face witness requires, need user input to visit the place of witness, and subscription time, system according to Personal or the LBS geographical position of mechanism, history service favorable comment degree etc. and choose the best alternatives, by related Order splitting to mass-rent platform (personal or mechanism).Visited by the personnel that personal or mechanism specify, carry out aspectant witness service；Papery can be provided simultaneously Contract or face to face communication relevant information (as investment risk discloses) service.
During concrete implementation, when being verified, can only select one of which verification mode, can be according to need Ask, independent assortment selects two or more verification mode.
Example two：
As shown in Figure 10, this example provides a kind of system architecture that can apply above-mentioned verification method, including positioned at bottom Database, intermediate layer, CGI (Common Gateway Interface, CGI) layer and application (Application, APP) layer.
The data of bottom can, can be used for storing various data, for example, the attribute factor of choice, order data and Checking information after process etc..
Intermediate layer can may correspond to the process structure of aforesaid verification platform for system architecture, including order processing, distribute leaflets Process, calculate server's queue, server's positional information and server's information.
CGI layer can be used for application layer and docked, for carrying out data interaction with application layer.
Show account holder in Fig. 10, account holder here corresponds to the specified object in previous embodiment.Account holder Corresponding application layer may operate in checking receiving terminal, and the application layer of described server operates in checking terminal.
Wherein account holder side will undertake initiation reservation witness by the APP that opens an account, and subscription information confirms, and server evaluates work( Energy.
Server side reports being undertaken the collection of server's information, positional information by witness APP, and order page presentation is ordered The functions such as single operation.Here sequence information is equivalent to aforesaid checking demand information.
CGI layer then undertakes and for the request of APP to forward intermediate layer.
The process of each background logic is then responsible in intermediate layer, and including processing order, (server selects to calculate server's queue Algorithm), distribute leaflets are processed, and evaluation is processed, and information preservation is processed.
The all information of database (Database, DB) storage system, including server's information, witnesses position, order flowing water, The information such as user's evaluation.
During checking of visiting, propose a kind of server's selection algorithm here, solve the problems, such as to witness distribute leaflets：
Server's selection algorithm, specific as follows：
Server's selection algorithm calculates the server of optimum nearby, and by the data of Analysis Service person's behavior, opens an account The data that people evaluates, and then the factor of continuous adjustment algorithm and weight, thus realize the optimization of algorithm itself.Long-pending with data Tired, server's selection algorithm can calculate the server of optimum with becoming better and better.
Algorithm main thought is, according to multiple different factors and different weight calculation currently all available servers Fraction, then priority is high for fraction height.After distribute leaflets, the behavior of record server and its reason in detail, record account holder is to server Detailed assessment, the above-mentioned data of backstage timing analysis, for a fairly large number of bad content, the weight ratio of the adjust automatically factor Example.
And the score of the factor is dynamic calculation, it is not fixing value, but contrasts according to mean value in system And formed, can be changed according to the change of total mean value of system.
Dispatching algorithm basic formula
The score computing formula of n attribute factor is as follows：
Y is the score of attribute factor, and f is the weight of attribute factor, the tuning value of the personalization that x is arranged for system.
Weight automated tuning
The weight original allocation of each attribute factor and the condition of weight adjustment are as follows：
Attribute factor score dynamic calculation
Do not take dynamic calculation apart from the factor, server's evaluation points, take fixed range.Other factors all adopt dynamic The method that state calculates.
Attribute factor 1：Distance
Attribute factor 2：Server charges
Attribute factor 3：The grading of server, grading more balloon score is higher
Attribute factor 4：Order number
Attribute factor 5：Order rate
Attribute factor 6：Success rate
Attribute factor 7：Arrival time
Attribute factor 8：Witness is time-consuming
It should be understood that disclosed equipment and method in several embodiments provided herein, can be passed through it Its mode is realized.Apparatus embodiments described above are only schematically, for example, the division of described unit, it is only A kind of division of logic function, actual can have other dividing mode, such as when realizing：Multiple units or assembly can combine, or It is desirably integrated into another system, or some features can be ignored, or do not execute.In addition, shown or discussed each composition portion Coupling point each other or direct-coupling or communication connection can be the INDIRECT COUPLING of equipment or unit by some interfaces Or communication connection, can be electrical, machinery or other forms.
The above-mentioned unit illustrating as separating component can be or may not be physically separate, show as unit The part showing can be or may not be physical location, you can with positioned at a place it is also possible to be distributed to multiple network lists In unit；The purpose to realize this embodiment scheme for the part or all of unit therein can be selected according to the actual needs.
In addition, can be fully integrated in a processing module in each functional unit in various embodiments of the present invention, also may be used Be each unit individually as a unit it is also possible to two or more units are integrated in a unit；Above-mentioned Integrated unit both can be to be realized in the form of hardware, it would however also be possible to employ the form that hardware adds SFU software functional unit is realized.
One of ordinary skill in the art will appreciate that：The all or part of step realizing said method embodiment can be passed through Completing, aforesaid program can be stored in a computer read/write memory medium the related hardware of programmed instruction, this program Upon execution, execute the step including said method embodiment；And aforesaid storage medium includes：Movable storage device, read-only Memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), magnetic disc or Person's CD etc. is various can be with the medium of store program codes.
The above, the only specific embodiment of the present invention, but protection scope of the present invention is not limited thereto, and any Those familiar with the art the invention discloses technical scope in, change or replacement can be readily occurred in, all should contain Cover within protection scope of the present invention.Therefore, protection scope of the present invention should be defined by described scope of the claims.

Claims (20)

1. a kind of Information Authentication method is it is characterised in that include：
Receive the checking demand information that checking demand end sends；
According to described checking demand information, select the verification mode that checking demand matches；
Checking receiving terminal is determined according to described checking demand information；
Send checking request to checking receiving terminal；
Receive described checking receiving terminal and be based on described checking request, the predetermined information of return；
Based on described predetermined information, Information Authentication is carried out using described verification mode to specified object, obtain checking information；
Described checking information is sent to described checking demand end.
2. method according to claim 1 it is characterised in that
The described checking demand information receiving the transmission of checking demand end, including：
Receive the reliability requirement parameter that described checking demand end sends；
The described verification mode being matched according to described checking demand information, selection checking demand, including：
Select alternate ways described in N kind from least M kind alternate ways, as described verification mode；Wherein, described M is not less than 2 Integer；Described N is the positive integer of no more than described M；The scoring of checking reliability and the described reliability of described N kind alternate ways Demand information matches.
3. method according to claim 1 it is characterised in that
The alternate ways of described verification mode include checking of visiting；
Described to checking receiving terminal send checking request, including：
The reserve requests of checking of visiting when described verification mode includes visiting checking, are sent to described checking receiving terminal；
Described receive described checking receiving terminal be based on described checking request, the predetermined information of return, including：
Receive described checking receiving terminal and be based on described reserve requests, the subscription information of the checking of visiting of return；
Described Information Authentication is carried out using described verification mode based on described predetermined information to specified object, obtain checking information, Including：
According to the attribute factor of described subscription information and choice, select the server of checking that visits described in offer；
Receive the described checking information of the checking terminal transmission that described server uses.
4. method according to claim 3 it is characterised in that
The described attribute factor according to described subscription information and choice, selects the server of checking that visits described in offer, including：
Extract the attribute factor of described choice；
Compare described attribute factor and described subscription information, obtain each described this attribute factor and described reservation letter of alternatively visiting The difference parameter of breath；
According at least one and default standards of grading of described difference parameter and described attribute factor, determine score value；
According to described score value and preset function relation, calculate the functional value of each described choice；
According to described functional value, select described server.
5. method according to claim 4 it is characterised in that
Described checking demand information includes the instruction parameter of checking of visiting described in offer；
The described attribute factor according to described subscription information and choice, selects the server of checking that visits described in offer, also wraps Include：
Compare described attribute factor and described instruction parameter；
Described described server is selected according to described functional value, including：
Select described attribute factor and described instruction match parameters, and choice described in functional value highest, as described clothes Business person.
6. method according to claim 1 it is characterised in that
The alternate ways of described verification mode also include recognition of face checking；
Described to checking receiving terminal send checking request, including：
Send the first information to described checking receiving terminal；
Described receive described checking receiving terminal be based on described checking request, the predetermined information of return, including：
Receive described checking receiving terminal S of collection after exporting the described first information and open the first image；Wherein, described first image Including face figure；
Described Information Authentication is carried out using described verification mode based on described predetermined information to specified object, obtain checking information, Including：
The first face characteristic of described facial image is extracted from described first image；
Described first face characteristic and the second face characteristic are compared, forms comparison result；
Based on described comparison result, determine whether described specified object is verified by described recognition of face.
7. method according to claim 6 it is characterised in that
The described described checking receiving terminal S of collection after the described first information of output that receives opens the first image information, including：
Receive the video including the described first image that at least S opens disposable collection；
Described based on described predetermined information, Information Authentication is carried out to specified object using described verification mode, also includes：
Audio-frequency information is extracted from described video；
Determine whether described audio-frequency information is to gather to be formed based on the described first information, obtain the first determination result；
Described determine whether described specified object is verified by described recognition of face based on described comparison result, including：
Using described comparison result and described first determination result, common determination characterizes whether described specified object passes through described people The described checking information of face identification checking.
8. method according to claim 6 it is characterised in that
Described Information Authentication is carried out using described verification mode based on described predetermined information to specified object, obtain checking information, Also include：
Open the first image from described S, extract lip attitudes vibration information；
Determine the lip attitude whether described lip attitudes vibration information is formed based on the described first information, obtain second and determine knot Really；
Described determine whether described specified object is verified by described recognition of face based on described comparison result, including：
Using described comparison result and described second determination result, common determination forms and characterizes whether described specified object passes through The described checking information of described recognition of face checking.
9. method according to claim 1 it is characterised in that
The alternate ways of described verification mode also include the checking of identity account information；
Described to checking receiving terminal send checking request, including：
Send authentication request to described checking receiving terminal；
Described receive described checking receiving terminal be based on described checking request, the predetermined information of return, including：
Receive described checking receiving terminal and be based on described authentication request, the name of return, identity sequence number and the first account Number information；
Described Information Authentication is carried out using described verification mode to specified object based on described predetermined information, including：
By interacting with public database, determine whether described name is mated with described identity sequence, form the first coupling Result；
Carry out information exchange using described identity sequence and premise equipment, obtain corresponding with described identification sequence the Two account information；
Mate described first account information and described second account information, form the second matching result；
Using described first matching result and described second matching result, jointly determine whether described specified object passes through described body Part account information checking.
10. method according to claim 1 it is characterised in that
The described checking demand information receiving the transmission of checking demand end, including：
Receive and be located at the described checking demand that the checking demand end of first area sends；
Described to checking receiving terminal send checking request, including：
Send checking request to the checking receiving terminal positioned at second area；
Wherein, described first area is the region beyond described second area.
A kind of 11. verification platforms are it is characterised in that include the first receiving unit, select unit, determining unit, the first transmission list Unit and obtaining unit：
Described first receiving unit, for receiving the checking demand information of checking demand end transmission；
Described select unit, for according to described checking demand information, selecting the verification mode that checking demand matches；
Described determining unit, for determining checking receiving terminal according to described checking demand information；
Described first transmitting element, for sending checking request to checking receiving terminal；
Described first receiving unit, is additionally operable to receive described checking receiving terminal based on described checking request, the predetermined information of return；
Described obtaining unit, for based on described predetermined information, Information Authentication being carried out to specified object using described verification mode, Obtain checking information；
Described first transmitting element, for being sent to described checking demand end by described checking information.
12. verification platforms according to claim 11 it is characterised in that
Described first receiving unit, specifically for receiving the reliability requirement parameter that described checking demand end sends；
Described select unit, specifically for selecting alternate ways described in N kind from least M kind alternate ways, as described checking Mode；Wherein, described M is not less than 2 integer；Described N is the positive integer of no more than described M；The checking of described N kind alternate ways Reliability scoring and described reliability requirement information match.
13. verification platforms according to claim 11 it is characterised in that
The alternate ways of described verification mode include checking of visiting；
Described first transmitting element, specifically for when described verification mode includes visiting checking, sending out to described checking receiving terminal Deliver to one's home the reserve requests of checking；
Described first receiving unit, is based on described reserve requests specifically for receiving described checking receiving terminal, visiting of return is tested The subscription information of card；
Described obtaining unit, specifically for the attribute factor according to described subscription information and choice, selects to visit described in offer The server of checking；
Described first receiving unit, the checking information that the checking terminal using specifically for receiving described server sends.
14. verification platforms according to claim 13 it is characterised in that
Described select unit, specifically for extracting the attribute factor of described choice；Compare described attribute factor and described reservation Information, obtains each described this attribute factor and difference parameter of described subscription information of alternatively visiting；According to described difference parameter With at least one and default standards of grading of described attribute factor, determine score value；According to described score value and default Functional relation, calculates the functional value of each described choice；According to described functional value, select described server.
15. according to claim 14 checking it is characterised in that
Described checking demand information includes the instruction parameter of checking of visiting described in offer；
Described select unit, is additionally operable to compare described attribute factor and described instruction parameter；Select described attribute factor with described Instruction match parameters, and choice described in functional value highest, as described server.
16. verification platforms according to claim 11 it is characterised in that
The alternate ways of described verification mode also include recognition of face checking；
Described first transmitting element, specifically for sending the first information to described checking receiving terminal；
Described first receiving unit, opens specifically for receiving described checking receiving terminal S of collection after exporting the described first information First image；Wherein, described first image includes face figure；
Described obtaining unit, specifically for extracting the first face characteristic of described facial image from described first image；By institute State the first face characteristic to compare with the second face characteristic, form comparison result；Based on described comparison result, it is described specified right to determine As if no verified by described recognition of face.
17. verification platforms according to claim 15 it is characterised in that
Described first receiving unit, specifically for receiving the video including the described first image that at least S opens disposable collection；
Described obtaining unit, specifically for extracting audio-frequency information from described video；Determine whether described audio-frequency information is collection Formed based on the described first information, obtain the first determination result；
Described determine whether described specified object is verified by described recognition of face based on described comparison result, including：
Using described comparison result and described first determination result, common determination characterizes whether described specified object passes through described people The described checking information of face identification checking.
18. verification platforms according to claim 14 it is characterised in that
Described obtaining unit, is additionally operable to open the first image from described S, extracts lip attitudes vibration information；Determine described lip The lip attitude whether attitudes vibration information is formed based on the described first information, obtains the second determination result；Using described comparison Result and described second determination result, common determination forms and characterizes whether described specified object is verified by described recognition of face Described checking information.
19. verification platforms according to claim 11 it is characterised in that
The alternate ways of described verification mode also include the checking of identity account information；
Described first transmitting element, specifically for sending authentication request to described checking receiving terminal；
Described first receiving unit, is based on described authentication request, the surname of return specifically for receiving described checking receiving terminal Name, identity sequence number and the first account information；
Described obtaining unit, specifically for by interacting with public database, determining described name and described identity sequence Whether mate, form the first matching result；Carry out information exchange using described identity sequence and premise equipment, obtain and institute State corresponding second account information of identification sequence；Mate described first account information and described second account information, formed Second matching result；Using described first matching result and described second matching result, jointly whether determine described specified object Verified by described identity account information.
20. verification platforms according to claim 11 it is characterised in that
Described first receiving unit, specifically for receiving the described checking demand that the checking demand end being located at first area sends；
Described first transmitting element, specifically for sending checking request to the checking receiving terminal positioned at second area；
Wherein, described first area is the region beyond described second area.
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