CN105938593A

CN105938593A - Terminal and operating method thereof

Info

Publication number: CN105938593A
Application number: CN201510622603.XA
Authority: CN
Inventors: 黄金星; 李敏浩; 金志恩; 张赫宰; 崔京东
Original assignee: LG Electronics Inc
Current assignee: LG Electronics Inc
Priority date: 2015-03-06
Filing date: 2015-09-25
Publication date: 2016-09-14
Also published as: KR20160108095A; KR20160108090A

Abstract

The invention discloses a terminal and an operating method thereof. The terminal is provided. The terminal receives store information including information of payment made to a store corresponding to a payment terminal; based on the received store information, at least one recommended payment combination information, compatible with the store information, out of at least two different types of information is generated. The terminal sends information of the payment corresponding to one of the least one recommended payment combination information to the payment terminal.

Description

Terminal and operational approach thereof

Technical field

It relates to a kind of terminal and operational approach thereof, more particularly, to a kind of terminal providing payment function.

Background technology

According to mobility, terminal can be categorized into mobile/handheld terminal and fixed terminal.Straight according to user Connect portability, mobile terminal can be categorized into handheld terminal and car-mounted terminal.

Due to the functional diversities of terminal, terminal be just implemented as having include taking pictures, recorded video, broadcasting music literary composition Part or video file, play or receive and broadcast the multimedia player at interior sophisticated functions.

It addition, the most providing the various finance service using terminal.So-called " Fintech " is from " financial " The compound word that " technology " is derived, represents service finance and information technology (IT) being combined or carries Company for this service.The field the most actively bred of Fintech is payment technical field, in payment technical field, and terminal The card information of middle storage is transmitted via this terminal, to pay for goods or service.

Owing to need not carry the convenience of plastic clip and avoid the name exposing such as card number and card user such The safety of the increase of personal information, it is desirable to will be main means of payment (payment in future by the payment of terminal means)。

Recently, the credit card has become conventional means of payment, and along with various discounted services and point reward sending out of service Exhibition, typically now uses discount card or some card with payment combination.

Therefore, when paying for goods or service, in addition to the credit card, debit card or cash, consumption Person also provides for for the discount card of discount and for collecting the some card or accumulating card counted.

When user holds various card, interests (benefit) basis that can receive due to user can be in certain shops The combination of the card of middle use and change, therefore user may exist in terms of suitably receiving the interests that user is able to receive that Difficulty.

Specifically, the number of the card can having along with user and type increase, the credit card that can be used for paying, The combination of some card, discount card etc. becomes complicated, and therefore, user is possibly cannot be to greatest extent suitably with their energy Enough interests utilized.

User can be provided to may be used for shop carry out, accordingly, it would be desirable to a kind of, the optimal payment hands paying combination paid Section and method.

Summary of the invention

Embodiment provide a kind of reception payment information unique to shop and according to the payment information received The corresponding combination that pays provides the terminal of payment function.

Embodiment is also by the safety utilizing user authentication to increase the payment function via terminal.

In one embodiment, a kind of it is configured to send the end of information for paying to payment terminal for operation The method of end comprises the following steps: connect via the wireless communication unit being configured to communicate with described payment terminal Receiving for carrying out the store information paid to the shop corresponding with described payment terminal, described store information includes disbursement letter Breath；Generate at least one based on the store information received and recommend to pay combined information, at least one recommendation described Pay one in combined information include can be compatible with described store information the different types of information of at least two；And to Described payment terminal sends and pays, with at least one recommendation described, the institute for payment that in combined information is corresponding State information.

In another embodiment, a kind of being configured to sends the terminal for the information paid to payment terminal, and this is eventually End includes: display；Wireless communication unit, this wireless communication unit is configured to and the described payment corresponding to shop Terminal communicates；And controller, this controller is configured to: via described wireless communication unit receive for Carry out the store information paid to described shop, described store information includes payment information；Based on the shop letter received Breath generates at least one and recommends to pay combined information, and one at least one recommendation payment combined information described includes Can be with the different types of information of at least two of described store information compatibility；And make described wireless communication unit to institute State payment terminal send with described at least one recommend to pay in combined information corresponding for described in payment Information.

The details of one or more embodiment will be illustrated in following accompanying drawing and description.Further feature will Apparent from specification, drawings and the claims.

Accompanying drawing explanation

Fig. 1 is the block diagram of the payment system according to embodiment.

Fig. 2 is the block diagram of the terminal relevant to embodiment.

Fig. 3 is exemplified with the terminal with above fingerprint Identification sensor according to embodiment.

Fig. 4 is exemplified with the terminal with fingerprint Identification sensor below according to embodiment.

Fig. 5 is the block diagram of the payment terminal relevant to embodiment.

Fig. 6 is the flow chart of the operational approach of the payment system according to embodiment.

Fig. 7 is exemplified with the picture shown in end according to the store information obtained according to embodiment.

Fig. 8 is exemplified with the display paying combined information according to embodiment.

Fig. 9 is exemplified with the display paying combined information according to another embodiment.

Figure 10 A is exemplified with inputting to the user recommending payment combined information window according to embodiment.

Figure 10 B pays combination display picture exemplified with the recommendation of the change according to embodiment.

Figure 11 A is exemplified with inputting to the user recommending payment combined information window according to another embodiment.

Figure 11 B pays combined picture exemplified with the recommendation of the change according to another embodiment.

Figure 12 A is exemplified with the user's input for replacing the card that payment combination includes according to embodiment.

Figure 12 B is exemplified with the new display paying combination according to the card obtained by replacement according to embodiment.

Figure 13 A is exemplified with the user's input for replacing the card that payment combination includes according to another embodiment.

Figure 13 B is exemplified with the new display paying combination according to the card obtained by replacement according to another embodiment.

Figure 14 is exemplified with the display for the messagewindow recommending payment combination according to embodiment.

Figure 15 is exemplified with the display paying combined information according to another embodiment.

Figure 16 is exemplified with inputting for the user paid according to embodiment.

Figure 17 is exemplified with inputting for the user paid according to another embodiment.

Figure 18 is exemplified with inputting for the user paid according to another embodiment.

Figure 19 is exemplified with inputting for the user paid according to another embodiment.

Figure 20 is exemplified with inputting for the user paid according to another embodiment.

Figure 21 is exemplified with the fingerprint recognition for payment according to embodiment.

Figure 22 represent according to embodiment for defeated with the user of the payment of the directional correlation corresponding to payment terminal Enter.

Figure 23 represents that the user for payment according to embodiment inputs path.

Figure 24 is exemplified with the touch mode identification of the user according to embodiment.

Figure 25 is exemplified with the touch mode identification of the user according to another embodiment.

Figure 26 is the concept map of the packet configuration paying signal with many data structures according to embodiment.

Figure 27 and Figure 28 is exemplified with the display of the pay status according to embodiment.

Figure 29 is exemplified with the display of the pay status according to another embodiment.

Figure 30 and Figure 31 is exemplified with the display on the side display of mobile terminal of the pay status according to embodiment.

Figure 32 is exemplified with the display of the payment approval information according to embodiment.

Figure 33 A and Figure 33 B is exemplified with the user's input for showing another payment approval information according to embodiment.

Figure 34 is exemplified with the display of the integrated card image according to embodiment.

Detailed description of the invention

Hereinafter, describe embodiment with reference to the accompanying drawings in detail, and regardless of the numbering of figure, identical or phase As assembly be assigned identical reference number, be therefore omitted from its repeat specification.Due in order to make the disclosure easily Being given and make the suffix " module " of the assembly used in description below and " unit " exchange, these suffix do not have The implication of difference or function.When describing the embodiment disclosed in the disclosure, the known technology being omitted from being correlated with detailed Describe in detail bright, this is because they are by smudgy for the theme that makes the embodiment disclosed in the disclosure.It addition, accompanying drawing quilt It is used for helping will be readily understood that embodiment disclosed herein, but the technical concept disclosed in the disclosure is not limited to This.It should be appreciated that also include being included in the whole modification in the concept of creative concept and technical scope, equivalent Thing or replacement.

Although term ' the first ' and ' the second ' can be used to describe various assembly, but these assemblies should not be subject to It is limited to these terms.These terms are only used to distinguish an assembly with another assembly.

When mention any assembly " connect " or " access " to another assembly time, it should be appreciated that the former can be straight Receive the latter in succession, or another assembly can be there is between which.On the contrary, when pointing out that any assembly ' directly connects Connect ' or ' being directly accessed ' to another assembly time, it should be appreciated that can there is no other assembly between which.

Unless otherwise stated, the term of singulative includes plural form.

It should be appreciated that term " includes " or " having " instruction deposit represent in the disclosure characteristic, number, Step, operation, assembly, parts or a combination thereof, but do not preclude the presence or addition of one or more other characteristic, Number, step, operation, assembly, parts or a combination thereof.

Terminal described in the disclosure can include smart phone, laptop computer, digital broadcast terminal, individual number Word assistant (PDA), portable media player (PMP), guider, template PC, flat board PC, super Basis and such as intelligent watch, intelligent glasses or head mounted display (HMD) such Wearable device etc..

But, those skilled in the art can easily understand, except when according to embodiment described herein Structure when can be only applied to mobile terminal beyond, this structure can be applied to such as numeral TV, desk-top meter The such fixed terminal of calculation machine, digital signage.

With reference to Fig. 1, the payment system 10 according to embodiment is described.Fig. 1 is the payment system according to embodiment Block diagram.With reference to Fig. 1, payment system 10 includes terminal 100 and payment terminal 200.Payment terminal 200 may refer to Point of sale (POS) terminal.

Terminal 100 can show and pay relevant various information, and payment channel is sent to payment terminal 200. It addition, terminal 100 can receive from payment terminal 200 criticize in response to the payment information being sent to payment terminal 200 Calibration information, and show received approval in-formation.In this example, payment information or the information for paying are permissible Refer to card information.

Payment terminal 200 can receive and pay relevant payment information from terminal 100, and based on propping up of being received The information of paying processes payment.Additionally, payment terminal 200 can to send to terminal 100 to criticize according to processed payment Calibration information.

It addition, payment terminal 200 can send the shop relevant with the shop residing for payment terminal 200 to terminal 100 Information.In this example, one or more during store information can include following item: about the position in shop Information, the goods provided about shop or the information of service and the discount information about shop.Additionally, shop letter Breath can include payment information unique to shop.Payment information unique to shop can include in following item Individual or more: about the information of means of payment that can use in corresponding shop, shop unique payment order, And the discount information according to means of payment.Shop unique payment order may refer to the such as credit card, debit card or Cash, the some card serviced for some award and propping up in the middle of the such means of payment of discount card of discounted services Pay order.Such as, unique payment order of shop A can be by a card, discount card and the order of Payment Card.This Outward, unique payment order of shop B can be by discount card, some card and the order of Payment Card.Additionally, shop C Unique payment order can be by Payment Card, discount card and the order of some card.Equally, unique payment order in shop Can be similar and different for each shop.

It follows that describe the structure of the terminal 100 according to embodiment with reference to Fig. 2.Fig. 2 is relevant to embodiment The block diagram of terminal.

Terminal 100 can include that wireless communication unit 110, audio/video (A/V) input block 120, user are defeated Enter unit 130, sensing unit 140, output unit 150, memorizer 160, interface unit 170, control unit 180 Or controller and power subsystem 190 etc..Owing to the assembly shown in Fig. 2 is optional, therefore can also be real Now there is the terminal of the assembly many or fewer than these assemblies.

Hereinafter, components above is one by one discussed.

Wireless communication unit 110 can include so that between terminal 100 and wireless communication system, terminal 100 and other Nothing can be carried out between terminal 100, between terminal 100 and other device or between terminal 100 and external server One or more module of line communication.It addition, wireless communication unit 110 can include terminal 100 and one or One or more module that more networks connect.

Wireless communication unit 110 can include at least one in following item: broadcast reception module 111, movement are led to Letter module 112, wireless Internet module 113, short-range communication module 114 and positional information module 115.

Broadcast reception module 111 receives broadcast singal and/or wide by broadcast channel from outside broadcast management server Broadcast relevant information.

Broadcast channel can include satellite channel or terrestrial channel.Broadcast management server may indicate that and generates and sends extensively Broadcast signal and/or the server of broadcast related information or receive the broadcast singal previously generated and/or the relevant letter of broadcast Cease and send it to the server of terminal.Except TV broadcast singal, radio signals and data broadcast letter Beyond number, broadcast singal can also include being formed by being combined with radio signals by TV broadcast singal Broadcast singal.

Broadcast related information may refer to about broadcast channel, broadcast program or the information of broadcast service provider.Broadcast Relevant information can also be provided by mobile communications network.In such a case, it is possible to pass through mobile communication module 112 receive information.

Broadcast related information can exist in a variety of forms.Such as, broadcast related information can be with DMB (DMB) electronic program guides (EPG) or the electronic service of hand-held digital video broadcast (DVB-H) refer to Presented in south (ESG).

Broadcast reception module 111 can receive numeral by using the such digit broadcasting system of item below such as Broadcast singal: terrestrial digital multimedia broadcast (DMB-T) broadcast system, digital multimedia broadcast (dmb) via satellite (DMB-S) Broadcast system, only media forward link (MediaFLO) broadcast system, hand-held digital video broadcast (DVB-H) Broadcast system or land integrated service digital broadcasting (ISDB-T) broadcast system.Broadcast reception module 111 is also May be constructed such that other broadcast system being applicable in addition to above-mentioned digit broadcasting system.

The broadcast singal and/or the broadcast related information that are received by broadcast reception module 111 can be stored in memorizer In 160.

At least one in the mobile communication module 112 server on base station, exterior terminal and mobile communications network is sent out At least one in wireless signal, and the server from base station, exterior terminal and mobile communications network is sent to receive nothing Line signal.According to voice-call-signaling, video call signal or the transmission of text/Multimedia Message and reception, nothing Line signal can include various types of data.

Wireless Internet module 113 instruction is for the module of Wi-Fi (Wireless Internet Access), and may be located at terminal 100 Interiorly or exteriorly.As wireless Internet technologies, it is possible to use WLAN (WLAN, Wi-Fi), without live width Band (WiBro), World Interoperability for Microwave Access, WiMax (WiMAX), high-speed downlink packet access (HSPDA) Deng.

Short-range communication module 114 instruction is for the module of short haul connection.As short-range communication technique, can make With Bluetooth, RF identification (RFID), Infrared Data Association (IrDA), ultra broadband (UWB), ZigBee Deng.It addition, short-range communication module 114 can also send magnetic signal.

Positional information module 115 is the module for obtaining the position of terminal (or current location), and generally wraps Include global positioning system (GPS) module or WiFi module.Such as, when utilizing GPS module, terminal can make The position of terminal is obtained with the signal sent from gps satellite.As another example, when utilizing WiFi module, Terminal can send wireless signal or the wireless access from WiFi module reception wireless signal based on to WiFi module The relevant information of point (AP) obtains the position of terminal.As required, in order to alternatively or extraly obtain with whole The relevant data in position of end, positional information module 115 can perform appointing of other module of wireless communication unit 110 What function.Positional information module 115 is used to obtain the module of the position (current location) of terminal, and is not limited to Directly calculate or obtain the module of the position of terminal.

It is used to input audio signal or video signal with reference to Fig. 2, AV input block 120, and phase can be included Machine 121 and mike 122.Camera 121 process such as by imageing sensor under video call mode or imaging pattern The rest image obtained or the such picture frame of video.Treated picture frame can be shown on display unit 151.

Can store in memorizer 160 or be sent the figure processed by camera 121 by wireless communication unit 110 As frame.Multiple camera 121 can be arranged according to using environments to.

Mike 122 receives external voice signal under call model, recording mode or speech recognition mode, and will This signal change is electronic voice data.In a call mode, can convert voice data to can be by mobile logical Letter module 112 is sent to the form of mobile communication base station, and the data obtained by conversion can be exported shifting Dynamic communication base station.Can realize in mike 122 for removing generation during receiving external voice signal The various noise remove algorithms of noise.

User input unit 130 can include for picture signal input camera 121 or image input units, for The mike 122 of audio signal input or audio input unit and for receiving membrane keyboard or the machine of information from user Tool key.Can analyze and process the speech data or view data collected by user input unit 130, as user Control command.

Sensing unit 140 can include the information for sensing the inside about terminal, about the surrounding's ring around terminal The information in border and at least one sensor of user profile.Such as, sensing unit 140 can include in following item At least one: illuminance transducer, touch sensor, Magnetic Sensor, G sensor, gyro sensor, motion Sensor, RGB sensor, infrared ray (IR) sensor, finger scan, sonac, optics Sensor (such as, camera 121), mike 122, battery gauge, environmental sensor (such as, barometer, wet Degree meter, thermometer, radiation sensor, heat sensor and gas sensor) and chemical sensor (such as, electricity Sub-nose, health care sensor and biosensor).It addition, the terminal disclosed in this specification can be combined through At least two in the middle of these sensors or the information of more sensor sensing, then can utilize this information.

Output unit 150 be used to generate vision, audition or sense of touch output, and can include display unit 151, At least one in voice output unit 152, alarm unit 153 and sense of touch module 154.Display unit 151 is permissible Formed by the mutual Rotating fields with touch sensor or formed so that touch screen can be realized.This touch Screen can serve as user input unit 130, and this user input unit 130 provides between terminal 100 and user simultaneously Output interface between input interface and terminal 100 and user.

Display unit 151 shows the information that (output) is processed by terminal 100.Such as, it is in call model when terminal Time lower, display unit 151 shows the user interface (UI) relevant to calling or graphic user interface (GUI).When When terminal 100 is in video call mode or is under imaging pattern, display unit 151 show imaging and/ Or received image, UI or GUI.

Display unit 151 can include at least one in following item: liquid crystal display (LCD), film crystal Pipe liquid crystal display (TFT LCD), Organic Light Emitting Diode (OLED), flexible display and 3D display.

Some in these display may be constructed such that transparent or can optical delivery, enable to by it See outside.These display can be referred to as including transparent as typical case of transparent OLED (TOLED) Display.The structure of display unit 151 can also be configured to can optical delivery.Due to this structure, use The thing of the dorsal part being positioned at this terminal body can be watched in family by the region that the display unit 151 of terminal body occupies Body.

According to the realization of terminal 100, multiple display unit 151 can be there is.Such as, multiple display units can be with The form of interval or entirety is arranged on a surface of terminal 100 or on different surfaces.

When the sensor (hereinafter referred to as ' touch sensor ') of display unit 151 and sensing touch operation is formed Mutually during Rotating fields (hereinafter referred to as ' touch screen '), in addition to being used as output device, display 151 It is also used as input equipment.Touch sensor can be to have the form of such as touch membrane, touch sheet, touch pad.

Touch sensor may be constructed such that the pressure of the specific part by putting on display unit 151 change or The electric capacity produced on the specific part of display unit 151 is converted into electrical input signal.Except the position of touch can be detected Put with region beyond, touch sensor can also be configured to detect pressure when being touched and electric capacity.

When there is the touch input to touch sensor, corresponding signal is sent to touch control unit.Touch control Then corresponding data are sent to control unit 180 by cell processing signal processed.Therefore, control unit 180 is permissible Know which region having touched display unit 151.

It addition, control unit 180 can determine touching of user based on region when being touched, pressure and electric capacity Touch the type of input.Therefore, control unit 180 can identify that the finger of user touches, fingernail touches, refer to that joint touches And use the multi-touch of multiple finger.

Sensing unit 140 can be included in the interior zone of the terminal surrounded by touch screen or near touch screen The proximity transducer arranged.Proximity transducer indicates the power by use electromagnetic field or infrared ray without Mechanical Contact Situation gets off to detect whether to exist close to special object (subject) surface or at the object of special object near surface. The life-span of proximity transducer can be longer than the life-span of touch sensor, and the utilization rate of proximity transducer also passes than contact The utilization rate of sensor is high.

The example of proximity transducer includes that transmission-type photoelectric sensor, direct reflective photoelectric sensor, reflecting mirror reflect Type photoelectric sensor, high frequency oscillation type proimity sensor, capacitive proximity sensor, magnetic-type proximity transducer and red Outer proximity transducer.When touch screen is capacitive touch screen, touch screen is configured to by using due to pointing device (pointer) close to and the change of electric field that causes to detect the close of this pointing device.In this case, touch Screen (touch sensor) can be classified as proximity transducer.

For convenience of description, by identify pointing device close to touch screen and be positioned on touch screen but not in contact with action be referred to as " close to touch ", and by when pointing device and touch screen are actual contact time the action done be referred to as " contacting touch ". Side utilizes pointing device to carry out close to the position of touch and refers to the pointing device when pointing device is carried out close to touch on the touchscreen The position vertical with touch screen.

Proximity transducer sensing close to touch and close to touch mode (such as, close to touch distance, close to touch direction, Close to touching speed, close to the touch time, close to touch location with close to touching variable condition).Can be at touch screen Upper display with sensed close to touch operation with close to information corresponding to touch mode.

Sensing unit 140 can also include that the fingerprint Identification sensor 145 identifying the fingerprint of user is (at Fig. 3 and Fig. 4 In be shown as 145a and 145b).Fingerprint Identification sensor 145 can be by being positioned at the front surface of terminal 100 Fingerprint Identification sensor 145a and fingerprint Identification sensor after being positioned on the rear surface of terminal 100 before on 145b identifies the fingerprint of user.

Fingerprint Identification sensor is described in detail with reference to Fig. 3 and Fig. 4.

With reference to Fig. 3, terminal 100 can have fingerprint recognition before the lower end of the front surface being positioned at terminal 100 and pass Sensor 145a.Above fingerprint Identification sensor 145a can identify the fingerprint of user, and by the fingerprint that identified Finger print information is sent to control unit 180.It addition, above fingerprint Identification sensor 145a can have the shape of button Formula, so its pressing that can also receive from user inputs.

With reference to Fig. 4, terminal 100 can have fingerprint Identification sensor after on the rear surface being positioned at terminal 100 145b.Fingerprint Identification sensor 145b can identify the fingerprint of user below, and by relevant with the fingerprint identified Finger print information be sent to control unit 180.It addition, fingerprint Identification sensor 145b can have button below Form, so its pressing that can also receive from user inputs.

Terminal 100 can have the rearmounted key 124 on the rear surface being positioned at terminal 100.Rearmounted key 124 can include Upper key 124a and lower key 124b.Rearmounted key 124 can also is that secondary or physical bond or membrane keyboard.It addition, rearmounted key 124 can To be so that the membrane keyboard that can carry out physical depression input.

Referring back to Fig. 2, voice output module 152 can receive pattern, call model, recording mould in call signal Export under formula, speech recognition mode and broadcast reception mode from wireless communication module 110 receive voice data or The voice data of storage in memorizer 160.Voice output module 152 output and the function (example performed by terminal 100 As, call signal receives sound and message sink sound) relevant acoustical signal.Voice output unit 152 can wrap Include receptor, speaker and buzzer.

Alarm unit 153 output is for notifying that terminal 100 has the signal of event.The example bag of the event that terminal has Include call signal reception, message sink, key signals input, touch input etc..Alarm unit 153 can also export use In the event by using vibration to notify to exist to have other form in addition to video signal or audio signal Signal.Owing to video signal or audio signal can also be exported by display unit 151 or voice output module 152, Therefore display unit 151 and sound output module 152 can also be classified as a part for alarm unit 153.

Sense of touch module 154 produces the various haptic effects that user can feel.The sense of touch effect that sense of touch module 154 produces The representative illustration of fruit is vibration.The intensity of vibration and the pattern produced by sense of touch module 154 can be controlled.Such as, Sense of touch module 154 can synthesize and export different vibrations, or exports different vibrations continuously.

Sense of touch module 154 can produce various haptic effect, such as, contacts skin surface by being vertically movable Pin array, by injection port or the injection force of the air of pump orifice or suction force, chafing against skin surface, electrode contact, The stimulation of electrostatic force and absorbed by use or send the device of heat and reappear the effect of cold/warm sensation.

Sense of touch module 154 may be implemented as transmitting haptic effect by directly contact, and also allows users to Haptic effect is felt by such as finger or arm such muscle sense organ.Structure aspect according to terminal 100, can There to be multiple sense of touch module 154.

It addition, sense of touch module 154 can include the vibrating device that can produce vibration.Such as, sense of touch module 154 Can include one or more vibrating motor, one or more vibrating motor can have such as strips or The various forms of coin form.

Furthermore it is possible to sense of touch module 154 is arranged on different positions according to the form of terminal 100.

It addition, the data of the various functions of terminal 100 are supported in memorizer 160 storage.Memorizer 160 can be stored in The multiple application programs (such as, application program or application) run in terminal 100 and the operation being used for terminal 100 Data and order.At least some these application programs can be downloaded from external server by radio communication. It addition, (such as, call reception/sending function and message sink in order to perform the basic function of terminal 100 and send out Send function), can start to be included in terminal 100 at least some these application programs when shipment.Additionally, Application program can be stored in memorizer 160 and install on the terminal 100 so that it can be operable to Control unit 180 performs the operation (or function) of terminal 100.

It addition, memorizer 160 stores the payment information associated with various means of payment.Such as, memorizer 160 is permissible Store for the Payment Card that pay relevant information such with such as credit or debit card and for bonus points or English The point of mileage blocks relevant information and the information relevant with the discount card for discount.

Memorizer 160 can include that at least one in following item is as storage medium: flash memory type memorizer, hard disk Formula memorizer, multimedia card micro memory, card-type memorizer (such as, secure digital formula (SD) or the limit Numeral (XD) memorizer), random access memory (RAM), static RAM (SRAM), read only memory (ROM), programming ROM (PROM), electric erasable PROM (EEPROM), disk and optical-disk type are deposited Reservoir).Terminal 100 can also be relevant to the network memory of the storage function performing memorizer 160 on the internet Ground operation.

Interface unit 170 can serve as leading to the path of the whole home devices being connected with terminal 100.Interface unit 170 can receive the data from external device (ED), receive electric power and pass it to each assembly in terminal 100, Or the data in terminal 100 are sent to external device (ED).Such as, interface unit 170 can include wire/wireless Ear port, external charger port, wire/wireless FPDP, memory card port, connection are equipped with identification The port of the device of module, audio frequency I/O port, video i/o port and ear port.

As storage for verifying the chip of the various information of the use authority of terminal 100, identification module can include using Family identity module (UIM), subscriber identity module (SIM) and universal subscriber identity module (USIM).It is equipped with The device (hereinafter referred to as identifying device) having identification module can be manufactured by the form of smart card.Therefore, know Other device can be connected with terminal 100 by interface unit 170.

When terminal 100 is connected with external bracket (cradle), interface unit 170 can become for by bracket Electric power is fed to the path of terminal 100 or for the various command signals inputted from bracket being delivered to end by user The path of end 100.Identification terminal 100 is may serve as by suitably from various command signals or the electric power of bracket input The signal that is arranged on bracket.

Control unit 180 generally controls the integrated operation of terminal 100.Such as, control unit 180 performs to exhale with voice Cry, control that data communication associates with video call and process.Control unit 180 could be included for playing many matchmakers The multi-media module 181 of body.Multi-media module 181 can realize in control unit 180, or can be with control Unit 180 realizes dividually.

Control unit 180 can perform Figure recognition and process, and is processed by this Figure recognition, can be by the touchscreen The handwriting input or the drawing input that perform are identified as character and image.

The payment information of storage in memorizer 160 can be sent out by control unit 180 by short-range communication module 114 Give payment terminal 200.It addition, control unit 180 is so that show relevant to payment on display unit 151 Various information.

Power subsystem 190 receives internal power or external power under the control of control unit 180, and provide for Electric power needed for the operation of each assembly.

Various embodiment described herein such as can utilize meter by using software, hardware or a combination thereof The record medium that calculation machine or similar installation read realizes.

According to hardware implementation mode, embodiment described herein can be realized by least one in following item: Special IC (ASIC), digital signal processor (DSP), digital signal processor (DSPD), can Programmed logic device (PLD), field programmable gate array (FPGA), processor, controller, microcontroller, Microprocessor and for performing other electric unit of function.In some cases, control unit 180 can be passed through Realize embodiment.

According to software realization mode, can be real together with performing the single software module of at least one function or operation Now with process or the embodiment of function association.Can come real by the software application write with suitable programming language Existing software code.Software code can be stored in memorizer 160, and can be held by control unit 180 OK.

Above-mentioned terminal 100 can also is that handheld terminal or car-mounted terminal.Therefore, terminal 100 can have user in person The form carried or there is the form installed on the specific area.

It follows that describe the payment terminal 200 according to embodiment with reference to Fig. 5.Fig. 5 is relevant to embodiment The block diagram of payment terminal.

With reference to Fig. 5, payment terminal 200 can include control unit 210, communication unit 230, payment unit 250, Memory element 270 and display unit 290.

Control unit 210 can control the integrated operation of payment terminal 200.Control unit 210 is so that via logical One or more in store information and unique payment information is sent to terminal 100 by letter unit 230.It addition, control Unit 210 processed can receive payment information via communication unit 230 or payment unit 250 from terminal 100.

Control unit 210 can process the payment for goods or service based on the payment information received.It addition, Control unit 210 can make to send approval in-formation to terminal 100 according to treated payment.

Communication unit 230 can communicate with terminal 100 via one or more in following item: Bluetooth, RF identification (RFID), Infrared Data Association (IrDA), ultra broadband (UWB), ZigBee With near-field communication (NFC).Communication unit 230 can also send or receive magnetic signal.Communication unit 230 is all right Send the various signals with high-frequency signal form.

Such as, payment unit 250 can obtain payment information from plastic clip.Such as, payment unit 250 can be from magnetic Bar, integrated circuit (IC) chip of plastic clip obtain payment information.

Memory element 270 can store one or more in store information and unique payment information.Memory element 270 can also store the approval in-formation according to treated payment.

Display unit 290 can show and pay relevant various information.Such as, display unit 290 can show warp The payment information that obtained by communication unit 230 or payment unit 250 and the approval in-formation according to treated payment.

The operation of payment system 10 according to embodiment is described based on described above.

Fig. 6 is the flow chart of the operational approach of the payment system 10 according to embodiment.With reference to Fig. 6, in step S201 In, the control unit 210 of payment terminal 200 generates the shop as the exclusive signal for identifying shop and identifies signal.

Control unit 210 can generate the shop as the exclusive signal for identifying the shop residing for payment terminal 200 Identify signal.It is one or more that the shop that generated by control unit 210 identifies that signal can include in following item Individual: firm name, store locations, the shop goods provided or service, can shop use means of payment, Discount information according to the means of payment that can use and the information relevant with unique payment order in shop.

In step S203, the business that the control unit 210 of payment terminal 200 will be generated via communication unit 230 Shop identifies that signal is sent to terminal 100.

In embodiments, control unit 210 can be via communication unit 230 by using Bluetooth low-yield (BLE) shop generated identification signal is sent to terminal 100 by technology.In this example, send shop to know The BLE technology of level signal can be the technology corresponding with known beacon.It addition, control unit 210 can be via logical The shop generated identification signal is sent to terminal 100 by using RFID technique by letter unit 230.It addition, Control unit 210 can be via communication unit 230 by using NFC technique that the shop generated is identified signal It is sent to terminal 100.It addition, control unit 210 can via communication unit 230 by use high frequency technique by The shop generated identifies that signal is sent to terminal 100.In this example, send shop and identify that the altofrequency of signal can With the frequency domain corresponding to the possible None-identified of user.

It addition, above-mentioned shop identification signal can be sent to end by transponder (not shown) by payment terminal 200 End 100.Such as, in the shop residing for payment terminal 200 or the transponder that is positioned at distance shop specific range (not shown) can receive shop from payment terminal 200 and identify signal, and sent out by the shop received identification signal Give terminal 100.

It is only used as example to provide above-mentioned shop to identify the description of transmission of signal, and embodiment is not limited to this.Cause This, payment terminal 200 can be according to user's or designer's selection is generated by using various technology to send Shop identify signal.

Terminal 100 receives the shop sent in step S205 and identifies signal, and based on institute in step S207 The shop received identifies that signal obtains store information.

The control unit 180 of terminal 100 can be received and be sent by short-range communication module 114 or mike 122 Shop identifies signal.In embodiments, control unit 180 can receive and pass through via short-range communication module 114 Use BLE technology and the shop that sends identifies signal.Control unit 180 can also receive leads to via mike 122 The shop crossing use high frequency technique and send identifies signal.

It is only used as example to provide above-mentioned shop to identify the description of reception of signal, and embodiment is not limited to this.Cause This, terminal 100 can identify the form of signal according to the shop sent by payment terminal 200, by using various skills Art receives shop and identifies signal.

The control unit 180 of terminal 100 can based on the shop that received identify signal obtain include with shop Unique payment information that the method for paying is correlated with is in interior store information.In this example, payment information unique to shop can With include in following item one or more: with can send shop and identifying residing for the payment terminal 200 of signal The shop relevant information of means of payment, unique payment order in shop and the discount according to means of payment that use Information.In this example, can include and one or more in following item according to the discount information of means of payment Relevant information: according to the discount rate of means of payment, for the some award rate of a card and the discount for discount card Rate.It addition, unique payment order in shop may refer to propping up in the middle of as the such as following such means of payment of item Pay sequentially: credit or debit card, putting card and being used for the discount card of discounted services for an award service.

In embodiments, based on the shop received, control unit 180 can identify that signal obtains shop and identifies letter Number store information included.

In another embodiment, based on the shop received, control unit 180 can identify that signal is searched for and connect The shop received identifies the store information of Signal Matching, and result based on search obtains and identifies with the shop received The store information of Signal Matching.Such as, control unit 180 can be from memorizer 160 or server (not shown) In the middle of one or more bars in unique payment information of storage, search and the shop received identify the business of Signal Matching Shop information.It addition, control unit 180 can result based on search obtain and the shop identification signal received The store information joined.

Control unit 180 can obtain from the store information obtained can be in the payment sending shop identification signal The means of payment of the shop use residing for terminal 200, the discount information according to the means of payment that can use, award letter Breath etc..

Such as, can obtain from the store information obtained can be residing for payment terminal 200 for control unit 180 Means of payment that shop uses and about the discount information of means of payment, and can obtain with can be in payment terminal What the shop residing for 200 used rewards the information that service is relevant.Control unit 180 can also be from the shop letter obtained Breath obtains the information about discounted services.

Based on the shop received, control unit 180 is so that identify that signal shows and terminal on display unit 151 The store information that shop residing for 100 is relevant.It addition, control unit 180 is so that show on display unit 151 Show and represent that the store information having obtained store information receives notification window.

Relevant explanation is provided with reference to Fig. 7.Fig. 7 is exemplified with showing according to the store information obtained according to embodiment Show picture.With reference to Fig. 7, control unit 180 is so that show the store information of acquisition on display unit 151. With the shop received, control unit 180 is so that identify that the shop message 401 that signal is corresponding shows.It addition, control Unit 180 processed identifies Signal Matching so that show that on display unit 151 notice has obtained with the shop received Store information store information receive notification window 402.Control unit 180 is it is also possible that based on the business obtained Shop information shows the shop discount information window 403 of the discount information about shop on display unit 151.

When receiving shop, control unit 180 is so that identify that signal or acquisition identify signal with the shop received Light is sent from alarm LED during corresponding store information.Control unit 180 is it is also possible that alarm unit 153 is connecing Receive when shop identifies signal or obtains the store information corresponding with the shop identification signal received and produce vibration.Example As, alarm unit 153 can produce notice and have been received by the vibration of shop identification signal.

Referring back to Fig. 6, in step S209, the control unit 180 of terminal 100 is based on the shop letter obtained Breath generates the recommendation that can use in shop and pays combined information.

Control unit 180 can generate based on the store information corresponding with payment terminal 200 and can be in payment terminal Relevant payment combined information is combined in one or more payment performing at shop residing for 200 to use when paying.

Such as, control unit 180 can obtain based on the store information corresponding with payment terminal 200 and can prop up Pay the means of payment that the shop residing for terminal 200 uses, each the relevant letter rewarded in means and discount means Breath.Can use in shop it addition, control unit 180 can generate based on store information about when paying Means of payment, reward one or more the payment combined information in the middle of means and discount means.Such as, control Unit 180 can calculate according to paid in the discount rate and award rate combined based on the store information obtained Individual or more, it is also possible to generate the discount rate that calculated and have compared with threshold value with one or more in award rate The payment combination of higher value is used as recommending to pay combination.Therefore, control unit 180 can generate with include permissible The discount rate of the means of payment used when performing in shop to pay, the award rate rewarding means and the folding of discount means Button rate has the combination that pays of maximum and combines relevant payment combined information in interior multiple payments.It addition, when generating When paying combined information, control unit 180 can reflect whether to deduct the point according to discount or mileage, and generate Pay combined information.Therefore, control unit 180 can also generate the discount means including deducting described point or mileage At interior payment combined information, and the payment combination including the discount means not deducting described point or mileage.

The control unit 180 of terminal 100 makes to show that on display unit 151 generated props up in step S211 Pay combined information.Control unit 180 makes to show pass on display unit 151 based on the payment combined information generated The information of combination is paid in one or more.

Relevant explanation is provided with reference to Fig. 8.Fig. 8 shows payment combined information exemplified with according to embodiment.

With reference to Fig. 8, control unit 180 is so that based on the payment combined information generated on display unit 151 Show and recommend to pay the information that combination is relevant with one or more.Control unit 180 is so that at display unit Show on 151 and pay combined information window 431 for the first the first recommendation recommending to pay combination and push away for second Recommend the second recommendation payment combined information window 432 paying combination.

Control unit 180 is so that recommend to show benefits information window in payment combined information window 431 first 471, this benefits information window 471 represents according to the first discount rate and total benefit recommending to pay combination.It addition, control Unit 180 processed is so that show and utilize the first recommendation to pay combination with working as in shown benefits information window 471 The information that discount rate when paying is relevant with total benefit.In this example, total benefit may refer to include discount Rate and award rate are at interior numerical value.Therefore, total benefit may refer to include the discount rate according to means of payment and according to The award rate of award means is at the numerical value of interior maximum benefit.

Additionally, control unit 180 so that first recommend to pay in combined information window 431 show card graphic with And recommend to pay each the corresponding card in means of payment, discount means and the award means that combination includes with first One or more in relevant information.Such as, recommend to pay combination include first credit card, thirdly when first When card, the second discount card and the first complimentary ticket, control unit 180 is so that recommend to pay combined information window first The image of each in first credit card, thirdly card, the second discount card and the first complimentary ticket is shown in 431.Such as, As shown in Figure 8, control unit 180 is so that recommend to pay in combined information window 431 display and the first First credit card image 311 corresponding to one credit card with thirdly block corresponding thirdly card graphic 323 and second The second discount card image 332 that discount card is corresponding and the first complimentary ticket image 361 corresponding with the first complimentary ticket.

Additionally, control unit 180 is so that show and recommend to pay combination letter about with first on display unit 151 Cease the second different recommendations and pay the second recommendation payment combined information window 432 of combined information.Control unit 180 can So that showing interests recommending the second recommendation paying combined information to pay in combined information window 432 about second Messagewindow 472, this benefits information window 472 represents according to the second discount rate and total benefit recommending to pay combination.

Additionally, control unit 180 is so that recommend to pay display the second recommendation in combined information window 432 second Pay the image of each in the 4th credit card that combination includes, thirdly card, the first discount card and the first complimentary ticket. Therefore, control unit 180 is so that recommend to pay display and the 4th credit card in combined information window 432 second Thirdly card graphic 323 that the 4th corresponding credit card image 314 is corresponding with thirdly card and the first discount card pair The the first discount card image 331 answered and the first complimentary ticket image 361 corresponding with the first complimentary ticket.

Control unit 180 is so that recommend to pay combined information window 431 by with first on display unit 151 The different size of size show that the second recommendation pays combined information window 432.Such as, as shown in Figure 8, control Unit 180 processed is so that recommend the size paying combined information window 431 little by than first on display unit 151 Size show second recommendation pay combined information window 432.

Control unit 180 is so that show and can be used for and propping up of showing in recommending payment combined information window The method for sending information of the card graphic of each correspondence in the means of paying, discount means and award means.

Relevant explanation is provided with reference to Fig. 9.Fig. 9 shows payment combined information exemplified with according to another embodiment.

With reference to Fig. 9, control unit 180 is so that show and recommend to pay combination for first on display unit 151 First recommendation pay combined information window 431 and for second recommend pay combination second recommendation pay combination Messagewindow 432.Therefore, control unit 180 so that recommend to pay in combined information window 431 aobvious first Show first credit card image 311 corresponding with first credit card and thirdly thirdly card graphic 323 corresponding to card, The second discount card image 332 corresponding with the second discount card and the first complimentary ticket image 361 corresponding with the first complimentary ticket.

Additionally, control unit 180 is so that show sending method labelling (marker), this sending method labelling table Show and can be used for the first credit card image 311 of display, thirdly card graphic the 323, second discount card image 332 With the method for sending information of each in the first complimentary ticket image 361.Such as, when magnetism method and near-field communication (NFC) When method can be used for first credit card, control unit 180 is so that show and be somebody's turn to do in the first credit card image 311 Magnetic marker 491 that magnetism method is corresponding and the NFC labelling 493 corresponding with this NFC method.In this example, magnetic Method may refer to the method using magnetic signal, and the method that NFC method may refer to use NFC communication.When When magnetism method and bar code method can be used for thirdly blocking, control unit 180 is so that in thirdly card graphic 323 Magnetic marker 491 that middle display is corresponding with this magnetism method and the bar code labelling 492 corresponding with this bar code method.? In this example, the method that bar code method may refer to use bar code.Additionally, when magnetism method and bar code method can When the second discount card, control unit 180 is so that show and this magnetism method in the 3rd discount card image 332 Corresponding magnetic marker 491 and the bar code labelling 492 corresponding with this bar code method.Additionally, ought quickly respond (QR), when code method can be used for the first complimentary ticket, control unit 180 is so that in the first complimentary ticket image 361 Display QR code signing 494.In this example, the method that QR code signing may refer to use QR code. Additionally, control unit 180 is it is also possible that show sending method labelling, this sending method in shown card graphic Labelling represents that the second recommendation for the second recommendation payment combination for display on display unit 151 pays combination The sending method of messagewindow 432.

When showing multiple sending method labelling on card graphic, control unit 180 is so that according to sending method Recommendation degree shows sending method labelling.Such as, control unit 180 is so that show on display unit 151 The sending method labelling corresponding with the sending method with high recommendation degree so that this sending method labelling sends with other Method mark zone is separately.

Control unit 180 is it is also possible that pay combined information window according to the recommendation of display on display unit 151 User's input, show with get rid of shown by recommend pay combination outside other and recommend the payment relevant letter of combination Breath.Relevant explanation is provided with reference to Figure 10 A and Figure 10 B.

With reference to Figure 10 A, control unit 180 is so that show and recommend payment group for first on display unit 151 The first recommendation closed pays combined information window 431 and for the second the second recommendation payment group recommending to pay combination Close messagewindow 432.Additionally, control unit 180 can identify for showing and replacing currently displaying first to recommend Pay combination and recommend to pay the new user's input recommending to pay the relevant information of combination of combination with second.Such as, should User's input can be that on display unit 151, the first recommendation of display pays combined information window 431 in left direction Upper slip.

As shown in Figure 10 B, in response to user's input (such as, slide), control unit 180 is so that showing Show show on unit 151 for second recommend pay combination second recommendation pay combined information window 432 and for 3rd recommends the 3rd recommendation paying combination to pay combined information window 433.Additionally, control unit 180 so that Recommend to pay in combined information window 433 the 3rd and show benefits information window 473, this benefits information window 473 table Show according to the 3rd discount rate and the total benefit recommending to pay combination.Additionally, control unit 180 is so that push away the 3rd Recommend pay in combined information window 433 show recommend to pay combination respectively with the 3rd and include second credit card, the 3rd Put the second credit card image 312 corresponding to card, the 5th discount card and the second complimentary ticket, thirdly card graphic the 323, the 5th Discount card image 335 and the second complimentary ticket image 362.

When receive input with the user recommending to pay the relevant information of combination of in the past display for display time, control list Unit 180 it is also possible that on display unit 151 display with described before the recommendation payment relevant letter of combination of display Breath.Relevant explanation is provided with reference to Figure 11 A and Figure 11 B.

Figure 11 A is exemplified with inputting to the user recommending payment combined information window according to another embodiment.Figure 11 B Recommendation exemplified with the change according to another embodiment pays combined picture.

With reference to Figure 11 A, control unit 180 is so that show and recommend payment group for second on display unit 151 The second recommendation closed pays combined information window 432 and for the 3rd the 3rd recommendation payment group recommending to pay combination Close messagewindow 433.Additionally, control unit 180 can identify the first recommendation payment for display with in the past display Combine user's input of relevant information.Such as, user's input can be aobvious on display unit 151 in right direction The second recommendation shown pays slides on combined information window 432.

As shown in Figure 11 B, inputting in response to user, control unit 180 is so that on display unit 151 Showing recommends the first recommendation of payment combination pay combined information window 431 and recommend to prop up for second for first The second recommendation paying combination pays combined information window 432.

In one embodiment, identify for paying what combined information window included by recommending when control unit 180 Single card graphic replaces with the user of another card graphic when inputting, control unit 180 can by with selected single card The first card information that image is corresponding changes into second card information corresponding with the card graphic obtained by replacement, new to generate Payment combined information.With reference to Figure 12 A and Figure 12 B, this embodiment is described.

Figure 12 A is exemplified with the user's input for replacing the card that payment combination includes according to embodiment.Figure 12 B Show that new payment is combined exemplified with the basis according to embodiment by the card that replacement obtains.

With reference to Figure 12 A, control unit 180 is so that show and recommend payment group for first on display unit 151 The first recommendation closed pays combined information window 431 and for the second the second recommendation payment group recommending to pay combination Close messagewindow 432.Display unit 180 can identify and include that pulling the second recommendation pays in combined information window 432 Including the 4th credit card image 314 and make it drop into the first recommendation to pay combined information window 431 and include User's input in first credit card image 311, this user input is identified as recommending to pay in combination by first Including first credit card replace with the 4th credit card user input.

Inputting in response to this user, control unit 180 can generate recommends first to pay the first letter that combination includes The first user replacing with the 4th credit card with card pays combination.Therefore, as shown in Figure 12B, control unit 180 So that show the first user payment combined information window paying combination for first user on display unit 151 Mouth 441 and the second recommendation payment combined information window 432 for the second recommendation payment combination.Control unit 180 So that pay first credit card in combination, first according to the first recommendation having been replaced by the 4th credit card User pays the 4th credit card image 314 and the 3rd that in combined information window 441, display is corresponding with the 4th credit card Point blocks the corresponding thirdly card graphic 323 second discount card image 332 corresponding with the second discount card and with first The first complimentary ticket image 361 that complimentary ticket is corresponding.Additionally, control unit 180 is so that pay composite window at first user Showing benefits information window 476 in mouth 441, this benefits information window 476 represents according to first user payment combination Discount rate and total benefit.

With reference to Figure 13 A and Figure 13 B, another embodiment is described.Figure 13 A is exemplified with the use according to another embodiment In replacing the user's input paying the card that combination includes.Figure 13 B is logical exemplified with the basis according to another embodiment Cross and replace the card obtained to show new payment combination.

With reference to Figure 13 A, control unit 180 is so that show and recommend payment group for first on display unit 151 The first recommendation closed pays combined information window 431 and for the second the second recommendation payment group recommending to pay combination Close messagewindow 432.Control unit 180 can identify and include recommending to pay in combination first in one direction wrapping The user's input slided in the first credit card image 311 included, as replacing with another credit by first credit card User's input of card.Therefore, control unit 180 can generate and recommend to pay the first credit that combination includes by first Card replaces with the user of another credit card and pays combination.Such as, control unit 180 can identify and be included in left direction Recommend to pay the user's input slided in the first credit card image 311 of including of combination first, as by the One credit card replaces with user's input of another credit card.Recommending to pay in combination first, control unit 180 is permissible First credit card is replaced with the user of second credit card and pays combination by generation.

As shown in Figure 13 B, inputting in response to user, control unit 180 is so that on display unit 151 Show that paying the second user of combination for the second user generated pays combined information window 442 and for the Two recommend the second recommendation paying combination to pay combined information window 432.Control unit 180 is it is also possible that according to Pay first credit card in combination through being replaced by the first recommendation of second credit card, pay combination letter the second user Breath window 442 shows second credit card image 312 corresponding with second credit card and thirdly blocks corresponding the 3rd The point card graphic 323 second discount card image 332 corresponding with the second discount card and corresponding with the first complimentary ticket the One complimentary ticket image 361.Additionally, control unit 180 is so that pay on combined information window 442 the second user Display benefits information window 477, this benefits information window 477 represent according to the second user pay combination discount rate and Total benefit.

Prop up with corresponding to the current recommendation recommending to pay combined information window shown on display unit 151 when existing Pay combination and compare in terms of discount rate or total benefit when preferably recommending to pay combination, control unit 180 so that Display represents and the corresponding messagewindow recommending to pay the relevant information of combination.

Relevant explanation is provided with reference to Figure 14.Figure 14 shows for recommending to pay combination exemplified with according to embodiment Messagewindow.

With reference to Figure 14, control unit 180 is so that show second selected according to user on display unit 151 User pays combined information window 442 and second and recommends to pay combined information window 432.Single with in display when existing In unit 151, the second user of display pays to combine and recommends with second payment combination to compare in discount rate or total benefit side When the available more preferable recommendation in face pays combination, control unit 180 is so that show table on display unit 151 Show and the corresponding messagewindow preferably recommending to pay the relevant information of combination.

Such as, as shown in Figure 14, control unit 180 makes to show pop-up window 451, this pop-up window 451 table Show about pay with the second user combination and second recommend payment combination compared with in terms of discount rate and total benefit more preferable the One recommends to pay the information of combination.Control unit 180 is so that recommend to pay the letter that combination is relevant with first representing The pop-up window 451 of breath shows according to the first discount rate and total benefit recommending to pay combination.Control unit 180 is also So that display the first recommendation pays means of payment, award means, discount means and the complimentary ticket that combination includes.

In one embodiment, display unit 180 it is also possible that on display unit 151 only display with multiple The payment of recommending best in terms of discount rate or total benefit in the middle of combination is recommended to combine relevant information.With reference to figure 15 provide relevant explanation.Figure 15 shows payment combined information exemplified with according to another embodiment.

With reference to Figure 15, control unit 180 is it is also possible that show and can use in shop on display unit 151 Multiple recommendation combinations in the middle of best first recommendation in terms of discount rate or total benefit pay the letter that combination is relevant Breath.Specifically, control unit 180 is so that show that on display unit 151 first recommendation pays combination and includes Be respectively directed to first credit card, thirdly card, the second discount card and first piece of (block) 461 of the first complimentary ticket, the Two piece 462, the 3rd piece 463 and the 4th piece 464.Additionally, control unit 180 is it is also possible that in first piece 461 Show discount rate and the term of discount of first credit card image 311, first credit card corresponding with first credit card. Control unit 180 so that in second piece 462 display with thirdly block corresponding thirdly card graphic 323, the 3 card award rates and with thirdly block corresponding bar code 511.Control unit 180 is so that at the 3rd piece The discount rate of second discount card image 332, second discount card corresponding with the second discount card is shown and with the in 463 The bar code 512 that two discount cards are corresponding.Control unit 180 is so that show and the first complimentary ticket in the 4th piece 464 The benefits information of first corresponding complimentary ticket image the 361, first complimentary ticket and the QR code 513 corresponding with the first complimentary ticket.

It is only example about how showing the description recommending payment combined information as above, and embodiment does not limits In this.Therefore, it is possible to shown relevant with recommending payment combination by various methods according to user or designer's selection Information.

Referring back to Fig. 6, the control unit 180 of terminal 100 identify in step S213 for etc. to be paid Payment terminal 100 carries out the user's input paid for goods or service, pays combination letter in response to shown recommendation Cease and receive this user input.Terminal 100 can receive for etc. payment terminal 200 to be paid for goods or Service carries out the user's input paid, control unit 180 pay combined information based at least one recommendation generated Identify that this user inputs.

In embodiments, control unit 180 can identify and be included on display unit 151 the one or more of display Slip on individual card graphic user input, as for the goods to be paid such as payment terminal 200 or service into User's input that row pays.Relevant explanation is provided with reference to Figure 16.Figure 16 exemplified with according to embodiment for The user's input paid.

With reference to Figure 16, control unit 180 is so that show and recommend payment group for first on display unit 151 The first recommendation closed pays combined information window 431 and for the second the second recommendation payment group recommending to pay combination Close messagewindow 432.Additionally, control unit 180 can identify that user inputs, this user input includes from first Recommend to pay the first complimentary ticket image 361 of display in combined information window 431 start upward sliding and touch the One recommends to pay in combined information window 431 second discount card image 332 of display, thirdly card graphic 323 and the One credit card image 311.Therefore, control unit 180 can utilize the first recommendation to pay the first letter that combination includes Pay with card, thirdly card, the second discount card and the first complimentary ticket.Provide below relevant explanation.

In another embodiment, control unit 180 can sense shake terminal 100 action, as for The goods to be paid such as payment terminal 200 or service carry out the user's input paid.Relevant saying is provided with reference to Figure 17 Bright.Figure 17 is exemplified with inputting for the user paid according to another embodiment.

With reference to Figure 17, control unit 180 is so that show that on display unit 151 first recommendation pays in combination Including be respectively directed to first credit card, thirdly card, the second discount card and first piece 461 of the first complimentary ticket, second Block 462, the 3rd piece 463 and the 4th piece 464.Additionally, control unit 180 can sense the dynamic of shake terminal 100 Make, as the user's input for carrying out paying for the goods to be paid such as payment terminal 200 or service.Such as, Sensing unit 140 can pass via the acceleration transducer that sensing unit 140 includes, gravity sensor, gyroscope One or more in sensor and motion sensor senses the action of the terminal 100 shaken by user.Additionally, control Unit 180 processed can obtain the information relevant with the action of the terminal 100 from sensing unit 140 sensing.Therefore, control Unit 180 processed can input in response to user, utilize first recommendation pay combination include first credit card, the 3rd Point card, the second discount card and the first complimentary ticket pay.Provide below relevant explanation.

In another embodiment, control unit 180 can identify and put on display unit 151 the single of display Card graphic or the region corresponding with card graphic user input, as etc. payment terminal 200 to be paid The user's input paid is carried out for goods or service.Relevant explanation is provided with reference to Figure 18 to Figure 20.Figure 18 example Show inputting for the user paid according to another embodiment.

With reference to Figure 18, control unit 180 is so that show that on display unit 151 first recommendation pays in combination Including be respectively directed to first credit card, thirdly card, the second discount card and first piece 461 of the first complimentary ticket, second Block 462, the 3rd piece 463 and the 4th piece 464.Include sliding first piece 461 additionally, control unit 180 can identify User's input, as etc. the payment terminal 200 to be paid user that carries out paying for goods or service defeated Enter.Therefore, control unit 180 can also utilize first credit card corresponding to first piece 461 to pay, or profit With first recommending to pay first credit card that combination includes, thirdly card, the second discount card and the first complimentary ticket pay. Provide below relevant explanation.

With reference to Figure 19, control unit 180 is so that show that on display unit 151 first recommendation pays in combination Including be respectively directed to first credit card, thirdly card, the second discount card and first piece 461 of the first complimentary ticket, second Block 462, the 3rd piece 463 and the 4th piece 464.It addition, control unit 180 can identify is included in first piece 461 On double-click touch user input, as etc. payment terminal 200 to be paid carry out for goods or service The user's input paid.Therefore, control unit 180 can also utilize first credit card corresponding to first piece 461 Pay, or utilize the first recommendation to pay first credit card that combination includes, thirdly card, the second discount card and the One complimentary ticket pays.Provide below relevant explanation.

In another embodiment, control unit 180 can identify and include towing spy of display on display unit 151 Determine icon and make its user dropping in specific region input, as etc. payment terminal 200 to be paid The user's input paid is carried out for goods or service.Figure 20 exemplified with according to another embodiment for pay User inputs.

With reference to Figure 20, control unit 180 is so that show that on display unit 151 first recommendation pays in combination Including be respectively directed to first credit card, thirdly card, the second discount card and first piece 461 of the first complimentary ticket, second Block 462, the 3rd piece 463 and the 4th piece 464.Additionally, control unit 180 is so that on display unit 151 Display is for the first icon 454 and the second icon 455 paid.Control unit 180 can identify and include pulling first Icon 454 and make its user dropping in the second icon 455 input, as etc. payment to be paid eventually End 200 carries out the user's input paid for goods or service.Therefore, control unit 180 can utilize the first recommendation Pay first credit card that combination includes, thirdly card, the second discount card and the first complimentary ticket pay.Provide below Relevant explanation.

In another embodiment, control unit 180 can identify so that fingerprint Identification sensor 145 is capable of identify that finger User's input of stricture of vagina, as etc. payment terminal 200 to be paid carry out the user that pays for goods or service Input.Figure 21 is exemplified with the fingerprint recognition for payment according to embodiment.

With reference to Figure 21, control unit 180 is so that show that on display unit 151 first recommendation pays in combination Including be respectively directed to first credit card, thirdly card, the second discount card and first piece 461 of the first complimentary ticket, second Block 462, the 3rd piece 463 and the 4th piece 464.Additionally, control unit 180 can identify so that above fingerprint recognition Sensor 145a be capable of identify that fingerprint user input, as etc. payment terminal 200 to be paid for goods Thing or service carry out the user's input paid.Therefore, control unit 180 can utilize the first recommendation to pay bag in combination First credit card that includes, thirdly card, the second discount card and the first complimentary ticket pay.Provide below relevant explanation.

In another embodiment, control unit 180 can identify and be included on the direction corresponding to payment terminal 200 Slide on display unit 151 display one or more card graphic user input, as etc. to be paid Payment terminal 200 user's input of carrying out paying for goods or service.Figure 22 illustrates according to embodiment With inputting for the user paid of the directional correlation corresponding to payment terminal.

With reference to Figure 22, control unit 180 is so that show and recommend to pay with first respectively on display unit 151 First credit card that combination includes, thirdly block first credit card image 311, threeth corresponding with the second discount card Point card graphic 323 and the second discount card image 332.Such as, control unit 180 can be corresponding to payment terminal 200 Direction on arrange the first credit card image 311, thirdly card graphic 323 and the second discount card image 332, and Make to show these images on display unit 151.It is included in corresponding to propping up additionally, control unit 180 can identify Pay square upward sliding first credit card image 311 of terminal 200, thirdly card graphic 323 and the second discount card image User's input of 322, as etc. payment terminal 200 to be paid carry out the use that pays for goods or service Family inputs.Therefore, control unit 180 can utilize first recommendation pay combination include first credit card, the 3rd Point card and the second discount card pay.Provide below relevant explanation.

In another embodiment, control unit 180 can identify that the display on display unit 151 that includes sliding is many User's input of one or more card graphic being used for paying in the middle of individual card graphic, as wait The payment terminal 200 paid carries out the user's input paid for goods or service.Therefore, control unit 180 can be with base In the card information corresponding with the card graphic that the path that user inputs includes perform for etc. payment to be paid eventually End 200 carries out the payment processes paid for goods or service.Figure 23 illustrate according to embodiment for paying User input path.

With reference to Figure 23, control unit 180 is so that show corresponding with means of payment the on display unit 151 One credit card image the 311, second credit card image 312 and the 3rd credit card image 313, first corresponding with a card Point card graphic 321, second point card graphic 322 and thirdly card graphic 323, and first folding corresponding with discount card Buckle image the 331, second discount card image 332 and the 3rd discount card image 333.Control unit 180 can identify Including first credit card image 311 of display, thirdly card graphic 323 and on display unit 151 of sequentially sliding User's input of the second discount card image 332.Therefore, control unit 180 can utilize first credit card, thirdly Card and the second discount card pay.

The description of the user's input for paying as above is example, and embodiment is not limited to this.Therefore, Can select various inputs are applied to user input unit 130 according to user or designer, be used for paying.

Referring back to Fig. 6, the control unit 180 of terminal 100 terminal based on user in step S215 uses mould Formula determines whether user is the user corresponding with payment information, and if verifying that user is consistent, then in step S217 Middle generation pays signal.

The control unit 180 of terminal 100 can use mould based on the terminal of the user that the user performed for paying inputs Formula, determine the user of the user performed for paying input whether with the payment information corresponding to be used for paying User is identical.

In this example, corresponding with payment information user may refer to have use means of payment, award means and folding The individual of the authority of each in attacker's section.Therefore, control unit 180 determine that the user performed for paying is defeated The user entered whether with corresponding to be used for the identical process of the user of payment information that pays can include determining that with Whether the user that payment information is corresponding is to have the power of each used in means of payment, award means and discount means The process of the user of limit.

Specifically, the control unit 180 of terminal 100 can be collected the terminal of user and be used pattern, and based on being received The terminal of the user of collection use pattern determine the user of the user performed for paying input whether with corresponding to will quilt The user of the payment information for paying is identical.In this example, the terminal of user uses pattern to may refer to use eventually The pattern of the user of end 100.Such as, what the terminal of user used that pattern can include in following item is one or more Individual: the pressure of the touch input of user；Touch area according to touch input；Character input mode；Key entry pattern； Distance, speed and the pattern slidably inputed；Zoom in or out the distance of input, speed and pattern；Pat the speed of input Degree and pattern；Keep the pattern of terminal 100；And keep the angle of terminal 100.

In this example, one or more during character input mode can include following item: key input time, Common misprint pattern, spcial character input pattern and the finger use pattern of use when performing key input.

It addition, keep terminal 100 pattern and keep terminal 100 angle can include in following item or More: user keeps the terminal that the position of the hands of terminal 100 and direction, user keep the hands of terminal 100 to touch Angle between region and terminal 100 and the hands of user of 100.

The terminal of the user describing terminal 100 with reference to Figure 24 uses the embodiment of pattern recognition.Figure 24 is exemplified with root Touch mode identification according to the user of embodiment.

With reference to Figure 24, control unit 180 can identify the use including two fingers of touch sensitive display unit 151 simultaneously The touch mode of family input.Specifically, control unit 180 can be from including two of simultaneously touch sensitive display unit 151 User's input of finger identifies the touch area A1 of a finger and the touch area A2 of another finger.It addition, Control unit 180 can identify distance d1 between this finger and another finger, and also identify this finger and another The change of the distance between finger and pace of change.Additionally, control unit 180 can show list from including touching simultaneously User's input of two fingers of unit 151 identifies the touch pressure of a finger and the touch pressure of another finger.

The terminal of the user describing terminal 100 with reference to Figure 25 uses the embodiment of pattern recognition.Figure 25 is exemplified with root Touch mode identification according to the user of another embodiment.

With reference to Figure 25, control unit 180 can identify and include slip on display unit 151 in one direction The touch mode of user's input.Specifically, control unit 180 can be from being included in left direction at display unit 151 User's input of upper slip identifies the touch area A3 of finger.It addition, control unit 180 can identify includes institute State the change in X-axis and Y-axis of user's input of slip.Therefore, control unit 180 can be according to including The user's input stating slip identifies change and the input speed of touch input.

The terminal of user as above uses pattern to collect and the description of identification is example, and embodiment is not limited to This.Therefore, it is possible to select to collect and identify various use pattern according to user or designer.

It addition, control unit 180 biometric information based on user can determine that executed is for the use paid The user of family input is the most identical with the user of the payment information corresponding to be used for payment.Such as, control unit 180 can determine the user performed for paying by fingerprint based on the user identified via fingerprint Identification sensor 145 The user of input is the most identical with the user of the payment information corresponding to be used for payment.

The control unit 180 of terminal 100 can also be come differently according to the importance of the payment information being used for payment Apply the authentication grade being used for determining the identity of user.Such as, control unit 180 can be inputted by recognition code or The biometric information input of person user performs user authentication, to determine that whether the user performing user's input is with corresponding Identical in the user of credit card information.The most such as, control unit 180 can touch input pattern based on such as user Such terminal use pattern performs user authentication, to determine whether the user performing user's input blocks with corresponding to point The user of information is identical.

It addition, when the terminal of the user identified uses pattern or biometric information to be less than with particular reference to level, The control unit 180 of terminal 100 can improve the terminal for user and use pattern or the biometric information of user Authentication grade, to determine the identity of user.Such as, use pattern less than specific ginseng when the terminal of the user identified When examining level, control unit 180 may require that and inputs the password for certification user.The most such as, when the use identified When the terminal at family uses pattern less than specific threshold reference levels, control unit 180 may also require that fingerprint recognition senses Device 145 identifies the fingerprint of user.

The control unit 180 of terminal 100 can terminal based on user that is collected and that identified use pattern or The biometric information of user, determine the user of the user performed for paying input whether with corresponding to be used for The user of the payment information paid is identical.When determining that executed is for the user of user's input of payment and corresponding to wanting When the user of the payment information being used for payment is identical, control unit 180 can generate the payment corresponding with payment information Signal.

Specifically, control unit 180 can generate the card letter including using the payment information for paying corresponding with user One or more bars in breath are at interior payment signal.Such as, card information can include card number, user name, effect duration And safety code.

Such as, when determining the user of the user performed for paying input and corresponding to be used for the payment information paid User identical time, control unit 180 can generate include and with as selected payment information first recommendation Pay each the relevant card letter in first credit card corresponding to combination, thirdly card, the second discount card and the first complimentary ticket Breath is at interior payment signal.

When control unit 180 generate include the payment signal of a plurality of card information time, control unit 180 can also generate with Multiple payment signals that described a plurality of card information is corresponding, or generate the payment signal including a plurality of card information.

In embodiments, include when control unit 180 generates and recommend with as the first of selected payment information Pay each the relevant card in first credit card corresponding to combination, thirdly card, the second discount card and the first complimentary ticket Information when interior payment signal, control unit 180 can generate corresponding to first credit card first payment signal, Corresponding to the second payment signal thirdly blocked, corresponding to the 3rd payment signal of the second discount card and corresponding to the 4th payment signal of one complimentary ticket.

In another embodiment, control unit 180 can generate include and with as the of selected payment information One recommends each paid in first credit card corresponding to combination, thirdly card, the second discount card and the first complimentary ticket to have The card information closed is at interior single payment signal.Therefore, control unit 180 can generate to have and include and the first credit The payment of many data structures of each the relevant card information in card, thirdly card, the second discount card and the first complimentary ticket Signal.Relevant explanation is provided in detail with reference to Figure 26.Figure 26 is to have many data structures according to embodiment Pay the concept map of the packet configuration of signal.

With reference to Figure 26, control unit 180 can generate to have and include the first card information, the second card information and the 3rd card The payment signal of many data structures of information.Have many data structures pay signal packet configuration 600 can by with Lower part forms: beginnings, the first card identifier, the first card information, first block, the second card existence, second block Identifier, the second card information, second blocked, the 3rd card existence, the 3rd card identifier, the 3rd card information, the 3rd Block and completed with whole payment.It addition, the payment signal with many data structures can be raw in individual data is grouped Become or by being divided in multiple packet generation.

When generating payment signal, control unit 180 can generate according to the form corresponding with various communication means and prop up Pay signal.Such as, control unit 180 can be come according to a corresponding form in magnetic signal and NFC signal Generate the payment signal including one or more bar card information.It addition, control unit 180 can according to include permissible Bluetooth, RFID, IrDA, UWB, ZigBee and the NFC being transmitted by short-range communication module 114 A corresponding form in interior communication means, generates the payment signal including one or more bar card information.

Referring back to Fig. 6, the payment signal generated is sent to payment terminal 200 in step S219 by terminal 100. The payment signal generated can be sent to payment terminal 200 via wireless communication unit 110 by control unit 180.

Such as, control unit 180 so that via short-range communication module 114 by use include Bluetooth, One or more in interior communication means of RFID, IrDA, UWB, ZigBee and NFC, will be given birth to The payment signal become is sent to payment terminal 200.

Control unit 180 is so that send out the payment signal generated by the single or multiple packets of use Give payment terminal 200.Therefore, control unit 180 so that according to generated pay signal packet Payment signal is sent to payment terminal 200 by structure.Additionally, terminal 100 can be according to the payment signal generated Transmission show that the information relevant with the transmission degree paying signal or the pay status with payment terminal 200 have The information closed.

With reference to Figure 27 and Figure 28, embodiment is described.Figure 27 and Figure 28 props up exemplified with showing according to embodiment The state of paying.

With reference to Figure 27, control unit 180 is so that show that on display unit 151 first recommendation pays in combination Including be respectively directed to first credit card, thirdly card, the second discount card and first piece 461 of the first complimentary ticket, second Block 462, the 3rd piece 463 and the 4th piece 464.Additionally, control unit 180 so that according to pay status and its Its region shows the region corresponding with the card information being just used for payment with distinguishing mutually.Such as, as shown in Figure 27, When first credit card is just used for paying, control unit 180 can make first corresponding with first credit card piece 461 Disabling, and activate second piece 462, three piece 463 and four piece 464 corresponding with other card information.

Additionally, control unit 180 is so that show the progress bar 418 representing pay status on display unit 151. Therefore, control unit 180 is so that show the whole of progress bar 418 with distinguishing mutually with the remainder of progress bar 418 The region corresponding with pay status in the middle of individual region.Therefore, control unit 180 so that with progress bar 418 Remainder show the region corresponding with first credit card in the middle of the whole region of progress bar 418 with distinguishing mutually.

Additionally, as shown in Figure 28, when thirdly block just be used for paying time, control unit 180 can make and the Second piece of 462 disabling that 3 cards are corresponding, and activate first piece 461, the 3rd piece 463 corresponding with other card information With the 4th piece 464.Control unit 180 is so that show progress bar with distinguishing mutually with the remainder of progress bar 418 In the middle of the whole region of 418 with thirdly block corresponding region.

With reference to Figure 29, another embodiment is described.Figure 29 shows pay status exemplified with according to another embodiment.

With reference to Figure 29, control unit 180 is so that show that on display unit 151 first recommendation pays in combination Including be respectively directed to first credit card, thirdly card, the second discount card and first piece 461 of the first complimentary ticket, second Block 462, the 3rd piece 463 and the 4th piece 464.Additionally, control unit 180 so that according to pay status and its Its region shows the region corresponding with the card information having been used or being being used for paying with distinguishing mutually.Such as, As shown in Figure 29, when first credit card have been used for paying and thirdly block just be used for paying time, control single Unit 180 can make first corresponding with first credit card piece 461 and prohibit with thirdly blocking corresponding second piece 462 With, and activate the 3rd piece 463 and the 4th piece 464 corresponding with other card information.

Additionally, control unit 180 is so that show the progress bar 418 representing pay status on display unit 151. Therefore, control unit 180 is so that show the whole of progress bar 418 with distinguishing mutually with the remainder of progress bar 418 The region corresponding with pay status in the middle of individual region.Therefore, control unit 180 so that with progress bar 418 Remainder show with distinguishing mutually the region corresponding with first credit card in the middle of the whole region of progress bar 418 with And with thirdly block corresponding region.

With reference to Figure 30 and Figure 31, another embodiment is described.Figure 30 and Figure 31 is exemplified with aobvious in side according to embodiment Show and on device, show pay status.

With reference to Figure 30, terminal 100 can also include the side display unit 151s being positioned at the one or both sides of terminal 100. Side display unit 151s can be the assembly that includes of display unit 151 or single assembly.Control unit 180 So that come display and payment terminal 200 on the display unit 151s of side according to the transmission paying signal generated The information that pay status is relevant.Such as, as shown in Figure 30, control unit 180 so that with other region phase Distinguish the region corresponding with pay status in the middle of the whole region of ground display side display unit 151s.Such as, when First recommends to pay in the middle of first credit card that combination includes, thirdly card, the second discount card and the first complimentary ticket, the One credit card be currently used to pay time, control unit 180 so that on the display unit 151s of side with other district Territory shows the first area 419 corresponding with first credit card with distinguishing mutually.

Additionally, control unit 180 is it is also possible that display is for by first area 491 on the display unit 151s of side The region 420 distinguished with other region.It addition, control unit 180 is so that on the display unit 151s of side Show according to the card information paid.With reference to Figure 31, control unit 180 is so that show on the display unit 151s of side Show and the corresponding each self-corresponding region in first credit card, thirdly card, the second discount card and the first complimentary ticket, Make to show corresponding card title in each area.

The explanation how showing pay status as above is example, and embodiment is not limited to this.Accordingly, it is capable to Enough select to show pay status by various methods according to user or designer.

When sending payment signal, the control unit 180 of terminal 100 is it is also possible that pass through such as bar code or QR The such image of code shows bar code or the QR code supporting payment for card.Therefore, terminal 100 is all right Payment signal is sent to payment terminal 200, and display is used for the such as bar code paid on display unit 151 Or the such image of QR code so that payment terminal 200 can process payment by using described image.

Referring back to Fig. 6, the control unit 210 of payment terminal 200 in step S221 based on sent The one or more bar card informations paying signal corresponding perform payment.The control unit 210 of payment terminal 200 is via logical Letter unit 230 receives the payment signal sent from terminal 100.Additionally, control unit 210 can based on sent out The one or more bar card informations paying signal corresponding sent process for pay at payment terminal 200 Goods or the payment of service.Such as, when with pay card information corresponding to signal include for first credit card, the 3rd During the card information of each in some card, the second discount card and the first complimentary ticket, control unit 210 can be based on about the The card information of one credit card, about the card information thirdly blocked, about the card information of the second discount card and about first Each in the card information of complimentary ticket processes for the payment carrying out goods or the service paid.

The control unit 210 of payment terminal 200 generates the payment approval signal for paying in step S223, and And in step S225, the payment approval signal generated is sent to terminal 100.Control unit 210 can generate For the payment approval signal paid.When processing for the payment of each in a plurality of card information, control unit 210 can also generate and the corresponding single payment approval signal that pays for each in a plurality of card information, or Generate multiple payment approval signal.Such as, when process for recommend with first to pay first credit card corresponding to combination, Thirdly during the payment of each in card, the second discount card and the first complimentary ticket, control unit 210 can also generate with For each single that pays correspondence in first credit card, thirdly card, the second discount card and the first complimentary ticket Pay approving signal.

It addition, control unit 210 so that via communication module 230 by use include Bluetooth, RFID, The payment generated is criticized by one or more in interior communication means of IrDA, UWB, ZigBee and NFC Calibration signal is sent to terminal 100.

The control unit 180 of terminal 100 in step S227 based on the payment approval signal sent show about The details of payment approval.Control unit 180 can receive from payment terminal 200 via wireless communication unit 110 The payment approval signal sent.

Such as, control unit 180 can receive from payment terminal 200 transmission via short-range communication module 114 Payment approval signal.Additionally, control unit 180 is so that based on the payment approval signal received at display unit The information relevant with the details of payment approval is shown on 151.Such as, control unit 180 is so that at display unit The receipt of the details according to payment approval is shown on 151.

Relevant explanation is provided with reference to Figure 32, Figure 33 A with Figure 33 B.Figure 32 shows exemplified with according to embodiment Show payment approval information.Figure 33 A and Figure 33 B exemplified with according to embodiment be used for show that another payment approval is believed User's input of breath.

With reference to Figure 32, control unit 180 is so that come based on the approval in-formation received on display unit 151 Show the including the payment approval information according to the payment processed by using the card information of first credit card One payment approval receipt 415.Additionally, control unit 180 is it is also possible that display shows with on display unit 151 Different another of payment approval information pay.Such as, as shown in Figure 33 A, control unit 180 can identify It is included in user's input of left upward sliding the first payment approval receipt 415, as being used for showing according to by using Another card information and user's input of the payment approval information of payment of processing.Therefore, as shown in figure 33b, control Unit 180 processed is so that show and include according to by using the payment thirdly blocked and process on display unit 151 Payment approval information at the second interior payment approval receipt 416.Additionally, when receiving bag via display unit 151 Include when the user of right upward sliding the second payment approval receipt 416 inputs, control unit 180 it is also possible that Again the first payment approval receipt 415 is shown on display unit 151.

Description about payment approval as above is example, and embodiment is not limited to this.Therefore, it is possible to root Select to be shown the details of payment approval by various methods according to user or designer.

When according to selected recommendation pay combination perform to pay time, control unit 180 can store with have been used for right Pay the payment of recommending carrying out processing and combine relevant information, to be mapped to the letter relevant with the shop of processed payment Breath.Such as, when having passed through use according to the as above first card information recommending payment to combine in A pair, shop When payment has carried out process, the first recommendation that control unit 180 can store with shop A to be mapped to pays combination Relevant information.

Hereafter, when attempting paying at shop A, the first recommendation that terminal 100 can provide a user with and store Pay the information that combination is relevant, and also recommend the information paying combination to perform delivery operation based on described first.Control Unit 180 can also generate and be included in the integrated card recommending to pay a plurality of card information that combination includes.Additionally, Control unit 180 can also generate the integrated card image corresponding with the integrated card generated.

Relevant explanation is provided with reference to Figure 34.Figure 34 shows integrated card graphic exemplified with according to embodiment.

With reference to Figure 34, control unit 180 can generate the first integrated card, and this first integrated card includes having been used for propping up Pay the card letter that the first recommendation carrying out processing pays first credit card that combination includes, thirdly card and the second discount card Breath.Additionally, control unit 180 can generate the first integrated card image 342 corresponding with the first integrated card.It addition, Control unit 180 is so that show the first integrated card image 342 generated on display unit 151.Control single Unit 180 is so that input based on the user putting on the first integrated card image 342 and send the to payment terminal 200 The collection for the card information of each in first credit card, thirdly card and the second discount card that one integrated card includes Become to pay signal.Additionally, payment terminal 200 can process for prop up based on the integrated payment signal sent Pay the payment carrying out goods or the service paid at terminal 200.

Referring back to Fig. 6, the control unit 180 of terminal 100 stores payment approval details in step S229.

Control unit 180 can store in memorizer 160 that payment approval details includes one or more is thin Joint.Such as, control unit 180 can store the customizing messages according to payment approval details in memorizer 160.Cause This, control unit 180 can store the information relevant with the shop of processed payment and prop up in memorizer 160 The goods paid or service relevant information, for the card information paid and payment amount and the information of time.

Terminal according to foundation embodiment and operational approach thereof, user can obtain and can make processing the shop paid Most preferably pay combination.Therefore, will enable with various means of payment as above be conveniently carried out complexity Payment processes.

Additionally, can provide and pay by using the user authentication using various methods according to the terminal of embodiment The high security that function is relevant.

Above-mentioned embodiment may be implemented as the computer-readable code on the medium having had program recorded thereon.Computer Computer-readable recording medium includes the recording equipment storing all types of the data that can be read by computer system.Computer-readable The example of medium include hard disk drive (HDD), solid-state disk (SSD), silicone disc driver (SDD), ROM, RAM, CD-ROM, tape, floppy disk and optical data storage device, and also include realizing in the form of a carrier Things (such as, being sent by the Internet).It addition, computer can include the control unit 180 of described terminal. Therefore, described detailed description is understood not to be restricted at each aspect, and is considered to be exemplary. The scope of embodiment should be by determining the reasonable analysis of appended claim, and at the model of embodiment Enclose the whole changes in the equivalency range being included in embodiment.

Although by reference to multiple illustrative embodiments of the disclosure to embodiments have been description, but should When being understood by, those skilled in the art can find out the many that falls in the spirit of the disclosure and concept, and other is repaiied Change and embodiment.More specifically, can be to this master in the range of the disclosure, accompanying drawing and appended claim Ingredient and/layout that topic combination is arranged carry out various variants and modifications.Except the change to ingredient and/or layout Outside type and amendment, those skilled in the art also be will be apparent from by the purposes of alternative.

Claims

1. it is configured to send the method for terminal for the information paid, the party to payment terminal for operation Method comprises the following steps:

Via the wireless communication unit being configured to communicate with described payment terminal receive for described Paying the store information that shop corresponding to terminal carries out paying, described store information includes payment information；

Generate at least one based on the store information received and recommend to pay combined information, at least one recommendation described Pay one in combined information include can be compatible with described store information the different types of information of at least two；And

To described payment terminal send with described at least one recommend to pay in combined information corresponding for propping up The described information paid.

Method the most according to claim 1, wherein, the different types of information of described at least two includes following Item in the middle of at least two: for pay Payment Card information, for bonus points some card information or use Information in the discount card of discounted services.

Method the most according to claim 2, wherein, generates at least one recommendation described and pays combined information Step comprises the following steps:

Generation at least two recommends to pay combination, and described at least two recommends each in payment combination to include can be in institute State at least one in described Payment Card, described some card or the described discount card that shop uses.

Method the most according to claim 3, wherein, generates described at least two and recommends to pay the step of combination Comprise the following steps:

Calculate candidate and pay at least discount rate or the award rate of combination so that based on than threshold value rate big calculated to Few discount rate or award rate generate described at least two and recommend to pay combination.

Method the most according to claim 1, wherein, send for the step of described information paid include with Lower step:

Identify the user's input for selecting at least one recommendation payment combined information described；

Generate during at least one recommends payment combined information described in selecting with inputting in response to described user Corresponding signal；And

By based on described in selected, at least one recommends the signal generated paid in combined information to be sent to For processing the described payment terminal carrying out described payment to described shop.

Method the most according to claim 1, described method is further comprising the steps of:

In response to the information for payment sent, receive payment approval information from described payment terminal；And

Show based on the payment approval information received and carry out, to described shop, the information that described payment is relevant.

Storage is sent at least one recommendation described of described payment terminal and pays in combined information, with by institute One that at least one recommendation described of storage pays in combined information is mapped to described store information.

8. being configured to send the terminal for the information paid to payment terminal, this terminal includes:

Display；

Wireless communication unit, this wireless communication unit is configured to lead to the described payment terminal corresponding to shop Letter；And

Controller, this controller is configured to:

The store information for carrying out paying, described business is received to described shop via described wireless communication unit Shop information includes payment information；

Based on the store information received generate at least one recommend pay combined information, described at least one push away Recommend paid in combined information include can be compatible with described store information the different types of letter of at least two Breath；And

Described wireless communication unit is sent to described payment terminal and pays combination with at least one recommendation described The corresponding described information for payment in information.

Terminal the most according to claim 8, wherein, the different types of information of described at least two includes following Item in the middle of at least two: for pay Payment Card information, for bonus points some card information, Yi Jiyong Information in the discount card of discounted services.

Terminal the most according to claim 9, wherein, described controller is also structured to generate at least two and pushes away Recommend payment combination, described at least two recommend to pay each in combination include using in described shop described in At least one in Fu Ka, described some card or described discount card.

11. terminals according to claim 10, wherein, described controller is also structured to calculate candidate and pays At least discount rate of combination or award rate so that based at least discount rate that calculated bigger than threshold value rate or award Rate generates described at least two and recommends to pay combination.

12. terminals according to claim 8, wherein, described controller is also structured to:

Make described wireless communication unit by least one recommends to pay in combined information based on described in selected Individual generated signal is sent to for processing the described payment terminal carrying out described payment to described shop.

13. terminals according to claim 12, wherein, described controller is also structured to generation and has majority Single payment signal according to structure so that selected at least one recommendation described pays in combined information wraps The multiple card informations included are sent to described payment via the described single payment signal being sent to described payment terminal Terminal.

14. terminals according to claim 8, wherein, described controller is also structured to:

Described wireless communication unit is received from described payment terminal in response to the information for payment sent Payment approval information；And

Described display is made to show based on the payment approval information received and carry out described payment to described shop Relevant information.

15. terminals according to claim 8, described terminal also includes memorizer, and this memorizer is configured to deposit Storage data,

Wherein, described controller is also configured such that described memorizer storage is sent to the described of described payment terminal At least one recommends to pay in combined information, so that at least one recommends to pay combined information described in being stored In one be mapped to described store information.