CN106296188A - A kind of method of mobile payment and device - Google Patents
A kind of method of mobile payment and device Download PDFInfo
- Publication number
- CN106296188A CN106296188A CN201510308827.3A CN201510308827A CN106296188A CN 106296188 A CN106296188 A CN 106296188A CN 201510308827 A CN201510308827 A CN 201510308827A CN 106296188 A CN106296188 A CN 106296188A
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- mobile payment
- operating system
- information
- payment information
- shared memory
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/62—Protecting access to data via a platform, e.g. using keys or access control rules
- G06F21/6218—Protecting access to data via a platform, e.g. using keys or access control rules to a system of files or objects, e.g. local or distributed file system or database
- G06F21/6236—Protecting access to data via a platform, e.g. using keys or access control rules to a system of files or objects, e.g. local or distributed file system or database between heterogeneous systems
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention provides a kind of method of mobile payment and device, it is applied to a mobile terminal, mobile terminal is provided with first, second operating system and the shared memory for first, second operating system read-write, second operating system is provided with mobile payment application, wherein method includes: obtain the mobile payment information that the application program under the first operating system produces, mobile payment information is stored shared memory, and the current operation system of mobile terminal is switched to the second operating system by the first operating system；Under the second operating system, read mobile payment information, and utilize mobile payment application to perform corresponding delivery operation according to mobile payment information, and after payment completes, current operation system is switched back into the first operating system.The present invention can improve the safety of mobile payment, it is to avoid uses that hardware is inconvenient to carry when strengthening mobile payment security, use limited problem, improves the experience property of user.
Description
Technical field
The present invention relates to mobile payment field, particularly relate to a kind of method of mobile payment and device.
Background technology
Mobile payment is more and more universal, but the safety issue of mobile payment becomes increasingly conspicuous.Main flow moves behaviour
The safety making system is weaker, needs to rely on third-party safety applications, but is arranged on main flow and moves behaviour
Third-party safety applications in row system cannot meet protean safety of payment demand.
Existing solution 1:
Current payment application works under same system with user's common system, the complexity of system and opening
Degree causes occurring in that a lot of leaks, and viral code also waits for an opportunity to steal user profile under same system.Remove
Also need to lean on third-party safety applications to carry out the pre-of system level outside paying the safety of application
Anti-, but third-party safety applications should meet user's protean safety of payment demand and (pay application
Upgrading), struggle with viral code again.Adapt to the continuous upgrading of user's common system again.
Needing constantly to update, leak is very big, and safety is the highest.
Existing solution 2:
Import some special hardware plans to strengthen the safety of mobile payment.Such as bank provides and supports hands
The U-shield scheme of machine or dynamic password, but owing to U-shield and dynamic password are not readily portable, easily send out
Raw loss, uses U-shield still to make troubles to user in mobile payment field.
Existing solution 3:
Import some special hardware plans to strengthen the safety of mobile payment.Such as add fingerprint recognition
The mobile phone of function, but if the self-security existing problems of Mobile operating system, or third party's offer
There is security leak in the manufacturer of fingerprint recognition hardware, the fingerprint privacy of user can be made also to leak, the most not
It it is a kind of preferably security scheme.
Summary of the invention
The purpose of the embodiment of the present invention is to provide a kind of method of mobile payment and device, can improve
The safety of mobile payment, it is to avoid employing hardware is inconvenient to carry when strengthening mobile payment security, make
By limited problem, improve the experience property of user.
The embodiment of the present invention provides a kind of method of mobile payment, is applied to a mobile terminal, described mobile terminal
It is provided with the first operating system, the second operating system and supplies the one of first, second operating system read-write to share
Memory block, described second operating system is provided with mobile payment application, and described method includes:
Obtain the mobile payment information that the application program under described first operating system produces, described movement is propped up
The information of paying stores described shared memory, and by the current operation system of described mobile terminal by described first
Operating system switches to described second operating system；
Under described second operating system, read described mobile payment information, and utilize described mobile payment to apply
Corresponding delivery operation is performed according to described mobile payment information, and after payment completes, by current operation system
System switches back into described first operating system.
Wherein, the described payment utilizing described mobile payment application to perform correspondence according to described mobile payment information
Operation, specifically includes:
The described mobile payment information in described shared memory that will be stored in is automatically imported described second behaviour
Make in the described mobile payment application of system；
In described mobile payment is applied, perform delivery operation according to the account information of user's input.
Wherein, after payment completes, described method also includes:
Remove the account information of user's input under described second operating system.
Wherein, described current operation system is switched back into described first operating system after, described method also includes:
Remove the described mobile payment information in described shared memory.
The embodiment of the present invention also provides for a kind of mobile payment device, is applied to a mobile terminal, described mobile whole
End is provided with the first operating system, the second operating system and having altogether for first, second operating system read-write
Enjoying memory block, described second operating system is provided with mobile payment application, and described device includes:
First processing module, for obtaining the mobile payment that the application program under described first operating system produces
Information, stores described shared memory by described mobile payment information, and current by described mobile terminal
Operating system is switched to described second operating system by described first operating system；
Second processing module, for reading described mobile payment information under described second operating system, and profit
Perform corresponding delivery operation with described mobile payment application according to described mobile payment information, and paying
Cheng Hou, switches back into described first operating system by current operation system.
Wherein, described second processing module includes:
Import unit, is automatically imported for the described mobile payment information that will be stored in described shared memory
Described mobile payment to described second operating system is applied interior；
Payment unit, in applying in described mobile payment, performs to prop up according to the account information of user's input
Pay operation.
Wherein, described device also includes:
First removes module, for after described second processing module has paid, removes described second operation
The account information of user's input under system.
Wherein, described device also includes:
Second removes module, for described second processing module, current operation system is switched back into described first and grasps
After making system, remove the described mobile payment information in described shared memory.
The technique scheme of the present invention at least has the advantages that
Embodiment of the present invention one method of mobile payment, obtains mobile payment under the first operating system
Information, is stored in mobile payment information in the shared memory for first, second operating system read-write
After, the first operating system is switched to the second operating system, under the second operating system, obtains mobile payment letter
Breath, utilizes mobile payment to apply delivery operation, and switches back into the first operating system after payment completes.
The method switched by multiple operating system is paid under the second operating system, it is ensured that the peace of mobile payment
Quan Xing, it is to avoid use that hardware is inconvenient to carry when strengthening mobile payment security, use limited problem,
Improve the experience property of user.
Accompanying drawing explanation
Fig. 1 represents the step schematic diagram one of embodiment of the present invention method of mobile payment；
Fig. 2 represents the step schematic diagram two of embodiment of the present invention method of mobile payment；
Fig. 3 represents the overall flow schematic diagram of embodiment of the present invention method of mobile payment；
Fig. 4 represents embodiment of the present invention mobile payment device schematic diagram.
Detailed description of the invention
For making the technical problem to be solved in the present invention, technical scheme and advantage clearer, below in conjunction with attached
Figure and specific embodiment are described in detail.
The present invention is directed to mobile-payment system safety in prior art weak, increase hardware plan and strengthen mobile
The problem of user experience difference during the safety paid, it is provided that a kind of method of mobile payment and device, can
To improve the safety of mobile payment, it is to avoid employing hardware carries not when strengthening mobile payment security
Just, use limited problem, improve the experience property of user.
The embodiment of the present invention provides a kind of method of mobile payment, is applied to a mobile terminal, described mobile terminal
It is provided with the first operating system, the second operating system and supplies the one of first, second operating system read-write to share
Memory block, described second operating system is provided with mobile payment application, as it is shown in figure 1, described method includes:
The mobile payment information that step S100, the application program obtained under described first operating system produce,
Described mobile payment information is stored described shared memory, and by the current operation system of described mobile terminal
System is switched to described second operating system by described first operating system；
Step S200, under described second operating system, read described mobile payment information, and utilize described
Mobile payment application performs corresponding delivery operation according to described mobile payment information, and after payment completes,
Current operation system is switched back into described first operating system.
The method switched by multiple operating system ensure that the safety of mobile payment, it is to avoid employing hardware
Strengthen mobile payment security time inconvenient to carry, use limited problem, improve the experience property of user.
Concrete, mobile terminal is provided with the first operating system and the second operating system, and user is at ordinary times first
Use mobile terminal under operating system, when user is after the first operating system obtains mobile payment information, need
When carrying out delivery operation, the first operating system can be switched to the second operating system, utilize the second operation system
Mobile payment application and the mobile payment information obtained that system is installed carry out delivery operation.It should be noted that
Mobile payment information is that the application program under the first operating system produces, after obtaining mobile payment information,
Mobile payment information is stored the shared memory for first, second operating system read-write, when system is cut
When changing to the second operating system, mobile payment information can be obtained in this shared memory.
It should be noted that the first operating system can be provided with mobile payment application, user is paying
Time current operation system can be switched to the second operating system and pay, user can also be according to former simultaneously
Some means of payment pay under the first operating system, it is not limited to only enter under the second operating system
The situation that row pays.
Be briefly described below dual system conversion time payment process:
When user needs to move delivery operation, it is not necessary to the power supply of turning-off mobile terminal, mobile terminal exists
After obtaining mobile payment information, automatically mobile payment information is preserved to shared memory, then mobile terminal
Current operation system switches to the second operating system, and user reads shared memory under the second operating system
Interior mobile payment information, and utilize the mobile payment application of the second operating system installation to carry out delivery operation.
After payment completes, current operation system is switched back into the first operating system so that user is in the first operation system
Mobile terminal is used under system.
The conventional operating system that first operating system is used at ordinary times by user, this system update is frequent, installs
, it is therefore more likely that there is safety issue in multiple application.Second operating system belongs to special purpose operating system,
May be used just to carry out delivery operation, the second operating system is few due to the application installed, and safety coefficient is higher,
The frequency that application is installed is relatively low, and the probability bringing virus is less, it is not required that as the first operating system carries out frequency
Numerous renewal.Therefore carrying out delivery operation under the second operating system, have higher safety, user is not
Needing the most more newly arrives to the first operating system ensures the safety of mobile payment.
It should be noted that the operating system of mobile terminal is not limited to two, multiple operation can be included
System, one of which special purpose operating system is installed mobile payment application, is switched to this when paying
Operating system carries out paying.
In the above embodiment of the present invention, described utilize described mobile payment application believe according to described mobile payment
Breath performs corresponding delivery operation, as in figure 2 it is shown, specifically include:
Step S201, the described mobile payment information that will be stored in described shared memory are automatically imported
In the described mobile payment application of described second operating system；
Step S202, described mobile payment application in, according to user input account information perform payment
Operation.
Concrete, after being switched to the second operating system, will be stored in the mobile payment letter in shared memory
Breath is automatically imported in the mobile payment application of the second operating system, in mobile payment is applied, according to user
The key messages such as the usemame/password of input, it is achieved secure payment.After completing to pay, by current operation
System switches back into the first operating system, and user returns to interface used in everyday.Owing to user is special second
Paying under operating system, the method switched by multiple operating system ensure that the safety of mobile payment.
User is when the first operating system carries out various operation, it is not necessary to worry the safety issue paid.
It should be noted that owing to the first operating system is mounted with that multiple application, the second operating system are installed
Apply less, carry out system switching time, by the first operating system be switched to used by the second operating system time
Between the shortest, the second operating system switching back into the time used by the first operating system can be the longest.Second operation system
System can only be supported to pay, it is not necessary to considers further that the situation of complexity, and the ability therefore tackling virus is the most great
Strengthen.
Illustrate with a simply example below:
User is the selected required commodity bought under the first operating system, and submit sequence information to, are believed by order
Breath is stored in shared memory, and then current operation system is switched to the second operating system.The second behaviour
Make to obtain under system the sequence information in shared memory, then click on payment, input usemame/password etc.
Key message, pays.After completing to pay, current operation system is switched back into the first operating system,
User is made to be continuing with mobile terminal under the first operating system.
In the above embodiment of the present invention, after payment completes, described method also includes:
Remove the account information of user's input under described second operating system.
Concrete, after completing to pay under the second operating system, need usemame/password user inputted
Delete immediately Deng key message, so there is no need to worry that usemame/password is revealed.Even if transfer terminal is lost
Lose, also do not interfere with the safety of user, again change a mobile terminal supporting multiple operating system and carry out
Mobile payment.
In the above embodiment of the present invention, described current operation system is switched back into described first operating system after,
Described method also includes:
Remove the described mobile payment information in described shared memory.
After system is switched back into the first operating system, owing to delivery operation is complete, can will share
Mobile payment erasing of information in memory block is fallen, after avoiding obtain mobile payment information next time, and memory space
Not enough situation.It should be noted that shared memory needs to store mobile payment information, once paying
After completing, the arrival of next mobile payment information by mobile payment erasing of information, can be again waited for, because of
The capacity of this shared memory is without the biggest.
As it is shown on figure 3, be entirety flow chart of steps of the present invention:
The mobile payment information that step S101, the application program obtained under the first operating system produce, will move
Dynamic payment information stores shared memory.
The current operation system of mobile terminal is also switched to the second operation by the first operating system by step S102
System.
Step S103, under the second operating system, read mobile payment information, and utilize mobile payment application root
Corresponding delivery operation is performed according to mobile payment information.
Step S104 also removes the account information of user's input under the second operating system after having paid.
Step S105, current operation system is switched back into the first operating system.
Step S106, the mobile payment information removed in shared memory.
The embodiment of the present invention provides a kind of mobile payment device, is applied to a mobile terminal, described mobile terminal
It is provided with the first operating system, the second operating system and supplies the one of first, second operating system read-write to share
Memory block, described second operating system is provided with mobile payment application, and as shown in Figure 4, described device includes:
First processing module 10, for obtaining the movement that the application program under described first operating system produces
Payment information, stores described shared memory by described mobile payment information, and by described mobile terminal
Current operation system is switched to described second operating system by described first operating system；
Second processing module 20, for reading described mobile payment information under described second operating system,
And utilize described mobile payment application to perform corresponding delivery operation according to described mobile payment information, and propping up
After having paid, current operation system is switched back into described first operating system.
In the above embodiment of the present invention, described second processing module 20 includes:
Import unit 21, automatic for the described mobile payment information that will be stored in described shared memory
Import in the described mobile payment application of described second operating system；
Payment unit 22, in applying in described mobile payment, holds according to the account information of user's input
Row delivery operation.
In the above embodiment of the present invention, described device also includes:
First removes module 30, for after described second processing module 20 has paid, removes described the
The account information of user's input under two operating systems.
In the above embodiment of the present invention, described device also includes:
Second removes module 40, current operation system is switched back into described for described second processing module 20
After first operating system, remove the described mobile payment information in described shared memory.
The method of mobile payment of the embodiment of the present invention, obtains mobile payment information under the first operating system,
After mobile payment information being stored in the shared memory for first, second operating system read-write, will
First operating system switches to the second operating system, obtains mobile payment information, profit under the second operating system
Apply delivery operation with mobile payment, and after payment completes, switch back into the first operating system.By many
The method of operating system switching ensure that the safety of mobile payment, it is to avoid employing hardware strengthens mobile
Pay safety time inconvenient to carry, use limited problem, improve the experience property of user.
It should be noted that the mobile payment device that the embodiment of the present invention provides be should device in aforementioned manners,
Then all embodiments of said method are all applicable to this device, and all can reach same or analogous beneficial effect.
The above is the preferred embodiment of the present invention, it is noted that for the common skill of the art
For art personnel, on the premise of without departing from principle of the present invention, it is also possible to make some improvements and modifications,
These improvements and modifications also should be regarded as protection scope of the present invention.
Claims (8)
1. a method of mobile payment, is applied to a mobile terminal, it is characterised in that described mobile terminal sets
Be equipped with the first operating system, the second operating system and for first, second operating system read-write one share deposit
Storage area, described second operating system is provided with mobile payment application, and described method includes:
Obtain the mobile payment information that the application program under described first operating system produces, described movement is propped up
The information of paying stores described shared memory, and by the current operation system of described mobile terminal by described first
Operating system switches to described second operating system；
Under described second operating system, read described mobile payment information, and utilize described mobile payment to apply
Corresponding delivery operation is performed according to described mobile payment information, and after payment completes, by current operation system
System switches back into described first operating system.
2. method of mobile payment as claimed in claim 1, it is characterised in that described utilize described movement to prop up
Pay application and perform corresponding delivery operation according to described mobile payment information, specifically include:
The described mobile payment information in described shared memory that will be stored in is automatically imported described second behaviour
Make in the described mobile payment application of system；
In described mobile payment is applied, perform delivery operation according to the account information of user's input.
3. method of mobile payment as claimed in claim 1, it is characterised in that after payment completes, described
Method also includes:
Remove the account information of user's input under described second operating system.
4. method of mobile payment as claimed in claim 1, it is characterised in that described by current operation system
After switching back into described first operating system, described method also includes:
Remove the described mobile payment information in described shared memory.
5. a mobile payment device, is applied to a mobile terminal, it is characterised in that described mobile terminal sets
Be equipped with the first operating system, the second operating system and for first, second operating system read-write one share deposit
Storage area, described second operating system is provided with mobile payment application, and described device includes:
First processing module, for obtaining the mobile payment that the application program under described first operating system produces
Information, stores described shared memory by described mobile payment information, and current by described mobile terminal
Operating system is switched to described second operating system by described first operating system；
Second processing module, for reading described mobile payment information under described second operating system, and profit
Perform corresponding delivery operation with described mobile payment application according to described mobile payment information, and paying
Cheng Hou, switches back into described first operating system by current operation system.
6. mobile payment device as claimed in claim 5, it is characterised in that described second processing module bag
Include:
Import unit, is automatically imported for the described mobile payment information that will be stored in described shared memory
Described mobile payment to described second operating system is applied interior；
Payment unit, in applying in described mobile payment, performs to prop up according to the account information of user's input
Pay operation.
7. mobile payment device as claimed in claim 5, it is characterised in that described device also includes:
First removes module, for after described second processing module has paid, removes described second operation
The account information of user's input under system.
8. mobile payment device as claimed in claim 5, it is characterised in that described device also includes:
Second removes module, for described second processing module, current operation system is switched back into described first and grasps
After making system, remove the described mobile payment information in described shared memory.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510308827.3A CN106296188A (en) | 2015-06-08 | 2015-06-08 | A kind of method of mobile payment and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510308827.3A CN106296188A (en) | 2015-06-08 | 2015-06-08 | A kind of method of mobile payment and device |
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| Publication Number | Publication Date |
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| CN106296188A true CN106296188A (en) | 2017-01-04 |
Family
ID=57659211
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
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| CN201510308827.3A Pending CN106296188A (en) | 2015-06-08 | 2015-06-08 | A kind of method of mobile payment and device |
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Cited By (1)
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| CN107395869A (en) * | 2017-06-30 | 2017-11-24 | 上海爱优威软件开发有限公司 | information intelligent management method and system |
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Application publication date: 20170104 |