CN106415629A - Method, system and device for setting electronic certificate and data exchange - Google Patents
Method, system and device for setting electronic certificate and data exchange Download PDFInfo
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- CN106415629A CN106415629A CN201580012820.5A CN201580012820A CN106415629A CN 106415629 A CN106415629 A CN 106415629A CN 201580012820 A CN201580012820 A CN 201580012820A CN 106415629 A CN106415629 A CN 106415629A
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- terminal
- solicited message
- management server
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
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Abstract
The invention discloses a method, system and device for setting electronic certificate and data exchange. The method comprises: a first terminal sends a first request message to a second terminal for receiving an electronic certificate; the second terminal responds to the first request message, sets a second fund management server to receive the electronic certificate and a fund account stored on a second fund management server to receive fund equal to the quota of the electronic certificate, sets a second request message for receiving the electronic certificate, and sends the second request message to the second fund management server; the second fund management server responds to the second request message, receives the electronic certificate, and updates the information of the second fund management server and the fund account to the electronic certificate according to the second request message. The method enables the second terminal to freely setting the server for receiving the electronic certificate and the account for receiving the fund, so that there are more ways to receive certificates, which improves the interaction efficiency of two sides of fund interaction.
Description
Technical field
The present invention relates to the side that e-commerce field, more particularly to a kind of electronic certificate setting and data interaction are processed
Method, system and device.
Background technology
Ecommerce has been applied in various trade activities more and more widely, and so-called ecommerce refers in business
In industry trade activity, under the open network environment in the Internet, based on browser and server application mode, realize consumer
Online transaction between shopping online, trade company and online pay by mails and various commercial activity, transaction, finance activities and
A kind of commercial operation pattern of related integrated service activity.
Current online E-Payment (network payment) mode mainly include bank net pay (containing Credit Card Payments) and
Two kinds of Third-party payment.But the credit bottleneck paid by mails online in the settlement process of (network payment) is that ecommerce is sent out all the time
Obstacle sex chromosome mosaicism in exhibition process.
In current online electronic payment mode, it is that risk is less in the form of Third-party payment corporate surety.But,
In the form of Third-party payment corporate surety, after paying party completes delivery operation, before beneficiary receives fund, beneficiary
Will be unable to receiving bank is changed it is impossible to need to change the method that receiving bank provides process to because of abnormal conditions.
In addition, with the development of Internet technology especially development of Mobile Internet technology, user can be made by mobile device
Carried out data transmission and data interaction with modes such as 2G, 3G, 4G or wifi, when, during data interaction, also running into
Analogue.
Content of the invention
The main object of the present invention is to provide method, system and the dress that a kind of electronic certificate setting and data interaction are processed
Put, can make fund or data receiver square end that the server receiving electronic certificate or data voucher and reception fund or number are set
According to account, be conducive to improve data interaction efficiency.
One aspect of the present invention is：There is provided a kind of electronic certificate method to set up, the method includes：First eventually
Hold and send, to second terminal, the first solicited message receiving electronic certificate；Wherein, electronic certificate is first terminal user with its account
Family fund or the accrediting amount generate to the first capital management server application and by the first capital management server as guarantee fund
Electronics acceptance and guarantee voucher；Second terminal responds the first solicited message, and setting the second capital management server is to receive electronics
Voucher and setting are stored in the fund account of the second capital management server to receive the money equal with electronic certificate amount
Gold, generates, according to above-mentioned setting, the second solicited message receiving electronic certificate, and sends second to the second capital management server
Solicited message；Second capital management server responds the second solicited message, receives electronic certificate, and will according to the second solicited message
Second capital management server, the information updating of fund account are to electronic certificate.
Another technical solution used in the present invention is：A kind of electronic certificate method to set up is provided, is applied to second terminal,
The method includes：Second terminal receives the first solicited message of the reception electronic certificate that first terminal sends；Wherein, electronic certificate
For first terminal user using its account fund or the accrediting amount as guarantee fund to the first capital management server application and by
The electronics acceptance and guarantee voucher that one capital management server generates；Second terminal responds the first solicited message, arranges the second fund
Management server is stored in the fund account of the second capital management server to receive and electricity to receive electronic certificate and setting
The equal fund of sub- voucher amount, generates, according to above-mentioned setting, the second solicited message receiving electronic certificate, and to the second fund
Management server sends the second solicited message.
Another technical solution used in the present invention is：There is provided a kind of electronic certificate setting system, this system includes first
Terminal, second terminal, the first capital management server and the second capital management server；First terminal is used for second terminal
Send the first solicited message receiving electronic certificate；Wherein, electronic certificate is first terminal user with its account fund or credit
Amount is propped up to the first capital management server application and by the electronics promise of the first capital management server generation as guarantee fund
Exchange order；Second terminal be used for response the first solicited message, setting the second capital management server with receive electronic certificate and
Setting is stored in the fund account of the second capital management server to receive the fund equal with electronic certificate amount, according to above-mentioned
Setting generates the second solicited message receiving electronic certificate, and sends the second solicited message to the second capital management server；The
Two capital management servers are used for response the second solicited message, receive electronic certificate, and are provided second according to the second solicited message
Golden management server, the information updating of fund account are to electronic certificate.
Another technical solution used in the present invention is：A kind of electronic certificate setting device is provided, is applied to second terminal,
This device includes receiver module, setup module, generation module and sending module；Receiver module is used for receiving first terminal transmission
Reception electronic certificate the first solicited message；Wherein, electronic certificate is first terminal user with its account fund or credit volume
Degree as guarantee fund to the first capital management server application and by first capital management server generate electronics acceptance and guarantee
Voucher；Setup module is used for response the first solicited message, and setting the second capital management server is to receive electronic certificate, Yi Jishe
Put the fund account being stored in the second capital management server to receive the fund equal with electronic certificate amount；Generation module is used
In the second solicited message generating reception electronic certificate according to above-mentioned setting；Sending module is used for the second capital management server
Send the second solicited message.
Another technical solution used in the present invention is：There is provided a kind of data interactive processing method, the method includes：First
Terminal is to the first solicited message of second terminal transmitting and receiving data voucher；Wherein, data voucher is first terminal as data
The quantification tool of the data correlation relation pre-building between initiator and first server；Second terminal response the first request letter
Breath, setting second server is stored in the data account of second server to receive and number with receiving data voucher and setting
According to the corresponding data of voucher, according to above-mentioned the second solicited message being configured to receive data voucher, and send out to second server
Send the second solicited message；Second server responds the second solicited message, receiving data voucher, and according to the second solicited message by the
Two servers, the information updating of data account are to data voucher.
Another technical solution used in the present invention is：A kind of data interactive processing method is provided, is applied to second terminal,
The method includes：Second terminal receives the first solicited message of the receiving data voucher that first terminal sends；Wherein, data voucher
It is the quantification tool as the data correlation relation pre-building between data initiator and first server for the first terminal；Second
Terminal response first solicited message, setting second server is stored in second server with receiving data voucher and setting
Data account, to receive the data corresponding with data voucher, is believed according to above-mentioned the second request being configured to receive data voucher
Breath, and send the second solicited message to second server.
Another technical solution used in the present invention is：There is provided a kind of data interaction processing system, this system includes first
Terminal, second terminal, first server and second server；First terminal is used for second terminal transmitting and receiving data voucher
The first solicited message；Wherein, data voucher is that first terminal pre-builds as between data initiator and first server
Data correlation relation quantification tool；Second terminal is used for response the first solicited message, and setting second server is to receive number
According to voucher and setting be stored in second server data account to receive the data corresponding with data voucher, according to upper
State the second solicited message being configured to receive data voucher, and send the second solicited message to second server；Second server
For responding the second solicited message, receiving data voucher, and according to the second solicited message by the letter of second server, data account
Breath is updated to data voucher.
Another technical solution used in the present invention is：A kind of data interaction processing meanss are provided, are applied to second terminal,
This device includes receiver module, setup module, generation module and sending module；Receiver module is used for receiving first terminal transmission
Receiving data voucher the first solicited message；Wherein, data voucher is first terminal as data initiator and first service
The quantification tool of the data correlation relation pre-building between device；Setup module is used for response the first solicited message, arranges second
The data account that server is stored in second server with receiving data voucher and setting is corresponding with data voucher to receive
Data；Generation module is used for according to above-mentioned the second solicited message being configured to receive data voucher；Sending module is used for the
Two servers send the second solicited message.
It is different from the situation of prior art, in the present invention, first terminal sends to second terminal and receives the first of electronic certificate
Solicited message；Second terminal responds the first solicited message, and setting the second capital management server is to receive electronic certificate, Yi Jishe
Put the fund account being stored in the second capital management server to receive the fund equal with electronic certificate amount, set according to above-mentioned
Put and generate the second solicited message receiving electronic certificate, and send the second solicited message to the second capital management server；Second
Capital management server receives electronic certificate, and according to the second solicited message by the second capital management server, fund account
Information updating is to electronic certificate.By the way, the present invention can make second terminal user arbitrarily arrange reception electronic certificate
Server and receive fund account, make receipts demonstrate,prove form more diversified, be conducive to raising fund interaction both sides interaction
Efficiency.Meanwhile, in the present invention first terminal to the first solicited message of second terminal transmitting and receiving data voucher；Second terminal is rung
Answer the first solicited message, setting second server is stored in the data account of second server with receiving data voucher and setting
Family to receive the data corresponding with data voucher, according to above-mentioned the second solicited message being configured to receive data voucher, and to
Second server sends the second solicited message；Second server receiving data voucher, and taken second according to the second solicited message
Business device, the information updating of data account are to data voucher.By the way, the present invention can make second terminal arbitrarily setting connect
Receive the server of data voucher and the account of receiving data, make receipts card form more diversified, be conducive to improving data interaction
The interactive efficiency of both sides.
Brief description
Fig. 1 is the flow chart of electronic certificate method to set up first embodiment of the present invention；
Fig. 2 is the relation schematic diagram of electronic certificate method to set up first embodiment of the present invention；
Fig. 3 is the flow chart of electronic certificate method to set up second embodiment of the present invention；
Fig. 4 is the structural representation that electronic certificate of the present invention arranges system one embodiment；
Fig. 5 is the structural representation that electronic certificate of the present invention arranges device first embodiment；
Fig. 6 is the flow chart of data interactive processing method first embodiment of the present invention；
Fig. 7 is the flow chart of data interactive processing method second embodiment of the present invention；
Fig. 8 is the structural representation that data interaction processing system of the present invention unifies embodiment；
Fig. 9 is the structural representation of data interaction processing meanss first embodiment of the present invention.
Specific embodiment
By the technology contents of the detailed description present invention, structural features, realized purpose and effect, below in conjunction with accompanying drawing and reality
The present invention is described in detail to apply example.
Refering to Fig. 1, the flow chart of electronic certificate method to set up first embodiment of the present invention.Refer to Fig. 2, the present invention simultaneously
The relation schematic diagram of electronic certificate method to set up first embodiment, the method includes：
Step 101：First terminal sends the first solicited message receiving electronic certificate to second terminal.
Wherein, electronic certificate be first terminal user using its account fund or the accrediting amount as guarantee fund to the first fund
Management server application the electronics acceptance and guarantee voucher being generated by the first capital management server.
Specifically, electronic certificate refer to the first capital management server according to the application frozen capital of first terminal user or
The accrediting amount of drawing the name generation with the first capital management server, and promise to undertake the electronics settled accounts according to agreed terms
Credit acceptance and guarantee voucher.Electronic certificate basic service flow process is：First capital management server is according to first terminal user's
Application freezes required number fund to generate electronic certificate, when agreement solution is paid condition and reached, by the first capital management server
Fund solution is paid and handles payment and settlement.
In the present embodiment, first terminal is the first solicited message of the reception electronic certificate sending to second terminal,
This first solicited message at least includes the identification information of this electronic certificate and request second terminal user receives this electronic certificate
Request.Wherein, the identification information of electronic certificate can be electronic certificate numbering, title or represent a specific electron voucher two
Dimension code information etc..
Provide to the first capital management server application and by first in other embodiments or in first terminal
After golden management server generates this electronic certificate, this solicited message is sent to second terminal by the first capital management server.
Wherein, first terminal or the first capital management server send the mode of this first solicited message to second terminal can
To be note, mail or to send a 2 D code information, can also be first terminal user and second terminal user face to face
Send, such as second terminal user uses second terminal to scan the Quick Response Code generating on first terminal.
Step 102：Second terminal respond the first solicited message, setting the second capital management server with receive electronics with
Card and setting are stored in the fund account of the second capital management server to receive the fund equal with electronic certificate amount,
The second solicited message receiving electronic certificate is generated according to above-mentioned setting, and sends the second request to the second capital management server
Information.
Second capital management server is set in the present embodiment and is stored in second to receive electronic certificate and setting
The fund account of capital management server, to receive the setting up procedure of the fund equal with electronic certificate amount, can be the second end
Prestored in that end subscriber is arranged by second terminal or second terminal receive electronic certificate server info and
Receive the fund account information of the fund equal with electronic certificate amount, when receiving this first solicited message, from trend with set
The server identical capital management server (i.e. the second capital management server in present embodiment) put is sent to second
Solicited message.In addition, the setting up procedure of this second terminal is only used for generating this second solicited message, do not have altered electronics
Information in voucher, the follow-up information updating electronic certificate needs next step the second capital management server to complete.
Specifically, the server info of reception electronic certificate of second terminal setting and second terminal send this second request
The reception server of information is same capital management server, that is, be the second capital management server；Therefore, in another reality
Apply in mode, can not also include in this second solicited message receiving the server info of electronic certificate, when second terminal is by the
When two solicited messages are sent to the second capital management server, that is, acquiescence specifies the second capital management server is electronic certificate
The reception server.
After step 102, step can also be included：Second capital management server authentication the second solicited message, works as checking
By rear, carry out step 103.
Wherein verify that the second solicited message can include：Whether checking second terminal user is legal, second terminal user's
Whether accounts information is correct or whether the account is stored in the second capital management server.
Step 103：Second capital management server responds the second solicited message, receives electronic certificate, and please according to second
Ask information by the second capital management server, fund account information updating to electronic certificate.
Wherein, this second solicited message at least includes the identification information of this electronic certificate, so that the second capital management service
Device is according to this this electronic certificate of identification information removal search.The mode of search can be the number in each other capital management server
Collect according to the electronic certificate information scanning in storehouse or held each capital management server and searched again
Rope.
In step 103, after the second capital management server receives electronic certificate, the shape of electronic certificate can also be verified
State, after being verified, will be extremely electric for the information updating of the second capital management server, fund account further according to the second solicited message
Sub- voucher.
Wherein, the state of this electronic certificate is electronic certificate information, electronic certificate information can include first terminal and
The information of the first capital management server, certainly, electronic certificate information can also include the amount information of electronic certificate, clearance letter
Cease and open L/C time and effect duration；Certainly, open L/C the time and effect duration can also directly replace with expiration time.
The state of checking electronic certificate is specially：Second capital management server is according to the time and having of opening L/C of electronic certificate
The effect phase judges whether this electronic certificate exceedes effect duration.
After step 103, step can also be included：Second capital management server sends to second terminal and receives electronics
Voucher and the feedback information updating electronic certificate information.
After above-mentioned all steps complete, if the second capital management server receives the first capital management server and sends out
Put with this electronic certificate during equipollent fund, account that this allocation of the funds to second terminal is arranged in a step 102
In.
In a specific embodiment, the first capital management server is the capital management server of Bank One Corp., second
Capital management server is the capital management server of secondary bank.First terminal is terminal A, and first terminal user is user A,
Second terminal is terminal B, and second terminal user is user B.It is exemplified below：
When user A needs to turn 100,000 yuan to user B, user A does not know the account of user B, if passing through phone or short
The modes such as letter inquire that the accounts information of user B also excessively bothers, and user A directly passes through terminal A and sends, to Bank One Corp., Shen of opening L/C
And electronic certificate please be generated by Bank One Corp., user A is sent to terminal B by terminal A and requires user B to receive after the completion of opening L/C
The first solicited message with the equipollent fund of electronic certificate.
After terminal B receives the first solicited message, user B passes through the setting of terminal B and receives card behavior secondary bank, collecting account
For account B, and send to secondary bank and includes receiving the second solicited message demonstrate,proving row information and collecting account information.
Secondary bank carries out receiving card according to this second solicited message, by the receipts of electronic certificate after receiving electronic certificate
Card row is changed to secondary bank, is account B by the Account Changes receiving the fund equal with electronic certificate amount.
When secondary bank receives this fund of Bank One Corp. granting, by this allocation of the funds in account B of user B.
In above scheme, first terminal sends the first solicited message receiving electronic certificate to second terminal；Wherein, electronics
Voucher be first terminal user using its account fund or the accrediting amount as guarantee fund to the first capital management server application simultaneously
The electronics acceptance and guarantee voucher being generated by the first capital management server；Second terminal responds the first solicited message, arranges second
Capital management server is to receive electronic certificate and to arrange the fund account being stored in the second capital management server to receive
The fund equal with electronic certificate amount, generates, according to above-mentioned setting, the second solicited message receiving electronic certificate, and to second
Capital management server sends the second solicited message；Second capital management server receives electronic certificate, and according to the second request
Information by the second capital management server, fund account information updating to electronic certificate.By the way, work as first terminal
Need to send electronic certificate to second terminal, so that when second terminal user obtains with this electronic certificate equipollent fund,
Second terminal user can be allowed arbitrarily to arrange and to receive the server of this electronic certificate and the fund account receiving this fund, keep away
Exempt from the red tape that first terminal arranges account, also ensured that fund will not be sent to abnormal account by mistake, so that receipts is demonstrate,proved more
Flexibly, be conducive to second terminal user to select the mode of most convenient to receive this fund, improve the efficiency of fund interaction.
Refering to Fig. 3, the flow chart of electronic certificate method to set up second embodiment of the present invention, the method is applied to second eventually
End, the method includes：
Step 301：Second terminal receives the first solicited message of the reception electronic certificate that first terminal sends.
Wherein, electronic certificate be first terminal user using its account fund or the accrediting amount as guarantee fund to the first fund
Management server application the electronics acceptance and guarantee voucher being generated by the first capital management server.
Specifically, electronic certificate refer to the first capital management server according to the application frozen capital of first terminal user or
The accrediting amount of drawing the name generation with the first capital management server, and promise to undertake the electronics settled accounts according to agreed terms
Credit acceptance and guarantee voucher.Electronic certificate basic service flow process is：First capital management server is according to first terminal user's
Application freezes required number fund to generate electronic certificate, when agreement solution is paid condition and reached, by the first capital management server
Fund solution is paid and handles payment and settlement.
Step 302：Second terminal respond the first solicited message, setting the second capital management server with receive electronics with
Card and setting are stored in the fund account of the second capital management server to receive the fund equal with electronic certificate amount,
The second solicited message receiving electronic certificate is generated according to above-mentioned setting, and sends the second request to the second capital management server
Information.
Present embodiment is the embodiment based on second terminal in above-mentioned electronic certificate method to set up first embodiment,
Embodiments thereof is similar to, and repeats no more here.
Refering to Fig. 4, electronic certificate of the present invention arranges the structural representation of system one embodiment, and this system 400 includes the
One terminal 401, second terminal 402, the first capital management server 403 and the second capital management server 404.
First terminal 401 is used for sending, to second terminal 402, the first solicited message receiving electronic certificate；Wherein, electronics
Voucher be first terminal 401 user using its account fund or the accrediting amount as guarantee fund to the first capital management server 403
Application the electronics acceptance and guarantee voucher being generated by the first capital management server 403.
Specifically, electronic certificate refers to that the first capital management server 403 freezes according to the application of first terminal 401 user
Fund or draw the accrediting amount and with the first capital management server 403 name generation, and promise to undertake carry out according to agreed terms
The electronic credit acceptance and guarantee voucher of clearing.Electronic certificate basic service flow process is：First capital management server 403 is according to
The application of one terminal 401 user freezes required number fund to generate electronic certificate, when agreement solution is paid condition and reached, by first
Fund solution is paid and is handled payment and settlement by capital management server 403.
Second terminal 402 be used for response the first solicited message, setting the second capital management server 404 with receive electronics with
Card and setting are stored in the fund account of the second capital management server 404 to receive the money equal with electronic certificate amount
Gold, generates, according to above-mentioned setting, the second solicited message receiving electronic certificate, and sends the to the second capital management server 404
Two solicited messages.
Second capital management server 404 is used for response the second solicited message, receives electronic certificate, and according to the second request
Information by the second capital management server 404, fund account information updating to electronic certificate.
Present embodiment is the system based on above-mentioned electronic certificate method to set up first embodiment, embodiments thereof class
Seemingly, repeat no more here.
Refering to Fig. 5, electronic certificate of the present invention arranges the structural representation of device one embodiment, and this device is for second eventually
End is it is characterised in that device 500 includes receiver module 501, setup module 502, generation module 504 and sending module 503.
Receiver module 501 is used for receiving the first solicited message of the reception electronic certificate of first terminal transmission.
Wherein, electronic certificate be first terminal user using its account fund or the accrediting amount as guarantee fund to the first fund
Management server application the electronics acceptance and guarantee voucher being generated by the first capital management server.
Specifically, electronic certificate refer to the first capital management server according to the application frozen capital of first terminal user or
The accrediting amount of drawing the name generation with the first capital management server, and promise to undertake the electronics settled accounts according to agreed terms
Credit acceptance and guarantee voucher.Electronic certificate basic service flow process is：First capital management server is according to first terminal user's
Application freezes required number fund to generate electronic certificate, when agreement solution is paid condition and reached, by the first capital management server
Fund solution is paid and handles payment and settlement.
Setup module 502 be used for setup module be used for response the first solicited message, setting the second capital management server with
Receive electronic certificate and setting is stored in the fund account of the second capital management server to receive and electronic certificate amount phase
Deng fund.
Generation module 503 is used for generating, according to above-mentioned setting, the second solicited message receiving electronic certificate.
Sending module 504 is used for sending the second solicited message to the second capital management server.
Refering to Fig. 6, the flow chart of data interactive processing method first embodiment of the present invention, the method includes：
Step 601：First terminal is to the first solicited message of second terminal transmitting and receiving data voucher.
Wherein, data voucher is that first terminal closes as the data pre-building between data initiator and first server
The quantification tool of connection relation.
Step 602：Second terminal responds the first solicited message, and setting second server is with receiving data voucher, Yi Jishe
Put the data account being stored in second server to receive the data corresponding with data voucher, be configured to receive number according to above-mentioned
According to the second solicited message of voucher, and send the second solicited message to second server.
Step 603：Second server response the second solicited message, receiving data voucher, and will according to the second solicited message
Second server, the information updating of data account are to data voucher.
Specifically, below the data interactive processing method in embodiment of the present invention is illustrated.
For example, user A can pass through password login system in terminal 1, and has the administration authority of this system.Wherein, should
Password can be the data such as continuation character, code, figure, and this password has uniqueness, such as when password is sent by user A
After user B, user A has this password no longer.Specifically, when user A needs for this administration authority to hand to user B, need
Password is sent to user B, but does not know that user B receives the information such as the account of password, can carry out in the following manner：
User A passes through the cryptographic token that terminal 1 is applied for based on this password to server 1, and sends to the terminal 2 of user B
Receive the first solicited message of this cryptographic token, user B, after terminal 2 receives this first solicited message, is set by terminal 2
Put server 2 and receive this cryptographic token, and account 2 is set and receive password, and the second solicited message is generated according to this set content,
It is sent to server 2.
Server 2 receives the second solicited message, asks to receive cryptographic token according to second, and according to the second solicited message
Update cryptographic token.The receiving terminal that cryptographic token after renewal at least includes this cryptographic token of requirement is server 2, the connecing of password
Receipt on account family is account 2.
After server 1 sends this password to server 2, server sends the cryptogram to user B's according to cryptographic token
In account 2, user B by this password come login system, and can gather around systematic administration authority, and meanwhile, user A loses system
Administration authority.
In above scheme, in the present invention, first terminal is to the first solicited message of second terminal transmitting and receiving data voucher；
Second terminal responds the first solicited message, and setting second server is stored in second service with receiving data voucher and setting
The data account of device to receive the data corresponding with data voucher, according to above-mentioned be configured to receive data voucher second request
Information, and send the second solicited message to second server；Second server receiving data voucher, and according to the second solicited message
By second server, data account information updating to data voucher.By the way, the present invention can make second terminal appoint
The meaning setting server of the receiving data voucher and account of receiving data, prevent data reception account be abnormal account feelings
Condition, form is more diversified so that receipts is demonstrate,proved, and is conducive to improving the interactive efficiency of data interaction both sides.
Refering to Fig. 7, the flow chart of data interactive processing method second embodiment of the present invention, it is applied to second terminal, should
Method includes：
Step 701：Second terminal receives the first solicited message of the receiving data voucher that first terminal sends.
Wherein, data voucher be first terminal user using its account fund or the accrediting amount as guarantee fund to first service
Device application the data voucher being generated by first server.
Step 702：Second terminal responds the first solicited message, and setting second server is with receiving data voucher, Yi Jishe
Put the data account being stored in second server to receive the data corresponding with data voucher, be configured to receive number according to above-mentioned
According to the second solicited message of voucher, and send the second solicited message to second server.
Present embodiment is the embodiment based on second terminal in above-mentioned data interactive processing method first embodiment,
It implements to be similar to, and repeats no more here.
Refering to Fig. 8, data interaction processing system of the present invention unifies the structural representation of embodiment, and this system includes first eventually
End 801, second terminal 802, first server 803 and second server 804；
First terminal 801 is used for the first solicited message to second terminal 802 transmitting and receiving data voucher.
Wherein, data voucher is that first terminal 801 pre-builds as between data initiator and first server 803
The quantification tool of data correlation relation.
Second terminal 802 is used for response the first solicited message, setting second server 804 with receiving data voucher and
Setting is stored in the data account of second server 804 to receive the data corresponding with data voucher, is arranged to according to above-mentioned
Second solicited message of receiving data voucher, and send the second solicited message to second server 804.
Second server 804 is used for response the second solicited message, receiving data voucher, and according to the second solicited message by the
Two servers 804, the information updating of data account are to data voucher.
Present embodiment is the system based on above-mentioned data interactive processing method first embodiment, and it implements to be similar to, this
In repeat no more.
Refering to Fig. 9, the structural representation of data interaction processing meanss one embodiment of the present invention, this device is applied to second
Terminal, this device includes receiver module 901, setup module 902 generation module 903 and sending module 904；
Receiver module 901 is used for receiving the first solicited message of the receiving data voucher of first terminal transmission.
Wherein, data voucher be first terminal user using its account fund or the accrediting amount as guarantee fund to first service
Device application the data voucher being generated by first server.
Setup module 902 is used for response the first solicited message, and setting second server is with receiving data voucher and setting
The data account being stored in second server is to receive the data corresponding with data voucher.
Generation module 903 is used for according to above-mentioned the second solicited message being configured to receive data voucher.
Sending module 904 is used for sending the second solicited message to second server.
Present embodiment is the enforcement based on second terminal device in above-mentioned data interactive processing method first embodiment
Mode, it implements to be similar to, and repeats no more here.
These are only embodiments of the present invention, not thereby limit the scope of the claims of the present invention, every utilization present invention
Equivalent structure or equivalent flow conversion that description and accompanying drawing content are made, or directly or indirectly it is used in other related technology
Field, is included within the scope of the present invention.
Claims (10)
1. a kind of electronic certificate method to set up is it is characterised in that methods described includes：
First terminal sends the first solicited message receiving electronic certificate to second terminal；Wherein, described electronic certificate is first
Terminal use is using its account fund or the accrediting amount as guarantee fund to the first capital management server application and by described first
The electronics acceptance and guarantee voucher that capital management server generates；
Described second terminal responds described first solicited message, setting the second capital management server with receive described electronics with
Card and setting be stored in described second capital management server fund account equal with described electronic certificate amount to receive
Fund, according to above-mentioned setting generate receive described electronic certificate the second solicited message, and to described second capital management clothes
Business device sends described second solicited message；
Described second capital management server responds described second solicited message, receives described electronic certificate, and according to described the
Two solicited messages by described second capital management server, described fund account information updating to described electronic certificate.
2. method according to claim 1 is it is characterised in that described second capital management server connects response described second
Solicited message, receives described electronic certificate, and according to described second solicited message by described second capital management server, described money
The information updating of golden account, to after the step of described electronic certificate, also includes：
Described second capital management server to second terminal send receive described electronic certificate and update described electronics with
The feedback information of card information.
3. method according to claim 1 is it is characterised in that described first capital management server is the money of Bank One Corp.
Golden management server, described second capital management server is the capital management server of secondary bank.
4. a kind of electronic certificate method to set up, is applied to second terminal it is characterised in that methods described includes：
Second terminal receives the first solicited message of the reception electronic certificate that first terminal sends；Wherein, described electronic certificate is
First terminal user is using its account fund or the accrediting amount as guarantee fund to the first capital management server application and by described
The electronics acceptance and guarantee voucher that first capital management server generates；
Described second terminal responds described first solicited message, setting the second capital management server with receive described electronics with
Card and setting be stored in described second capital management server fund account equal with described electronic certificate amount to receive
Fund, according to above-mentioned setting generate receive described electronic certificate the second solicited message, and to described second capital management clothes
Business device sends described second solicited message.
5. a kind of electronic certificate setting system is it is characterised in that described system includes first terminal, second terminal, the first fund
Management server and the second capital management server；
Described first terminal is used for sending, to described second terminal, the first solicited message receiving electronic certificate；Wherein, described electricity
Sub- voucher be first terminal user using its account fund or the accrediting amount as guarantee fund to the first capital management server application
And the electronics acceptance and guarantee voucher by described first capital management server generation；
Described second terminal is used for responding described first solicited message, and setting the second capital management server is to receive described electronics
Voucher and setting are stored in the fund account of described second capital management server to receive and described electronic certificate amount phase
Deng fund, generate the second solicited message receiving described electronic certificate according to above-mentioned setting, and to described second capital management
Server sends described second solicited message；
Described second capital management server is used for responding described second solicited message, receives described electronic certificate, and according to institute
State the second solicited message by described second capital management server, described fund account information updating to described electronic certificate.
6. a kind of electronic certificate arranges device, is applied to second terminal it is characterised in that described device includes receiver module, sets
Put module, generation module and sending module；
Described receiver module is used for receiving the first solicited message of the reception electronic certificate of first terminal transmission；Wherein, described electricity
Sub- voucher be first terminal user using its account fund or the accrediting amount as guarantee fund to the first capital management server application
And the electronics acceptance and guarantee voucher by described first capital management server generation；
Described setup module is used for responding described first solicited message, and setting the second capital management server is to receive described electronics
Voucher and setting are stored in the fund account of described second capital management server to receive and described electronic certificate amount phase
Deng fund；
Described generation module is used for generating, according to above-mentioned setting, the second solicited message receiving described electronic certificate；
Described sending module is used for sending described second solicited message to described second capital management server.
7. a kind of data interactive processing method is it is characterised in that methods described includes：
First terminal is to the first solicited message of second terminal transmitting and receiving data voucher；Wherein, described data voucher is first
Terminal is as the quantification tool of the data correlation relation pre-building between data initiator and described first server；
Described second terminal responds described first solicited message, and setting second server is to receive described data voucher, Yi Jishe
Put the data account being stored in described second server to receive the data corresponding with described data voucher, according to above-mentioned setting
Become to receive the second solicited message of described data voucher, and send described second solicited message to described second server；
Described second server connects described second solicited message of response, receives described data voucher, and according to the described second request letter
Cease the information updating extremely described data voucher of described second server, described data account.
8. a kind of data interactive processing method, is applied to second terminal it is characterised in that methods described includes：
Second terminal receives the first solicited message of the receiving data voucher that described first terminal sends；Wherein, described data with
Card is the quantization work as the data correlation relation pre-building between data initiator and described first server for the first terminal
Tool；
Described second terminal responds described first solicited message, and setting second server is to receive described data voucher, Yi Jishe
Put the data account being stored in described second server to receive the data corresponding with described data voucher, according to above-mentioned setting
Become to receive the second solicited message of described data voucher, and send described second solicited message to described second server.
9. a kind of data interaction processing system is it is characterised in that described system includes first terminal, second terminal, first service
Device and second server；
Described first terminal is used for the first solicited message to second terminal transmitting and receiving data voucher；Wherein, described data with
Card is the amount as the data correlation relation pre-building between data initiator and described first server for the described first terminal
Chemical industry has；
Described second terminal is used for responding described first solicited message, setting second server with receive described data voucher, with
And setting is stored in the data account of described second server to receive the data corresponding with described data voucher, according to above-mentioned
It is configured to receive the second solicited message of described data voucher, and send described second solicited message to described second server；
Described second server is used for responding described second solicited message, receives described data voucher, and please according to described second
Ask information by described second server, described data account information updating to described data voucher.
10. a kind of data interaction processing meanss, are applied to second terminal it is characterised in that described device includes receiver module, sets
Put module, generation module and sending module；
Described receiver module is used for receiving the first solicited message of the receiving data voucher of first terminal transmission；Wherein, described number
It is the amount as the data correlation relation pre-building between data initiator and described first server for the first terminal according to voucher
Chemical industry has；
Described setup module is used for responding described first solicited message, setting second server with receive described data voucher, with
And setting is stored in the data account of described second server to receive the data corresponding with described data voucher；
Described generation module is used for according to above-mentioned the second solicited message being configured to receive described data voucher；
Described sending module is used for sending described second solicited message to described second server.
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| PCT/CN2015/084561 WO2017011994A1 (en) | 2015-07-21 | 2015-07-21 | Method, system, and apparatus for setting up electronic certificates and processing data exchange |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106415629A true CN106415629A (en) | 2017-02-15 |
Family
ID=57833606
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201580012820.5A Pending CN106415629A (en) | 2015-07-21 | 2015-07-21 | Method, system and device for setting electronic certificate and data exchange |
Country Status (3)
| Country | Link |
|---|---|
| CN (1) | CN106415629A (en) |
| CA (1) | CA2993243C (en) |
| WO (1) | WO2017011994A1 (en) |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101567070A (en) * | 2008-04-24 | 2009-10-28 | 中国银联股份有限公司 | Method and system for processing transaction data and payment system |
| CN101853454A (en) * | 2009-04-01 | 2010-10-06 | 华为技术有限公司 | Electronic certificate realization method and device |
| CN104751323A (en) * | 2013-12-31 | 2015-07-01 | 腾讯科技（深圳）有限公司 | Method for transferring electronic account data and related device and related system |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP2212842B1 (en) * | 2007-10-03 | 2014-06-18 | Gmx Sas | System and method for secure management of transactions |
| CN103827902A (en) * | 2013-03-18 | 2014-05-28 | 深圳市银信网银科技有限公司 | Method and system for Intenet payment |
| US20150066651A1 (en) * | 2013-09-04 | 2015-03-05 | Mastercard International Incorporated | Method and System for Secure Mobile Payment Processing and Data Analytics |
-
2015
- 2015-07-21 WO PCT/CN2015/084561 patent/WO2017011994A1/en active Application Filing
- 2015-07-21 CA CA2993243A patent/CA2993243C/en active Active
- 2015-07-21 CN CN201580012820.5A patent/CN106415629A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101567070A (en) * | 2008-04-24 | 2009-10-28 | 中国银联股份有限公司 | Method and system for processing transaction data and payment system |
| CN101853454A (en) * | 2009-04-01 | 2010-10-06 | 华为技术有限公司 | Electronic certificate realization method and device |
| CN104751323A (en) * | 2013-12-31 | 2015-07-01 | 腾讯科技（深圳）有限公司 | Method for transferring electronic account data and related device and related system |
Also Published As
| Publication number | Publication date |
|---|---|
| CA2993243A1 (en) | 2017-01-26 |
| CA2993243C (en) | 2021-08-10 |
| WO2017011994A1 (en) | 2017-01-26 |
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