CN106204016A - A kind of pre-paying method and system, terminal, server - Google Patents

A kind of pre-paying method and system, terminal, server Download PDF

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Publication number
CN106204016A
CN106204016A CN201610489990.9A CN201610489990A CN106204016A CN 106204016 A CN106204016 A CN 106204016A CN 201610489990 A CN201610489990 A CN 201610489990A CN 106204016 A CN106204016 A CN 106204016A
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Prior art keywords
password
time
paid
array
checking
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CN106204016B (en
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王华山
陶洪彬
何源
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Haomian Shenzhen New Energy Co ltd
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Shenzhen Qianhai Hao Mian Off Network Appliance Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
    • G06Q50/06—Electricity, gas or water supply

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Strategic Management (AREA)
  • Signal Processing (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention belongs to monthly payment plan field, disclose a kind of pre-paying method and system, terminal, server.Described method includes: first receive verification password；Then checking password is received；And generate the element number password array to be verified equal to the numerical value of paying upper limit time according to checking password and iterative algorithm；When last Match of elemental composition verified in password and this array, the perpetuity limit of open pre-payment product；When the non-final Match of elemental composition verified in password and this array, obtain paid-for time and remaining time, and password update will be verified for verifying password；Start timing again and obtain timer periods, and obtaining pot life according to remaining time and timer periods；The use authority of pre-payment product is set according to pot life, and performs to receive the step of checking password.Therefore, the present invention, by described pre-paying method and system, terminal, server, improves payment system motility and reliability.

Description

A kind of pre-paying method and system, terminal, server
Technical field
The invention belongs to monthly payment plan field, particularly to a kind of pre-paying method and system, terminal, server.
Background technology
Social development, to today, the most still has a large portion area Severe Power Shortage or does not the most just have electricity Power supply area, they the most also live by kerosene lamp illumination life, be limited to locality industry and the level of economic development, It is that this problem of solution is the most straight with the civil small-scale off-network electricity generation system that solar panels, blower fan are essential core parts with energy-storage battery Connect and maximally effective approach.But due to this kind of area the common people cannot one-time payment high price off-network generating product, this Inhibit the desire to purchase of consumer to a certain extent.Payable by installment payment for goods, the ability to pay of the local consumer of coupling, become and add Speed promotes solar energy off-grid system in short of electricity and the necessary basis in territory, non-Electric region.
Although some producer proposes a kind of credit management formula serial product solution that uses at present, but It is that the regional personal credit of these less developed countries manages very imperfection, is constantly present minority terminal consumer malice and is in arrears with by stages Money, owing to product cannot arrange the use authority of pre-payment product flexibly according to the amount of money of single payment, can only use receipts of visiting Return the means such as product, but often consume the considerable human and material resources of enterprise, bring much to the normal operation of enterprise Worried.
Owing to prior art cannot arrange the use authority of pre-payment product flexibly according to the amount of money of single payment, cause pre- There is motility and the low problem of reliability in charging system.
Summary of the invention
The invention provides a kind of pre-paying method and system, terminal, server, it is intended to solve pre existing charging system institute The motility existed and the low technical problem of reliability.
The present invention is achieved in that a kind of pre-paying method, and described pre-paying method includes:
A1. password array is generated according to cryptographic seed and iterative algorithm, and by last element of described password array Sending to terminal as verification password, the element number of described password array is preset value；
B1. obtaining paid-for time, and obtain total paid-for time according to described paid-for time, described paid-for time is less than paying Upper limit time；
C1. checking password is obtained according to described paid-for time, described total paid-for time and described password array；
D1. described checking password is sent to described terminal so that described terminal arranges pre-payment according to described checking password The use authority of product, and perform step B1.
Another object of the present invention is to provide a kind of pre-paying method, described pre-paying method includes:
A2. verification password is received；
B2. checking password is received；
C2. password array to be verified is generated according to described checking password and iterative algorithm, described password array to be verified Element number is equal to the numerical value of paying upper limit time；
D2. described verification password is mated with the element in described password array to be verified；
E2-1. when last Match of elemental composition in described verification password and described password array to be verified, open pre- The perpetuity limit of paying product；
E2-2., when a non-final Match of elemental composition in described verification password and described password array to be verified, obtain Described paid-for time, and obtain remaining time according to described paid-for time, and be that described checking is close by described verification password update Code；
F2. start timing to obtain timer periods, and obtain according to described remaining time and described timer periods can Use the time；
G2. judge that whether described pot life is more than zero；
The most then open the use authority of described pre-payment product, and perform step B2；
H2-2. if it is not, then close the use authority of described pre-payment product, and step B2 is performed.
Another object of the present invention is to provide a kind of pre-paying method, described pre-paying method includes:
A3. password array is generated according to cryptographic seed and iterative algorithm, and by last element of described password array Being transmitted as verification password, the element number of described password array is preset value；
B3. described verification password is received；
C3. obtaining paid-for time, and obtain total paid-for time according to described paid-for time, described paid-for time is less than paying Upper limit time；
D3. checking password is obtained according to described paid-for time, described total paid-for time and described password array；
E3. described checking password is sent；
F3. described checking password is received；
G3. generate password array to be verified according to received described checking password and described iterative algorithm, described in treat The element number of verification password array is equal to the numerical value of described paying upper limit time；
H3. described verification password is mated with the element in described password array to be verified；
I3-1. the open prepayment when last Match of elemental composition in described verification password and described password array to be verified Take the perpetuity limit of product；
I3-2., when a non-final Match of elemental composition in described verification password and described password array to be verified, obtain Described paid-for time, and obtain remaining time according to described paid-for time, and be that described checking is close by described verification password update Code；
J3. start timing to obtain timer periods, and obtain according to described remaining time and described timer periods can Use the time；
K3. judge that whether described pot life is more than zero；
The most then open the use authority of described pre-payment product, and perform step C3；
L3-2. if it is not, then close the use authority of described pre-payment product, and step C3 is performed.
Another object of the present invention is to provide a kind of server, described server includes:
Password array generation module, for generating password array according to cryptographic seed and iterative algorithm, and by described password Last element of array sends to terminal as verification password, and the element number of described password array is preset value；
Paid-for time acquisition module, is used for obtaining paid-for time, and obtains total paid-for time, institute according to described paid-for time State paid-for time less than paying upper limit time；
Checking password acquisition module, for obtaining according to described paid-for time, described total paid-for time and described password array Take checking password；
Checking password sending module, for sending described checking password to described terminal so that described terminal is according to described Checking password arranges the use authority of pre-payment product.
Another object of the present invention is to provide a kind of terminal, described terminal includes:
Verification password acceptance module, is used for receiving verification password；
Authentication module receiver module, is used for receiving checking password；
Password array generation module to be verified, for generating password number to be verified according to described checking password and iterative algorithm Group, the element number of described password array to be verified is equal to the numerical value of paying upper limit time；
Matching module, for mating described verification password with the element in described password array to be verified；
Permanent authority development module, for when last unit in described verification password with described password array to be verified During element coupling, the perpetuity limit of open pre-payment product；
Remaining time, acquisition module, was used for as non-final in described verification password with described password array to be verified During Match of elemental composition, obtain described paid-for time, and obtain remaining time according to described paid-for time, and by described verification password more New is described checking password；
Pot life acquisition module, is used for starting timing to obtain timer periods, and according to described remaining time and institute State timer periods and obtain pot life；
Pot life judge module, is used for judging that whether described pot life is more than zero；
For pot life judge module, the open module of authority, if judging that described pot life more than zero, then opens described The use authority of pre-payment product；
Authority closes module, if judging that described pot life is not more than zero for pot life judge module, then closes institute State the use authority of pre-payment product.
Another object of the present invention is to provide a kind of payment system, it is characterised in that described system comprises above-mentioned Server and above-mentioned terminal.
Technical solution of the present invention has the benefit that
Knowable to the invention described above, owing to first receiving verification password；Then clothes checking password is received；And it is close according to checking Code and iterative algorithm generate password array to be verified, and the element number of password array to be verified is equal to the number of paying upper limit time Value；Verification password is mated with the element in password array to be verified；When in verification password and password array to be verified During last Match of elemental composition, the perpetuity limit of open pre-payment product；When in verification password and password array to be verified A non-final Match of elemental composition time, obtain paid-for time, and according to paid-for time obtain remaining time, and will verification password more New for checking password；Start timing again to obtain timer periods, and when obtaining available according to remaining time and timer periods Between；Judge that whether pot life is more than zero；The most then open the use authority of pre-payment product, and perform to receive checking password Step；If it is not, then close the use authority of pre-payment product, and perform to receive the step of checking password；Therefore, can be according to list Secondary paid-for time arranges the use authority of pre-payment product flexibly, improves payment system motility and reliability.
Accompanying drawing explanation
For the technical scheme being illustrated more clearly that in the embodiment of the present invention, in embodiment being described below required for make Accompanying drawing be briefly described, it should be apparent that, below describe in accompanying drawing be only some embodiments of the present invention, for From the point of view of those of ordinary skill in the art, on the premise of not paying creative work, it is also possible to obtain other according to these accompanying drawings Accompanying drawing.
A kind of pre-paying method one flow chart that Fig. 1 provides for the embodiment of the present invention one；
A kind of pre-paying method one flow chart that Fig. 2 provides for the embodiment of the present invention two；
A kind of pre-paying method another kind flow chart that Fig. 3 provides for the embodiment of the present invention three；
A kind of server one structural representation that Fig. 4 provides for the embodiment of the present invention four；
Checking password acquisition module one structural representation in a kind of server that Fig. 5 provides for the embodiment of the present invention four Figure；
Checking password acquisition module another kind structural representation in a kind of server that Fig. 6 provides for the embodiment of the present invention four Figure；
A kind of terminal one structural representation that Fig. 7 provides for the embodiment of the present invention five；
A kind of payment system structural representation that Fig. 8 provides for the embodiment of the present invention six.
Detailed description of the invention
For making the object, technical solutions and advantages of the present invention clearer, below in conjunction with accompanying drawing to embodiment party of the present invention Formula is described in further detail.
Embodiment one:
What Fig. 1 showed the pre-paying method that the present embodiment provides realizes flow process, for convenience of description, illustrate only and this The part that embodiment is relevant, details are as follows:
In a step 101, generate password array according to cryptographic seed and iterative algorithm, and by last of password array Element sends to terminal as verification password, and the element number of password array is preset value.
In being embodied as, step 101 can be particularly as follows: generate password according to cryptographic seed and iterative algorithm in step A1 Array, and using last element of password array as verification password send to terminal particularly as follows:
The 1st element in password array is generated, according to described hash algorithm successively according to hash algorithm and cryptographic seed Other element of password array described in grey iterative generation, and last element of described password array is sent as verification password To terminal.
In being embodied as, generate the 1st element in password array according to algorithm H [0]=OTP_Hash (Seed), according to Other element of algorithm H [N]=OTP_Hash (H [N-1]) grey iterative generation password array successively, wherein, H [0] is password array In the 1st element, H [N] is the N+1 element in password array, and Seed is cryptographic seed, and last by password array One element sends to terminal as verification password.OTP_Hash ()=XOR_Fold160/64 (SHA_1 ())；Wherein function SHA_1 () uses the Hash security algorithm SHA1 of international recognition, inputs less than the message of 2^64 position for length, and SHA1 can produce The eap-message digest output of one 160.Function XOR_Fold160/64 () be 160 doublings that SHA_1 () is exported be 64 Algorithm, it is therefore an objective to shorten password length, it is simple to client's practical operation.And Hash security algorithm SHA1 has following two spies Property: input (message) can not be restored from output (eap-message digest), i.e. there is unidirectional irreversibility；Two different message are (defeated Enter) same eap-message digest (output) will not be produced.The two characteristic itself, determines password array and has the safety of height Property.Cryptographic seed Seed be by with pre-payment product product category code name the most one to one, product serial number and random Character string three part is constituted so that cryptographic seed Seed has correspondence unique with pre-payment product, irreversibility.
In being embodied as, last element of password array is sent to terminal particularly as follows: pass through as verification password Last element of password array is sent to terminal by wireless network as verification password.
In a step 102, obtaining paid-for time, and obtain total paid-for time according to paid-for time, paid-for time is less than paying Take upper limit time.
In being embodied as, step 102 also includes: send paying upper limit time to terminal.
In being embodied as, total paid-for time is the paid-for time that the most serial amount is corresponding, is this and pays by stages The summation of the paid-for time that paid-for time corresponding to the amount of money is corresponding with former all previous serial amount.
In being embodied as, paying upper limit time is the higher limit of the paid-for time of single, and the paid-for time of single should be less than Paying upper limit time.
In step 103, checking password is obtained according to paid-for time, total paid-for time and password array.
When performing step 103 first, step 103 includes:
Judge that whether total paid-for time is equal to presetting total paid-for time.
The most then obtain the difference of preset value and paying upper limit time, checking password is set to the numbering in password array Element for difference.
If it is not, then obtain the difference of preset value and paid-for time, the numbered difference that checking password is set in password array The element of value.
When the non-step 103 of execution first, step 103 includes:
Judge that whether total paid-for time is equal to presetting total paid-for time.
In being embodied as, preset total paid-for time has been to pay to buy the required paying paid of pre-payment product by stages The summation of time.
The most then obtain the numbering of the element corresponding with checking password in password array and the difference of paying upper limit time Value, by the element that checking password update is the numbered difference in password array.
If it is not, the difference of the numbering of corresponding with the checking password element then obtained in password array and paid-for time, By the element that checking password update is the numbered difference in password array.
At step 104, checking password is sent to terminal so that terminal arranges pre-payment product according to checking password Use authority, and perform step 102.
In being embodied as, step 104 can be particularly as follows: send checking password to terminal so that terminal by wireless network The use authority of pre-payment product is set according to checking password, and performs step 102.
First the present embodiment by generating password array according to cryptographic seed and iterative algorithm, and last by password array One element sends to terminal as verification password, and the element number of password array is preset value；Then paid-for time is obtained, and Obtaining total paid-for time according to paid-for time, paid-for time is less than paying upper limit time；Further according to paid-for time, total paid-for time Checking password is obtained with password array；Finally checking password is sent to terminal so that terminal arranges pre-payment according to checking password The use authority of product, and perform to obtain paid-for time, and the step of total paid-for time is obtained according to paid-for time；Therefore, carry The motility of high payment system and reliability.
Embodiment two:
What Fig. 2 showed the pre-paying method that the present embodiment provides realizes flow process, for convenience of description, illustrate only and this The part that embodiment is relevant, details are as follows:
In step 201, verification password is received.
In step 202., checking password is received.
In step 203, generate password array to be verified according to checking password and iterative algorithm, password array to be verified Element number is equal to the numerical value of paying upper limit time.
In being embodied as, step 203 also includes: receive paying upper limit time.
In step 204, verification password is mated with the element in password array to be verified.
In step 205a, when last Match of elemental composition verified in password and password array to be verified, open pre- The perpetuity limit of paying product.
In step 205b, when the non-final Match of elemental composition verified in password and password array to be verified, obtain Paid-for time, and obtain remaining time according to paid-for time, and be checking password by verification password update.
In being embodied as, when performing step 205b first, step 205b is particularly as follows: work as verification password and password to be verified During a non-final Match of elemental composition in array, obtain the volume of the element with verification password match in password array to be verified Number, it is set to paid-for time number, and the numerical value of remaining time is set to the numerical value of paid-for time, and by verification password update be Checking password；
When non-step 205b of execution first, step 205b is particularly as follows: work as in verification password and password array to be verified During a non-final Match of elemental composition, obtain the numbering with the element verifying password match in password array to be verified, will pay Time is set to numbering, and obtains remaining time according to paid-for time and pot life, and is checking password by verification password update.
In being embodied as, when verifying password and not mating with any one element in password array to be verified, then sentence This checking password fixed is illegal.
In step 206, start timing to obtain timer periods, and according to remaining time and timer periods acquisition can Use the time.
In being embodied as, step 206 can have two kinds of embodiments.
The first embodiment is: start timing to obtain timer periods, and pot life is set to remaining time with The difference of timer periods；
The second embodiment is: start timing to obtain timer periods, and according to following formula calculating pot life:
T K = 0 ; T S - T j ≤ 0 T S - T j ; T S - T j ≥ 0
Wherein, TKFor pot life, TSFor remaining time, TjFor timer periods.
In step 207, it is judged that whether pot life is more than zero.
In step 208a, the most then open the use authority of pre-payment product, and perform step 202.
In step 208b, if it is not, then close the use authority of pre-payment product, and perform step 202.
First the present embodiment by receiving verification password；Then checking password is received；And calculate according to checking password and iteration Method generates password array to be verified, and the element number of password array to be verified is equal to the numerical value of paying upper limit time；To verify close Code mates with the element in password array to be verified；When verification password and last element in password array to be verified During coupling, the perpetuity limit of open pre-payment product；As verification password and non-final in password array to be verified During Match of elemental composition, obtain paid-for time, and obtain remaining time according to paid-for time, and by close for checking for verification password update Code；Start timing again to obtain timer periods, and obtain pot life according to remaining time and timer periods；Judge available Whether the time is more than zero；The most then open the use authority of pre-payment product, and perform to receive the step of checking password；If it is not, Then close the use authority of pre-payment product, and perform to receive the step of checking password；Therefore, can be according to the spirit of single payment time The use authority arranging pre-payment product lived, improves payment system motility and reliability.
Embodiment three:
What Fig. 3 showed the pre-paying method that the present embodiment provides realizes flow process, for convenience of description, illustrate only and this The part that embodiment is relevant, details are as follows:
In step 301, generate password array according to cryptographic seed and iterative algorithm, and by last of password array Element is transmitted as verification password, and the element number of password array is preset value.
In being embodied as, in step 301 in generate password array according to cryptographic seed and iterative algorithm, and by password Last element of array is transmitted as verification password can be particularly as follows: generate close according to hash algorithm and cryptographic seed The 1st element in yardage group, according to other element of hash algorithm successively grey iterative generation password array, and by password array Last element is transmitted as verification password.
In step 302, verification password is received.
In step 303, obtaining paid-for time, and obtain total paid-for time according to paid-for time, paid-for time is less than paying Take upper limit time.
In being embodied as, step 303 also includes: be transmitted by paying upper limit time.
In step 304, checking password is obtained according to paid-for time, total paid-for time and password array.
When performing step 304 first, step 304 includes:
Judge that whether total paid-for time is equal to presetting total paid-for time.
The most then obtain the difference of preset value and paying upper limit time, checking password is set to the numbering in password array Element for difference.
If it is not, then obtain the difference of preset value and paid-for time, the numbered difference that checking password is set in password array The element of value.
When the non-step 304 of execution first, step 304 includes:
Judge that whether total paid-for time is equal to presetting total paid-for time.
The most then obtain the numbering of the element corresponding with checking password in password array and the difference of paying upper limit time Value, by the element that checking password update is the numbered difference in password array.
If it is not, the difference of the numbering of corresponding with the checking password element then obtained in password array and paid-for time, By the element that checking password update is the numbered difference in password array.
In step 305, checking password is sent.
Within step 306, checking password is received.
In step 307, generate password array to be verified according to received checking password and iterative algorithm, to be verified The element number of password array is equal to the numerical value of paying upper limit time.
In being embodied as, step 307 also includes: receive paying upper limit time.
In step 308, verification password is mated with the element in password array to be verified.
In step 309a, when last Match of elemental composition verified in password and password array to be verified, open pre- The perpetuity limit of paying product.
In step 309b, when the non-final Match of elemental composition verified in password and password array to be verified, obtain Paid-for time, and obtain remaining time according to paid-for time, and be checking password by verification password update.
In being embodied as, when performing step 309b first, step 309b is particularly as follows: work as verification password and password to be verified During a non-final Match of elemental composition in array, obtain the volume of the element with verification password match in password array to be verified Number, paid-for time is set to numbering, and and the numerical value of remaining time is set to the numerical value of paid-for time, and password update will be verified For checking password.
When non-step 309b of execution first, step 309b can be particularly as follows: work as verification password and password array to be verified In a non-final Match of elemental composition time, obtain the numbering of element with verification password match in password array to be verified, will Paid-for time is set to numbering, and obtains remaining time according to paid-for time and pot life, and is checking by verification password update Password.
In step 3010, beginning timing is to obtain timer periods, and obtains according to remaining time and timer periods Pot life.
In being embodied as, step 3010 can have two kinds of implementations.
The first implementation is: start timing to obtain timer periods, and pot life is set to remaining time with The difference of timer periods；
The second implementation is: start timing to obtain timer periods, and according to following formula calculating pot life:
T K = 0 ; T S - T j ≤ 0 T S - T j ; T S - T j ≥ 0
Wherein, TKFor pot life, TSFor remaining time, TjFor timer periods.
In step 3011, it is judged that whether pot life is more than zero.
In step 3012a, the most then open the use authority of pre-payment product, and perform step 303.
In step 3012b, if it is not, then close the use authority of pre-payment product, and perform step 303.
First the present embodiment by generating password array according to cryptographic seed and iterative algorithm, and last by password array One element is transmitted as verification password, and the element number of password array is preset value；Receive verification password；Then obtain Paid-for time, and according to paid-for time obtain total paid-for time, paid-for time be less than paying upper limit time, according to paid-for time, Total paid-for time and password array obtain checking password and are transmitted；Reception checking password is the closeest according to received checking Code and iterative algorithm generate password array to be verified, and the element number of password array to be verified is equal to the number of paying upper limit time Value；Verification password is mated with the element in password array to be verified；When in verification password and password array to be verified During last Match of elemental composition, the perpetuity limit of open pre-payment product；When in verification password and password array to be verified A non-final Match of elemental composition time, obtain paid-for time, and according to paid-for time obtain remaining time, and will verification password more New for checking password；Start simultaneously at timing to obtain timer periods and available according to remaining time and timer periods acquisition Time；Finally judge that whether pot life is more than zero；The most then open the use authority of pre-payment product, and perform acquisition pair Time-consuming, and the step of total paid-for time is obtained according to paid-for time；If it is not, then close the use authority of pre-payment product, and The acquisition paid-for time performed, and according to the paid-for time total paid-for time step of acquisition, therefore, can be according to the spirit of single payment time The use authority arranging pre-payment product lived, improves payment system motility and reliability.
Embodiment four:
Corresponding with a kind of pre-paying method that embodiment one provides, present invention also offers a kind of server 40, such as Fig. 4 Shown in, including password array generation module 410, paid-for time acquisition module 420, checking password acquisition module 430, checking password Sending module 440.
Password array generation module 410, for generating password array according to cryptographic seed and iterative algorithm, and by password number Last element of group sends to terminal as verification password, and the element number of password array is preset value.
Paid-for time acquisition module 420, is used for obtaining paid-for time, and obtains total paid-for time according to paid-for time, pay Time-consuming less than paying upper limit time.
Checking password acquisition module 430, close for obtaining checking according to paid-for time, total paid-for time and password array Code.
Checking password sending module 440, for sending checking password to terminal so that terminal is arranged according to checking password The use authority of pre-payment product.
In being embodied as, password array generation module 410 generates password array according to cryptographic seed and iterative algorithm, and will Last element of password array as verification password send to terminal process particularly as follows:
The 1st element in password array is generated, according to hash algorithm successively iteration according to hash algorithm and cryptographic seed Generate other element of password array, and last element of password array is sent to terminal as verification password.
When performing to verify password acquisition module first, as it is shown in figure 5, checking password acquisition module 430 includes that first is total Paid-for time judging unit 431a, the first checking password arrange unit 432a and second checking password and arrange unit 433a.
First total paid-for time judging unit 431a, is used for judging that whether total paid-for time is equal to presetting total paid-for time.
First checking password arranges unit 432a, if judging total paid-for time etc. for first total paid-for time judging unit In default total paid-for time, then obtain the difference of preset value and paying upper limit time, checking password is set in password array The element of numbered difference.
Second checking password arranges unit 433a, if judging total paid-for time not for first total paid-for time judging unit Equal to presetting total paid-for time, then obtain the difference of preset value and paid-for time, checking password is set to the volume in password array It number it is the element of difference.
When the non-checking password acquisition module of execution first, as shown in Figure 6, checking password acquisition module 430 includes second Total paid-for time judging unit 431b, the 3rd checking password arrange unit 432b and the 4th checking password and arrange unit 433b.
Second total paid-for time judging unit 431b, is used for judging that whether total paid-for time is equal to presetting total paid-for time.
3rd checking password arranges unit 432b, if judging total paid-for time etc. for second total paid-for time judging unit In default total paid-for time, then obtain numbering and the paying upper limit time of the element corresponding with checking password in password array Difference, by the element that checking password update is the numbered difference in password array.
4th checking password arranges unit 433b, if judging total paid-for time not for second total paid-for time judging unit Equal to presetting total paid-for time, then obtain numbering and the paid-for time of corresponding with checking password element in password array Difference, by the element that checking password update is the numbered difference in password array.
First the present embodiment by generating password array according to cryptographic seed and iterative algorithm, and last by password array One element sends to terminal as verification password, and the element number of password array is preset value；Then paid-for time is obtained, and Obtaining total paid-for time according to paid-for time, paid-for time is less than paying upper limit time；Further according to paid-for time, total paid-for time Checking password is obtained with password array；Finally checking password is sent to terminal so that terminal arranges pre-payment according to checking password The use authority of product, and perform to obtain paid-for time, and the step of total paid-for time is obtained according to paid-for time；Therefore, carry The motility of high payment system and reliability.
Embodiment five:
Corresponding with a kind of pre-paying method that embodiment two provides, present invention also offers a kind of terminal 70, such as Fig. 7 institute Show, including verification password acceptance module 710, authentication module receiver module 720, password array generation module 730 to be verified, coupling Module 740, permanent authority development module 750, acquisition module remaining time 760, pot life acquisition module 770, pot life The open module 790 of judge module 780, authority and authority close module 7100.
Verification password acceptance module 710, is used for receiving verification password.
Authentication module receiver module 720, is used for receiving checking password.
Password array generation module 730 to be verified, for generating password number to be verified according to checking password and iterative algorithm Group, the element number of password array to be verified is equal to the numerical value of paying upper limit time.
Matching module 740, for mating verification password with the element in password array to be verified.
Permanent authority development module 750, for when verification password and last element in password array to be verified Timing, the perpetuity limit of open pre-payment product.
Remaining time, acquisition module 760, verified password and the non-final element in password array to be verified for working as During coupling, obtain paid-for time, and obtain remaining time according to paid-for time, and be checking password by verification password update.
Pot life acquisition module 770, is used for starting timing to obtain timer periods, and according to remaining time and timing The device time obtains pot life.
Pot life judge module 780, is used for judging that whether pot life is more than zero.
For pot life judge module, the open module 790 of authority, if judging that pot life more than zero, then opens pre-payment The use authority of product.
Authority closes module 7100, if judging that pot life is not more than zero for pot life judge module, then closes pre- The use authority of paying product.
In being embodied as, when performing acquisition module remaining time first, remaining time acquisition module when verification password with During a non-final Match of elemental composition in password array to be verified, obtain paid-for time, and when obtaining residue according to paid-for time Between, and will verification password update be checking password process particularly as follows: when in verification password and password array to be verified non- During later Match of elemental composition, obtain the numbering with the element verifying password match in password array to be verified, by paid-for time It is set to number, and the numerical value of remaining time is set to the numerical value of paid-for time, and be checking password by verification password update.
When non-acquisition module remaining time of execution first, remaining time, acquisition module 760 was when verification password is with to be verified During a non-final Match of elemental composition in password array, obtain paid-for time, and obtain remaining time according to paid-for time, and will Verification password update be checking password process particularly as follows:
When the non-final Match of elemental composition verified in password and password array to be verified, obtain password array to be verified In the numbering of element with verification password match, paid-for time is set to numbering, and obtains according to paid-for time and pot life Take remaining time, and be checking password by verification password update.
Pot life acquisition module 770 starts timing to obtain timer periods, and during according to remaining time and timer Between obtain pot life process particularly as follows:
Beginning timing is to obtain timer periods, and pot life is set to the difference of remaining time and timer periods.
Or
Start timing to obtain timer periods, and according to following formula calculating pot life:
T K = 0 ; T S - T j ≤ 0 T S - T j ; T S - T j ≥ 0
Wherein, TKFor pot life, TSFor remaining time, TjFor timer periods.
First the present embodiment by receiving verification password；Then checking password is received；And calculate according to checking password and iteration Method generates password array to be verified, and the element number of password array to be verified is equal to the numerical value of paying upper limit time；To verify close Code mates with the element in password array to be verified；When verification password and last element in password array to be verified During coupling, the perpetuity limit of open pre-payment product；As verification password and non-final in password array to be verified During Match of elemental composition, obtain paid-for time, and obtain remaining time according to paid-for time, and by close for checking for verification password update Code；Start timing again to obtain timer periods, and obtain pot life according to remaining time and timer periods；Judge available Whether the time is more than zero；The most then open the use authority of pre-payment product, and perform to receive the step of checking password；If it is not, Then close the use authority of pre-payment product, and perform to receive the step of checking password；Therefore, can be according to the spirit of single payment time The use authority arranging pre-payment product lived, improves payment system motility and reliability.
Embodiment six:
Corresponding with a kind of pre-paying method the 3rd embodiment, present invention also offers a kind of payment system 80, such as Fig. 8 Shown in, including above-mentioned server (40) and above-mentioned terminal (70).
First the present embodiment by generating password array according to cryptographic seed and iterative algorithm, and last by password array One element is transmitted as verification password, and the element number of password array is preset value；Receive verification password；Then obtain Paid-for time, and according to paid-for time obtain total paid-for time, paid-for time be less than paying upper limit time, according to paid-for time, Total paid-for time and password array obtain checking password and are transmitted；Reception checking password is the closeest according to received checking Code and iterative algorithm generate password array to be verified, and the element number of password array to be verified is equal to the number of paying upper limit time Value；Verification password is mated with the element in password array to be verified；When in verification password and password array to be verified During last Match of elemental composition, the perpetuity limit of open pre-payment product；When in verification password and password array to be verified A non-final Match of elemental composition time, obtain paid-for time, and according to paid-for time obtain remaining time, and will verification password more New for checking password；Start simultaneously at timing to obtain timer periods and available according to remaining time and timer periods acquisition Time；Finally judge that whether pot life is more than zero；The most then open the use authority of pre-payment product, and perform acquisition pair Time-consuming, and the step of total paid-for time is obtained according to paid-for time；If it is not, then close the use authority of pre-payment product, and The acquisition paid-for time performed, and according to the paid-for time total paid-for time step of acquisition, therefore, can be according to the spirit of single payment time The use authority arranging pre-payment product lived, improves payment system motility and reliability.
The invention described above embodiment sequence number, just to describing, does not represent the quality of embodiment.
One of ordinary skill in the art will appreciate that all or part of step realizing above-described embodiment can pass through hardware Completing, it is also possible to instruct relevant hardware by program and complete, described program can be stored in a kind of computer-readable In storage medium, storage medium mentioned above can be read only memory, disk or CD etc..
The foregoing is only presently preferred embodiments of the present invention, not in order to limit the present invention, all spirit in the present invention and Within principle, any modification, equivalent substitution and improvement etc. made, should be included within the scope of the present invention.

Claims (18)

1. a pre-paying method, it is characterised in that described pre-paying method includes:
A1. generate password array according to cryptographic seed and iterative algorithm, and using last element of described password array as Verification password sends to terminal, and the element number of described password array is preset value；
B1. obtaining paid-for time, and obtain total paid-for time according to described paid-for time, described paid-for time is less than the paying upper limit Time；
C1. checking password is obtained according to described paid-for time, described total paid-for time and described password array；
D1. described checking password is sent to described terminal so that described terminal arranges pre-payment product according to described checking password Use authority, and perform step B1.
Pre-paying method the most according to claim 1, it is characterised in that in described step A1 according to cryptographic seed and repeatedly Generate password array for algorithm, and last element of described password array is sent concrete to terminal as verification password For:
The 1st element in password array is generated, according to described hash algorithm successively iteration according to hash algorithm and cryptographic seed Generate other element of described password array, and last element of described password array is sent to end as verification password End.
Pre-paying method the most according to claim 1, it is characterised in that when performing step C1 first, described step C1 Including:
Judge that whether described total paid-for time is equal to presetting total paid-for time；
The most then obtain the difference of described preset value and described paying upper limit time, described checking password is set to described password The element of the numbered described difference in array；
If it is not, then obtain the difference of described preset value and described paid-for time, described checking password is set to described password array In the element of numbered described difference；
When non-step C1 of execution first, described step C1 includes:
Judge that whether described total paid-for time is equal to presetting total paid-for time；
When the most then obtaining the numbering of the element corresponding with described checking password in described password array with the described paying upper limit Between difference, by the element that described checking password update is numbered described difference in described password array；
If it is not, the numbering of corresponding with the described checking password element then obtained in described password array and described paid-for time Difference, by the element that described checking password update is numbered described difference in described password array.
4. a pre-paying method, it is characterised in that described pre-paying method includes:
A2. verification password is received；
B2. checking password is received；
C2. password array to be verified, the element of described password array to be verified are generated according to described checking password and iterative algorithm Number is equal to the numerical value of paying upper limit time；
D2. described verification password is mated with the element in described password array to be verified；
E2-1. when last Match of elemental composition in described verification password and described password array to be verified, open pre-payment The perpetuity limit of product；
E2-2., when a non-final Match of elemental composition in described verification password and described password array to be verified, obtain described Paid-for time, and obtain remaining time according to described paid-for time, and be described checking password by described verification password update,；
F2. timing is started to obtain timer periods, and when obtaining available according to described remaining time and described timer periods Between；
G2. judge that whether described pot life is more than zero；
The most then open the use authority of described pre-payment product, and perform step B2；
H2-2. if it is not, then close the use authority of described pre-payment product, and step B2 is performed.
Pre-paying method the most according to claim 4, it is characterised in that when performing step E2-2 first, described step E2-2 particularly as follows:
When a non-final Match of elemental composition in described verification password and described password array to be verified, obtain described to be verified The numbering of the element with described verification password match in password array, is set to described numbering by described paid-for time, and will be surplus The numerical value of remaining time is set to the numerical value of described paid-for time, and is described checking password by described verification password update；
When non-first perform step E2-2 time, described step E2-2 particularly as follows:
When a non-final Match of elemental composition in described verification password and described password array to be verified, obtain described to be verified The numbering of the element with described verification password match in password array, is set to described numbering by described paid-for time, and according to Described paid-for time and described pot life obtain remaining time, and are described checking password by described verification password update.
Pre-paying method the most according to claim 4, it is characterised in that described step F2 particularly as follows:
Beginning timing is to obtain timer periods, and pot life is set to described remaining time and the difference of described timer periods Value；
Or
Start timing to obtain timer periods, and according to following formula calculating pot life:
T K = 0 ; T S - T j ≤ 0 T S - T j ; T S - T j ≥ 0
Wherein, TKFor described pot life, TSFor described remaining time, TjFor described timer periods.
7. a pre-paying method, it is characterised in that described pre-paying method includes:
A3. generate password array according to cryptographic seed and iterative algorithm, and using last element of described password array as Verification password is transmitted, and the element number of described password array is preset value；
B3. described verification password is received；
C3. obtaining paid-for time, and obtain total paid-for time according to described paid-for time, described paid-for time is less than the paying upper limit Time；
D3. checking password is obtained according to described paid-for time, described total paid-for time and described password array；
E3. described checking password is sent；
F3. described checking password is received；
G3. password array to be verified is generated according to received described checking password and described iterative algorithm, described to be verified The element number of password array is equal to the numerical value of described paying upper limit time；
H3. described verification password is mated with the element in described password array to be verified；
I3-1. when last Match of elemental composition in described verification password and described password array to be verified, open pre-payment is produced The perpetuity limit of product；
I3-2., when a non-final Match of elemental composition in described verification password and described password array to be verified, obtain described Paid-for time, and obtain remaining time according to described paid-for time, and be described checking password by described verification password update；
J3. timing is started to obtain timer periods, and when obtaining available according to described remaining time and described timer periods Between；
K3. judge that whether described pot life is more than zero；
The most then open the use authority of described pre-payment product, and perform step C3；
L3-2. if it is not, then close the use authority of described pre-payment product, and step C3 is performed.
Pre-paying method the most according to claim 7, it is characterised in that in described step A3 according to cryptographic seed and repeatedly For algorithm generate password array, and using last element of described password array as verification password be transmitted particularly as follows:
The 1st element in password array is generated, according to described hash algorithm successively iteration according to hash algorithm and cryptographic seed Generate other element of described password array, and carry out sending out as verification password using last element of described password array Send.
Pre-paying method the most according to claim 7, it is characterised in that when performing step D3 first, described step D3 Including:
Judge that whether described total paid-for time is equal to presetting total paid-for time；
The most then obtain the difference of described preset value and described paying upper limit time, described checking password is set to described password The element of the numbered described difference in array；
If it is not, then obtain the difference of described preset value and described paid-for time, described checking password is set to described password array In the element of numbered described difference；
When non-step D3 of execution first, described step D3 includes:
Judge that whether described total paid-for time is equal to presetting total paid-for time；
When the most then obtaining the numbering of the element corresponding with described checking password in described password array with the described paying upper limit Between difference, by the element that described checking password update is numbered described difference in described password array；
If it is not, the numbering of corresponding with the described checking password element then obtained in described password array and described paid-for time Difference, by the element that described checking password update is numbered described difference in described password array.
Pre-paying method the most according to claim 7, it is characterised in that when performing step I3-2 first, described step I3-2 particularly as follows:
When a non-final Match of elemental composition in described verification password and described password array to be verified, obtain described to be verified The numbering of the element with described verification password match in password array, is set to described numbering by described paid-for time, and and will The numerical value of remaining time is set to the numerical value of described paid-for time, and is described checking password by described verification password update；
When non-first perform step I3-2 time, described step I3-2 particularly as follows:
When a non-final Match of elemental composition in described verification password and described password array to be verified, obtain described to be verified The numbering of the element with described verification password match in password array, is set to described numbering by described paid-for time, and according to Described paid-for time and described pot life obtain remaining time, and are described checking password by described verification password update.
11. pre-paying methods according to claim 7, it is characterised in that described step J3 particularly as follows:
Beginning timing is to obtain timer periods, and pot life is set to described remaining time and the difference of described timer periods Value；
Or
Start timing to obtain timer periods, and according to following formula calculating pot life:
T K = 0 ; T S - T j ≤ 0 T S - T j ; T S - T j ≥ 0
Wherein, TKFor described pot life, TSFor described remaining time, TjFor described timer periods.
12. 1 kinds of servers, it is characterised in that described server includes:
Password array generation module, for generating password array according to cryptographic seed and iterative algorithm, and by described password array Last element as verification password send to terminal, the element number of described password array is preset value；
Paid-for time acquisition module, is used for obtaining paid-for time, and obtains total paid-for time according to described paid-for time, described pair Time-consuming less than paying upper limit time；
Checking password acquisition module, tests for obtaining according to described paid-for time, described total paid-for time and described password array Card password；
Checking password sending module, for sending described checking password to described terminal so that described terminal is according to described checking Password arranges the use authority of pre-payment product.
13. servers according to claim 12, it is characterised in that described password array generation module is according to cryptographic seed Generate password array with iterative algorithm, and last element of described password array is sent to terminal as verification password Process particularly as follows:
The 1st element in password array is generated, according to described hash algorithm successively iteration according to hash algorithm and cryptographic seed Generate other element of described password array, and last element of described password array is sent to end as verification password End.
14. servers according to claim 12, it is characterised in that when performing to verify password acquisition module first, institute State checking password acquisition module to include:
First total paid-for time judging unit, is used for judging that whether described total paid-for time is equal to presetting total paid-for time；
First checking password arranges unit, if judging that described total paid-for time is equal to pre-for first total paid-for time judging unit If total paid-for time, then obtain the difference of described preset value and described paying upper limit time, described checking password is set to described The element of the numbered described difference in password array；
Second checking password arranges unit, if judging that described total paid-for time is not equal to for first total paid-for time judging unit Preset total paid-for time, then obtain the difference of described preset value and described paid-for time, described checking password is set to described close The element of the numbered described difference in yardage group；
When the non-checking password acquisition module of execution first, described checking password acquisition module includes:
Second total paid-for time judging unit, is used for judging that whether described total paid-for time is equal to presetting total paid-for time；
3rd checking password arranges unit, if judging that described total paid-for time is equal to pre-for second total paid-for time judging unit If total paid-for time, then obtain the numbering of the element corresponding with described checking password in described password array with in described paying Difference between Xian Shi, by the element that described checking password update is numbered described difference in described password array；
4th checking password arranges unit, if judging that described total paid-for time is not equal to for second total paid-for time judging unit Preset total paid-for time, then obtain the numbering of corresponding with described checking password element in described password array with described pair Time taking difference, by the element that described checking password update is numbered described difference in described password array.
15. 1 kinds of terminals, it is characterised in that described terminal includes:
Verification password acceptance module, is used for receiving verification password；
Authentication module receiver module, is used for receiving checking password；
Password array generation module to be verified, for generating password array to be verified according to described checking password and iterative algorithm, The element number of described password array to be verified is equal to the numerical value of paying upper limit time；
Matching module, for mating described verification password with the element in described password array to be verified；
Permanent authority development module, for when last element in described verification password with described password array to be verified Timing, the perpetuity limit of open pre-payment product；
Remaining time, acquisition module, was used for when the non-final element in described verification password with described password array to be verified During coupling, obtain described paid-for time, and obtain remaining time according to described paid-for time, and by described verification password update be Described checking password；
Pot life acquisition module, is used for starting timing to obtain timer periods, and according to described remaining time and described meter Time the device time obtain pot life；
Pot life judge module, is used for judging that whether described pot life is more than zero；
For pot life judge module, the open module of authority, if judging that described pot life more than zero, then opens described prepayment Take the use authority of product；
Authority closes module, if judging that described pot life is not more than zero for pot life judge module, then closes described pre- The use authority of paying product.
16. terminals according to claim 15, it is characterised in that when performing described acquisition module remaining time first, Described remaining time, acquisition module was when the non-final Match of elemental composition in described verification password with described password array to be verified Time, obtain described paid-for time, and obtain remaining time according to described paid-for time, and be described by described verification password update Checking password process particularly as follows:
When a non-final Match of elemental composition in described verification password and described password array to be verified, obtain described to be verified The numbering of the element with described verification password match in password array, is set to described numbering by described paid-for time, and will be surplus The numerical value of remaining time is set to the numerical value of described paid-for time, and is described checking password by described verification password update；
When non-perform described acquisition module remaining time first time, described remaining time, acquisition module was when described verification password and institute When stating the non-final Match of elemental composition in password array to be verified, obtain described paid-for time, and according to described paid-for time Obtain remaining time, and by process that described verification password update is described checking password particularly as follows:
When a non-final Match of elemental composition in described verification password and described password array to be verified, obtain described to be verified The numbering of the element with described verification password match in password array, is set to described numbering by described paid-for time, and according to Described paid-for time and described pot life obtain remaining time, and are described checking password by described verification password update.
17. terminals according to claim 16, it is characterised in that described pot life acquisition module starts timing to obtain Timer periods, and according to described remaining time and described timer periods obtain pot life process particularly as follows:
Beginning timing is to obtain timer periods, and pot life is set to described remaining time and the difference of described timer periods Value；
Or
Start timing to obtain timer periods, and according to following formula calculating pot life:
T K = 0 ; T S - T j ≤ 0 T S - T j ; T S - T j ≥ 0
Wherein, TKFor described pot life, TSFor described remaining time, TjFor described timer periods.
18. 1 kinds of payment systems, it is characterised in that described payment system comprises such as claim 12-14 any one institute The server stated and the terminal as described in claim 15-17 any one.
CN201610489990.9A 2016-06-28 2016-06-28 A kind of pre-paying method and system, terminal, server Active CN106204016B (en)

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