CN106418952A - Multifunctional electronic wallet, and money amount acquisition and consumption statistical method thereof - Google Patents
Multifunctional electronic wallet, and money amount acquisition and consumption statistical method thereof Download PDFInfo
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- CN106418952A CN106418952A CN201610853568.7A CN201610853568A CN106418952A CN 106418952 A CN106418952 A CN 106418952A CN 201610853568 A CN201610853568 A CN 201610853568A CN 106418952 A CN106418952 A CN 106418952A
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- A—HUMAN NECESSITIES
- A45—HAND OR TRAVELLING ARTICLES
- A45C—PURSES; LUGGAGE; HAND CARRIED BAGS
- A45C1/00—Purses; Money-bags; Wallets
- A45C1/06—Wallets; Notecases
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F15/00—Digital computers in general; Data processing equipment in general
- G06F15/02—Digital computers in general; Data processing equipment in general manually operated with input through keyboard and computation using a built-in program, e.g. pocket calculators
- G06F15/0208—Digital computers in general; Data processing equipment in general manually operated with input through keyboard and computation using a built-in program, e.g. pocket calculators for combination with other devices having a different main function, e.g. watches, pens
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- A—HUMAN NECESSITIES
- A45—HAND OR TRAVELLING ARTICLES
- A45C—PURSES; LUGGAGE; HAND CARRIED BAGS
- A45C1/00—Purses; Money-bags; Wallets
- A45C1/06—Wallets; Notecases
- A45C2001/062—Clips for holding banknotes
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- Computing Systems (AREA)
- Computer Hardware Design (AREA)
- Physics & Mathematics (AREA)
- General Engineering & Computer Science (AREA)
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- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a multifunctional electronic wallet, and a money amount acquisition and consumption statistical method thereof. The electronic wallet comprises an input device, a storage unit, a microcontroller, a display screen a communication module, wherein the microcontroller is connected with the input device, storage unit, display screen and communication module. The electronic wallet comprises an outer layer, a money layer and a middle layer, wherein the display screen and input device are arranged on the middle layer; and the outer layer and middle layer are provided with inductive switches which are connected with the microcontroller. The electronic wallet can display the balance in the wallet in real time, and thus, has favorable practicality. The electronic wallet can perform consumption statistics and financial planning, and is quick and convenient to use. By using the method, the user can accurately acquire the money amount and consumption condition of the wallet in detail and make a consumption plant, thereby providing a convenient financing mode for individuals and user groups.
Description
Technical field
The present invention relates to a kind of electronic equipment, more particularly, to stored value card, specifically a kind of multifunction electronic wallet and its
Sums of money obtains and consumption statistic method.
Background technology
Wallet is the instrument being usually used in wearing dress coin and card in people's daily life.
With the development of modern science and technology, increasing wearable device, gradually it is transformed into wearing electronic equipment and changes me
Life, but the special use due to wallet, electronic equipment in wallet with fail popularize.
First it is well known that the use of wallet is closely related with money, and it is false proof and calculates using closely related with money.
It is accomplished by distinguishing the true and false of coin when people need using coin and calculate the amount of money using coin.And people master now
Observational method to be used carries out discrimination to coin, and discrimination reliability is low；Meanwhile, when using number larger when and can not be quick
When drawing sums of money, people often can only be calculated by equipment such as mobile phones.This all embodies people and uses coin
Inconvenience；Secondly, in daily life, people often occur due to not knowing the closing balance in wallet, occur existing in payment
The inadequate embarrassment of gold.
The patent of Publication No. CN 104738931 A discloses a kind of intelligent wallet and sums of money acquisition methods, its master
If sums of money is obtained by the paper size of coin and thickness by particular organization, its complex structure it is difficult to wallet this
Soft and realize in narrow space, and the number by thickness measure coin is higher to the placement requirement of coin, practicality is relatively
Difference.
With the popularization of financing risk, the consumer groups such as increasing moonlight race, working clan recognize to make rational planning for and disappear
The importance taking.A consumption statistic being closely related with people's personal consumption of market demand and Planning Tool.
Content of the invention
The purpose of the present invention is for the deficiencies in the prior art, and provides a kind of multifunction electronic wallet and its sums of money
Obtain and consumption statistic method, to solve in people's daily life for counterfeit money identification, financing planning, consumption statistic the problems such as.
This stored value card can real-time and accurately show closing balance in wallet, possesses computer and false proof miscellaneous function,
Practicality is preferable；And enable financing planning and cash and non-cash consumption statistic, complete to disappear when consuming using wallet
Take statistics, using efficient and convenient.The stored value card being designed based on method proposed by the present invention can show cash gold in bag in real time
Volume, consumption total for a period of time and all kinds of（Clothing, food, shelter, row, other）Consumption, and provide the consumption of every amount of money to limit
Volume is arranged；Meanwhile, by connecting terminal software, quickly wallet can be managed and control, further, terminal software
There is provided port to other specialty financing softwares and payment software, thus realizing the specialty financing planning of individual and family's group.This
Kind of method makes user understand the amount of cash of wallet accurately and in detail, consumption and formulate consumption planning, for individual and
User's group provides a kind of convenient way to manage money.
To achieve these goals, the technical solution used in the present invention is：
A kind of multifunction electronic wallet, including
Input equipment, the operation as stored value card and data input；
Memorizer, for storing historical consumption data and the setting data of user；
Microcontroller, calculates for carrying out to the data of user input processing, realizes the function of computer simultaneously；
Display screen, for showing every terms of information, facilitates user to read and operation stored value card；
Communication module, is coupled with external device for stored value card, realizes the shared of consumption data and functions expanding, simultaneously
External equipment also can be controlled to stored value card and operate；
Described microcontroller is connected with input equipment, memorizer, display screen, communication module.
Including Burdick lamp, for identifying the coin true and false, the identification for true and false coin provides reference, described Burdick lamp and institute
State microcontroller to connect.
Described wallet includes outer layer, coin layer and intermediate layer, and described display screen, input equipment are arranged on intermediate layer.
Outer layer and intermediate layer are provided with inductive switch, and inductive switch is connected with microcontroller.
Including electronic lock, described electronic lock carries out safeguard protection to wallet, and described electronic lock is connected with described microcontroller.
Described electronic lock is arranged on intermediate layer.
Described input equipment including but not limited to touch-tone keypad, capacitance touch type keyboard, resistive touch formula keyboard or
Display screen keyboard with touch function.
Described communication module includes but is not limited to bluetooth module, WLAN module or NFC module.
Including speaker, described speaker is arranged on intermediate layer, and speaker is connected with microcontroller.
Described memorizer includes cash memorizer and noncash memorizer.
The sums of money of above-mentioned multifunction electronic wallet obtains and consumption statistic method, comprises the following steps：
1) start；
2) planning consumption, according to consumption classification, drafts of that month spending amount, goes to step 3）Operation；
3) clearing statistics, can settle accounts statistics cash and obtain and spending amount, jump to step 4）Operation；
4) carry out amount of money acquisition if necessary, then jump to step 5) operation；Carry out consumption statistic if necessary, then jump to step
Rapid 7)；Carry out the amount of money if necessary to show, then jump to step 12) operation；
5) cash number obtains, and according to new amount received and original amount of money, calculates and obtains cash total number, jump procedure 6) behaviour
Make；
6) whether also have cash to be stored in, if also cash is stored in, jump to step 5) operation；It is stored in without cash,
Then jump to step 3) operation；
7) whether cash consumption, judges to choose whether it is cash consumption according to specific consumption, if cash consumption, jumps
Go to step 8)；If noncash consumption, jump to step 9)；
8) cash consumption statistics, jumps to step 10)；
9) noncash consumption statistic, such as to swiping the card, Net silver, Alipay, wechat etc. pay and carry out consumption statistic, jump to step
10)；
10) consumption classification, spending amount input, consumption classification includes clothing, food, shelter, row, this five class other, can add or
Reduce some consumption classifications, spending amount is according to consumer other difference, classification input, jump procedure 11) operation；
11) whether also have consumption statistic, if also consumption statistic, jump to step 7) operation；Without consumption statistic,
Then jump procedure 3) operation；
12) show, can check and show closing balance, Time of Day and consumption details, consumption details comprise cash and
Bankcard consumption is in all kinds of consumer other service conditions, and exceeds step 2) plan situation about consuming, can check simultaneously simultaneously
The historical consumption data of display earlier month, jumps to step 13) operation；
13) connect terminal, upload user data, by terminal unit, wallet is managed and controls, stored value card binding
Terminal unit provides port to the terminal unit of other non-stored value card bindings, shared consumption data, realizes further disappearing
Take planning and count, jump to step 14)；
14) terminate.
Step 8）～step 10）In, in select pay in cash or swipe the card payment corresponding payment different according to consumption pattern
Mode, and the concrete amount of money of input consumption；After obtaining consumption information, microcontroller is according to the means of payment of consumption by number
According in the cash memorizer and noncash memorizer preserving respectively in memory.
Step 2）, step 3）And step 12）In, different according to consumption type, according to clearing statistics, will be surplus for every consumption
The remaining amount of money or exceed the amount of money, display on a display screen.
Step 3）With step 7）～step 12）In, statistics clothing, food, shelter, row, other different with type according to consumption pattern
Spending amount, and show on a display screen.
Step 3）～12）In, according to being stored in the cash number of wallet and the number of cash consumption, clearing draw more than cash
Volume simultaneously shows on a display screen.
In step 13）In, the terminal unit of wallet binding is controlled to wallet and manages consumption data, and provides port
To the terminal unit of non-stored value card binding, share and count consumption data, realize the financing planning of many people；Additionally, wallet
The terminal unit of binding can provide the consumption data of statistics to carry out specialty to the terminal unit of other non-stored value card binding
Consumption data record, statistics and planning.
This stored value card can real-time and accurately show closing balance in wallet, possesses computer and false proof miscellaneous function,
Practicality is preferable；And enable financing planning and cash and non-cash consumption statistic, complete to disappear when consuming using wallet
Take statistics, using efficient and convenient.The stored value card being designed based on method proposed by the present invention can show cash gold in bag in real time
Volume, consumption total for a period of time and all kinds of（Clothing, food, shelter, row, other）Consumption, and provide the consumption of every amount of money to limit
Volume is arranged；Meanwhile, by connecting terminal software, quickly wallet can be managed and control, further, terminal software
There is provided port to other specialty financing softwares and payment software, thus realizing the specialty financing planning of individual and family's group.
This method makes user understand the amount of cash of wallet, consumption and formulation consumption planning accurately and in detail,
There is provided a kind of convenient way to manage money for personal and user's group.
Brief description
Fig. 1 is that in embodiment, multifunction electronic wallet illustrative circuitry system architecture connects block diagram；
Fig. 2 is multifunction electronic wallet structural representation in embodiment；
Fig. 3 is multifunction electronic wallet operation logic figure in embodiment；
Fig. 4 is the sums of money acquisition of multifunction electronic wallet in embodiment and the use schematic flow sheet of consumption statistic method；
Fig. 5 is the perspective view of multifunction electronic wallet in embodiment；
Fig. 6 is that the sums of money of multifunction electronic wallet in embodiment obtains the schematic process flow diagram with consumption statistic method；
Fig. 7 is that in embodiment, multifunction electronic wallet connects termination function schematic diagram.
In figure, 1. memorizer 2. microcontroller 3. communication module 4. input equipment, 5. electronic lock 6. display screen 7.
Mobile phone 8. notebook computer, 9. inductive switch, 10. speaker, 12. Burdick lamp, 15. outer layer 16. intermediate layer 17. internal layer.
Specific embodiment
With reference to the accompanying drawings and examples present invention is further described.It is understood that this place is retouched
The specific embodiment stated is only used for explaining related content of the invention, rather than the restriction to this invention.
Embodiment：
As shown in Fig. 1 Fig. 2 Fig. 5, a kind of multifunction electronic wallet, including
Input equipment 4, the operation as stored value card and data input；
Memorizer 1, for storing historical consumption data and the setting data of user；
Microcontroller 2, calculates for carrying out to the data of user input processing, realizes the function of computer simultaneously；
Display screen 6, for showing every terms of information, facilitates user to read and operation stored value card；
Communication module 3, is coupled with external device for stored value card, realizes the shared of consumption data and functions expanding, with
When external equipment also stored value card can be controlled and operate；
Described microcontroller 2 is connected with input equipment 4, memorizer 1, display screen 6, communication module 3.
Including Burdick lamp 12, for identifying the coin true and false, the identification for true and false coin provides reference.
Described Burdick lamp 12 is connected with power supply, or Burdick lamp 12 is connected with described microcontroller 2.
Including electronic lock 5, described electronic lock 5 carries out safeguard protection, described electronic lock 5 and described microcontroller 2 to wallet
Connect.
Described input equipment 4 including but not limited to touch-tone keypad, capacitance touch type keyboard, resistive touch formula keyboard or
Display screen keyboard with touch function.
Described communication module 3 includes but is not limited to bluetooth module, WLAN module or NFC module.
Described memorizer 1 includes cash memorizer and noncash memorizer.
As shown in Fig. 2 Fig. 5, multifunction electronic wallet includes outer layer 15, internal layer 17 and intermediate layer 16, and internal layer 17 is coin
Layer, intermediate layer 16 and internal layer 17 pass through zip closure, and described display screen 6, input equipment 4 and electronic lock 5 are arranged on intermediate layer 16；
Outer layer 15 and intermediate layer 16 are provided with inductive switch 9, and inductive switch 9 is connected with microcontroller 2.
Including speaker 10, described speaker 10 is arranged on intermediate layer 16, and speaker 10 is connected with microcontroller 2.
As shown in fig. 6, the sums of money of multifunction electronic wallet obtains and consumption statistic method, comprise the following steps：
S601, starts；
S602, planning consumption, according to consumption classification, draft of that month spending amount；Go to the operation of step S603；
S603, clearing statistics, statistics cash can be settled accounts and obtain and spending amount；Jump to the operation of step S604；
S604, amount of money acquisition/consumption statistic/display, carry out amount of money acquisition if necessary, then jump to the operation of step S605；As
Fruit needs to carry out consumption statistic, then jump to step S607 behaviour；Carry out the amount of money if necessary to show, then jump to step S612 behaviour
Make；
S605, cash number obtains, and according to new amount received and original amount of money, calculates and obtains cash total number；Jump procedure
S606 operates；
S606, if also have cash to be stored in, if also cash is stored in, jumps to the operation of step S605；Without cash
It is stored in, then jump to the operation of step S603；
S607, if cash consumption, judges to choose whether it is cash consumption according to specific consumption, if cash disappears
Take, jump to step S608；If noncash consumption, jump to step S609；
S608, cash consumption counts, and jumps to step S610；
S609, noncash consumption statistic, such as to swiping the card, Net silver, Alipay, wechat etc. pay and carry out consumption statistic, jump to
Step S610；
S610, consumption classification, spending amount input, in the present embodiment, consumption classification include clothing, food, shelter, row, other this five
Class, can add or reduce some consumption classifications；Spending amount is according to consumer other difference, classification input, jump procedure
S611 operates；
S611, if also have consumption statistic, if also consumption statistic, jump procedure S607 operates；Without consumption system
Meter, then jump procedure S603 operation；
S612, display, can check and show closing balance, Time of Day and consumption details, in the present embodiment, consumption is in detail
Feelings comprise cash and bankcard consumption in all kinds of consumer other service conditions, and the feelings beyond the planning consumption of step S602
Condition, can check simultaneously and show the historical consumption data of earlier month, jump to the operation of step S613；
S613, is connected terminal, upload user data, by terminal unit, wallet is managed and controls, and stored value card is bound
Terminal unit provide port to the terminal unit of other non-stored value cards bindings, shared consumption data, realize further
Consumption planning and statistics, jump to step S614；
S614, terminates.
In S608～S610, different according to consumption pattern, the corresponding means of payment in the payment that selects to pay in cash or swipe the card,
And the concrete amount of money of input consumption；After obtaining consumption information, data is divided by microcontroller according to the means of payment of consumption
Do not preserve in cash memorizer and noncash memorizer in memory.
In S602, S603 and S612, different according to consumption type, according to clearing statistics, by the gold of every consumption's surplus
Volume or exceed the amount of money, display on a display screen.
In S603 and S607～S612, different with type according to consumption pattern, statistics clothing, food, shelter, row, other consumption
The amount of money, and show on a display screen.
In S603～S612, according to being stored in the cash number of wallet and the number of cash consumption, clearing draw more than cash
Volume simultaneously shows on a display screen.
Specifically,
A kind of multifunction electronic wallet, including memorizer 1, microcontroller 2, communication module 3, input equipment 4, electronic lock 5, display
Shield 6 and there is the terminal unit mobile phone 7 of communication function, notebook computer 8, memorizer 1 is used for storing going through in stored value card
History consumption data and setting data, in this example, memorizer 1 includes cash memorizer and noncash memorizer, for storing
Every spending amount of user, and it is calculated the change conditions of every spending amount and total amount through microcontroller 2
Change conditions, meanwhile, memorizer 1 also stores microcontroller 2 according to the data after the changes of consumption situation statistical computation, in this enforcement
The amount of money containing every consumption pattern consumption for these packets of example accounts for the percentage ratio of the overall consumption amount of money, and every spending amount accounts for and sets in advance
The percentage ratio of the fixed cost amount of money and remaining setting do not spend the amount of money.
Microcontroller 2 is used for the money information changing according to user input, calculates the transition information of coin, simultaneously according to meter
Money information after calculation, the accounting change of statistical computation items article of consumption and total amount, it is transferred to calculating the data generating
Memorizer 1 saves, meanwhile, microcontroller 2 according to corresponding user operation by the data display of memorizer 1 in display screen 6
On.In the present embodiment, in order to ensure user can accurately enter the information of consumption in stored value card every time, it is provided with electricity
Son lock 5, when user takes out coin using stored value card and is consumed, must select the corresponding means of payment and consumption pattern or
It is stored in item, and inputs consumption or the coin number being stored in, electronic lock 5 can be controlled to open by microcontroller 2, just can open electricity
Sub- wallet carries out associative operation it is to be understood that scheme is to better illustrate present invention in the present embodiment, rather than
Limitation of the invention, related technical staff can add on the basis of the present invention or reduce partial function, fall within
Protection scope of the present invention.
Communication module 3 is used for realizing stored value card and terminal communication, and in the present embodiment, communication module is bluetooth module,
Illustrate present invention for more preferable, but be not intended to limit the present invention, in other examples or WLAN module, NFC
Module.Communication module 3 can be by the data transfer of user in terminal unit, beneficial to the consumption preferably to stored value card for the user
Data carries out further statistical disposition it is intended that consumption is planned.It is understood that terminal unit can be various electronics setting
Standby, including but not limited to smart mobile phone, computer, intelligent watch, panel computer etc..Meanwhile, terminal unit also can pass through and electronics
Wallet is connected, and when user can not find wallet in a period of time, by terminal unit, connects stored value card, so that stored value card is sent out
Go out alarm song, thus finding wallet.
Input equipment 4, the operation as stored value card and input data, specifically, user can be defeated by input equipment 4
Enter sums of money, accurately count sums of money and user effort details in wallet in order to microcontroller 2, meanwhile, input
Equipment 4 or user directly controls stored value card to carry out the entrance of associative operation, such as, user can be controlled by input equipment 4
Make the keying of false proof Burdick lamp 12, thus realizing currency examination, the function such as false proof；Again such as, user can be entered by input equipment 4
Row controls, and is switched to calculator function, realizes the calculator function on stored value card.It is understood that input equipment 4 wraps
Include but be not limited to touch-tone keypad, capacitance touch type button, resistive touch formula button, the display screen with touch function etc..
Display screen 6 is used for showing the information in stored value card, operation display interface simultaneously, is easy to user and stored value card
Interaction.It is understood that display device 6 includes but is not limited to LCDs, ink screen, touch screen etc..
Terminal unit mobile phone 7, notebook computer 8 can obtain the number in stored value card by being connected with stored value card
According to user can be counted further to the consumption data obtaining and be edited by terminal unit, mobile phone 7, notebook simultaneously
Computer 8 can be by being connected with stored value card, in join domain, when user and a period of time can not find wallet, Ke Yitong
Cross mobile phone 7, notebook computer 8 sends lookup signal, make wallet pass through speaker 10 and send sound, facilitate user to search wallet.
In the present embodiment, mobile phone 7, notebook computer 8 can pass through communication module, and such as bluetooth sends lookup signal, so that wallet is raised
Sound device 10 sounds the alarm, thus easy-to-look-up wallet.
It is understood that terminal unit includes but is not limited to mobile phone 7, notebook computer 8, can also be flat board electricity
Brain, Intelligent bracelet, intelligent watch etc..
In Fig. 2, multifunction electronic wallet structural representation in figure can comprise inductive switch 9, speaker 10, display screen 6, purple
Outside line lamp 12, keyboard, electronic lock 5, wallet body.
In embodiment, for saving the power consumption of stored value card and improving Consumer's Experience, in stored value card, employ sensing
Switch 9, in the present embodiment, employs magnetic induction switch, and when opening wallet, magnetic induction switch 9 separates, stored value card
Start, display screen 6 shows current wallet, such as remaining sum, Time of Day.Stored value card enters mode of operation, waits user
Operation further.When wallet closes, magnetic induction switch contacts, stored value card dormancy, enters low power operation state.
It is understood that inductive switch 9 can adopt but be not limited to magnetic induction switch, opens apart from inductive switch, pressure contact
Close etc..
In embodiment, speaker 10 can be used for prompt tone during user input, the voice broadcast of display result, searches wallet
When sounding.
In embodiment, display screen 6 is used for showing the information in stored value card, including current wallet balances information, consumption system
Meter information, time and date, meanwhile, are additionally operable to the aobvious of the calculating process of calculator function in stored value card and result of calculation
Show.Display screen 6 shows operation interface, is easy to interacting of user and stored value card.It is understood that display screen 6 include but
It is not limited to LCDs, ink screen, touch display screen etc..
In embodiment, Burdick lamp 12 is used for producing the ultraviolet of nominal wave length, for supporting the true and false of ultraviolet anti-forgery
Identification.For example, Burdick lamp 12 can be used for the true and false discriminating of the coin containing ultraviolet anti-forgery labelling in coin, is the true of coin
False identification provides reliable reference.In the present embodiment, press the currency examination button in lower keyboard, Burdick lamp 12 is opened, and is shone
Penetrate the fluorescent anti-fake mark of coin, the true and false of coin is distinguished, additionally, this Burdick lamp 12 can be additionally used in other supports purple
The true and false identification of the false proof article of outside line.
In embodiment, keyboard is used as operation and the input equipment of stored value card, and keyboard includes function button and numeral
It is contemplated that Consumer's Experience and design size, in the present embodiment, function key and digital input key are multiplexed input button,
I.e. button has multiple functions, carries out function switching with operation logic, and for example length is pressed, circulates.It is understood that keyboard is defeated
Enter one kind of equipment 4, be the entrance of the interaction of user and stored value card, including but not limited to touch-tone keypad, can also be
Capacitance touch type button, resistive touch formula button, the display screen with touch function.
In embodiment, electronic lock 5 is used for locking wallet, and the main effect of electronic lock 5 locking wallet includes two aspects：With
Family inputs after corresponding information according to corresponding project, and stored value card can be opened, and such as user opens wallet, selects corresponding
Function key, inputs corresponding sums of money, stored value card is opened, and so may remind the user that input relevant information, to ensure electricity
The accuracy of the sums of money of sub- wallet statistics；Meanwhile, electronic lock carries out certain safeguard protection to wallet, in an embodiment,
Stored value card can also arrange password or fingerprint carrys out unlocking electronic lock, to reach the safeguard protection to wallet.In the present embodiment, adopt
With possessing the push-pull electromagnet of spring reset function as electronic lock.When electric magnet does not go up electricity, iron core is under the action of the spring
Release and withstand wallet zip, zip need to move the position specified on slide fastener to, thus pinning wallet, after electricity on electric magnet, ferrum
Core bounces back, and electronic lock is opened.Opening or closing of electronic lock can be controlled by chip.It is understood that electronic lock 5 is electricity
The additional device of sub- wallet, can select the function without electronic lock or abundantization electronic lock.
In embodiment, wallet body is the main body of stored value card, is the carrier of the electronic device of stored value card, also makees conventional
Wallet uses, and is used for depositing coin, card etc..
As shown in figure 3, multifunction electronic wallet operation logic：
Step 301, opens wallet, and the inductive switch 9 of stored value card is opened, and stored value card enters mode of operation from standby mode；
Step 302, display time, remaining sum, display screen 6 opens and shows relevant information, for example current closing balance, when every other day
Phase, display information may also include other information it is readily appreciated that being, now, stored value card is in mode of operation, waits user to carry out
Corresponding command operation；In the present embodiment, corresponding command operation includes
Step 303, calls computing function；
Step 304, the inquiry consumer record of six months；
Step 305, record is stored in coin；
Step 306, the consumption of record different aspect；
Step 307, arranges single month spending limit；
Step 308, distinguishes the coin true and false；
Step 309, mobile device communication upload user consumption data.
In step 303, when user needs to calculate spending amount, the calculator function of stored value card can be called,
In the present embodiment, computer comprises the basic computing function of addition subtraction multiplication and division, as needed, can increase other of calculator function
Function.
Step 304, user can recall the consumption details of nearest 6 months, consumes details with each moon as node, including
The consumption total value of each individual event, items account for the percentage ratio of of that month consumption total value, every consumption limits amount, every consumption accounts for restriction
Percentage ratio of amount etc. consumes details.It is understood that can add or minimizing part disappears on the basis of the present embodiment
Take details statistics and show.
In step 305, when user is stored in inconsumable coin, the amount of money being stored into is input in stored value card, electronics
The amount of money can be preserved in memory by wallet, in conjunction with step 306, when receiving the spending amount that user is inputted by input equipment
When, the amount of money of original storage can be deducted the amount of money of consumption, the amount of money after changing be saved, to ensure correctly to unite
The meter coin quantity of wallet and consumption, meanwhile, for being further ensured that user can input the corresponding amount of money every time, in conjunction with electricity
The use of son lock 206, when user opens internal layer wallet, must first select to operate accordingly, input corresponding information, side
Internal layer wallet can be opened.It is understood that electronic lock is to aid in reminding user to input the corresponding amount of money every time, and ensure
Certain safety of wallet and design, in an embodiment, can according to the needs of producer and client, consider whether configure electronic lock
Device or the function of abundant electronic lock.
In step 306, user inputs the concrete spending amount of current consumption classification by input equipment, in each consumption
When, user passes through the consumption of the corresponding consumption pattern of input, and consumption data can be processed by stored value card, thus accurately
Count current wallet in information.Illustrate, consumed 58 yuan, when checkout when user has a meal, user opens wallet,
Wallet shows 123 yuan of closing balance, pays the expense having a meal enough, and then user needs to open internal layer wallet, takes out cash,
Before taking out cash, user presses diet button, and stored value card automatically switches to input state, and user input 58 simultaneously confirms
Afterwards, electronic lock is opened, and opens internal layer wallet, and the cash that user takes out 70 yuan is used for payment consumption, 12 yuan of small change, and this 12 yuan belong to
Consumer small change, without carrying out being stored in input, puts back in wallet, and electronic lock is closed.Stored value card can be according to 58 yuan of numbers of consumption
According to, calculating and statistics consumption automatically, and the data of variation is saved.
In step 307, user can also arrange single month every spending limit and total spending limit.
Meanwhile, stored value card can be according to the spending limit of setting and specific consumption, and counting statistics user disappears
Take data.For example, from accounting for, when beginning of the month individual event so far consumption, percentage ratio and the individual event remaining sum that individual event sets amount, if exceeding
Set amount, stored value card can point out user to exceed amount percentage when excess；Additionally, stored value card can also count currently disappearing
Expense total value accounts for the percentage ratio setting total value and total value residue amount, if likewise, exceeding setting full amount, stored value card can carry
Show that user exceedes the percentage when gross excess of full amount.With the moon as timing node, after when one month in the past, stored value card can be by institute
Some user's statistical datas preserve in memory, facilitate user to call and check.
In step 308, user can press the currency examination button of lower keyboard, thus opening Burdick lamp 12, coin etc. is had
The object of fluorescence falsification preventing is tested.
In step 309, user can pass through bluetooth connection terminal module, and the user data of statistics is shared terminal,
User is facilitated preferably to manage the consumption data of oneself, thus formulating preferably consumption planning.Terminal unit still can be by even
Connect and operation setting is carried out to wallet.It is understood that in an embodiment, stored value card can also be connected to by WLAN, NFC
On terminal unit.
Meanwhile, in an embodiment, stored value card also can realize the function of wallet lookup by the connection with terminal.
Fig. 4 is the sums of money acquisition of multifunction electronic wallet and the use schematic flow sheet of consumption statistic method：
Step 401, puts into cash number；
Step 402, data counting statistics, the cash number that user is stored into every time is input in the electronic equipment of stored value card, will
It is saved in cash data memorizer, when user consumes every time, according to concrete consumption and payment mode, existing in step 404
Select the corresponding means of payment in payment that gold pays and step 405 is swiped the card, obtain in consumption information in step 403, select consumption
Concrete consumption classification clothing, food, shelter, row etc., and input the concrete amount of money of consumption, after obtaining consumption information, stored value card
Data correspondence is saved in cash data memorizer and noncash data storage the means of payment according to consumption.
Step 402, the electronic equipment of stored value card can calculate simultaneously according to the consumption data obtaining and the amount of cash put into
The consumption of counting user, and remaining for cash balance data is still saved in cash data memorizer, to facilitate step
406 closing balances show closing balance in the current wallet of accurate display.
Step 408 sets spending limit, and user can set individually every and total spending limit of Dan Yue, electronic money
Set information can be preserved the consumption calculating simultaneously counting user in memory by real-time cash data and brushing card data by bag
The consumption of information, such as user this month individual event accounts for it and sets the percentage ratio of amount, and user's current consumption amount accounts for and sets amount
Percentage ratio, amount of money that is every remaining or exceeding setting amount etc..It is understood that the class of statistical data can be increased or decreased
Not.
Consumption information more than synthesis, can be shown by step 407 consumption information, be supplied to the distinct consumption of user
Statistical information, meanwhile, the electronic equipment of stored value card can be with step 409 terminal shared data, by stored value card in step 402
User data share step 409 terminal, facilitate that user is further to the consumption of oneself to be understood and plan, further
, step 409 terminal can carry out consumption data exchange with multiple terminals, and such as kinsfolk can be by the number of multiple terminals
According to exchange, the data in respective stored value card is planned as a whole on a certain station terminal, thus realizing to whole household consumption situation
Overall planning, passes through interconnection simultaneously, and step 409 terminal the electronic equipment of electron wallet can also be set and control.
As shown in figure 5, wallet outer layer 15 is the outermost layer of stored value card, outer layer 15 in addition to can placing some cards,
Can be with the opening and closing of the electronic equipment of auxiliary electron wallet in conjunction with inductive switch 9, the intermediate layer 16 of wallet is electronic money
The interactive interface of bag, user is interacted with stored value card by input equipment 4 keyboard on the intermediate layer and display screen 6, money
Bag internal layer 17 coin layer is the coin placement location of wallet.It is understood that the stored value card only to the present invention for this axonometric chart
Supplement shows, and is not the restriction to it.
In S613, wallet binding terminal unit wallet is controlled and manages consumption data, and provide port to
The terminal unit of non-stored value card binding, shares and counts consumption data, realizes the financing planning of many people；Additionally, wallet is tied up
Fixed terminal unit can provide the consumption data of statistics to carry out disappearing of specialty to the terminal unit of other non-stored value card binding
Take data record, statistics and planning.As shown in fig. 7, the stored value card of the present invention relies on the connection of exterior terminal equipment, make user
More efficiently management wallet and financing.The terminal unit 702 of this stored value card binding provides port, can be with other non-electronics
The terminal unit 701 of wallet binding carries out data sharing, thus providing more professional effective financing solution, in embodiment
In, the data exchange of the terminal unit 701 of the terminal unit 702 bound by this stored value card and the binding of Fei Ben stored value card,
Can achieve that the terminal unit 701 of non-stored value card binding is counted to the consumption data of a user's group and plans, for example
The terminal unit 701 of non-stored value card binding can achieve this stored value card of the multiple kinsfolks to one family user's group
The terminal unit 702 of binding carries out consumption planning and consumption data statistics, thus being better understood by, managing and planning a family
The consumption in front yard.Meanwhile, the terminal unit 702 bound by this stored value card and the terminal unit of Fei Ben stored value card binding
701 data exchange, can achieve the terminal unit 701 of non-stored value card binding to the further specialty of personal consumption data
Statistics, planning and keeping records.
Additionally, this stored value card binding terminal unit 702 can by this stored value card dispatch from the factory password connect go up wallet after,
Setting/Modify password.The terminal unit 702 of this stored value card binding is capable of a key and searches, and prevents the function of losing, clicks on
One key is searched, and can open the speaker 202 in wallet, thus finding wallet, prevents from losing.The terminal of this stored value card binding
Equipment 702 can also constantly obtain wallet and it is managed, and by this function, constantly can show electricity in terminal
The information that can show in sub- wallet, thus convenient understand the information such as consumption and closing balance.Pass through this electronics simultaneously
The terminal unit 702 of wallet binding can also be realized wallet being carried out consume planning, the work(of data query, removing and modification correction
Can, thus preferably controlling stored value card.
Claims (10)
1. a kind of multifunction electronic wallet is it is characterised in that include
Input equipment, the operation as stored value card and data input；
Memorizer, for storing historical consumption data and the setting data of user；
Microcontroller, calculates for carrying out to the data of user input processing, realizes the function of computer simultaneously；
Display screen, for showing every terms of information, facilitates user to read and operation stored value card；
Communication module, is coupled with external device for stored value card, realizes the shared of consumption data and functions expanding, simultaneously
External equipment also can be controlled to stored value card and operate；
Described microcontroller is connected with input equipment, memorizer, display screen, communication module.
2. multifunction electronic wallet according to claim 1 is it is characterised in that include Burdick lamp, described Burdick lamp
It is connected with power supply, or Burdick lamp is connected with described microcontroller.
3. multifunction electronic wallet according to claim 1 is it is characterised in that include outer layer, coin layer and intermediate layer, institute
State display screen, input equipment is arranged on intermediate layer；Outer layer and intermediate layer are provided with inductive switch, and inductive switch is with microcontroller even
Connect.
4. multifunction electronic wallet according to claim 1 is it is characterised in that include electronic lock, described electronic lock is to money
Bag carries out safeguard protection, and described electronic lock is connected with described microcontroller.
5. a kind of sums of money of multifunction electronic wallet obtains and consumption statistic method is it is characterised in that comprise the following steps：
1) start；
2) planning consumption, according to consumption classification, drafts of that month spending amount, goes to step 3）Operation；
3) clearing statistics, can settle accounts statistics cash and obtain and spending amount, jump to step 4）Operation；
4) amount of money acquisition/consumption statistic/display, carries out amount of money acquisition if necessary, then jumps to step 5) operation；If needed
Consumption statistic to be carried out, then jump to step 7)；Carry out the amount of money if necessary to show, then jump to step 12) operation；
5) cash number obtains, and according to new amount received and original amount of money, calculates and obtains cash total number, jump procedure 6) behaviour
Make；
6) whether also have cash to be stored in, if also cash is stored in, jump to step 5) operation；It is stored in without cash,
Then jump to step 3) operation；
7) whether cash consumption, judges to choose whether it is cash consumption according to specific consumption, if cash consumption, jumps
Go to step 8)；If noncash consumption, jump to step 9)；
8) cash consumption statistics, jumps to step 10)；
9) noncash consumption statistic, jumps to step 10)；
10) consumption classification, spending amount input, consumption classification include clothing, food, shelter, row, other this five classes, can add or
Reduce some consumption classifications, spending amount is according to consumer other difference, classification input, jump procedure 11) operation；
11) whether also have consumption statistic, if also consumption statistic, jump to step 7) operation；Without consumption statistic,
Then jump procedure 3) operation；
12) show, can check and show closing balance, Time of Day and consumption details, consumption details comprise cash and
Bankcard consumption is in all kinds of consumer other service conditions, and exceeds step 2) plan situation about consuming, can check simultaneously simultaneously
The historical consumption data of display earlier month, jumps to step 13) operation；
13) connect terminal, upload user data, by terminal unit, wallet is managed and controls, stored value card binding
Terminal unit provides port to the terminal unit of other non-stored value card bindings, shared consumption data, realizes further disappearing
Take planning and count, jump to step 14)；
14) terminate.
6. the sums of money of multifunction electronic wallet according to claim 5 obtains and consumption statistic method, and its feature exists
In step 8）～step 10）In, in select pay in cash or the swipe the card payment corresponding means of payment different according to consumption pattern,
And the concrete amount of money of input consumption；After obtaining consumption information, data is divided by microcontroller according to the means of payment of consumption
Do not preserve in cash memorizer and noncash memorizer in memory.
7. the sums of money of multifunction electronic wallet according to claim 5 obtains and consumption statistic method, and its feature exists
In step 3）With step 7）～step 12）In, different with type according to consumption pattern, statistics clothing, food, shelter, row, others disappear
Take the amount of money, and show on a display screen.
8. the sums of money of multifunction electronic wallet according to claim 5 obtains and consumption statistic method, and its feature exists
In step 2）, step 3）And step 12）In, different according to consumption type, the Spending Limit of setting consumption type, according to knot
Calculate statistics, by the amount of money of every consumption's surplus or beyond the amount of money, show on a display screen.
9. the sums of money of multifunction electronic wallet according to claim 5 obtains and consumption statistic method, and its feature exists
In step 3）～12）In, according to being stored in the cash number of wallet and the number of cash consumption, clearing draw closing balance simultaneously
Display is on a display screen.
10. the sums of money of multifunction electronic wallet according to claim 5 obtains and consumption statistic method, and its feature exists
In in step 13）In, the terminal unit of wallet binding is controlled to wallet and manages consumption data, and provides port to non-
The terminal unit of this stored value card binding, shares and counts consumption data, realizes the financing planning of many people；Additionally, wallet binding
Terminal unit the consumption data of statistics can be provided to carry out the consumption of specialty to the terminal unit of other non-stored value cards binding
Data record, statistics and planning.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201610853568.7A CN106418952A (en) | 2016-09-27 | 2016-09-27 | Multifunctional electronic wallet, and money amount acquisition and consumption statistical method thereof |
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| CN201610853568.7A CN106418952A (en) | 2016-09-27 | 2016-09-27 | Multifunctional electronic wallet, and money amount acquisition and consumption statistical method thereof |
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