CN105956848A - IC card recharge method and system based on NFC - Google Patents
IC card recharge method and system based on NFC Download PDFInfo
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- CN105956848A CN105956848A CN201610250964.0A CN201610250964A CN105956848A CN 105956848 A CN105956848 A CN 105956848A CN 201610250964 A CN201610250964 A CN 201610250964A CN 105956848 A CN105956848 A CN 105956848A
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- 238000000034 method Methods 0.000 title claims abstract description 30
- 239000013589 supplement Substances 0.000 claims description 39
- 230000001502 supplementing effect Effects 0.000 claims description 18
- 230000001143 conditioned effect Effects 0.000 claims description 12
- 230000000977 initiatory effect Effects 0.000 claims description 10
- 230000003993 interaction Effects 0.000 claims description 4
- 235000013399 edible fruits Nutrition 0.000 claims description 2
- 238000012795 verification Methods 0.000 abstract 4
- 238000004891 communication Methods 0.000 description 3
- 241001269238 Data Species 0.000 description 1
- 230000005540 biological transmission Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 230000006698 induction Effects 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides an IC card recharge method and system based on an NFC. The method comprises the steps that a client receives the recharging request issued by a user; a payment support system obtains the data in the recharging request, carries out verification according to a preset condition, and returns a verification result to the client; the client judges the verification result, if the verification succeeds, the client initializes a recharging application command to a recharging background system through a payment support system, analyzes returned recharge application response information, generates a corresponding APDU instruction, sends the APDU instruction to an IC card, and receives the APDU instruction execution result returned by the IC card; the client analyzes the APDU instruction execution result, initializes a transference request to the recharging background system through the payment support system with the APDU instruction execution result as a parameter; and the client receives and analyzes transference response information returned by the recharging background system and updates the data in the IC card. According to the invention, the problem of low efficiency and inconvenience caused by going to a designated network point in recharging a bus IC card at present can be solved.
Description
Technical field
The invention discloses IC-card and supplement field with money, be specifically related to a kind of IC-card based on NFC and fill
Value method and system.
Background technology
IC-card, also known as radio-frequency card, is made up of IC chip and induction antenna, can be encapsulated in one
In the card of individual standard, the stored value card of IC-card relies on its good performance and higher cost performance
It is widely used in public transport field and is used as quick cashless payment means, this kind of IC
Card is referred to as mass transit card.When current mass transit card needs to supplement with money, it is generally required to go to special supplementing with money
Client is supplemented with money, and these are supplemented client with money and are distributed only in some sites, sometimes user
When being badly in need of supplementing with money, site to be gone to just can be supplemented with money, causes the biggest inconvenience.
NFC is Near Field Communication abbreviation, i.e. close range wireless communication skill
Art, NFC function that current existing many smart machines are built-in.And NFC module can be with IC
Card carries out communication interaction, therefore, how to utilize NFC to carry out supplementing with money the side being to study for IC-card
To.
Summary of the invention
An object of the present invention is to propose a kind of IC-card recharge method based on NFC, its
Can solve to need when existing mass transit card is supplemented with money to go to specify site to cause efficiency low and inconvenient
Problem.
The two of the purpose of the present invention are to propose a kind of IC-card charging system based on NFC, its
Can solve to need when existing mass transit card is supplemented with money to go to specify site to cause efficiency low and inconvenient
Problem.
One of in order to achieve the above object, the technical solution adopted in the present invention is as follows:
A kind of IC-card recharge method based on NFC, comprises the following steps:
S1, client receive Client-initiated charging request, detected whether IC-card and self
NFC module set up and connect, the most then charging request is sent to paying in support system,
If it is not, then prompting user pastes card;
S2, the data paid in support system acquisition charging request, test according to pre-conditioned
Card, and the result is back to client;
S3, client judge the result received, if being proved to be successful, then to payment
Support system initiates to supplement application instruction with money;
S4, payment support system will be supplemented application instruction with money and be forwarded to supplement with money in background system, and will
The application response message of supplementing with money supplementing background system return with money is forwarded to client;
S5, client resolve and supplement application response message with money, generate corresponding APDU instruction and send
To IC-card and receive IC-card return APDU instruction execution result;
S6, client resolve APDU instruction execution result and as parameter to paying support system
Initiate circle and deposit request, be transmitted to supplement with money background system and carry out circle by paying support system and deposit process;
S7, client from pay support system receive and parse through supplement with money background system return circle deposit
Response message, and correspondingly update the data in IC-card.
Preferably, described pre-conditioned include: the IC-card number in condition 1, this charging request
For effective IC-card number;IC-card number in condition 2, this charging request is complete the amount of money and pays;
If meet condition 1 and condition 2 simultaneously, then the result is for being proved to be successful.
Preferably, in step s3, if the result is invalid IC-card, then flow process is terminated;
If the result pays for being not fully complete the amount of money, then perform payment step, and perform in payment step
The backward payment support system of success is initiated to supplement application instruction with money.
Preferably, described payment step comprises the following steps:
S31, client initiate order creation request to paying support system;
S32, payment support system are handed over third-party payment system according to order creation request
Mutually, receive the pay invoice information returned after third-party payment system generates pay invoice and return
To client;
S33, client show pay invoice, and point out user to input payment necessary information;
S34, when user inputs payment necessary information, and client will pay necessary information and send extremely
Third-party payment system;
S35, when third-party payment system for pay necessary information be proved to be successful and complete order
After payment, pay support system and receive payment result information from third-party payment system and carry out phase
The payment answered successfully is registered, and is then registrated successfully information to Third-party payment platform feedback.
Two in order to achieve the above object, the technical solution adopted in the present invention is as follows:
A kind of IC-card charging system based on NFC, including with lower module:
Charging request sending module, is located at client, is used for receiving Client-initiated charging request,
Detect whether that IC-card is set up with the NFC module of self to be connected, the most then by charging request
Send to paying in support system, if it is not, then prompting user pastes card;
Authentication module, is located at payment support system, for obtaining the data in charging request, root
Verify according to pre-conditioned, and the result is back to client;
The result processing module, is located at client, for judging the result received,
If being proved to be successful, then initiate to supplement application instruction with money to payment support system;
Information forwarding module, is located at payment support system, is forwarded to for supplementing application instruction with money
Supplement with money in background system, and the application response message of supplementing with money supplementing background system return with money is forwarded to
Client;
APDU directive generation module, is located at client, supplements application response message with money for parsing,
Generate corresponding APDU instruction be sent to IC-card and receive the APDU instruction execution that IC-card returns
Result;
Request initiation module deposited by circle, is located at client, is used for resolving APDU instruction execution result
And deposit request as parameter to paying support system initiation circle, it is transmitted to fill by paying support system
Value background system carries out circle and deposits process;
Response message processing module deposited by circle, is located at client, for from paying support system reception
And resolve and supplement the circle that background system returns with money and deposit response message, and correspondingly update in IC-card
Data.
Preferably, described pre-conditioned include: the IC-card number in condition 1, this charging request
For effective IC-card number;IC-card number in condition 2, this charging request is complete the amount of money and pays;
If meet condition 1 and condition 2 simultaneously, then the result is for being proved to be successful.
Preferably, in the result processing module, if the result is invalid IC-card, then
Terminate flow process;If the result pays for being not fully complete the amount of money, then perform payment step, and propping up
Pay step run succeeded backward payment support system initiate supplement with money application instruction.
Preferably, described payment module includes following submodule:
Order creation request module, is located at client, for paying support system initiation order
Request to create;
Interaction process module, is located at payment support system, for according to order creation request with the
Tripartite's payment system interacts, and returns after receiving third-party payment system generation pay invoice
Pay invoice information is also back to client;
Pay invoice display module, is located at client, is used for showing pay invoice, and points out use
Family input pays necessary information;
Pay necessary information sending module, be located at client, for inputting payment necessity as user
During information, necessary information will be paid and send to third-party payment system;
Payment result processing module, is located at payment support system, for working as third-party payment system
After being proved to be successful and complete order payment for payment necessary information, connect from third-party payment system
Receive payment result information paying accordingly successfully to register, then to Third-party payment platform
Feedback is registrated successfully information.
There is advantages that 1, by the NFC function on smart machine, use
IC-card can be supplemented with money by family at any time, it is to avoid the trouble that Traditional Man is supplemented with money, carries for user
Carry out great convenience;2, before performing to supplement with money, preposition checking can be carried out, eligible just hold
Row is supplemented with money, it is to avoid causes and supplements mistake or failure with money.
Accompanying drawing explanation
Fig. 1 is the flow chart of the IC-card recharge method based on NFC of the present invention;
Fig. 2 is the flow chart of the payment step of the present invention.
Detailed description of the invention
Below, in conjunction with accompanying drawing and detailed description of the invention, the present invention is described further:
With reference to Fig. 1 and Fig. 2, a kind of IC-card recharge method based on NFC, including following step
Rapid:
S1, client receive Client-initiated charging request, detected whether IC-card and self
NFC module set up and connect, the most then charging request is sent to paying in support system,
If it is not, then prompting user pastes card.
S2, the data paid in support system acquisition charging request, test according to pre-conditioned
Card, and the result is back to client.
S3, client judge the result received, if being proved to be successful, then to payment
Support system initiates to supplement application instruction with money;
S4, payment support system will be supplemented application instruction with money and be forwarded to supplement with money in background system, and will
The application response message of supplementing with money supplementing background system return with money is forwarded to client;
S5, client resolve and supplement application response message with money, generate corresponding APDU instruction and send
To IC-card and receive IC-card return APDU instruction execution result;
S6, client resolve APDU instruction execution result and as parameter to paying support system
Initiate circle and deposit request, be transmitted to supplement with money background system and carry out circle by paying support system and deposit process;
S7, client from pay support system receive and parse through supplement with money background system return circle deposit
Response message, and correspondingly update the data in IC-card.
Wherein, in step sl, before initiating charging request, need user first client
NFC function open, then IC-card is pressed close to the NFC module in client.If detecting
IC-card is not set up with NFC module and is connected, then IC-card is pressed close to NFC module by prompting user;
Client is to paying the information including IC-card while support system sends charging request.
In step s 2, described pre-conditioned include: the IC in condition 1, this charging request
Card number is effective IC-card number;IC-card number in condition 2, this charging request is complete the amount of money
Pay;If meet condition 1 and condition 2 simultaneously, then the result is for being proved to be successful.
In step s3, if the result is invalid IC-card, then flow process is terminated;If checking knot
Fruit for being not fully complete amount of money payment, then performs payment step, and after payment step runs succeeded to
Pay support system to initiate to supplement application instruction with money.Wherein, payment step comprises the following steps:
S31, client initiate order creation request to paying support system;
S32, payment support system are handed over third-party payment system according to order creation request
Mutually, receive the pay invoice information returned after third-party payment system generates pay invoice and return
To client;
S33, client show pay invoice, and point out user to input payment necessary information;
S34, when user inputs payment necessary information, and client will pay necessary information and send extremely
Third-party payment system;
S35, when third-party payment system for pay necessary information be proved to be successful and complete order
After payment, pay support system and receive payment result information from third-party payment system and carry out phase
The payment result registration answered, is then registrated successfully information to Third-party payment platform feedback.
Above-mentioned payment step can be passed through client by user before paying support system checking
Initiate voluntarily to pay.
In step s 5, mainly read some circles to IC-card transmission APDU instruction and deposit front institute
The related datas such as the such as counting of need, card time, card balance.
After performing step S7, the amount of money supplemented with money can write in IC-card and update in IC-card
Balance amount information.Further, circle can also be deposited response message and is shown by client.
The advantage of the IC-card recharge method based on NFC of the present invention is: 1, set by intelligence
Standby upper NFC function, IC-card can be supplemented with money by user at any time, it is to avoid Traditional Man fills
The trouble of value, brings great convenience for user;2, before performing to supplement with money, can carry out preposition
Checking, eligible just execution is supplemented with money, it is to avoid causes and supplements mistake or failure with money.
Corresponding to above-mentioned IC-card recharge method based on NFC, the invention also discloses one
IC-card charging system based on NFC, including with lower module:
Charging request sending module, is located at client, is used for receiving Client-initiated charging request,
Detect whether that IC-card is set up with the NFC module of self to be connected, the most then by charging request
Send to paying in support system, if it is not, then prompting user pastes card;
Authentication module, is located at payment support system, for obtaining the data in charging request, root
Verify according to pre-conditioned, and the result is back to client;
The result processing module, is located at client, for judging the result received,
If being proved to be successful, then initiate to supplement application instruction with money to payment support system;
Information forwarding module, is located at payment support system, is forwarded to for supplementing application instruction with money
Supplement with money in background system, and the application response message of supplementing with money supplementing background system return with money is forwarded to
Client;
APDU directive generation module, is located at client, supplements application response message with money for parsing,
Generate corresponding APDU instruction be sent to IC-card and receive the APDU instruction execution that IC-card returns
Result;
Request initiation module deposited by circle, is located at client, is used for resolving APDU instruction execution result
And deposit request as parameter to paying support system initiation circle, it is transmitted to fill by paying support system
Value background system carries out circle and deposits process;
Response message processing module deposited by circle, is located at client, for from paying support system reception
And resolve and supplement the circle that background system returns with money and deposit response message, and correspondingly update in IC-card
Data.
Preferably, described pre-conditioned include: the IC-card number in condition 1, this charging request
For effective IC-card number;IC-card number in condition 2, this charging request is complete the amount of money and pays;
If meet condition 1 and condition 2 simultaneously, then the result is for being proved to be successful.
Preferably, in the result processing module, if the result is invalid IC-card, then
Terminate flow process;If the result pays for being not fully complete the amount of money, then perform payment step, and propping up
Pay step run succeeded backward payment support system initiate supplement with money application instruction.
Preferably, described payment module includes following submodule:
Order creation request module, is located at client, for paying support system initiation order
Request to create;
Interaction process module, is located at payment support system, for according to order creation request with the
Tripartite's payment system interacts, and returns after receiving third-party payment system generation pay invoice
Pay invoice information is also back to client;
Pay invoice display module, is located at client, is used for showing pay invoice, and points out use
Family input pays necessary information;
Pay necessary information sending module, be located at client, for inputting payment necessity as user
During information, necessary information will be paid and send to third-party payment system;
Payment result processing module, is located at payment support system, for working as third-party payment system
After being proved to be successful and complete order payment for payment necessary information, connect from third-party payment system
Receive payment result information paying accordingly successfully to register, then to Third-party payment platform
Feedback is registrated successfully information.
For a person skilled in the art, can technical scheme as described above and structure
Think, make other various corresponding changes and deformation, and all these changes and deformation
Within all should belonging to the protection domain of the claims in the present invention.
Claims (8)
1. an IC-card recharge method based on NFC, it is characterised in that comprise the following steps:
S1, client receive Client-initiated charging request, detected whether IC-card and self
NFC module set up and connect, the most then charging request is sent to paying in support system,
If it is not, then prompting user pastes card;
S2, the data paid in support system acquisition charging request, test according to pre-conditioned
Card, and the result is back to client;
S3, client judge the result received, if being proved to be successful, then to payment
Support system initiates to supplement application instruction with money;
S4, payment support system will be supplemented application instruction with money and be forwarded to supplement with money in background system, and will
The application response message of supplementing with money supplementing background system return with money is forwarded to client;
S5, client resolve and supplement application response message with money, generate corresponding APDU instruction and send
To IC-card and receive IC-card return APDU instruction execution result;
S6, client resolve APDU instruction execution result and as parameter to paying support system
Initiate circle and deposit request, be transmitted to supplement with money background system and carry out circle by paying support system and deposit process;
S7, client from pay support system receive and parse through supplement with money background system return circle deposit
Response message, and correspondingly update the data in IC-card.
IC-card recharge method based on NFC the most according to claim 1, its feature exists
In, described pre-conditioned include: the IC-card number in condition 1, this charging request is effective IC
Card number;IC-card number in condition 2, this charging request is complete the amount of money and pays;If simultaneously
Meet condition 1 and condition 2, then the result is for being proved to be successful.
IC-card recharge method based on NFC the most according to claim 2, its feature exists
In, in step s3, if the result is invalid IC-card, then terminate flow process;If checking knot
Fruit for being not fully complete amount of money payment, then performs payment step, and after payment step runs succeeded to
Pay support system to initiate to supplement application instruction with money.
IC-card recharge method based on NFC the most according to claim 3, its feature exists
In, described payment step comprises the following steps:
S31, client initiate order creation request to paying support system;
S32, payment support system are handed over third-party payment system according to order creation request
Mutually, receive the pay invoice information returned after third-party payment system generates pay invoice and return
To client;
S33, client show pay invoice, and point out user to input payment necessary information;
S34, when user inputs payment necessary information, and client will pay necessary information and send extremely
Third-party payment system;
S35, when third-party payment system for pay necessary information be proved to be successful and complete order
After payment, pay support system and receive payment result information from third-party payment system and carry out phase
The payment answered successfully is registered, and is then registrated successfully information to Third-party payment platform feedback.
5. an IC-card charging system based on NFC, it is characterised in that include with lower module:
Charging request sending module, is located at client, is used for receiving Client-initiated charging request,
Detect whether that IC-card is set up with the NFC module of self to be connected, the most then by charging request
Send to paying in support system, if it is not, then prompting user pastes card;
Authentication module, is located at payment support system, for obtaining the data in charging request, root
Verify according to pre-conditioned, and the result is back to client;
The result processing module, is located at client, for judging the result received,
If being proved to be successful, then initiate to supplement application instruction with money to payment support system;
Information forwarding module, is located at payment support system, is forwarded to for supplementing application instruction with money
Supplement with money in background system, and the application response message of supplementing with money supplementing background system return with money is forwarded to
Client;
APDU directive generation module, is located at client, supplements application response message with money for parsing,
Generate corresponding APDU instruction be sent to IC-card and receive the APDU instruction execution that IC-card returns
Result;
Request initiation module deposited by circle, is located at client, is used for resolving APDU instruction execution result
And deposit request as parameter to paying support system initiation circle, it is transmitted to fill by paying support system
Value background system carries out circle and deposits process;
Response message processing module deposited by circle, is located at client, for from paying support system reception
And resolve and supplement the circle that background system returns with money and deposit response message, and correspondingly update in IC-card
Data.
IC-card charging system based on NFC the most according to claim 5, its feature exists
In, described pre-conditioned include: the IC-card number in condition 1, this charging request is effective IC
Card number;IC-card number in condition 2, this charging request is complete the amount of money and pays;If simultaneously
Meet condition 1 and condition 2, then the result is for being proved to be successful.
IC-card charging system based on NFC the most according to claim 6, its feature exists
In, in the result processing module, if the result is invalid IC-card, then terminate flow process;
If the result pays for being not fully complete the amount of money, then perform payment step, and perform in payment step
The backward payment support system of success is initiated to supplement application instruction with money.
IC-card charging system based on NFC the most according to claim 7, its feature exists
Following submodule is included in, described payment module:
Order creation request module, is located at client, for paying support system initiation order
Request to create;
Interaction process module, is located at payment support system, for according to order creation request with the
Tripartite's payment system interacts, and returns after receiving third-party payment system generation pay invoice
Pay invoice information is also back to client;
Pay invoice display module, is located at client, is used for showing pay invoice, and points out use
Family input pays necessary information;
Pay necessary information sending module, be located at client, for inputting payment necessity as user
During information, necessary information will be paid and send to third-party payment system;
Payment result processing module, is located at payment support system, for working as third-party payment system
After being proved to be successful and complete order payment for payment necessary information, connect from third-party payment system
Receive payment result information paying accordingly successfully to register, then to Third-party payment platform
Feedback is registrated successfully information.
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Cited By (3)
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CN108446906A (en) * | 2018-05-15 | 2018-08-24 | 苏州澄怀科技有限公司 | A kind of mass transit card is quickly supplemented with money and inquiry system and its method |
CN108681466A (en) * | 2018-03-27 | 2018-10-19 | 广东岭南通股份有限公司 | A kind of CPU card control method, electronic equipment and storage medium based on formatted packet instruction |
CN110009331A (en) * | 2019-03-28 | 2019-07-12 | 广州盈通电子科技有限公司 | A card opening system |
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