CN106127479A - The digital cash of a kind of ID of use carrys out the method for negotiation - Google Patents
The digital cash of a kind of ID of use carrys out the method for negotiation Download PDFInfo
- Publication number
- CN106127479A CN106127479A CN201610441524.3A CN201610441524A CN106127479A CN 106127479 A CN106127479 A CN 106127479A CN 201610441524 A CN201610441524 A CN 201610441524A CN 106127479 A CN106127479 A CN 106127479A
- Authority
- CN
- China
- Prior art keywords
- electronic money
- user
- digital document
- digital
- trustship
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The digital cash that the invention discloses a kind of ID of use comes the method for negotiation, S1, structure digital coin systems, and the most supporting digital cash network；S2, ask to provide electronic money trusteeship service for described user according to the trustship of user, use described electronic money digital document to need to carry out authentication when paying or transfer accounts；S3, described user electronic money digital document occur transfer time, needing to carry out authentication when importing/derive described electronic money digital document according to the transaction transfer request paying user, described reception user preserves the described electronic money digital document that have modified affiliated people's information；And with described finance Entrust Server and at least one terminal of financial payment server communication, described user sends trustship request and/or transaction transfer request according to described terminal to described finance Entrust Server and/or financial payment server.
Description
Technical field
The present invention relates to digital cash technical field, the digital cash relating in particular to a kind of ID of use carrys out negotiation
Method.
Background technology
Nowadays being initiated by the Internet and performing transaction is universal in today.Additionally, utilize mobile phone or similar devices,
Transaction and correlated activation can be performed now by the data communication via radio communication.By always having on hand and can use
Make the electronic authentication equipment of safe wallet/banking solutions, it is provided that perform a kind of the most succinct mode of Secure Transaction.
But, this also provides one or both in fraud of transaction and handle the various modes of transaction system.
Summary of the invention
Present invention aims to the defect of above-mentioned prior art, it is provided that the digital cash of a kind of ID of use circulates
The method of transaction, improves the safety of transaction.
To achieve these goals, the technical scheme is that
The digital cash of a kind of ID of use carrys out the method for negotiation, steps of the method are:
S1, structure digital coin systems, and the most supporting digital cash network；
S2, ask to provide electronic money trusteeship service for described user according to the trustship of user, and the user for request trustship leads
Going out described user and ask the electronic money digital document of number, described user preserves described electronic money digital document；Wherein, often
Individual described electronic money digital document has unique ID and a specific value of money, the title of finance trustship department or code, and
Affiliated people's information, and use described electronic money digital document to need to carry out authentication when paying or transfer accounts；
S3, described user electronic money digital document occur transfer time, according to pay user transaction transfer request by phase
The electronic money answering number forwards to receive in the account of user and revises affiliated people's information of described electronic money, or for receiving
User derives the electronic money digital document that have modified affiliated people's information, and when importing/derive described electronic money digital document
Needing to carry out authentication, described reception user preserves the described electronic money digital document that have modified affiliated people's information；And with
Described finance Entrust Server and at least one terminal of financial payment server communication, described user according to described terminal to institute
State finance Entrust Server and/or financial payment server sends trustship request and/or transaction transfer request.
As the improvement to technique scheme, described electronic money digital document also has the transaction journal being associated
Number.
Compared with prior art, the present invention has the advantage that with good effect and is:
The method that the digital cash of the use ID of the present invention carrys out negotiation, carrying out negotiation for digital cash provides the most same
Time, improve the safety of transaction.
Accompanying drawing explanation
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
In having technology to describe, the required accompanying drawing used is briefly described, it should be apparent that, the accompanying drawing in describing below is only this
Some embodiments of invention, for those of ordinary skill in the art, on the premise of not paying creative work, also may be used
To obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the schematic flow sheet of the present invention.
Detailed description of the invention
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Describe, it is clear that described embodiment is only a part of embodiment of the present invention rather than whole embodiments wholely.Based on
Embodiment in the present invention, it is every other that those of ordinary skill in the art are obtained under not making creative work premise
Embodiment, any modification, equivalent substitution and improvement etc. made, should be included within the scope of the present invention.
As is shown in fig. 1, the method that the digital cash of the use ID of the present invention carrys out negotiation, steps of the method are:
S1, structure digital coin systems, and the most supporting digital cash network；
S2, ask to provide electronic money trusteeship service for described user according to the trustship of user, and the user for request trustship leads
Going out described user and ask the electronic money digital document of number, described user preserves described electronic money digital document；Wherein, often
Individual described electronic money digital document has unique ID and a specific value of money, the title of finance trustship department or code, and
Affiliated people's information, and use described electronic money digital document to need to carry out authentication when paying or transfer accounts；
S3, described user electronic money digital document occur transfer time, according to pay user transaction transfer request by phase
The electronic money answering number forwards to receive in the account of user and revises affiliated people's information of described electronic money, or for receiving
User derives the electronic money digital document that have modified affiliated people's information, and when importing/derive described electronic money digital document
Needing to carry out authentication, described reception user preserves the described electronic money digital document that have modified affiliated people's information；And with
Described finance Entrust Server and at least one terminal of financial payment server communication, described user according to described terminal to institute
State finance Entrust Server and/or financial payment server sends trustship request and/or transaction transfer request.
Described electronic money digital document also has the transaction journal number being associated.
The method that the digital cash of the use ID of the present invention carrys out negotiation, carrying out negotiation for digital cash provides convenient
While, improve the safety of transaction.
Claims (2)
1. the method that the digital cash using ID carrys out negotiation, it is characterised in that: steps of the method are:
S1, structure digital coin systems, and the most supporting digital cash network；
S2, ask to provide electronic money trusteeship service for described user according to the trustship of user, and the user for request trustship leads
Going out described user and ask the electronic money digital document of number, described user preserves described electronic money digital document；Wherein, often
Individual described electronic money digital document has unique ID and a specific value of money, the title of finance trustship department or code, and
Affiliated people's information, and use described electronic money digital document to need to carry out authentication when paying or transfer accounts；
S3, described user electronic money digital document occur transfer time, according to pay user transaction transfer request by phase
The electronic money answering number forwards to receive in the account of user and revises affiliated people's information of described electronic money, or for receiving
User derives the electronic money digital document that have modified affiliated people's information, and when importing/derive described electronic money digital document
Needing to carry out authentication, described reception user preserves the described electronic money digital document that have modified affiliated people's information；And with
Described finance Entrust Server and at least one terminal of financial payment server communication, described user according to described terminal to institute
State finance Entrust Server and/or financial payment server sends trustship request and/or transaction transfer request.
The method that the digital cash of use ID the most according to claim 1 carrys out negotiation, it is characterised in that: described electronics
Currency number file also has the transaction journal number being associated.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610441524.3A CN106127479A (en) | 2016-06-20 | 2016-06-20 | The digital cash of a kind of ID of use carrys out the method for negotiation |
| TW105123676A TW201800998A (en) | 2016-06-20 | 2016-07-27 | Method for trading with digital cash with ID (Identity) |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610441524.3A CN106127479A (en) | 2016-06-20 | 2016-06-20 | The digital cash of a kind of ID of use carrys out the method for negotiation |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106127479A true CN106127479A (en) | 2016-11-16 |
Family
ID=57471059
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610441524.3A Pending CN106127479A (en) | 2016-06-20 | 2016-06-20 | The digital cash of a kind of ID of use carrys out the method for negotiation |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN106127479A (en) |
| TW (1) | TW201800998A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107358523A (en) * | 2017-06-26 | 2017-11-17 | 中国人民银行数字货币研究所 | The method and apparatus that digital cash orientation uses |
| WO2022218424A1 (en) * | 2021-04-16 | 2022-10-20 | 中国人民银行数字货币研究所 | Payment method, apparatus, and system for digital currency |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101261706A (en) * | 2007-03-06 | 2008-09-10 | 廖用铁 | A secure, fair and instant electronic trade system and method based on bank credit |
| CN101719251A (en) * | 2010-01-15 | 2010-06-02 | 陈发勇 | Internet electronic money system |
-
2016
- 2016-06-20 CN CN201610441524.3A patent/CN106127479A/en active Pending
- 2016-07-27 TW TW105123676A patent/TW201800998A/en unknown
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101261706A (en) * | 2007-03-06 | 2008-09-10 | 廖用铁 | A secure, fair and instant electronic trade system and method based on bank credit |
| CN101719251A (en) * | 2010-01-15 | 2010-06-02 | 陈发勇 | Internet electronic money system |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107358523A (en) * | 2017-06-26 | 2017-11-17 | 中国人民银行数字货币研究所 | The method and apparatus that digital cash orientation uses |
| WO2022218424A1 (en) * | 2021-04-16 | 2022-10-20 | 中国人民银行数字货币研究所 | Payment method, apparatus, and system for digital currency |
Also Published As
| Publication number | Publication date |
|---|---|
| TW201800998A (en) | 2018-01-01 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20161116 |