CN106104608A - 一种双通道身份认证的方法和系统 - Google Patents

一种双通道身份认证的方法和系统 Download PDF

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Publication number
CN106104608A
CN106104608A CN201580005779.9A CN201580005779A CN106104608A CN 106104608 A CN106104608 A CN 106104608A CN 201580005779 A CN201580005779 A CN 201580005779A CN 106104608 A CN106104608 A CN 106104608A
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CN
China
Prior art keywords
data
safety device
payment
safety
rsa
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Pending
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CN201580005779.9A
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English (en)
Inventor
邵通
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Individual
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Individual
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Priority claimed from CN201410037680.4A external-priority patent/CN103971241A/zh
Application filed by Individual filed Critical Individual
Publication of CN106104608A publication Critical patent/CN106104608A/zh
Pending legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

本发明的目的是提出一种双通道身份认证的方法和系统。在使用可能不安全的计算机终端时，可以利用另一个计算机终端与计算机终端配合，达到安全支付。在该方法中银行卡号和密码，不可能同时出现在可能不安全的设备中。该方法可以用于网络支付；结合好的密码协议，可简单且安全地解决使用银行、游戏等服务中身份认证和支付数据安全的方法。

Description

PCT国内申请，说明书已公开。

Claims (10)

  1. PCT国内申请，权利要求书已公开。
CN201580005779.9A 2014-01-27 2015-01-22 一种双通道身份认证的方法和系统 Pending CN106104608A (zh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201410037680.4A CN103971241A (zh) 2013-01-28 2014-01-27 一种双通道支付的方法和系统
PCT/CN2015/071312 WO2015110037A1 (zh) 2014-01-27 2015-01-22 一种双通道身份认证的方法和系统

Publications (1)

Publication Number Publication Date
CN106104608A true CN106104608A (zh) 2016-11-09

Family

ID=53683121

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201580005779.9A Pending CN106104608A (zh) 2014-01-27 2015-01-22 一种双通道身份认证的方法和系统

Country Status (2)

Country Link
CN (1) CN106104608A (zh)
WO (1) WO2015110037A1 (zh)

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102054316A (zh) * 2009-11-06 2011-05-11 中国银联股份有限公司 一种通过手机进行密码认证的银行卡交易方法及系统
CN103377429A (zh) * 2012-04-17 2013-10-30 中国银联股份有限公司 一种使用二维码进行的支付方法以及支付系统

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101631020A (zh) * 2008-07-16 2010-01-20 上海方立数码科技有限公司 指纹识别与pki体系相结合的身份认证系统
CN101321068A (zh) * 2008-07-23 2008-12-10 北京握奇数据系统有限公司 实现双重身份认证的方法及装置
CN103177482A (zh) * 2011-12-20 2013-06-26 西安众智惠泽光电科技有限公司 一种基于双重身份验证的打卡机
CN102945365B (zh) * 2012-10-19 2015-04-08 西安凯虹电子科技有限公司 多种数据传输方式的手持式虹膜识别装置及方法
CN202976102U (zh) * 2012-11-22 2013-06-05 深圳市亚略特生物识别科技有限公司 身份识别装置
CN103973445A (zh) * 2013-01-28 2014-08-06 邵通 一种双通道登录的方法和系统

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102054316A (zh) * 2009-11-06 2011-05-11 中国银联股份有限公司 一种通过手机进行密码认证的银行卡交易方法及系统
CN103377429A (zh) * 2012-04-17 2013-10-30 中国银联股份有限公司 一种使用二维码进行的支付方法以及支付系统

Also Published As

Publication number Publication date
WO2015110037A1 (zh) 2015-07-30

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Application publication date: 20161109