CN106157016A - The method carrying out reimbursement of expense based on client flow WebApp - Google Patents
The method carrying out reimbursement of expense based on client flow WebApp Download PDFInfo
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- CN106157016A CN106157016A CN201610525488.9A CN201610525488A CN106157016A CN 106157016 A CN106157016 A CN 106157016A CN 201610525488 A CN201610525488 A CN 201610525488A CN 106157016 A CN106157016 A CN 106157016A
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- expense
- car rental
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0645—Rental transactions; Leasing transactions
Abstract
The invention discloses the method carrying out reimbursement of expense based on client flow WebApp.Its concrete operation step is as follows: carries out operation of returning the car to car rental, and carries out the automatic statement of account by leasing system, calculates the expense of car rental；Leasing system reads member's accounts information by car rental, and the expense by the fund in member's account and car rental compares, if the fund in member's account can pay the expense of car rental, automatically deducts fees and informs client by short message mode；If the fund in member's account can not pay the expense of car rental, then automatically generate the expense bill of car rental, and pointed out by note, the suitable means of payment of customer selecting, after deducting fees successfully, premium notice list can be generated, and inform client by short message mode.The invention has the beneficial effects as follows: solve the pressure to server for member's concentrating payment, enhance Consumer's Experience sense；Be conducive to meeting the popularization by car demand and member of member from multi-angle.
Description
Technical field
The present invention relates to automobile leasing correlative technology field, refer in particular to carry out expense based on client flow WebApp and prop up
The method paid.
Background technology
Leasing system ripe at present typically uses book keeping operation formula scheme, and every single lease during operation needs artificial participation,
Self-service leasehold mode cannot be realized.
Documents 1: China Patent Publication No.: CN104282088A title: a kind of electric automobile based on charging pile is rented
Management system of renting and management of leasing method thereof, provide a kind of electric automobile lease management system based on charging pile, its main spy
Levying and being to combine intelligent terminal or computer, the situation of hiring a car etc. can be inquired about by related personnel quickly and easily.
Documents 2: China Patent Publication No.: CN103854374A title: based on the electronic traffic of periodical balancing pattern
Instrument electricity consumption charging method and device, provide a kind of electric vehicle electricity consumption charging method based on periodical balancing pattern and dress
Put, be characterised by, with using electricity card, in electricity card, being provided with information and the disbursement and sattlement mode of account.Intelligent electricity consumption can be carried out
Charging.
Documents 3: China Patent Publication No.: CN103944201A title: a kind of electric automobile timing charging pile, provides
A kind of electric automobile timing charging pile, is characterised by that be provided with time switch is timed charging setting to electric automobile.
In prior art, still there is leasing system ripe at present and typically use book keeping operation formula scheme, every during operation
Single lease needs artificial participation, it is impossible to the problem realizing self-service leasehold mode.For with client's flow shunt at overall height peak
Solution, payment aspect equally exists server stress.
Content of the invention
The present invention is to there is above-mentioned deficiency in prior art to overcome, and provides a kind of alleviation paying server pressure
The method carrying out reimbursement of expense based on client flow WebApp.
To achieve these goals, the present invention is by the following technical solutions:
The method carrying out reimbursement of expense based on client flow WebApp, client is carrying out, to car rental, operation of returning the car
When, realize, by the method for payments multiple in WebApp, the purpose paying of avoiding the peak hour according to the fund state in member's account, subtract
The pressure of little paying server, concrete operation step is as follows:
(1) carry out operation of returning the car to car rental, and carry out the automatic statement of account by leasing system, calculate taking of car rental
With；
(2) leasing system reads member's accounts information by car rental, and by the fund in member's account and Car Rental
Expense compare, if the fund in member's account can pay the expense of car rental, then enter into step (5)；
If the fund in member's account can not pay the expense of car rental, then enter into step (3)；
(3) automatically generate the expense bill of car rental, and pointed out by note；
(4) client's manual unlocking WebApp, and select the suitable means of payment by WebApp；
(5), after leasing system is deducted fees successfully, premium notice list can be generated, and inform client by short message mode.
The present invention carry out car rental return the car operation in, leasing system by select the different means of payment effectively solve
Determine the pressure to server for member's concentrating payment when client's flow on peak, and enhanced the Consumer's Experience of leasing system
Sense；The WebApp of client uses multiple payment scheme perform simultaneously, be conducive to using car demand from what multi-angle met member
And the popularization of member.
As preferably, in step (1), carry out to car rental returning the car operation when, client needs synchronization to open WebApp,
Confirmation is returned the car after information, and leasing system carries out the automatic statement of account.Prevent car rental information inconsistent, cause the property of client to damage
Lose.
As preferably, in step (2), if having coupons in member's account, then leasing system can be according to car rental
Expense, deduct coupons in advance, then calculate the car rental expense of actually required payment, then with the fund in member's account
Compare.It is so designed to while to member privilege, additionally it is possible to ensure effective use of coupons, promote user's body
Test, beneficially the popularization of member.
As preferably, in step (2), if having in member's account for when certificate, then leasing system first can be according to lease
The use time of vehicle, in advance deduction for when certificate, then calculate the car rental expense of actually required payment, then with member's account
Interior fund compares.So be designed to while to member privilege, additionally it is possible to ensure for when certificate effective use, carry
Rise Consumer's Experience, the beneficially popularization of member.
As preferably, in step (2), if having coupons and Dai Shi certificate in member's account, then first leasing system can
The use time according to car rental, in advance deduction for when certificate, then calculate the required car rental expense paying, afterwards root again
Deduct coupons according to the expense of car rental, finally calculate the car rental expense of actually required payment, and in member's account
Fund compare.It is so designed to while to member privilege, additionally it is possible to ensure the effective of coupons and Dai Shi certificate
Use, promote Consumer's Experience, the beneficially popularization of member.
As preferably, in step (4), the suitable means of payment includes that pay down, binding pay and time delay pays, its
Middle pay down is paid the fees by Third-party payment platform, and binding pays is paid the fees by WebApp binding credit card, prolongs
It after Shi Zhifu selects corresponding delay time by WebApp, is re-introduced in step (4).Being combined by three kinds of schemes is made
With effectively solving the pressure to server for member's concentrating payment, and enhance the Consumer's Experience sense of system.
As preferably, described Third-party payment platform includes that Unionpay's payment platform, Alipay payment platform and wechat are propped up
Pay platform.It is designed to meet the demand of different user by Third-party payment platform, the means of payment can also be widened simultaneously.
As preferably, when using credit card to pay the fees, need to carry out authentication, and the method that authentication uses
Including finger print identifying, recognition of face certification and identity document certification.By authentication, ensure that the account of client credit card
Safety, improves the security reliability of leasing system.
As preferably, when time delay pays, leasing system can be according to the credit worthiness of member's account to time delay number of times and time delay
Time limits, if time delay pay number of times or the time exceed leasing system to restriction when, then cannot select time delay
The mode paying pays.By the examination & verification to client's credit worthiness, can further improve Consumer's Experience sense.
As preferably, after selecting time delay to pay, client selects suitable delay time by WebApp, and leasing system obtains
Carry out Clocked operation, if carrying out payment behaviour by other two ways in step (4) at the appointed time after taking delay time
Make, then enter in step (5)；If at the appointed time do not carry out payment operation, leasing system send payment information to client,
Inform that client needs to pay the corresponding Late Payment Fee beyond the time simultaneously, and recorded in the examination & verification of client's credit worthiness.So design is protected
Demonstrate,prove the reliability service of leasing system.
The invention has the beneficial effects as follows: effectively solve when client's flow on peak member's concentrating payment to service
The pressure of device, and enhance the Consumer's Experience sense of leasing system；Use multiple payment scheme to perform simultaneously, be conducive to from multi-angle
Meet the popularization by car demand and member of member.
Brief description
Fig. 1 is the workflow diagram of the present invention.
Detailed description of the invention
The present invention will be further described with detailed description of the invention below in conjunction with the accompanying drawings.
In embodiment as described in Figure 1, the method that carries out reimbursement of expense based on client flow WebApp, client is to rent
Vehicle of renting carry out returning the car operation when, realize mistake according to the fund state in member's account by the method for multiple payments in WebApp
The purpose that peak pays, reduces the pressure of paying server, and concrete operation step is as follows:
(1) carrying out, to car rental, operation of returning the car, client needs synchronization to open WebApp, and confirmation is returned the car after information, and led to
Cross leasing system and carry out the automatic statement of account, calculate the expense of car rental；
(2) leasing system reads member's accounts information by car rental, and by the fund in member's account and Car Rental
Expense compare, if the fund in member's account can pay the expense of car rental, then enter into step (5)；
If the fund in member's account can not pay the expense of car rental, then enter into step (3)；
(3) automatically generate the expense bill of car rental, and pointed out by note；
(4) client's manual unlocking WebApp, and select the suitable means of payment by WebApp；Suitable means of payment bag
Include pay down, binding pays and time delay pays, and wherein pay down is paid the fees by Third-party payment platform, and third party props up
Pay platform and include Unionpay's payment platform, Alipay payment platform and wechat payment platform；Binding pays by WebApp binding letter
Paid the fees by card, when using credit card to pay the fees, need to carry out authentication, and the method that authentication uses includes
Finger print identifying, recognition of face certification and identity document certification；Time delay pays after selecting corresponding delay time by WebApp, then
Secondary enter in step (4)；When time delay pays, leasing system can be according to the credit worthiness of member's account to time delay number of times and time delay
Time limits, if time delay pay number of times or the time exceed leasing system to restriction when, then cannot select time delay
The mode paying pays；After selecting time delay to pay, client selects suitable delay time, leasing system by WebApp
Carry out Clocked operation, if being paid the fees by other two ways in step (4) at the appointed time after obtaining delay time
Operation, then enter in step (5)；If not carrying out payment operation at the appointed time, leasing system sends payment information to visitor
Family, informs that client needs to pay the corresponding Late Payment Fee beyond the time simultaneously, and recorded in the examination & verification of client's credit worthiness；
(5), after leasing system is deducted fees successfully, premium notice list can be generated, and inform client by short message mode.
Wherein, in step (2), if having coupons in member's account, then leasing system can taking according to car rental
With deduction coupons, then calculate the car rental expense of actually required payment, then carry out with the fund in member's account in advance
Relatively.In step (2), if having in member's account for when certificate, then leasing system first can according to the use of car rental when
Between, in advance deduction for when certificate, then calculate the car rental expense of actually required payment, then carry out with the fund in member's account
Relatively.In step (2), if having coupons and Dai Shi certificate in member's account, then leasing system first can be according to car rental
The use time, in advance deduction for when certificate, then calculate the required car rental expense paying, afterwards further according to car rental
Expense deducts coupons, finally calculates the car rental expense of actually required payment, compares with the fund in member's account
Relatively.
The present invention, with leasing system as core, provides the flow algorithms of a set of fund, wherein for keeping away based on member's account
Exempting to pay with client's flow at overall height peak that pressure is excessive caused negatively influencing to server, leasing system achieves bill payment
The strategy of+pay down+time delay payment+credit card auto deduction, four kinds of schemes are used in combination, it is achieved that the mesh paying of avoiding the peak hour
, effectively solve the pressure to server for member's concentrating payment, and enhance the Consumer's Experience sense of system；Meanwhile, favorably
In the popularization by car demand and member meeting member from multi-angle.For said method, peak period is the one of payment scheme
Individual influence condition, but the execution of payment scheme is unrelated with peak period；Credit card binding is the one that leasing system is withholdd
The means of payment, concrete execution also needs to without the close qualification withholdd；The amount of money of hiring a car that concrete charging amount only calculates with leasing system
Relevant with operation activity, there is not direct relation with the means of payment.
Claims (10)
1. the method carrying out reimbursement of expense based on client flow WebApp, is characterized in that, car rental is being carried out also by client
During car operation, realize, by the method for payments multiple in WebApp, the mesh paying of avoiding the peak hour according to the fund state in member's account
, reducing the pressure of paying server, concrete operation step is as follows:
(1) carry out operation of returning the car to car rental, and carry out the automatic statement of account by leasing system, calculate the expense of car rental；
(2) leasing system reads member's accounts information by car rental, and by the fund in member's account and car rental
Expense compares, if the fund in member's account can pay the expense of car rental, then enters into step (5)；If
Fund in member's account can not pay the expense of car rental, then enter into step (3)；
(3) automatically generate the expense bill of car rental, and pointed out by note；
(4) client's manual unlocking WebApp, and select the suitable means of payment by WebApp；
(5), after leasing system is deducted fees successfully, premium notice list can be generated, and inform client by short message mode.
2. the method carrying out reimbursement of expense based on client flow WebApp according to claim 1, is characterized in that, in step
Suddenly in (1), carry out to car rental returning the car operation when, client needs synchronization to open WebApp, after the information that confirms to return the car, lease system
System carries out the automatic statement of account.
3. the method carrying out reimbursement of expense based on client flow WebApp according to claim 1, is characterized in that, in step
Suddenly in (2), if having coupons in member's account, then leasing system can deduct coupons in advance according to the expense of car rental,
Then calculate the car rental expense of actually required payment, then compare with the fund in member's account.
4. the method carrying out reimbursement of expense based on client flow WebApp according to claim 1, is characterized in that, in step
Suddenly in (2), if having in member's account for when certificate, then first leasing system can detain according to the use time of car rental in advance
Except for when certificate, then calculate the car rental expense of actually required payment, then compare with the fund in member's account.
5. the method carrying out reimbursement of expense based on client flow WebApp according to claim 1, is characterized in that, in step
Suddenly in (2), if having coupons and Dai Shi certificate in member's account, then leasing system first can according to the use of car rental when
Between, in advance deduction for when certificate, then calculate the required car rental expense paying, the expense further according to car rental is detained afterwards
Except coupons, finally calculate the car rental expense of actually required payment, compare with the fund in member's account.
6. the method carrying out reimbursement of expense based on client flow WebApp according to claim 1, is characterized in that, in step
Suddenly, in (4), the suitable means of payment includes that pay down, binding pay and time delay pays, and third party is passed through in wherein pay down
Payment platform is paid the fees, and binding pays is paid the fees by WebApp binding credit card, and time delay is paid and selected by WebApp
It after corresponding delay time, is re-introduced in step (4).
7. the method carrying out reimbursement of expense based on client flow WebApp according to claim 6, is characterized in that, described
Third-party payment platform include Unionpay's payment platform, Alipay payment platform and wechat payment platform.
8. the method carrying out reimbursement of expense based on client flow WebApp according to claim 6, is characterized in that, make
When being paid the fees by credit card, need to carry out authentication, and the method that authentication uses includes finger print identifying, recognition of face
Certification and identity document certification.
9. the method carrying out reimbursement of expense based on client flow WebApp according to claim 6, is characterized in that, prolonging
During Shi Zhifu, time delay number of times and delay time can be limited by leasing system according to the credit worthiness of member's account, if time delay
Pay number of times or the time exceed leasing system to restriction when, then the mode that time delay cannot be selected to pay pays.
10. the method carrying out reimbursement of expense based on client flow WebApp according to claim 6 or 9, is characterized in that,
After selecting time delay to pay, client selects suitable delay time by WebApp, and leasing system is carried out after obtaining delay time
Clocked operation, if carrying out payment operation by other two ways in step (4) at the appointed time, then enters into step
(5) in；If not carrying out payment operation at the appointed time, leasing system transmission payment information, to client, informs that client needs simultaneously
Pay the corresponding Late Payment Fee beyond the time, and recorded in the examination & verification of client's credit worthiness.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610525488.9A CN106157016A (en) | 2016-07-01 | 2016-07-01 | The method carrying out reimbursement of expense based on client flow WebApp |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610525488.9A CN106157016A (en) | 2016-07-01 | 2016-07-01 | The method carrying out reimbursement of expense based on client flow WebApp |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106157016A true CN106157016A (en) | 2016-11-23 |
Family
ID=58061130
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610525488.9A Pending CN106157016A (en) | 2016-07-01 | 2016-07-01 | The method carrying out reimbursement of expense based on client flow WebApp |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106779937A (en) * | 2016-12-09 | 2017-05-31 | 山东大学 | Based on network payment without card subway ticketing ticket checking terminal, server and method |
| CN108335421A (en) * | 2018-03-01 | 2018-07-27 | 西安艾润物联网技术服务有限责任公司 | Charging pile charging method, charging unit, charging pile and readable storage medium storing program for executing |
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| US20110191186A1 (en) * | 2010-02-03 | 2011-08-04 | Levy Paul S | Method of autonomously recommending charging event of electric vehicle based on multiple factors and displaying carbon footprint data and personalized advertising via the vehicle display |
| CN104240399A (en) * | 2014-07-14 | 2014-12-24 | 罗宪波 | Online car renting and returning method and online car renting and returning system |
| CN105575007A (en) * | 2016-02-17 | 2016-05-11 | 李栋 | Intelligent self-service vehicle rental management system and method |
-
2016
- 2016-07-01 CN CN201610525488.9A patent/CN106157016A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20110191186A1 (en) * | 2010-02-03 | 2011-08-04 | Levy Paul S | Method of autonomously recommending charging event of electric vehicle based on multiple factors and displaying carbon footprint data and personalized advertising via the vehicle display |
| CN104240399A (en) * | 2014-07-14 | 2014-12-24 | 罗宪波 | Online car renting and returning method and online car renting and returning system |
| CN105575007A (en) * | 2016-02-17 | 2016-05-11 | 李栋 | Intelligent self-service vehicle rental management system and method |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106779937A (en) * | 2016-12-09 | 2017-05-31 | 山东大学 | Based on network payment without card subway ticketing ticket checking terminal, server and method |
| CN106779937B (en) * | 2016-12-09 | 2020-04-24 | 山东大学 | Network payment-based card-free subway ticket selling and checking terminal, server and method |
| CN108335421A (en) * | 2018-03-01 | 2018-07-27 | 西安艾润物联网技术服务有限责任公司 | Charging pile charging method, charging unit, charging pile and readable storage medium storing program for executing |
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| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20161123 |
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| RJ01 | Rejection of invention patent application after publication |