CN106251127A - The online recharge method of a kind of smart card and equipment - Google Patents
The online recharge method of a kind of smart card and equipment Download PDFInfo
- Publication number
- CN106251127A CN106251127A CN201610618786.2A CN201610618786A CN106251127A CN 106251127 A CN106251127 A CN 106251127A CN 201610618786 A CN201610618786 A CN 201610618786A CN 106251127 A CN106251127 A CN 106251127A
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- CN
- China
- Prior art keywords
- smart card
- payment
- information
- money
- request
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/349—Rechargeable cards
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
Abstract
The invention discloses online recharge method and the equipment of a kind of smart card, including: by the way of near-field communication, read smart card information；When the accounts information determining smart card is legal, send, to paying server, the request of payment；Receive the payment affirmation information that paying server sends；By the way of near-field communication, payment is write smart card.When smart card is supplemented with money by needs, terminal unit can obtain smart card information, after the accounts information determining smart card is legal, the request of payment can be sent to paying server, paying server is after receiving payment request, payment request can be processed, and send payment affirmation information to terminal unit after completing to pay, now, smart card can be supplemented with money by the way of near-field communication by terminal unit, so, terminal unit realizes supplementing smart card with money by online mode, can effectively solve the existing problem supplementing inconvenience when smart card being supplemented with money by line under type with money.
Description
Technical field
The present invention relates to information security field, particularly relate to online recharge method and the equipment of a kind of smart card.
Background technology
ETC (English full name: Electronic Toll Collection, Chinese: electronic charging) card is a kind of intelligence
Can block, can apply in electronic charging system without parking.Specifically, vehicle when by charge station, electric non-stop toll
System can use mobile unit automatically to identify vehicle, is identifying after vehicle, automatically from the ETC card bound with vehicle
Deduction vehicle needs the pass cost paid so that vehicle can be on the premise of need not stop, quickly through charge station.Due to
ETC card can improve vehicle in charge station by efficiency, reduce oil consumption, therefore, increasing user uses ETC card.
Generally, user, when supplementing ETC card with money, can be supplemented with money by the ETC card top-up station point under line, but
It is in actual applications, to supplement website with money due to the ETC card under line and be easily subject to the restriction of business hours so that by under line
Top-up station point carries out ETC card and supplements inconvenience with money.Along with the quantity of the user using ETC card gets more and more, supplement with money under this line
What mode increasingly can not meet user supplements demand with money.
As can be seen here, need the online recharge method of a kind of smart card badly, solve existing by line under type to smart card
The problem supplementing inconvenience when supplementing with money with money.
Summary of the invention
In view of this, embodiments provide online recharge method and the equipment of a kind of smart card, be used for solving now
The problem supplementing inconvenience when smart card being supplemented with money by line under type with money having.
Embodiments provide the online recharge method of a kind of smart card, including:
By the way of near-field communication, obtain smart card information, described smart card information comprises the mark letter of smart card
Breath；
When the accounts information determining described smart card is legal, sending, to paying server, the request of payment, described payment please
Comprising identification information and the payment of described smart card in asking, described smart card is carried out by described payment request for request
Supplement with money；
Receiving the payment affirmation information that described paying server sends, described payment affirmation information is described paying server
Send after response described payment request；
By the way of near-field communication, described payment is write described smart card.
Embodiments provide the online recharge method of a kind of smart card, including:
The payment request that receiving terminal apparatus sends, comprises identification information and the payment of smart card in described payment request
The amount of money, described smart card is supplemented with money by described payment request for request；
Described payment request is processed, and according to the identification information of described smart card and described payment, raw
Become payment affirmation information；
Described payment affirmation information is sent to described terminal unit, and described payment affirmation information is used for pointing out described terminal
Equipment pays successfully.
Embodiments provide the online recharge method of a kind of smart card, including:
Receive identification information and the payment of the smart card that paying server sends；
Receiving terminal apparatus send supplement confirmation with money, described in supplement the mark comprising described smart card in confirmation with money
Information and recharge amount；
When determining that described payment is consistent with described recharge amount, according to the identification information of described smart card, update
The accounts information of described smart card.
Embodiments provide the equipment of supplementing with money online of a kind of smart card, including:
Acquiring unit, obtains smart card information by the way of near-field communication, comprises smart card in described smart card information
Identification information；
Transmitting element, when the accounts information determining described smart card is legal, sends the request of payment, institute to paying server
Stating identification information and the payment comprising described smart card in the request of payment, described payment request is for asking described intelligence
Can supplement with money by card；
Receiving unit, receive the payment affirmation information that described paying server sends, described payment affirmation information is described
Paying server sends after response described payment request；
Writing unit, writes described smart card by described payment by the way of near-field communication.
Embodiments provide the equipment of supplementing with money online of a kind of smart card, including:
Receive unit, the payment request that receiving terminal apparatus sends, described payment request comprises the mark letter of smart card
Breath and payment, described smart card is supplemented with money by described payment request for request；
Processing unit, processes described payment request, and according to the identification information of described smart card and described
Pay the amount of money, generate payment affirmation information；
Transmitting element, is sent to described terminal unit by described payment affirmation information, and described payment affirmation information is used for carrying
Show that described terminal unit pays successfully.
Embodiments provide the equipment of supplementing with money online of a kind of smart card, including:
Receive unit, receive identification information and the payment of the smart card that paying server sends；And receive terminal
What equipment sent supplements confirmation with money, described in supplement with money and confirmation comprise the identification information of described smart card and supplements gold with money
Volume；
Updating block, when determining that described payment is consistent with described recharge amount, according to the mark of described smart card
Information, updates the accounts information of described smart card.
The present invention has the beneficial effect that:
The technical scheme that the embodiment of the present invention provides, reads smart card information, described intelligence by the way of near-field communication
Card information comprises the identification information of smart card；When the accounts information determining described smart card is legal, send out to paying server
Sending payment request, described identification information and the payment comprising described smart card in request that pay, described payment request is used
In request, described smart card is supplemented with money；Receive the payment affirmation information that described paying server sends, described payment affirmation
Information is that described paying server sends after response described payment request；Gold is paid by described by the way of near-field communication
Volume writes described smart card.
When smart card is supplemented with money by needs, terminal unit can obtain smart card information, is determining the account of smart card
After family information is legal, can send, to paying server, the request of payment, smart card is supplemented with money by request, and paying server is connecing
After receiving payment request, payment request can be processed, and send payment affirmation letter to terminal unit after completing to pay
Breath, now, smart card can be supplemented with money by the way of near-field communication by terminal unit, and so, terminal unit is by online
Mode realizes supplementing smart card with money, can effectively solve existing to supplement with money not when being supplemented with money smart card by line under type
Problem easily.
Accompanying drawing explanation
For the technical scheme being illustrated more clearly that in the embodiment of the present invention, in embodiment being described below required for make
Accompanying drawing briefly introduce, it should be apparent that, below describe in accompanying drawing be only some embodiments of the present invention, for this
From the point of view of the those of ordinary skill in field, on the premise of not paying creative work, it is also possible to obtain it according to these accompanying drawings
His accompanying drawing.
The schematic flow sheet of the online recharge method of a kind of smart card that Fig. 1 provides for the embodiment of the present invention；
The schematic flow sheet of the online recharge method of a kind of smart card that Fig. 2 provides for the embodiment of the present invention；
The schematic flow sheet of the online recharge method of a kind of smart card that Fig. 3 provides for the embodiment of the present invention；
The schematic diagram of the online recharge method of a kind of smart card that Fig. 4 provides for the embodiment of the present invention；
The schematic flow sheet of the online recharge method of a kind of smart card that Fig. 5 provides for the embodiment of the present invention；
The structural representation of the equipment of supplementing with money online of a kind of smart card that Fig. 6 provides for the embodiment of the present invention；
The structural representation of the equipment of supplementing with money online of a kind of smart card that Fig. 7 provides for the embodiment of the present invention；
The structural representation of the equipment of supplementing with money online of a kind of smart card that Fig. 8 provides for the embodiment of the present invention.
Detailed description of the invention
In order to realize the purpose of the present invention, the embodiment of the present invention provides the online recharge method of a kind of smart card and sets
Standby, by the way of near-field communication, read smart card information, described smart card information comprises the identification information of smart card；Really
When the accounts information of fixed described smart card is legal, sends, to paying server, the request of payment, described payment request comprises described
The identification information of smart card and payment, described smart card is supplemented with money by described payment request for request；Receive institute
Stating the payment affirmation information that paying server sends, described payment affirmation information is that described paying server is responding described payment
Send after request；By the way of near-field communication, described payment is write described smart card.
When smart card is supplemented with money by needs, terminal unit can obtain smart card information, is determining the account of smart card
After family information is legal, can send, to paying server, the request of payment, smart card is supplemented with money by request, and paying server is connecing
After receiving payment request, payment request can be processed, and send payment affirmation letter to terminal unit after completing to pay
Breath, now, smart card can be supplemented with money by the way of near-field communication by terminal unit, and so, terminal unit is by online
Mode realizes supplementing smart card with money, can effectively solve existing to supplement with money not when being supplemented with money smart card by line under type
Problem easily.
In embodiments of the present invention, described terminal unit has near field communication (NFC) function, and such as, described terminal unit can be
Having the smart mobile phone of near field communication (NFC) function, described smart card can be ETC card, it is also possible to be that other can pass through near-field communication
The smart card carried out data transmission with described terminal unit, such as, mass transit card, it is not specifically limited here, the embodiment of the present invention
The technical scheme provided, can be supplemented with money described smart card by online mode.
Below in conjunction with Figure of description, each embodiment of the present invention is described in further detail, it is clear that described
Embodiment be only a part of embodiment of the present invention rather than whole embodiments.Based on the embodiment in the present invention, ability
All other embodiments that territory those of ordinary skill is obtained under not making creative work premise, broadly fall into the present invention and protect
The scope protected.
Embodiment 1
The schematic flow sheet of the online recharge method of a kind of smart card that Fig. 1 provides for the embodiment of the present invention, described method
As described below.The executive agent of the embodiment of the present invention can be terminal unit.
Step 101: read smart card information by the way of near-field communication.
Wherein, described smart card information comprises the identification information of smart card.
In a step 101, when smart card is supplemented with money by needs, terminal unit can obtain by the way of near-field communication
Take smart card information, in order to described smart card is supplemented with money by described terminal unit according to the smart card information got.
Specifically, described terminal unit can be installed for reading the application program obtaining described smart card information, institute
State terminal unit obtaining before described smart card information, the application program installed in described terminal unit can be opened, beating
After opening described application program, described smart card can be pressed close to described terminal unit, read and obtain described smart card information.
Described smart card information can comprise the identification information of described smart card, the mark letter of described smart card here
Breath can be the card number of described smart card, it is also possible to is other information that may be used for distinguishing different intelligent card, does not the most do and have
Body limits.
Step 102: when the accounts information determining described smart card is legal, sends, to paying server, the request of payment.
Wherein, described identification information and the payment comprising described smart card in request that pay, described payment request
For request, described smart card is supplemented with money.
In a step 102, described terminal unit, can be to paying clothes when the accounts information determining described smart card is legal
Business device sends the request of payment, can comprise the identification information of described smart card, it is also possible to comprise payment gold in described payment request
Volume, described smart card is supplemented with money by described payment request for request.
It should be noted that in actual applications, in order to ensure the safety of the accounts information of smart card, described terminal sets
The standby smart card information got can comprise the identification information of described smart card, it is also possible to comprise the described intelligence after encryption
The accounts information of card, therefore, described terminal unit, before sending, to paying server, the request of payment, needs to identify described intelligence
The accounts information of card is the most legal, and after the accounts information determining described smart card is legal, can send to paying server
Pay request.
Specifically, described terminal unit, at least can be by following two mode after getting described smart card information
Determine that the accounts information of described smart card is legal, including:
First kind of way:
Described smart card information, after getting smart card information, can be sent to server by described terminal unit, this
Sample, server, after receiving described smart card information, can be looked into according in mark believer in a certain religion's password database of described smart card
Look for the clear crytpographic key corresponding with described identification information, wherein, described data base comprises different intelligent card identification information and
The clear crytpographic key corresponding with the identification information of described smart card.
Server is after finding the clear crytpographic key corresponding with described identification information, it is possible to use described clear crytpographic key is to adding
The accounts information of the described smart card after close is decrypted, if the accounts information that decrypted result is described smart card, it may be said that
Bright, the accounts information of described smart card is legal, and now, server can send recognition result to described terminal unit, indicates institute
The accounts information stating smart card described in terminal unit is legal.
Described terminal unit is after receiving described recognition result, it may be determined that the accounts information of described smart card is legal.
The second way:
Described terminal unit after getting described smart card information, the code data that can store from described terminal unit
Storehouse is searched the clear crytpographic key corresponding with the identification information of described smart card, wherein, the described password of described terminal unit storage
Data base is when server determines that described terminal unit is legal, obtains after authorizing described terminal unit.
Described terminal unit is after finding described clear crytpographic key, it is possible to use described clear crytpographic key to encryption after described in
The accounts information of smart card is decrypted, if decrypted result is the accounts information of described smart card, then, described terminal unit
May determine that the accounts information of described smart card is legal.
Described terminal unit, after the accounts information determining described smart card is legal, can send to paying server and pay
Request.
Specifically, in actual applications, described terminal unit is after the accounts information determining described smart card is legal, permissible
In the application program of described installing terminal equipment, show that at least one channel of disbursement, channel of disbursement here may be used for sending
Paying request, such as, channel of disbursement can be XX bank, it is also possible to be Alipay, it is also possible to is wechat, is not specifically limited.
Now, the user using described terminal unit can select wherein one according at least one channel of disbursement of display
Individual channel of disbursement, is selecting after channel of disbursement, and described terminal unit can be to paying server corresponding to the channel of disbursement selected
Send the request of payment.
Step 103: receive the payment affirmation information that described paying server sends,
Wherein, described payment affirmation information is that described paying server sends after response described payment request.
In step 103, described terminal unit after described payment request is sent to described paying server, described
Pay server can respond described payment and ask, and after paying successfully, sends to described terminal unit and pay true confirmation,
Now, described terminal unit can receive described payment affirmation information.
Described payment affirmation information is used for pointing out described terminal unit to pay successfully.
Step 104: by the way of near-field communication, described payment is write described smart card.
At step 104, described terminal unit, can be by near-field communication after the described payment affirmation information received
Described payment is write in described smart card by mode, it is achieved to supplementing with money online of described smart card.
Specifically, described payment affirmation information, after receiving described payment affirmation information, can be shown by described terminal unit
Show in described terminal unit, described terminal unit determine according to described confirmation pay successfully time, use can be pointed out
Described smart card is pressed close to described terminal unit by the user of described terminal unit, uses the user of described terminal unit can be by institute
Stating smart card and press close to described terminal unit, now, described terminal unit can pay gold by described by the way of near-field communication
Volume writes described smart card, it is achieved to supplementing with money online of described smart card.
After described payment being write described smart card by the way of near-field communication, described method also includes:
Identification information according to described smart card and described payment, generate and supplement confirmation with money；
Described confirmation of supplementing with money is sent to smart card server so that described smart card server according to described in supplement with money
Confirmation updates the accounts information of described smart card, comprises the accounts information of different intelligent card in described smart card server.
Described terminal unit, can be according to the mark of described smart card after described payment is entered described smart card
Information and described payment, generate and supplement confirmation with money, and supplementing with money of generation can comprise described smart card in confirmation
Identification information, it is also possible to comprise the recharge amount that described smart card is supplemented with money.
Described confirmation of supplementing with money, after supplementing confirmation with money described in generating, can be sent to described by described terminal unit
The information management server (hereinafter referred to as smart card server) that smart card is corresponding, so, described smart card information server exists
After supplementing confirmation with money described in receiving, can believe according to the mark of the described described smart card comprised supplemented with money in confirmation
Breath and recharge amount, update the accounts information of described smart card.
So, by recharge amount being write described smart card, and by the account of smart card described in smart card server
Information is updated, it is possible to achieve supplementing with money online of described smart card.
The technical scheme that the embodiment of the present invention provides, reads smart card information, described intelligence by the way of near-field communication
Card information comprises the identification information of smart card；When the accounts information determining described smart card is legal, send out to paying server
Sending payment request, described identification information and the payment comprising described smart card in request that pay, described payment request is used
In request, described smart card is supplemented with money；Receive the payment affirmation information that described paying server sends, described payment affirmation
Information is that described paying server sends after response described payment request；Gold is paid by described by the way of near-field communication
Volume writes described smart card.
When smart card is supplemented with money by needs, terminal unit can obtain smart card information, is determining the account of smart card
After family information is legal, can send, to paying server, the request of payment, smart card is supplemented with money by request, and paying server is connecing
After receiving payment request, payment request can be processed, and send payment affirmation letter to terminal unit after completing to pay
Breath, now, smart card can be supplemented with money by the way of near-field communication by terminal unit, and so, terminal unit is by online
Mode realizes supplementing smart card with money, can effectively solve existing to supplement with money not when being supplemented with money smart card by line under type
Problem easily.
Embodiment 2
The schematic flow sheet of the online recharge method of a kind of smart card that Fig. 2 provides for the embodiment of the present invention.Described method
As described below.The executive agent of the embodiment of the present invention can be paying server.
Step 201: the payment request that receiving terminal apparatus sends.
Wherein, described identification information and the payment comprising smart card in request that pay, described payment request is used for
Described smart card is supplemented with money by request.
In step 201, when smart card is supplemented with money by needs, terminal unit can obtain smart card information, and
After determining that the accounts information of smart card is legal, sending, to paying server, the request of payment, now, described paying server can connect
Receive the payment request that described terminal unit sends.
By the method described in embodiment 1, described terminal unit can determine that the accounts information of described smart card is legal,
Description is not repeated herein.
Described payment can comprise the identification information of described smart card in request, it is also possible to comprises payment, described
Pay the amount of money that the amount of money refers to need to supplement described smart card with money.
Described paying server is after receiving described payment request, it may be determined that needs carry out the mark of the smart card supplemented with money
The amount of money that knowledge information and needs pay.
Step 202: described payment request is processed, and according to the identification information of described smart card and described payment
The amount of money, generates payment affirmation information.
In step 202., described paying server, after receiving described payment request, can be asked according to described payment
Asking and process, after completing to pay, can generate payment affirmation information, it is described that described payment affirmation information may be used for sign
Paying server completes to pay according to described payment request.
Described payment affirmation information can comprise the identification information of described smart card, it is also possible to comprise described payment
The amount of money.
Step 203: described payment affirmation information is sent to described terminal unit.
Wherein, described payment affirmation information is used for pointing out described terminal unit to pay successfully.
In step 203, described paying server, can be by described payment affirmation after generating described payment affirmation information
Information is sent to described terminal unit, and described payment affirmation information may be used for pointing out described terminal unit to pay successfully.
So, described terminal unit is after receiving described payment affirmation information, it may be determined that pay successfully, now, and institute
State terminal unit described payment to be write in described smart card by the way of near-field communication.
In embodiments of the present invention, described paying server is after generating described payment affirmation information, and described method is also wrapped
Include:
Identification information and the described payment of described smart card are sent to smart card server.
Specifically, after described paying server generates payment affirmation information, can comprise in asking according to described payment
The identification information of described smart card, determines described smart card server, after determining described smart card server, and can be by described
The identification information of smart card and described payment are sent to described smart card server, so, described smart card server
May determine that the identification information of smart card needing to carry out supplementing with money, and receive described payment.
The technical scheme that the embodiment of the present invention provides, when smart card is supplemented with money by needs, paying server can connect
Receiving the payment request that terminal unit sends, described payment request is to obtain smart card information at described terminal unit, and determines institute
State the accounts information of smart card legal after send, paying server after receive payment request, payment can be asked into
Row processes, and generates payment affirmation information when completing to pay, and the payment affirmation information of generation is sent to described terminal unit,
Make described terminal unit after determining that payment completes, by the way of near-field communication, payment is write smart card, with reality
Now supplementing with money online smart card.
Embodiment 3
The schematic flow sheet of the online recharge method of a kind of smart card that Fig. 3 provides for the embodiment of the present invention.Described method
As described below.The executive agent of the embodiment of the present invention can be smart card server.
Step 301: receive identification information and the payment of the smart card that paying server sends.
In step 301, when smart card is supplemented with money by needs, terminal unit is obtaining smart card information, and determines
After the accounts information of described smart card is legal, can send, to paying server, the request of payment, paying server pays completing
After, identification information and the payment of described smart card can be sent to smart card server, now, smart card server can
To receive identification information and the payment of described smart card.
Described smart card server is after the identification information receiving described smart card and payment, it may be determined that need
Carry out the identification information of the smart card supplemented with money.
Step 302: what receiving terminal apparatus sent supplements confirmation with money,
Wherein, identification information and the recharge amount comprising described smart card is supplemented in confirmation described in money.
In step 302, paying server, after completing to pay, can generate payment affirmation information, and by payment affirmation
Information is sent to terminal unit, and described terminal unit, can be by near-field communication after receiving described payment affirmation information
Payment is write in described smart card by mode.
Described terminal unit, after described payment is write described smart card, can generate and supplement confirmation with money, and
Described charging information is sent to described smart card server, now, described smart card server can receive described in supplement with money really
Recognize information.
Described supplement the identification information that can comprise described smart card in confirmation with money, it is also possible to comprise described smart card
Carry out the recharge amount supplemented with money.
Described smart card server, after supplementing confirmation with money described in receiving, can supplement confirmation with money according to described,
Determine the identification information of the smart card after supplementing with money, and the amount of money of described charging intelligent card.
Step 303: when determining that described payment is consistent with described recharge amount, believes according to the mark of described smart card
Breath, updates the accounts information of described smart card.
In step 303, described smart card server is receiving the described smart card that described paying server sends
Identification information and payment, after what described terminal unit sent supplements confirmation with money, can update the account of described smart card
Family information.
Specifically, described smart card server, after the identification information determining described smart card, can pay clothes by described
The recharge amount that described payment and the described terminal unit that business device sends sends compares, if described payment and
Described recharge amount is consistent, it may be said that bright, and described terminal unit mistake does not occur during supplementing described smart card with money
By mistake, now, described smart card server can update the accounts information of described smart card.
Such as, it is x that described smart card server receives the payment of the smart card A that described paying server sends,
The recharge amount of the smart card A that the described terminal unit received sends is y, if x=y, then, described smart card server
Amount of money x (i.e. y) can be increased, to update the accounts information of smart card A in the accounts information of smart card A.
The technical scheme that the embodiment of the present invention provides, when smart card is supplemented with money by needs, terminal unit can obtain
Smart card information, and after the accounts information determining smart card is legal, send the request of payment, paying server to paying server
After completing to pay, send identification information and the payment of smart card to smart card server, and send to terminal unit
Payment affirmation information, terminal unit is after supplementing with money described smart card according to payment affirmation information, to smart card server
Confirmation is supplemented in transmission with money, and now, payment and terminal that smart card server can send according to paying server set
The recharge amount that preparation is sent, updates the accounts information of described smart card, it is achieved supplementing with money online smart card.
Embodiment 4
The schematic diagram of the online recharge method of a kind of smart card that Fig. 4 provides for the embodiment of the present invention.
As shown in Figure 4, when smart card A is supplemented with money by needs, terminal unit B can read by the way of near-field communication
Obtaining the smart card information of smart card A, terminal unit B, can be to paying clothes when the accounts information determining smart card A is legal
Business device C sends the request of payment, can comprise identification information and the payment of smart card A in described payment request.
Paying server C receives described payment and asks, and processes described payment request, after completing to pay request,
Generate payment affirmation information, and described payment affirmation information is sent to terminal unit B, pay successfully with prompt terminal equipment B.
In addition, the identification information of smart card A and payment can also be sent to smart card by paying server C
Server D, in order to smart card server D determines the identification information of smart card A, and receives the payment gold that paying server sends
Volume.
Terminal unit B is after receiving the payment affirmation information that paying server sends, it may be determined that pays successfully, and leads to
Payment is write in smart card A by the mode crossing near-field communication.
Terminal unit B, after payment being write in smart card A, can generate and supplement confirmation with money, described in supplement with money really
Recognize the identification information that can comprise smart card A in information, it is also possible to comprise recharge amount.
Now, smart card server D can receive terminal unit B send supplement confirmation, and payment services C with money
The identification information of the smart card A sent and payment, smart card server D can be according to described payment and described
Supplement the recharge amount comprised in confirmation with money, update the accounts information of smart card A.
Embodiment 5
The schematic flow sheet of the online recharge method of a kind of smart card that Fig. 5 provides for the embodiment of the present invention.Described method
As described below.
Step 501: terminal unit obtains smart card information by the way of near-field communication.
Wherein, described smart card information comprises the identification information of smart card.
Step 502: described terminal unit, when the accounts information determining smart card is legal, sends to paying server and pays
Request.
Wherein, described identification information and the payment comprising described smart card in request that pay, described payment request
For request, described smart card is supplemented with money.
Step 503: described paying server receives described payment and asks.
Step 504: described payment request is processed by described paying server, and believe according to the mark of described smart card
Breath and described payment, generate payment affirmation information.
Wherein, described payment affirmation information is used for pointing out described terminal unit to pay.
Step 505: described payment affirmation information is sent to described terminal unit by described paying server.
Step 506: identification information and the payment of described smart card are sent to smart card by described paying server
Server.
Step 507: described payment is write described smart card by the way of near-field communication by described terminal unit.
Described terminal unit, after determining that payment completes according to described payment affirmation information, can point out use described terminal
The user of equipment, presses close to described terminal unit by described smart card, and described terminal unit can be incited somebody to action by the way of near-field communication
Described payment writes described smart card.
Step 508: described terminal unit, after described payment is write described smart card, generates and supplements confirmation letter with money
Breath.
Wherein, identification information and the recharge amount comprising described smart card is supplemented in confirmation described in money.
Step 509: described confirmation of supplementing with money is sent to described smart card server by described terminal unit.
Step 510: described smart card server according to the identification information of the described smart card received and payment,
Described supplement confirmation with money, update the accounts information of described smart card.
Embodiment 6
The structural representation of the equipment of supplementing with money online of a kind of smart card that Fig. 6 provides for the embodiment of the present invention.Described intelligence
The equipment of supplementing with money online of card includes: acquiring unit 61, transmitting element 62, reception unit 63 and writing unit 64, wherein:
Acquiring unit 61, reads smart card information by the way of near-field communication, comprises intelligence in described smart card information
The identification information of card；
Transmitting element 62, when the accounts information determining described smart card is legal, sends, to paying server, the request of payment,
Described identification information and the payment comprising described smart card in request that pay, described payment request is for asking described
Smart card is supplemented with money；
Receiving unit 63, receive the payment affirmation information that described paying server sends, described payment affirmation information is institute
State what paying server sent after response described payment request；
Writing unit 64, writes described smart card by described payment by the way of near-field communication.
Alternatively, the equipment of supplementing with money online of described smart card also includes: processing unit 65, wherein:
Described processing unit 65, writes institute by described payment at said write unit 64 by the way of near-field communication
After stating smart card, according to identification information and the described payment of described smart card, generate and supplement confirmation with money；
Described confirmation of supplementing with money is sent to smart card server so that described smart card server according to described in supplement with money
Confirmation updates the accounts information of described smart card, comprises the accounts information of different intelligent card in described smart card server.
It should be noted that the equipment of supplementing with money online of the smart card of embodiment of the present invention offer can be real by hardware mode
Existing, it is also possible to be realized by software mode, do not limit.
Embodiment 7
The structural representation of the equipment of supplementing with money online of a kind of smart card that Fig. 7 provides for the embodiment of the present invention.Described intelligence
The equipment of supplementing with money online of card includes: receive unit 71, processing unit 72 and transmitting element 73, wherein:
Receive unit 71, the payment request that receiving terminal apparatus sends, described payment request comprises the mark of smart card
Information and payment, described smart card is supplemented with money by described payment request for request；
Processing unit 72, processes described payment request, and according to the identification information of described smart card and described
Payment, generates payment affirmation information；
Transmitting element 73, is sent to described terminal unit by described payment affirmation information, and described payment affirmation information is used for
Described terminal unit is pointed out to pay successfully.
Described transmitting element 73, after described processing unit 72 generates payment affirmation information, by the mark of described smart card
Information and described payment are sent to smart card server.
It should be noted that the equipment of supplementing with money online of the smart card of embodiment of the present invention offer can be real by hardware mode
Existing, it is also possible to be realized by software mode, do not limit.
Embodiment 8
The structural representation of the equipment of supplementing with money online of a kind of smart card that Fig. 8 provides for the embodiment of the present invention.Described intelligence
The equipment of supplementing with money online of card includes: receive unit 81 and updating block 82, wherein:
Receive unit 81, receive identification information and the payment of the smart card that paying server sends；And receive end
What end equipment sent supplements confirmation with money, described in supplement with money and confirmation comprise the identification information of described smart card and supplements gold with money
Volume；
Updating block 82, when determining that described payment is consistent with described recharge amount, according to the mark of described smart card
Knowledge information, updates the accounts information of described smart card.
It should be noted that the equipment of supplementing with money online of the smart card of embodiment of the present invention offer can be real by hardware mode
Existing, it is also possible to be realized by software mode, do not limit.
It will be understood by those skilled in the art that embodiments of the invention can be provided as method, device (equipment) or computer
Program product.Therefore, the present invention can use complete hardware embodiment, complete software implementation or combine software and hardware aspect
The form of embodiment.And, the present invention can use at one or more meters wherein including computer usable program code
The upper computer journey implemented of calculation machine usable storage medium (including but not limited to disk memory, CD-ROM, optical memory etc.)
The form of sequence product.
The present invention is with reference to method, device (equipment) and the flow chart of computer program according to embodiments of the present invention
And/or block diagram describes.It should be understood that can be by each flow process in computer program instructions flowchart and/or block diagram
And/or the flow process in square frame and flow chart and/or block diagram and/or the combination of square frame.These computer programs can be provided to refer to
Order arrives the processor of general purpose computer, special-purpose computer, Embedded Processor or other programmable data processing device to produce
One machine so that the instruction performed by the processor of computer or other programmable data processing device is produced and is used for realizing
The device of the function specified in one flow process of flow chart or multiple flow process and/or one square frame of block diagram or multiple square frame.
These computer program instructions may be alternatively stored in and computer or other programmable data processing device can be guided with spy
Determine in the computer-readable memory that mode works so that the instruction being stored in this computer-readable memory produces and includes referring to
Make the manufacture of device, this command device realize at one flow process of flow chart or multiple flow process and/or one square frame of block diagram or
The function specified in multiple square frames.
These computer program instructions also can be loaded in computer or other programmable data processing device so that at meter
Perform sequence of operations step on calculation machine or other programmable devices to produce computer implemented process, thus at computer or
The instruction performed on other programmable devices provides for realizing at one flow process of flow chart or multiple flow process and/or block diagram one
The step of the function specified in individual square frame or multiple square frame.
Although preferred embodiments of the present invention have been described, but those skilled in the art once know basic creation
Property concept, then can make other change and amendment to these embodiments.So, claims are intended to be construed to include excellent
Select embodiment and fall into all changes and the amendment of the scope of the invention.
Obviously, those skilled in the art can carry out various change and the modification model without deviating from the present invention to the present invention
Enclose.So, if these amendments of the present invention and modification belong within the scope of the claims in the present invention and equivalent technologies thereof, then
The present invention is also intended to comprise these and changes and modification.
Claims (10)
1. the online recharge method of a smart card, it is characterised in that including:
By the way of near-field communication, read smart card information, described smart card information comprises the identification information of smart card；
When the accounts information determining described smart card is legal, send, to paying server, the request of payment, in described payment request
Comprising identification information and the payment of described smart card, described smart card is filled by described payment request for request
Value；
Receiving the payment affirmation information that described paying server sends, described payment affirmation information is that described paying server is ringing
Should send after described paying request；
By the way of near-field communication, described payment is write described smart card.
2. the online recharge method of smart card as claimed in claim 1, it is characterised in that inciting somebody to action by the way of near-field communication
After described payment writes described smart card, described method also includes:
Identification information according to described smart card and described payment, generate and supplement confirmation with money；
Described confirmation of supplementing with money is sent to smart card server so that described smart card server according to described in supplement confirmation with money
The accounts information of smart card described in information updating, comprises the accounts information of different intelligent card in described smart card server.
3. the online recharge method of a smart card, it is characterised in that including:
The payment request that receiving terminal apparatus sends, comprises identification information and the payment gold of smart card in described payment request
Volume, described smart card is supplemented with money by described payment request for request；
Described payment request is processed, and according to the identification information of described smart card and described payment, generate
Pay confirmation；
Described payment affirmation information is sent to described terminal unit, and described payment affirmation information is used for pointing out described terminal unit
Pay successfully.
4. the online recharge method of smart card as claimed in claim 3, it is characterised in that after generating payment affirmation information,
Described method also includes:
Identification information and the described payment of described smart card are sent to smart card server.
5. the online recharge method of a smart card, it is characterised in that including:
Receive identification information and the payment of the smart card that paying server sends；
Receiving terminal apparatus send supplement confirmation with money, described in supplement the identification information comprising described smart card in confirmation with money
And recharge amount；
When determining that described payment is consistent with described recharge amount, according to the identification information of described smart card, update described
The accounts information of smart card.
6. the equipment of supplementing with money online of a smart card, it is characterised in that including:
Acquiring unit, reads smart card information by the way of near-field communication, comprises the mark of smart card in described smart card information
Knowledge information；
Transmitting element, when the accounts information determining described smart card is legal, sends to pay to paying server and asks, described
Paying identification information and the payment comprising described smart card in request, described payment request is for asking described smart card
Supplement with money；
Receiving unit, receive the payment affirmation information that described paying server sends, described payment affirmation information is described payment
Server sends after response described payment request；
Writing unit, writes described smart card by described payment by the way of near-field communication.
7. the equipment of supplementing with money online of smart card as claimed in claim 6, it is characterised in that supplementing with money online of described smart card sets
For also including: processing unit, wherein:
Described processing unit, writes described smart card by described payment at said write unit by the way of near-field communication
After, according to identification information and the described payment of described smart card, generate and supplement confirmation with money；
Described confirmation of supplementing with money is sent to smart card server so that described smart card server according to described in supplement confirmation with money
The accounts information of smart card described in information updating, comprises the accounts information of different intelligent card in described smart card server.
8. the equipment of supplementing with money online of a smart card, it is characterised in that including:
Receive unit, the payment request that receiving terminal apparatus sends, described pay request comprises the identification information of smart card with
And payment, described smart card is supplemented with money by described payment request for request；
Processing unit, processes described payment request, and the identification information and described payment according to described smart card is golden
Volume, generates payment affirmation information；
Transmitting element, is sent to described terminal unit by described payment affirmation information, and described payment affirmation information is used for pointing out institute
State terminal unit to pay successfully.
9. the equipment of supplementing with money online of smart card as claimed in claim 8, it is characterised in that
Described transmitting element, generates after payment affirmation information at described processing unit, by the identification information of described smart card and
Described payment is sent to smart card server.
10. the equipment of supplementing with money online of a smart card, it is characterised in that including:
Receive unit, receive identification information and the payment of the smart card that paying server sends；And receiving terminal apparatus
Send supplement confirmation with money, described in supplement identification information and the recharge amount comprising described smart card in confirmation with money；
Updating block, when determining that described payment is consistent with described recharge amount, according to the identification information of described smart card,
Update the accounts information of described smart card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610618786.2A CN106251127A (en) | 2016-08-01 | 2016-08-01 | The online recharge method of a kind of smart card and equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610618786.2A CN106251127A (en) | 2016-08-01 | 2016-08-01 | The online recharge method of a kind of smart card and equipment |
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| Publication Number | Publication Date |
|---|---|
| CN106251127A true CN106251127A (en) | 2016-12-21 |
Family
ID=57605640
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610618786.2A Pending CN106251127A (en) | 2016-08-01 | 2016-08-01 | The online recharge method of a kind of smart card and equipment |
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Application publication date: 20161221 |