CN106296330A - Account information processing method and processing device - Google Patents
Account information processing method and processing device Download PDFInfo
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- CN106296330A CN106296330A CN201510318726.4A CN201510318726A CN106296330A CN 106296330 A CN106296330 A CN 106296330A CN 201510318726 A CN201510318726 A CN 201510318726A CN 106296330 A CN106296330 A CN 106296330A
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Abstract
The application provides a kind of account information processing method and processing device.Method includes: obtain the attribute information of pending network account and the attribute information of the first application platform of pending network account ownership；Attribute information according to pending network account and the attribute information of the first application platform, determine whether the second application platform being different from the first application platform can perform network operation according to pending network account.The application with the application scenarios of extended network account, can improve the using value of network account.
Description
[technical field]
The application relates to Internet technical field, particularly relates to a kind of account information processing method and processing device.
[background technology]
Along with the development of Internet technology, various application get more and more, such as E-business applications.Each
Application system has the platform of oneself, and application platform is to run the infrastructure of application.User is as application
User, it is generally required to by application platform register account number, such as E-mail address (email).Account
As the identification information of user, user can log in application by account, and then use application to provide
Resource or carry out correlated activation etc..
In the prior art, the network account of user's registration is only limitted to carry out in the application platform belonged to
Using, occupation mode is the most single, is unfavorable for that what network account was worth gives full play to.As can be seen here, urgently
Need are a kind of can be with the method for the application scenarios of extended network account, in order to improve the using value of network account.
[summary of the invention]
The many aspects of the application provide a kind of account information processing method and processing device, in order to extended network account
Number application scenarios, improve network account using value.
The one side of the application, it is provided that a kind of account information processing method, including:
Obtain the attribute information and the first of described pending network account ownership of pending network account
The attribute information of application platform；
Attribute information according to described pending network account and the attribute letter of described first application platform
Breath, determines whether the second application platform being different from described first application platform can be according to described pending
Network account performs network operation.
The another aspect of the application, it is provided that a kind of account information processing means, including:
Acquisition module, for obtaining the attribute information of pending network account and described pending network account
The attribute information of the first application platform of number ownership；
Determine module, for the attribute information according to described pending network account and described first application
The attribute information of platform, determines whether the second application platform being different from described first application platform can depend on
Network operation is performed according to described pending network account.
As shown from the above technical solution, the application by obtain pending network account attribute information and
The attribute information of the first application platform of pending network account ownership, permissible according to the attribute information obtained
Determine whether the second application platform being different from the first application platform can perform according to pending network account
Network operation, can be conducive to improving network account with the application scenarios of extended network account in this way
Number using value.
[accompanying drawing explanation]
For the technical scheme being illustrated more clearly that in the embodiment of the present application, below will be to embodiment or existing
In technology description, the required accompanying drawing used is briefly described, it should be apparent that, in describing below
Accompanying drawing is some embodiments of the application, for those of ordinary skill in the art, is not paying creation
On the premise of property is laborious, it is also possible to obtain other accompanying drawing according to these accompanying drawings.
The schematic flow sheet of the account information processing method that Fig. 1 a provides for the application one embodiment；
The schematic flow sheet of the appraisal procedure of the account information that Fig. 1 b provides for the application one embodiment；
The structural representation of the account information processing means that Fig. 2 provides for the application one embodiment；
The structural representation of the account information processing means that Fig. 3 provides for another embodiment of the application；
The structural representation of the apparatus for evaluating of the account information that Fig. 4 provides for the application one embodiment.
[detailed description of the invention]
For making the purpose of the embodiment of the present application, technical scheme and advantage clearer, below in conjunction with this Shen
Please accompanying drawing in embodiment, the technical scheme in the embodiment of the present application is clearly and completely described,
Obviously, described embodiment is some embodiments of the present application rather than whole embodiments.Based on
Embodiment in the application, those of ordinary skill in the art are obtained under not making creative work premise
The every other embodiment obtained, broadly falls into the scope of the application protection.
The schematic flow sheet of the account information processing method that Fig. 1 a provides for the application one embodiment.Such as figure
Shown in 1a, the method includes:
101, the attribute information and the first of pending network account ownership of pending network account is obtained
The attribute information of application platform.
102, according to the attribute information and the first of pending network account ownership of pending network account
The attribute information of application platform, determines whether the second application platform being different from the first application platform can depend on
Network operation is performed according to pending network account.
In actual applications, application based on the Internet has the platform of oneself, referred to as application platform.
Application platform is to run the infrastructure of application.Illustrating, application platform can be the net of various electricity business
Network transaction platform, such as sky cat platform, Jingdone district platform, No. 1 shop platform etc.；Application platform can also be each
Plant the network game platform of game provider, platform as cruel in enlightening, platform free from worldly cares, VS platform；Application is flat
Platform can also be various resource downloading platforms, such as sudden peal of thunder download platform, BT download platform.
In order to use application, user needs by application platform registered network account, such as E-mail address
(email).Network account can be logged in by network account as the identification information of user, user
Application, and then the resource of application offer is provided or carries out correlated activation etc..For answering of extended network account
By scene, giving full play to the value of network account, the present embodiment provides a kind of account information processing method.
The arbitrary network account that the method that the present embodiment provides can be used for registering any user processes, meaning
, the pending network account in the present embodiment can be the arbitrary network account of any user registration.
For ease of describing, register customers as the application platform of pending network account and be designated as the first application and put down
Platform.First application platform is not limited by the present embodiment, can be such as electricity business network trading platform,
The network game platform of game provider or resource downloading platform etc..
Concrete, obtain the attribute information of pending network account, and obtain pending network account ownership
The attribute information of the first application platform；Then according to the attribute information and first of pending network account
The attribute information of application platform, determines whether the second application platform can perform according to pending network account
Network operation.Wherein, the second application platform is different from the first application platform.
Wherein, the attribute information of the first application platform include but not limited to following at least one: Platform Type,
Platform scale, platform credit worthiness and platform value.
Platform Type can divide according to the function achieved by application.Such as, if application belongs to game
Class is applied, then application platform belongs to game class platform, if application belongs to the application of network trading class, then applies
Platform belongs to network trading class platform；If application belongs to the application of resource downloading class, then application platform belongs to money
Class platform is downloaded in source.It is to say, in the present embodiment the type of the first application platform can be game class,
Network trading class or resource downloading class etc..
The data volume that platform scale can be related to by the number of users applied, the size of application and application
Deng at least one because usually determining.For example, it is possible to according to the number of users of application, application platform is divided
For large, medium and small three kinds of scales, as the application platforms such as Taobao, sky cat, Jingdone district typically belong to fairly large.
Platform credit worthiness can by credit information in the user comment applied, credit investigation system etc. at least one
Because usually determining.For example, it is possible to simultaneously according to the credit information in user comment and credit investigation system by platform
Credit worthiness is divided into high, medium and low three kinds of class.
Platform value can by registered capital, annual earnings, stock price etc. at least one because usually determining.
For example, it is possible to platform value is divided into multiple grade according to annual earnings.Such as, annual earnings are at 10-100
The platform value of ten thousand is the first estate；Annual earnings are the second grade in the platform value of 100-200 ten thousand, year
Income is the tertiary gradient in the platform value of 200-300 ten thousand .....
Wherein, the attribute information of pending network account include but not limited to following at least one: account class
Type, account credit worthiness, account transfer the possession of qualification, account is worth.
The type decided of the application platform that account type mainly can be belonged to by network account.Such as, account
Type can be game class account, resource downloading class account, network trading class account etc..
The credibility of account credit worthiness major embodiment network account, such as, Alipay account is real-name authentication
, higher than the credit worthiness of non-real-name authentication through the credit worthiness of the network account of real-name authentication.
Account is transferred the possession of qualification and is primarily referred to as whether network account can be transferred the possession of as a kind of resource, and
Value during transfer.Such as, the network account of sky cat seller or the network account of Jingdone district seller, it is corresponding
Seller's rank the highest, the transfer qualification that this network account is corresponding is the highest.
Account value is primarily referred to as user and uses network account to carry out correlated activation generation in application platform
Interests.Described correlated activation can be article trading, resource downloading, game credits etc..Such as, sky cat
A clothes shop on platform, by transaction journal total value in certain a period of time of adding up this clothes shop, is multiplied by
The profit margin of on-line shop's apparel industry, probably just can obtain the most producible profit of this on-line shop, should
Profit can be used as the value of network account corresponding to this clothes shop.
From above-mentioned, the attribute information of pending network account and the of pending network account ownership
The attribute information of one application platform can embody the using value of pending network account from multiple angles.
In an optional embodiment, specifically can be according to the attribute information of pending network account and
The attribute information of one application platform, it is thus achieved that the score of pending network account；By pending network account
Score compares with the score value thresholding preset；If the score of pending network account is more than the score value preset
Thresholding, it is determined that the second application platform can perform network operation according to pending network account；If waiting to locate
The score of reason network account is less than or equal to the score value thresholding preset, it is determined that the second application platform cannot
Network operation is performed according to pending network account.
What deserves to be explained is, difference and the second application platform according to the second application platform are to be performed
The difference of network operation, the above-mentioned attribute information according to pending network account and the first application platform
Attribute information, it is thus achieved that the embodiment of the score of pending network account would also vary from.
Concrete, the assessment to pending network account can be determined according to the type of the second application platform
Type；Attribute information according to pending network account and the attribute information of the first application platform, treat
Process network account and carry out the assessment process indicated by described evaluation type, to obtain pending network account
Score.
Illustrate, it is assumed that the second application platform is the application platform higher to security requirement, the most permissible
According to the type of the second application platform, determine and pending network account is carried out security evaluation, then, root
According to attribute information and the attribute information of the first application platform of pending network account, to pending network
Account carries out safety evaluation, to obtain the safety score of pending network account.
What deserves to be explained is, in the scene that pending network account is carried out safety evaluation, pending
The credit worthiness of network account and the credit worthiness of the first application platform can play a significant role, the most permissible
By the weights higher for this attribute configuration of credit worthiness to give full play to the effect of this attribute.
Illustrate again, it is assumed that the second application platform is that using value is required higher application platform, then
Can determine and pending network account is carried out value assessment according to the type of the second application platform, then
Attribute information according to pending network account and the attribute information of the first application platform are to pending network
Account carries out value assessment, to obtain the value score of pending network account.
What deserves to be explained is, in the scene that pending network account is carried out value assessment, pending net
The transfer qualification of network account, value and the scale of the first application platform, value etc. can play important work
With, such as can be by the weights higher for these attribute configuration to give full play to the effect of these attributes.
Wherein, however, it is determined that going out the second application platform can perform network operation according to pending network account,
Then may indicate that the second application platform performs network operation, accordingly, second according to pending network account
Application platform can perform network operation according to instruction according to pending network account.As can be seen here, treat
Process network account in addition to can being used by the first application platform, it is also possible to made by the second application platform
With, this application scenarios being equivalent to extend pending network account, be conducive to improving answering of network account
By value.
In the concrete application scenarios of one, the second application platform can carry out net according to pending network account
Network resource transfers operates.Based on this, however, it is determined that the second application platform can be held according to pending network account
Row network operation, the most specifically can send operation instruction information to the second application platform, to indicate second to answer
Internet resources transfer operation is performed according to pending network account with platform.For the second application platform,
Receive operation instruction information, under the instruction of operation instruction information, perform net according to pending network account
Network resource transfers operates.
Wherein, the second application platform performs Internet resources transfer operation mainly according to pending network account
Refer to: Internet resources are proceeded to and pending network by the second application platform from the resource account of the second application platform
The process of the resource account that account is relevant.
The Internet resources that above-mentioned Internet resources transfer operation relates to can be currency resource, such as, can be
Fund in the fund account of two application platforms；Accordingly, the second application platform is according to pending network account
Number perform Internet resources transfer operation be primarily referred to as: the fund in the fund account of the second application platform is turned
Enter the process in the fund account relevant to this pending network account.
The Internet resources that above-mentioned Internet resources transfer operation relates to can also is that data traffic, and such as 3G flows
Amount or 4G flow；Accordingly, the second application platform turns according to pending network account execution Internet resources
Shifting operation is primarily referred to as: the flow in the flow account of the second application platform is proceeded to (such as resell or represent)
The flow account process relevant to this pending network account.
From above-mentioned, the application is by obtaining the attribute information of pending network account and pending net
The attribute information of the first application platform of network account ownership, the attribute information according to obtaining may determine that difference
Whether the second application platform in the first application platform can perform Internet resources according to pending network account
Transfer operation, when determine result be can time, the second application platform can be entered according to pending network account
Row Internet resources transfer operation, extends the application scenarios of network account, improves the application of network account
It is worth.
Below in conjunction with bank to the application scenarios of Financing, technical scheme is carried out in detail
Explanation.
Along with the arrival in ecommerce especially mobile Internet epoch, thousands of medium-sized and small enterprises are touched net,
Commodity transaction is carried out by network trading platform.These medium-sized and small enterprises major parts are light assets types enterprise, do not have
There are the Mortgage assets met required for bank's credit.Therefore, if according to traditional bank's credit method,
These do not have the medium-sized and small enterprises of Mortgage assets cannot be financed from bank.If bank is directly in these
Small enterprise grants credits, and again because risk control cannot be carried out for these medium-sized and small enterprises, bank melts
Money cannot be protected, and this makes the condition that bank's credit faces a difficult selection.
The network account that the medium-sized and small enterprises that can these be touched net are registered on network trading platform (belongs to friendship
Easily class account) be equivalent to online under solid shop, belong to the fictitious assets of the necessary being of medium-sized and small enterprises.
Based on this, when enterprise finances to bank's application, the network account of oneself can be supported as assets
Give as security.Bank can obtain attribute information and the net of this network account ownership of the network account of medium-sized and small enterprises
The attribute information of network transaction platform, according to Valuation Method V=f set in advance (a, b, c, d), centering
The network account of small enterprise carries out value assessment, determines whether to enter medium-sized and small enterprises according to assessment result
Row financing.When determine can to Financing time, bank can turn to the fund account of medium-sized and small enterprises
Enter the amount of money of financing, so that medium-sized and small enterprises to be financed.As can be seen here, by network account is worth
Assessment, medium-sized and small enterprises can be financed by bank based on network account so that medium-sized and small enterprises can be not
Obtain financing from bank on the premise of changing bank's tradition credit thinking, and bank can be by medium and small enterprise
The assessment result of the network account of industry is as the foundation that these medium-sized and small enterprises carry out risk control.This side
Method is possible not only to the development of medium-sized and small enterprises promoting to touch net, be also beneficial to bank carry out large area, quickly,
Low cost carry out payment for goods business.
In above-mentioned appraisal procedure, V represents the value score of network account；F represents appraisal procedure；A,
B, c, d are respectively four factors of influence.A represents the attribute information of network trading platform, specially net
The value of network transaction platform, network trading platform can be such as sky cat, Jingdone district etc., the valency of network trading platform
Be worth the highest, then the value of this transaction class network account is the highest.B, c and d represent the attribute letter of network account
Breath, concrete, b represents the value of network account；The value of network account can be by network account one
It is traded producible profit by network trading platform in fixing time to embody.Such as, sky cat platform
A upper clothes shop, by transaction journal total value in certain a period of time of adding up this clothes shop, is multiplied by on-line shop
The profit margin of apparel industry, obtains this clothes shop in the most producible profit, as this clothes shop
The value of network account.C represents the transfer qualification of network account；The qualification of transferring accounts of network account is main
Refer to whether network account can be transferred the possession of as a kind of resource, and value when transferring the possession of.Such as,
The network account of it cat seller or the network account of Jingdone district seller, seller's rank of its correspondence is the highest, this net
Transfer qualification corresponding to network account is the highest.D represents the credit worthiness of network account；Through real-name authentication
The credit worthiness of network account is higher than the credit worthiness of non-real-name authentication.
In another embodiment of the application, it is provided that a kind of method that account information is carried out value assessment, letter
Being referred to as the appraisal procedure of account information, as shown in Figure 1 b, the method comprises the following steps:
10a, the attribute information obtaining pending network account and the application of pending network account ownership
The attribute information of platform.
10b, according to the attribute information of pending network account and the application of pending network account ownership
The attribute information of platform, is estimated pending network account.
In actual applications, application based on the Internet has the platform of oneself, referred to as application platform.
Application platform is to run the infrastructure of application.Illustrating, application platform can be the net of various electricity business
Network transaction platform, such as sky cat platform, Jingdone district platform, No. 1 shop platform etc.；Application platform can also be each
Plant the network game platform of game provider, platform as cruel in enlightening, platform free from worldly cares, VS platform；Application is flat
Platform can also be various resource downloading platforms, such as sudden peal of thunder download platform, BT download platform.
In order to use application, user needs by application platform registered network account, such as E-mail address
(email).Network account can be logged in by network account as the identification information of user, user
Application, and then the resource of application offer is provided or carries out correlated activation etc..For answering of extended network account
By scene, giving full play to the value of network account, the present embodiment provides a kind of and assesses the method that account is worth.
The arbitrary network account that the method that the present embodiment provides can be used for registering any user carries out value assessment,
It is meant that the pending network account in the present embodiment can be the arbitrary network account of any user registration.
User is registered the application platform of pending network account and does not limits by the present embodiment, such as, can be
The electricity network trading platform of business, the network game platform of game provider or resource downloading platform etc..
Concrete, obtain the attribute information of pending network account, and obtain pending network account ownership
The attribute information of application platform；Then according to attribute information and the pending net of pending network account
The attribute information of the application platform of network account ownership, is estimated pending network account.
Wherein, the attribute information of application platform of pending network account ownership include but not limited to down to
Few one: Platform Type, platform scale, platform credit worthiness and platform value.
Platform Type can divide according to the function achieved by application.Such as, if application belongs to game
Class is applied, then application platform belongs to game class platform, if application belongs to the application of network trading class, then applies
Platform belongs to network trading class platform；If application belongs to the application of resource downloading class, then application platform belongs to money
Class platform is downloaded in source.It is to say, in the present embodiment the type of the first application platform can be game class,
Network trading class or resource downloading class etc..
The data volume that platform scale can be related to by the number of users applied, the size of application and application
Deng at least one because usually determining.For example, it is possible to according to the number of users of application, application platform is divided
For large, medium and small three kinds of scales, as the application platforms such as Taobao, sky cat, Jingdone district typically belong to fairly large.
Platform credit worthiness can by credit information in the user comment applied, credit investigation system etc. at least one
Because usually determining.For example, it is possible to simultaneously according to the credit information in user comment and credit investigation system by platform
Credit worthiness is divided into high, medium and low three kinds of class.
Platform value can by registered capital, annual earnings, stock price etc. at least one because usually determining.
For example, it is possible to platform value is divided into multiple grade according to annual earnings.Such as, annual earnings are at 10-100
The platform value of ten thousand is the first estate；Annual earnings are the second grade in the platform value of 100-200 ten thousand, year
Income is the tertiary gradient in the platform value of 200-300 ten thousand .....
Wherein, the attribute information of pending network account include but not limited to following at least one: account class
Type, account credit worthiness, account transfer the possession of qualification, account is worth.
The type decided of the application platform that account type mainly can be belonged to by network account.Such as, account
Type can be game class account, resource downloading class account, network trading class account etc..
The credibility of account credit worthiness major embodiment network account, such as, Alipay account is real-name authentication
, higher than the credit worthiness of non-real-name authentication through the credit worthiness of the network account of real-name authentication.
Account is transferred the possession of qualification and is primarily referred to as whether network account can be transferred the possession of as a kind of resource, and
Value during transfer.Such as, the network account of sky cat seller or the network account of Jingdone district seller, it is corresponding
Seller's rank the highest, the transfer qualification that this network account is corresponding is the highest.
Account value is primarily referred to as user and uses network account to carry out correlated activation generation in application platform
Interests.Described correlated activation can be article trading, resource downloading, game credits etc..Such as, sky cat
A clothes shop on platform, by transaction journal total value in certain a period of time of adding up this clothes shop, is multiplied by
The profit margin of on-line shop's apparel industry, probably just can obtain the most producible profit of this on-line shop, should
Profit can be used as the value of network account corresponding to this clothes shop.
From above-mentioned, what the attribute information of pending network account and pending network account belonged to should
The using value of pending network account can be embodied from multiple angles with the attribute information of platform.
In an optional embodiment, specifically can be according to the attribute information of pending network account and treat
Process the attribute information of the application platform of network account ownership, it is thus achieved that the score of pending network account.
Concrete, the evaluation type to pending network account can be determined according to application demand；According to
The attribute letter of the application platform of the attribute information of pending network account and pending network account ownership
Breath, carries out the assessment indicated by described evaluation type and processes pending network account, pending to obtain
The score of network account.
Illustrate, it is assumed that application demand is higher to security requirement, then may determine that pending network
Account carries out security evaluation, then, according to attribute information and the pending network of pending network account
The attribute information of the application platform of account ownership, carries out safety evaluation to pending network account, to obtain
Obtain the safety score of pending network account.
What deserves to be explained is, in the scene that pending network account is carried out safety evaluation, pending
The credit worthiness of the application platform of the credit worthiness of network account and pending network account ownership can play weight
Act on, such as can be by the weights higher for this attribute configuration of credit worthiness to give full play to this attribute
Effect.
Illustrate again, it is assumed that using value is required higher by application demand, then may determine that pending
Network account carries out value assessment, thus according to attribute information and the pending net of pending network account
The attribute information of the application platform of network account ownership carries out value assessment to pending network account, to obtain
The value score of pending network account.
What deserves to be explained is, in the scene that pending network account is carried out value assessment, pending net
The transfer qualification of network account, value and the scale of application platform of pending network account ownership, value
Etc. playing a significant role, such as can be by the weights higher for these attribute configuration to give full play to
The effect of these attributes.
From above-mentioned, the present embodiment is by obtaining the attribute information of pending network account and pending
The attribute information of the application platform of network account ownership, according to the attribute information obtained to pending network account
Number being estimated, the application scenarios for extended network account provides condition, is conducive to giving full play to network
The using value of account.
What deserves to be explained is, current network or computer are the value assessment merits that cannot provide network account
Can, and current network or computer the most do not have based on to the assessment result of network account by network account
Number carry out, in the second application platform, the function that operates.And the application provide just for entering network account
Row value assessment, and according to assessment result, network account is carried out in the second application platform the method operated,
Extend the function of existing network or computer.
It should be noted that for aforesaid each method embodiment, in order to be briefly described, therefore by its all table
Stating as a series of combination of actions, but those skilled in the art should know, the application is by being retouched
The restriction of the sequence of movement stated because according to the application, some step can use other orders or with
Shi Jinhang.Secondly, those skilled in the art also should know, embodiment described in this description all belongs to
In preferred embodiment, necessary to involved action and module not necessarily the application.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, and does not has in certain embodiment
The part described in detail, may refer to the associated description of other embodiments.
The structural representation of the account information processing means that Fig. 2 provides for the application one embodiment.Such as Fig. 2
Shown in, this device includes: acquisition module 21 and determine module 22.
Acquisition module 21, for obtaining the attribute information of pending network account and pending network account
The attribute information of the first application platform of ownership.
Determine module 22, the attribute information of the pending network account for obtaining according to acquisition module 21
And first attribute information of application platform, determine that the second application platform being different from the first application platform is
No can according to pending network account perform network operation.
In an optional embodiment, determine module 22 specifically for:
Attribute information according to pending network account and the attribute information of the first application platform, it is thus achieved that treat
Process the score of network account；
If the score of pending network account is more than the score value thresholding preset, determine that the second application platform is permissible
Network operation is performed according to pending network account；
If the score of pending network account is less than or equal to score value thresholding, determine that the second application platform can not
To perform network operation according to pending network account.
Further, determine that module 22 is in the attribute information according to pending network account and the first application
The attribute information of platform, it is thus achieved that during the score of pending network account, specifically for:
According to the type of the second application platform, determine the evaluation type to pending network account；
Attribute information according to pending network account and the attribute information of the first application platform, to pending
Network account is estimated the assessment indicated by type and processes, to obtain the score of pending network account.
In an optional embodiment, as it is shown on figure 3, account information processing means includes: indicating module
23。
Indicating module 23, for determining that module 22 determines that the second application platform can be according to pending net
When network account performs network operation, the second application platform is indicated to perform network behaviour according to pending network account
Make.
In an optional embodiment, indicating module 23 specifically for: to second application platform send behaviour
Make instruction information, to indicate the second application platform to perform Internet resources transfer behaviour according to pending network account
Make.
Optionally, the attribute information of above-mentioned first application platform include following at least one: Platform Type,
Platform scale, platform credit worthiness and platform value.
Optionally, the attribute information of above-mentioned pending network account include following at least one: account type,
Account credit worthiness, account transfer the possession of qualification, account is worth.
The account information processing means that the present embodiment provides, believes by obtaining the attribute of pending network account
The attribute information of the first application platform of breath and pending network account ownership, according to the attribute letter obtained
Breath may determine that whether the second application platform being different from the first application platform can be according to pending network account
Number perform network operation, in this way can with the application scenarios of extended network account, be conducive to improve
The using value of network account.
The structural representation of the apparatus for evaluating of the account information that Fig. 4 provides for the application one embodiment.Such as figure
Shown in 4, this device includes: acquisition module 41 and evaluation module 42.
Acquisition module 41, for obtaining the attribute information of pending network account and pending network account
The attribute information of the application platform of ownership.
Evaluation module 42, the attribute information of the pending network account for obtaining according to acquisition module 41
And the attribute information of the application platform of pending network account ownership, pending network account is commented
Estimate.
Wherein, the attribute information of application platform of pending network account ownership include but not limited to down to
Few one: Platform Type, platform scale, platform credit worthiness and platform value.
Platform Type can divide according to the function achieved by application.Such as, if application belongs to game
Class is applied, then application platform belongs to game class platform, if application belongs to the application of network trading class, then applies
Platform belongs to network trading class platform；If application belongs to the application of resource downloading class, then application platform belongs to money
Class platform is downloaded in source.It is to say, in the present embodiment the type of the first application platform can be game class,
Network trading class or resource downloading class etc..
The data volume that platform scale can be related to by the number of users applied, the size of application and application
Deng at least one because usually determining.For example, it is possible to according to the number of users of application, application platform is divided
For large, medium and small three kinds of scales, as the application platforms such as Taobao, sky cat, Jingdone district typically belong to fairly large.
Platform credit worthiness can by credit information in the user comment applied, credit investigation system etc. at least one
Because usually determining.For example, it is possible to simultaneously according to the credit information in user comment and credit investigation system by platform
Credit worthiness is divided into high, medium and low three kinds of class.
Platform value can by registered capital, annual earnings, stock price etc. at least one because usually determining.
For example, it is possible to platform value is divided into multiple grade according to annual earnings.Such as, annual earnings are at 10-100
The platform value of ten thousand is the first estate；Annual earnings are the second grade in the platform value of 100-200 ten thousand, year
Income is the tertiary gradient in the platform value of 200-300 ten thousand .....
Wherein, the attribute information of pending network account include but not limited to following at least one: account class
Type, account credit worthiness, account transfer the possession of qualification, account is worth.
The type decided of the application platform that account type mainly can be belonged to by network account.Such as, account
Type can be game class account, resource downloading class account, network trading class account etc..
The credibility of account credit worthiness major embodiment network account, such as, Alipay account is real-name authentication
, higher than the credit worthiness of non-real-name authentication through the credit worthiness of the network account of real-name authentication.
Account is transferred the possession of qualification and is primarily referred to as whether network account can be transferred the possession of as a kind of resource, and
Value during transfer.Such as, the network account of sky cat seller or the network account of Jingdone district seller, it is corresponding
Seller's rank the highest, the transfer qualification that this network account is corresponding is the highest.
Account value is primarily referred to as user and uses network account to carry out correlated activation generation in application platform
Interests.Described correlated activation can be article trading, resource downloading, game credits etc..Such as, sky cat
A clothes shop on platform, by transaction journal total value in certain a period of time of adding up this clothes shop, is multiplied by
The profit margin of on-line shop's apparel industry, probably just can obtain the most producible profit of this on-line shop, should
Profit can be used as the value of network account corresponding to this clothes shop.
From above-mentioned, what the attribute information of pending network account and pending network account belonged to should
The using value of pending network account can be embodied from multiple angles with the attribute information of platform.
In an optional embodiment, evaluation module 42 specifically can be according to the genus of pending network account
Property information and the attribute information of application platform of pending network account ownership, it is thus achieved that pending network account
Number score.
Concrete, evaluation module 42 can determine comment pending network account according to application demand
Estimate type；Attribute information and the application of pending network account ownership according to pending network account are put down
The attribute information of platform, carries out the assessment indicated by described evaluation type and processes pending network account, with
Obtain the score of pending network account.
Illustrate, it is assumed that application demand is higher to security requirement, then evaluation module 42 may determine that
Pending network account is carried out security evaluation, then, according to the attribute information of pending network account with
And the attribute information of the application platform of pending network account ownership, pending network account is carried out safety
Property assessment, to obtain the safety score of pending network account.
What deserves to be explained is, in the scene that pending network account is carried out safety evaluation, pending
The credit worthiness of the application platform of the credit worthiness of network account and pending network account ownership can play weight
Act on, such as can be by the weights higher for this attribute configuration of credit worthiness to give full play to this attribute
Effect.
Illustrate again, it is assumed that using value is required higher by application demand, then evaluation module 42 is permissible
Determine and pending network account is carried out value assessment, thus according to the attribute information of pending network account
And pending network account is worth by the attribute information of the application platform of pending network account ownership
Assessment, to obtain the value score of pending network account.
What deserves to be explained is, in the scene that pending network account is carried out value assessment, pending net
The transfer qualification of network account, value and the scale of application platform of pending network account ownership, value
Etc. playing a significant role, such as can be by the weights higher for these attribute configuration to give full play to
The effect of these attributes.
From above-mentioned, the apparatus for evaluating of the account information that the present embodiment provides is by obtaining pending network
The attribute information of the application platform of the attribute information of account and pending network account ownership, according to acquisition
Attribute information pending network account is estimated, the application scenarios for extended network account provides
Condition, is conducive to giving full play to the using value of network account.
Those skilled in the art is it can be understood that arrive, and for convenience and simplicity of description, above-mentioned retouches
The specific works process of the system stated, device and unit, is referred to the correspondence in preceding method embodiment
Process, does not repeats them here.
In several embodiments provided herein, it should be understood that disclosed system, device and
Method, can realize by another way.Such as, device embodiment described above is only shown
Meaning property, such as, the division of described unit, be only a kind of logic function and divide, actual can when realizing
There to be other dividing mode, the most multiple unit or assembly can in conjunction with or be desirably integrated into another
System, or some features can ignore, or do not perform.Another point, shown or discussed each other
Coupling direct-coupling or communication connection can be the INDIRECT COUPLING by some interfaces, device or unit
Or communication connection, can be electrical, machinery or other form.
The described unit illustrated as separating component can be or may not be physically separate, makees
The parts shown for unit can be or may not be physical location, i.e. may be located at a place,
Or can also be distributed on multiple NE.Can select according to the actual needs part therein or
The whole unit of person realizes the purpose of the present embodiment scheme.
It addition, each functional unit in each embodiment of the application can be integrated in a processing unit
In, it is also possible to it is that unit is individually physically present, it is also possible to two or more unit are integrated in one
In individual unit.Above-mentioned integrated unit both can realize to use the form of hardware, it would however also be possible to employ hardware adds
The form of SFU software functional unit realizes.
The above-mentioned integrated unit realized with the form of SFU software functional unit, can be stored in a computer
In read/write memory medium.Above-mentioned SFU software functional unit is stored in a storage medium, including some fingers
Make with so that a computer equipment (can be personal computer, server, or the network equipment etc.)
Or processor (processor) performs the part steps of method described in each embodiment of the application.And it is aforementioned
Storage medium include: USB flash disk, portable hard drive, read only memory (Read-Only Memory, ROM),
Random access memory (Random Access Memory, RAM), magnetic disc or CD etc. are various
The medium of program code can be stored.
Last it is noted that above example is only in order to illustrate the technical scheme of the application, rather than to it
Limit；Although the application being described in detail with reference to previous embodiment, the ordinary skill of this area
Personnel it is understood that the technical scheme described in foregoing embodiments still can be modified by it, or
Person carries out equivalent to wherein portion of techniques feature；And these amendments or replacement, do not make corresponding skill
The essence of art scheme departs from the spirit and scope of the application each embodiment technical scheme.
Claims (14)
1. an account information processing method, it is characterised in that including:
Obtain the attribute information of pending network account and the first application of described pending network account ownership
The attribute information of platform；
Attribute information according to described pending network account and the attribute information of described first application platform,
Determine whether the second application platform being different from described first application platform can be according to described pending network account
Number perform network operation.
Method the most according to claim 1, it is characterised in that described according to described pending network account
Number attribute information and the attribute information of described first application platform, determine that to be different from described first application flat
Whether the second application platform of platform can perform network operation according to described pending network account, including:
Attribute information according to described pending network account and the attribute information of described first application platform,
Obtain the score of described pending network account；
If the score of described pending network account is more than the score value thresholding preset, determine that described second application is flat
Platform can perform network operation according to described pending network account；
If the score of described pending network account is less than or equal to described score value thresholding, determine that described second should
Network operation cannot be performed according to described pending network account with platform.
Method the most according to claim 2, it is characterised in that described according to described pending network account
Number attribute information and the attribute information of described first application platform, it is thus achieved that described pending network account
Score, including:
According to the type of described second application platform, determine the evaluation type to described pending network account；
Attribute information according to described pending network account and the attribute information of described first application platform,
Described pending network account carries out the assessment indicated by described evaluation type process, wait to locate described in obtaining
The score of reason network account.
Method the most according to claim 1, it is characterised in that also include:
When determining that described second application platform can perform network operation according to described pending network account,
Described second application platform is indicated to perform network operation according to described pending network account.
Method the most according to claim 4, it is characterised in that described second application platform of described instruction
Network operation is performed according to described pending network account, including:
Operation instruction information is sent, to indicate described second application platform according to institute to described second application platform
State pending network account and perform Internet resources transfer operation.
6. according to the method described in any one of claim 1-4, it is characterised in that described first application platform
Attribute information include following at least one:
Platform Type, platform scale, platform credit worthiness and platform value.
7. according to the method described in any one of claim 1-4, it is characterised in that described pending network account
Number attribute information include following at least one:
Account type, account credit worthiness, account transfer the possession of qualification, account is worth.
8. an account information processing means, it is characterised in that including:
Acquisition module, for obtaining the attribute information of pending network account and described pending network account
The attribute information of the first application platform of ownership；
Determine module, flat for the attribute information according to described pending network account and described first application
The attribute information of platform, determines whether the second application platform being different from described first application platform can be according to institute
State pending network account and perform network operation.
Device the most according to claim 8, it is characterised in that described determine module specifically for:
Attribute information according to described pending network account and the attribute information of described first application platform,
Obtain the score of described pending network account；
If the score of described pending network account is more than the score value thresholding preset, determine that described second application is flat
Platform can perform network operation according to described pending network account；
If the score of described pending network account is less than or equal to described score value thresholding, determine that described second should
Network operation cannot be performed according to described pending network account with platform.
Device the most according to claim 9, it is characterised in that described determine module specifically for:
According to the type of described second application platform, determine the evaluation type to described pending network account；
Attribute information according to described pending network account and the attribute information of described first application platform,
Described pending network account carries out the assessment indicated by described evaluation type process, wait to locate described in obtaining
The score of reason network account.
11. devices according to claim 8, it is characterised in that also include:
Indicating module, for determining that described second application platform can be held according to described pending network account
During row network operation, described second application platform is indicated to perform network operation according to described pending network account.
12. devices according to claim 11, it is characterised in that described indicating module specifically for:
Operation instruction information is sent, to indicate described second application platform according to institute to described second application platform
State pending network account and perform Internet resources transfer operation.
13. devices described in-12 any one according to Claim 8, it is characterised in that described first application is flat
The attribute information of platform include following at least one:
Platform Type, platform scale, platform credit worthiness and platform value.
14. devices described in-12 any one according to Claim 8, it is characterised in that described pending network
The attribute information of account include following at least one:
Account type, account credit worthiness, account transfer the possession of qualification, account is worth.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510318726.4A CN106296330A (en) | 2015-06-11 | 2015-06-11 | Account information processing method and processing device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510318726.4A CN106296330A (en) | 2015-06-11 | 2015-06-11 | Account information processing method and processing device |
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| CN106296330A true CN106296330A (en) | 2017-01-04 |
Family
ID=57660166
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| Application Number | Title | Priority Date | Filing Date |
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| CN201510318726.4A Pending CN106296330A (en) | 2015-06-11 | 2015-06-11 | Account information processing method and processing device |
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