CN106133771A - Data interactive processing method, device and system - Google Patents
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- CN106133771A CN106133771A CN201580012883.0A CN201580012883A CN106133771A CN 106133771 A CN106133771 A CN 106133771A CN 201580012883 A CN201580012883 A CN 201580012883A CN 106133771 A CN106133771 A CN 106133771A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
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- G—PHYSICS
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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Abstract
The invention discloses a kind of data interactive processing method, device and system, data interactive processing method includes that the first participant receives the request of at least one the first data voucher for obtaining described first participant；Respond described request, described first data voucher increases the identification information of the second participant；Send the first data voucher corresponding with described request.By the way, the present invention can enrich mode of doing business and, transmit data with the form of electronic certificate, also improve the safety of network data exchange, add the utilization rate of fund.
Description
[technical field]
The present invention relates to internet data interaction technique field, particularly relate to a kind of data interactive processing method, device
And system.
[background technology]
Along with the development of Internet technology especially development of Mobile Internet technology, user can by mobile device use 2G,
The modes such as 3G, 4G or wifi connect the Internet be traded, the activity such as social, by Internet technology, user can be easily and effectively
Ground carries out Above-the-line, and this is experience incomparable under line.
But, user is traded by mobile Internet, social etc. movable time, be finally completed being usually a pair of transaction
The corresponding relation of one, even if there is the trading situation of one-to-many, but a final wherein side is each with in many ways respectively
Side is traded, and not only mode of doing business is restricted, and the flow rate of the information concluded the business or commodity is the highest.Such as exist
When raising funds, once invest with throwing people, even if the setting time limit of fund raising project does not arrives, can not be again with throwing the fund of people's investment
Circulation, not only gives with throwing people brings economic loss, and, also give with throwing people brings the biggest economic risk.
[summary of the invention]
The purpose of the embodiment of the present invention is to provide a kind of data interactive processing method, device and system, it is possible to carrying out
During data interaction, the form with electronic certificate transmits data, enriches the mode of data interaction, and, by first
Increase the record of stream compression on data voucher, also improve the safety of network data exchange.
For solving above-mentioned technical problem, first technical scheme that the embodiment of the present invention uses is: provide a kind of data to hand over
Processing method mutually, including: the first participant receives at least one the first data voucher for obtaining described first participant
Request；Respond described request, described first data voucher increases the identification information of the second participant；Send with described
The first data voucher that request is corresponding.
For solving above-mentioned technical problem, second technical scheme that the present invention uses is: provide a kind of data interaction to process
Method, including: send the request being used for obtaining at least one the first data voucher of described first participant；Receive increase and have the
First data voucher of the identification information of two participants.
For solving above-mentioned technical problem, the 3rd technical scheme that the present invention uses is: provide a kind of data interaction to process
Method, described method includes that the second participant sent to the first participant within the default time limit and obtains described first participant extremely
The request of a few first data voucher；Described first participant responds described request, increases on described first data voucher
The identification information of described second participant；The first data voucher corresponding with described request is sent by described first participant
To described second participant.
For solving above-mentioned technical problem, the 4th technical scheme that the present invention uses is: provide a kind of terminal, described terminal
Including receiver module, respond module and sending module, described receiver module is for receiving for obtaining described terminal at least
The request of one the first data voucher；Described respond module is used for responding described request, increases on described first data voucher
The identification information of the second participant；Described sending module is for sending the first data voucher corresponding with described request.
For solving above-mentioned technical problem, the 5th technical scheme that the present invention uses is: provide a kind of data interaction to process
System, including: first terminal and the second terminal, described second terminal obtains for sending to first terminal within the default time limit
The request of at least one the first data voucher of described first terminal；Described first terminal is used for responding described request, described
The identification information of described second participant is increased on first data voucher；Described first terminal be additionally operable to by with described request
The first corresponding data voucher sends to described second terminal.
Being different from prior art, the first participant in present embodiment receives and responds the second participant in the default time limit
After the request of at least one the first data voucher of acquisition first participant of interior transmission, this first data voucher increases by the
The identification information of two participants, and the first data voucher corresponding with this request is sent to the second participant.By this
The mode of kind, can not only enrich data with the form transmission data of the first data voucher during carrying out data interaction
Mutual mode of doing business, and, by increasing the record of stream compression on the first data voucher, also improve network data exchange
Safety.
[accompanying drawing explanation]
Fig. 1 is the structural representation of data interaction processing system one embodiment of the present invention；
Fig. 2 is the schematic flow sheet of data interactive processing method one embodiment of the present invention；
Fig. 3 is the schematic flow sheet of another embodiment of data interactive processing method of the present invention；
Fig. 4 is the schematic flow sheet of the another embodiment of data interactive processing method of the present invention；
Fig. 5 is the schematic flow sheet of terminal one embodiment of the present invention；
Fig. 6 is the schematic flow sheet of terminal unit one embodiment of the present invention.
[detailed description of the invention]
Below describe in, in order to illustrate rather than in order to limit, it is proposed that such as particular system structure, interface, technology it
The detail of class, in order to thoroughly understand the present invention.But, it will be clear to one skilled in the art that and do not having these concrete
Other embodiment of details can also realize the present invention.In other situation, omit to well-known device, circuit with
And the detailed description of method, in order to avoid unnecessary details hinders description of the invention.
It is the structural representation of data interaction processing system one embodiment of the present invention refering to Fig. 1, Fig. 1.This data interaction
Processing system includes first terminal the 101, second terminal 102, can carry out communication between first terminal 101 and the second terminal 102.Its
In, described first terminal 101 and the second terminal 102 are at least one equipment in smart mobile phone, panel computer, PC,
In other embodiments, it is also possible to the equipment etc. that there is communication for other, do not limit at this.
Second terminal 102 for will when first terminal 101 obtains the first data voucher that first terminal 101 is stored,
The request obtaining this first data voucher is sent to first terminal 101.Wherein, this first data voucher is that one has identification code
With interactive interface and the electronic certificate of recorded data information, described interactive interface includes the interface that holder's information is edited,
This data message includes data value information.Specifically, after for proof, the first data voucher completes that data basis is mutual and obtains to
Pay the electronic certificate of obligation.
First terminal 101 receives and responds this request, and increases on the first data voucher selected by the second terminal 102
The identification information of the second terminal 102.Specifically, the second terminal 102 is by the first terminal 101 of the first data evidence record
Identification information changes to the identification information at one's side of the second terminal 102, or increases first terminal 101 in the first data voucher
This first data voucher is transferred the circulation record of the second terminal 102.This first data voucher is sent by first terminal 101 again
To the second terminal 102.In other embodiments, first terminal 101 also can authorize the second terminal 102 or third party to increase by
The identification information of two terminals 102, does not limits at this.
Participate in the schematic flow sheet that Fig. 2, Fig. 2 are data interactive processing method one embodiments of the present invention.Present embodiment
Data interactive processing method can apply to the system shown in above-mentioned Fig. 1, specifically, first participant of the present embodiment is by scheming
First terminal 101 shown in 1 performs, and comprises the steps: that 201: the first participants receive and is used for obtaining described first participant
The request of at least one the first data voucher.
Wherein, the first data evidence record has the principal amount subscribed.
Specifically, the 3rd participant in order to obtain fund raising project corresponding in time raising funds, according to the volume that this is to be raised funds
Degree generates or generates multiple first data voucher by server, and by the plurality of first data voucher of Web Publishing；Wherein,
Each first data voucher all records the principal amount subscribed and subscription quota, the fund raising amount of this fund raising project and presets
In the time limit, the principal amount subscribed that each first data voucher is recorded can be equal, it is also possible to unequal, and each first data
Voucher all includes exclusive identification code.The principal amount summation subscribed that multiple described first data vouchers are recorded is raised with this
The fund raising amount of money project is equal in magnitude.
Wherein, the information of fund raising project includes the pictorial information etc. of item attribute, key word and correspondence, does not limits at this
Fixed.Described first data voucher is a kind of electronic certificate with identification code and interactive interface and recorded data information, described
Interactive interface includes the interface that holder's information is edited, and pays obligation after proof completes the mutual acquisition in target data basis
Electronic certificate.Wherein, basis includes the information such as merchandise news, logistics information, insurance information and trading rules alternately.Separately
Outward, base-exchange can be also fund flow information.
First participant obtains at least one described first data voucher.Specifically, the first participant is from the 3rd participant
The multiple first data vouchers producing and issuing select at least one first data voucher, and to the appointment account of the 3rd participant
Family proceeds to the fund that the fund amount that recorded with this first data voucher is equal.
Then, the 3rd participant or the first participant under the mandate of the 3rd participant on the first data voucher increase
The identification information of the first participant.Specifically, owing to the quantity of the first data voucher is multiple, and each first data with
The data value of card is incomplete same, and the quantity of the first participant receiving the first data voucher is likely to as multiple, therefore, and the 3rd
Participant increases the letter of mark at one's side of the first participant receiving this first data voucher in selected first data voucher
Breath.In other embodiments, the 3rd participant also can license to the first participant or third party and increases on the first data voucher
Add the identification information at one's side of the first participant obtaining this first data voucher.
In another embodiment, the first participant also can be paid by the 3rd data voucher, the 3rd data
The fund amount that voucher is recorded is equal with the amount of the first data voucher that the first participant obtains.Specifically, first participate in
After the first server of side's correspondence freezes fund equal with this second data voucher amount in the first participant destiny account, raw
Become the 3rd data voucher, and the 3rd data voucher is sent to the 3rd server that the 3rd participant is corresponding.Wherein, the first clothes
Business device is the bank capital management server of the first participant, and the 3rd server is the bank capital management service of the 3rd participant
Device.
When the second participant needs to obtain at least one data voucher that the first participant has, within the default time limit to
First participant sends the request obtaining at least one data voucher.
Accordingly, the first participant receives this at least one the first data voucher of obtaining described first participant
Request.
202: respond described request, described first data voucher increases the identification information of the second participant.
First participant receives the described request that the second participant sends, and when determining the described request of response, this
The identification information of described second participant is increased on one data voucher.Specifically, by described first data evidence record
The identification information of described first participant is revised as the identification information of described second participant.Another embodiment party
In formula, the identification information of described first participant of described first data evidence record is revised as described second participant
Identification information.
203: send the first data voucher corresponding with described request.
In other embodiments, the first data voucher also first can be sent to the second participant by the first participant, authorizes
Second participant or third party increase the identification information of the second participant on this first data voucher, do not do at this
Limit.
After second participant receives this first data voucher, send to the destiny account of the first participant and preset volume
The fund of degree.
In another embodiment, the second participant also can be paid by the second data voucher.Wherein, this second
Fund amount representated by data voucher is preset by the first participant and the second participant.Concrete, the second participant pair
The second server answered freezes fund equal with the amount that this second data voucher is recorded in the second participant destiny account
After, generate the second data voucher, and this second data voucher is sent to the first server that the first participant is corresponding.Wherein,
Second server is the bank capital management server of the second participant.
When the first participant is disbursed funds to the 3rd participant by the 3rd data voucher, and the second participant is by second
Data voucher is when the first participant disburses funds, when the default time limit arrives, if recognizing of getting of described 3rd participant
Fund of purchasing not less than the fund raising amount of described fund raising project, first server corresponding to the first participant to described 3rd data with
Card carries out solving to be paid, and proceeds to the described 3rd from described first participant destiny account to the destiny account of described 3rd participant
The fund of the fund amount of data evidence record；Described second data voucher is carried out by the second server that the second participant is corresponding
Solve pay, and from the destiny account of described second participant to the destiny account of described first participant proceed to described second data with
The fund of the fund amount of card record.
Further, the 3rd participant according to the identification information of described first data evidence record to corresponding account according to
Described subscription quota increases estimated earnings, such as interest etc., does not limits at this.
When the first participant is disbursed funds to the 3rd participant by the 3rd data voucher, and the second participant is by second
Data voucher is when the first participant disburses funds, when the default time limit arrives, if recognizing of getting of described 3rd participant
Fund of purchasing is less than described fund raising amount, and described second data voucher is solved by the first server that described first participant is corresponding
Freeze, and by the fund freezed still in the account of the first participant；Second server corresponding to described second participant is to described
3rd data voucher thaws, and by the fund freezed still in the account of the second participant.
By the way, when the first participant is disbursed funds to the 3rd participant by the second data voucher, and second
Participant by the 3rd data voucher when the first participant disburses funds, if these fund raising project success, then second data
Voucher and the 3rd data voucher carry out solving paying the most simultaneously, if this fund raising project failure, then the second data voucher and the 3rd number
Thaw according to voucher the most simultaneously, it is possible to effective ensure the first participant, the second participant and the 3rd participant three it
Between the stability of Capital Flow, it is to avoid either party suffers a loss.
Being different from prior art, the first participant in present embodiment receives and responds the second participant in the default time limit
After the request of at least one the first data voucher of acquisition first participant of interior transmission, this first data voucher increases by the
The identification information of two participants, and the first data voucher corresponding with this request is sent to the second participant.By this
The mode of kind, can not only enrich data with the form transmission data of the first data voucher during carrying out data interaction
Mutual mode of doing business, and, by increasing the record of stream compression on the first data voucher, also improve network data exchange
Safety.
It is another embodiment schematic flow sheet of data interactive processing method of the present invention refering to Fig. 3, Fig. 3.Present embodiment
In executive agent be the second participant, the second participant the second terminal 102 as shown in Figure 1 performs, and comprises the steps:
301: send the request being used for obtaining at least one the first data voucher of described first participant.
Wherein, the first data voucher be a kind of electronics with identification code and interactive interface and recorded data information with
Card, described interactive interface includes the interface that holder's information is edited, after proof completes the mutual acquisition in target data basis
Pay the electronic certificate of obligation.Wherein, basis includes merchandise news, logistics information, insurance information and trading rules etc. alternately
Information.It addition, base-exchange can be also fund flow information.
3rd participant in order to obtain fund raising project corresponding in time raising funds, according to this treat fund-raising generate or by clothes
Business device generates multiple first data vouchers, and by the plurality of first data voucher of Web Publishing；Wherein, each first data with
Card all records have principal amount, the fund raising amount of this fund raising project and the default time limit subscribed, multiple first data voucher institutes
The principal amount subscribed of record can be equal, it is also possible to unequal, and each first data voucher all includes unique mark
Code.The principal amount summation subscribed that multiple described first data vouchers are recorded and the fund raising amount size of this fund raising project
Equal.
First participant obtains at least one described first data voucher, and proceeds in the destiny account of the 3rd participant
The fund equal with the fund amount that this first data voucher is recorded.
3rd participant increases the identification information of the first participant on the first data voucher.At other embodiments
In, the 3rd participant also can license to the first participant or third party increase on the first data voucher acquisition these first data with
The identification information at one's side of the first participant of card,
In another embodiment, the first participant also can be paid by the 3rd data voucher, the 3rd data
The fund amount that voucher is recorded is equal with the amount of the first data voucher that the first participant obtains.Specifically, first participate in
After the first server of side's correspondence freezes fund equal with this second data voucher amount in the first participant destiny account, raw
Become the 3rd data voucher, and the 3rd data voucher is sent to the 3rd server that the 3rd participant is corresponding.Wherein, the first clothes
Business device is the bank capital management server of the first participant, and the 3rd server is the bank capital management service of the 3rd participant
Device.
When the second participant needs to obtain at least one data voucher that the first participant has, within the default time limit to
First participant sends the request obtaining at least one data voucher.
302: receive the first data voucher increasing the identification information having the second participant.
First participant receive second participant send described request, determine response described request time, this first
Increase the identification information of described second participant on data voucher, and the first data voucher corresponding with described request is sent out
Deliver to this second participant.Specifically, by the identification information of described first participant of described first data evidence record
It is revised as the identification information of described second participant.In another embodiment, by described first data evidence record
The identification information of described first participant be revised as the identification information of described second participant.
Accordingly, the second participant receives the first data voucher of this identification information adding the second participant.
After second participant receives this first data voucher, send to the destiny account of the first participant and preset volume
The fund of degree.
In another embodiment, the second participant also can be paid by the second data voucher.Wherein, this second
Fund amount representated by data voucher is preset by the first participant and the second participant.Concrete, the second participant pair
The second server answered freezes fund equal with the amount that this second data voucher is recorded in the second participant destiny account
After, generate the second data voucher, and this second data voucher is sent to the first server that the first participant is corresponding.Wherein,
Second server is the bank capital management server of the second participant.
When the first participant is disbursed funds to the 3rd participant by the 3rd data voucher, and the second participant is by second
Data voucher is when the first participant disburses funds, when the default time limit arrives, if recognizing of getting of described 3rd participant
Fund of purchasing not less than the fund raising amount of described fund raising project, first server corresponding to the first participant to described 3rd data with
Card carries out solving to be paid, and proceeds to the described 3rd from described first participant destiny account to the destiny account of described 3rd participant
The fund of the fund amount of data evidence record；Described second data voucher is carried out by the second server that the second participant is corresponding
Solve pay, and from the destiny account of described second participant to the destiny account of described first participant proceed to described second data with
The fund of the fund amount of card record.
Further, the 3rd participant according to the identification information of described first data evidence record to corresponding account according to
Described subscription quota increases estimated earnings, such as interest etc., does not limits at this.
When the first participant is disbursed funds to the 3rd participant by the 3rd data voucher, and the second participant is by second
Data voucher is when the first participant disburses funds, when the default time limit arrives, if recognizing of getting of described 3rd participant
Fund of purchasing is less than described fund raising amount, and described second data voucher is solved by the first server that described first participant is corresponding
Freeze, and by the fund freezed still in the account of the first participant；Second server corresponding to described second participant is to described
3rd data voucher thaws, and by the fund freezed still in the account of the second participant.
By the way, when the first participant is disbursed funds to the 3rd participant by the second data voucher, and second
Participant by the 3rd data voucher when the first participant disburses funds, if these fund raising project success, then second data
Voucher and the 3rd data voucher carry out solving paying the most simultaneously, if this fund raising project failure, then the second data voucher and the 3rd number
Thaw according to voucher the most simultaneously, it is possible to effective ensure the first participant, the second participant and the 3rd participant three it
Between the stability of Capital Flow, it is to avoid either party suffers a loss.
Being different from prior art, the first participant in present embodiment receives and responds the second participant in the default time limit
After the request of at least one the first data voucher of acquisition first participant of interior transmission, this first data voucher increases by the
The identification information of two participants, and the first data voucher corresponding with this request is sent to the second participant.By this
The mode of kind, can not only enrich data with the form transmission data of the first data voucher during carrying out data interaction
Mutual mode of doing business, and, by increasing the record of stream compression on the first data voucher, also improve network data exchange
Safety.
Being different from prior art, the acquisition first that the second participant in present embodiment sent within the default time limit participates in
The request of at least one the first data voucher of side, and on this first data voucher, increase by the second participant at the first participant
Identification information after, receive this first data voucher.In this way, can not only be in the process carrying out data interaction
In transmit data with the form of the first data voucher, enrich the mode of doing business of data interaction, and, by the first data with
Increase the record of stream compression on card, also improve the safety of network data exchange.
It is the schematic flow sheet of the another embodiment of data interactive processing method of the present invention refering to Fig. 4, Fig. 4.This embodiment party
The data interactive processing method of formula is applied to the system shown in above-mentioned Fig. 1.First participant of present embodiment is as shown in Figure 1
First terminal 101 performs, and the second participant is performed by the second terminal 102.Method comprises the steps:
401: the second participants send to the first participant within the default time limit and obtain at least the one of described first participant
The request of individual first data voucher.
Specifically, the 3rd participant in order to obtain fund raising project corresponding in time raising funds, according to this treat fund-raising generate
Or generated multiple by server.First data voucher, and by the plurality of first data voucher of Web Publishing；Wherein, each
First data voucher all records principal amount, the fund raising amount of this fund raising project and the default time limit subscribed, and multiple first
The principal amount subscribed that data voucher is recorded can be equal, it is also possible to unequal, and each first data voucher all comprises
There is exclusive identification code.The principal amount summation subscribed that multiple described first data vouchers are recorded is raised with this fund raising project
Money amount is equal in magnitude.
Wherein, the information of fund raising project includes the pictorial information etc. of item attribute, key word and correspondence, does not limits at this
Fixed.Described first data voucher is a kind of electronic certificate with identification code and interactive interface and recorded data information, described
Interactive interface includes the interface that holder's information is edited, and pays obligation after proof completes the mutual acquisition in target data basis
Electronic certificate.Wherein, basis includes the information such as merchandise news, logistics information, insurance information and trading rules alternately.Separately
Outward, base-exchange can be also fund flow information.
First participant obtains at least one described first data voucher.Specifically, the first participant is from the 3rd participant
The multiple first data vouchers issued select at least one first data voucher, and to the destiny account transfer of the 3rd participant
Enter the fund that the fund amount recorded with this first data voucher is equal.
And on the first data voucher, increase the identification information of the first participant.Specifically, due to the first data with
The quantity of card is multiple, and the data value of each first data voucher is incomplete same, receives the first ginseng of the first data voucher
With side quantity be likely to as multiple, therefore, the 3rd participant increase in selected first data voucher receive this first
The identification information at one's side of the first participant of data voucher.In other embodiments, the 3rd participant also can license to first
Participant or third party increase the letter of mark at one's side of the first participant obtaining this first data voucher on the first data voucher
Breath,
In another embodiment, the first participant also can be paid by the 3rd data voucher, the 3rd data
The fund amount that voucher is recorded is equal with the amount of the first data voucher that the first participant obtains.Specifically, first participate in
After the first server of side's correspondence freezes fund equal with this second data voucher amount in the first participant destiny account, raw
Become the 3rd data voucher, and the 3rd data voucher is sent to the 3rd server that the 3rd participant is corresponding.Wherein, the first clothes
Business device is the bank capital management server of the first participant, and the 3rd server is the bank capital management service of the 3rd participant
Device.
When the second participant needs to obtain at least one data voucher that the first participant has, within the default time limit to
First participant sends the request obtaining at least one data voucher.
402: described first participant responds described request, increases described second participant on described first data voucher
Identification information.
First participant receives the request of this at least one the first data voucher for obtaining described first participant.And
When determining the described request of response, this first data voucher increases the identification information of described second participant.Specifically
Ground, is revised as described second participant by the identification information of described first participant of described first data evidence record
Identification information.In another embodiment, by the identity of described first participant of described first data evidence record
Identification information is revised as the identification information of described second participant.
403: the first data voucher corresponding with described request is sent to described second participant by described first participant.
In other embodiments, the first data voucher also first can be sent to the second participant by the first participant, authorizes
Second participant or third party increase the identification information of the second participant on this first data voucher, do not do at this
Limit.
After second participant receives this first data voucher, send to the destiny account of the first participant and preset volume
The fund of degree.
In another embodiment, the second participant also can be paid by the second data voucher.Wherein, this second
Fund amount representated by data voucher is preset by the first participant and the second participant.Concrete, the second participant pair
The second server answered freezes fund equal with the amount that this second data voucher is recorded in the second participant destiny account
After, generate the second data voucher, and this second data voucher is sent to the first server that the first participant is corresponding.Wherein,
Second server is the bank capital management server of the second participant.
When the first participant is disbursed funds to the 3rd participant by the 3rd data voucher, and the second participant is by second
Data voucher is when the first participant disburses funds, when the default time limit arrives, if recognizing of getting of described 3rd participant
Fund of purchasing not less than the fund raising amount of described fund raising project, first server corresponding to the first participant to described 3rd data with
Card carries out solving to be paid, and proceeds to the described 3rd from described first participant destiny account to the destiny account of described 3rd participant
The fund of the fund amount of data evidence record；Described second data voucher is carried out by the second server that the second participant is corresponding
Solve pay, and from the destiny account of described second participant to the destiny account of described first participant proceed to described second data with
The fund of the fund amount of card record.
Further, the 3rd participant according to the identification information of described first data evidence record to corresponding account according to
Described subscription quota increases estimated earnings, such as interest etc., does not limits at this.
When the first participant is disbursed funds to the 3rd participant by the 3rd data voucher, and the second participant is by second
Data voucher is when the first participant disburses funds, when the default time limit arrives, if recognizing of getting of described 3rd participant
Fund of purchasing is less than described fund raising amount, and described second data voucher is solved by the first server that described first participant is corresponding
Freeze, and by the fund freezed still in the account of the first participant；Second server corresponding to described second participant is to described
3rd data voucher thaws, and by the fund freezed still in the account of the second participant.
By the way, when the first participant is disbursed funds to the 3rd participant by the second data voucher, and second
Participant by the 3rd data voucher when the first participant disburses funds, if these fund raising project success, then second data
Voucher and the 3rd data voucher carry out solving paying the most simultaneously, if this fund raising project failure, then the second data voucher and the 3rd number
Thaw according to voucher the most simultaneously, it is possible to effective ensure the first participant, the second participant and the 3rd participant three it
Between the stability of Capital Flow, it is to avoid either party suffers a loss.
Being different from prior art, the first participant in present embodiment receives and responds the second participant in the default time limit
After the request of at least one the first data voucher of acquisition first participant of interior transmission, this first data voucher increases by the
The identification information of two participants, and the first data voucher corresponding with this request is sent to the second participant.By this
The mode of kind, can not only enrich data with the form transmission data of the first data voucher during carrying out data interaction
Mutual mode of doing business, and, by increasing the record of stream compression on the first data voucher, also improve network data exchange
Safety.
It is the structural representation of an embodiment of terminal of the present invention, wherein, the terminal of present embodiment refering to Fig. 5, Fig. 5
Corresponding to the first terminal of Fig. 1, the first terminal of present embodiment is corresponding to second terminal of Fig. 1.Be applied to Fig. 2～Fig. 4 and
The embodiment that Fig. 2～Fig. 4 is corresponding.Described terminal includes receiver module 501, respond module 502 and sending module 503.
Receiver module 501 is for receiving the request of at least one the first data voucher for obtaining described terminal.
Specifically, when first terminal needs to obtain at least one data voucher that this terminal has, send to terminal and obtain
Taking the request of at least one data voucher, wherein, described request includes the identification code of the first data voucher.Described first data
Record the identification information of terminal on voucher, and described first data voucher also include its representative data value size with
And first issuer information of data voucher.
Corresponding, receiver module 501 receives this request.
Respond module 502 is used for responding described request, increases the identity mark of first terminal on described first data voucher
Knowledge information
Specifically, the identification information of the described terminal of described first data evidence record is revised by respond module 502
Identification information for described first terminal.In another embodiment, by described in described first data evidence record
The identification information of terminal is revised as the identification information of described first terminal.
Sending module 503 is for sending the first data voucher corresponding with described request.
Being different from prior art, the receiver module in present embodiment receives what first terminal sent within the default time limit
After obtaining the request of at least one the first data voucher of terminal, respond module increases first terminal on this first data voucher
Identification information, and the first data voucher corresponding with this request is sent to first terminal.In this way, can not only
Enough forms during carrying out data interaction with the first data voucher transmit data, enrich the counterparty of data interaction
Formula, and, by increasing the record of stream compression on the first data voucher, also improve the safety of network data exchange.
Being the structural representation of terminal unit one embodiment of the present invention refering to Fig. 6, Fig. 6, the terminal of present embodiment sets
The standby first terminal corresponding to Fig. 1, the first terminal of present embodiment is corresponding to second terminal of Fig. 1.It is applied to Fig. 2～Fig. 4
And the embodiment that Fig. 2～Fig. 4 is corresponding.Described terminal unit includes receptor 601, processor 602 and transmitter 603.
Described receptor 601 is for receiving the request of at least one the first data voucher for obtaining described terminal
Described processor 602 is used for responding described request, increases the identity of first terminal on described first data voucher
Identification information；
Described transmitter 603 is for sending the first data voucher corresponding with described request.
Switch in present embodiment also includes that memorizer 604, memorizer 604 can include that read only memory is with random
Access memorizer, and provide instruction and data to processor 602.A part for memorizer 604 can also include non-volatile with
Machine access memorizer (NVRAM).
Memorizer 604 stores following element, executable module or data structure, or their subset, or
Their superset:
Operational order: include various operational order, is used for realizing various operation.
Operating system: include various system program, is used for realizing various basic business and processing hardware based task.
In embodiments of the present invention, processor 602 is by calling operational order (this operational order of memorizer 604 storage
It is storable in operating system), perform aforesaid operations.
Processor 602 can also be referred to as CPU (Central Processing Unit, CPU).Memorizer
604 can include read only memory and random access memory, and provide instruction and data to processor 602.Memorizer 604
A part can also include nonvolatile RAM (NVRAM).In concrete application, each assembly of controller leads to
Crossing bus system 605 to be coupled, wherein bus system 605 is in addition to including data/address bus, it is also possible to include power bus,
Control bus and status signal bus in addition etc..But for the sake of understanding explanation, in the drawings various buses are all designated as bus system
605。
The method that the invention described above embodiment discloses can apply in processor 602, or is realized by processor 602.
Processor 602 is probably a kind of IC chip, has the disposal ability of signal.During realizing, said method each
Step can be completed by the instruction of the integrated logic circuit of the hardware in processor 602 or software form.Above-mentioned process
Device 602 can be general processor, digital signal processor (DSP), special IC (ASIC), ready-made programmable gate array
Or other PLDs, discrete gate or transistor logic, discrete hardware components (FPGA).Can realize or
Person performs disclosed each method, step and logic diagram in the embodiment of the present invention.General processor can be microprocessor or
This processor of person can also be the processor etc. of any routine.Step in conjunction with the method disclosed in the embodiment of the present invention can be straight
Connect and be presented as that hardware decoding processor has performed, or performed with the hardware in decoding processor and software module combination
Become.Software module may be located at random access memory, flash memory, read only memory, and programmable read only memory or electrically-erasable can
In the storage medium that this area such as programmable memory, depositor is ripe.This storage medium is positioned at memorizer 604, and processor 602 is read
Information in access to memory 604, completes the step of said method in conjunction with its hardware.
Being different from prior art, what the receptor in present embodiment received that first terminal sends within the default time limit obtains
After taking the request of at least one the first data voucher of terminal, processor increases the identity of first terminal on this first data voucher
Identification information, the first data voucher corresponding with this request is sent to first terminal by transmitter.In this way, can not only
Enough forms during carrying out data interaction with the first data voucher transmit data, enrich the counterparty of data interaction
Formula, and, by increasing the record of stream compression on the first data voucher, also improve the safety of network data exchange.
The foregoing is only embodiments of the present invention, not thereby limit the scope of the claims of the present invention, every utilization is originally
Equivalent structure or equivalence flow process that description of the invention and accompanying drawing content are made convert, or are directly or indirectly used in what other were correlated with
Technical field, is the most in like manner included in the scope of patent protection of the present invention.
Claims (19)
1. a data interactive processing method, it is characterised in that including:
First participant receives the request of at least one the first data voucher for obtaining described first participant；
Respond described request, described first data voucher increases the identification information of the second participant；
Send the first data voucher corresponding with described request.
Method the most according to claim 1, it is characterised in that described increase the second participation on described first data voucher
The step of the identification information of side includes:
The identification information of described first participant of described first data evidence record is revised as described second participant
Identification information.
Method the most according to claim 1, it is characterised in that described increase the second participation on described first data voucher
The step of the identification information of side includes:
In described first data voucher, increase described first participant described first data voucher is transmitted to described second ginseng
Record with side.
Method the most according to claim 1, it is characterised in that described first participant receives and is used for obtaining described first ginseng
Before the step of the request with at least one square the first data voucher, described method also includes:
3rd participant generates and issues at least one first data voucher according to the fund raising amount of fund raising project；
Described first participant obtains at least one described first data voucher；And
Described first data voucher increases the identification information of described first participant.
Method the most according to claim 4, it is characterised in that described method also includes:
The first server that described first participant is corresponding sends the 3rd number to the 3rd server that described 3rd participant is corresponding
According to voucher, wherein, described 3rd data voucher is that the first server that described first participant is corresponding freezes described first participation
Generated by described first server after fund equal with the fund amount of described 3rd data evidence record in side's destiny account
Electronic certificate；
After described 3rd participant receives described 3rd data voucher, in the fund amount phase with described 3rd data evidence record
The identity identification information of described first participant is increased on the described first data voucher answered.
Method the most according to claim 5, it is characterised in that described method also includes:
The second server that described second participant is corresponding sends the second number to the first server that described first participant is corresponding
According to voucher, wherein, described second data voucher be described second server freeze in described second participant destiny account with institute
The electronic certificate generated by described second server after stating the fund that the fund amount of the second data evidence record is equal；
After described first participant receives described second data voucher, described first data voucher increases described second and participates in
The identification information of side, and the first data voucher corresponding with described request is sent to described second participant.
Method the most according to claim 6, it is characterised in that described first data evidence record has the fund gold subscribed
Volume, described method also includes:
One preset the time limit reach time, if the subscription amount summation of the first data evidence record that described 3rd participant obtains
More than or equal to the fund raising amount of described fund raising project,
Described 3rd data voucher is carried out solving by the first server that described first participant is corresponding to be paid, and from described first ginseng
Proceed to the money of the fund amount of described 3rd data evidence record to the destiny account of described 3rd participant with side's destiny account
Gold；And
Described second data voucher is carried out solving by the second server that described second participant is corresponding to be paid, and participates in from described second
The destiny account of side proceeds to the money of the fund amount of described second data evidence record to the destiny account of described first participant
Gold.
Method the most according to claim 6, it is characterised in that described first data evidence record has the fund gold subscribed
Volume, described method also includes:
One preset the time limit reach time, if the principal amount summation of the first data evidence record that described 3rd participant obtains
Less than the fund raising amount of described fund raising project,
Described 3rd data voucher is thawed by the first server that described first participant is corresponding；And
Described second data voucher is thawed by the second server that described second participant is corresponding.
Method the most according to claim 5, it is characterised in that described first data evidence record has subscription quota, described
Method also includes:
When the described default time limit reaches, if the principal amount summation of the first data evidence record of the 3rd participant acquisition is big
In or equal to described fund raising amount, described 3rd participant according to the identification information of described first data evidence record to right
The account answered increases estimated earnings according to described subscription quota.
10. a data interactive processing method, it is characterised in that including:
Send the request being used for obtaining at least one the first data voucher of described first participant；
Receive the first data voucher increasing the identification information having the second participant.
11. methods according to claim 10, it is characterised in that described transmission is for obtaining described first participant extremely
Before the step of the request of a few first data voucher, described method also includes:
3rd participant generates and issues at least one first data voucher according to the fund raising amount of fund raising project；
Described first participant obtains at least one described first data voucher；And
Described first data voucher increases the identification information of described first participant.
12. 1 kinds of data interactive processing methods, it is characterised in that including:
Second participant sends at least one first number obtaining described first participant within the default time limit to the first participant
Request according to voucher；
Described first participant responds described request, increases the identity mark of described second participant on described first data voucher
Knowledge information；
The first data voucher corresponding with described request is sent to described second participant by described first participant.
13. methods according to claim 12, it is characterised in that described first participant will be corresponding with described request
First data voucher send to described second participant step before, described method also includes:
3rd participant generates and issues at least one first data voucher according to the fund raising amount of fund raising project；
Described first participant obtains at least one described first data voucher；
Described first data voucher increases the identification information of described first participant.
14. methods according to claim 13, it is characterised in that described method also includes:
The first server that described first participant is corresponding sends the 3rd number to the 3rd server that described 3rd participant is corresponding
According to voucher, wherein, described 3rd data voucher is that the first server that described first participant is corresponding freezes described first participation
Generated by described first server after fund equal with the fund amount of described 3rd data evidence record in side's destiny account
Electronic certificate；
After described 3rd participant receives described 3rd data voucher, in the fund amount phase with described 3rd data evidence record
The identity identification information of described first participant is increased on the described first data voucher answered.
15. methods according to claim 14, it is characterised in that described method also includes:
The second server that described second participant is corresponding sends the second number to the first server that described first participant is corresponding
According to voucher, wherein, described second data voucher be described second server freeze in described second participant destiny account with institute
The electronic certificate generated by described second server after stating the fund that the fund amount of the second data evidence record is equal；
After described first participant receives described second data voucher, described first data voucher increases described second and participates in
The identification information of side, and the first data voucher corresponding with described request is sent to described second participant.
16. methods according to claim 15, it is characterised in that described first data evidence record has the fund gold subscribed
Volume, described method also includes:
When the described default time limit reaches, if the subscription amount of the first data evidence record of described 3rd participant acquisition is total
With the fund raising amount more than or equal to described fund raising project,
Described 3rd data voucher is carried out solving by the first server that described first participant is corresponding to be paid, and from described first ginseng
Proceed to the money of the fund amount of described 3rd data evidence record to the destiny account of described 3rd participant with side's destiny account
Gold；And
Described second data voucher is carried out solving by the second server that described second participant is corresponding to be paid, and participates in from described second
The destiny account of side proceeds to the money of the fund amount of described second data evidence record to the destiny account of described first participant
Gold.
17. methods according to claim 15, it is characterised in that described first data evidence record has the fund gold subscribed
Volume, described method also includes:
When the default time limit reaches, if the subscription amount summation of the first data evidence record of described 3rd participant acquisition is little
In the fund raising amount of described fund raising project,
Described 3rd data voucher is thawed by the first server that described first participant is corresponding；And
Described second data voucher is thawed by the second server that described second participant is corresponding.
18. 1 kinds of terminals, it is characterised in that described terminal includes receiver module, respond module and sending module,
Described receiver module is for receiving the request of at least one the first data voucher for obtaining described terminal；
Described respond module is used for responding described request, increases the identity letter of first terminal on described first data voucher
Breath；
Described sending module is for sending the first data voucher corresponding with described request.
19. 1 kinds of data interaction processing systems, it is characterised in that described data interaction processing system includes first terminal and
Two terminals,
Described second terminal within the default time limit to first terminal send obtain described first terminal at least one first
The request of data voucher；
Described first terminal is used for responding described request, increases the identity of described second participant on described first data voucher
Identification information；
Described first terminal is additionally operable to send to described second terminal the first data voucher corresponding with described request.
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| PCT/CN2015/089730 WO2017045152A1 (en) | 2015-09-16 | 2015-09-16 | Data exchange processing method, apparatus, and system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106133771A true CN106133771A (en) | 2016-11-16 |
Family
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201580012883.0A Pending CN106133771A (en) | 2015-09-16 | 2015-09-16 | Data interactive processing method, device and system |
Country Status (3)
| Country | Link |
|---|---|
| CN (1) | CN106133771A (en) |
| CA (1) | CA2997998C (en) |
| WO (1) | WO2017045152A1 (en) |
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| CN1744135A (en) * | 2005-09-06 | 2006-03-08 | 北京魅力之旅商业管理有限公司 | Electronic evidence realizing method and device |
| CN102722816A (en) * | 2012-05-24 | 2012-10-10 | 张盛毅 | Mobile payment method, system and device |
| CN103854180A (en) * | 2012-12-05 | 2014-06-11 | 中国银联股份有限公司 | Credit voucher generating method and system, and application authorization method and system |
| CN104301293A (en) * | 2013-07-19 | 2015-01-21 | 阿里巴巴集团控股有限公司 | Data processing method, device and system |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20080084045A (en) * | 2007-03-14 | 2008-09-19 | 삼성전자주식회사 | Method and apparatus to process cross certification for use of wireless device |
| CN101287018A (en) * | 2008-05-09 | 2008-10-15 | 金蝶软件（中国）有限公司 | Integrated data-handling method and device based on multi-system user |
| CN103440588A (en) * | 2013-09-04 | 2013-12-11 | 华为技术有限公司 | Advertisement-providing method and advertisement-providing device |
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2015
- 2015-09-16 WO PCT/CN2015/089730 patent/WO2017045152A1/en active Application Filing
- 2015-09-16 CN CN201580012883.0A patent/CN106133771A/en active Pending
- 2015-09-16 CA CA2997998A patent/CA2997998C/en active Active
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1744135A (en) * | 2005-09-06 | 2006-03-08 | 北京魅力之旅商业管理有限公司 | Electronic evidence realizing method and device |
| CN102722816A (en) * | 2012-05-24 | 2012-10-10 | 张盛毅 | Mobile payment method, system and device |
| CN103854180A (en) * | 2012-12-05 | 2014-06-11 | 中国银联股份有限公司 | Credit voucher generating method and system, and application authorization method and system |
| CN104301293A (en) * | 2013-07-19 | 2015-01-21 | 阿里巴巴集团控股有限公司 | Data processing method, device and system |
Also Published As
| Publication number | Publication date |
|---|---|
| CA2997998A1 (en) | 2017-03-23 |
| WO2017045152A1 (en) | 2017-03-23 |
| CA2997998C (en) | 2024-02-06 |
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