CN106157039A - A kind of towards bank IC card illegal devices and methods therefor - Google Patents

A kind of towards bank IC card illegal devices and methods therefor Download PDF

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Publication number
CN106157039A
CN106157039A CN201610532283.3A CN201610532283A CN106157039A CN 106157039 A CN106157039 A CN 106157039A CN 201610532283 A CN201610532283 A CN 201610532283A CN 106157039 A CN106157039 A CN 106157039A
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China
Prior art keywords
card
character string
user
controller
write line
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Granted
Application number
CN201610532283.3A
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Chinese (zh)
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CN106157039B (en
Inventor
郭国法
卢运栓
张开生
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Shaanxi University of Science and Technology
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Shaanxi University of Science and Technology
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Priority to CN201610532283.3A priority Critical patent/CN106157039B/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4018Transaction verification using the card verification value [CVV] associated with the card
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/18Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12Card verification
    • G07F7/122Online card verification

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A kind of towards bank IC card illegal devices and methods therefor, device includes controller, read write line is bi-directionally connected with controller, the outfan of controller is connected with voice module, display module respectively, the input of controller is connected with key-press module, power module respectively, and read write line carries out RFDC by magnetic field energy and IC-card;IC-card sector is separated two regions, correspondence is entered card and moves back card string operation respectively, after user uses ATM self-service machine to carry out associative operation every time, this device all distinguishes one group of character string of random writing by read write line to two regions of IC-card, and these two groups of character strings are stored in data base, when carrying out accessing money transaction at ATM self-service machine next time, system first passes through coupling IC-card with the character string in data base to determine whether this IC-card is former card, and two groups of character strings all can change at random;The present invention can be effectively prevented the stolen brush of IC-card, and then substantially increases the safety of user's property.

Description

A kind of towards bank IC card illegal devices and methods therefor
Technical field
The invention belongs to bank IC card security technology area, specifically refer to a kind of towards bank IC card illegal device and Method.
Background technology
Along with the development of electronic information technology, occurring and use in daily life of IC-card, largely change Having become the life style of people, the IC-card that particularly bank releases not only solves people's trip and carries the inconvenience of buckets of cash and ask Topic, and have employed password authentification mode realize withdrawing cash, the function such as consumption, and then improve the safety of property.But, some Law-breaker takes some illegal means to steal user profile, steals user's property by clone's card mode, obtains sudden huge profits, The not only inestimable loss of cause the user;Also encourage offender's greediness psychology;It is unfavorable for the stable of social order.
Summary of the invention
In order to overcome above-mentioned the deficiencies in the prior art, it is an object of the invention to provide a kind of towards bank IC card illegal dress Putting and method, by IC-card sector separates two regions, correspondence is entered card and moves back card string operation respectively, can effectively prevent The only stolen brush of IC-card, and then substantially increase the safety of user's property.
To achieve these goals, the technical solution used in the present invention is:
A kind of towards bank IC card illegal device, read write line 1 is bi-directionally connected with controller 2, and the outfan of controller 2 divides Not being connected with voice module 3, display module 4, the input of controller 2 is connected with key-press module 5, power module 6 respectively, read-write Device 1 carries out RFDC by magnetic field energy and IC-card 7.
Described read write line 1 is arranged in ATM self-service machine, and IC-card 7 is written and read operation.
Described controller 2 is used for mating IC-card 7 and the character string in data base, and with Database network service, Carry out data process.
Described voice module 3 and display module 4 are to provide voice message and visualization interface for user operation.
Described power module 6 is made up of transformator, is powered by 220V electrical network.
Described IC-card 7 separates two sectors corresponding IC-card 7 respectively and enters card character string storage area and move back card character string and deposit Operating space.
A kind of method towards bank IC card illegal, user is when bank founds neocaine, and bank sets up individual to user Information database, and by read write line 1 entering card and moving back card character area and be respectively written into one group of character string at random, simultaneously to IC-card 7 Character string is stored in data base;
After system is normally-open, display module 4 display welcomes to use interface, and voice module 3 is play safety instruction, worked as user IC-card 7 is inserted in ATM self-service machine, and read write line 1 identifies the character string in IC-card 7, and character string is sent to controller 2, These two groups of character strings of controller 2 are mated with the character string of storage in data base;
If the match is successful, then read write line 1 enters one group of character string of card character area random writing to IC-card 7 again, and protects Being stored to data base, input password authentification subsequently into user, display module 4 display input cryptographic interface, user passes through button mould Block 5 inputs password;
If password authentification is correct, user can operate, and when user carries out moving back card operation, controller 2 drives read write line 1 Move back one group of new character string of card character area random writing to IC-card 7, and be stored in data base, it is simple to carry out when user reuses Join;
If password authentification mistake, voice module 3 re-enters with display module 4 prompting, and code error number of times reaches three times, Freeze this IC-card account;
If IC-card 7 cannot mate with the character string in data base, then display module 4 display system is abnormal, gives a warning And forbid that this card operates.
The invention has the beneficial effects as follows:
This device passes through read write line 1 entering card character area and moving back one group of character string of card character area random writing to IC-card 7, and It is stored in data base, operates when next time carries out IC-card 7 by ATM self-service machine, first can verify IC-card 7 and the character string in data base The most consistent, determine whether the former card of user, after being only verified, user can input password and be traded;Otherwise prohibit Only operation;
This device not only increases the safety of user profile, and without manual operation, is automatically performed testing of character string Card, can effectively prevent law-breaker from stealing IC-card 7 information.
Accompanying drawing explanation
Fig. 1 is the hardware system schematic diagram of the present invention.
Fig. 2 is the workflow diagram of the present invention.
Detailed description of the invention
The invention will be further described below in conjunction with the accompanying drawings.
See Fig. 1, a kind of towards bank IC card illegal device, include read write line 1, controller 2, voice module 3, show Show that module 4, key-press module 5, power module 6 and IC-card 7 form, it is characterised in that read write line 1 is connected with controller 2, controller 2 are connected with voice module 3, display module 4, key-press module 5, power module 6 respectively, and read write line 1 is by magnetic field energy and IC-card 7 Carry out RFDC;
Described read write line 1 is arranged in ATM self-service machine, and IC-card is written and read operation.
Described controller 2 is used for mating IC-card and character string in data base, and with Database network service, carry out Data process.
Described voice module 3 provides voice message and visualization interface with display module 4 for user operation.
Described power module 6 is made up of transformator, is powered by 220V electrical network.
Described IC-card 7 separates two sectors corresponding IC-card respectively and enters card character string storage area and move back card character string and deposit behaviour Make district.
A kind of method towards bank IC card illegal:
Seeing Fig. 2: user when bank founds neocaine, bank sets up personal information database to user, and by read-write Device 1 entering card and moving back card character area and be respectively written into one group of character string at random to IC-card 7, is stored in data base character string simultaneously;
After system is normally-open, display module 4 display welcomes to use interface, and voice module 3 is play safety instruction, worked as user IC-card 7 is inserted in ATM self-service machine, and read write line 1 identifies the character string in IC-card 7, and character string is sent to controller 2, These two groups of character strings of controller 2 are mated with the character string of storage in data base;
If the match is successful, then read write line 1 enters one group of character string of card character area random writing to IC-card 7 again, and protects Being stored to data base, input password authentification subsequently into user, display module 4 display input cryptographic interface, user passes through button mould Block 5 inputs password;
If password authentification is correct, user can operate, and when user carries out moving back card operation, controller 2 drives read write line 1 Move back one group of new character string of card character area random writing to IC-card 7, and be stored in data base, it is simple to carry out when user reuses Join;
If password authentification mistake, voice module 3 re-enters with display module 4 prompting, and code error number of times reaches three times, Freeze this IC-card account;
If IC-card 7 cannot mate with the character string in data base, then display module 4 display system is abnormal, gives a warning And forbid that this card operates.
The operation principle of the present invention:
IC-card 7 sector separates two regions, and correspondence is entered card and moves back card string operation respectively, and user uses ATM every time After self-service machine carries out associative operation, this device all distinguishes one group of character of random writing by read write line 1 to two regions of IC-card 7 String, and these two groups of character strings are stored in data base, when carrying out accessing money transaction at ATM self-service machine next time, system first passes through Coupling IC-card 7 and the character string in data base, determine whether this IC-card 7 is former card, if the match is successful, is then former card, right IC-card enters the character string of card character area and rewrites at random, and display module 4 points out user to input password, and password authentification can after passing through Operate, otherwise quiescing;When moving back card operation, IC-card 7 can be moved back the character string of card character area and rewrite by read write line 1. If string matching is unsuccessful, it is determined that for the IC-card forged, display module prompt system is abnormal, gives a warning and forbids this Card operation.Even if carry out writing operation, the character string entering card character area is stolen, but move back the character string of card character area but without Method is stolen, and operates every time, and two groups of character strings all can change at random.

Claims (7)

1. one kind towards bank IC card illegal device, it is characterised in that include controller (2), read write line (1) and controller (2) being bi-directionally connected, the outfan of controller (2) is connected with voice module (3), display module (4) respectively, controller (2) defeated Entering end to be connected with key-press module (5), power module (6) respectively, read write line (1) carries out wireless by magnetic field energy with IC-card (7) Data communication.
One the most according to claim 1 is towards bank IC card illegal device, it is characterised in that described read write line (1) it is arranged in ATM self-service machine, IC-card (7) is written and read operation.
One the most according to claim 1 is towards bank IC card illegal device, it is characterised in that described controller (2) be used for mating the character string in IC-card (7) and data base, and with Database network service, carry out data process.
One the most according to claim 1 is towards bank IC card illegal device, it is characterised in that described voice module (3) it is to provide voice message and visualization interface for user operation with display module (4).
One the most according to claim 1 is towards bank IC card illegal device, it is characterised in that described power module (6) it is made up of transformator, is powered by 220V electrical network.
One the most according to claim 1 is towards bank IC card illegal device, it is characterised in that described IC-card (7) Separate the most corresponding IC-card (7) in two sectors enter card character string storage area and move back card character string deposit operation district.
7. based on a kind of using method towards bank IC card illegal device described in claim 1, it is characterised in that user When bank founds neocaine, bank sets up personal information database to user, and enters card by read write line (1) to IC-card (7) It is respectively written into one group of character string at random with moving back card character area, character string is stored in data base simultaneously;
After system is normally-open, display module (4) display welcomes to use interface, and voice module (3) plays safety instruction, works as user IC-card (7) is inserted in ATM self-service machine, and read write line (1) identifies the character string in IC-card (7), and character string is sent to control Device processed (2), controller (2) mates these two groups of character strings with the character string of storage in data base;
If the match is successful, then read write line (1) enters one group of character string of card character area random writing to IC-card (7) again, and protects Being stored to data base, input password authentification subsequently into user, display module (4) display input cryptographic interface, user passes through button Module (5) input password;
If password authentification is correct, user can operate, and when user carries out moving back card operation, controller (2) drives read write line (1) Move back one group of new character string of card character area random writing to IC-card (7), and be stored in data base, it is simple to carry out when user reuses Coupling;
If password authentification mistake, voice module (3) re-enters with display module (4) prompting, and code error number of times reaches three times, Freeze this IC-card account;
If IC-card (7) cannot mate with the character string in data base, then display module (4) display system is abnormal, gives a warning And forbid that this card operates.
CN201610532283.3A 2016-07-06 2016-07-06 Bank IC card-oriented anti-theft swiping device and method thereof Active CN106157039B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201610532283.3A CN106157039B (en) 2016-07-06 2016-07-06 Bank IC card-oriented anti-theft swiping device and method thereof

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Application Number Priority Date Filing Date Title
CN201610532283.3A CN106157039B (en) 2016-07-06 2016-07-06 Bank IC card-oriented anti-theft swiping device and method thereof

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CN106157039A true CN106157039A (en) 2016-11-23
CN106157039B CN106157039B (en) 2020-06-30

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109711219A (en) * 2018-12-27 2019-05-03 厦门中控智慧信息技术有限公司 A kind of method, apparatus and storage medium detecting integrated circuit copy card

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN2729827Y (en) * 2004-01-14 2005-09-28 深圳市新国都技术有限公司 Safety protection system for using bank card
US20080099556A1 (en) * 2006-08-09 2008-05-01 Jung Woong Park Card Having Password Input Key
CN101458849A (en) * 2008-12-15 2009-06-17 罗占峰 Multifunctional active false proof card reading machine and reading method thereof
CN102592378A (en) * 2012-02-29 2012-07-18 胡乐乐 POS machine having unauthorized card swiping prevention function

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN2729827Y (en) * 2004-01-14 2005-09-28 深圳市新国都技术有限公司 Safety protection system for using bank card
US20080099556A1 (en) * 2006-08-09 2008-05-01 Jung Woong Park Card Having Password Input Key
CN101458849A (en) * 2008-12-15 2009-06-17 罗占峰 Multifunctional active false proof card reading machine and reading method thereof
CN102592378A (en) * 2012-02-29 2012-07-18 胡乐乐 POS machine having unauthorized card swiping prevention function

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109711219A (en) * 2018-12-27 2019-05-03 厦门中控智慧信息技术有限公司 A kind of method, apparatus and storage medium detecting integrated circuit copy card

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