CN106446970A

CN106446970A - Self-service equipment and automatic card issuing system

Info

Publication number: CN106446970A
Application number: CN201510483416.8A
Authority: CN
Inventors: 土谷正树; 后藤康夫; 手塚雅之; 张继红; 郭丽莉
Original assignee: Hitachi Financial Equipment System Shen Zhen Co Ltd; Hitachi Omron Financial System Co Ltd
Current assignee: Hitachi Financial Equipment System Shen Zhen Co Ltd; Hitachi Omron Financial System Co Ltd
Priority date: 2015-08-07
Filing date: 2015-08-07
Publication date: 2017-02-22

Abstract

The invention provides self-service equipment and an automatic card issuing system, wherein the self-service equipment can instantly and efficiently perform invalidating processing on a recycled card. The self-service equipment (1) can recycle and issue the card which is used for recording information. The self-service equipment (1) is provided with a card entrance (6), a card reader (30), a card issuing device (40), a card invalidating device (50) and a recycling box (57). The card reader (30) is provided with a card conveying path (32) which can convey the inserted cards and newly issued cards. Recycled card information which comprises information for identifying the inserted card can be read from the inserted card, or card issuing information which comprises information for identifying the newly issued card can be read from the newly issued card. The card issuing device (40) is provided with a card temporary storage device (44) which keeps and conveys to-be-issued cards. The card invalidating device (50) destroys a part for recording and storing the information in the inserted card for invalidating the card or conveying the invalidated inserted card according to the recycled card information.

Description

Self-service equipment and automatic card dispatching system

Technical field

The present invention relates to self-service equipment and automatic card dispatching system, more particularly, to possess card reader, card sender, Block the self-service equipment of invalid gasifying device and card collection box and be made up of this self-service equipment and upper system Automatic card dispatching system.

Background technology

In bank and other financial mechanism, in order to mitigate the burden of pipe crewman, and the deposit of client is made to process Or withdrawal the business automation such as processes improving the service to client, in large quantities using automatic trading apparatus Deng self-service equipment.In addition, carrying out each of regulation business business such as () for example paying tariff for patron self-service Plant self-service equipment to be also widely used.In order that these self-service equipment automatic runnings, using magnetic card or IC Card, as the medium of the information for self-service equipment identifying user and its account.

In general, user inserts cards into self-service equipment under state for example when transaction starts etc., Carry out corresponding operating, tell card from self-service equipment under state in closing the transaction etc., user's card taking simultaneously terminates Operation to self-service equipment.

But, user sometimes under the state such as in closing the transaction self-service equipment forget card taking after telling card.This When, in order to prevent card from being taken away by other people beyond this user, in the stipulated time after telling card, card does not have In the case of removed, it is judged as that user forgets card taking, again card is delivered in self-service equipment, and The card forgetting to take is recycled to the card collection box being located at card reader rear in device.Afterwards, forget card taking User goes to the subbranch of bank administering this self-service equipment, takes, by the formality of regulation, the card being recovered away.

Therefore, in the case that card passes out of mind and takes out from self-service equipment, user has to go to administration to be somebody's turn to do Subbranch of bank of self-service equipment etc., and by the complicated operation card taking such as card taking formality.On the other hand, The management personnel of self-service equipment also have to go to self-service equipment to take the card being recovered away, and take care of these Card, when the user forgetting card taking comes card taking, executes and is used for being confirmed whether it is user and returns The formality of card etc..So, there is the technical problem of the operation efficiency hindering self-service equipment.

For above-mentioned technical problem, prior art proposes setting in self-service equipment and returns card device, so that Improve the operation efficiency of self-service equipment.For example, in self-service equipment, the rear of card reader arranges multiple use In the buffer of storage card, the situation of the card within this self-service equipment has reclaimed the capacity of this buffer Under, by being operated in the fixed card that returns of the enterprising professional etiquette of display picture of self-service equipment by user, can to The card that family return is recovered.

But, above-mentioned prior art yet suffers from the following technical problem be badly in need of and solving.

For example, reclaimed the card of the capacity exceeding buffer in above-mentioned self-service equipment in the case of, or Card can only be recycled to the card collection box positioned at card reader rear.The management personnel of self-service equipment are still not Obtaining does not go to self-service equipment to take the card being recovered to card collection box away, and these cards of keeping, needs artificial The card being recovered is processed, there is the danger of manager works error or illegal operation.And In this case, forget that the user of card taking still has to go to former self-service equipment to carry out above-mentioned regulation Return card operation.If before user goes to this self-service equipment to carry out returning card operation, self-service equipment The card that this self-service equipment reclaims is taken away by management personnel by regular recycling, then user is again only Bank administering this self-service equipment etc. can be gone to carry out the complicated operation card taking such as card taking formality.

And, particularly, return the buffer being used for storage card in card device mostly using moving up and down construction, The capacity of buffer is limited to the distance from inward and outward card channel to card reader bottom surface in principle.In general, The capacity of buffer can only accommodate the card of 5 about, and the organic efficiency of this degree is difficult to meet reality Need.

Therefore, above-mentioned prior art still cannot be fully solved the technical problem returning card to user, can return The number of card also is limited, and for returning the limited time of card operation, user can only arrive this TV station equipment or specify Card is fetched in equipment/place.Additionally, there are the danger of manager works error or illegal operation, and And it is low and affect the technical problem of the operation efficiency of self-service equipment to yet suffer from organic efficiency.

Content of the invention

The present invention is directed to above-mentioned technical problem of the prior art, provides one kind can immediately and efficiently The card being recovered is carried out with self-service equipment and the automatic card dispatching system of ineffective treatment process.

The present invention provides a kind of self-service equipment, can reclaim and issue the card for record information, and it is special Levy and be, have：Inward and outward card channel, inserts self-service equipment for card, and supplies the card of new issue from self-service Equipment is sent；Card reader, is provided with the card transport path of the card that can convey the card being inserted into and new issue, The recovery card letter comprising the information for identifying this card being inserted into can be read from the described card being inserted into Breath, or the hair fastener of the information comprising the card for identifying this new issue is read from the card of described new issue Information；Card sender, is provided with keeping and conveys the card buffer of the card wanting new issue；Block invalid gasifying device, Record in the card being inserted into described in destruction and protect stored partly to make card ineffective treatment or conveying basis Described reclaim card information be invalidated described in the card that is inserted into；And collection box, storage is invalidated Described in the card that is inserted into.

The self-service equipment of the present invention can also be that the invalid gasifying device of described card has broken in physical property mode Record in the card being inserted into described in bad and protect the stored post-failure behaviors partly to make card ineffective treatment.

The self-service equipment of the present invention can also be, described post-failure behaviors destroy by described recovery card information and When representing the recovery how card to be processed when being recovered, illustrate should be destroyed when reclaiming for processing information Card.

The self-service equipment of the present invention can also be, described self-service equipment also has can point out to be inserted into Block the prompting mechanism whether being destroyed by described post-failure behaviors.

The self-service equipment of the present invention can also be that described card sender also has temporary for detecting described card The card surplus testing agency of the surplus of card of keeping in device, described card sender is in described card surplus testing machine It is not issuing card in the case of sky that structure is detected as described card buffer.

The self-service equipment of the present invention can also be that described self-service equipment also has can be in described card surplus Testing agency is detected as described card buffer and is unable to issuing card or described for prompting in the case of sky It is not that carrying of issuing card is capable of in prompting in the case of sky that card surplus testing agency is detected as described card buffer Show mechanism.

The self-service equipment of the present invention can also be that described self-service equipment also has can guide to be directed to be forgotten Keep the prompting mechanism that the process of card is reissued in the card application walked in mind.

The self-service equipment of the present invention can also be that described self-service equipment new issue species is inserted into described The different cards of card.

The self-service equipment of the present invention can also be, described self-service equipment also has and can guide the application ought Front card is changed to the prompting mechanism of the process of the species card different from this current card.

The self-service equipment of the present invention can also be, described self-service equipment also has and returns card device, and this returns card device It is provided with the buffer that can receive multiple cards one by one, and can will be distinguished from one another for the described card being inserted into Ground reclaims and returns.

The self-service equipment of the present invention can also be, the card transport path of described card reader and described card sender Card transport path not along same straight line configuration.

The self-service equipment of the present invention can also be that described self-service equipment is also equipped with the second inward and outward card channel, institute The card transport path stating card reader is connected with described inward and outward card channel, the card transport path of described card sender with Described second inward and outward card channel connection.

The present invention also provides a kind of automatic card dispatching system it is characterised in that possessing in technique scheme Some described self-service equipment and with this self-service equipment the upper system by network connection, Described upper system from described self-service equipment receive described recovery card information and described selling information and with this The accounts information that upper system is kept is set up and is associatedly stored.

The automatic card dispatching system of the present invention can also be that described automatic card dispatching system possesses described in multiple stage certainly Help equipment, a certain self-service equipment in multiple stage self-service equipment is using returning of being read by other self-service equipments Receive the new card of card information distribution.

The automatic card dispatching system of the present invention can also be that described upper system is according to from described self-service equipment The described recovery card information receiving, disabling is described to reclaim the card shown in card information.

Due to user, self-service equipment according to the present invention and automatic card dispatching system, are forgetting that card taking etc. is returned When receiving card, at once ineffective treatment process can be carried out to card, improve keeping safety, and be directed to back The card received only needs to be cleared up and discard and can manage and grasp additionally it is possible to reduce from self-service equipment by pipe crewman Bear.

And, in the arbitrary time, card can be reissued according to user's request, improve the convenience of user. And, in the case of the self-service equipment being provided with this structure of multiple stage, the self-service of card taking can forgotten Reissue card on any self-service equipment beyond equipment, substantially increase the convenience of user.

And, even the card of present invention keeping in the card sender card different from reclaiming card also can be fitted With.In various hair fastener business beyond forgetting card taking, such as in the situation being replaced by IC-card from magnetic card Down it is also possible to be suitable for the present invention.Thus, the business that in the past just can must carry out in bank counter can Self-service equipment is carried out, reduces the operating burden of bank counter, improve the convenience of user.

Brief description

Fig. 1 is the concept map of automated trading system involved in the present invention.

Fig. 2 is the schematic appearance of self-service equipment involved in the present invention.

Fig. 3 is the internal structure schematic diagram of the card process relevant portion of the self-service equipment of prior art.

Fig. 4 is the internal structure schematic diagram of self-service equipment involved in the present invention.

Fig. 5 is the schematic cross-section of the structure processing with regard to card in the self-service equipment of the present invention.

Fig. 6 be the present invention the self-service equipment of an other embodiment in regard to card process structure cut Face schematic diagram.

Fig. 7 is the internal structure schematic diagram of the self-service equipment of another other embodiment of the present invention.

Description of reference numerals：

100 automated trading systems；101 networks；11 upper systems；1st, 1' self-service equipment；2 operations Panel；3 operation buttons；4 Password Input portions；5 pipe crewman's guidance panels；6th, 6' inward and outward card channel； 7 depositing and drawing ports；8 strip outlets；9 bill handling mechanisms；10 control units；12 acceptance divisions；13 Sending part；25 storage parts；106 inward and outward card channels；110 card reader；120 return card device；121 keep in Device；122 card collection boxes；30 card reader；40 card senders；The 50 invalid gasifying devices of card；31 turnover Card division；32 card transport paths；33 driven rollers；34 card detection sensors；35 magnetic heads；36IC contact； 37 card unloading parts；41 turnover card divisions；42 card transport paths；43 driven rollers；44 card buffers；45 Empty detection sensor；46 card granting portions；47 card unloading parts；51 card insertion sections；52 card transport paths； 53 card detection sensors；54 post-failure behaviors；55 driven rollers；56 card discharge units；57 collection boxes；60 return Card device；61 collection boxes.

Specific embodiment

Below in conjunction with accompanying drawing, the present invention will be described in more detail.Additionally, in the accompanying drawings give same or Person's appropriate section is accompanied by same reference, and the repetitive description thereof will be omitted.

First, it is described with reference to the drawings including automatic card dispatching system involved in the present invention.The present invention from Dynamic card sending system for example can be realized by automated trading system.Fig. 1 is the automated trading system of the present invention Concept map.As shown in figure 1, automated trading system 100 includes upper system 11, network 101 and Self-service equipment 1-1,1-2,1-3,1-4.Upper system 11 is, for example, ATMP system (bank comprehensive Business front-end system).Wherein, upper system 11 for example can receive and manage the friendship of self-service equipment 1 Easily record and balance amount information.Network 101 is, for example, that wireline communication network or cordless communication network etc. are various Communication network, is capable of the transmission of data.Self-service equipment 1-1,1-2,1-3,1-4 can pass through net Network 101 is communicated with upper system 11.Wherein, although self-service equipment 1-1,1-2,1-3,1-4 Illustrate 4, but its quantity does not limit, can arbitrarily arrange as needed.Each self-service equipment can be phase With or similar structure, to illustrate collectively as self-service equipment 1 below.

Illustrate the self-service equipment of the present invention in conjunction with accompanying drawing.Fig. 2 is involved in the present invention self-service sets Standby schematic appearance.In fig. 2, the set location of each structure and shape are only and illustrate, and do not make For limitation of the invention, can according to circumstances adopt various suitable set locations and shape in practice Shape.As shown in Fig. 2 self-service equipment 1 is also called ATM, e.g. it is used in bank etc. The device (automatic trading apparatus) of the transaction such as withdrawal.But self-service equipment not limited to this or confession Patron self-service carries out the various self-service equipments of regulation business business such as () for example paying tariff.This is self-service to set Standby 1 possesses guidance panel (such as touch display screen) 2 as prompting mechanism, operation button 3 and close Code input unit 4, so that user operation to execute transaction.Above-mentioned prompting mechanism is not limited to guidance panel 2, It can also be the prompting mechanism pointed out based on modes such as sound or vibrations.On self-service equipment 1, For example it is configured with inward and outward card channel 6, depositing and drawing port 7, strip outlet 8 etc. on the front surface.Set self-service Standby 1 inside, receives bill handling mechanism 9, control unit 10 and passes through network 101 and bank Acceptance division 12 and sending part 13 that core business system 11 and teller system 102 are communicated.In addition, On self-service equipment 1, for example, it is configured with rear surface and operates for the pipe crewman that pipe crewman is operated Panel 5 (such as touch display screen).

In addition, self-service equipment 1 is also equipped with storage part 25.This storage part 25 can be by RAM, hard disk The various memorizer such as memorizer, flash memory is constituted.Control unit 10 can write data to storage part 25, Data can also be read from storage part 25.

In the case that self-service equipment 1 executes common credit transaction, user inserts cards into inward and outward card channel 6, Password is inputted by Password Input portion 4, in the case of password is correct, user passes through guidance panel 2 Or operation button 3 confirms credit transaction to be carried out, self-service equipment 1 starts credit transaction and processes.Depositing During money transaction, currency is put into depositing and drawing port 7 by the instruction of the display picture according to guidance panel 2 for the user. The bank note put into from depositing and drawing port 7 carries out discriminating process by bill handling mechanism 9, differentiates to hand over for deposit Easily acceptable currency is incorporated in self-service equipment 1.In addition, differentiating unacceptable for credit transaction Currency or currency beyond the exclusion thing such as other paper be returned to depositing and drawing port 7.User take away by After the exclusion thing returned, the folding flapper closure of depositing and drawing port 7, it is contained to paper process mechanism 9 The identification result of currency be displayed on guidance panel 2.User is to the result showing and the goods put into Coin is confirmed, in the case of having no problem, is carried out really by guidance panel 2 or operation button 3 Recognize operation, self-service equipment 1 is communicated with upper system 11, credit transaction is set up.Then, user Choose whether to print the strip illustrating this transaction results by guidance panel 2 or operation button 3.? In the case of printing strip, the strip sending printing from strip outlet 8 is taken away for user, user afterwards Card taking input is carried out by guidance panel 2 or operation button 3.In addition, in the situation not printing strip Under, do not send strip from strip outlet 8, user directly passes through guidance panel 2 or operation button 3 enters Row card taking inputs.After user has carried out card taking input, self-service equipment 1 tells card from inward and outward card channel 6, User's card taking simultaneously terminates the operation of an above-mentioned system.

But, in above-mentioned credit transaction self-service equipment 1 after inward and outward card channel 6 tells card, Yong Huyou When forget card taking.In addition, other transaction being carried out using self-service equipment 1 in user or when operating, In the case that user has inserted cards into import and export card 6, there is also self-service equipment 1 and tell from inward and outward card channel 6 After card, user forgets the situation of card taking.

Now, in order to prevent card from being taken away by other people beyond this user, in the stipulated time after telling card Card do not have removed in the case of, be judged as that user forgets card taking, self-service equipment 1 again by card from entering Go out bayonet socket 6 to be delivered to card recovery in self-service equipment 1, forcibly terminate the transaction of this user.

For above-mentioned situation, the card forgetting to take typically is received to position by existing self-service equipment via card reader In the card collection box at card reader rear, the periodic maintenance such as when rolling account next time by pipe crewman or supercargo etc. When reclaim the card being forgotten to take in card collection box.After being additionally carried out managing required formality, by It is responsible for the subbranch of bank of this self-service equipment or recovery card administration section is carried out to the above-mentioned card being recovered Management and keeping.

In the case that the user forgetting card taking wants to take the card being recovered away, need further in connection with bank Inquiry phone number or information counter, go to, in the time specified by bank, the place that bank specifies, carrying out For example be confirmed whether it is user etc. need formality after, take the card being recovered away.

Therefore, after having reclaimed the card being forgotten to take, user has to go to pipe existing self-service equipment Have jurisdiction over subbranch of bank of this self-service equipment etc., and by the complicated operation card taking such as card taking formality.The opposing party Face, the management personnel of self-service equipment also have to go to self-service equipment to take the card being recovered away, and keeping These cards, when the user forgetting card taking comes card taking, execute be used for being confirmed whether it is user with And return the formality of card etc..So, there is the technical problem of the operation efficiency hindering self-service equipment.

For above-mentioned technical problem, prior art also teaches setting in self-service equipment and return card device, with Just improve the operation efficiency of self-service equipment.Fig. 3 is that the card of the self-service equipment of prior art processes dependent part The internal structure schematic diagram divided.Only illustrate that self-service equipment processes related part to card in figure 3, from The other parts helping equipment omit diagram.As shown in figure 3, the inward and outward card channel 106 in self-service equipment Device interior side is provided with card reader 110, at the rear (leaning on the private side of self-service equipment) of card reader 110 It is provided with and return card device 120.Return and multiple buffers 121 for storage card and card recovery are set in card device 120 Case 122.In the case of card within this self-service equipment has reclaimed the capacity of this buffer 121, pass through Operated in the fixed card that returns of the enterprising professional etiquette of display picture of self-service equipment by user, quilt can be returned to user The card reclaiming.Wherein, return card device 120 and buffer 121, sometimes also also may be used together with card collection box 122 As a module, to be collectively referred to as automatically returning card/move back card module or device.

But, such scheme yet suffers from the following technical problem be badly in need of and solving.

For example, reclaimed the card of the capacity exceeding buffer 121 in above-mentioned self-service equipment in the case of, Or card can only be recycled to the card collection box 122 positioned at card reader 110 rear.The management of self-service equipment Personnel still have to go to self-service equipment to take the card being recovered to card collection box 122 away, and take care of this A little cards, need manually the card being recovered to be processed, and there is manager works error or illegally grasp The danger made.And in this case, forget that the user of card taking still has to go to former self-service set The standby card that returns carrying out above-mentioned regulation operates.If going to this self-service equipment to carry out returning card operation in user Before, the card that this self-service equipment reclaims is taken by the management personnel of self-service equipment by regular recycling Walk, then user can only go to bank administering this self-service equipment etc. to carry out the complicated behaviour such as card taking formality again Make card taking.

And, particularly, return the buffer 121 being used for storage card in card device 120 mostly using up and down Moving structure, the capacity of buffer 121 is limited to from inward and outward card channel 6 to card reader 110 in principle The distance of bottom surface.In general, the capacity of buffer 121 can only accommodate the card of 5 about, this The organic efficiency of degree is difficult to satisfaction and is actually needed.

The structure processing with regard to card in the self-service equipment 1 of the detailed description below present invention.Fig. 4 is this The internal structure schematic diagram of bright designed self-service equipment.In the diagram, the set location of each structure and Shape is only to be illustrated, not as a limitation of the invention, can according to circumstances adopt each in practice Plant suitable set location and shape.In addition, omit for bill handling mechanism 9 grade internal mechanism saying Bright.As shown in figure 4, self-service equipment 1 is configured with for being taken into or sending magnetic card or IC-card in front surface Inward and outward card channel 6 Deng card media.From inward and outward card channel 6 to the private side of self-service equipment 1, it is configured with successively Card reader (MCU) 30, card sender 40 and the invalid gasifying device 50 of card.Wherein, card reader 30, send out Card device 40 and the order blocking invalid gasifying device 50 can be arbitrary, be not limited to said sequence.Separately Outward, here using card reader 30, card sender 40 and blocks invalid gasifying device 50 as structure independent of each other Illustrate but it is also possible to will be more than any two of which structure-integrated.Wherein, said structure Conveying mechanism can be made to minimize with configuration sequence, therefore here is taking said structure and configuration sequence as a example Illustrate.

Fig. 5 is the schematic cross-section of the structure processing with regard to card in the self-service equipment of the present invention.In Fig. 5 In, illustrate along with the inward and outward card channel 6 of self-service equipment 1 laterally vertical plane by self-service equipment 1 The structure processing with regard to card block obtained from section, the other structures of self-service equipment 1 omit.In Fig. 5 In, left side is inward and outward card channel 6 side, and right side is the private side of self-service equipment 1.Each structure in Fig. 5 Position, quantity and configuration relation are only one, are not used in the restriction present invention.Below explanation card reader 30, The card transport path that card sender 40 possesses with the invalid gasifying device 50 of card connects successively along same straight line Logical example.

As shown in figure 5, card reader 30 be provided with turnover card division 31, for card from inward and outward card channel 6 insert or to Inward and outward card channel 6 is sent.Wherein, turnover card division 31 can also be into and out the position at bayonet socket 6 place, and And it is not provided with independent part.It is provided with card reader 30 delivered inside card from turnover card division 31 Card transport path 32.In card reader 30, it is additionally provided with for providing to the card on card transport path 32 Multiple driven rollers (driving rolls) 33 of the driving force being conveyed, be positioned in for detection card conveying Multiple card detection sensors 34 of which position on path 32, the magnetic head for reading card information 35th, it is used for reading the IC contact 36 of IC card information, for card is (self-service from the right side of card reader 30 The private side of equipment 1) the card unloading part 37 sent and above-mentioned each structure of card reader 30 is carried out (not shown) such as the control units controlling.Wherein, card transport path 32 can two-way conveying card, in card , in the case of the outer side conveying card of self-service equipment 1, card unloading part 37 is as card for transport path 32 Entrance play a role, turnover card division 31 play a role as the outlet of card.

Card sender 40 is arranged at the right side (private side of self-service equipment 1) of card reader 30.Card sender 40 It is provided with turnover card division 41, insert from the card unloading part 37 of card reader 30 for card or send to card reader 30. It is provided with for the card transport path 42 in card sender 40 delivered inside card from turnover card division 41.In hair fastener In device 40, it is additionally provided with many to the driving force that the card on card transport path 42 is conveyed for providing Individual driven roller 43, multiple card detections of which position being positioned in for detection on card transport path 42 pass Sensor (omitting diagram), the card buffer 44 for keeping neocaine, conduct are for detecting card buffer In 44 the surplus of the card of keeping be whether the empty empty detection sensor 45 of card surplus testing agency, from card Buffer 44 sends the card granting portion 46 of neocaine to card transport path 42, for blocking from card sender 40 The card unloading part 47 sent of right side (private side of self-service equipment 1) and upper to card sender 40 State control unit that each structure is controlled etc. (not shown).Described card surplus testing agency is not limited to empty inspection Survey sensor, can be any mechanism that can detect the surplus of card in card buffer 44.

Block the right side (private side of self-service equipment 1) that invalid gasifying device 50 is arranged at card sender 40.Card Invalid gasifying device 50 is provided with card insertion section 51, inserts from the card unloading part 47 of card sender 40 for card.From Card insertion section 51 is provided with for the card transport path 52 in the invalid gasifying device of card 50 delivered inside card.? Block in invalid gasifying device 50, be additionally provided with and for providing, the card on card transport path 52 conveyed The driven roller 55 of driving force, multiple cards of which position being positioned in for detection on card transport path 52 Detection sensor 53, for destroy card in record and protect stored part post-failure behaviors 54, to return Receive case 57 and discharge the card discharge unit 56 of card or card portion, returning for the card that is discharged of storage or card portion Receive case 57 and above-mentioned each structure of invalid gasifying device 50 is controlled to card control unit etc. (not scheming Show).The physical property modes such as post-failure behaviors 54 are for example to cut off, fusing, punching, energising, bending are broken Record in bad card and protect stored part.Wherein, collection box 57 not only can arranged as described above Block the inside of invalid gasifying device 50 it is also possible to card invalid gasifying device 50 to be independently positioned at card invalid The right side (private side of self-service equipment 1) of gasifying device 50.

Here, as recording in card and protecting stored part, can be that magnetic is protected in the case of magnetic card Hold portion's (such as magnetic stripe), can be IC portion in the case of IC-card, can according to the species of card not With here does not limit.

The card of reissuing of the detailed description below present invention is processed.In addition, in the case of issuing new card Following flow processs can be suitable for as one sees fit.

As described above, in credit transaction self-service equipment 1 after inward and outward card channel 6 tells card, Yong Huyou When forget card taking.In addition, other transaction being carried out using self-service equipment 1 in user or when operating, In the case that user has inserted cards into import and export card 6, there is also self-service equipment 1 and tell from inward and outward card channel 6 After card, user forgets the situation of card taking.

Specifically, if card reader 30 detect the card of user in the stipulated time after telling card not by Take away, then make driven roller 33 action, start the recovery action of card, make to be stuck in card transport path 32 Move to the position that user cannot operate.And, card reader 30 sets reclaiming card information record self-service In standby 1 control unit 10.Wherein, the information that card information is for identifying the card being recovered, example are reclaimed Card number information etc. in this way.In addition, reclaiming card information to be not limited to record in control unit 10 it is also possible to remember Record is in the miscellaneous part of storage part 25 grade self-service equipment 1.In addition, reclaim card information can not also remember Record is in self-service equipment 1.

Then, self-service equipment 1 is for example notified to upper system 11 from control unit 10 via sending part 13 Reclaim card information.Upper system 11 receives and reclaims card information, and for establishing with this recovery card information The account of association, carries out process of transaction for forbidding this card etc. and reclaims the process of card disabling, and carry out Record.In addition, upper system 11 can also freeze to establish the account associating with this recovery card information originally Body.

Then, upper system 11 has been by the recovery card comprising the information such as the result announcement information of above-mentioned process Disabling notice is sent to self-service equipment 1.Wherein, during recovery, processing information is, for example, by user or bank's pin How the information set in advance to this card, process when representing that this card is recovered, for example should go out of use also It is the information reclaiming.In addition, upper system 11 can not also send above- mentioned information to self-service equipment 1.

Then, self-service equipment 1 is when have received above-mentioned recovery card and disable notice from upper system 11, Start by the card on the card transport path 32 of card reader 30 to card reader 30 rear (self-service equipment 1 Private side) mobile.Wherein, above-mentioned recovery card is not notified to prohibit to self-service equipment 1 in upper system 11 In the case of notifying, self-service equipment 1 can also will complete to send above-mentioned card recovery information as triggering, Start by the card on the card transport path 32 of card reader 30 to card reader 30 rear (self-service equipment 1 Private side) mobile.

Then, self-service equipment 1 makes card defeated through the card in the card sender 40 at card reader 30 rear Send path 42, move to the invalid gasifying device of card 50, disabled at during the recovery in notice according to reclaiming card Reason information, carries out physical property ineffective treatment process to card.For example, when reclaiming, processing information is discarded In the case of, block invalid gasifying device 50 and using post-failure behaviors 54, the information record part destruction of card is gone forward side by side Row conveying.In addition, in the case that processing information is recovery when reclaiming, blocking invalid gasifying device 50 not right Card is destroyed, and conveys and carried out the card that above-mentioned recovery card disabling is processed.In addition, self-service equipment 1 Can not also utilize reclaim card disabled in notice recovery when processing information, and utilize other means from Processing information when upper system 11 notifies to reclaim.Notify alternatively, it is also possible to unfavorable use upper system 11 Recovery when processing information, and using being set in advance in self-service equipment 1, in such as control unit 10 Processing information during recovery.

It is stuck in after having been carried out above-mentioned physical property ineffective treatment process, through the card of the invalid gasifying device of card 50 Transport path 52, is discharged to collection box 57 by card discharge unit 56, and keeping is in collection box 57. Wherein, collection box can be multiple by purposes setting.For example, it is possible to be provided for reclaiming carried out thing Rationality is destroyed the collection box of card processing and is not carried out what physical property destruction was processed for reclaiming Collection box of card etc..Alternatively, it is also possible to be respectively provided with recovery by the different shape of the cards such as magnetic card and IC-card Case.Alternatively, it is also possible to divide by the different credit card issuer such as card of the card of this issued by banks and other issued by banks She Zhi not collection box.Alternatively, it is also possible to be respectively provided with by the dissimilar of the cards such as debit card and the credit card Collection box.Alternatively, it is also possible to combine above-mentioned card have or not destroyed by physical property, the different shape, no of card Same credit card issuer, card dissimilar in two or more be respectively provided with collection box.Returning in the case of these Time receiving processing information both can notify it is also possible to using being set in advance in self-service equipment from upper system 11 Processing information during recovery in 1.

Thus it is not necessary to reclaim, using manpower, the card being forgotten to take, it is prevented from operator and is reclaiming card When operational error and illegal operation and other people illegally reclaim card.

Afterwards it is appreciated that forgetting that the user of card taking goes to this self-service equipment 1 that card passes into silence, for example, press On the guidance panel 2 of self-service equipment 1, the button of display or operation button 3, apply for picture by reissuing card Application is reissued with the content of card that this forgets to take operate.Now, self-service equipment 1 is with reference to card sender 40 Pre-recorded card balance information.Wherein, card release buffer 44 is being detected by empty detection sensor 45 In card balance of sky in the case of, this card balance information represent card balance of sky state.By In the case that empty detection sensor 45 detects that the card in card release buffer 44 still has surplus, this card surplus Information represents that card surplus is not empty state.In the case that card balance information represents sky, self-service equipment 1 On above-mentioned picture, display cannot reissue card, do not reissue card and terminate above-mentioned process.

In the case that card balance information represents that card surplus is not empty state, self-service equipment 1 is above-mentioned On picture, display can reissue card, and is shown on card application picture in above-mentioned reissuing, to guide use Card information, such as identification information and my authentication information are reissued in family input, initial it can in addition contain include The information such as set information.As identification information, for example, there are former card number or account number etc..Recognize as me Card information, for example have the organism authentication information such as password, fingerprint or the vein pattern of this card or account, ID card information etc..As initial set information, for example have neocaine recovery when processing information registration Deng.User, according to guiding, by guidance panel 2 or operation button 3, inputs identification information, recognizes in person The information such as card information, initial set information.Wherein, identification information and my authentication information are typically necessary Input, initial set information can predetermine its initial value (initial setting), and passes through at during recovery The setting operation of reason information is changed.With regard to reclaim when processing information setting operation remain aftermentioned.

In addition, can also arrange multiple card buffers 44 in card sender 40, and arrange can be from many Select in individual card buffer 44 to send the card selection mechanism (not shown) of the card buffer 44 of card.In addition, Multiple card senders 40 can also be set, become the construction that can issue multiple cards, self-service equipment 1 is upper State and reissue the species that the card that display is currently able to issue on picture applied for by card, reissue card for user input Species etc. reissues card type category information.Wherein, for by above-mentioned card balance information, the balance of sky of card is shown Card type class, is set to user and cannot input reissue card type category information.

In addition, be explained above recognizing that the user forgetting card taking goes to this self-service equipment 1 that card passes into silence Operated, but in the case of being provided with multiple self-service equipments with said structure it is also possible to Same process is carried out on the self-service setting different from this self-service equipment 1 that card passes into silence to reissue card. For example in the case that card taking is forgotten in outgoing place etc., user can also go in the arbitrary time recently Self-service equipment operated to reissue card, substantially increase convenience.

This user can also be reissued card information and intrinsic as self-service equipment 1 by self-service equipment 1 The device id of identification information, operation moment etc. are reissued card application information and are recorded to control unit 10 etc., and Notify to upper system 11.Upper system 11 in the case of have received above- mentioned information, according to identification Information, to identify the card being recovered, is confirmed whether to have been carried out reclaiming the process of card disabling for this card.? In the case of not yet carrying out reclaiming the process of card disabling for this card, upper system 11 leads to self-service equipment 1 Know and can not apply for reissuing card, self-service equipment 1 shows the identification information of user input on guidance panel 2 Wrong, and terminate to reissue the process of card application, or defeated for user on reissuing card application picture again Enter to reissue card information.

In addition, processing with or without carrying out above-mentioned recovery card disabling, upper system 11 is on receiving State when reissuing card application information, record this and reissue card application information, and to holding by identification information The user of the card determining, notifies this card to be carried out reissuing card application using methods such as short message or mails One thing, notifies as reissuing card application record.Wherein, this is reissued card application information and both can record For example it is also possible to record is in upper series of strata in the part such as the control unit 10 of self-service equipment 1 or storage part 25 In system 11.Thus, just in case someone's malicious operation carries out reissuing card application, the user holding this card also can Enough learn this situation, in addition bank also can determine the self-service equipment 1 being operated, arranges this self-service equipment 1 place and carried out the people of malicious operation, and implement suitable process.In addition, not carrying on a shoulder pole in user In the case of stating illegal operation in the heart, bank can not also carry out above-mentioned reissuing card application record to user Notify.

Carried out what above-mentioned recovery card disabling was processed in the card identifying according to above-mentioned identification information In the case of, upper system 11 carries out above-mentioned card application record of reissuing to user and notifies, and compares input My authentication information whether corresponding with this identification information.Corresponding with identification information in my authentication information In the case of, upper system 11 sends to self-service equipment 1 to be reissued card application information and represents and can reissue Can status information etc. of card be known as reissuing cartoon, in the case of not corresponding, upper system 11 to Can self-service equipment 1 sends reissues card application information and represents and can not reissue status information of card etc. as Reissue cartoon to know.

Can self-service equipment 1 be known according to above-mentioned cartoon of reissuing, and believes with identification in my authentication information above-mentioned In the case of breath is corresponding, carry out reissuing card process, not right with identification information in my authentication information above-mentioned In the case of answering, operating surface 2 shows my authentication information is wrong, and terminate to reissue card application Process, or again reissue card application picture on reissue card information for user input.

Then explanation is reissued card and is processed.

Neocaine is delivered to card reader 30, Card Reader from the card buffer 44 of card sender 40 by self-service equipment 1 Device 30 reads and records card information from the card information record part of this neocaine.Self-service equipment 1 will be above-mentioned new The selling information such as the card information of card, the device id of self-service equipment 1, action moment are to portions such as control units 10 Part record and sending to upper system 11.Upper system 11, when receiving selling information, records This selling information, and the card information of this neocaine is reissued corresponding to this with what upper system 11 kept The accounts information of card application information sets up association.Here, upper system 11 keeps accounts information, refer to It is that upper system 11 stores and manages account information.After, the card information of this neocaine is used as and is somebody's turn to do The corresponding legal card information of accounts information.In addition, in the feelings that account is freezed as mentioned above Under condition, now the account be changed to the state that can use.

Upper system 11, after completing above-mentioned association process, sends association process to self-service equipment 1 Completion notice etc. processes ending message as reissuing card.In addition, after above-mentioned association process, also may be used To the user holding the card determining by above-mentioned identification information, to be led to using methods such as short message or mails Know and reissue card, complete record notice as reissuing card.

Self-service equipment 1 receive reissue card process ending message after, neocaine is defeated from card reader 30 Deliver to inward and outward card channel 6 and take neocaine away for user, and shown to remind use on guidance panel 2 Family card taking.After this neocaine is taken away by user, above-mentioned process terminates.

The setting operation of processing information when here explanation is reclaimed.User can pass through self-service at any time Equipment 1 is operated, the recovery should how processing when the card representing this user's positive carry is recovered When processing information change setting.

Specifically, user, when hope change is reclaimed during the setting of processing information, inserts cards into self-service The inward and outward card channel 6 of equipment 1, for example, input password by Password Input portion 5.Completing self acknowledging After comparison, user for example presses the button of display or operation on the guidance panel 2 of self-service equipment 1 and presses Key 3, the content of processing information when application change being reclaimed by processing information modification application picture when reclaiming Operated.Card information that this is blocked by self-service equipment 1, the intrinsic identification information as self-service equipment 1 Device id, the operation moment, recovery after change when processing information etc. become as processing information when reclaiming More application information is to control unit 10 grade record, and notifies to upper system 11.

Upper system 11 in the case of have received above- mentioned information, according to card information come identification card, for This card is confirmed whether to have been carried out reclaiming the process of card disabling.Carrying out at recovery card disabling for this card In the case of reason, upper system 11 notifies to apply for processing information during change recovery to self-service equipment 1, Self-service equipment 1 shows that on guidance panel 2 card of user's insertion is disabled, and processes when terminating to reclaim The process of information modification application.Now, both the card that user inserts can be reclaimed it is also possible to return to User.

In addition, processing with or without carrying out above-mentioned recovery card disabling, upper system 11 is on receiving When stating processing information modification application information during recovery, processing information modification application information when recording this recovery, And to holding the user of the card determining by card information, being notified using methods such as short message or mails should Card has been carried out processing information modification application one thing during recovery, as processing information modification application when reclaiming Record notifies.Wherein, during this recovery, processing information modification application information both can record in self-service equipment 1 Such as control unit 10 or the part such as storage part 25 in it is also possible to record is in upper system 11.By This, just in case processing information modification application when someone's malicious operation is reclaimed, hold the user of this card This situation can be learnt, in addition bank also can determine the self-service equipment 1 being operated, arranges this and self-service set Standby 1 place and carried out the people of malicious operation, and implement suitable process.In addition, in user In the case of being not concerned about above-mentioned illegal operation, bank can not also carry out processing during above-mentioned recovery to user Information modification application record notifies.

Do not carried out the situation that above-mentioned recovery card disabling is processed in the card identifying according to above-mentioned card information Under, upper system 11 carries out processing information modification application record during above-mentioned recovery to user and notifies, and It is changed to establishing processing information during the recovery associating with this card information at during the recovery after above-mentioned change Reason information is simultaneously recorded.After the processing information exception processes when having carried out above-mentioned recovery, upper series of strata System 11 sends result announcement information of above-mentioned process etc. to self-service equipment 1 and becomes as processing information when reclaiming More process completion notice.Self-service equipment 1 processing information exception processes when receiving above-mentioned recovery complete During notice, processing information change when showing recovery on guidance panel 2 completes, and terminates above-mentioned a series of Process.In addition, entering to user in the same manner as processing information modification application record notice when with above-mentioned recovery Gone recovery when processing information exception processes completion notice in the case of, upper system 11 can not also be to Self-service equipment 1 sends processing information exception processes completion notice during above-mentioned recovery.

(variation)

It is explained above the structure of self-service equipment 1 and automated trading system 100 forgets card taking in user In the case of reissue card process.But the invention is not restricted to this and process it is also possible to be applied to other hair fasteners. The detailed description below present invention is applied to the process changing the situation of IC-card etc. from magnetic card.Wherein, self-service The structure of equipment 1 is identical with described above, will not be described here.Certainly, the present invention can not only It is applied to the situation changing IC-card from magnetic card, can be applicable to the kind of the card of the card and new issue reclaimed Different various of class change card.

Wish to change the inward and outward card channel 6 that the card before changing is inserted self-service equipment 1 by the user of card, for example, pass through Password Input portion 5 inputs password.After completing self acknowledging comparison, user for example presses self-service The button of display or operation button 3 on the guidance panel 2 of equipment 1, apply for picture to application by changing card The content changing card is operated.Now, self-service equipment 1 is with reference to the pre-recorded card surplus of card sender 40 Information.Wherein, in the balance of sky of the card being detected by empty detection sensor 45 in card release buffer 44 In the case of, this card balance information represents the balance of empty state of card.Examined by empty detection sensor 45 Measure in the case that the card in card buffer 44 still has surplus, this card balance information represents that card surplus is not Empty state.

In the case that card balance information represents sky, self-service equipment 1 shows on above-mentioned picture and cannot change Card, not issuing card and terminate above-mentioned process.Represent that card surplus is not empty state in card balance information In the case of, self-service equipment 1 shows on above-mentioned picture and can change card, and changes card application picture above-mentioned On shown, to guide initial set information of user input etc. to change card information.Set letter as initial Breath, for example have neocaine recovery when processing information registration etc..User according to guiding, by operating surface Plate 2 or operation button 3, input initial set information etc. and change card information.Wherein, initial set information can To predetermine its initial value (initial setting), and carried out by the setting operation of processing information when reclaiming Change.

In addition, can also arrange multiple card buffers 44 in card sender 40, and arrange can be from many Select in individual card buffer 44 to send the card selection mechanism (not shown) of the card buffer 44 of card.In addition, Multiple card senders 40 can also be set, become the construction that can issue multiple cards, self-service equipment 1 is upper State and change the species that the card that display is currently able to issue on picture applied for by card, for user input card type to be changed Class etc. changes card type category information.Wherein, for by above-mentioned card balance information, the balance of empty card type of card is shown Class, is set to user and cannot input change card type category information.

In user input above-mentioned change card information after, the card reader 30 of self-service equipment 1 will be changed card and be processed Card number information reading during beginning etc. reclaims the control unit 10 grade part note to self-service equipment 1 for the card information Record.In addition, reclaiming card information to be not limited to record in control unit 10 it is also possible to record is in storage part 25 In miscellaneous part Deng self-service equipment 1.In addition, reclaiming card information can also be not recorded in self-service equipment 1 In.

Self-service equipment 1 changing this user card information, reclaiming card information and as self-service equipment 1 The device id of intrinsic identification information, operation moment etc. change card application information and record to control unit 10 etc., and And notify to upper system 11.Upper system 11 in the case of have received above- mentioned information, according to return Receive card information to identify the card being recovered, be confirmed whether to have been carried out reclaiming the process of card disabling for this card. In the case of carried out the process of recovery card disabling for this card, upper system 11 leads to self-service equipment 1 Know and can not apply for changing card, self-service equipment 1 shows that on guidance panel 2 card of user's insertion is disabled, And terminate to change the process of card application.Now, both the card that user inserts can be reclaimed it is also possible to return To user.

In addition, processing with or without carrying out above-mentioned recovery card disabling, upper system 11 is on receiving State when changing card application information, record this and change card application information, and true by reclaiming card information to holding The user of fixed card, notifies this card to be carried out changing card using methods such as short message or mails and applies for a thing, Notify as changing card application record.Wherein, this changes card application information and both can record in self-service equipment 1 Such as control unit 10 or the part such as storage part 25 in it is also possible to record is in upper system 11.By This, just in case someone's malicious operation carries out changing card application, the user holding this card also can learn this situation, In addition bank also can determine the self-service equipment 1 being operated, the place arranging this self-service equipment 1 and enters Go the people of malicious operation, and implement suitable process.In addition, being not concerned about above-mentioned illegal behaviour in user In the case of work, bank can not also carry out the above-mentioned card application record that changes to user and notify.

Do not carried out the feelings that above-mentioned recovery card disabling is processed in the card identifying according to above-mentioned recovery card information Under condition, upper system 11 carries out the above-mentioned card application record that changes to user and notifies, and blocks for reclaiming The account that the card information of information establishes association carries out reclaiming card disabling process to forbid the friendship using this card Easily etc., and recorded.After having carried out above-mentioned recovery card disabling and having processed, upper system 11 is to certainly Help equipment 1 to send result announcement information of above-mentioned process etc. and disable notice as reclaiming card.In addition, Upper system 11 can not also send the conduct such as result announcement information of above-mentioned process to self-service equipment 1 and return Receive card and disable notice.And, upper system 11 notifies to allow to change card application to self-service equipment 1.Its In, the notice that this allows to change card application can also be included in above-mentioned recovery card and disable in notice.

Self-service equipment 1, after receiving above-mentioned recovery card and disabling notice, starts card reader 30 Card in transport path 32 is mobile to the rear (private side of self-service equipment 1) of card reader 30.Its In, self-service equipment 1 may not be above-mentioned recovery card and to have disabled notice but will complete to send above-mentioned Card recovery information, as triggering, starts the card on the card transport path 32 of card reader 30 to card reader 30 rears (private side of self-service equipment 1) are mobile.

Then, self-service equipment 1 makes card defeated through the card in the card sender 40 at card reader 30 rear Send path 42, move to the invalid gasifying device of card 50, card is carried out with physical property ineffective treatment process.Card is invalid The information record part of card is destroyed and is conveyed using post-failure behaviors 54 by gasifying device 50.Be stuck in by After having carried out above-mentioned physical property ineffective treatment process, through the card transport path 52 of the invalid gasifying device of card 50, Discharged to collection box 57 by card discharge unit 56, and keeping is in collection box 57.Wherein, collection box Can arrange multiple by purposes.Process for example, it is possible to being provided for recovery and having been carried out physical property destruction The collection box of card and for reclaiming, not carried out physical property destroys the collection box of card etc. processing. Alternatively, it is also possible to be respectively provided with collection box by the different shape of the cards such as magnetic card and IC-card.In addition, also may be used To be respectively provided with collection box by the different credit card issuer such as card of the card of this issued by banks and other issued by banks. Alternatively, it is also possible to be respectively provided with collection box by the dissimilar of the cards such as debit card and the credit card.In addition, Can also combine above-mentioned card have or not destroyed by physical property, the different shape of card, different credit card issuer, card Two or more in dissimilar are respectively provided with collection box.During recovery in the case of these, processing information had been both Can notify it is also possible to using at during the recovery being set in advance in self-service equipment 1 from upper system 11 Reason information.

Then self-service equipment 1 distribution neocaine.The distribution of neocaine process with above-mentioned to reissue card process identical, Will not be described here.In addition, the change setting of processing information and above-mentioned reality during recovery in this variation Apply example identical, also do not repeat.

According to this variation, be prevented from the operational error when reclaiming card for the operator and illegal operation, And other people illegally reclaim card.

(other embodiment)

In above-described embodiment and variation, self-service equipment 1 is configured to not use and returns card device, but self-service sets Can also be configured to use for 1 and return card device.

Fig. 6 be the present invention the self-service equipment of an other embodiment in regard to card process structure cut Face schematic diagram.As shown in fig. 6, self-service equipment 1 is for example configured to set gradually reading from inward and outward card channel 6 Card device 30, card sender 40, block invalid gasifying device 50 and return card device 60.Card reader 30, card sender 40, Block invalid gasifying device 50 to will not be described here using structure same as the previously described embodiments.Return card It is provided with the buffer that can receive multiple cards one by one in device 60, can be distinguished from one another for the card reclaiming Ground is reclaimed and discharging operation.Collection box 61 can be arranged on as shown in Figure 6 and return in card device 60, Can also be with the private side returning card device 60 and being independently positioned at self-service equipment 1.

In the self-service equipment 1 of the present embodiment, when according to above-mentioned recovery, processing information is not to recovery When card carries out physical property destruction, recovery card is recycled to and returns in card device 60, and implement to reclaim at card disabling Reason.Card operation that what hereafter if user was specified return, return card from returning card device 60, and with upper The neocaine stating embodiment and variation is same, will be newly-built with the account of user from returning the card that card device 60 returns Stand and associate.

Thereby, it is possible to reduce the impact to existing self-service equipment as far as possible, and improve for recovery card Illegal operation safety.

In above-described embodiment and variation, illustrate card reader 30, card sender 40 and block invalid makeup Put the example that the 50 card transport paths possessing are sequentially communicated along same straight line.But the present invention does not limit In this, the card transport path of card reader 30 and card sender 40 can not also be along same straight line configuration. Wherein, card reader 30 and card sender 40 can also have respective inward and outward card channel and card transport path. Detailed description below one example.

Fig. 7 is the internal structure schematic diagram of the self-service equipment of another other embodiment of the present invention.As Shown in Fig. 7, the self-service equipment 1' of the present embodiment possesses two inward and outward card channels 6,6', two in the figure 7 Inward and outward card channel 6,6' configure along the vertical direction successively, but not limited to this are it is also possible to configure in the horizontal direction, Or according to any configured separate of practical situation.From inward and outward card channel 6 to the inner side of self-service equipment 1 successively Configuration card reader 30 and block invalid gasifying device 50, and from inward and outward card channel 6' to joining the inner side of self-service equipment 1 Put card sender 40.Schematically show in the figure 7 from inward and outward card channel 6 connection card reader 30 and card nothing The card transport path of effect gasifying device 50 and the card connecting the invalid gasifying device 50 of card from inward and outward card channel 6' Transport path, this two card transport paths, and can be defeated independently of each other not along same straight line configuration Card feed.

The present embodiment is not limited to above-mentioned example, can be changed according to practical situation.For example, further Setting is above-mentioned return card device 60 in the case of it is also possible to card device 60 and inward and outward card channel 6, card reader will be returned 30 are communicatively arranged with blocking invalid gasifying device 50, and by card sender 40 independently with inward and outward card channel 6' even Arrange logically.

According to the self-service equipment 1' of the present embodiment, can not only realize saying in above-described embodiment and variation The recovery of bright card and distribution are processed, and can increase the configuration degree of freedom within self-service equipment 1'. Particularly, on card reader 30, card sender 40 and the card transport path all edges blocking invalid gasifying device 50 etc. When same straight line configuration, above-mentioned all parts also must be along same within towards self-service equipment 1 Straight line configures, and is easily accessible self-service equipment 1 internal too deep, to other within self-service equipment 1 The configuration of structure impacts.And the self-service equipment 1' according to the present embodiment, can be configured flexibly State all parts, thus more reasonably utilizing the inner space of self-service equipment 1'.

In the various embodiments described above and variation, specifically illustrate the present invention and be applied at self-service equipment 1 The situation of reason card.But the invention is not restricted to this, go for processing each there is each of identification information Plant the equipment of medium.

(effect)

Due to user, self-service equipment according to the present invention and automatic card dispatching system, are forgetting that card taking etc. is returned When receiving card, at once ineffective treatment process can be carried out to card, improve keeping safety, and be directed to back The card received only needs self-service equipment to be cleared up and discarded by pipe crewman and can manage additionally it is possible to reduce And operating burden.

And, even the card of present invention keeping in the card sender card different from reclaiming card also can be fitted With.In various hair fastener business beyond forgetting card taking, such as in the situation being replaced by IC-card from magnetic card Down it is also possible to be suitable for the present invention.Thus, the business that in the past just can must carry out in bank counter can Self-service equipment is carried out, reduces the operating burden of bank counter, improve the convenience of user

Embodiments of the invention and variation above by reference to brief description.Wherein, reality described above Apply example and variation be only the present invention specific example, for understanding the present invention, rather than limit this The scope of invention.Those skilled in the art can technological thought based on the present invention to each embodiment and change Shape example carries out the reasonable omission of various modifications, combination and key element, and thus obtained mode is also included within this In the range of invention.

Claims

1. a kind of self-service equipment, can reclaim and issue card for record information it is characterised in that Have：

Inward and outward card channel, inserts self-service equipment for card, and sends from self-service equipment for the card of new issue；

Card reader, is provided with the card transport path of the card that can convey the card being inserted into and new issue, can Read the recovery card information comprising the information for identifying this card being inserted into from the described card being inserted into, Or the hair fastener letter of the information comprising the card for identifying this new issue is read from the card of described new issue Breath；

Card sender, is provided with keeping and conveys the card buffer of the card wanting new issue；

Block invalid gasifying device, recording in the card being inserted into described in destruction and protecting stored partly to make card Ineffective treatment or conveying according to described reclaim card information be invalidated described in the card that is inserted into；And

Collection box, receives the card being inserted into described in being invalidated.

2. self-service equipment as claimed in claim 1 it is characterised in that

Described block invalid gasifying device have with physical property mode destroy described in record in the card that is inserted into and protect The stored post-failure behaviors partly to make card ineffective treatment.

3. self-service equipment as claimed in claim 2 it is characterised in that

Described post-failure behaviors destroy and are reclaimed card information and represented what how card was processed when being recovered by described During recovery, processing information illustrates card that should be destroyed when reclaiming.

4. self-service equipment as claimed in claim 3 it is characterised in that

Described self-service equipment also has can point out whether the card being inserted into is destroyed by described post-failure behaviors Prompting mechanism.

5. self-service equipment as claimed in claim 1 it is characterised in that

Described card sender also has the card surplus for detecting the surplus of the card of keeping in described card buffer Testing agency, it is empty that described card sender is detected as described card buffer in described card surplus testing agency In the case of not issuing card.

6. self-service equipment as claimed in claim 5 it is characterised in that

Described self-service equipment also has and can be detected as described card buffer in described card surplus testing agency It is unable to issuing card or is detected as described card in described card surplus testing agency for prompting in the case of sky Buffer is not the prompting mechanism that issuing card is capable of in prompting in the case of sky.

7. self-service equipment as claimed in claim 1 it is characterised in that

Described self-service equipment also has the process that the card application taken away for passing out of mind can be guided to reissue card Prompting mechanism.

8. self-service equipment as claimed in claim 1 it is characterised in that

The described self-service equipment new issue species card different from the described card being inserted into.

9. self-service equipment as claimed in claim 8 it is characterised in that

Described self-service equipment also have can guide application by current card be changed to species with this current block different The process of card prompting mechanism.

10. self-service equipment as claimed in claim 1 it is characterised in that

Described self-service equipment also has and returns card device, and this returns card device and is provided with can receive the temporary of multiple cards one by one Storage, and can reclaim distinguished from one another for the described card being inserted into and return.

11. self-service equipments as claimed in claim 1 it is characterised in that

The card transport path of described card reader is not straight along same with the card transport path of described card sender Line configures.

12. self-service equipments as claimed in claim 11 it is characterised in that

Described self-service equipment is also equipped with the second inward and outward card channel,

The card transport path of described card reader is connected with described inward and outward card channel, the card conveying of described card sender Path is connected with described second inward and outward card channel.

A kind of 13. automatic card dispatching systems are it is characterised in that possess if claim 1 is to claim Self-service equipment any one of 12 and with this self-service equipment the upper system by network connection,

Described upper system from described self-service equipment receive described recovery card information and described selling information simultaneously The accounts information being kept with this upper system is set up and is associatedly stored.

14. automatic card dispatching systems as claimed in claim 13 it is characterised in that

Described automatic card dispatching system possesses self-service equipment described in multiple stage, a certain in multiple stage self-service equipment Self-service equipment reclaims the new card of card information distribution using read by other self-service equipments.

15. automatic card dispatching systems as claimed in claim 13 it is characterised in that

, according to the described recovery card information receiving from described self-service equipment, disabling is described for described upper system Reclaim the card shown in card information.