CN106157015A - The method and device of fund recovery - Google Patents
The method and device of fund recovery Download PDFInfo
- Publication number
- CN106157015A CN106157015A CN201510181317.4A CN201510181317A CN106157015A CN 106157015 A CN106157015 A CN 106157015A CN 201510181317 A CN201510181317 A CN 201510181317A CN 106157015 A CN106157015 A CN 106157015A
- Authority
- CN
- China
- Prior art keywords
- recovery
- debt
- detailed
- fund
- request slip
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Economics (AREA)
- Strategic Management (AREA)
- Development Economics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The application provides a kind of method of fund recovery, including: receive and preserve the debt detail that operation system sends；The debt that screening meets recovery application condition is detailed, generates recovery request slip；Fund operation is carried out according to recovery request slip；According to preset fund backfill rule, the fund of acquisition is distributed to the debt for generating recovery request slip detailed.By the technical scheme of the application, it is no longer necessary to each operation system realizes recovery function respectively, it is to avoid the substantial amounts of duplication of labour, improve the performance of operation system and payment system.
Description
Technical field
The application relates to data processing field, particularly relates to the method and device of a kind of fund recovery.
Background technology
Along with becoming increasingly popular of internet payment, the miscellaneous service layer carried out by third-party payment system is gone out
The poorest.In some business scenarios, operation system can be paid for first for user or trade company under given conditions in advance
Fund, then carries out fund recovery by payment system to the account of pre-authorization.
Such as, when the user with very fast reimbursement qualification returns goods, processing the operation system returned goods can be from
The margin account of trade company is first about to need the fund returned to pay user by payment system, then
Submit recovery application to payment system, ask payment system recovery guarantee fund from the pre-authorization account of trade company
Not enough part.
In prior art, each operation system carries out respective fund recovery, the most each business system respectively
System is required for realizing the function of fund recovery, causes the substantial amounts of duplication of labour.It addition, payment system exists
When asking to carry out fund operation for the recovery of certain operation system, need some with amount owed or account
The variable that the family amount of money is relevant locks；Along with the increase of the operation system quantity carrying out recovery request, fund is grasped
Make because these variablees are in locking state that the probability of failure also improves constantly, repeat recovery request
The performance of operation system and payment system can be reduced.
Summary of the invention
In view of this, the application provides a kind of method of fund recovery, including:
Receive and preserve the debt detail that operation system sends；
The debt that screening meets recovery application condition is detailed, generates recovery request slip；
Fund operation is carried out according to recovery request slip；
According to preset fund backfill rule, the fund of acquisition is distributed to for generating recovery request slip
Debt is detailed.
Present invention also provides the device of a kind of fund recovery, including:
Debt detail receives unit, for receiving and preserve the debt detail that operation system sends；
Recovery application signal generating unit, the debt meeting recovery application condition for screening is detailed, generates recovery
Request slip；
Fund operating unit, for carrying out fund operation according to recovery request slip；
Fund allocation unit, for according to preset fund backfill rule, distributing to the fund of acquisition use
Detailed in the debt generating recovery request slip.
From above technical scheme, embodiments herein is by detailed by the debt of each operation system
Unified after concentration carry out recovery, it is no longer necessary to each operation system realizes recovery function respectively, it is to avoid big
The duplication of labour of amount, improves the performance of operation system；Recovery request slip is generated laggard according to debt detail
The fund operation that row is unified avoids a large amount of concurrent recovery from multiple operation systems for payment system
Application, reduces the load of payment system.
Accompanying drawing explanation
Fig. 1 is a kind of network structure realizing fund recovery in prior art；
Fig. 2 is a kind of network structure exemplary plot realizing fund recovery in the embodiment of the present application；
Fig. 3 is the another kind of network structure exemplary plot realizing fund recovery in the embodiment of the present application；
Fig. 4 is the flow chart of a kind of fund recovery method in the embodiment of the present application；
Fig. 5 is the high-level schematic functional block diagram of a kind of recovery system in the application application example；
The hardware structure diagram of a kind of server that Fig. 6 is；
Fig. 7 is the building-block of logic of the device of a kind of fund recovery that the embodiment of the present application provides.
Detailed description of the invention
In prior art, each the operation system carrying out fund recovery is needed to include the software for recovery
Module, as it is shown in figure 1, these software modules by realizing place operation system alternately with payment system
Fund recovery.Embodiments herein proposes a kind of new fund recovery method, by unified recovery
Mechanism is provided with funds recovery interface for each operation system, it is no longer necessary to the most real by each operation system
Existing recovery function.
Recovery method in the embodiment of the present application can with independent operating at logical server (such as virtual machine, clothes
Business device cluster etc.) or physical server on, such as, in network shown in Fig. 2, application is the application implement
The recovery system of example is connected between operation system and payment system, realizes fund recovery for operation system.
Recovery method in the embodiment of the present application can also be run as an ingredient in payment system,
Network shown in Fig. 3 such as carries out the software module of recovery for multiple operation systems.It is convenient for statement,
Hereinafter the main body running the embodiment of the present application method is referred to as recovery system.
In the present embodiment, the flow process of fund recovery method is as shown in Figure 4.
Step 410, receives and preserves the debt detail that operation system sends.
When operation system needs the business item carrying out fund recovery, generate debt detail and be sent to
Recovery system.The form of debt detail is common to each operation system, and every debt detail includes debt gold
Volume and the pre-authorization account withholdd or other are for determining the information withholdd from which pre-authorization account,
Additionally can include other information, such as type of service, the time of debt generation, recovery time limit etc..Owe
Particular content in money detail can determine according to the needs of actual application scenarios.
The debt detail of generation can be sent to recovery system by each operation system at any time, it is also possible to one
Fix time as the cycle or send debt detail for the cycle to recovery system with certain debt detail bar number.Chase after
It is detailed that system of repaying preserves the debt received from each operation system.
Step 420, the debt that screening meets recovery application condition is detailed, generates recovery request slip.
Manager can arrange and preserve recovery application condition, and recovery system reads these recovery application conditions,
The debt detail meeting recovery application condition is screened by the debt detail received from operation system,
Recovery request slip is generated according to the debt detail filtered out.
Generally can utilize the content in debt detail to arrange recovery application condition, such as, recovery application
Condition can be debt time conditions, type of service condition or amount owed condition, it is also possible to is above
The combination of each condition.Specifically, recovery application condition can be to be certain moon the debt time, permissible
It is that amount owed is less than certain setting value, can be to set type of service and debt time as setting interval etc.
Deng.
In application scenes, can be with preset scheduling rule, by recovery system according to scheduling rule, from
In debt detail, screening meets the detailed entry of recovery application condition, generates recovery request slip.Such as,
Scheduling rule can include temporal frequency and the pre-authorization account quantity of setting set, and arrives when dispatching cycle
Time, recovery system is taken out for the pre-authorization setting quantity from the debt detail meeting recovery application condition
The debt of account is detailed, generates recovery request slip by the debt detail taken out.
Recovery request slip includes that recovery system passes through the information needed for payment system recourse fund, such as pre-granted
Power account and some pre-authorization account need the total amount of recovery in this recovery.In recovery system
Unite during the debt detail filtered out is generated recovery request slip, can be by for a pre-authorization account
The amount owed of multiple debts detail at family collects, and only needs between such recovery system and payment system
Carry out a fund operation and can complete the recovery that multiple debt is detailed, decrease the operation of payment system,
Improve the performance of payment system.
Step 430, carries out fund operation according to recovery request slip.
According to recovery request slip, recovery system is filed a claim for recovery application to payment system, and between payment system
Carry out fund operation, it is thus achieved that recovery fund.File a claim for recovery application and fund operation process be referred to
Prior art is carried out, and repeats no more.
Step 440, according to preset fund backfill rule, distributes to the fund of acquisition chase after for generation
The debt repaying request slip is detailed.
If the remaining sum in pre-authorization account needs deduction less than this pre-authorization account in a recovery application
Total amount, current recovery will be unable to obtain full-amount fund.According to the demand of reality application, to this
Situation can deduct the maximum dollar amount can deducted in pre-authorization account, it is also possible to does not deducts.
To the recovery fund obtained, recovery system is distributed to for generating according to preset fund backfill rule
The debt of recovery request slip is detailed.Fund backfill rule can be arranged according to the demand of reality application, example
As, can be that the debt of senior refunding debt time length is detailed, can be that senior refunding amount owed is little
Debt is detailed, or can also is that senior refunding sets the debt detail of type of service.
In one implementation, can be by detailed for the debt being assigned to full-amount fund from owing that recovery system preserves
Money detail is deleted, and is revised as also not chasing after by the amount owed that the unallocated debt to full-amount fund is detailed
The number repaid, when generating recovery request slip, sieves from the debt detail of all preservations so every time
Select.
In another implementation, can be that every debt detail arranges recovery state, including non-recovery,
Recovery and part recovery three kinds, wherein, non-recovery represents that this debt detail is not yet for generating recovery Shen
The most singly or once it is used for generating recovery request slip but unassigned recovery fund；Recovery represents that this is owed
Money detail has obtained full-amount recovery fund；Part recovery represents that this debt detail has been allocated recovery money
Gold but not yet full-amount, also need record the allocated amount of money or also need recovery to the debt detail of part recovery
Amount owed.In this realization, before generating recovery request slip, it is non-recovery or portion in recovery state
The debt dividing screening in the debt detail of recovery to meet recovery application condition is detailed；When according to recovery request slip
After acquisition fund, if recovery system distributes to certain debt, detailed fund is full-amount, then by this debt
Detailed recovery state changes to recovery；If deficiency, by recovery state detailed for this debt more
Change part recovery into, and record or update the allocated amount of money or also need the amount owed of recovery.
In the present embodiment, carry out recovery, no by unified after the debt detail of each operation system being concentrated
Need each operation system to realize recovery function respectively again, it is to avoid the substantial amounts of duplication of labour, improve industry
The performance of business system；Carry out fund operation after generating recovery request slip according to debt detail to avoid for propping up
The a large amount of concurrent recovery application of the system of paying, reduces the load of payment system, improves the property of payment system
Energy.
Recovery system can carry out record to the process that recovery application and fund distribute.For the ease of business system
System understands the concrete condition of recovery, and the allocation result generation that recovery system can generate according to the fund of acquisition is right
Should be detailed in the recovery that debt is detailed, record a debt detail and carried out recovery several times, obtain every time
The amount of money is how many, and other information, such as the recovery time etc..Article one, debt detail corresponds to a recovery
Detailed (the most once situation of full-amount recovery) or the recovery of one or more are detailed, and (the most second part chase after
The situation repaid).
Recovery system can generate recovery request slip and carry out in the way of using multitask or multithreading
Fund operates.In order to avoid different tasks or thread carry out recovery to same debt detail simultaneously, raw
Before becoming recovery request slip, in the debt detail in being not labeled as recovery, screening meets recovery application condition
Debt detailed；After filtering out the debt detail for generating recovery request slip, recovery system is by these
Debt detail is labeled as in recovery；After the fund of acquisition is distributed to debt detail, remove this debt
Labelling in detailed recovery.So, complete a debt detail from initiating in a thread or task
Recovery operation time, it can be ensured that this debt detail will not be chosen by other threads or task.
In an application example of the application, run the recovery system of recovery method in the embodiment of the present application
Including 4 functional modules: recovery arranges module, debt Registration Module, scheduler module and recovery and performs mould
Block, as shown in Figure 5.
Recovery arranges module and provides interface to manager, manager the recovery Shen used recovery system
Please condition, fund backfill rule and scheduling rule be configured.Wherein, scheduling rule includes with what kind of
Frequency and amplitude carry out recovery, 20 pre-authorization accounts of recovery in the most every 10 minutes；Recovery application condition
Including by debt time, type of service, debt detail bar number, the maximum application amount of money, whether part recovery
Etc. condition, to screen debt detailed to generate recovery request slip, such as the debt detail non-for this month recovery completed
Form recovery request slip；Fund backfill rule is for determining how the fund that will obtain according to recovery request slip
It is assigned to the debt for generating recovery request slip detailed, preferentially repays in the case of part recovery in other words
Also which debt is detailed.
When operation system is provided loans or guarantee fund's use etc. needs the business carrying out recovery, to recovery system
System sends message, and registration debt is detailed.Debt Registration Module receives and preserves the debt from operation system
Detail, every debt detail includes recovery, non-recovery, three recovery states of part recovery, is in portion
The debt detail dividing recovery state also can record the recovery amount of money；It is in the debt detail during recovery also
Can be performed module marks by recovery is in recovery.
Scheduler module, according to preset scheduling rule, is called recovery and is performed module to carry out recovery.
When recovery perform module be called time, from recovery state be non-recovery or part recovery and not by
The debt detail being labeled as in recovery filters out the debt detail meeting recovery application condition, according to screening
The debt detail gone out generates recovery request slip, and in recovery request slip, record needs each pre-authorization account of recovery
The amount of money and the total amount of recovery.Recovery performs module and initiates according to the unidirectional payment system of recovery application
Recovery application, carries out real fund operation, as transferred accounts, freezing.Recovery application may be the most successful,
If i.e. account balance is not enough, then carry out recovery by real account remaining sum.After obtaining recovery fund, according to
Preset fund backfill rule, recovery performs module and distributes to the fund of acquisition for generating recovery application
Single debt is detailed, recovery acceptance of the bid detailed for these debts is remembered and removes, and it is detailed to generate recovery.Recovery
Detailed detailed corresponding to debt, the debt that can be found correspondence by recovery detail is detailed, passes through simultaneously
Debt detail can also find one of correspondence to a plurality of recovery detail.According to the result of fund distribution,
Recovery performs module and updates the recovery state that the debt for generating recovery request slip is detailed, if amount owed
Full-amount distribution, then change the recovery state that debt is detailed into recovery；Not full-amount distribution is then detailed by debt
Recovery state change part recovery into, and update the amount of money of recovery that debt is detailed.
Realizing corresponding with above-mentioned flow process, embodiments herein additionally provides the device of a kind of fund recovery.
This device can with independent utility on the server, it is also possible to applies on the server at payment system place.
This device all can be realized by software, it is also possible to realizes by the way of hardware or software and hardware combining.
As a example by implemented in software, as the device on logical meaning, this device is the CPU by place server
Corresponding computer program instructions is read in internal memory and run formation.For hardware view, except
Outside CPU shown in Fig. 6, internal memory and nonvolatile memory, the server at this device place is usual
Also include other hardware such as board for realizing network communicating function.
Fig. 7 show the device of a kind of fund recovery that the present embodiment provides, and functionally divides, including
Debt detail receives unit, recovery application signal generating unit, fund operating unit and fund allocation unit, its
In: debt detail receives the debt detail that unit sends for receiving and preserve operation system；Recovery application
The debt that signal generating unit meets recovery application condition for screening is detailed, generates recovery request slip；Fund is grasped
Make unit for carrying out fund operation according to recovery request slip；Fund allocation unit is for according to preset money
Gold backfill rule, distributes to the debt for generating recovery request slip detailed by the fund of acquisition.
Optionally, described recovery application signal generating unit specifically for: according to preset scheduling rule, screening
The debt meeting recovery application condition is detailed, generates recovery request slip.
Optionally, the recovery state that described debt is detailed includes non-recovery, recovery and part recovery；Institute
State recovery application signal generating unit specifically for: screening meets recovery application condition and recovery state for not
The debt of recovery or part recovery is detailed, generates recovery request slip；Described device also includes: recovery state
Maintenance unit, for when distributing to the detailed fund of certain debt and being full-amount, by detailed the chasing after of described debt
The state of repaying changes to recovery；When deficiency, the recovery state that described debt is detailed is changed to part chase after
Repay.
Optionally, described device also includes: recovery detail unit, for the distribution knot according to the fund of acquisition
The recovery that fruit generates corresponding to debt is detailed is detailed；One or more than one recovery details correspond to one
Debt is detailed.
Optionally, described recovery application signal generating unit specifically for: screening meet recovery application condition and
And the debt detail that debt detail is not labeled as in recovery, generate recovery request slip；Described device also wraps
Include indexing unit and labelling clearing cell in recovery, wherein: in recovery, indexing unit will be for screening
It is labeled as in recovery for generating the debt detail of recovery request slip；Labelling clearing cell will be for obtaining
Fund distribute to debt detail after, remove the recovery that the described debt for generating recovery request slip is detailed
Middle labelling.
From the embodiment of any of the above method and apparatus it can be seen that relative in prior art respectively
Realizing the function of fund recovery in individual operation system respectively, embodiments herein is by by each business system
The debt detail of system is unified after concentrating carries out recovery, it is no longer necessary to each operation system realizes recovery merit respectively
Can, it is to avoid the substantial amounts of duplication of labour；Unified carry out that fund operation avoids for payment system a large amount of
The request that concurrent recovery application causes is unsuccessful, improves the performance of operation system and payment system.
In a typical configuration, calculating equipment includes one or more processor (CPU), input/output
Interface, network interface and internal memory.
Internal memory potentially includes the volatile memory in computer-readable medium, random access memory
(RAM) and/or the form such as Nonvolatile memory, such as read only memory (ROM) or flash memory (flash RAM).
Internal memory is the example of computer-readable medium.
Computer-readable medium includes that removable media permanent and non-permanent, removable and non-can be by appointing
Where method or technology realize information storage.Information can be computer-readable instruction, data structure, program
Module or other data.The example of the storage medium of computer include, but are not limited to phase transition internal memory (PRAM),
Static RAM (SRAM), dynamic random access memory (DRAM), other kinds of with
Machine access memorizer (RAM), read only memory (ROM), Electrically Erasable Read Only Memory
(EEPROM), fast flash memory bank or other memory techniques, read-only optical disc read only memory (CD-ROM),
Digital versatile disc (DVD) or other optical storage, magnetic cassette tape, tape magnetic rigid disk stores or it
His magnetic storage apparatus or any other non-transmission medium, can be used for the letter that storage can be accessed by a computing device
Breath.According to defining herein, computer-readable medium does not include temporary computer readable media (transitory
Media), such as data signal and the carrier wave of modulation.
Also, it should be noted term " includes ", " comprising " or its any other variant are intended to non-
Comprising of exclusiveness, so that include that the process of a series of key element, method, commodity or equipment not only wrap
Include those key elements, but also include other key elements being not expressly set out, or also include for this process,
The key element that method, commodity or equipment are intrinsic.In the case of there is no more restriction, statement " include
One ... " key element that limits, it is not excluded that including the process of described key element, method, commodity or setting
Other identical element is there is also in Bei.
It will be understood by those skilled in the art that embodiments herein can be provided as method, system or computer journey
Sequence product.Therefore, the application can use complete hardware embodiment, complete software implementation or combine software and
The form of the embodiment of hardware aspect.And, the application can use and wherein include calculating one or more
The computer-usable storage medium of machine usable program code (include but not limited to disk memory, CD-ROM,
Optical memory etc.) form of the upper computer program implemented.
The foregoing is only the preferred embodiment of the application, not in order to limit the application, all at this
Within the spirit of application and principle, any modification, equivalent substitution and improvement etc. done, should be included in
Within the scope of the application protection.
Claims (12)
1. the method for a fund recovery, it is characterised in that including:
Receive and preserve the debt detail that operation system sends；
The debt that screening meets recovery application condition is detailed, generates recovery request slip；
Fund operation is carried out according to recovery request slip；
According to preset fund backfill rule, the fund of acquisition is distributed to for generating recovery request slip
Debt is detailed.
Method the most according to claim 1, it is characterised in that described screening meets recovery application slip
The debt of part is detailed, generates recovery request slip, including: according to preset scheduling rule, screening is satisfied to be chased after
The debt repaying application condition is detailed, generates recovery request slip.
Method the most according to claim 1 and 2, it is characterised in that the recovery that described debt is detailed
State includes non-recovery, recovery and part recovery；
The debt that described screening meets recovery application condition is detailed, generates recovery request slip, including: screening
Meeting recovery application condition and debt that recovery state is non-recovery or part recovery is detailed, generation chases after
Repay request slip；
Described method also includes: if it is full-amount, by bright for described debt to distribute to the detailed fund of certain debt
Thin recovery state changes to recovery；If deficiency, by recovery state change detailed for described debt
For part recovery.
Method the most according to claim 1 and 2, it is characterised in that described method also includes: root
The recovery generated corresponding to debt is detailed according to the allocation result of the fund of acquisition is detailed；One or more than one
Recovery detail corresponds to a debt detail.
Method the most according to claim 1 and 2, it is characterised in that described screening meets recovery Shen
Please the debt of condition detailed, generate recovery request slip, including: screening meet recovery application condition and
The debt that debt detail is not labeled as in recovery is detailed, generates recovery request slip；
Described method also includes:
It is labeled as screening the debt detail for generating recovery request slip in recovery；
After the fund of acquisition is distributed to debt detail, remove described for generating owing of recovery request slip
Labelling in the recovery that money is detailed.
Method the most according to claim 1 and 2, it is characterised in that described recovery request slip includes
The total amount of recovery needed for single pre-authorization account.
Method the most according to claim 1 and 2, it is characterised in that described recovery application condition bag
Include one of the following or two and above combination: debt time conditions, type of service condition, debt
Amount of money condition；
Described fund backfill rule includes one of the following: the debt of senior refunding debt time length is detailed,
The debt that senior refunding amount owed is little is detailed, the debt of senior refunding setting type of service is detailed.
8. the device of a fund recovery, it is characterised in that including:
Debt detail receives unit, for receiving and preserve the debt detail that operation system sends；
Recovery application signal generating unit, the debt meeting recovery application condition for screening is detailed, generates recovery
Request slip；
Fund operating unit, for carrying out fund operation according to recovery request slip；
Fund allocation unit, for according to preset fund backfill rule, distributing to the fund of acquisition use
Detailed in the debt generating recovery request slip.
Device the most according to claim 8, it is characterised in that described recovery application signal generating unit has
Body is used for: according to preset scheduling rule, and the debt that screening meets recovery application condition is detailed, and generation chases after
Repay request slip.
Device the most according to claim 8 or claim 9, it is characterised in that detailed the chasing after of described debt
The state of repaying includes non-recovery, recovery and part recovery；
Described recovery application signal generating unit specifically for: screening meet recovery application condition and recovery shape
State is that the debt of non-recovery or part recovery is detailed, generates recovery request slip；
Described device also includes: recovery state-maintenance unit, for when distributing to the money that certain debt is detailed
When gold is full-amount, the recovery state that described debt is detailed is changed to recovery；Owe described when deficiency
The recovery state of money detail changes to part recovery.
11. devices according to claim 8 or claim 9, it is characterised in that described device also includes:
Recovery detail unit, the recovery generated corresponding to debt is detailed for the allocation result according to the fund of acquisition is bright
Carefully；One or more than one recovery details correspond to a debt detail.
12. devices according to claim 8 or claim 9, it is characterised in that described recovery application generates
Unit specifically for: screening meets recovery application condition and debt detail is not labeled as in recovery
Debt is detailed, generates recovery request slip；
Described device also includes:
Indexing unit in recovery, for screening the debt detail labelling for generating recovery request slip
For in recovery；
Labelling clearing cell, for after the fund of acquisition is distributed to debt detail, is used for described in removing
Labelling in the recovery of the debt detail generating recovery request slip.
Priority Applications (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510181317.4A CN106157015A (en) | 2015-04-16 | 2015-04-16 | The method and device of fund recovery |
| TW104142097A TWI701631B (en) | 2015-04-16 | 2015-12-15 | Method and device for fund recovery |
| PCT/US2016/027609 WO2016168509A1 (en) | 2015-04-16 | 2016-04-14 | Fund recovery method and apparatus |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510181317.4A CN106157015A (en) | 2015-04-16 | 2015-04-16 | The method and device of fund recovery |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106157015A true CN106157015A (en) | 2016-11-23 |
Family
ID=57126346
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510181317.4A Pending CN106157015A (en) | 2015-04-16 | 2015-04-16 | The method and device of fund recovery |
Country Status (3)
| Country | Link |
|---|---|
| CN (1) | CN106157015A (en) |
| TW (1) | TWI701631B (en) |
| WO (1) | WO2016168509A1 (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110298644A (en) * | 2019-05-27 | 2019-10-01 | 阿里巴巴集团控股有限公司 | Account recovery method, apparatus, server and readable storage medium storing program for executing |
| CN112581078A (en) * | 2020-12-02 | 2021-03-30 | 五八到家有限公司 | Method and device for processing violation data of worker and storage medium |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1973295A (en) * | 2004-02-26 | 2007-05-30 | 鹫兴产株式会社 | Debt reduction method and device thereof |
| US20110173115A1 (en) * | 2008-07-09 | 2011-07-14 | Yung-Sung Chien | From indirect finance to direct finance debt-clearing system and method |
| CN102567875A (en) * | 2011-11-04 | 2012-07-11 | 姜晓越 | Third-party-dominant electronic debt repayment method and system |
Family Cites Families (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7289794B2 (en) * | 2002-08-09 | 2007-10-30 | Accenture Global Services Gmbh | Mobile collection application |
| US8346638B2 (en) * | 2005-10-26 | 2013-01-01 | Capital One Financial Corporation | Systems and methods for processing transaction data to perform a merchant chargeback |
| US20120109820A1 (en) * | 2009-09-23 | 2012-05-03 | Scott Galit | Computer-Implemented Methods, Computer Program Products, and Systems for Enhanced Loan Product Repayments |
| US20140188716A1 (en) * | 2012-12-31 | 2014-07-03 | Volker Neuwirth | Automated first party debt collection system |
-
2015
- 2015-04-16 CN CN201510181317.4A patent/CN106157015A/en active Pending
- 2015-12-15 TW TW104142097A patent/TWI701631B/en active
-
2016
- 2016-04-14 WO PCT/US2016/027609 patent/WO2016168509A1/en active Application Filing
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1973295A (en) * | 2004-02-26 | 2007-05-30 | 鹫兴产株式会社 | Debt reduction method and device thereof |
| US20110173115A1 (en) * | 2008-07-09 | 2011-07-14 | Yung-Sung Chien | From indirect finance to direct finance debt-clearing system and method |
| CN102567875A (en) * | 2011-11-04 | 2012-07-11 | 姜晓越 | Third-party-dominant electronic debt repayment method and system |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110298644A (en) * | 2019-05-27 | 2019-10-01 | 阿里巴巴集团控股有限公司 | Account recovery method, apparatus, server and readable storage medium storing program for executing |
| CN110298644B (en) * | 2019-05-27 | 2023-11-14 | 创新先进技术有限公司 | Account additional money method, account additional money device, server and readable storage medium |
| CN112581078A (en) * | 2020-12-02 | 2021-03-30 | 五八到家有限公司 | Method and device for processing violation data of worker and storage medium |
Also Published As
| Publication number | Publication date |
|---|---|
| TW201638854A (en) | 2016-11-01 |
| TWI701631B (en) | 2020-08-11 |
| WO2016168509A1 (en) | 2016-10-20 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| TW202105276A (en) | Allocating virtual resource based on block chain | |
| US8380621B1 (en) | Systems, methods and program products for swap processing for uninsured accounts | |
| CN109360103A (en) | Assets based on block chain lead to the security product treatment method and device of cardization | |
| CN110097450A (en) | Vehicle borrows methods of risk assessment, device, equipment and storage medium | |
| CN105988930A (en) | Test case generation method and device | |
| Chehrazi et al. | Dynamic valuation of delinquent credit-card accounts | |
| CN109615362A (en) | A kind of splitting of values method, device and equipment | |
| CN108574645A (en) | A kind of array dispatching method and device | |
| CN113570459A (en) | Block chain data deleting method and device | |
| US20220067033A1 (en) | Method and apparatus for processing data for a blockchain | |
| US20140195391A1 (en) | Accounting data generation apparatus, method, and server apparatus | |
| CN108880896A (en) | A kind of program gray scale dissemination method and device based on mainframe | |
| CN113886135A (en) | Block chain data recovery method and device | |
| CN106157015A (en) | The method and device of fund recovery | |
| Scheid et al. | Policy-based blockchain selection | |
| CN112449021B (en) | Internet resource screening method and device | |
| US20170061347A1 (en) | Computerized system and method for predicting quantity levels of a resource | |
| CN111583046A (en) | Financial resource processing method, device, equipment and system | |
| CN108572787A (en) | A kind of method and device that data are stored, read | |
| CN112817919B (en) | Data merging method, device and computer readable storage medium | |
| CN114444120A (en) | Financing method and device based on block chain, electronic equipment and storage medium | |
| CN113377823A (en) | Value data processing method, device, equipment and storage medium | |
| CN106899521A (en) | Internet resources dispatching method and device, guarantee method and device | |
| CN113506164A (en) | Wind control decision method and device, electronic equipment and machine readable storage medium | |
| CN110349016A (en) | Client's accrediting amount measuring method and system |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20161123 |