CN105931007A - Damage assessment checking method, server, and terminal - Google Patents

Damage assessment checking method, server, and terminal Download PDF

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Publication number
CN105931007A
CN105931007A CN201610022179.XA CN201610022179A CN105931007A CN 105931007 A CN105931007 A CN 105931007A CN 201610022179 A CN201610022179 A CN 201610022179A CN 105931007 A CN105931007 A CN 105931007A
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China
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setting loss
vehicle
information
attribute data
insurance
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刘金萍
林峰
洪旭栓
尹钏
唐文
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Ping An Technology Shenzhen Co Ltd
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Ping An Technology Shenzhen Co Ltd
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Priority to CN201610022179.XA priority Critical patent/CN105931007A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management
    • G06Q10/103Workflow collaboration or project management

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  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
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Abstract

Provided is a damage assessment checking method including receiving the damage assessment application of a vehicle; according to the preset analysis rule, analyzing the vehicle property data of the damaged vehicle to be accessed based on the frame number of the damaged vehicle to be accessed in the damage assessment application; obtaining the vehicle configuration information corresponding to the analyzed vehicle property data based on the association relationship data of the vehicle property data and the vehicle configuration information preset in a database; determining the insurance property data corresponding to the vehicle configuration information based on the preset association relationship data of the vehicle configuration information and the insurance property information; and according to the preset early-warning rule, analyzing the damage assessment information that is not accordant to the determined insurance property data in the damage assessment information in the damage assessment application. The invention provides a server and a terminal using the method. According to the damage assessment checking method, the damage assessment can be rapidly and conveniently checked.

Description

Setting loss checking method, server and terminal
Technical field
The present invention relates to data assessment technical field, particularly a kind of setting loss checking method, server and terminal.
Background technology
When the vehicle generation vehicle accident insured, the first thing feelings of insurance company go out dam site investigation exactly Setting loss.Aufbauprinciple according to automobile during setting loss, by science, specialized the checking of system, tests and surveys Survey means, comprehensively analyze with the scene of the accident car crass, use vehicle assessment of loss data and mantenance data, Vehicle collision reparation is carried out the assessment of loss price of scientific system.
The setting loss of vehicle relates to maintenance, manufacture and the many technology of car owner and interests, is whole vehicle insurance clothes In business, contradiction is than more prominent part.Setting loss personnel, by going out scene, shoot accident photograph, investigate thoroughly vehicle Damage parts, determine respectively and changed or keep in repair, have most and determine damaed cordition.But, because of different brands, Different editions, the configuration information of vehicle of different driving style are different, additionally, a vehicle has into Thousand up to ten thousand parts, the model of different types of auto parts is different from price.The setting loss personnel of specialty The most usually grasp insufficient due to information and produce many puzzlements, feel at a loss as to what to do.
Additionally, the setting loss data uploaded for setting loss personnel are typically to carry out manual examination and verification, wasting manpower and material resources, Meanwhile, manual examination and verification are difficult to the accuracy of accurate assurance setting loss information, cause what setting loss audited accurately surely cannot Ensure.
Summary of the invention
In view of the foregoing, it is necessary to providing a kind of setting loss checking method, server and terminal, it can be fast Speed, easily setting loss is audited.
A kind of setting loss checking method, runs in electronic equipment, and the method includes:
Receive the setting loss application of vehicle;
According to default resolution rules, treat based on described setting loss application being treated, the Vehicle Identify Number of setting loss vehicle parses The vehicle attribute data of setting loss vehicle;
According to the incidence relation data of the vehicle attribute data prestored in data base Yu vehicle configuration information, Obtain the vehicle configuration information that the vehicle attribute data parsed are corresponding;
According to the incidence relation data of the vehicle configuration information prestored Yu Insurance Attribute information, determine acquisition The Insurance Attribute data that vehicle configuration information is corresponding;And
According to default early warning rule, analyze the setting loss information in described setting loss application does not meets and determine The setting loss information of Insurance Attribute data.
Preferably, the method also includes:
According to the setting loss information not meeting the Insurance Attribute information determined analyzed, generate corresponding prompting Information;And
The prompting message of generation is sent to predetermined terminal, and shows the display device in terminal, with Remind.
Preferably, described default resolution rules is: according to the numeric string of the diverse location of Vehicle Identify Number from different The incidence relation of vehicle attribute data, is entered by the numeric string figure place that different vehicle attribute data is corresponding Vehicle Identify Number Row segmentation, to split into the segments word string representing different vehicle attribute data respectively by Vehicle Identify Number;And according to The numeric string prestored and the associated data of vehicle attribute data, determine that each segments word string of fractionation is corresponding Vehicle attribute data.
Preferably, described default early warning rule is:
If the setting loss parts in the setting loss information received are not belonging in the Insurance Attribute information determined restriction Part scope, it is determined that the setting loss parts in the setting loss information received do not meet the Insurance Attribute letter determined Breath;
If setting loss type, setting loss man-hour and/or setting loss valency that the setting loss parts in the setting loss information received are corresponding The lattice not corresponding setting loss type of parts, setting loss scope in man-hour and/or fixed in the Insurance Attribute information determined In damage Price Range, it is determined that setting loss type that setting loss parts in the setting loss information received are corresponding, setting loss Man-hour and/or setting loss variation in prices close the Insurance Attribute information determined.
A kind of server being applicable to said method, this server includes storage device and processor, wherein:
Described storage device, for one setting loss auditing system of storage;
Described processor, is used for calling and perform described setting loss auditing system, to perform following steps:
Receive the setting loss application of vehicle;
According to default resolution rules, treat based on described setting loss application being treated, the Vehicle Identify Number of setting loss vehicle parses The vehicle attribute data of setting loss vehicle;
According to the incidence relation data of the vehicle attribute data prestored in data base Yu vehicle configuration information, Obtain the vehicle configuration information that the vehicle attribute data parsed are corresponding;
According to the incidence relation data of the vehicle configuration information prestored Yu Insurance Attribute information, determine acquisition The Insurance Attribute data that vehicle configuration information is corresponding;And
According to default early warning rule, analyze the setting loss information in described setting loss application does not meets and determine The setting loss information of Insurance Attribute data.
Preferably, wherein, described default resolution rules is: according to the numeric string of the diverse location of Vehicle Identify Number With the incidence relation of different vehicle attribute data, Vehicle Identify Number is pressed the numeric string that different vehicle attribute data is corresponding Figure place carries out segmentation, so that Vehicle Identify Number to split into the segments word string representing different vehicle attribute data respectively; And the associated data according to the numeric string prestored Yu vehicle attribute data, determine each segmentation numeral of fractionation The vehicle attribute data that string is corresponding.
Preferably, wherein, described default early warning rule is:
If the setting loss parts in the setting loss information received are not belonging in the Insurance Attribute information determined restriction Part scope, it is determined that the setting loss parts in the setting loss information received do not meet the Insurance Attribute letter determined Breath;
If setting loss type, setting loss man-hour and/or setting loss valency that the setting loss parts in the setting loss information received are corresponding The lattice not corresponding setting loss type of parts, setting loss scope in man-hour and/or fixed in the Insurance Attribute information determined In damage Price Range, it is determined that setting loss type that setting loss parts in the setting loss information received are corresponding, setting loss Man-hour and/or setting loss variation in prices close the Insurance Attribute information determined.
A kind of terminal being applicable to said method, this terminal includes storage device and processor, wherein:
Described storage device, has a setting loss auditing system for storage;
Described processor, is used for calling and perform described setting loss auditing system, to perform following steps:
Receive the setting loss application of vehicle;
According to default resolution rules, treat based on described setting loss application being treated, the Vehicle Identify Number of setting loss vehicle parses The vehicle attribute data of setting loss vehicle;
According to the incidence relation data of the vehicle attribute data prestored in data base Yu vehicle configuration information, Obtain the vehicle configuration information that the vehicle attribute data parsed are corresponding;
According to the incidence relation data of the vehicle configuration information prestored Yu Insurance Attribute information, determine acquisition The Insurance Attribute data that vehicle configuration information is corresponding;And
According to default early warning rule, analyze the setting loss information in described setting loss application does not meets and determine The setting loss information of Insurance Attribute data.
Preferably, wherein, described default resolution rules is: according to the numeric string of the diverse location of Vehicle Identify Number With the incidence relation of different vehicle attribute data, Vehicle Identify Number is pressed the numeric string that different vehicle attribute data is corresponding Figure place carries out segmentation, so that Vehicle Identify Number to split into the segments word string representing different vehicle attribute data respectively; And the associated data according to the numeric string prestored Yu vehicle attribute data, determine each segmentation numeral of fractionation The vehicle attribute data that string is corresponding.
Preferably, wherein, described default early warning rule is:
If the setting loss parts in the setting loss information received are not belonging in the Insurance Attribute information determined restriction Part scope, it is determined that the setting loss parts in the setting loss information received do not meet the Insurance Attribute letter determined Breath;
If setting loss type, setting loss man-hour and/or setting loss valency that the setting loss parts in the setting loss information received are corresponding The lattice not corresponding setting loss type of parts, setting loss scope in man-hour and/or fixed in the Insurance Attribute information determined In damage Price Range, it is determined that setting loss type that setting loss parts in the setting loss information received are corresponding, setting loss Man-hour and/or setting loss variation in prices close the Insurance Attribute information determined.
Setting loss checking method of the present invention and be applicable to server and the terminal of said method, by setting in advance Vertical standard, can audit setting loss quickly and easily.
Accompanying drawing explanation
Fig. 1 is the hardware environment figure of setting loss auditing system first embodiment of the present invention.
Fig. 2 is the hardware environment figure of setting loss auditing system the second embodiment of the present invention.
Fig. 3 is the functional block diagram of setting loss auditing system preferred embodiment of the present invention.
Fig. 4 is the method implementing procedure figure of setting loss checking method preferred embodiment of the present invention.
Detailed description of the invention
Refering to shown in Fig. 1, it it is the hardware environment figure of setting loss auditing system first embodiment of the present invention.
Setting loss auditing system 2 described in the present embodiment can be installed and run in a station server 1.Described clothes Business device can be the insurance server of insurance company.Described server 1 can pass through communication module (not shown) Being connected with at least one station terminal 3 communication, described terminal 3 can be PC, smart mobile phone, flat board electricity The equipment such as brain.Described terminal 3 includes input equipment 30 and display device 31.
Described server 1 can include processor and storage device (not shown).Described processor is The arithmetic core (Core Unit) of server 1 and control core (Control Unit), be used for explaining calculating Data in machine instruction and process computer software.Described storage device can be that one or more is non-easily The property lost memory element, such as ROM, EPROM or Flash Memory (flash memory cell) etc..Described deposit Storage equipment can be built-in or be external in server 1.
In the present embodiment, described setting loss auditing system 2 can be a kind of computer software, and it includes computer Executable program instruction code, this program instruction code can be stored in described storage device, described Under the execution of processor, it is achieved following function: pre-set each brand by the input equipment 30 of terminal 3 The incidence relation data of the attribute data of vehicle and vehicle configuration information and vehicle configuration information and Insurance Attribute The incidence relation data of information, it is possible to above-mentioned incidence relation data are stored in the number being connected with server 1 According in storehouse 4.Described attribute data includes, the brand of vehicle, such as " FORD FOCUS ";Drive class Type, such as " automatic catch, manual gear ";Model version, such as, " honor enjoys version, large paper edition " etc..Described Vehicle configuration information (such as, parts configured list, control system configured list etc..Described Insurance Attribute Information includes setting loss type, setting loss scope in man-hour and/or setting loss Price Range etc..Such as, vehicle configuration information Each parts under each vehicle configuration information and control is contained with the incidence relation packet of Insurance Attribute information Associated data between system and setting loss type, setting loss man-hour and/or setting loss price, such as, left rear frame door Process etc. is recovered+sprayed paint to corresponding setting loss type can include spraying paint process, replacing process, shape, behind left side Car door sprays paint and processes corresponding setting loss scope in man-hour and be X Y hour, left rear frame door spray paint process corresponding Setting loss price is Z P unit etc..
Further, described setting loss auditing system 2 also realizes following function: receiving a certain chassis During setting loss application, according to default resolution rules, based on the vehicle frame treating setting loss vehicle in described setting loss application Number parse the vehicle attribute data treating setting loss vehicle, including, brand, such as, " FORD FOCUS ", drive Sail type, such as, " automatic catch, manual gear " and model version, such as, " honor enjoys version, large paper edition " Deng;Pass according to the vehicle attribute data of each brand vehicle of storage in data base 4 with vehicle configuration information Connection relation data, obtains the vehicle configuration information that the vehicle attribute data parsed are corresponding, as parts are joined Put list, control system configured list etc.;Pass according to the vehicle configuration information prestored Yu Insurance Attribute information Connection relation data, determine the Insurance Attribute data that the vehicle configuration information of acquisition is corresponding, including setting loss type, Setting loss scope in man-hour and/or setting loss Price Range;And according to default early warning rule, it is described fixed to analyze Damage the setting loss information not meeting the Insurance Attribute data determined in the setting loss information in application.
In the present embodiment, described setting loss application includes Vehicle Identify Number and the setting loss information treating setting loss vehicle, such as, Including the setting loss components information of setting loss personnel's typing, setting loss type that each setting loss parts are corresponding, setting loss Man-hour and/or setting loss pricing information.
Described default resolution rules is: according to numeric string and the different vehicle attribute of the diverse location of Vehicle Identify Number The incidence relation of data, such as, the numeric string of front A to the B figure place of Vehicle Identify Number associates with brand, B+1 Numeric string to location of C associates with driving style, the numeric string of C+1 to D figure place and model version Mark association, carries out segmentation to Vehicle Identify Number by the numeric string figure place that different vehicle attribute data is corresponding, with by car Frame number splits into the segments word string representing different vehicle attribute data respectively;According to the numeric string prestored and car The associated data of attribute data, determines the vehicle attribute data that each segments word string of fractionation is corresponding.
Described default early warning rule is: if the setting loss parts in the setting loss information received are not belonging to determine Insurance Attribute information in limit part scope, it is determined that the setting loss parts in the setting loss information received are not Meet the Insurance Attribute information determined;If the setting loss class that the setting loss parts in the setting loss information received are corresponding Type, setting loss man-hour and/or the setting loss price not setting loss class of corresponding parts in the Insurance Attribute information determined In type, setting loss scope in man-hour and/or setting loss Price Range, it is determined that the setting loss in the setting loss information received zero Setting loss type, setting loss man-hour and/or setting loss variation in prices that part is corresponding close the Insurance Attribute information etc. determined.
In other embodiments of the invention, described setting loss auditing system 2 can also realize following function: root According to the setting loss information not meeting the Insurance Attribute information determined analyzed, generate corresponding prompting message, And the prompting message of generation is sent to predetermined terminal 3, and show the display device 31 in terminal 3 On, such as, treat the mobile phone interface of the car owner of setting loss vehicle, setting loss personnel mobile phone interface first-class, to carry out Remind.
In other embodiments of the invention, as in figure 2 it is shown, described setting loss auditing system 2 can also be pacified Filling and run in terminal 3, the program code of described setting loss auditing system 2 can be stored in described terminal 3 Storage device (not shown) in, and under the execution of the processor of terminal 3, it is achieved the merit of foregoing description Energy.
Refering to shown in Fig. 3, it it is the functional block diagram of setting loss auditing system preferred embodiment of the present invention.
The program code of described setting loss auditing system 2, according to its different function, can be divided into multiple function Module.In present pre-ferred embodiments, described setting loss auditing system 2 can include arranging module 20, receiving Module 21, parsing module 22, matching module 23 and analysis module 24.Warning module 25 and output module 26。
The described module 20 that arranges is for pre-setting each brand vehicle by the input equipment 30 of terminal 3 The incidence relation data of attribute data and vehicle configuration information and vehicle configuration information and Insurance Attribute information Incidence relation data, it is possible to above-mentioned incidence relation data are stored in the data base 4 being connected with server 1 In.Described attribute data includes, the brand of vehicle, such as " FORD FOCUS ";Driving style, example Such as " automatic catch, manual gear ";Model version, such as, " honor enjoys version, large paper edition " etc..Described vehicle is joined Confidence breath (such as, parts configured list, control system configured list etc..Described Insurance Attribute information bag Include setting loss type, setting loss scope in man-hour and/or setting loss Price Range etc..Such as, vehicle configuration information and insurance The incidence relation packet of attribute information containing each parts under each vehicle configuration information and control system with Associated data between setting loss type, setting loss man-hour and/or setting loss price, such as, left rear frame door is corresponding Process etc. is recovered+sprayed paint to setting loss type can include spraying paint process, replacing process, shape, and left rear frame door sprays Paint processes corresponding setting loss scope in man-hour and is X Y hour, and left rear frame door sprays paint and processes corresponding setting loss valency Lattice are Z P unit etc..
Described receiver module 21 is for receiving the setting loss application of the vehicle that user is sent by terminal 3.This enforcement In example, described setting loss application includes Vehicle Identify Number and the setting loss information treating setting loss vehicle, it may for example comprise setting loss people Member's setting loss components information of typing, setting loss type that each setting loss parts are corresponding, setting loss man-hour and/or fixed Damage pricing information.
Described parsing module 22 is for according to the resolution rules preset, based on treating setting loss in described setting loss application The Vehicle Identify Number of vehicle parses the vehicle attribute data treating setting loss vehicle, including, brand, such as, " Ford Fox ", driving style, such as, " automatic catch, manual gear " and model version, such as, " honor enjoy version, Large paper edition " etc..
In the present embodiment, described default resolution rules is: according to the numeric string of the diverse location of Vehicle Identify Number with The incidence relation of different vehicle attribute data, such as, the numeric string of front A to the B figure place of Vehicle Identify Number and product Board association, the numeric string of B+1 to location of C associate with driving style, the number of C+1 to D figure place Word string associates with model version mark, enters Vehicle Identify Number by the numeric string figure place that different vehicle attribute data is corresponding Row segmentation, to split into the segments word string representing different vehicle attribute data respectively by Vehicle Identify Number;According in advance The numeric string deposited and the associated data of vehicle attribute data, determine that each segments word string of fractionation is corresponding Vehicle attribute data.
Described matching module 23 is for according to the vehicle attribute data of each brand vehicle of storage in data base 4 With the incidence relation data of vehicle configuration information, the vehicle obtaining the vehicle attribute data parsed corresponding is joined Confidence ceases, such as parts configured list, control system configured list etc.;According to the vehicle configuration information prestored With the incidence relation data of Insurance Attribute information, determine the Insurance Attribute that the vehicle configuration information of acquisition is corresponding Data, including setting loss type, setting loss scope in man-hour and/or setting loss Price Range.
Described analysis module 24 is for according to the early warning rule preset, analyzing in described setting loss application Setting loss information does not meets the setting loss information of the Insurance Attribute data determined.
In the present embodiment, described default early warning rule is: if the setting loss parts in the setting loss information received It is not belonging in the Insurance Attribute information determined the part scope limited, it is determined that in the setting loss information received Setting loss parts do not meet the Insurance Attribute information determined;If the setting loss parts in the setting loss information received Corresponding setting loss type, setting loss man-hour and/or setting loss price not correspondence zero in the Insurance Attribute information determined In the setting loss type of parts, setting loss scope in man-hour and/or setting loss Price Range, it is determined that the setting loss information received In setting loss type corresponding to setting loss parts, setting loss man-hour and/or setting loss variation in prices close the insurance determined Attribute information etc..
In other embodiments of the invention, described setting loss auditing system 2 also includes warning module 25 and output module 26。
Described warning module 25 is for according to the setting loss letter not meeting the Insurance Attribute information determined analyzed Breath, generates corresponding prompting message.
Described output module 26 for being sent to predetermined terminal 3 by the prompting message of generation, and shows On the display device 31 of terminal 3, such as, the mobile phone interface of the car owner of setting loss vehicle, setting loss personnel are treated Mobile phone interface is first-class, to remind.
Refering to shown in Fig. 4, it it is the method implementing procedure figure of setting loss checking method preferred embodiment of the present invention.This Setting loss checking method described in embodiment is not limited to step shown in flow chart, in addition step shown in flow chart In, some step can be omitted, order between step can change.
Step S10, receiver module 21 judges whether to receive the setting loss application of the vehicle that user sends.If not yet Receive setting loss application, then terminate flow process.Otherwise, if receiving setting loss application, then following step S11 is performed.
Step S11, parsing module 22 according to default resolution rules, undetermined based in described setting loss application The Vehicle Identify Number damaging vehicle parses the vehicle attribute data treating setting loss vehicle, including, brand, such as, " good fortune Special Fox ", driving style, such as, " automatic catch, manual gear " and model version, such as, " honor enjoys Version, large paper edition " etc..
In the present embodiment, described default resolution rules is: according to the numeric string of the diverse location of Vehicle Identify Number with The incidence relation of different vehicle attribute data, such as, the numeric string of front A to the B figure place of Vehicle Identify Number and product Board association, the numeric string of B+1 to location of C associate with driving style, the number of C+1 to D figure place Word string associates with model version mark, enters Vehicle Identify Number by the numeric string figure place that different vehicle attribute data is corresponding Row segmentation, to split into the segments word string representing different vehicle attribute data respectively by Vehicle Identify Number;According in advance The numeric string deposited and the associated data of vehicle attribute data, determine that each segments word string of fractionation is corresponding Vehicle attribute data.
Step S12, matching module 23 is according to the vehicle attribute number of each brand vehicle of storage in data base 4 According to the incidence relation data with vehicle configuration information, obtain the vehicle that the vehicle attribute data parsed are corresponding Configuration information, such as parts configured list, control system configured list etc..
Step S13, described matching module 23 is believed with Insurance Attribute according to the vehicle configuration information prestored further The incidence relation data of breath, determine the Insurance Attribute data that the vehicle configuration information of acquisition is corresponding, including fixed Damage type, setting loss scope in man-hour and/or setting loss Price Range.
Step S14, analyzes module 24 for according to the early warning rule preset, analyzing described setting loss Shen Setting loss information in please does not meets the setting loss information of the Insurance Attribute data determined.
In the present embodiment, described default early warning rule is: if the setting loss parts in the setting loss information received It is not belonging in the Insurance Attribute information determined the part scope limited, it is determined that in the setting loss information received Setting loss parts do not meet the Insurance Attribute information determined;If the setting loss parts in the setting loss information received Corresponding setting loss type, setting loss man-hour and/or setting loss price not correspondence zero in the Insurance Attribute information determined In the setting loss type of parts, setting loss scope in man-hour and/or setting loss Price Range, it is determined that the setting loss information received In setting loss type corresponding to setting loss parts, setting loss man-hour and/or setting loss variation in prices close the insurance determined Attribute information etc..
Further, setting loss checking method of the present invention also includes:
Step S15, warning module 25 is according to the setting loss not meeting the Insurance Attribute information determined analyzed Information, generates corresponding prompting message.
Step S16, the prompting message of generation is sent to predetermined terminal 3, and shows by output module 26 Show on the display device 31 of terminal 3, such as, treat the mobile phone interface of the car owner of setting loss vehicle, setting loss personnel Mobile phone interface first-class, to remind.
It should be noted last that, above example only in order to technical scheme to be described and unrestricted, Although being described in detail the present invention with reference to preferred embodiment, those of ordinary skill in the art should manage Solve, technical scheme can be modified or equivalent, without deviating from technical solution of the present invention Spirit and scope.

Claims (10)

1. a setting loss checking method, runs in electronic equipment, it is characterised in that the method includes:
Receive the setting loss application of vehicle;
According to default resolution rules, treat based on described setting loss application being treated, the Vehicle Identify Number of setting loss vehicle parses The vehicle attribute data of setting loss vehicle;
According to the incidence relation data of the vehicle attribute data prestored in data base Yu vehicle configuration information, Obtain the vehicle configuration information that the vehicle attribute data parsed are corresponding;
According to the incidence relation data of the vehicle configuration information prestored Yu Insurance Attribute information, determine acquisition The Insurance Attribute data that vehicle configuration information is corresponding;And
According to default early warning rule, analyze the setting loss information in described setting loss application does not meets and determine The setting loss information of Insurance Attribute data.
2. the method for claim 1, it is characterised in that the method also includes:
According to the setting loss information not meeting the Insurance Attribute information determined analyzed, generate corresponding prompting Information;And
The prompting message of generation is sent to predetermined terminal, and shows the display device in terminal, with Remind.
3. the method for claim 1, it is characterised in that described default resolution rules is: according to vehicle frame Number the incidence relation of numeric string and different vehicle attribute data of diverse location, to Vehicle Identify Number by different vehicle The numeric string figure place that attribute data is corresponding carries out segmentation, represents different vehicle genus respectively to be split into by Vehicle Identify Number The segments word string of property data;And the associated data according to the numeric string prestored Yu vehicle attribute data, determine Go out the vehicle attribute data that each segments word string split is corresponding.
4. the method for claim 1, it is characterised in that described default early warning rule is:
If the setting loss parts in the setting loss information received are not belonging in the Insurance Attribute information determined restriction Part scope, it is determined that the setting loss parts in the setting loss information received do not meet the Insurance Attribute letter determined Breath;
If setting loss type, setting loss man-hour and/or setting loss valency that the setting loss parts in the setting loss information received are corresponding The lattice not corresponding setting loss type of parts, setting loss scope in man-hour and/or fixed in the Insurance Attribute information determined In damage Price Range, it is determined that setting loss type that setting loss parts in the setting loss information received are corresponding, setting loss Man-hour and/or setting loss variation in prices close the Insurance Attribute information determined.
5. one kind is applicable to the server of method described in any one of Claims 1-4, it is characterised in that this service Device includes storage device and processor, wherein:
Described storage device, for one setting loss auditing system of storage;
Described processor, is used for calling and perform described setting loss auditing system, to perform following steps:
Receive the setting loss application of vehicle;
According to default resolution rules, treat based on described setting loss application being treated, the Vehicle Identify Number of setting loss vehicle parses The vehicle attribute data of setting loss vehicle;
According to the incidence relation data of the vehicle attribute data prestored in data base Yu vehicle configuration information, Obtain the vehicle configuration information that the vehicle attribute data parsed are corresponding;
According to the incidence relation data of the vehicle configuration information prestored Yu Insurance Attribute information, determine acquisition The Insurance Attribute data that vehicle configuration information is corresponding;And
According to default early warning rule, analyze the setting loss information in described setting loss application does not meets and determine The setting loss information of Insurance Attribute data.
6. server as claimed in claim 5, it is characterised in that wherein, described default resolution rules is: The numeric string of the diverse location according to Vehicle Identify Number and the incidence relation of different vehicle attribute data, press Vehicle Identify Number The numeric string figure place that different vehicle attribute data is corresponding carries out segmentation, represents not respectively to be split into by Vehicle Identify Number Segments word string with vehicle attribute data;And the incidence number according to the numeric string prestored Yu vehicle attribute data According to, determine the vehicle attribute data that each segments word string of fractionation is corresponding.
7. server as claimed in claim 5, it is characterised in that wherein, described default early warning rule is:
If the setting loss parts in the setting loss information received are not belonging in the Insurance Attribute information determined restriction Part scope, it is determined that the setting loss parts in the setting loss information received do not meet the Insurance Attribute letter determined Breath;
If setting loss type, setting loss man-hour and/or setting loss valency that the setting loss parts in the setting loss information received are corresponding The lattice not corresponding setting loss type of parts, setting loss scope in man-hour and/or fixed in the Insurance Attribute information determined In damage Price Range, it is determined that setting loss type that setting loss parts in the setting loss information received are corresponding, setting loss Man-hour and/or setting loss variation in prices close the Insurance Attribute information determined.
8. one kind is applicable to the terminal of method described in any one of Claims 1-4, it is characterised in that this terminal bag Include storage device and processor, wherein:
Described storage device, has a setting loss auditing system for storage;
Described processor, is used for calling and perform described setting loss auditing system, to perform following steps:
Receive the setting loss application of vehicle;
According to default resolution rules, treat based on described setting loss application being treated, the Vehicle Identify Number of setting loss vehicle parses The vehicle attribute data of setting loss vehicle;
According to the incidence relation data of the vehicle attribute data prestored in data base Yu vehicle configuration information, Obtain the vehicle configuration information that the vehicle attribute data parsed are corresponding;
According to the incidence relation data of the vehicle configuration information prestored Yu Insurance Attribute information, determine acquisition The Insurance Attribute data that vehicle configuration information is corresponding;And
According to default early warning rule, analyze the setting loss information in described setting loss application does not meets and determine The setting loss information of Insurance Attribute data.
9. terminal as claimed in claim 8, it is characterised in that wherein, described default resolution rules is: root According to the incidence relation of numeric string and different vehicle attribute data of the diverse location of Vehicle Identify Number, to Vehicle Identify Number by not The numeric string figure place corresponding with vehicle attribute data carries out segmentation, represents difference respectively to be split into by Vehicle Identify Number The segments word string of vehicle attribute data;And the associated data according to the numeric string prestored Yu vehicle attribute data, Determine the vehicle attribute data that each segments word string of fractionation is corresponding.
10. terminal as claimed in claim 8, it is characterised in that wherein, described default early warning rule is:
If the setting loss parts in the setting loss information received are not belonging in the Insurance Attribute information determined restriction Part scope, it is determined that the setting loss parts in the setting loss information received do not meet the Insurance Attribute letter determined Breath;
If setting loss type, setting loss man-hour and/or setting loss valency that the setting loss parts in the setting loss information received are corresponding The lattice not corresponding setting loss type of parts, setting loss scope in man-hour and/or fixed in the Insurance Attribute information determined In damage Price Range, it is determined that setting loss type that setting loss parts in the setting loss information received are corresponding, setting loss Man-hour and/or setting loss variation in prices close the Insurance Attribute information determined.
CN201610022179.XA 2016-01-13 2016-01-13 Damage assessment checking method, server, and terminal Pending CN105931007A (en)

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CN106600421A (en) * 2016-11-21 2017-04-26 中国平安财产保险股份有限公司 Intelligent car insurance loss assessment method and system based on image recognition
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CN109443301B (en) * 2018-09-25 2021-09-10 平安科技(深圳)有限公司 Vehicle loss assessment method, computer readable storage medium and server
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Application publication date: 20160907