CN106408299A - Block chain technology-based electronic intelligent signing payment method - Google Patents
Block chain technology-based electronic intelligent signing payment method Download PDFInfo
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- CN106408299A CN106408299A CN201610790529.7A CN201610790529A CN106408299A CN 106408299 A CN106408299 A CN 106408299A CN 201610790529 A CN201610790529 A CN 201610790529A CN 106408299 A CN106408299 A CN 106408299A
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Abstract
The invention discloses a block chain technology-based electronic intelligent signing payment method and belongs to the technical field of electronic contracts. A device for implementation of the block chain technology-based electronic intelligent signing payment method comprises a public payment block chain layer, an intelligent contract platform layer, a contract creating layer and a contract signing layer; an electronic contract signing link can be effectively integrated with an electronic contract performing (payment) link, and an intelligentization and automation degree of businesses related to electronic contacts can be improved; according to the block chain technology-based electronic intelligent signing payment method, block chain technologies are introduced as an underlying technology, payment flows are unified, and complexity can be lowered; via greater self-maintenance and safety improvement of the block chain technologies than that of other payment means, usability and user experience of whole electronic contract businesses can be improved.
Description
Technical field
The invention belongs to electronics contract technical field.
Background technology
The continuous development of the Standardization Requirement to internet behavior with country, and information technology in recent years, electronics contract
Transmission is easy to it, the cost-effective, advantage such as cannot forge rapidly is developed.Electronics contract refers in network condition
In order to realize certain purpose between lower both sides or multi-party party, signed in the form of electronic data by electronic information network
Clear and definite both sides' rights and obligations relation a kind of electronic protocol.
Current electronics contract Related product mostly identity-based authentication and digital signatures technology.User is verified by registration
Identity simultaneously binds corresponding digital certificate, and when exercising signature behavior, the cryptographic Hash that label data original text is treated in triggering is signed
Algorithm calculates.The ciphertext that signature produces can only be verified by respective certificate, thus reaching the false proof purpose of data.And user's signature row
Associated payment settlement for leading to then is realized by the way of operation system calls conventional payment gateway.
Because data the to be signed opening of itself, often system does not carry out business interference for treaty content, is only completed
Data signature.Simultaneously as depending on traditional payment gateway to be settled accounts, current electronics contract Related product exists mostly
Following defect:
Electronic signature flow process is separate with payment link, is not organically combined.Contract compliance (pays ring
Section) computer automatic execution can not be passed through when reaching some treaty conditions.Must related party concerned artificially confirm to change
Contract state, to trigger, to complete to pay.
Third-party payment service is numerous, and payment flow is relatively complicated and disunity.And payment behavior smoothly complete dependence
In the availability of service of payment gateway, by the many factors such as bank settlement, the maintenance period of payment services itself affected with
Interference.
Contract and related side's account data are maintained on the server of fixation, there is the higher wind being stolen, changing
Danger.
Content of the invention
It is an object of the invention to provide a kind of electronic intelligence signing method of payment based on block chain technology is it is achieved that incite somebody to action
The signature link of electronics contract is effectively integrated with fulfiling link (paying), thus lifting electronics contract related service
Intellectuality and automaticity, the present invention is used as Floor layer Technology by introducing block chain, unifies payment flow, reduces its complicated journey
Degree, and by block chain technology other means of payment relatively itself in the improvement from maintainability with security, lifting electronics closes
About overall service availability and Consumer's Experience.
For achieving the above object, the present invention employs the following technical solutions:
A kind of electronic intelligence signing method of payment based on block chain technology, comprises the steps:
Step 1:Set up public payment block link layer, intelligent contract podium level, contract layer creating and contract signature layer, public
Pay block link layer, intelligent contract podium level, contract layer creating and contract signature layer to be connected together via Internet respectively;
Step 2:By true identity Data Enter contract layer creating, contract layer creating is to contract establishment side for contract establishment side
After true identity information is examined, it is that contract establishment side sets up block chain payment account, and the block chain of contract establishment side is paid
Account is tied to intelligent contract podium level;
True identity Data Enter contract is signed layer by contract signatory, and the true body to contract signatory for the layer signed by contract
After part information is examined, it is that contract signatory sets up block chain payment account, and the block chain payment account of contract signatory is tied up
Determine to arrive intelligent contract podium level;
Step 3:Intelligent contract podium level is by the block chain payment account of contract establishment side and the block chain of contract signatory
Payment account is sent to public payment block link layer, and public payment block link layer is contract establishment side and contract signatory creates one
Individual public account book, the content of public account book includes CAMEL-Subscription-Information, the terms of payment, payment information and signing messages;
Step 4:Contract establishment side writes contract in contract layer creating, and contract is sent to intelligent contract and puts down by contract layer creating
Platform layer, intelligent contract podium level issues contract, and contract is sent to public payment block link layer, and public payment block link layer will
Contract includes contract execution condition and the contract terms of payment with public account book binding, treaty content;
Step 5:Contract is signed layer and is transferred the contract that intelligent contract podium level is issued, and contract signatory signs layer by contract
Check contract, and layer is signed by contract and sign contract, the contract signed is sent to intelligent contract platform by contract signature layer
Layer, intelligent contract podium level enters row information to the contract signed and examines, the information examined include CAMEL-Subscription-Information, the terms of payment,
Payment information and signing messages, after examining correctly, intelligent contract podium level generates block chain Transaction Information, and block chain is concluded the business
Information is sent to the transaction interdependent node of contract layer creating and contract signs the transaction interdependent node of layer, according to the payment bar of contract
Part completes to pay, and CAMEL-Subscription-Information, the terms of payment, payment information, block chain Transaction Information and signing messages is sent to public
Pay block link layer, public payment block link layer is handed over according to the CAMEL-Subscription-Information after examining, the terms of payment, payment information, block chain
Easily information and signing messages synchronously public account book, use time stamp and user and public account book corresponding public affairs during synchronous public account book
Key is signed, and CAMEL-Subscription-Information all includes signed contract text cryptographic Hash, contract establishment side identity information, contract label each time
Management side identity information, the block chain payment account of contract establishment side, the block chain payment account of contract signatory, payment information and
Time of signature;
The step of synchronous public account book is as follows:
Step A:Judge whether CAMEL-Subscription-Information is initial contract signature information:It is then to generate corresponding unique cryptographic Hash A,
And execution step C;It is not, then execution step B;
Step B:Judge whether CAMEL-Subscription-Information is n-th contract signature information:It is then to generate corresponding unique cryptographic Hash CN,
And with upper cryptographic Hash C being generated successivelyN-1It is merged into cryptographic Hash CNCN-1, N is the number of times of signature contract, N round numbers;
Step C:Judge whether CAMEL-Subscription-Information is last contract signature information:It is then to generate cryptographic Hash F, and
Execution step D, no, then execution step B;
Step D:Public payment block link layer generates seal information and generates cryptographic Hash G, and cryptographic Hash F is closed with cryptographic Hash G
And become cryptographic Hash FG, the cryptographic Hash of all generations is being merged into final hash value ACNCN-1...CN-XFG, N are signature contract
Number of times, N round numbers, X is less than N, X round numbers;And generate a random number;
Step E:By final hash value AC after mergingNCN-1...CN-XFG, father's block cryptographic Hash, timestamp and random number
All store in block N, block N is every time the block that the public account book corresponding to signature contract information and Transaction Information is located,
And the CAMEL-Subscription-Information of simultaneously synchronous public account book, N is the number of times of signature contract, N round numbers;Described father's block cryptographic Hash is upper one
The secondary final hash value signed and generated after completing contract;
Step 6:Public payment block link layer detects the execution condition of contract, judges whether to meet the execution condition of contract:
Meet, then execution step 6;It is unsatisfactory for, then execution step 4;
Step 7:Intelligent contract podium level monitors the implementation status of contract, and the implementation status of contract is fed back to public
Pay block link layer, according to the implementation status of the contract feeding back, public payment block link layer judges whether concluding parties meet
The execution condition of contract:Meet, then execution step 7;It is unsatisfactory for then execution step 8;
Step 8:Terminate contract and the ending message of contract is synchronized to public account book simultaneously;
Step 9:Public payment block link layer generates block chain reimbursement information, and block chain reimbursement information is sent to contract
The transaction interdependent node of layer creating and the transaction interdependent node of contract signature layer, complete reimbursement.
Described public payment block link layer, described intelligent contract podium level, described contract layer creating, the signature of described contract
The transaction interdependent node that layer signed by layer, described transaction interdependent node and described contract is server.
A kind of electronic intelligence signing method of payment based on block chain technology of the present invention is it is achieved that by electronics contract
Signature link effectively integrated with fulfiling link (pay), thus lifted electronics contract related service intellectuality and
Automaticity, the present invention is used as Floor layer Technology by introducing block chain, unifies payment flow, reduces its complexity, and with
By means of block chain technology other means of payment relatively itself in the improvement from maintainability with security, lifting electronics contract entirety industry
Business availability and Consumer's Experience;The signature link of electronics contract is effectively integrated by the present invention with paying link, significantly carries
Intellectuality and the automaticity of electronics contract related service are risen;Payment flow has been broken away from traditional Third-party payment by the present invention
The constraint of service, unifies, simplifies payment flow;It is simultaneously based on block chain from the technical characteristic safeguarded, improve service can
The property used;The critical datas such as the contract signature information of the present invention, payment information, signing messages are passed through the public account book of block and are preserved, no
On being saved in certain fixing physical equipment.The checking characteristic of and decentralization distributed based on block chain so that service with
The security of data is greatly improved.
Brief description
Fig. 1 is the flow chart figure of the present invention;
Fig. 2 is the flow chart of the public account book of synchronization of the present invention.
Specific embodiment
A kind of electronic intelligence signing method of payment based on block chain technology as shown in Figure 1-2, comprises the steps:
Step 1:Set up public payment block link layer, intelligent contract podium level, contract layer creating and contract signature layer, public
Pay block link layer, intelligent contract podium level, contract layer creating and contract signature layer to be connected together via Internet respectively;
Step 2:By true identity Data Enter contract layer creating, contract layer creating is to contract establishment side for contract establishment side
After true identity information is examined, it is that contract establishment side sets up block chain payment account, and the block chain of contract establishment side is paid
Account is tied to intelligent contract podium level;
True identity Data Enter contract is signed layer by contract signatory, and the true body to contract signatory for the layer signed by contract
After part information is examined, it is that contract signatory sets up block chain payment account, and the block chain payment account of contract signatory is tied up
Determine to arrive intelligent contract podium level;
Step 3:Intelligent contract podium level is by the block chain payment account of contract establishment side and the block chain of contract signatory
Payment account is sent to public payment block link layer, and public payment block link layer is contract establishment side and contract signatory creates one
Individual public account book, the content of public account book includes CAMEL-Subscription-Information, the terms of payment, payment information and signing messages;
Step 4:Contract establishment side writes contract in contract layer creating, and contract is sent to intelligent contract and puts down by contract layer creating
Platform layer, intelligent contract podium level issues contract, and contract is sent to public payment block link layer, and public payment block link layer will
Contract includes contract execution condition and the contract terms of payment with public account book binding, treaty content;
Step 5:Contract is signed layer and is transferred the contract that intelligent contract podium level is issued, and contract signatory signs layer by contract
Check contract, and layer is signed by contract and sign contract, the contract signed is sent to intelligent contract platform by contract signature layer
Layer, intelligent contract podium level enters row information to the contract signed and examines, the information examined include CAMEL-Subscription-Information, the terms of payment,
Payment information and signing messages, after examining correctly, intelligent contract podium level generates block chain Transaction Information, and block chain is concluded the business
Information is sent to the transaction interdependent node of contract layer creating and contract signs the transaction interdependent node of layer, according to the payment bar of contract
Part completes to pay, and CAMEL-Subscription-Information, the terms of payment, payment information, block chain Transaction Information and signing messages is sent to public
Pay block link layer, public payment block link layer is handed over according to the CAMEL-Subscription-Information after examining, the terms of payment, payment information, block chain
Easily information and signing messages synchronously public account book, use time stamp and user and public account book corresponding public affairs during synchronous public account book
Key is signed, and CAMEL-Subscription-Information all includes signed contract text cryptographic Hash, contract establishment side identity information, contract label each time
Management side identity information, the block chain payment account of contract establishment side, the block chain payment account of contract signatory, payment information and
Time of signature;
The step of synchronous public account book is as follows:
Step A:Judge whether CAMEL-Subscription-Information is initial contract signature information:It is then to generate corresponding unique cryptographic Hash A,
And execution step C;It is not, then execution step B;
Step B:Judge whether CAMEL-Subscription-Information is n-th contract signature information:It is then to generate corresponding unique cryptographic Hash CN,
And with upper cryptographic Hash C being generated successivelyN-1It is merged into cryptographic Hash CNCN-1, N is the number of times of signature contract, N round numbers;
Step C:Judge whether CAMEL-Subscription-Information is last contract signature information:It is then to generate cryptographic Hash F, and
Execution step D, no, then execution step B;
Step D:Public payment block link layer generates seal information and generates cryptographic Hash G, and cryptographic Hash F is closed with cryptographic Hash G
And become cryptographic Hash FG, the cryptographic Hash of all generations is being merged into final hash value ACNCN-1...CN-XFG, N are signature contract
Number of times, N round numbers, X is less than N, X round numbers;And generate a random number;
Step E:By final hash value AC after mergingNCN-1...CN-XFG, father's block cryptographic Hash, timestamp and random number
All store in block N, block N is every time the block that the public account book corresponding to signature contract information and Transaction Information is located,
And the CAMEL-Subscription-Information of simultaneously synchronous public account book, N is the number of times of signature contract, N round numbers;Described father's block cryptographic Hash is upper one
The secondary final hash value signed and generated after completing contract;
Step 6:Public payment block link layer detects the execution condition of contract, judges whether to meet the execution condition of contract:
Meet, then execution step 6;It is unsatisfactory for, then execution step 4;
Step 7:Intelligent contract podium level monitors the implementation status of contract, and the implementation status of contract is fed back to public
Pay block link layer, according to the implementation status of the contract feeding back, public payment block link layer judges whether concluding parties meet
The execution condition of contract:Meet, then execution step 7;It is unsatisfactory for then execution step 8;
Step 8:Terminate contract and the ending message of contract is synchronized to public account book simultaneously;
Step 9:Public payment block link layer generates block chain reimbursement information, and block chain reimbursement information is sent to contract
The transaction interdependent node of layer creating and the transaction interdependent node of contract signature layer, complete reimbursement.
Described public payment block link layer, described intelligent contract podium level, described contract layer creating, the signature of described contract
The transaction interdependent node that layer signed by layer, described transaction interdependent node and described contract is server.
A kind of electronic intelligence signing method of payment based on block chain technology of the present invention is it is achieved that by electronics contract
Signature link effectively integrated with fulfiling link (pay), thus lifted electronics contract related service intellectuality and
Automaticity, the present invention is used as Floor layer Technology by introducing block chain, unifies payment flow, reduces its complexity, and with
By means of block chain technology other means of payment relatively itself in the improvement from maintainability with security, lifting electronics contract entirety industry
Business availability and Consumer's Experience;The signature link of electronics contract is effectively integrated by the present invention with paying link, significantly carries
Intellectuality and the automaticity of electronics contract related service are risen;Payment flow has been broken away from traditional Third-party payment by the present invention
The constraint of service, unifies, simplifies payment flow;It is simultaneously based on block chain from the technical characteristic safeguarded, improve service can
The property used;The critical datas such as the contract signature information of the present invention, payment information, signing messages are passed through the public account book of block and are preserved, no
On being saved in certain fixing physical equipment.The checking characteristic of and decentralization distributed based on block chain so that service with
The security of data is greatly improved.
Claims (3)
1. a kind of based on block chain technology electronic intelligence signing method of payment it is characterised in that:Comprise the steps:
Step 1:Set up public payment block link layer, intelligent contract podium level, contract layer creating and contract signature layer, public payment
Block link layer, intelligent contract podium level, contract layer creating and contract signature layer are connected together via Internet respectively;
Step 2:By true identity Data Enter contract layer creating, contract layer creating is true to contract establishment side for contract establishment side
After identity information is examined, it is that contract establishment side sets up block chain payment account, and the block chain payment account by contract establishment side
It is tied to intelligent contract podium level;
True identity Data Enter contract is signed layer by contract signatory, and contract is signed layer and the true identity of contract signatory is believed
After breath is examined, it is that contract signatory sets up block chain payment account, and the block chain payment account of contract signatory is tied to
Intelligent contract podium level;
Step 3:The block chain of the block chain payment account of contract establishment side and contract signatory is paid by intelligent contract podium level
Account is sent to public payment block link layer, and public payment block link layer is contract establishment side and contract signatory creates public affairs
Account book altogether, the content of public account book includes CAMEL-Subscription-Information, the terms of payment, payment information and signing messages;
Step 4:Contract establishment side writes contract in contract layer creating, and contract is sent to intelligent contract platform by contract layer creating
Layer, intelligent contract podium level issues contract, and contract is sent to public payment block link layer, and public payment block link layer will be closed
About bind with public account book, treaty content includes contract execution condition and the contract terms of payment;
Step 5:Contract is signed layer and is transferred the contract that intelligent contract podium level is issued, and contract signatory signs layer by contract and checks
Contract, and layer signature contract is signed by contract, the contract signed is sent to intelligent contract podium level, intelligence by contract signature layer
Energy contract podium level enters row information to the contract signed and examines, and the information examined includes CAMEL-Subscription-Information, the terms of payment, disbursement letter
Breath and signing messages, after examining correctly, intelligent contract podium level generates block chain Transaction Information, and block chain Transaction Information is sent out
Give the transaction interdependent node of contract layer creating and the transaction interdependent node of layer signed by contract, completed according to the terms of payment of contract
Pay, and CAMEL-Subscription-Information, the terms of payment, payment information, block chain Transaction Information and signing messages are sent to public payment area
Block link layer, public payment block link layer is according to the CAMEL-Subscription-Information after examining, the terms of payment, payment information, block chain Transaction Information
With signing messages synchronously public account book, during synchronous public account book, use time stamp and user and the corresponding public key of public account book are carried out
Signature, CAMEL-Subscription-Information all includes signed contract text cryptographic Hash, contract establishment side identity information, contract signatory's body each time
When part information, the block chain payment account of contract establishment side, the block chain payment account of contract signatory, payment information and signature
Between;
The step of synchronous public account book is as follows:
Step A:Judge whether CAMEL-Subscription-Information is initial contract signature information:It is then to generate corresponding unique cryptographic Hash A, and hold
Row step C;It is not, then execution step B;
Step B:Judge whether CAMEL-Subscription-Information is n-th contract signature information:It is then to generate corresponding unique cryptographic Hash CN, and with upper
Cryptographic Hash C being generated successivelyN-1It is merged into cryptographic Hash CNCN-1, N is the number of times of signature contract, N round numbers;
Step C:Judge whether CAMEL-Subscription-Information is last contract signature information:It is then to generate cryptographic Hash F, and execute
Step D, no, then execution step B;
Step D:Public payment block link layer generates seal information and generates cryptographic Hash G, and cryptographic Hash F is merged into cryptographic Hash G
Cryptographic Hash FG, the cryptographic Hash of all generations is being merged into final hash value ACNCN-1...CN-XFG, N are the secondary of signature contract
Number, N round numbers, X is less than N, X round numbers;And generate a random number;
Step E:By final hash value AC after mergingNCN-1...CN-XFG, father's block cryptographic Hash, timestamp and random number all store
To in block N, block N is every time the block that the public account book corresponding to signature contract information and Transaction Information is located, and simultaneously
The CAMEL-Subscription-Information of synchronous public account book, N is the number of times of signature contract, N round numbers;Described father's block cryptographic Hash is last signature
And the final hash value being generated after completing contract;
Step 6:Public payment block link layer detects the execution condition of contract, judges whether to meet the execution condition of contract:Meet,
Then execution step 6;It is unsatisfactory for, then execution step 4;
Step 7:Intelligent contract podium level monitors the implementation status of contract, and the implementation status of contract is fed back to public payment area
Block link layer, according to the implementation status of the contract feeding back, public payment block link layer judges whether concluding parties meet contract
Execution condition:Meet, then execution step 7;It is unsatisfactory for then execution step 8;
Step 8:Terminate contract and the ending message of contract is synchronized to public account book simultaneously;
Step 9:Public payment block link layer generates block chain reimbursement information, and block chain reimbursement information is sent to contract establishment
The transaction interdependent node of layer and the transaction interdependent node of contract signature layer, complete reimbursement.
2. as claimed in claim 1 a kind of based on block chain technology electronic intelligence signing method of payment it is characterised in that:Institute
State public payment block link layer, described intelligent contract podium level, described contract layer creating and described contract signature layer and be service
Device.
3. as claimed in claim 1 a kind of based on block chain technology electronic intelligence signing method of payment it is characterised in that:Institute
State transaction interdependent node and the transaction interdependent node of described contract signature layer is server.
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