CN106330891A - Smart card, verification code verifying method and system - Google Patents

Smart card, verification code verifying method and system Download PDF

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Publication number
CN106330891A
CN106330891A CN201610698059.1A CN201610698059A CN106330891A CN 106330891 A CN106330891 A CN 106330891A CN 201610698059 A CN201610698059 A CN 201610698059A CN 106330891 A CN106330891 A CN 106330891A
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China
Prior art keywords
smart card
card
processing unit
display screen
authentication
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CN201610698059.1A
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Chinese (zh)
Inventor
韩阿龙
陈剑星
史盼盼
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Upper Hailin Fruit Industry Inc Co
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Upper Hailin Fruit Industry Inc Co
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Priority to CN201610698059.1A priority Critical patent/CN106330891A/en
Publication of CN106330891A publication Critical patent/CN106330891A/en
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    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H04L63/0846Network architectures or network communication protocols for network security for authentication of entities using passwords using time-dependent-passwords, e.g. periodically changing passwords
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Computing Systems (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Strategic Management (AREA)
  • General Health & Medical Sciences (AREA)
  • Biomedical Technology (AREA)
  • Health & Medical Sciences (AREA)
  • User Interface Of Digital Computer (AREA)

Abstract

The invention relates to the technical field of information processing, and discloses a smart card, a verification code verifying method and system. In one embodiment, the smart card comprises a card body, a processing unit and a display screen; the processing unit is arranged in the card body, and is used for generating a dynamic verification code according to a preset time interval; and the display screen is arranged on the surface of the card body, and is used for displaying the dynamic verification code generated by the processing unit. The other embodiment of the invention further provides a verification code verifying system, and another embodiment of the invention further provides a verification code verifying method. By adopting the method and the system, the smart card such as a credit card can realize transaction verification by using the dynamic verification code, so that the security of the credit card is improved.

Description

Smart card, authentication code authentication method and system
Technical field
The present invention relates to technical field of information processing, particularly to a kind of smart card, authentication code authentication method and system.
Background technology
Along with the development of financial business, Credit Card Payments becomes one of major consumers means of payment now.People use The credit card, can pay easily on consumption place and network.Such as, some hotels of present China, aviation, net Purchase platform and simply enter the credit card number of static state, CVV (Card Verification Value, card authentication value) code, effectively Phase, it is not necessary to input payment cipher can complete off-line trading, it is achieved pays.
But, present inventor finds during realizing the present invention, and existing online credit card payment flow process is deposited In following problem:
1, no matter bank card is magnetic stripe card or chip card, all protects just for internal information, and static The most any change of card surface information.During the credit card is from hair fastener to routine use, owing to static card surface information holds Easily it is identified and memory, so the card number of static state, effect duration, CVV code etc. are easily spied upon by lawless person, and pays on webpage (hotel, air ticket), the most only needs card number, effect duration, these information of CVV code can realize paying.So, existing disbursement letter is used Card method of payment, while providing convenience in payment for consumer, also brings potential safety hazard, as long as because lawless person passes through After various channels obtain relevant payment information, it is possible to carrying out stealing brush, thereby result in the fear of user, bank's prestige is by pole Big impact.Especially under the networking and era of information of society, lack of standardizationization of some net purchase platforms causes more and more The credit card steal brush event, bank, user, third-party platform came to harm in the same time.
2, usual CVV code is bank card account number, effect duration, service code to be extracted, again through a series of after arrangement Algorithm calculate, in the another credit card, CVV code only has three or four, the identifying code obtained even with algorithm, quilt The probability stolen also is great.
Summary of the invention
Aiming to overcome that owing to brush leakage stolen by the credit card using static CVV code to be easily caused of embodiment of the present invention Hole, it is provided that a kind of smart card, authentication code authentication method and system, so that the credit card etc. can use dynamic authentication codes to carry out Transaction authentication, improves credit card safety in utilization.
For solving above-mentioned technical problem, embodiments of the present invention provide a kind of smart card, including: card body, place Reason unit and display screen;Described processing unit is arranged in described card body, and described processing unit is for according to time default Between interval generate dynamic authentication codes;Described display screen is arranged at described card body surface, and described display screen is used for showing institute State the described dynamic authentication codes that processing unit generates.
Embodiments of the present invention additionally provide a kind of authentication code Verification System, including: web service platform, authentication service Device and at least one foregoing smart card;Described web service platform is believed for receiving the certification corresponding to described smart card Breath, and the described authentication information received is sent to described certificate server;Wherein said authentication information includes being shown in institute State the identity information of smart card described in the dynamic authentication codes on smart card display screen and at least one pair of Ying Yu;Described authentication service Device is for verifying the described authentication information from described web service platform, and is returned by described web service platform Check results for described authentication information.
Embodiments of the present invention additionally provide a kind of authentication code authentication method, including: web service platform receives certification Information;Wherein, described authentication information includes being shown in the dynamic authentication codes on smart card display screen and at least one pair of should be in institute State the identity information of smart card;The described authentication information received is sent to certificate server by described web service platform;Institute State certificate server the authentication information from described web service platform is verified, and returned by described web service platform The back stitching check results to described authentication information.
Embodiment of the present invention in terms of existing technologies, owing to smart card includes processing unit and display unit, And processing unit can generate dynamic authentication codes according to prefixed time interval, and show this dynamic authentication codes by display screen, Thus when using this kind of smart card to be traded, certificate server can carry out school to the dynamic authentication codes that smart card generates Test, and be traded according to check results.Owing to dynamic authentication codes automatically generates according to prefixed time interval, the most dynamically Authentication code can be constantly updated, even if being arrived by pry, also cannot complete certification within the time effectively and being traded, so can To significantly improve the safety when credit card etc. is traded.
It addition, the span of described prefixed time interval is [30, the 60] second.So that the frequency that dynamic authentication codes updates Secondary being possible not only to meets the needs that user uses, and owing to cannot be cracked within the shortest time, thus have Preferably safety.
It addition, described smart card also includes fingerprint identification module;Described fingerprint identification module is used for detecting finger print information, and Described processing unit is triggered when preset fingerprint information being detected;Described processing unit is additionally operable to generating described in preset number Quit work after dynamic authentication codes, until again being triggered by described fingerprint identification module.Present embodiment, in fingerprint recognition success Time, regeneration dynamic authentication codes is authenticated for user, thus safety when further increasing transaction, simultaneously as intelligence Processing unit in blocking only just needs when fingerprint recognition success to generate dynamic authentication codes, i.e. at other times, processing unit With dormancy, thus can be conducive to saving the electricity of the credit card.
It addition, described smart card also includes: paper battery, described paper battery is arranged in described card body, is used for as institute State display screen, fingerprint identification module and described processing unit to power.The smart card of present embodiment uses paper battery for aobvious Display screen, fingerprint identification module and processing unit are powered, and have frivolous due to paper battery and reserve of electricity big, so While meeting credit card need for electricity before the deadline, and the frivolous feature that the credit card is overall can be ensured.
It addition, described processing unit uses preset algorithm to generate dynamic authentication codes.Thus so that the dynamic verification code of generation There is higher safety.
It addition, described display screen is embedded at described card body, and the display surface of described display screen is less than described card The surface of body.Such that it is able to reduce the chance that display screen is rubbed by external object, it is ensured that the definition of display screen.
It addition, described smart card also includes: button;Described button is connected to described processing unit, is used for regulating described pre- If time interval.It is thus possible to meet the use demand of different user.
It addition, described dynamic authentication codes is 6 ten's digits, so that dynamic authentication codes meets user uses habit Used.
Accompanying drawing explanation
Fig. 1 is the structural representation according to first embodiment of the invention smart card;
Fig. 2 is the structural representation according to second embodiment of the invention smart card;
Fig. 3 is the structural representation according to third embodiment of the invention authentication code Verification System;
Fig. 4 is the flow chart according to four embodiment of the invention authentication code authentication method.
Detailed description of the invention
For making the object, technical solutions and advantages of the present invention clearer, below in conjunction with the accompanying drawing each reality to the present invention The mode of executing is explained in detail.But, it will be understood by those skilled in the art that in each embodiment of the present invention, In order to make reader be more fully understood that, the application proposes many ins and outs.But, even if there is no these ins and outs and base Many variations and amendment in following embodiment, it is also possible to realize the application each claim technical side required for protection Case.
First embodiment of the present invention relates to a kind of smart card.Unrestricted as an example, this smart card can be applied In the various credit cards, interchanger etc..
As it is shown in figure 1, the smart card of present embodiment includes: card body 1, processing unit 2 and display screen 3.Wherein, Processing unit 2 is arranged in card body 1, and processing unit 2 is for generating dynamic authentication codes according to prefixed time interval.Display Screen 3 is arranged at card body surface, and display screen 3 is connected to processing unit 2, and display screen 3 is for moving that display processing unit 2 generates State authentication code.
In present embodiment, the dynamic authentication codes that processing unit 2 is generated joins with time correlation.In actual applications, place Reason unit 2 such as comprises the clock subelement for timing, time that clock subelement represents and the time phase of certificate server With.Wherein, certificate server verifies for the dynamic authentication codes generating processing unit.Further, in present embodiment, place The dynamic authentication codes that reason unit 2 is generated has periodically.For example, prefixed time interval can taking in [30, the 60] second Choose between value scope.So, when the clock of smart card and the clock alignment of certificate server consistent after, and smart card On set prefixed time interval after, when each dynamic authentication codes that smart card is generated is all identical with on certificate server Between generate dynamic authentication codes identical, such that it is able to complete the checking of smart card identity accordingly.By arranging prefixed time interval, Smart card is acted in agreement so that each dynamic authentication generated on identical time intelligence card with certificate server work The dynamic authentication codes that code all identical with the certificate server time generates is consistent, is both traded certification for user and provides the time, Again cracked for dynamic authentication codes the time to be limited, it is provided that safety.
In present embodiment, display screen can use LCD screen or LED display etc., and present embodiment is for display The particular type of screen does not limits, and the size of display screen meets the dynamic authentication codes that can clearly show that generation.
In present embodiment, as long as the dynamic authentication codes that processing unit is generated meets periodically, processing unit can With continuous firing and constantly export dynamic authentication codes to display screen, it is also possible to enter sleep pattern etc., this reality according to actual needs Mode of executing is not particularly limited for the mode of operation of processing unit.It addition, the smart card of present embodiment can also include using In the switch etc. of control display screen light on and off, thus, user, when dynamic authentication codes checked by needs, can pass through display screen switching point Bright display screen, after a period of operation, such as display screen worked after 120 seconds display screen, then can automatically into screen state of going out, Thus be conducive to saving smart card electric energy.
The using method of the smart card of present embodiment is as follows: when user needs to use smart card to be traded, user Card number, effect duration and the dynamic authentication codes on smart card, certificate server pair is provided by paying webpage or other platforms The card number, effect duration and the dynamic authentication codes that get verify.Wherein, certificate server is to card number and the school of effect duration Testing and be well known to those skilled in the art, here is omitted.In order to realize the verification for dynamic authentication codes, present embodiment In certificate server designed to be able to generate the dynamic check identical with the dynamic authentication codes of smart card in identical time Code.Wherein, the work clock of work clock and server that the identical time specifically refers to smart card should cross calibration in advance, makes The work clock of smart card is consistent with the work clock of certificate server, and smart card generates dynamic authentication codes and authentication service Device generates acting in agreement of dynamic check code, and meanwhile, smart card uses identical algorithm with server, so certificate server exists The identical time can generate the dynamic check code identical with the dynamic authentication codes of smart card generation.Therefore, it can be taken by certification Business device realizes the verification for dynamic authentication codes.Specifically, the dynamic authentication codes received is sent by web service platform etc. To certificate server, the dynamic inspection that the dynamic authentication codes received is generated in the same time by certificate server with certificate server Test code to compare, if both are identical, then judge that dynamic authentication codes is correct, if both differ, then transaction authentication failure.
Compared with prior art, dynamically recognize owing to the smart card of present embodiment can generate according to prefixed time interval Card code, it is possible to when transaction, uses dynamic authentication codes to be authenticated, owing to dynamic authentication codes is to constantly update, so Even if offender's pry is also difficult to carry out robber's brush, and dynamic authentication codes updating decision to dynamic authentication codes so that offender Within the significant time, it cannot be cracked at all, improve the safety that smart card uses.
Second embodiment of the present invention relates to a kind of smart card.Second embodiment is on the basis of the first embodiment Make improvement, mainly the improvement is that: in this second embodiment, add fingerprint identification module, and make processing unit Dynamic authentication codes is generated under the triggering of fingerprint identification module.
As in figure 2 it is shown, the smart card of present embodiment includes: card body 1, processing unit 2, display screen 3 and fingerprint Identification module 4.Wherein, processing unit 2 is arranged in card body 1, and processing unit 2 is for generating according to prefixed time interval Dynamic authentication codes.Display screen 3 is arranged at card body surface, the dynamic authentication that display screen 3 generates for display processing unit 2 Code.Fingerprint equipment module 4 is arranged at card body 1 surface, and fingerprint identification module 4 is used for detecting finger print information, and is detecting Processing unit 2 is triggered during preset fingerprint information.Processing unit 2 is additionally operable to after the dynamic authentication codes generating preset number stop work Make, until again being triggered by fingerprint identification module 4.
Specifically, the processing unit 2 of present embodiment has mode of operation and park mode, at usual processing unit In park mode, and, processing unit remains with clocking capability in the hibernation mode, when processing unit is touched by fingerprint identification module When sending out, enter mode of operation.Now, processing unit generates the dynamic authentication corresponding with current time according to prefixed time interval Code.
The most by way of example the working method of present embodiment smart card is described as follows:
When fingerprint identification module triggers processing unit, processing unit enters mode of operation, and now, processing unit is according in advance If time interval generates one or more dynamic authentication codes, such as, processing unit continuously generates 5 dynamic authentication codes and passes through Display screen shows and carries out checking certification for user.Processing unit after continuously generating 5 dynamic authentication codes, automatically into Park mode.It should be noted that the preset algorithm of present embodiment processing unit such as can use OATH (Open Authentication, open authentication, it is called for short OATH) algorithm, SM3 canonical algorithm etc., so that smart card has relatively High safety.In present embodiment, the dynamic authentication codes using preset algorithm to generate can be 6 ten's digits, 6 figure places The dynamic authentication codes of word more meets user and uses the custom of password, it is simple to user inputs.
The fingerprint identification module of present embodiment can use existing fingerprint recognition chip, and present embodiment is for fingerprint Identification module is not particularly limited.User uses for convenience, if the fingerprint identification module of present embodiment can give tacit consent to memory Dry finger print information, front several fingerprints letter that several finger print informations e.g. fingerprint identification module of acquiescence memory detects Breath, and when storing finger print information success, show that fingerprint stores the time on a display screen.
It is noted that the smart card of present embodiment also includes: paper battery (not shown).Paper battery is arranged at card This is internal, for providing electric energy for display screen, fingerprint identification module and processing unit etc..Paper battery is as carrier with paper Battery, it is common that by silver and the special inks made of carbon nanomaterial, be coated in and make on paper.Paper battery have frivolous, Efficiently feature, is equivalent to 10 times of lithium ion battery effect, therefore, uses paper battery, can meet smart card and effectively use Need for electricity in time limit, simultaneously so that smart card keeps frivolous feature, it is simple to user carries.
In actual applications, display screen 3 can be embedded at card body 1, and the display surface of display screen 3 is less than card originally The surface of body 1.So, when smart card is contained and carries, it is possible to reduce the chance that display screen is rubbed, display screen surface is prevented Scratch, be conducive to keeping the definition of display screen.
It addition, in actual applications, in order to meet the different user requirement for prefixed time interval, it is also possible in intelligence Settings button on card.Specifically, smart card can also include button, and button is arranged at card body surface, and button electrically connects It is connected to processing unit, is used for regulating prefixed time interval.Button such as includes elastic press section, and the shape of press section is touched with finger Touch the form fit of position, when press section in the raw time, processing unit receives low level signal, when press section is pressed Time lower, processing unit receives high level signal, and according to a high level signal prefixed time interval can be increased or Person reduces Preset Time unit, Preset Time unit for example, 5 seconds in present embodiment.For example, such as this embodiment party Prefixed time interval in formula is 60 seconds, and when user presses a button, prefixed time interval reduces 5 seconds, becomes 55 seconds.When So, it is also possible to maximum compression number is set, when accumulative compression number reaches maximum compression number, for example, 6 times, can be by pre- If time interval reverts to 60 seconds again.Certainly, in order to keep acting in agreement between certificate server and smart card, certificate server The cycle generating dynamic authentication codes should be equal to the Preset Time unit increased or reduce.
Present embodiment compared with prior art, verifies user identity further, it is provided that more preferably by fingerprint identification module Safety, the most also using fingerprint identification module as processing unit carry out computing generate dynamic authentication codes trigger condition, make Obtain processing unit and can generate dynamic authentication codes when being traded certification, when idle, carry out dormancy, thus be conducive to saving Smart card electricity.
It is noted that each module involved in present embodiment is logic module, in actual applications, one Individual logical block can be a physical location, it is also possible to be a part for a physical location, it is also possible to multiple physics lists The combination of unit realizes.Additionally, for the innovative part highlighting the present invention, will be with solution institute of the present invention in present embodiment The unit that the technical problem relation of proposition is the closest introduces, but this is not intended that in present embodiment the list that there is not other Unit.
Third embodiment of the invention relates to a kind of authentication code Verification System.As it is shown on figure 3, the authentication code of present embodiment Verification System includes: web service platform 1, certificate server 2 and at least just like first or the 3rd described in embodiment Smart card 3.
Wherein, web service platform 1 is for receiving the authentication information corresponding to smart card 3, and the certification letter that will receive Breath sends to certificate server 2.In present embodiment, authentication information includes the dynamic authentication codes being shown on smart card display screen And at least one pair of should be in the identity information of smart card, wherein, the card number of identity information for example, smart card, effect duration etc..Recognize Card server 2 is for verifying the authentication information from web service platform, and is returned for by web service platform 1 The check results of authentication information.Certificate server in present embodiment designed to be able to generate and intelligence in the identical time The identical dynamic check code of dynamic authentication codes of card.Wherein, the identical time specifically refers to work clock and the service of smart card The work clock of device should cross calibration in advance, and the work clock making smart card is consistent with the work clock of certificate server, and Smart card generates dynamic authentication codes and generates acting in agreement of dynamic check code, meanwhile, smart card and server with certificate server Use identical algorithm, so certificate server is identical in the dynamic authentication codes that the identical time can generate with smart card generates Dynamic check code, such that it is able to complete the verification for dynamic authentication codes by certificate server.
The authentication code Verification System of present embodiment compared with prior art, every sheet smart card when being traded certification, Dynamic authentication codes can be provided, and certificate server can generate identical check code in the identical time, thus complete for The certification of smart card identity, owing to dynamic authentication codes cannot be cracked within the meaningfully time, it is possible to effectively prevent letter Brush is stolen with card.
It is seen that, present embodiment is the system embodiment corresponding with the first embodiment, and present embodiment can be with First embodiment is worked in coordination enforcement.The relevant technical details mentioned in first embodiment the most still has Effect, in order to reduce repetition, repeats no more here.Correspondingly, the relevant technical details mentioned in present embodiment is also applicable in In first embodiment.
Four embodiment of the invention relates to a kind of authentication code authentication method.As shown in Figure 4, the authentication code of present embodiment Authentication method comprises the steps:
Step 402: web service platform receives authentication information.
In step 402, the authentication information that web service platform receives includes being shown in dynamically recognizing on smart card display screen Demonstrate,prove code and at least one pair of should be in the identity information of smart card.Identity information such as includes smart card numbers and effect duration etc..
Step 404: the authentication information received is sent to certificate server by web service platform.
Step 406: the authentication information from web service platform is verified by certificate server, and passes through web service Platform is returned for the check results of authentication information.
Present embodiment compared with prior art, when using smart card to be traded certification, is dynamically recognized owing to have employed Card code is traded certification, even and if dynamic authentication codes is arrived by pry, also cannot be cracked in the significant time, thus can To significantly improve the safety of credit card trade certification, ensure people's property safety, safeguard that social economic order is stable.
Owing to the 3rd embodiment is the most corresponding with present embodiment, therefore present embodiment can be mutual with the 3rd embodiment Match enforcement.The relevant technical details mentioned in 3rd embodiment is the most effective, implements the 3rd The technique effect that can reach in mode is the most too it is achieved that in order to reduce repetition, the most superfluous State.Correspondingly, the relevant technical details mentioned in present embodiment is also applicable in the 3rd embodiment.
The step of the most various methods divides, and is intended merely to describe clear, it is achieved time can merge into a step or Some step is split, is decomposed into multiple step, as long as comprising identical logical relation, all at the protection domain of this patent In;To adding inessential amendment in algorithm or in flow process or introducing inessential design, but do not change its algorithm With the core design of flow process all in the protection domain of this patent.
It will be appreciated by those skilled in the art that all or part of step realizing in above-described embodiment method can be by Program instructs relevant hardware and completes, and this program is stored in a storage medium, including some instructions with so that one Individual equipment (can be single-chip microcomputer, chip etc.) or processing unit (processor) perform method described in each embodiment of the application All or part of step.And aforesaid storage medium includes: USB flash disk, portable hard drive, read only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), magnetic disc or CD etc. are various can store journey The medium of sequence code.
It will be understood by those skilled in the art that the respective embodiments described above are to realize the specific embodiment of the present invention, And in actual applications, can to it, various changes can be made in the form and details, without departing from the spirit and scope of the present invention.

Claims (10)

1. a smart card, it is characterised in that including: card body, processing unit and display screen;
Described processing unit is arranged in described card body, and described processing unit is dynamic for generating according to prefixed time interval State authentication code;
Described display screen is arranged at described card body surface, and described display screen is described for showing that described processing unit generates Dynamic authentication codes.
Smart card the most according to claim 1, it is characterised in that the span of described prefixed time interval be [30, 60] second.
Smart card the most according to claim 1 and 2, it is characterised in that described smart card also includes fingerprint identification module;
Described fingerprint identification module is used for detecting finger print information, and trigger described process when preset fingerprint information being detected single Unit;
Described processing unit is additionally operable to after the described dynamic authentication codes generating preset number quit work, until the most described Fingerprint identification module triggers.
Smart card the most according to claim 3, it is characterised in that described smart card also includes: paper battery,
Described paper battery is arranged in described card body, is used for as described display screen, fingerprint identification module and described process Unit is powered.
Smart card the most according to claim 1, it is characterised in that described processing unit uses preset algorithm generation dynamically to recognize Card code.
Smart card the most according to claim 1, it is characterised in that described display screen is embedded at described card body, and institute State the display surface surface less than described card body of display screen.
Smart card the most according to claim 1, it is characterised in that described smart card also includes: button;
Described button is connected to described processing unit, is used for regulating described prefixed time interval.
Smart card the most according to claim 1, it is characterised in that described dynamic authentication codes is 6 ten's digits.
9. an authentication code Verification System, it is characterised in that including: web service platform, certificate server and at least just like Smart card according to any one of claim 1 to 8;
Described web service platform is for receiving the authentication information corresponding to described smart card, and the described certification letter that will receive Breath sends to described certificate server;Wherein said authentication information includes the dynamic authentication being shown on described smart card display screen The identity information of smart card described in code and at least one pair of Ying Yu;
Described certificate server is for verifying the described authentication information from described web service platform, and passes through described Web service platform is returned for the check results of described authentication information.
10. an authentication code authentication method, it is characterised in that including:
Web service platform receives authentication information;Wherein, what described authentication information included being shown on smart card display screen is dynamic The identity information of smart card described in authentication code and at least one pair of Ying Yu;
The described authentication information received is sent to certificate server by described web service platform;
Authentication information from described web service platform is verified by described certificate server, and by described web service Platform is returned for the check results of described authentication information.
CN201610698059.1A 2016-08-21 2016-08-21 Smart card, verification code verifying method and system Pending CN106330891A (en)

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