CN105894268A - Payment processing method and electronic device supporting the same - Google Patents

Payment processing method and electronic device supporting the same Download PDF

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Publication number
CN105894268A
CN105894268A CN201610084771.2A CN201610084771A CN105894268A CN 105894268 A CN105894268 A CN 105894268A CN 201610084771 A CN201610084771 A CN 201610084771A CN 105894268 A CN105894268 A CN 105894268A
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CN
China
Prior art keywords
payment
electronic equipment
information
module
card
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CN201610084771.2A
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Chinese (zh)
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CN105894268B (en
Inventor
吴世娥
H.N.金
朴美妍
朴容万
徐瑜枇
徐和延
俞炳仁
卢炳卓
尹硕铉
李曜汉
诸成民
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Samsung Electronics Co Ltd
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Samsung Electronics Co Ltd
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Publication of CN105894268A publication Critical patent/CN105894268A/en
Application granted granted Critical
Publication of CN105894268B publication Critical patent/CN105894268B/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351Virtual cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • User Interface Of Digital Computer (AREA)
  • Telephone Function (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Signal Processing (AREA)

Abstract

An electronic device and method of processing a payment at the electronic device are provided. The electronic device includes a secure memory configured to store payment information of a near field communication (NFC) method, payment information of a magnetic security transmit (MST) method, and fingerprint information; and a processor configured to control a multiple payment operation of the NFC method and the MST method when fingerprint information obtained through fingerprint detection is valid. The processor is further configured to control a signal processing information according to the NFC method operation and a signal processing information according to the MST method operation to be outputted as one screen interface.

Description

Payment processing method and pay its electronic equipment
Cross-Reference to Related Applications
This application claims the U.S. that Allotment Serial Number is 62/126,121 submitted on February 27th, 2015 in U.S.Patent & Trademark Office State's temporary patent application and on February 12nd, 2015 are 10-2015-at the Allotment Serial Number that Korean Intellectual Property Office submits The Allotment Serial Number that the korean patent application of 0021808 and December in 2015 are submitted in Korean Intellectual Property Office on the 15th is 10-2015- The rights and interests of the korean patent application of 0179430, are incorporated herein by reference each complete disclosure in these applications.
Technical field
It relates to payment processes.More specifically, it relates to be easier to and side by use electronic equipment Just process the payment processing method of reimbursement of expense and support the electronic equipment of the method.
Background technology
Usually, various functions supported by electronic equipment.Such as, electronic equipment has specific merit by perhaps execution in display Can should be used for support corresponding function.
The above-mentioned electronic equipment of correlation technique provides the screen provided from the website selling extensive stock.
Above-mentioned information is intended only as what background information provided, is adapted to assist in and understands the disclosure.About above-mentioned any content Whether it is suitable for as prior art for the disclosure, does not make a determination, the most do not make and asserting.
Summary of the invention
The each side at least the above to be solved of the disclosure and/or shortcoming and the excellent of at least the following stated to be provided Point.Therefore, the one side of the disclosure to provide a kind of by using electronic equipment to be easier to and processing cost payment easily Payment processing method and support the method electronic equipment.
One side according to the disclosure, it is provided that a kind of electronic equipment.This electronic equipment includes being configured to store near field The communication payment information of (NFC) method, abampere send payment information and the safe storage of finger print information of (MST) method entirely, And be configured as controlling the pay this extra of NFC method and MST method and grasping when the finger print information that obtained by fingerprint detection is effective The processor (or control module) made.
Control module controls the signal processing screen (or signal processing information) according to the operation of NFC method and according to MST side The signal processing screen (or signal processing information) of method operation is exported as a screen interface.
According to another aspect of the present disclosure, it is provided that the payment processing method of a kind of electronic equipment.This payment processing method Including performing fingerprint detection, and will be as a screen interface output when the finger print information obtained by fingerprint detection is effective According to NFC method operation signal processing information and according to MST method operation signal processing information export.
By the detailed description of the various embodiments below in conjunction with the open disclosure of accompanying drawing, those skilled in the art are by clear Other aspects, advantage and the marked feature of the disclosure.
Accompanying drawing explanation
By following description with reference to the accompanying drawings, the above and other aspects, features and advantages of some embodiment of the disclosure Will be apparent from, in accompanying drawing:
Fig. 1 illustrates payment processes environment according to the various embodiments of the disclosure;
Fig. 2 illustrates control module according to the various embodiments of the disclosure;
Fig. 3 A is near-field communication (the near field that the various embodiments according to the disclosure illustrate electronic equipment Communication, NFC) flow chart of payment processing method;
Fig. 3 B is that the various embodiments according to the disclosure illustrate the abampere of electronic equipment and entirely send (magnetic Security transmit, MST) flow chart of type payment processing method;
Fig. 3 C is the flow process that the various embodiments according to the disclosure illustrate the Bar payment processing method of electronic equipment Figure;
Fig. 4 is the flow chart that the various embodiments according to the disclosure illustrate the transfer function in payment processing method;
The payment application that Fig. 5 illustrates electronic equipment according to the various embodiments of the disclosure performs screen;
Fig. 6 A, 6B, 6C and 6D illustrate the card scouting screen interface of electronic equipment according to the various embodiments of the disclosure;
The payment that Fig. 7 A, 7B, 7C and 7D illustrate electronic equipment according to the various embodiments of the disclosure completes screen interface;
Fig. 8 A illustrates NFC method and the MST method support screen of electronic equipment according to the various embodiments of the disclosure;
Fig. 8 B illustrates the bar code method operation screen of electronic equipment according to the various embodiments of the disclosure;
The pay this extra operation that Fig. 9 illustrates electronic equipment according to the various embodiments of the disclosure performs screen again;
Figure 10 A and 10B illustrates transfer function executing screen according to the various embodiments of the disclosure;
Figure 11 A, 11B, 11C, 11D and 11E illustrate payment according to the various embodiments of the disclosure and perform screen associated circle Face;
Figure 12 illustrates token effectiveness screen associated interface according to the various embodiments of the disclosure;
Figure 13 illustrates token effectiveness screen associated interface according to the various embodiments of the disclosure;
Figure 14 A and 14B illustrates MST signal processing operations according to the various embodiments of the disclosure;
Figure 15 illustrates remaining battery according to the various embodiments of the disclosure and is correlated with payment processes screen;
Figure 16 A, 16B and 16C illustrate card according to the various embodiments of the disclosure and select screen associated;
Figure 17 A, 17B and 17C illustrate card according to the various embodiments of the disclosure and select screen associated;
Figure 18 is the block diagram that the various embodiments according to the disclosure illustrate network environment;
Figure 19 is the block diagram of the electronic equipment of the various embodiments according to the disclosure;
Figure 20 is the block diagram of the program module of the various embodiments according to the disclosure;
Figure 21 is that the various embodiments according to the disclosure illustrate the abundant execution environment (rich operated in the electronic device Execution environment, REE) and credible execution environment (trusted execution environment, TEE) Block diagram;
Figure 22 A, 22B and 22C are the block diagrams that the various embodiments according to the disclosure illustrate the hardware configuration of TEE;
Figure 23 illustrates payment system according to the various embodiments of the disclosure;
Figure 24 is the block diagram that the various embodiments according to the disclosure illustrate the payment system for performing payment;
Figure 25 is the hardware knot that the various embodiments according to the disclosure illustrate the electronic equipment for performing payment function The block diagram of structure;
Figure 26 A is that the various embodiments according to the disclosure illustrate and are used in conjunction with at least one in multiple MST modules Hardware (H/W) block diagram of the inside of the electronic equipment of wireless short range communication;
Figure 26 B is that the various embodiments according to the disclosure illustrate and are used in conjunction with at least one in multiple MST modules The H/W block diagram of the inside of the electronic equipment of wireless short range communication;
Figure 26 C is that the various embodiments according to the disclosure illustrate and are used in conjunction with at least one in multiple MST modules The H/W block diagram of the inside of the electronic equipment of wireless short range communication;
Figure 27 is the execution ring that the various embodiments according to the disclosure illustrate the electronic equipment for performing payment function The block diagram of the program module performed in border;
Figure 28 A, 28B, 28C, 28D, 28E, 28F, 28G, 28H, 28I and 28J illustrate according to the various embodiments of the disclosure The payment user interface of electronic equipment;
Figure 29 illustrates token method for generating cipher code according to the various embodiments of the disclosure;
Figure 30 illustrates payment system according to the various embodiments of the disclosure;
Figure 31 is the flow chart of token payment (token payment) of the various embodiments according to the disclosure;
Figure 32 illustrates the operation of payment system assembly according to the various embodiments of the disclosure;
Figure 33 A illustrates the flow chart of the first token distribution operation of electronic equipment according to the various embodiments of the disclosure;
Figure 33 B illustrates the flow chart of the second token distribution operation of electronic equipment according to the various embodiments of the disclosure; And
Figure 33 C illustrates the flow chart of the 3rd token distribution operation of electronic equipment according to the various embodiments of the disclosure.
Running through each figure, similar label will be understood to refer to similar parts, assembly and structure.
Detailed description of the invention
There is provided description referring to the drawings to help to understand these public affairs limited such as claim and equivalent thereof comprehensively The various embodiments opened.Description include various detail to help to understand, but these details should be considered the most exemplary. Therefore, it will be recognized by those of ordinary skills, in the case of without departing from the scope of the present disclosure and spirit, it is possible to this The various embodiments that literary composition describes make various changes and modifications.Additionally, for clarity and conciseness, can omit known function and The description of structure.
The term used in the following description and claims and words are not only restricted to literal meaning, and simply by inventor It is used for making it possible to there is clear and consistent understanding for the disclosure.Therefore, it will be apparent to those skilled in the art that below offer The description of various embodiment of this disclosure is simply to illustrate that rather than in order to limit such as claims and equivalent thereof The disclosure limited.
It is appreciated that singulative " " and " being somebody's turn to do " include plural, unless context states otherwise clearly.Thus, Such as, " assembly surface " is mentioned include one or more such surfaces are mentioned.
Term " substantially " is used to mean described characteristic, parameter or value and need not accurately be realized, but Deviation or variation can occur on Liang, limit and known to those skilled in the art including such as tolerance, measurement error, measuring accuracy Other factors, and these deviation or variation will not hinder this characteristic intend provide effect.
Terms used herein " includes ", " comprising " and " having " or " can include " or " can comprise " and " can have " refers to Show the existence of disclosed function, operation or element, but be not precluded from other functions, operation or element.
Such as, statement " A or B " or " A or/and at least one " in B may indicate that and include A, B or A and B.Example As, statement " A or B " or " A or/and at least one " in B may indicate that (1) at least one A, (2) at least one B or (3) At least one A and at least one B.
Such as " the 1st ", " the 2nd ", " first " used herein, the term of " second " etc can refer to modify the disclosure The various different elements of various embodiments, but be not intended to these elements.These statements can be used for distinguishing an element and another Element.Such as, " first user equipment " and " the second subscriber equipment " may indicate that different users, does not consider order or importance. Such as, without departing from the scope of the disclosure, the first assembly is referred to alternatively as the second assembly, and vice versa.
In the various embodiments of the disclosure, it will be appreciated that when an assembly (such as, the first assembly) is referred to as and another assembly (such as, the second assembly) " (operatively or communicatedly) coupling "/" (operatively or communicatedly) is coupled to " or " connect Arrive " another assembly time, this assembly may be coupled directly to this another assembly, or by another assembly (such as, the 3rd assembly) even Connect.In the various embodiments of the disclosure, it will be appreciated that when an assembly (such as, the first assembly) be referred to as " being directly connected to " or During " directly access " another assembly (such as, the second assembly), at this assembly (such as, the first assembly) with this another assembly is (such as, Second assembly) between there is not another assembly (such as, the 3rd assembly).
In the various embodiments of the disclosure use statement " be configured to " according to situation such as can with " being applicable to ", " have ... ability ", " being designed to ", " being suitable for ", " being caught " or " can " exchange use.Term " is configured For " can be not necessarily referring to " being specifically designed to be " for hardware.On the contrary, statement " be configured to ... equipment " at some Situation can refer to this equipment and another equipment or parts " can ... ".Such as, phrase " is configured to perform the place of A, B and C Reason device " can refer to the application specific processor (such as, flush bonding processor) for performing corresponding operating or for being deposited by execution Storage at least one software program in memory devices performs general processor (such as, central authorities' process list of corresponding operating Unit (central processing unit, CPU) or application processor (application processor, AP)).
Unless otherwise indicated herein, all terms the most used herein include that technology or scientific terminology can have There is the implication identical with the implication that those skilled in the art are commonly understood by.Usually, the term defined in dictionary should be considered There is the implication identical with the context implication of correlation technique, and unless explicitly defined herein, the most should be by not abnormally Understand or be understood to that there is the most formal implication.In any situation, even if the term defined in this specification is the most not Can be interpreted that eliminating embodiment of the disclosure.
According to the various embodiments of the disclosure, electronic equipment can include at least one in the following: smart phone, flat Plate personal computer (personal computer, PC), mobile phone, visual telephone, e-book (e-book) reader, table Face type PC, PC on knee, netbook computer, workstation servers, personal digital assistant (personal digital Assistant, PDA), portable media player (portable multimedia player, PMP), motion picture special Family's group stage 1 or stage 2 (moving picture experts group phase 1or phase 2, MPEG_1 or MPEG_ 2) audio layer 3 (MPEG_1or MPEG-2audio layer 3, MP3) player, ambulatory medical device, camera and wearable set Standby (such as, intelligent glasses, headset equipment (head-mounted-device, HMD), Electronic Clothes, electronics bracelet, electron term Chain, electronic components, electronics are tatooed, smart mirror and intelligent watch).
According to some embodiments of the disclosure, electronic equipment can be controlling intelligent household appliances.Controlling intelligent household appliances can include Such as at least one in the following: TV (television, TV), digital versatile disc (digital versatile Disc, DVD) player, sound equipment, refrigerator, air-conditioning, cleaner, baking box, microwave oven, washing machine, air purifier, Set Top Box, family Front yard automatic control panel, security control panel, TV box (such as, Samsung HomeSyncTM、Apple TVTMOr Google TVTM), game machine (such as, XboxTMAnd PlayStationTM), electronic dictionary, electron key, field camera and electronics phase Frame.
According to some embodiments of the disclosure, electronic equipment can include at least one in the following: support call turns Send out various armarium (such as, various portable measurement apparatus (such as, blood glucose meter, cardiotachometer, sphygomanometer, the thermometer of service Etc.), magnetic resonance angiography (magnetic resonance angiography, MRA) equipment, nuclear magnetic resonance (magnetic resonance imaging, MRI) equipment, computed tomography (computed tomography, CT) set Standby, medical imaging device, ultrasonic device etc.), navigator, global positioning system (global positioning System, GPS) receptor, drive recorder (event data recorder, EDR), flight data recorder (flight Data recorder, FDR), vehicle infotainment equipment, Marine Electronics equipment (such as, oceanic navigational system, gyrocompass etc. Deng), avionic device, security facilities, headstock unit, industry or domestic robot, the ATM of financial institution The point of sale (point of sale, POS) in (automatic teller ' s machine, ATM) or shop or Internet of Things (such as, bulb, various sensor, ammeter or gas meter, sprinkler system, fire alarm, thermostat, street lamp, toaster, forging Refining equipment, boiler, heater, boiler, etc.).
In the various embodiments of the disclosure, electronic equipment can include at least one in the following: support call turns Send out furniture or a part for building/structure, electron plate, electronic signature reception equipment, projector and the various measurement of service Instrument (such as, water, electricity, gas or radio signal measuring instrument).The electronic equipment of the various embodiments according to the disclosure is permissible It is one of above-mentioned various equipment, or a combination thereof.Additionally, can be flexible electronic according to the electronic equipment that embodiment of the disclosure Equipment.Additionally, be not limited to the said equipment according to the electronic equipment that embodiment of the disclosure, but can include new according to technology development The electronic equipment of kind.
Hereinafter, the electronic equipment of the various embodiments according to the disclosure will be described with reference to the drawings.Term in the disclosure " is used Family " can refer to use the people of electronic equipment or use the equipment (such as, artificial intelligence's electronic equipment) of electronic equipment.
Fig. 1 illustrates payment processes environment according to the various embodiments of the disclosure.
With reference to Fig. 1, payment processes environment 10 can include electronic equipment 100 and payment processes equipment 200.
In payment processes environment 10, electronic equipment 100 (such as, payment information provides equipment) can pass through combination operation magnetic Safety sends (magnetic security transmit, MST) method and near-field communication (near field Communication, NFC) payment information is delivered to payment processes equipment 200, regardless of whether pay by method or bar code method The payment processing method of processing equipment 200 how.According to embodiment of the disclosure, electronic equipment 100 can be by alternately processing Signal necessary to MST method and NFC method sends the payment processes equipment that is supplied to by payment information, regardless of whether be to support The payment processes equipment of MST method of reseptance still supports the payment processes equipment of NFC method.Such as, electronic equipment 100 exists MST signal can be sent after NFC method based on NFC polling cycle (polling cycle) operation.Or, electronic equipment 100 Available sensor determines MST signal timing.
According to the various embodiments of the disclosure, electronic equipment can be necessary for alternate treatment MST method and NFC method institute The screen interface (or user interface) that sends of signal upper to display output bar code information.Or, electronic equipment can temporarily stop Only MST method and the operation of NFC method, and screen circle including bar code information to correspondingly display output is inputted with user Face (or user interface).According to the various embodiments of the disclosure, electronic equipment 100 can provide during payment information provides operation The transfer function (or for suppression be switched to the function of another function of electronic equipment) corresponding with lock state of screen.Based on This, is even if electronic equipment 100 is handed over to another user, this another user another function (such as, photograph album merit to electronic equipment Can, call function etc.) access also can be prevented from.
Payment processes equipment 200 can be such as to include that the NFC for setting up NFC communication channel with electronic equipment 100 leads to The equipment of letter module.Or, payment processes equipment 200 can be such as to include for receiving the MST sent from electronic equipment 100 The equipment of the MST receiver module of signal.Or, payment processes equipment 200 can be to include for identifying that output is to electronic equipment The equipment of the scanner of the bar code of the display of 100.Payment processes equipment 200 can send by electronics to the server apparatus specified The payment information that equipment 100 is delivered by one of MST method, NFC method and bar code method.
Payment processes equipment 200 can receive the accreditation about respective pay information from the server apparatus specified (approval) information.When receiving accreditation information, payment processes equipment 200 can be treated differently accreditation according to communication means Information.Such as, if payment processes equipment 200 is the equipment for operating NFC method, then payment processes equipment 200 can will be recognized Information can be sent to electronic equipment 100.If payment processes equipment 200 is for operating MST method or the equipment of bar code method, The then exportable video data of payment processes equipment 200, voice data (such as, paying completion notice sound), vibration and lamp flicker In at least one, these have paid for guiding and have specified.Various embodiments according to the disclosure, it is intended that server Payment accreditation information directly can be supplied to electronic equipment 100 by equipment.
Payment processes equipment 200 can include contacting above NFC communication module that payment processes mentions, MST receiver module and At least one in bar code scan instrument.Additionally, payment processes equipment 200 can include for exporting the aobvious of payment processes relevant information Show equipment.Additionally, payment processes equipment 200 can include the communication module for communicating with the server apparatus specified.At payment Reason equipment 200 can include relating at least one processor that payment processes relevant information processes.
Electronic equipment 100 can include bus 110, control module 120, memorizer 130, input/output interface 140, display Device 150, NFC chip 161, MST coil 163, safe storage 165, communication interface 170, sensor unit 190 and camera 180.
Bus 110 such as can include for being connected to pass each other and between assembly 120 to 190 by assembly 120 to 190 Send the circuit of communication (such as, controlling message and/or data).Such as, bus 110 can be from input/output interface 140 or display The touch screen of 150 receives and pays correlated inputs event.Bus 110 can be by the payment correlated inputs event delivery received to controlling Module 120.Bus 110 can deliver for activating the letter performing relevant assembly to payment processes or payment processes correlation function Number.
Control module 120 can perform to control to deliver and process the signal relevant to the operation of electronic equipment 100, or reads Take and store data.Control module 120 can include at least one processor.Processor can include CPU, AP and communication processor At least one in (communication processor, CP) or many persons.Processor such as can perform for electronic equipment The control of the other assembly of at least one of 100 and/or the calculating of communication or data process.
According to embodiment of the disclosure, processor can perform request according to paying application and perform to pay application.Processor It is ready for the pay this extra method operation of the NFC method relevant to paying application execution and MST method.Additionally, processor can be corresponding Occur in incoming event or the event specified and prepare the operation of bar code method.Operation prepares such as can include for by activating NFC chip 161 is from the state of external reception NFC detection signal.Operation prepares such as can include by operation sensor unit Whether 190 decision are the states for sending MST signal.Operation preparation can include utilizing camera 180 based on specified object Near come decision whether be the situation for exporting bar code to display 150.
Memorizer 130 can include volatibility and/or nonvolatile memory.Memorizer 130 such as can store and set with electronics Instruction that at least one other assembly of standby 100 is relevant or data.According to embodiment of the disclosure, memorizer 130 can store soft Part and/or program.Program can include kernel, middleware, application programming interface and application.Kernel, middleware or application interface It is referred to alternatively as operating system (operating system, OS) at least partially.
Kernel such as can control or manage for performing in other programs (such as, middleware, application interface or application) The operation realized or the system resource (such as, bus 110, processor, memorizer 130, etc.) of function.Additionally, kernel can carry For for from middleware, application interface or application by access electronic equipment 100 individual components control or manage system provide The interface in source.
Middleware such as can application interface or application with kernel communication time, serve as the intermediary role for exchanging data. Additionally, about the job request received from application, middleware such as can be by utilizing at least one the application journey among application Sequence assigns system resource (such as, bus 110, processor (or control module 120), the memorizer 130 using electronic equipment 100 Etc.) the method for priority job request is performed control (such as, scheduling or load balancing).
Application interface is as allowing application controls from kernel or the interface of the function of middleware offer, it may include be used for Document control, window control, image procossing or at least one interface of character control or function (such as, instruction).
Application can be the program relevant with at least one function provided a user with by the operation of electronic equipment 100. According to embodiment of the disclosure, application can include paying application.Paying application can be according to the icon specified or menu item selection It is performed.Or, paying application can be activated corresponding to performing request from the payment of external reception.Pay application can ask to prop up Pay and process screen associated interface processing, finger print identifying related interfaces processes, NFC method, MST method and bar according to finger print identifying The operation of code method.When the request paying application occurs, the necessary process of application interface, middleware and kernel can be by place Reason device (or control module 120) completes.
Input/output interface 140 such as may act as the instruction inputted from user or another external equipment or data It is delivered to the interface of (one or more) additionally assembly of electronic equipment 100.Additionally, input/output interface 140 can be from electricity (one or more) of subset 100 instruction or data that additionally assembly receives export user or another external equipment.Input/ Output interface 140 such as can include at least one physical button, touch button, touch pad or touch screen.Additionally, input/output Interface 140 can include with the input block (or input equipment) of electronic pen.
Additionally, input/output interface 140 can include the audio frequency apparatus for processing audio signal.Audio frequency apparatus includes Speaker can perform the output of the high-frequency signal specified.The mike that audio collection device includes can perform the high frequency specified The collection of signal.The high-frequency signal output function of audio frequency apparatus and high-frequency signal collecting function can be used for determining whether there is and MST The peripheral magnetic reader that method operation is relevant.
Display 150 such as can include liquid crystal display (liquid crystal display, LCD), light emitting diode (light emitting diode, LED) display, organic LED (organic LED, OLED) display, MEMS (microelectromechanical system, MEMS) display or electric paper display.Display 150 can be to user Show various content (such as, text, image, video, icon, symbol etc.).Display 150 can include touch screen, and example As can receive utilize electronic pen or user body part input touch, gesture, close to or hovering.
The exportable payment application relevant to payment processes of display 150 performs screen.According to embodiment of the disclosure, aobvious Show that device 150 is exportable include the signal processing screen (or signal processing information) relevant to the operation of NFC method and grasp with MST method Make a pay this extra screen interface of relevant signal processing screen (or signal processing information).Screen interface can include for holding The object of row bar code switching.When the object switched for performing bar code is chosen, the exportable show bar wherein of display 150 The bar code screen interface of code object.Bar code screen interface can include the object for performing the switching of pay this extra screen interface.
Display 150 is the exportable screen including at least one virtual card object when paying application and being performed.Display 150 is exportable for guiding the information of finger print identifying.Necessary to the operation of display 150 exportable NFC method or MST method Visual guidance information.The exportable information about the mistake occurred during payment processes process of display 150.Display 150 can Complete according to payment and export much information.According to the various embodiments of the disclosure, electronic equipment 100 may be output as guiding and pays The video data that completes and specify and for guiding paid to guide at least one in sound.Additionally, electronic equipment 100 Exportable vibration mode or lamp flash pattern, its instruction pay state of progress, pay completion status and in paying unsuccessfully at least One.
NFC chip 161 could be for supporting the chip of NFC communication function.NFC chip 161 such as can be corresponding to control The control of module 120 and be activated.When being received externally the signal specified, NFC chip 161 can send to outside and receive The appointment signal that the signal that arrives is corresponding.At this operation during, NFC chip 161 can corresponding to the control of control module 120 incite somebody to action In safe storage 165, the payment information of storage is sent to external equipment.After payment information sends, NFC chip 161 can be from External equipment (such as, payment processes equipment 200) receives about the message paid.
MST coil 163 could be for the coil that MST signal sends.According to embodiment of the disclosure, MST coil 163 can It is disposed at least side (such as, certain (or specific) position of enclosure interior) of the housing of electronic equipment 100.Such as, MST Coil 163 can be disposed at the battery cover of electronic equipment 100.Or, MST coil 163 can be patterned and be arranged in electronics At the back-cover of equipment 100 or bonnet.When MST coil 163 is disposed in housing, such as time at shell, it is connected to control module 120 Contact point can be disposed in the side of housing.MST coil 163 can the output safety storage according to the control of control module 120 The appointment safety information of storage in device 165.
Safe storage 165 can store the information relevant to the payment processes of electronic equipment 100.Safe storage 165 example As various forms can be included, the most universal embedded integrated circuit card (embedded universal integrated Circuit card, eUICC) and embedded-type security element (embedded security element, eSE) at least one Kind.Safe storage 165 can include the payment information sent by NFC chip 161 or the payment sent by MST coil 163 Information.Additionally, safe storage 165 can include bar code information.The payment information that sent by NFC chip 161 and by MST line The payment information of circle 163 transmission can be identical information.Such as, payment information can include record credit letter on virtual card Breath (such as, pays the address letter of mark (ID) information of user, virtual card information, the contact information of electronic equipment 100, user Breath etc.).
Payment information such as can include token (token) information.Token information can include availability deciding letter correlation time Breath or count information.Token information including temporal information can lose effectiveness when corresponding temporal information passes.Including meter The token information of number information can lose effectiveness when corresponding count information exceedes.The token information losing effectiveness can not be entered Single stepping and electronic equipment 100 may call for when token information loses effectiveness updating.Additionally, electronic equipment 100 must Token information of looking for novelty is replaced.
Complete information according to the payment having paid collection to receive from the server apparatus specified.Payment completes information root Can be stored in safe storage 165 according to arranging.Or, paid information and can be stored in memorizer according to user setup In 130.The payment being stored in safe storage 165 or memorizer 130 completes information and can be output to show according to searching request Show device 150.
Communication interface 170 such as can arrange electronic equipment 100 and external equipment (such as, it is intended that server apparatus) between Communication.Such as, communication interface 170 can be come and external device communication by radio communication or wired communication link network.Wireless Communication such as can use Long Term Evolution (long term evolution, LTE), advanced LTE (LTE-advanced, LTE-A), CDMA (code division multiple access, CDMA), wideband CDMA (wideband CDMA, WCDMA), logical With mobile communication system (universal mobile telecommunications system, UMTS), WiMAX (wireless broadband, WiBro) or global system for mobile communications (global system for mobile Communications, GSM) as cellular communication protocol.Wire communication such as can include at least one in the following: logical With universal serial bus (universal serial bus, USB), HDMI (high definition Multimedia interface, HDMI), proposed standard 232 (recommended standard 232, RS-232) and general Logical plain old telephone service (plain old telephone service, POTS).Network can include at least the one of communication network Person, such as computer network (such as, LAN (local area network, LAN) or wide area network (wide area Network, WAN)), the Internet and at least one of telephone network.Communication interface 170 such as can be from the server apparatus specified Receive payment to complete information and (or include having paid message (such as, the short messaging service (short of content Messaging service, SMS), multimedia information transferring service (multimedia messaging service, MMS) etc. Deng).
Sensor unit 190 can collect with judge electronic equipment 100 motion, judge near electronic equipment 100 object, At least one sensor information that object is relevant whether is had with around judgement electronic equipment 100.Sensor unit 190 such as can wrap Include high frequency sensors, acceleration transducer, gyrosensor, illumination sensor, proximity transducer and heart rate sensor.By sensing High frequency sensors, acceleration transducer, gyrosensor, illumination sensor, proximity transducer and the heart rate that device unit 190 is collected The sensor information of sensor is provided to control module 120.Can be with regard to the position of electronic equipment, the anglec of rotation, around situation Identify and analyze delivered sensor information.
According to the various embodiments of the disclosure, speaker that input/output interface 140 includes and mike may act as by It is configured to during payment processes operates send high-frequency signal and receive the sensor of high-frequency signal.Additionally, speaker can to The appointment that family output is relevant to payment processes guides message.Additionally, mike can be used for detecting ambient sound.
Camera 180 can be disposed in the side of the housing of electronic equipment 100 to collect image.Such as, camera 180 can include It is arranged in the first camera 181 of the front surface of electronic equipment 100 and is arranged in the second camera 182 of rear surface.Electronic equipment 100 One of Front camera and rearmounted camera can be included.
According to the various embodiments of the disclosure, camera 180 image collected can be used for by analyzing identification payment processes Type, position and the motion of equipment 200 (such as, POS).In connection with this, corresponding to the control of control module 120, camera 180 Can be activated when payment processes function is performed.The image that camera 180 is collected is provided to control module 120 and for sentencing The main body determining true-to-shape is close.With main body near analyzing relatively, memorizer 130 can store texture image.Texture image example As the texture of bar code scan instrument form can be included.According to the various embodiments of the disclosure, camera 180 can be collected from bar code scan instrument The infrared information launched.The infrared information collected is provided to control module 120 and for judging that bar code scan instrument is proximate to Still withdraw.According to the various embodiments of the disclosure, texture image such as can include the texture of magnetic card reading form (texture)。
According to the various embodiments of the disclosure, the image that camera 180 is collected is provided to control module 120 and for sentencing Determine the bulk motion (such as, withdrawing) of true-to-shape from the position specified.In connection with this, camera 180 can be by providing preview Image or seizure video support the function for following the tracks of object (such as, bar code scan instrument or magnetic card reading).
As it has been described above, payment processes environment 10 can be supported with most like with the method paid by taking out plastic clip to carry out Mode, be quickly completed payment with MIN operation.Payment processes environment 10 makes and pays relevant user operation and reach Bottom line and guided action to be taked intuitively so that payment processes environment 10 supports payment easily and simply. Electronic equipment 100 can be such as one of smart machine and wearable device.
Fig. 2 illustrates control module according to the various embodiments of the disclosure.
With reference to Fig. 2, according to the control module 120 of the various embodiments of the disclosure can include paying screen processing module 121, Pay this extra processing module 123 and transfer processing module 125.
Pay screen processing module 121 and can perform at least one shape relevant to the payment application execution of electronic equipment 100 State controls.Such as, when display 150 is closed, paying screen processing module 121 can be by operation touching as first frequency The driving frequency touching panel judges whether the touch gestures relevant to paying application execution occurs.When performing phase with paying to apply When the touch gestures closed occurs, the payment that payment screen processing module 121 can perform control to display 150 output is specified is answered With performing screen (such as, including the screen of at least one virtual card object).
According to the various embodiments of the disclosure, when display 150 is unlocked, paying screen processing module 121 can perform Control to perform relevant icon or menu item with output to paying application.Or, paying screen processing module 121 can answer paying It is assigned to the load button specified or the sensor (such as, fingerprint sensor) specified with execution.Therefore, when holding with payment application When at least one in relevant icon or menu selection signal, load button selection signal and fingerprint recognition of going occurs, pay Screen processing module 121 can perform and output screen according to paying application.Such as, pay screen processing module 121 and can perform control System to export virtual card object on rear projection screen.At this operation during, pay screen processing module 121 can perform control to by Rear projection screen is converted into the screen specified and exports virtual card object.
Pay the authentication information input that screen processing module 121 can ask to specify paying application the term of execution.Such as, prop up Pay screen processing module 121 the exportable input window relevant to appointed authentication information input.Or, pay screen processing module 121 is exportable for asking the guiding message of fingerprint detection.In connection with this, pay screen processing module 121 can perform control To activate fingerprint sensor paying application the term of execution.Payment screen processing module 121 can determine that to be received by fingerprint sensor Whether the finger print information of collection is corresponding to being stored in the finger print information in safe storage 165.
According to the various embodiments of the disclosure, when finger print information mates, payment screen processing module 121 is exportable and uses The write window that family signature write is relevant.When writing generation touch event on window, paying screen processing module 121 can root Collect signing messages according to touch event and this is delivered to pay this extra processing module 123.Write window output can be with fingerprint sensing Device activates and performs together.
Pay this extra processing module 123 can perform control to corresponding to finger print information coupling and operate in combination NFC method and MST method.Such as, pay this extra processing module 123 can activate NFC chip 161 about the operation of NFC method.Pay this extra processes mould Block 123 can determine whether to be received the NFC signal specified by NFC chip 161 in each period.When receiving the NFC specified During signal, the payment information that pay this extra processing module 123 can will be stored in safe storage 165 is sent to external equipment.
Pay this extra processing module 123 can perform payment processes when the gesture operation specified or afterwards with NFC, to prevent Undesirable payment processes during NFC method operates.Such as, believe according to the sensor of the designated movement of wearable device During breath (such as, according to for the equipment being worn in wrist moves to specify the sensor information of the operation of position), branched Pay processing module 123 to support to pay execution by activating NFC chip 161.
Pay this extra processing module 123 can during NFC method operates in each period (for example, it is contemplated that NFC poll period Idle period) be MST method operation send MST signal.Related to this, pay this extra processing module 123 can perform control to lead to Cross MST coil 163 transmission and be stored in the payment information in safe storage 165.Pay this extra processing module 123 can be by MST signal Send and maintain certain period or certain time, and terminate at predetermined number of times or specify the post processing MST signal gone by send out Send.Pay this extra processing module 123 can operate NFC method again.Additionally, pay this extra processing module 123 can be to display 150 Output is for again performing the virtual key button that MST signal sends.When this virtual key button is chosen, pay this extra processing module 123 can perform MST signal again sends.
According to the various embodiments of the disclosure, pay this extra processing module 123 is available sensor during NFC method operates At least one of unit 190 and camera 180 judges the most whether have magnetic card reading.If analyzed by sensor information Judge nearby to have magnetic card reading, then pay this extra processing module 123 can stop the operation of NFC method and operate MST method.Example As, when the distance judged between magnetic card reading and electronic equipment 100 is in certain distance, pay this extra processing module 123 can Perform control and send MST signal.At this during operation, pay this extra processing module 123 can perform control by MST signal repeatedly The number of times specified of output or repeatedly output reach the time specified.After MST signal is sent completely, specify according to whether meet Condition, pay this extra processing module 123 can perform control and complete screen to export payment.
Completing to identify about payment, pay this extra processing module 123 is available by sensor unit 190 (such as, close biography Sensor and heart rate sensor), the high frequency of camera 180 or speaker sends and judges that magnetic card is read by the high-frequency reception of mike Take whether device leaves.When the magnetic card reading being positioned at certain distance have left more than distance to a declared goal, pay this extra processing module This can be judged to that payment completes by 123.
According to the various embodiments of the disclosure, pay this extra processing module 123 can determine that whether payment processes equipment 200 receives To notification voice.In connection with this, pay this extra processing module 123 can be sentenced by activation mike during MST method operates Determine whether receive the notification voice specified.Memorizer 130 can store payment processes equipment 200 and export about having paid At least one notification voice sample.After the notification voice comparing notification voice and the storage received, similar when therebetween Property more than specify value time, comparative result can be judged to that payment completes by pay this extra processing module 123.
According to the various embodiments of the disclosure, pay this extra processing module 123 can be determined whether to receive and completes according to payment Message.Related to this, pay this extra processing module 123 can be by receiving in resolving the appointment time after MST signal sends To message determine whether to include and paid relevant word.When receiving the message including having paid content, This can be judged to that payment completes by pay this extra processing module 123.
According to the various embodiments of the disclosure, the operable payment of pay this extra processing module 123 completes to process interface (such as, Payment completes virtual key button, back spacer etc.), by this interface, process payment by user's manipulation and complete.When by paying Completing to process interface when receiving for indicating the input signal paid, this can be judged to by pay this extra processing module 123 Payment completes.
Pay this extra processing module 123 can provide bar code to operate related interfaces.Such as, pay this extra processing module 123 can perform Control to paying application execution screen output for the virtual key button selecting bar code method to operate.Or, related to this, many Payment processes module 123 can activate camera 180 paying application the term of execution.Pay this extra processing module 123 can be by operation phase Machine 180 determines whether the main body (such as, scanner or infrared information) specified to be detected.When the main body specified being detected, The bar code information that pay this extra processing module 123 can perform to control automatically to will be stored in safe storage 165 exports display Device 150.During bar code is output to display 150, pay this extra processing module 123 can perform to process to allow display 150 Brightness be specify value (such as, maximum or more than specify illumination value).Bar code can be exported by pay this extra processing module 123 Reach the time specified to display 150, and when meeting the condition specified, bar code output termination can be performed and payment completes place Reason.
About specified requirements meet, pay this extra processing module 123 can size variation based on the appointment main body obtained or Distance change judges that payment completes.Such as, when the size of main body is from changing to less than when specifying size more than a certain size, many This can be judged to that payment completes by payment processes module 123.Additionally, pay this extra processing module 123 may be based on whether to utilize Mike Wind receive specify notification voice, whether receive and include having paid the message of content and whether occur for instruction At least one in the input signal paid is to judge that payment completes.
Transfer processing module 125 to occur corresponding to the event of appointment during performing operation paying application and stop electronics The access of another function of equipment 100.Such as, transfer processing module 125 can perform control to pay application the term of execution to Display 150 output is transferred and is performed respective fictional key button.Or, transferring processing module 125 can paying application the term of execution By automatically activating the face that camera 180 identifies the user of current electronic device 100.If user face is not the use specified Family face or do not have face, then transferring function can be performed automatically.At this during operation, transferring processing module 125 can be one Fix time or utilize camera 180 collect main body and determine whether to identify the user face specified in real time.When identifying During the user face specified, transfer processing module 125 and can perform control to terminate transferring function.
According to the various embodiments of the disclosure, transfer processing module 125 and can activate fingerprint sensor and determine whether defeated Enter the finger print information specified.When have input the finger print information specified, transferring processing module 125 and can perform control to terminate moving Hand over function.When transferring function and being terminated, transfer processing module 125 can perform control to export payment and complete screen.
Transfer processing module 125 and can perform the process brightness with permission display 150 during transferring function executing for referring to Fixed value (such as, high-high brightness).Transfer processing module 125 pass of resettable whole display 150 during transferring function executing Close timing (such as, entering the time arranged for dormancy).Such as, enter state in dormancy and be arranged to the situation of the very first time Under, when transferring function and being performed, transferring processing module 125 can be by second time (such as, the ratio first different from the very first time The time of time length) it is set to dormancy entry time.Or, according to user setup, transfer processing module 125 can by than first time Between the 3rd short set of time be dormancy entry time.Dormancy enter after, even if occur assignment key (such as, homepage key or Power key) input, transfer processing module 125 also can maintain transfer function.
When electronic equipment changes to another state (example from designated state (such as, being disposed with facing up of display 150) As, it is disposed with the face down of display 150) time, pay this extra processing module 123 or at least one of transfer processing module 125 Exportable specify guidance information (such as, guide sound, guide vibration, lamp flicker, etc.).Guidance information such as can include using In guiding so that the display 150 with electronic equipment faces up so that the information of the state of payment processes.
As it has been described above, according to the various embodiments of the disclosure, electronic equipment includes the payment being configured to store NFC method The first memory (such as, safe storage) of information, the payment information of MST method and finger print information, and be configured to The control module of the pay this extra operation of NFC method and MST method is controlled when the finger print information that obtained by fingerprint detection is effective.Control The molding block control signal processing information according to the operation of NFC method and the signal processing information according to the operation of MST method are by conduct One screen interface output.
According to the various embodiments of the disclosure, control module can show to be opened for the signal transmission of payment processes for instruction Begin guide, according to NFC method operation signalling to or according to MST method operation signalling to signal send out Send object.After fingerprint recognition completes, exportable signal sending object.
According to the various embodiments of the disclosure, control module alternately operates the operation of NFC method and MST method operates, And it is displayed differently from the letter during the delivery operation of the signal sending object during the delivery operation of NFC method and MST method Number sending object.
According to the various embodiments of the disclosure, control module can be grasped by sensor during the delivery operation of NFC method Whether the close of judge specified object (such as, magnetic card reading) is positioned at distance to a declared goal, and be positioned at appointment at this object MST signal is sent according to the operation of MST method when interior.
According to the various embodiments of the disclosure, control module can activate camera during pay this extra operates and capture Automatically bar code object is shown during including the image of the object (such as, bar code scan instrument or infrared information) relevant to bar code identification.
According to the various embodiments of the disclosure, when judge the object relevant to bar code identification escape to more than distance to a declared goal or When person disappears from image, this can be judged to that payment completes by control module.
According to the various embodiments of the disclosure, control module can show at least in the following on screen interface Person: for maintaining at least one of display state of object that current screen interface includes and being restricted to operation only allow Forbid being switched to another function or being switched to the transfer functional object of bar code method, include performing relevant operation guide to paying The object of information inputs relevant signature object and for exporting the bar code method switching object of bar code to signature.
According to the various embodiments of the disclosure, control module can control to include bar according to bar code method switching object choice The screen interface of code object and at least one in the object being switched to pay this extra operation screen shows.
According to the various embodiments of the disclosure, control module can select transferring the function executing phase according to transferring functional object Between export and transfer function and release relevant fingerprint detection guidance information.
According to the various embodiments of the disclosure, control module can after activating camera unidentified go out the user face that specifies Time, perform at least one of display state of the object for maintaining current screen interface to include and forbid being switched to separately The transfer function of one function.
According to the various embodiments of the disclosure, control module can perform control to when identifying the user face specified certainly The executory transfer function of dynamic releasing.
During MST method or bar code method operate, control module can corresponding to the meeting of specified requirements (such as, it is intended that Notification voice receives, moving or disappear and include the reception having paid the message of content by the specified object of graphical analysis In at least one) and automatically perform payment complete process, or by display payment complete process related object support hands Dynamic payment completes to process.
Fig. 3 A is the flow chart that the various embodiments according to the disclosure illustrate the NFC payment processing method of electronic equipment.
With reference to Fig. 3 A, about the payment processing method of the electronic equipment of the various embodiments according to the disclosure, in operation 301 In, control module 120 can receive according to user's input or the information from outside and perform to pay application.Related to this, control Module 120 can perform and pay application and perform relevant input and arrange that (such as, distribution is held for touch screen operation or payment application The secondary or physical bond of row or virtual key).When paying application and being performed, control module 120 can perform control to activate fingerprint sensor. Control module 120 can activate according to fingerprint sensor and be used for guiding the guidance information of fingerprint detection to display 150 output.
According to the various embodiments of the disclosure, when paying, the designated state that application execution condition is electronic equipment is (such as, aobvious Show the closed mode of device 150) in fingerprint recognition time, control module 120 can pay application perform before activate fingerprint sensing Device.Or, when by the closed mode of display 150 in set period the touch screen of intermittent activation specify tactile When touching event, control module 120 can activate fingerprint sensor.Therefore, control module 120 can substantially simultaneously perform to operate 301 With operation 303.
According to the various embodiments of the disclosure, when activate in set period from the closed mode at display 150 During the touch event that touch screen is specified, control module 120 can perform control to output with to pay application execution relevant right As.When there is the second touch event (such as, slide with the first touch event continuous print and sweep or towing event), control module 120 Can perform control to perform to pay application.When paying application and being performed, control module 120 can activate fingerprint sensor automatically.
In operation 303, control module 120 can determine that finger print identifying is the most successful.Related to this, control module 120 can Determine the similarity between the finger print identifying information collected and storage finger print identifying information in storage 165.If referred to Stricture of vagina certification is because of similarity failure less than designated value, or finger print identifying was not performed within the time specified, then behaviour Making in 305, control module 120 can perform to control to export the appointment guidance information that finger print identifying is relevant.Such as, control module 120 can perform to control to export the guidance information for finger print identifying to display 150.Or, control module 120 can perform control System exports the alert message for the input of notification error fingerprint.
If finger print identifying success, then, in operation 307, control module 120 can determine that token is the most effective.With this phase Closing, control module 120 can determine that temporal information or use are stored in the use counting letter of the token in safe storage 165 Breath.If token is effective, then, in operation 309, control module 120 can perform NFC method and MST method.Such as, control module 120 can alternately operate NFC method and MST method by certain period.Or, while supporting NFC method, control module 120 can be by activating sensor unit 190, according to whether meet the condition specified to judge MST method.
If token valid, then, in operation 311, control module 120 can perform control to terminate paying application.Work as screen When being terminated, the exportable guidance information terminating reason (such as, token effectiveness loses) for screen of control module 120.Or Person, in operation 311, control module 120 can control the appointment guidance information output that token is relevant.Such as, control module 120 can Perform control to output for the message asking token to update.Or, control module 120 can perform control to display 150 The server apparatus address information that output updates for token.
In operation 313, control module 120 can be determined whether NFC device to be detected.If detected in set period NFC device, then, in operation 315, whether control module 120 can determine that NFC method pays and completes.When NFC method has paid Time, in operation 317, the exportable payment of control module 120 completes guidance information.When NFC method pays and is not fully complete, in operation In 319, control module 120 can process by execution error.Such as, control module 120 can be controlled for the alert message of abnormal operation Output.
In operation 313, when being not detected by NFC device, while operation MST method, in operation 321, control Module 120 can determine that whether the time specified passes.If that specifies goes by, then in operation 323, electronic equipment 100 Exportable retry screen.Such as, electronic equipment 100 can to display 150 be output as performing again virtual key that MST method prepares by Button.
In operation 325, control module 120 can be determined whether the event relevant to the switching of bar code method.With this phase Closing, control module 120 can be to retrying screen output bar code method switching respective fictional key button.Various enforcements according to the disclosure Example, control module 120 can export bar code method switching respective fictional key button in operation 309 and operation 313.When bar code method When switching dependent event occurs, in operation 327, control module 120 can provide bar code method to operate screen.Such as, mould is controlled Block 120 can will be stored in the bar code information in safe storage 165 and export display 150.At this during operation, control module 120 can be by increasing bar code discrimination by the brightness adjustment of display 150 to the value specified.Control module 120 can specified By the luminance recovery of display 150 to original setting after going by.
If the time specified in operation 321 does not pass or does not occur to cut with bar code method in operation 325 The event that commutation is closed, then control module 120 can be branched off into and operates in 313 and again perform subsequent operation.In operation 327, After providing bar code method operation screen, control module 120 can be determined whether that terminating relevant event to function occurs.As Fruit does not has function to terminate dependent event generation, then control module 120 can be branched off into and operates in 313 and again perform follow-up behaviour Make.According to the various embodiments of the disclosure, after operation 305, operation 311, operation 317 and operation 319, control module 120 Can be branched off in operation 329 and according to whether carry out terminating and performing branch.
According to the various embodiments of the disclosure, after bar code method operation screen being provided or sends MST signal, control Module 120 can be determined whether that meeting payment completes condition.When satisfied payment completes condition, control module 120 can perform control Terminate application to perform.
Fig. 3 B is the flow process that the various embodiments according to the disclosure illustrate the MST type payment processing method of electronic equipment Figure.
With reference to Fig. 3 B, about MST type payment processing method, in operation 331, control module 120 can receive MST method behaviour Make dependent event.Operating about MST method, in operation 333, control module 120 can perform sensor operations.Such as, control Module 120 may utilize high frequency sensors that sensor unit 190 includes, acceleration transducer, gyrosensor, illumination sensing At least one in device, proximity transducer and heart rate sensor carrys out collecting sensor information.
In operation 335, control module 120 can be determined whether to find magnetic card reading.Such as, control module 120 can profit Send the high-frequency signal specified by the high frequency sensors collected, and receive corresponding high-frequency signal, thus judge magnetic Whether card reader is in distance to a declared goal.Or, control module 120 may utilize near proximity transducer or illumination sensor judgement Whether there is certain objects (for example, it is contemplated that being the object of magnetic card reading).Or, control module 120 may utilize acceleration sensing The sensor information of device, gyrosensor and heart rate sensor, it is determined that the gesture operation whether user performs to specify (such as, is used Electronic equipment (such as, smart phone or wearable device) is taken the operation of magnetic card reading by family).Various according to the disclosure Embodiment, control module 120 can be collected image and determining whether around by operation camera 180 and be detected and magnetic card reads The object that device is corresponding.
When finding card reader, in operation 337, control module 120 can send MST signal.Such as, control module 120 can send the MST signal being stored in safe storage 165.At this during operation, control module 120 can be to display 150 Export and which direction to send MST signal to.By this, it is specific that the bootable user of control module 120 allows electronic equipment to be in In state.
In operation 339, control module 120 can be determined whether that meeting payment completes condition.Such as, when by activating camera 180 sizes capturing main body and this main body are changing into less than specifying size or this main body to disappear from more than a certain size Time, this can be judged to that payment completes by control module 120.Additionally, when (such as, sending MST letter in the time range specified Number period) when receiving, by mike, the notification voice specified, this can be judged to that payment completes by control module 120.Or, Control module 120 can determine that during the time specified and (such as, to send during MST signal sending time or at MST signal After the appointment time in) content of message that receives.When including that payment completes content in this content, control module 120 This can be judged to that payment completes.
When satisfied payment completes condition, in operation 341, control module 120 can perform automatically to have paid.Such as, Control module 120 can perform to control to export for guiding the guidance information paid.When not met has paid condition, In operation 343, control module 120 can determine that the event for paying termination occurs and process payment to terminate.Such as, control Module 120 may be in response to occur according to the input signal that hardware back spacer selects and process payment and terminate.Or, in operation 343 In, do not occur if paying termination dependent event, then after during control module 120 can be branched off into operation 333 and again performing Continuous operation.
Fig. 3 C is the flow process that the various embodiments according to the disclosure illustrate the Bar payment processing method of electronic equipment Figure.
With reference to Fig. 3 C, about Bar payment processing method, in operation 351, control module 120 can receive for asking The event of bar code method operation.Such as, control module 120 can select to connect according to the virtual key button operated for bar code method Receipts event.Or, control module can perform control to also grasp in addition to NFC method and MST method according to the scheduling specified Make bar code method.
In operation 353, control module 120 can activate camera 180.Such as, control module 120 can activate and be arranged in front First camera 181 and analyze the image of acquisition.In operation 355, control module 120 can perform to sweep based on the image analyzed Retouch instrument detection.Such as, control module 120 can determine that whether the appointment main body corresponding with scanner or barcode recognition equipment is dividing In the image of analysis.Additionally, control module 120 can determine that specify the size of main body whether refer to sizing or whether specify away from Appointment main body is detected from interior.
When the main body specified being detected, in operation 357, control module 120 can perform control and come defeated to display 150 Go out bar code.In operation 359, control module 120 can be determined whether that meeting payment completes condition.Such as, control module 120 can be sentenced The time is specified whether to pass after being scheduled on bar code output, it is intended that whether the size of main body changes to less than referring to from more than a certain size Whether whether sizing or appointment main body disappear, if utilize mike to collect the notification voice specified, pay and complete, with And whether receive the message including content.
When meeting at least one condition that above-mentioned payment completes among condition, in operation 361, control module 120 can It is processed as this automatically having paid.Such as, control module 120 can perform to control to export, to display 150, the payment specified Complete information.Or, when receiving payment completion message, it is defeated from trend display 150 that control module 120 can perform control Go out and pay completion message accordingly.When not meeting payment and completing condition, in operation 363, control module 120 can determine that and is No generation is for paying being manually entered of termination (such as, hardware back spacer input).Relevant thing is terminated without generating function Part, then main control module 120 can return to operate 353 and again perform subsequent operation.
Fig. 4 is the flow chart that the various embodiments according to the disclosure illustrate the transfer function in payment processing method.
With reference to Fig. 4, about transferring function, in operation 401, control module 120 can perform to pay application.Control module 120 can perform corresponding to paying application and activate fingerprint sensor.When fingerprint sensor has initialized, control module 120 Exportable for guiding object or the guidance information of fingerprint detection.
In operation 403, control module 120 can determine that finger print identifying is the most successful.When finger print identifying failure, in operation In 405, the exportable fingerprint of control module 120 is correlated with guidance information.Such as, control module 120 can be held when finger print identifying failure Row is for again performing the process of finger print identifying.
When finger print identifying success, in operation 407, control module 120 is ready for pay this extra operation.Such as, mould is controlled Block 120 is ready for the pay this extra operation of NFC method and MST method.At this during operation, control module 120 can activate NFC chip 161 and operate sensor unit 190 to determine MST signal sending time point.Meanwhile, control module 120 can perform and transfer The input that function executing is relevant arranges (output of such as, relevant to transferring function executing virtual key button).
In operation 409, control module 120 can be determined whether to occur to transfer function executing request.Such as, control module 120 can be determined whether to occur for the virtual key button selection signals transferring function executing.When this virtual key button selection signals During generation, control module 120 can determine that transfer function executing request occurs.According to the various embodiments of the disclosure, many in preparation During delivery operation, control module 120 can identify the face of active user by activating camera 180.When not from by camera 180 When identifying, in the image obtained, the face specifying user, this can be judged to transfer function executing request by control module 120.
When transferring function executing request and occurring, in operation 411, control module 120 lockable current screen.Grasp at this During work, control module 120 can perform control and export current screen continuously.Additionally, control module 120 can perform process with The brightness allowing display 150 is the value specified.Additionally, control module 120 can perform to process to allow the dormancy of display 150 State enters the value for specifying.
In operation 413, control module 120 can be determined whether to meet the condition specified.If being unsatisfactory for the condition specified, Then control module 120 can be branched off into and operates in 411 and maintain lock state of screen.The condition specified such as can be intended to again know The condition of other user fingerprints.The condition specified can include given pattern latch-release condition, designation number latch-release condition and At least one in specified speech latch-release condition.Or, it is intended that condition can be the biography corresponding with the gesture specified Sensor information.Or, it is intended that condition can be that the appointment after having paid goes by condition.
According to the various embodiments of the disclosure, control module 120 can maintain lock state of screen, but when the time specified dies When going, close display 150.When closing the incoming event specified after display 150, control module 120 can be defeated Go out previous lock state of screen screen.Until meeting the condition specified, control module 120 can maintain screen to lock continuously Determine state.
If meeting the condition specified, then, in operation 415, control module 120 can release transfer function.Such as, control Module 120 relieving lock state of screen and performing control to can return to pay application and perform screen.Complete according to payment The state that completes of specified requirements in, if transferring function to be released from (screen according to certification execution after such as, having paid Latch-release), then control module 120 can export according to the guidance information paid to display 150.When not forming payment During the fixed condition of the state fullness in the epigastrium and abdomen toe that completes, the exportable screen corresponding with paying unfinished state of control module 120.Or Person, the exportable screen corresponding with paying Error disposal state of control module 120.
In operation 417, control module 120 can be determined whether that terminating relevant event to function occurs.If function Terminate dependent event to occur, then control module 120 can terminate paying application execution and closing display 150.Without merit Can terminate dependent event to occur, then control module 120 can be branched off into and operates in 407 and again perform subsequent operation.
According to the various embodiments of the disclosure, the payment processing method of a kind of electronic equipment can include performing fingerprint detection, And will export according to the operation of NFC method as a screen interface when the finger print information obtained by fingerprint detection is effective Signal processing information and the signal processing information according to the operation of MST method.
The payment application that Fig. 5 illustrates electronic equipment according to the various embodiments of the disclosure performs screen.
With reference to Fig. 5, the display 150 of electronic equipment 100 is exportable pays application execution screen 500.Pay application to perform Screen 500 such as can include that menu object the 510, first virtual card object the 521, second virtual card object 522, first always blocks (total card) information object 513 and scanning guidance information 514.
Menu object 510 can include Apply Names, for add virtual card add items " add (ADD) " and with application Relevant project " more (MORE) " is set.When add items " is added " selected, control module 120 can provide and virtual card Add relevant screen interface.When project " more " is chosen, control module 120 can provide and arrange or virtual with total virtual card Card operational approach arranges relevant screen interface.
First virtual card object 521 such as may refer to fixed virtual card.Such as, the first virtual card object 521 can be The object corresponding with most recently used virtual card.Or, the first virtual card object 521 can be the virtual card pair of recent registration As.Or, the first virtual card object 521 can be virtual card object most frequently used during set period.
First virtual card object 521 can provide as initial screen when paying application and being performed.First virtual card object 521 as shown in the figure can be in the central authorities of screen with certain size output.
Second virtual card object 522 can be time nearly virtual card object used.Or, the second virtual card object 522 can To be time the virtual card object of nearly registration or the secondary virtual card object frequently used.Or, the second virtual card object 522 is permissible It is the object relevant to the first virtual card object 521.Such as, the second virtual card object 522 can be and the first virtual card object 521 relevant integration or discount cards.As it can be seen, the parts of images of the second virtual card object 522 can be output.Touch is swept when sliding Event or flick touch event or towing event and occur, or occur for touching the event of the second virtual card object 522 Time, the second virtual card object 522 can be output at the position of the first virtual card object 521.
First total card information object 513 can have the number corresponding with the number of virtual card object.As it can be seen, first Total card information object 513 such as can represent the state that have registered three virtual card objects in paying application.First total card information Object 513 may indicate that the order of currently displaying virtual objects.Such as, first total card information object 513 can be by by object The color of specified point is shown as different from surrounding and shows intuitively about currently displaying virtual card object corresponding to the most virtual The positional information of which number in the order of card object.
Scanning guidance information 514 can include for guiding fingerprint detection necessary to the currently displaying virtual card object of operation Information.When currently displaying virtual card object (such as, the first virtual card object 521) does not require scanning (such as, fingerprint inspection Survey) time, scanning guidance information 514 can not be shown.Such as, (such as, show more than specifying area when the virtual card object of display Virtual card object) when being accumulating card or discount card, scanning guidance information 514 can not be shown or show other guidance information (such as, discount information, integration save bit by bit guidance information etc.).Scanning guidance information 514 can include requiring that fingerprint is examined for guiding The text surveyed and at least one of the image (such as, the parts of images of fingerprint) corresponding with the position for fingerprint detection.
Fig. 6 A, 6B, 6C and 6D illustrate the card scouting screen interface of electronic equipment according to the various embodiments of the disclosure.
With reference to Fig. 6 A, 6B, 6C and 6D, the control module 120 of electronic equipment 100 can be defeated to display 150 as shown in Figure 6A Go out to pay application and perform screen.Pay application execution screen and can include the first virtual card object 521, second as discussed above with reference to figure 5 The total card information object 603 of virtual card object 522, second and scanning guidance information 514.Second total card information object 603 can be corresponding In the number of the virtual card object of registration in paying application.Such as, second total card information object 603 can include and six registrations The corresponding image of the number of virtual card object.
When the event specified occurs, control module 120 exportable card thumbnail list 610 as shown in Figure 6B.Such as, when Gesture event for selecting the event of first total card information object 513 to occur or specify (such as, is specifying position to occur Long knocking touch event) occur time, control module 120 exportable card thumbnail list 610.Although showing card breviary in the drawings Figure List 610 is disposed in screen lower end, but the various embodiments of the disclosure are not limited to this.Such as, card thumbnail list 610 can By full frame output.Additionally, about card thumbnail list 610, card thumbnail object can be arranged to matrix and show.
Card thumbnail list 610 such as can include first card thumbnail object the 611, second card thumbnail object the 612, the 3rd Card thumbnail object the 613, the 4th card thumbnail object the 614, the 5th card thumbnail object 615 and the 6th card thumbnail object 616. First card thumbnail object 611 such as can include the thumbnail image of the first virtual card object 521.Similarly, N card thumbnail pair As the thumbnail image of N card thumbnail object can be included.Card thumbnail list 610 can by be arranged in current screen central authorities The corresponding card thumbnail object of virtual card image shows different from other card thumbnail object.Such as, with at display The first card thumbnail object 611 that on 150, first virtual card object 521 of full screen display is corresponding can show by prominent effect Show.
Additionally, the card thumbnail object of display can be easily selected by a user in card thumbnail list 610.Such as, the 3rd card contracting Sketch map object 613 can be touched EventSelect.When for selecting the input signal of the 3rd card thumbnail object 613 to occur, control Molding block 120 can show threeth corresponding with selected 3rd card thumbnail object 613 at center Screen as shown in Figure 6 C Virtual card object 523.At this operation during, control module 120 card thumbnail list 610 can be removed from display 150 and The total card information object of output second 603 and scanning guidance information 514.Here, when the 3rd virtual card object 523 is for extra During the necessary card of scanning, the output of scanning guidance information 514 can be omitted.
Second total card information object 603 can have different display formats according to the display of the 3rd virtual card object 523.Example As, about second total card information object 603, the point corresponding with the order of the 3rd virtual card object 523 can be shown with week Enclose region different.Owing to the 3rd virtual card object 523 is disposed in center Screen, so control module 120 can perform to control to come The parts of images of the second virtual card object 522 is shown at left hand edge and the parts of images of the 4th virtual card object 524 is shown Show edge on the right.When left cunning sweeps touch event (or flicking event or towing event) generation, control module 120 can perform control 4th virtual card object 524 is arranged in center Screen.Additionally, when right cunning sweep touch event (flick event or towing thing Part) occur time, control module 120 can perform control and the second virtual card object 522 is arranged in center Screen.
According to the various embodiments of the disclosure, when the 3rd virtual card object 523 is disposed in center Screen, control module 120 can be virtual in the position of the second virtual card object 522 and the 4th by the card object placement relevant to the 3rd virtual card object 523 The position of card object 524.Associated card object such as can include the integration relevant to the 3rd virtual card object 523 or discount card, or Person includes the card of the same card title more than designated length.Accumulating card or discount card such as can be in the 3rd virtual card registration process phases Between be registered as associated card according to user setup.The card with the same card title more than designated length can be according to control module The control of 120 is registered as associated card automatically.Without associated card object, then control module 120 can arrange according to card thumbnail The order of table 610 arranges virtual card object.
According to the various embodiments of the disclosure, as shown in Figure 6 D, control module 120 can be in support card thumbnail list 610 Order conversion.Such as, (such as, long by the first card thumbnail when the event relevant to the movement of the first card thumbnail object 611 The event of object 611) occur time, the first card thumbnail object 611 can be shown at transition card thumbnail by control module 120 In the state of the order in list 610.Such as, the available layer different from other card thumbnail object of control module 120 comes Show the first card thumbnail object 611.When the event (such as, towing event) for moving the first card thumbnail object 611 is sent out Time raw, control module 120 can move the first card thumbnail object 611 according to corresponding event.Control module 120 can be according to first The movement of card thumbnail object 611 changes the position of other card thumbnail objects.Such as, when the first card thumbnail object 611 Moved and overlap more than the second card thumbnail object 612 middle time, the second card thumbnail object 612 can be moved automatically Move the position that the first card thumbnail object 611 is previously located.When the event selecting the first card thumbnail object 611 is released from Time, the first card thumbnail object 611 can be disposed in event and release position.
According to the various embodiments of the disclosure, when the first card thumbnail object 611 is moved and is arranged in appointment position, First card thumbnail object 611 can be disposed in the card thumbnail object of relevant position and be replaced.Such as, when at the first card breviary Figure object 611 is overlapping with the 6th card thumbnail object 616 more than when releasing touch event in the state of appointment size, and the first card contracts Sketch map object 611 moves to place that the 6th card thumbnail object 616 is previously disposed in and the 6th card thumbnail object 616 moves The place being previously disposed in the first card thumbnail object 611.
Various embodiments according to the disclosure, although be exemplarily illustrated with above thumbnail object about virtual card quilt Arrange, but the various embodiments of the disclosure are not limited to this.Such as, card thumbnail object can be at using each card name to be referred to as row The card list object form of table.
Various embodiments according to the disclosure, although be exemplarily illustrated with in card thumbnail list 610 display above All virtual card objects, but the various embodiments of the disclosure are not limited to this.Such as, card list object can include scroll bar or rolling Control virtual key, for only showing some in whole virtual card object and showing residue object after a while.
The payment that Fig. 7 A, 7B, 7C and 7D illustrate electronic equipment according to the various embodiments of the disclosure completes screen interface.
With reference to Fig. 7 A, 7B, 7C and 7D, as shown in Figure 7 A, control module 120 exportable payment when payment completes completes to disappear Breath 710.Such as, in the case of being completed by NFC chip to pay, control module 120 can operate in MST method or bar code method Period meets and output payment completion message 710 when having paid corresponding specified requirements.At this during operation, if display The brightness of device 150 is adjusted during payment processes process, then control module 120 can be by the luminance recovery of display 150 to first Front value.Additionally, in lamp flicker so that in the case of guiding payment to carry out during payment processes process, control module 120 can root Complete to close lamp according to payment.Or, control module 120 can perform to control to export and paid corresponding appointment vibration mould Formula.
As shown in Figure 7 B, be arranged in the certain position of display 150, be such as arranged in top fast of display 150 Prompt panel call relevant event it may happen that.Such as, when (such as, the viewing area, appointment position of the upper end from display 150 Outside) shortcut panel of inner side (such as, inside viewing area) that moves to display 150 calls touch event 730 when occurring, Control module 120 can make the certain area dimmed (such as, with less than specifying illumination to show this certain area) of display 150.
When shortcut panel call touch event 730 occur time, control module 120 can be defeated to display 150 as seen in figure 7 c Go out shortcut panel (quick panel) 750.Shortcut panel 750 such as can include that payment completes item 751.Complete when selecting payment When the event of item 751 occurs, control module 120 can export payment as illustrated in fig. 7d and complete information screen.Payment completes information screen Curtain such as can include the message provided from the server apparatus performing payment processes or the information processed based on corresponding message (such as, by extracting such as payment card information, place of payment information, the appointment information acquisition of payment amount information etc Information).
Fig. 8 A illustrates NFC method and the MST method support screen of electronic equipment according to the various embodiments of the disclosure.
With reference to Fig. 8 A, if finger print identifying completes after performing to pay application, then control module 120 can perform to control to come Pay this extra operation screen is exported to display 150.Pay this extra operation screen such as can include signal sending object 810, for retouching State the First look guidance information object 820 of method of payment, signature object 830, first transfers function executing object 841, posture (pose) object 850 and bar code switching object 860 are guided.
Signal sending object 810 can complete to be output afterwards in fingerprint recognition.Signal sending object 810 such as can be with ripple Wave animation (wave animation) form output.Signal sending object 810 can start to be sent by providing a user with signal Feedback guide user that electronic equipment 100 is taken payment processes equipment 200.The position of signal sending object 810 can have Following screen configuration: wherein, signal sending object 810 is disposed in the top of MST coil with naturally by electronic equipment 100 It is directed to relevant position.
According to the various embodiments of the disclosure, signal sending object 810 could be for guide NFC signalling to or MST signalling to information.According to embodiment of the disclosure, signal sending object 810 can be set to indicate that passes through NFC The direction of the signal that antenna or MST coil send.Signal sending object 810 can be during sending NFC signal or sending MST signal Display.About signal sending object 810, the color sending corresponding signal sending object with NFC signal may differ from and MST Signal sends the color of corresponding signal sending object.Or, signal sending object 810 may be included in NFC signal and sends the phase Between the character of instruction NFC that shows in fixed position or instruction in assigned direction (such as, sending the direction of signal) movement The character of NFC.Similarly, signal sending object 810 may be included in the instruction shown during MST signal sends in fixed position The character of MST or instruction are at the character of the MST of assigned direction (such as, sending the direction of signal) movement.According to the disclosure Various embodiments, when NFC method and MST method blocked operation, electronic equipment 100 can come earth's surface directly perceived by the change of character Show and currently sending which type of signal.
First look guidance information object 820 can include video image or slip image.Such as, First look guidance information Object 820 can include illustrating how about pay this extra method to operate which kind of electronic equipment 100 and electronic equipment 100 be currently at Information in state.
Signature object 830 could be for receiving the object of the signature of user.Signature object 830 such as may utilize dummy section Show, and export the signing messages corresponding with the touch gestures of user.Signature object 830 can according to the type of virtual card It is not output.Such as, when accumulating card or discount card operate, signature object 830 can not be exported.
First transfers the virtual key button that function executing object 841 could be for being switched to transfer function.When first moves When handing over function executing object 841 to be chosen, control module 120 can enter current screen lock-out state according to transferring function executing. When transferring function and being performed, control module 120 is exportable to be activated for fingerprint sensor and transfers function releases and fingerprint Detect relevant guidance information.Or, control module 120 is exportable for activating camera and asking to catch the user face specified Guidance information.At this during operation, screen locking screen is exportable catches relevant thumbnail preview area to user face. Thumbnail preview area can be such as the viewing area determining trap state during Front camera catches image.User Ke Tong Cross and determine that thumbnail preview area moves corresponding to the focal position of Front camera.
Posture guides object 850 can include the text message for guiding electronic equipment 100 which kind of form of one-tenth to be located.
Bar code switching object 860 could be for being switched to the virtual key button of bar code method.When bar code switches object 860 When being chosen, bar code method operation screen as shown in Figure 8 B can be output to display 150.
When the screen (such as, display) of electronic equipment 100 is in appointment posture (such as, face down), electronic equipment The 100 exportable guidance informations (such as, for guiding the supine information of display of electronic equipment) specified.
Fig. 8 B illustrates the bar code method operation screen of electronic equipment according to the various embodiments of the disclosure.
With reference to Fig. 8 B, when the bar code switching object 860 described with reference to Fig. 8 A is chosen, control module 120 is as shown in the figure Can perform to control to export bar code method operation screen to display 150.Bar code method operation screen such as can include bar code pair As 870, second transfers function executing object 842, pay this extra method switching object 880, bar code use guidance information 890 and signature Object 830.
Bar code object 870 such as can include bar code image and bar code digital information.When bar code object 870 is output, control Molding block 120 can perform process to be shown by bar code image brighter than surrounding.Based on this, electronic equipment 100 is at bar code image Scan for errors can be reduced during scanning.Or, control module 120 can perform to control the illumination so that display 150 in bar code More than the value specified during image output.
Second transfers the first transfer function executing object 841 that function executing object 842 can be and describe with reference to Fig. 8 A Essentially identical virtual key button.Can be output from the second transfer function executing object 842 of bar code method operation screen output To not overlapping with bar code image appointment region.Or, size based on bar code object 870, adjustable second is transferred function and is held The size of row object 842.
Pay this extra method switching object 880 can be (such as, to combine with the pay this extra method being switched to reference to Fig. 8 A describes Ground operation NFC method and the method for MST method) relevant object.Pay this extra method switching object 880 can be virtual key button Form.Pay this extra method switching object 880 such as can be output to the bar code switching object with the screen described with reference to Fig. 8 A The point that 860 points being arranged in are similar.
Bar code uses guidance information 890 such as can include describing the operation of electronic equipment 100 about the operation of bar code method Text message.Additionally, bar code uses guidance information 890 to may also include for electronic equipment 100 is being transferred to other people mistake Guide the information performing to transfer function about safety during journey.
Signature object 830 can be identical with the signature object described with reference to Fig. 8 A.Such as, signature object 830 can support user Signature input.
According to the various embodiments of the disclosure, when bar code method operation screen is output to display 150, do not export the Two transfer function executing object 842, and camera can be automatically activated.Perform to specify user's face recognition without by camera, Then control module 120 can perform process to automatically perform to transfer function.If according to user input termination pay application perform or Person shows that payment completes information, then control module 120 can automatically terminate transfer function.Automatically terminate about transferring function, control Module 120 can automatically terminate and activate the camera being activated.
The pay this extra operation that Fig. 9 illustrates electronic equipment according to the various embodiments of the disclosure performs screen again.
With reference to Fig. 9, after MST signal sends, when specify when going by, as it can be seen, control module 120 can be to Display 150 exports pay this extra operation and performs screen again.Pay this extra operation performs screen again and such as can include the second vision guide Information object 920 and perform object 930 again.
Second visual guidance information object 920 can include to the relevant video of operation for performing pay this extra operation again, Slip image or rest image.Second visual guidance information object 920 can include different from First look guidance information object 820 Information.
Perform object 930 again and can be set to perform again the virtual key button of pay this extra method.When selecting to perform again When the event of object 930 occurs, control module 120 can perform the pay this extra method operation described with reference to Fig. 8 A again.Or, according to The various embodiments of the disclosure, while output performs object 930 again, control module 120 can perform to control performing again Object 930 performs MST signal the most again and sends when being chosen when maintaining NFC method.
Figure 10 A and 10B illustrates transfer function executing screen according to the various embodiments of the disclosure.
With reference to Figure 10 A and 10B, when paying application and being performed, as shown in screen 1001, control module 120 can perform Control to export pay this extra operation screen to display 150.Or, if finger print identifying completes after performing to pay application, Then as shown in screen 1001, control module 120 can perform control to export pay this extra operation screen.
Screen 1001 can be in following state: is performed along with transferring function, provides branched in lock state of screen Pay operation screen.The pay this extra operation screen performing to transfer function such as can include that signal sending object 810, First look guide Information object 820, posture guide object 850, bar code switching object 860 and transfer function releasing guiding object 855.
Bar code switching object 860 could be for switching among the object of bar code method and pay this extra method for bar code Toggle switch (toggle) object of switching.Bar code switching object 860 can include image information for guiding bar code switch with At least one in text message.The outgoing position of bar code switching object 860 can change according to user setup.Such as, bar code The position being positioned adjacent to of the hands that switching object 860 can be disposed in and grasp.
Transfer function releases and guides object 855 can include for guiding the letter for transferring the process operation that function releases Breath.Such as, transfer function releasing guiding object 855 can include needing fingerprint detection for guiding to transfer function to release Information.
In screen 1001, corresponding to the selection to bar code switching object 860, exportable bar code side as shown in screen 1003 Method operation screen.According to the various embodiments of the disclosure, transfer function and can allow the switching of bar code method or the switching of pay this extra method. Or, transfer function and can be arranged to not allow according to user setup the operation of switching object.If transferring function can be set For not allowing to switch the operation of object, then in the case of transfer function removing function is performed, bar code switching object 860 can quilt Select.As it has been described above, the toggle switch that control module 120 can support pay this extra method or bar code method switches.
Bar code method operation screen can include that bar code object 870, pay this extra method switch object 880, bar code as shown in the figure Use guidance information 890 and transfer function releasing guiding object 855.Method of payment handoff functionality is allowed owing to transferring function, because of This is arranged when asking the switching of bar code method in the state transferring function during exporting at multioperation screen, can inherit transfer merit Energy.Therefore, bar code method operational approach can have the state that transfer function is performed automatically.Additionally, control module 120 can perform Control to export for guiding the transfer function transferring function releasing to release guiding object 855.When pay this extra method switches object 880 when being chosen, and control module 120 can perform process to return to screen 1001.
As it has been described above, according to the various embodiments of the disclosure, payment processing method comprises the steps that and selects when entering main screen And show a card among multiple virtual cards, and show the guidance information for guiding fingerprint recognition in screen lower end.
According to the various embodiments of the disclosure, the method may also include and enters, by long knocking virtual card, the mould that quickly navigates Formula and change at least one in the order of virtual card based on the towing event to virtual card.
According to the various embodiments of the disclosure, the method may also include at least one in display the following: is used for leading to Cross by card is positioned over specify the NFC method on reader and MST method integration to screen guide information, Signal sends and guides object, visual guidance information object, card signature object and transfer function executing related object.
According to the various embodiments of the disclosure, the method may also include when the pay this extra in MST method and NFC method operates After activating MST method and NFC method on screen, according to NFC payment when card is disposed near NFC payment processes equipment Process payment.
According to the various embodiments of the disclosure, the method may also include that to be passed through based on about power and Payment Card token The high frequency sending method of proximity transducer, the camera of electronic equipment, heart rate sensor or speaker and by the high frequency of mike At least one method in method of reseptance judges that card, whether close to magnetic card reading, and is sent out when card is close to magnetic card reading Send MST signal.
According to the various embodiments of the disclosure, the method may also include that and MST signal sent the time performing to specify or refers to Fixed number of times, and export after the period specified or the number of times specified for perform again MST signal send virtual key by Button.The output of virtual key button may be included in the central authorities of the wavelength representing signal transmission to show virtual key button.
According to the various embodiments of the disclosure, the method can include by utilizing by proximity transducer, electronic equipment The high frequency of camera, heart rate sensor or speaker sends and by the high-frequency reception of mike, when card is away from magnetic card reading Automatically delivery operation (or payment mode or delivery operation) is terminated.
According to the various embodiments of the disclosure, the method may also include to pay this extra operation screen output bar code object.
According to the various embodiments of the disclosure, the payment that the method may also include by micropayments processing equipment being detected is complete Notification voice is become automatically to terminate delivery operation.
According to the various embodiments of the disclosure, the method may additionally include from pay this extra operation screen and bar code delivery operation At least one screen in screen receives when payment completes related news and automatically terminates delivery operation.
According to the various embodiments of the disclosure, it is right that the method may also include from pay this extra operation screen output bar code switching As, when bar code switching object is chosen, output includes the bar code method operation screen more than the bar code object specifying size, defeated Go out for the object by bar code method operation screens switch to pay this extra operation screen, and operate screens switch pair at pay this extra As exporting pay this extra operation screen time selected.
According to the various embodiments of the disclosure, the method may also include at least one in the following: when utilizing electronics The Front camera of equipment is switched to bar code screen when identifying bar code reader, and when being sentenced by the Front camera of electronic equipment Determine bar code reader away from automatically terminating delivery operation during screen.
According to the various embodiments of the disclosure, the method may additionally include and utilizes gyrosensor and preposition proximity transducer Identify the front of electronic equipment when rotating to lower end, be used for guiding maintenance to specify posture to user's output by vibration and voice The information of (such as, the rear ventricumbent posture of electronic equipment).
According to the various embodiments of the disclosure, the method may also include when electronic equipment is wearable device, is obtaining The gesture information corresponding with the operation specified (such as, is used for wearable device is moved to spy by digitized or patterning The information determining the operation in place (such as, the point that reader is positioned at) and obtain) time, perform to limit operation and perform payment.
According to the various embodiments of the disclosure, the method may also include output and transfers functional object, when transferring functional object The function that when being chosen, interim stopping provides from electronic equipment in addition to pay this extra operation screen or bar code operation screen, and Release when identifying the finger print information specified and transfer function.
Figure 11 A, 11B, 11C, 11D illustrate payment with 11E according to the various embodiments of the disclosure and perform relevant screen Interface.
With reference to Figure 11 A, 11B, 11C, 11D and 11E, when the event specified occurs, as shown in screen 1101, electronics sets Standby 100 can export Payment Card image 1110 to display 150.As shown in screen 1101 to 1109, electronic equipment 100 can pass through The image effect specified is exported to show payment upstate to the side of Payment Card image 1110.Such as, electronic equipment 100 can There is the circle object 1120 of the size gradually changed to the output of the side (such as, upside) of Payment Card image 1110.Size becomes The circle object 1120 changed can be disposed in the back side of Payment Card image 1110.The circle object 1120 of size variation is the most permissible The form being gradually increased by radius changes.In the size of a circle object 1120 in the certain area of Payment Card image 1110 While gradually changing, when the size of one circle object 1120 is more than a certain size, new circle pair can be shown As 1130.New circle object 1130 can have the color different from previous circle object 1120.New circle object 1130 can by with The rapid change identical with previous circle object 1120.Paying during upstate, electronic equipment 100 can display screen repeatedly 1101 to 1109.According to embodiment of the disclosure, electronic equipment 100 can show pay status by Pop-up message.According to these public affairs The embodiment opened, pay status can be notified to user by electronic equipment 100 by opening LED.According to embodiment of the disclosure, Electronic equipment 100 is exportable MST signal while display pays upstate screen.According to embodiment of the disclosure, electronics Equipment 100 can either simultaneously or alternately screen among display screen 1101 to 1109 and the bar code shape corresponding with token relevant information At least one in formula.
According to embodiment of the disclosure, electronic equipment 100 can determine that NFC terminal while display screen 1101 to 1109 Whether it is present in the certain limit of electronic equipment 100.Such as, electronic equipment 100 can be by detection from a range of NFC The signal that terminal sends judges the existence of NFC terminal.After verification, electronic equipment 100 can be by via NFC method Send token to NFC terminal and add confidential information (such as, password) and process payment.
When proximal or into shop (it is to say, collecting the environment paying POS relevant information), electronic equipment 100 can Identify whether NFC, MST or the bar code supporting to pay POS in advance, and change payment application based on the support information identified UI and operation.Such as, electronic equipment 100 can pass through GPS or indoor positioning location-based service (location-based Service, LBS) technology of module identifies position or utilizes the positional information of short distance or long-range network to identify position. Based on positional information, electronic equipment 100 may identify whether to support NFC, MST or the bar code of POS.Various enforcements according to the disclosure Example, electronic equipment 100 can be based on bluetooth or the beacon message of low energy consumption bluetooth (Bluetooth low energy, BLE) or Wi- The frame data of Fi identify whether NFC, MST or the bar code supporting to pay POS.Pay application based on POS information in actual delivery Period can only operate a module of NFC/MST/ bar code.
According to embodiment of the disclosure, electronic equipment 100 is directed at the side of user at the bootable electronic equipment of payment period 100 To.Such as, the signal of communication for paying can be sent by the behind of electronic equipment 100.In the case, in order to allow electronics The back of equipment 100 points to and pays reader, and electronic equipment 100 can pass through screen, and (such as, text output, image export and regard Frequency output), sound, vibration or sense of touch guide direction that electronic equipment 100 is to be directed at or electronic equipment 100 shape to be taked State.According to embodiment of the disclosure, when utilize electronic equipment front proximity transducer judge pay reader near time, electronics Electronic equipment 100 should can be turned over by equipment 100 by audio-guided user, or allows user to know by vibration or sense of touch Do not go out to pay reader close.
Figure 12 illustrates token effectiveness screen associated interface according to the various embodiments of the disclosure.
With reference to Figure 12, when card associated token is invalid, electronic equipment 100 can display screen on the display 150.According to this Disclosed embodiment, electronic equipment 100 can export the eject notification 1220 relevant to card effectiveness to display 150.According to this Disclosed embodiment, eject notification 1220 is displayed on Payment Card image 1210.When the event (example selecting " confirming (OK) " As, corresponding user's touch input or user speech input is selected with OK) when occurring, electronic equipment 100 can terminate paying should With.According to embodiment of the disclosure, whether electronic equipment 100 can exceed according to the appointment use time of token judges that token is No effectively, and can determine that corresponding token valid when the use time specified exceedes.
Figure 13 illustrates, according to the various embodiments of the disclosure, the screen interface that token effectiveness is relevant.
With reference to Figure 13, according to embodiment of the disclosure, when token is effective, electronic equipment 100 can send MST signal and Determine whether to continuously transmit MST signal.Or, when token is effective, electronic equipment 100 can send MST signal.When MST signal When sending termination, electronic equipment 100 can retry relevant menu item 1320 to display 150 output as shown in the figure.According to the disclosure Embodiment, menu item 1320 is displayed on Payment Card image 1310.When the thing relevant to the selection to menu item 1320 When part occurs, electronic equipment 100 can perform operation by the screen 1101 to 1109 that repeated reference Figure 11 describes.
According to embodiment of the disclosure, whether electronic equipment 100 can determine that while continuously transmitting MST signal from outside Receive payment completion message.When receiving payment completion message, electronic equipment 100 can determine that payment completes.In this situation Under, electronic equipment 100 can stop MST signal and sends and show that payment completes.
According to embodiment of the disclosure, paying completion message can be the message sent from token server.According to these public affairs The embodiment opened, paying completion message can be the message sent from publisher's (such as, card server or financial server).Root According to embodiment of the disclosure, paying completion message can be the message sent from POS terminal.According to embodiment of the disclosure, when When there is mistake during payment transaction, electronic equipment 100 can pass through at least one output in audio frequency, image and text and friendship The message that easily mistake is relevant.
Figure 14 A and 14B illustrates MST signal processing operations according to the various embodiments of the disclosure.
With reference to Figure 14 A and 14B, electronic equipment 100 can use to send to MST signal and start at least one relevant method. In the case of MST, it is possible to use electronic equipment 100 sends the one-way communication of signal to POS terminal 1400.According to the disclosure Embodiment, whether electronic equipment 100 can be disposed in by detection POS terminal 1400 sends from electronic equipment 100 for reception The position of MST signal send payment signal.Such as, when utilizing proximity transducer to judge, in specific range, existence is close to main During body, as shown in state 1401, this can be judged to POS terminal 1400 close to main body by electronic equipment 100.Electronic equipment 100 MST signal can be started based on proximity test result in payment processes relevant situation to send.Or, as shown in state 1403, When specific image or pattern that when utilizing camera to identify, the ad-hoc location in POS terminal 1400 shows, electronic equipment can start MST signal sends.
According to embodiment of the disclosure, electronic equipment 100 can use at least one method to send to stop MST signal.Electricity Subset 100 can terminate based on occurring situation information to judge to pay.According to embodiment of the disclosure, when from POS terminal 1400 Detect that when completing event according to payment, based on this, electronic equipment 100 can non-payment signal.Such as, when detecting When the reception output sound that POS terminal 1400 occurs and payment completion notice sound, the letter that electronic equipment 100 can will detect Number it is judged to that the signal for paying termination occurs.Related to this, electronic equipment 100 can store and manage and receive output sound Or pay the audio database that completion notice sound is corresponding.Electronic equipment 100 can determine that audio database based on storage is received Receiving of collection exports sound or pays the generation of completion notice sound.
According to embodiment of the disclosure, electronic equipment 100 can complete to be correlated with by the payment received from the server specified Information judge payment complete and can non-payment be correlated with MST signal send.Such as, electronic equipment 100 can be from including that bank takes The financial server of business device or card server receives payment related news as a sms.When receiving SMS, electronic equipment By the content of the SMS that analysis receives, 100 can judge that the payment of the card used completes.When judging that card payment completes, electricity Subset 100 can non-payment be correlated with MST signal send.According to embodiment of the disclosure, electronic equipment 100 can be from payment process Relevant given server receives the message specified.Such as, electronic equipment 100 can pass through cellular network or data communication network from postal Part server or token server receive payment and complete related news.When receiving message from respective server, electronic equipment By the content of the message that analysis receives, 100 can judge that the payment of the card used completes.When judging that card payment completes, electricity Subset 100 can send in non-payment.
According to embodiment of the disclosure, electronic equipment 100 can be by judging that whether POS terminal 1400 is close to electronic equipment 100 carry out non-payment signal sends.Such as, during utilizing proximity transducer detection POS terminal 1400, when electronic equipment 100 During away from POS terminal 1400 more than distance to a declared goal, electronic equipment 100 can non-payment signal (or with pay the MST of signal correction Signal) transmission.According to embodiment of the disclosure, if unidentified to the image identified when paying and starting, then electronic equipment 100 can send by non-payment signal.Related to this, electronic equipment 100 may utilize cameras capture image, when obtaining from the image caught Must be relevant to POS terminal 1400 image time send and pay signal, and when not obtaining the image relevant to POS terminal 1400 Non-payment signal sends.
When perform pay application time, electronic equipment 100 can determine that battery status, and if remaining power be unsatisfactory for necessarily Level, the most exportable to pay be in progress unavailable relevant message (such as, eject notification).Such as, it is less than when remaining battery When 15%, electronic equipment 100 can operate payment application after by eject notification and sound or vibration informing custom power amount, And if remaining battery less than 10% or electric current is less than certain level, then can prevent from paying the execution of application itself and to User provides alert message.
According to the various embodiments of the disclosure, electronic equipment 100 can be by judging whether network connects, by the number of network According to whether sending/receive speed more than certain speed and subscriber identity module (subscriber identity module, SIM) Enabled state is in progress to pay application or terminate payment continuously to be applied.According to the various embodiments of the disclosure, electronic equipment 100 Can specify time point (such as, when perform pay application, start be mounted with pay application electronic equipment, attempt pay or During access token) judge and pay the relevant platform of progress or hardware device is the most operable or stable (such as, stores token The abundant execution environment of the token operation that credible execution environment (TEE) is the most operable or stable, encrypts from TEE and delivers (REE) the most operable or stable, REE or security element is the most stable, pay application whether be infected and pay should With whether by with Malware or pernicious code infections).When identifying stabilization of equipment performance, electronic equipment 100 can perform payment Application.Additionally, whether whether electronic equipment 100 can connect based on above-mentioned various situations, such as network, support more than certain value Network data transmission speed, SIM enabled state and the combination of battery status, determine whether to perform pay application and performing Period, whether non-payment was applied.When not performing to pay application, electronic equipment 100 can pass through the message on display 150, Such as eject notification, sound, vibration, LED flicker etc. provide a user with this failure performing to pay application.
Figure 15 illustrates remaining battery according to the various embodiments of the disclosure and is correlated with payment processes screen.
With reference to Figure 15, before electronic equipment 100 can perform paying application or pay and judge before signal sends to specify Condition.Such as, as it has been described above, when paying dependent event and occurring, electronic equipment 100 can determine that remaining battery and when battery remains Remaining more than reference value (such as, 10%) specified time make payment processes be in progress.Related to this, electronic equipment 100 can determine that setting Power reference value and when determine arrange battery reference value more than power reference value time, perform ensuing delivery operation, and And if it is determined that power reference value is set less than power reference value, then provide a user with alert message 1520 and cancel payment Operation.Alert message 1520 is such as displayed on Payment Card image 1510.Related to this, electronic equipment 100 can be the most true Determine amount of power or determine amount of power (such as, determining that each progress that pays operates) according to certain reference.Paying progress behaviour In the case of making specific judgement, electronic equipment 100 can perform pay application before, perform pay application after, just will Amount of power is determined after transmission MST signal before sending MST signal or at predetermined number of times or during the appointment time.If battery Amount of power not enough, then electronic equipment 100 can generate alert message 1520 and next operation paid that can not be in progress.According to this Disclosed embodiment, electronic equipment 100 can determine battery electric power before fingerprint pays trial.
According to the various embodiments of the disclosure, electronic equipment 100 (such as, can be answered when execution pays at the time point specified With, start be mounted with the electronic equipment paying application, attempt paying or during access token) identify the integrity (example of apparatus assembly As, as the TEE of storage token, REE, REE of operation token of encryption in TEE or the safety of hardware or software equipment assembly Whether element stable and whether whether application be infected and apply by with Malware or pernicious code infections).Electronics Equipment 100 can determine remaining battery during identifying the process of stability of apparatus assembly, and determines whether to perform to set accordingly The stability recognition of slave component.Additionally, about paying to be in progress, electronic equipment 100 can identify whether network connects, network data Remaining battery is determined during transmission speed whether process more than reference value and SIM enabled state, and when network data passes When defeated speed is more than reference value, continue next operation paid.When remaining battery is less than the reference value specified, such as eject logical The message known etc can be output to display 150 or provide a user with message by sound, vibration or LED flicker.
Figure 16 A and 16B illustrates card according to the various embodiments of the disclosure and selects screen associated.
With reference to Figure 16 A and 16B, as shown in state 1601 to state 1605, electronic equipment 100 can provide for selection card Screen (such as, virtual card object images).Such as, when paying application and performing requested, as shown in state 1601, electronics Equipment 100 can export user interface to display 150, and plurality of card graphic overlaps payment application and performs on screen.At this During operation, can be relevant to the card that user setup is acquiescence card at the acquiescence card graphic 1610 shown in top.According to the disclosure Embodiment, can be the figure relevant to the card providing a user with benefit (benefit) at the acquiescence card graphic 1610 shown in top Picture, such as when pay application from external equipment receive information and payment period corresponding shop provide such as discount or During the benefit of journey etc.Related to this, electronic equipment 100 can obtain positional information or store information, and about corresponding shop Search is for receiving the card of benefit.Or, sending positional information or store information and from specifying to the server specified After server receives the card information for receiving benefit about corresponding shop, electronic equipment 100 can search for corresponding card.
According to embodiment of the disclosure, can be relevant to the card of recent registration at the acquiescence card graphic 1610 shown in top.With This is correlated with, and electronic equipment 100 can perform acquiescence and is set to by the card of recent registration in top output or askes during card is registered Ask whether in the process of top output card.
According to embodiment of the disclosure, can be relevant to most recently used card at the acquiescence card graphic 1610 shown in top.With This is correlated with, and electronic equipment 100 can store and manage and use card history recently.When according to paying the defeated of application execution request card graphic When going out, electronic equipment 100 can be by with reference to using card history to show the image relevant to corresponding card at top recently.According to these public affairs The various embodiments opened, card graphic can be arranged in top layer and the according to using recently the order in card history by electronic equipment 100 Two layers of position.
According to embodiment of the disclosure, can be with the accreditation card phase at most used at the acquiescence card graphic 1610 shown in top Close.Related to this, electronic equipment 100 can store and manage card and use history.When asking card graphic output, electronic equipment 100 Can determine that card history and show the image relevant to the card of the most more uses at top.
According to embodiment of the disclosure, when user's input (such as, touch, sliding sweep or long by) be imported into and illustrate at top Acquiescence card graphic 1610 time, electronic equipment 100 as shown in state 1603 can by acquiescence card graphic 1610 side will weight Folded card graphic launches certain size and arranges card image 1620.According to embodiment of the disclosure, at acquiescence card graphic First card graphic corresponding with acquiescence card graphic 1610 among a certain size card image 1620 is launched on 1610 sides 1611 can be shown with card image 1620 with distinguishing.Such as, electronic equipment 100 can be relative with acquiescence card graphic 1610 Interpolation line is shown at the profile of the first card graphic 1611 answered.According to embodiment of the disclosure, electronic equipment 100 can be used and it The different color of his card image 1620 shows the first card graphic 1611.According to embodiment of the disclosure, electronic equipment 100 can To show to become apparent from than other card images 1620 by the first card graphic 1611, or other card images 1620 are shown Show dimer than the first card graphic 1611.According to embodiment of the disclosure, electronic equipment 100 can be by the first card graphic 1611 Show bigger than other card images 1620, or the first card graphic 1611 is sequentially being shown than other cards Image 1620 is forward.According to embodiment of the disclosure, if other card images 1620 are not shown in the one of display 150 On individual screen, then electronic equipment 100 can provide for additionally checking the menu of residue card.Such as, electronic equipment 100 can be corresponding to Sweep gesture with sliding or the corresponding event of scrolling gesture occurs and shows not shown card image on the display 150.? During this operation, electronic equipment 100 can be by moving up or down card image 1620 according to the direction of the event of rolling Show not shown card graphic on the display 150.
According to embodiment of the disclosure, when one of the card graphic of multiple expansion is chosen, as shown in state 1605, electricity Selected card graphic can be set to new acquiescence card graphic 1630 by subset 100.The selection of card can be included user touch, Long by touching, selecting corresponding card graphic and towards existing acquiescence card graphic 1610 drag and drop card graphic, and select corresponding card graphic And sweep card graphic towards existing acquiescence card graphic 1610 is sliding.
According to embodiment of the disclosure, when card selects operation to complete, as shown in state 1605, electronic equipment 100 can The card graphic of expansion is changed over the card graphic of overlap.At this during operation, electronic equipment 100 can show on the display 150 Card graphic so that being disposed in the card position on upper strata by card selection.
Figure 17 A, 17B and 17C illustrate card according to the various embodiments of the disclosure and select screen associated.
With reference to Figure 17 A, 17B and 17C, electronic equipment 100 can be to neighbouring first display 1710 as shown in state 1701 Second display 1720 provide for the screen of selection card.Such as, about performing to pay the screen of application, electronic equipment 100 Can show, on the first display 1710, the state that multiple card graphic overlaps each other.Now, can be with at the card graphic shown in top The card being arranged to acquiescence card is correlated with.According to embodiment of the disclosure, may correspond at the upper strata card graphic 1730 shown in top The card specified.Such as, upper strata card graphic 1730 can be one below: be arranged in current location or electronic equipment institute position In point shop at mainly use card, the card of recent registration, most recently used card and the cards at most used.
According to embodiment of the disclosure, when customer incident (such as, touch, sliding sweep or long by) be imported in the first display During the upper strata card graphic 1730 shown at the top of the overlapping card graphic of display on device 1710, as shown in state 1703, electronics Equipment can launch and show the card image 1740 of overlap on the second display 1720 of neighbouring first display 1710.Root According to embodiment of the disclosure, first card graphic 1731 relevant to upper strata card graphic 1730 among card image 1740 can quilt Show with distinguishing with other card images 1740.Such as, electronic equipment 100 can be about the upper strata in the first display 1710 Extra display effect is provided at the periphery of the first card graphic 1731 that card graphic 1730 shows on second display 1720.Root According to embodiment of the disclosure, electronic equipment 100 can show by the color different from other card images 1740 and show second Show the first card graphic 1731 of display on device 1720.According to embodiment of the disclosure, electronic equipment 100 can be by second display On 1720 at least one in the transparency of the first card graphic 1731 of display and acutance show with other card images 1740 is different.According to embodiment of the disclosure, electronic equipment 100 can be by first card graphic of display on second display 1720 1731 show more than other card images 1740.First card graphic 1731 can be disposed in ratio in second display 1720 The position of other card image 1740 more top.
According to embodiment of the disclosure, when not showing other card images 1740 all of on second display 1720 Time, electronic equipment 100 can provide for searching for not shown week extraly to the first display 1710 or second display 1720 The menu of checkpost image.Such as, electronic equipment 100 can corresponding to the cunning occurred from second display 1720 sweep gesture input and to Display 150 exports not shown card image.
According to embodiment of the disclosure, when one of multiple card graphics launched on the screen at second display 1720 are selected When selecting, selected card graphic can be set to give tacit consent to card graphic by electronic equipment 100.Selection to card can include aobvious relative to second Show the user of device 1720 touch, long by touch, select corresponding card graphic and towards first display 1710 this card graphic of drag and drop, And select corresponding card graphic and sweep this card graphic towards the first display 1710 is sliding.
According to embodiment of the disclosure, when card selects operation to complete, as shown in state 1705, electronic equipment 100 can The card graphic of expansion is changed over the card graphic of overlap.Now, upper strata card graphic can be to select with from second display 1720 The corresponding upper layer images 1750 of card.According to above-described embodiment of the disclosure, controlling the payment information by mobile terminal During transmission, electronic equipment 100 can be by obtaining requirement via various condition identification states and situation or not requiring payment information The time point sent, uses terminal electric power efficiently by controlling payment information transmission and obtains high security, and making Payment processes mistake reaches bottom line.
According to the various embodiments of the disclosure, a kind of electronic equipment comprises the steps that housing, is exposed to a surface of housing Display, be integrally formed with display, be arranged at housing or with the input equipment of electronic equipment wireless connections, with display It is integrally formed or is arranged on the user authentication device at housing, arrange in the housing and be configured to send to outside payment devices The conductive pattern (conductive pattern) (such as, MST module) of magnetic signal, communicates with the first of conductive pattern electrical connection Circuit, is configured to supply the second telecommunication circuit of honeycomb and/or junction service, be configured to detect electronic equipment towards Sensor, the processor electrically connected with display, certification input equipment, the first telecommunication circuit, the second telecommunication circuit and sensor, And electrically connect with processor and be configured to store the memorizer for the token information paid.Memorizer can store instruction, Receiving first user input for allowing processor to pass through input equipment, the certification being received user by user authentication device is believed Breath, is paid to outside by the first telecommunication circuit and conductive pattern based on first user input and at least some of of authentication information Equipment send based on token information generate magnetic signal, utilize sensor detection electronic equipment towards, and based on detection knot A part for fruit to user's output for electronic equipment changed into be in selected towards guiding.
According to the various embodiments of the disclosure, output can include audio frequency output, text output, image output, video frequency output With at least one in vibration or sense of touch output.
According to the various embodiments of the disclosure, electronic equipment may also include the image acquisition equipment electrically connected with processor (such as, sensor, imageing sensor or optical pickocff).Processor can be set to be obtained by image acquisition equipment by instruction Image, and based on the image obtained at least some of (such as, corresponding to the finger extracted from obtained image analysis result Determine pattern) send magnetic signal transmission.
According to the various embodiments of the disclosure, electronic equipment may also include the audio collection device electrically connected with processor (such as, mike).Processor can be set to obtain sound from outside by audio collection device by instruction, and based on being obtained Sound at least some of (such as, with from collect voice data analysis result extract designated mode corresponding Audio data collection during) control (such as, stop) magnetic signal and send.
According to the various embodiments of the disclosure, processor can be set to based on the message received at least one by instruction (such as, analyze the SMS received and based on the SMS analyzed, the SMS of analysis being judged to, payment completes) is divided to control magnetic signal Send (such as, stopping sending).
According to the various embodiments of the disclosure, processor can be set to analyze the image obtained by camera by instruction, and And send without finding the pattern specified then to stop magnetic signal.
According to the various embodiments of the disclosure, processor can be set to (such as, be subject to based on from the server specified by instruction The person of allowing (acquirer) or token service provider (token service provider, TSP)) the payment relevant feedback that receives Send magnetic signal.
According to the various embodiments of the disclosure, instruction processor can be set to the term of execution utilize the second telecommunication circuit Receive payment from external server and complete relevant information, and send magnetic signal at least partially based on the information received Transmission.
According to the various embodiments of the disclosure, a kind of electronic equipment comprises the steps that housing, is exposed to a surface of housing Display, be integrally formed with display, be arranged at housing or with the input equipment of electronic equipment wireless connections, with display It is integrally formed or is arranged on the user authentication device at housing, arrange in the housing and be configured to send to outside payment devices The conductive pattern of magnetic signal, the first telecommunication circuit electrically connected with conductive pattern, it is configured to supply honeycomb and/or junction service The second telecommunication circuit, electrically connect with display, certification input equipment, the first telecommunication circuit, the second telecommunication circuit and sensor Processor, and electrically connect with processor and be configured to store the memorizer of token information for paying.Memorizer can Storage instruction, is used for allowing processor to pass through input equipment and receives first user input, receive user by user authentication device Authentication information, receive first user input and at least one of authentication information, and judge the information for paying and/or order The integrity of board, and based on result of determination determine whether by the first telecommunication circuit and conductive pattern at least partially outside Portion's payment devices sends the magnetic signal generated based on token information.
According to the various embodiments of the disclosure, instruction can allow processor to judge not send magnetic signal according to result of determination, And export the information of the judgement relevant to not sending magnetic signal.
According to the various embodiments of the disclosure, a kind of electronic equipment comprises the steps that housing, is exposed to a surface of housing Display, be integrally formed with display, be arranged at housing or with the input equipment of electronic equipment wireless connections, with display It is integrally formed or is arranged on the user authentication device at housing, arrange in the housing and be configured to send to outside payment devices The conductive pattern of magnetic signal, the first telecommunication circuit electrically connected with conductive pattern, it is configured to supply honeycomb and/or junction service The second telecommunication circuit, the process electrically connected with display, certification input equipment, the first telecommunication circuit and the second telecommunication circuit Device, and electrically connect with processor and be configured to store the memorizer for the token information paid.Memorizer can store and refer to Make to allow processor to receive first user input by input equipment, after receiving first user input, with selected cloth Put and show the multiple images representing the multiple payment personality cards for the payment that uses the first telecommunication circuit, by multiple images it In one be shown as other images overlapping, receive the touch of selected time or the selected pressure including at least one image Second user input, with less than the size of this at least one image by other images be shown as at least partially do not weigh This at least one image folded, the input of one of other images that reception shows with less size for selection, increase other figures The size of selected among Xiang, and communicate by first with at least some of of authentication information based on second user's input Circuit and conductive pattern send, to outside payment devices, the magnetic signal generated based on token information.
According to the various embodiments of the disclosure, display includes the first screen and the second screen, and instructs and can will process Device is set on the first screen show the plurality of image with selected layout, and shows with less size on the second screen Other images of display.
According to the various embodiments of the disclosure, the second screen can be to be the form extending from the first screen and being bent.
According to the various embodiments of the disclosure, an image among the plurality of image can include that most recently used pays Card, most frequently used Payment Card and the Payment Card added recently.
Figure 18 is the block diagram that the various embodiments according to the disclosure illustrate network environment.
Can be led to by network 1862 or short distance with reference to Figure 18, electronic equipment 1801,1802 or 1804 or server 1806 Letter 1864 is connected to each other.Electronic equipment 1801 can include that bus 1810, processor 1820, memorizer 1830, input/output connect Mouth 1850, display 1860 and communication interface 1870.According to embodiment of the disclosure, electronic equipment 1801 can omit these assemblies In at least one or different assemblies can be included extraly.
Bus 1810 such as can include for being connected to each other and assembly 1810 to 1870 at assembly 1810 to 1870 Between deliver the circuit of communication (such as, control message and/or data).
Processor 1820 can include at least one in CPU, AP and CP.Processor 1820 such as can perform to set for electronics The control of at least one other assembly of standby 1801 and/or the calculating of communication or data process.
Memorizer 1830 can include volatibility and/or nonvolatile memory.Memorizer 1830 such as can store and electronics Instruction that at least one other assembly of equipment 1801 is relevant or data.According to embodiment of the disclosure, memorizer 1830 can be deposited Storage software and/or program 140.Program 140 can include kernel 1841, middleware 1843, application programming interface (application Programming interface, API) 1845 and/or application program (or application) 1847.Kernel 1841, middleware 1843 or API 1845 is referred to alternatively as OS at least partially.
Kernel 1841 such as can control or manage for perform other programs (such as, middleware 1843, API 1845 or Application program 1847) in realize operation or system resource (such as, bus 1810, processor 1820, the memorizer of function 1830, etc.).Additionally, kernel 1841 can provide for from middleware 1843, API 1845 or application program 1847 by accessing The individual components of electronic equipment 1801 controls or manages the interface of system resource.
Middleware 1843 such as may act as exchanging when API 1845 or application program 1847 communicate with kernel 1841 The intermediary role of data.
Additionally, at least one job request that middleware 1843 can receive from application program 1847 according to priority processing. Such as, middleware 1843 can be assigned at least one application program 1847 and be used the system resource of electronic equipment 1801 (such as, always Line 1810, processor 1820 or memorizer 1830) priority.Such as, middleware 1843 can be by according to being assigned to this at least This at least one job request of the priority processing of one job request to perform this at least one job request scheduling or negative Carry equilibrium.
API 1845 is as allowing connecing of the function applying 1847 controls to provide from kernel 1841 or middleware 1843 Mouth can include that at least one interface or the function that control for document control, window control, image procossing or character (such as, refer to Make).
Input/output interface 1850 such as may act as the instruction inputted from user or another external equipment or data It is delivered to the interface of (one or more) additionally assembly of electronic equipment 1801.Additionally, input/output interface 1850 can from (one or more) of electronic equipment 1801 instruction or data that additionally assembly receives export user or another external equipment.
Display 1860 such as can include that LCD, light-emitting diode display, OLED display, MEMS display or Electronic Paper show Device.Display 1860 such as can display to the user that various content (such as, text, image, video, icon, symbol etc.).Display Device 1860 can include touch screen, and such as can receive utilize the body part of electronic pen or user to input touch, gesture, connect Near or hovering.
Communication interface 1870 such as can arrange electronic equipment 1801 and external equipment (such as, the first external electronic device 1802, the second external electronic device 1804 or server 1806) between communication.Such as, communication interface 1870 can be by wireless Communication or wire communication and external equipment (such as, the second external electronic device 1804 or the server being connected to network 1862 1806) communication.
Radio communication can use LTE, LTE-A, CDMA, WCDMA, UMTS, WiBro, GSM etc. as cellular communication protocol In at least one.Additionally, radio communication such as can include junction service 1864.Junction service 1864 such as can include Wi-Fi, At least one in bluetooth, NFC, GPS etc..
MST can generate pulse according to sending data separate magnetic signal, and these pulses can generate magnetic signal.Electronic equipment Magnetic signal can be sent to POS and POS by 1802 may utilize MST reader detection magnetic signal and by the magnetic signal that will detect It is converted into the signal of telecommunication to recover data.
GLONASS (global navigation satellite system, GNSS) can include following At least one in Xiang: GPS, GLONASS and BeiDou navigational satellite system (hereinafter referred to as BeiDou) and Galileo is namely The navigation system based on Global Satellite in Europe.Hereinafter, GPS and GNSS can be used interchangeably.Wire communication such as can include At least one in USB, HDMI, RS-232, POTS etc..Network 1862 can include communication network, such as computer network (example Such as, LAN or WAN), at least one in the Internet and telephone network.
The each of the first and second external electronic device 1802 and 1804 can be identical with electronic equipment 1801 or not With type.According to embodiment of the disclosure, server 1806 can include the group of one or more server.According to the disclosure Various embodiments, the operation performed on electronic equipment 1801 completely or partially can be at another or multiple electronic equipment (such as, electronic equipment 1802 1804 or server 1806) upper perform.According to embodiment of the disclosure, when electronic equipment 1801 When automatically or performing certain function or service according to request, replace and oneself perform this function or service or except oneself is held Beyond this function or service of row, electronic equipment 1801 can be from another equipment (such as, electronic equipment 1802 or 1804 or server 1806) at least some of of relative function is asked.Other electronic equipments (such as, external electronic device 1802 or 1804 Or server 1806) asked function or extra function can be performed, and electronic equipment can be delivered to by performing result 1801.The result that electronic equipment 1801 can in statu quo or be received by extra process provides asked function or service. To this end, such as, cloud computing, Distributed Calculation or client-server computing technique can be used.
Figure 19 is the block diagram of the electronic equipment of the various embodiments according to the disclosure.
With reference to Figure 19, electronic equipment 1901 such as can include all or part of of the electronic equipment 1801 shown in Figure 18.Electricity Subset 1901 can include at least one processor (such as, AP 1910), communication module 1920, SIM 1929, memorizer 1930, sensor assembly 1940, input equipment 1950, display 1960, interface 1970, audio-frequency module 1980, camera model 1991, power management module 1995, battery 1996, indicator 1997 and motor 1998.
Processor 1910 can control to be connected to its multiple hardware or component software, and also can be by performing operating system Or application program performs various data and processes and operation.Processor 1910 can such as with SOC(system on a chip) (system on chip, SoC) realize.According to embodiment of the disclosure, processor 1910 may also include Graphics Processing Unit (graphics Processing unit, GPU) (not shown) and/or image-signal processor.Processor 1910 can include the group shown in Figure 19 At least some of (such as, cellular module 1921) of part.Processor 1910 can load (such as, non-volatile to be deposited from other assemblies Reservoir) in the order that receives of at least one or data it is processed, and can various data be stored in non-volatile In memorizer.
Communication module 1920 can have the same or analogous configuration of communication interface 1870 with Figure 18.Communication module 1920 can Including cellular module 1921, Wi-Fi module 1922, bluetooth module 1923, GNSS module 1924 (such as, GPS module, GLONASS Module, BeiDou module or Galileo module), NFC module 1925, MST module 1926 and radio frequency (radio frequency, RF) module 1927.
Cellular module 1921 such as can provide audio call, video call, text service or the Internet by communication network Service.According to embodiment of the disclosure, cellular module 1921 may utilize SIM (such as, SIM 1929) in a communication network to electricity Subset 901 performs to distinguish and authentication operation.According to embodiment of the disclosure, cellular module 1921 can perform processor 1910 and carry The function of confession at least some of.According to embodiment of the disclosure, cellular module 1921 may also include CP.
Wi-Fi module 1922, BT module 1923, GNSS module 1924, NFC module 1925 and MST module 1926 each Person can include the processor for processing the data being sent by corresponding module/being received.According to embodiment of the disclosure, honeycomb mould Block 1921, Wi-Fi module 1922, bluetooth module 1923, GNSS module 1924, NFC module 1925 and MST module 1926 are at least A part (such as, two or more) can be included in an IC or IC encapsulation.
RF module 1927 such as can send/receive signal of communication (such as, RF signal).RF module 1927 such as can include receiving Send out device, power amplifier module (power amp module, PAM), frequency filter, low-noise amplifier (low noise Amplifier, LNA) or antenna.According to embodiment of the disclosure, cellular module 1921, Wi-Fi module 1922, bluetooth module 1923, GNSS module 1924, at least one of NFC module 1925 and MST module 1926 can be sent by single RF module/be connect Receive RF signal.
SIM 1929 such as can include the card comprising SIM and/or embedded SIM, and may also comprise unique identification information (such as, IC-card identifier (IC card identifier, ICCID)) or subscriber information (such as, International Mobile Subscriber identity (international mobile subscriber identity, IMSI)).
Memorizer 1930 (such as, memorizer 1830) can include internal storage 1932 or external memory storage 1934.Internal Memorizer 1932 can include at least one in the following: volatile memory (such as, dynamic RAM (dynamic random access memory, DRAM), static RAM (static RAM, SRAM), synchronous dram (synchronous DRAM, SDRAM)), and nonvolatile memory (such as, disposable programmable read only memory (one-time Programmable read only memory, OTPROM), PROM, erasable programmable ROM (erasable and Programmable ROM, EPROM), electrically erasable ROM (electrically erasable and Programmable ROM, EEPROM), mask rom, flash ROM, flash memory (such as, nand flash memory or NOR flash memory), Hard disk drive and solid-state drive (solid state drive, SSD)).
External memory storage 1934 may also include flash disc drives, such as compact flash (compact flash, CF), peace Digital (secure digital, SD), miniature SD, pocket SD, very fast numeral (extreme digital, xD), multimedia card (multimedia card, MMC) or memory stick.External memory storage 1934 can be by various interface functionality ground and/or physics It is connected to electronic equipment 1901 to property.
Security module 1936 is as including the mould with the memory space of level of security more higher than memorizer 1930 Block could be for guaranteeing secure data storage and the circuit of protected execution environment.Security module 1936 can be embodied as individually Circuit and extra processor can be included.Security module 1936 such as can in dismountable intelligent chip or SD card, or Person can include the eSE being embedded in the fixed chip of electronic equipment 1901.Additionally, security module 1936 can with electronic equipment Run on 1901 different OS.Such as, it can be based on java card open platform (java card open platform, JCOP) OS runs.
Sensor assembly 1940 measure physical quantity or detection electronic equipment 1901 mode of operation, thus by measurements to or examine The information surveyed is converted into the signal of telecommunication.Sensor assembly 1940 can include at least one in the following: attitude transducer 1940A, gyrosensor 1940B, baroceptor 1940C, Magnetic Sensor 1940D, acceleration transducer 1940E, grasping pass Sensor 1940F, proximity transducer 1940G, color sensor 1940H (such as, red, green, blue (RGB) sensor), biometric Sensor 1940I, temperature/humidity sensor 1940J, illumination sensor 1940K and ultraviolet (ultra violet, UV) pass Sensor 1940M.Additionally or alternatively, sensor assembly 1940 can include Electronic Nose (E-nose) sensor, electromyogram (electromyography, EMG) sensor, electroencephalogram (electroencephalogram, EEG) sensor, electrocardiogram (electrocardiogram, ECG) sensor, infrared (infrared, IR) sensor, iris sensor and/or fingerprint sensing Device.Sensor assembly 1940 may also include the control circuit for controlling at least one sensor therein.According to the disclosure Embodiment, electronic equipment 1901 may also include and is configured to the part as processor 1910 or separates with processor 1910 Ground controls the processor of sensor assembly 1940, and thus can control sensor die when processor 910 is middle in a dormant state Block 1940.
Input equipment 1950 can include touch panel 1952, (digital) sensor 1954, key 1956 or ultrasonic input Equipment 1958.Touch panel 1952 such as can use at least one in condenser type, resistance-type, infrared or ultrasonic method.Additionally, Touch panel 1952 may also include control circuit.Touch panel 1952 may also include tactile layer to provide a user with haptic response.
(digital) sensor 1954 such as can include the part as touch panel for identify thin slice or Individually for the thin slice identified.Key 1956 such as can include physical button, optical key or keypad.Ultrasonic input equipment 1958 can pass through the ultrasound wave that mike (such as, mike 1988) detection generates from input tool, in order to determine and detect The corresponding data of ultrasound wave.
Display 1960 (such as, display 1860) can include panel 1962, hologram device 1964 or projector 1966.Face Plate 1962 can have the same or analogous configuration of display 1860 with Figure 18.Panel 1962 can such as be embodied as flexibility, saturating Bright or wearable.Panel 1962 and touch panel 1952 can configure by a module.Hologram device 1964 can profit 3-D view is shown in atmosphere with interference of light.Projector 1966 can be by showing image on screen by optical projection.Should Screen such as can be placed on electronic equipment 1901 interiorly or exteriorly.According to embodiment of the disclosure, display 1960 also can wrap Include for control panel 1962, hologram device 1964 or the control circuit of projector 1966.
Interface 1970 such as can include HDMI 1972, USB 1974, optical interface 1976 or D microminiature (D- Subminiature, D-sub) 1978.Interface 1970 such as can be included in the communication interface 170 shown in Figure 18.Extraly Or alternatively, interface 1970 can include mobile high definition clear degree link (mobile high-definition link, MHL) interface, SD card/MMC interface or Infrared Data Association (infrared data association, IrDA) standard interface.
Audio-frequency module 1980 can convert tones into the signal of telecommunication and convert the electrical signal to sound.Audio-frequency module 1980 At least some assembly such as can be included in the input/output interface 145 shown in Figure 18.Audio-frequency module 1980 can process and pass through Speaker 1982, receptor 1984, earphone 1986 or the acoustic information of mike 1988 input/output.
Camera model 1991 can include at least one imageing sensor as the equipment being used for catching rest image and video (such as, front sensors or rearmounted sensor), camera lens, image-signal processor (image signal processor, ISP) Or flash lamp (such as, LED or xenon lamp).
The electric power of power management module 1995 manageable electronic device 1901.According to embodiment of the disclosure, electrical management Module 1995 such as can include electrical management IC (power management IC, PMIC), charger IC or battery gauge Or fuel gauge.PMIC can have wiredly and/or wirelessly charging method.As wireless charging method, such as, there is magnetic resonance side Method, magnetic induction method or electromagnetic method.Can add the additional circuit for wireless charging, such as, such as coil, resonance circuit, The circuit of rectifier circuit etc.Battery gauge can measure during charging the surplus of battery 1996 or its voltage, Electric current or temperature.Battery 1996 such as can include rechargeable battery and/or solaode.
Indicator 1997 can show electronic equipment 1901 or the particular state of one part (such as, processor 1910), example Such as starting state, message status or charged state.Motor 1998 can convert the electrical signal to mechanical vibration and can generate vibration Or haptic effect.Although being shown without in the drawings, but electronic equipment 1901 can include for moving the processing equipment (example that TV supports As, GPU).The processing equipment supported for moving TV can be according to such as DMB (digital multimedia Broadcasting, DMB), DVB (digital video broadcasting, DVB), mediaFLOTMEtc. Etc standard process media data.
The each of the said modules of the electronic equipment of the various embodiments according to the disclosure can be configured with at least one Assembly, and the title of corresponding assembly can change according to the kind of electronic equipment.According to the various embodiments of the disclosure, according to The electronic equipment of the various embodiments of the disclosure can include at least one in said modules, may not include in said modules A bit, or can also include other assemblies.Additionally, according to some in the assembly in the electronic equipment of the various embodiments of the disclosure It is configured to an entity, so that previously the function of corresponding assembly is equally performed.
Figure 20 is the block diagram of the program module of the various embodiments according to the disclosure.
With reference to Figure 20, according to embodiment of the disclosure, program module 2010 (such as, program 1840) can include for controlling The OS of the resource relevant with electronic equipment (such as, electronic equipment 1801) and/or the various application run on OS (such as, should By program 1847).OS such as can include android, iOS, windows, symbian, tizen or bada.
Program can include kernel 2020, middleware 2030, API 2060 and/or application program (or application) 2070.Program Module 2010 can be preloaded on an electronic device at least partially or can be from server (such as, electronic equipment 1802 He 1804 and server 1802) download.
Kernel 2020 (such as, kernel 1841) such as can include system resource managers 2021 or device driver 2023. The control of system resource managers 2021 executable system resource, distribute or retrieve.According to embodiment of the disclosure, system resource Manager 2021 can include management of process unit, MMU or file system management unit.Device driver 2023 E.g. display driver, camera driver, BLUETOOTH driver, shared memory drives, usb driver, keypad drives Device, Wi-Fi driver, audio driver or interprocess communication (inter-process communication, IPC) drive Device.
Middleware 2030 such as can provide the function that application 2070 usually requires that, or can be by API 2060 to application 2070 provide various functions, in order to the limited system resources in allowing application 2070 to use electronic equipment efficiently.According to these public affairs The embodiment opened, middleware 2030 (such as, middleware 1843) can include at least one in the following: run-time library 2035, application manager 2041, window manager 2042, multimedia administration device 2043, explorer 2044, power manager 2045, database manager 2046, package manager (package manager) 2047, connectivity management device 2048, notice pipe Reason device 2049, location manager 2050, Graph Manager 2051, security manager 2052 and payment management device 2054.
Run-time library 2035 such as can include library module, and it is same run that compiler uses this library module to come in application 2070 Time add New function by programming language.Run-time library 2035 can perform about incoming/outgoing management, memorizer management or computing The function of function.
Application manager 2041 such as can manage the life cycle of at least one application among application 2070.Window management Graphic user interface (graphical user interface, the GUI) resource that device 2042 can use in management screen.Multimedia Manager 2043 may be identified for playing the form of various media file and the available volume solution corresponding with corresponding form Code device comes media file coding or decoding.Explorer 2044 can manage at least any one the such as source in application 2070 Code, memorizer, the resource of memory space etc.
Power manager 2045 such as can with basic input/output (basic input/output system, BIOS) operation manages battery or electric power together, and can provide power information necessary to the operation of electronic equipment.Data base Manager 2046 can create, search for or revise the data base used at least one application among application 2070.Package pipe Reason device 2047 can manage installation or the renewal of the application with the distribution of package file format.
Connectivity management device 2048 can manage wireless connections, such as Wi-Fi or bluetooth.Notification manager 2049 can be with not Interrupt the mode of user to display to the user that or provide and such as arrive message, appointment and the event close to prompting etc.Location management Device 2050 can manage the positional information about electronic equipment.Graph Manager 2051 can manage the graphical effect of user to be supplied to Or associated user interface.Security manager 2052 can provide various safe merits necessary to security of system or user authentication Energy.According to embodiment of the disclosure, when electronic equipment (such as, electronic equipment 1801) includes telephony feature, middleware 2030 May also include the voice for managing electronic equipment or the telephone supervisor of video call function.Payment management device 2054 can will be used It is relayed to apply 2070 or kernel 2020 in the information paid from application 2070.Additionally, from external equipment receive with pay phase The information that the information closed can be stored in electronic equipment or be stored therein can be delivered to external equipment.
Middleware 2030 can include the middleware module of the combination of the various functions for forming said modules.Middleware 2030 can provide the module being exclusively used in every class OS to provide the function of differentiation.Additionally, middleware 2030 is dynamically deleted existing A part for assembly or interpolation New Parent.
API 2060 (such as, API 1845) such as can be provided as according to OS separately as one group of API programing function One configuration.Such as, in the case of android or iOS, an API set can be provided for each platform, and tizen's In the case of, at least two API set can be provided for each platform.
Application 2070 (such as, application program 1847) such as can include for provide such as following functions at least one should With: homepage 2071, dialer 2072, SMS/MMS 2073, instant message 2074, browser 2075, camera 2076, alarm clock 2077, contact person 2078, phonetic dialing 2079, Email 2080, calendar 2081, media player 2082, photograph album 2083, time Clock 2084, pay 2085, health care (such as, measure amount of exercise or blood glucose) or environmental information and provide (such as, it is provided that air pressure, wet Degree or temperature information).
According to embodiment of the disclosure, application 2070 can include for supporting electronic equipment (such as, electronic equipment 1801) (hereinafter referred to as " information exchanges in the application exchanged with the information between external electronic device (such as, electronic equipment 1802 or 1804) Application ").Information exchange application such as can include for external-device relay customizing messages notice relay application or for The device management application of management external electronic device.
Such as, notice relay application can have in external electronic device (such as, electronic equipment 1802 and 1804) Continue the Another Application (such as, SMS/MMS application, e-mail applications, healthcare applications or environmental information application) from electronic equipment The function of the announcement information occurred.Additionally, notice relay application can receive announcement information from external electronic device, and can will connect The announcement information received is supplied to user.
Device management application such as can manage the external electrical that (such as, install, delete or update) communicates with electronic equipment At least one function of equipment (such as, electronic equipment 1802 and 1804) (open/close external electronic device itself (or some Assembly) or display brightness (or resolution) adjust), in external electronic device operation application or set from outside The standby service (such as, calling service or messenger service) provided.
According to embodiment of the disclosure, application 2070 is according to external electronic device (such as, electronic equipment 1802 and 1804) Attribute can include the application (such as, the healthcare applications of ambulatory medical device) specified.According to embodiment of the disclosure, application 2070 can include the application received from external electronic device (such as, server 1086 or electronic equipment 1802 or 1804).According to Embodiment of the disclosure, application 2070 can include the third-party application applied or can download from server of prestrain.According to The title of the assembly in the program module 2010 of shown embodiment can change according to the type of OS.
According to the various embodiments of the disclosure, program module 2010 can use at least partially software, firmware, hardware or Person's a combination thereof realizes.At least some of of programming module 2010 such as can be realized by processor (such as, processor 1820) (such as, performing).Programming module 2010 can such as include that module, program, routine, instruction set or process are held at least partially At least one function of row.
The term " module " used in the various embodiments of the disclosure such as can refer to include in hardware, software and firmware The unit of the combination of at least one.Term " module " and term " unit ", " logic ", " logical block ", " assembly " or " circuit " can It is used interchangeably." module " can be minimum unit or the part of the assembly of configured in one piece." module " can be carried out at least one Individual function or part thereof of minimum unit.Can mechanically or electronically realize " module ".Such as, various according to the disclosure Application-specific integrated circuit (application-specific IC, ASIC) chip that " module " of embodiment can include performing necessarily operating, existing In field programmable gate array (field-programmable gate array, FPGA) or PLD at least one Person, will develop all these the most known or future.
According to the various embodiments of the disclosure, according to equipment (such as, its module or function) or the method (example of the disclosure Such as, operation) at least some of the most such as form as programming module may utilize storage in a computer-readable storage medium Instruction realizes.When at least one processor (such as, processor 1820) performs instruction, it can perform corresponding with this instruction Function.Non-transitory computer readable storage medium such as can include memorizer 1830.
Some aspect of the disclosure also can be embodied as the computer-readable code on non-Transient calculation machine readable medium recording program performing. Non-Transient calculation machine readable medium recording program performing is that the data storage of the data that can be read by computer system after any storage sets Standby.The example of non-Transient calculation machine readable medium recording program performing includes read only memory (Read-Only Memory, ROM), visits at random Ask memorizer (Random-Access Memory, RAM), compact disk-ROM (Compact Disc-ROM, CD-ROM), tape, Floppy disk and optical data storage devices.Non-Transient calculation machine readable medium recording program performing also can be distributed in the computer system coupled by network On so that computer-readable code is stored in a distributed fashion and is performed.Additionally, the programmer of disclosure art can hold Readily understood for realizing the function program of the disclosure, code and code segment.
Here, it should be noted that, the various embodiments of the disclosure as above are generally somewhat related to input number According to process and output data generation.These input data process and output data genaration can realize with hardware or use software Realize with combination of hardware.Such as, specific electronic components can be used to realize in mobile device or similar or relevant circuit The function being associated with the various embodiments of the disclosure as above.Or, according to one or many of the command operating of storage Individual processor can realize the function that the various embodiments with the disclosure as above are associated.If it were to be so, then this Kind of instruction is storable on one or more non-transient state processor readable medium in the scope of the present disclosure.Processor is readable The example of medium includes ROM, RAM, CD-ROM, tape, floppy disk and optical data storage devices.Processor readable medium also can be distributed In the computer system coupled by network so that instruction is stored in a distributed fashion and performs.Additionally, neck belonging to the disclosure The programmer in territory is it can easily be understood that be used for realizing functional computer program, instruction and the instruction segment of the disclosure.
Module or the programming module of the various embodiments according to the disclosure can include at least one in said modules, can not Including some in said modules, or can also include other assemblies.Various embodiments according to the disclosure are by module, programming mould The operation that block or other assemblies perform can by order, parallel, repeatedly or heuristic method performs.Additionally, certain operations can be by not Same order performs or can be omitted.Or, other operations can be added.It addition, the embodiment disclosed in this specification be for Description and the understanding of technology contents proposed, and is not limiting as the scope of the present disclosure.Therefore, the scope of the present disclosure should It is interpreted as including all modifications of technological thought based on the disclosure or other embodiments various.
Figure 21 is the block diagram that the various embodiments according to the disclosure illustrate REE and TEE operated in the electronic device.
With reference to Figure 21, according to the various embodiments of the disclosure, the operable execution with multiple level of security of electronic equipment Environment, to obtain safety enhancing.Multiple execution environment such as can include REE 2110 and TEE 2120.REE 2110 such as may be used To be the first execution environment with the first level of security.TEE2120 can be such as to have to be different from (such as, being higher than) first Second execution environment of the second level of security of level of security.According to embodiment of the disclosure, electronic equipment 1802 can include tool There is another extra execution environment (such as, the 3rd performs environment) of the 3rd level of security, and the disclosure is not limited to this.
TEE 2120 can would be required to the data of of a relatively high level of security and be stored in security context, and performs relevant behaviour Make.TEE 2120 can operate on the application processor of electronic equipment and can be reliable hard based on determine during manufacture process Part structure operates.Application processor or memorizer can be divided into general area and safety zone by TEE 2120, and Safety zone operates.TEE 2120 can would be required to the software of safety or hardware setting for only operating in safety zone. Electronic equipment can operate TEE 2120 by the logic change of the physical change of hardware or software.
TEE 2120 can be separated with REE 2110 by hardware limitation, and for software can in same hardware with REE 2110 separates and operates.In REE 2110 operation at least one application (such as, payment, contact person, Email or Browser) API (such as, TEE functional API or TEE client end AP I) being allowed access to TEE 2120 can be used.This is at least One application may utilize this API from the communication agent (such as, REE communication agent) of TEE 2120 to the communication agent of TEE 2120 (such as, TEE communication agent) delivers message.This message can be implemented as only being delivered to TEE 2120.The communication generation of TEE2120 Reason can receive this message and this message is delivered to the trusted application (trusted application, TA) relevant to this message (such as, digital rights management (digital rights management, DRM), secure payment module or safe biologic information Module).TA can perform the operation relevant to this message and by the communication agent of TEE 2120, by the result about this operation It is delivered to the communication agent of REE 2110.This result can be delivered in REE 2110 operation by the communication agent of REE 2110 At least one application.
Figure 22 A, 22B and 22C are the block diagrams that the various embodiments according to the disclosure illustrate the hardware configuration of TEE.
With reference to Figure 22 A, it is illustrated that be divided into REE and TEE quilt at one processor of hardware aspect and a memorizer Situation about using is (such as,'s(TZ)).According to embodiment of the disclosure, the hardware configuration of TEE can Including On-SoC 2210 and external memory storage 2220.On-SoC2210 can include RAM 2201, micro-process core 2202, ROM 2203, peripheral hardware 2204, cryptography accelerators 2205 or one-time password (one-time password, OTP) field 2206.TZ REE Yu REE can be distinguished and by employeing to operate two or more execution rings from the time upper processor that divides Border.Additionally, a memorizer can be divided into from the addressable region of REE with from the addressable region of TEE and use them by TZ.
With reference to Figure 22, it is illustrated that for the processor of TEE as real with form on sheet for operate the processor of REE Existing, but process, with extra, the situation that core set realizes.According to embodiment of the disclosure, except micro-process core 2202 with Outward, On-SoC 2210 can include secure subsystem 2207 on sheet extraly, and on this sheet, secure subsystem 2207 includes at least one Processor.In this case, On-SoC2210 can be arranged to operate secure subsystem 2207 on REE and sheet and can be set For operation TEE.In the case of Figure 22 B, as Figure 22 A, memorizer be divided into from the addressable region of REE and From the addressable region of TEE and use them.
With reference to Figure 22 C, it is illustrated that realize the situation of the processor for TEE for hardware with extra chip, thus It separates with the chip realizing the processor for operating REE wherein.
Can be arranged to operate REE and be equipped in outside On-SoC 2210 at least with reference to Figure 22 C, On-SoC 2210 One external security coprocessor 2230 can be arranged to operate TEE.
Figure 23 illustrates payment system according to the various embodiments of the disclosure.
With reference to Figure 23, according to the various embodiments of the disclosure, payment system 2300 can include electronic equipment 2310 and/or clothes Business device.Additionally, such as, server can include paying server 2320, token server (such as, token service provider) 2330 Or financial server (such as, publisher) 2340.Electronic equipment 2310 such as can include paying application (such as, purse application) 2312 and/or payment management device 2314.Paying server 2320 such as can include that payment services server 2322 and/or token please The person of asking or token requester server 2324.
According to the various embodiments of the disclosure, pay application 2312 and such as can include Samsung PayTMApplication.Paying should Payment relevant user interface (such as, user interface (user interface, UI) or Consumer's Experience such as can be provided with 2312 (user experience, UX)).Pay relevant UI and can include wallet UI/UX.Such as, pay application 2312 to provide and block note Volume, pay or conclude the business relevant UI.Such as, pay application 2312 such as can provide and character reader (such as, optical character reading Take device/identification (optical character reader/recognition, OCR)) or outside input (such as, user's input) Relevant interface.Such as can be by identifying and verify that (ID&V) provides user authentication relevant interface additionally, pay application 2312.
According to the various embodiments of the disclosure, pay application 2312 and can perform payment transaction.Such as, paying application 2312 can Payment function is provided a user with by simple payment, rapid payment or appointment application execution.User is available pays application 2312 perform payment function, and receive the information relevant to payment function.
According to the various embodiments of the disclosure, payment management device 2314 can include card company relevant information.Such as, pipe is paid Reason device 2314 can include card company software development kit (software development kit, SDK).
According to the various embodiments of the disclosure, paying server 2320 can include for paying by mails or the pipe of mobile payment Reason server.Paying server 2320 such as can receive payment related information from electronic equipment 2310, and by relevant for payment letter Breath is sent to outside or processes payment related information in paying server 2320.
According to the various embodiments of the disclosure, paying server 2320 may utilize payment services server 2322 and/or order Board requestor's server 2324 sends between electronic equipment 2310 and token server 2330/receive information.Payment services take Business device 2322 such as can include paying server 2320 (such as, Samsung paying server).Payment services server 2322 is such as Card information can be managed about service account or user account.Additionally, payment services server 2322 can include and pay application 2312 relevant API server.Additionally, payment services server 2322 such as can provide payment management module (such as, account collection Become or Samsung account is integrated).
According to the various embodiments of the disclosure, token requester server 2324 can provide for processing payment related information Interface.Such as, token requester server 2324 can perform the distribution of payment related information (such as, token), deletes or swash Live.Or, it can be functionally connected to payment management device 2314 and control to pay necessary information.
According to the various embodiments of the disclosure, the payment application 2312 in electronic equipment 2310 can be functionally connected to prop up Payment services server 2322 in pay server 2320.Such as, paying application 2312 can be to/from paying server 2320 Send/receive payment related information.According to embodiment of the disclosure, the payment management device 2314 in electronic equipment 2310 can be functional The token requester server 2324 that is connected in paying server 2320.Such as, payment management device 2314 can be to/from token Requestor's server 2324 sends/receives payment related information.
According to the various embodiments of the disclosure, token server 2330 can issue payment related information (such as, token) or Person's managing payment relevant information.Such as, token server 2330 can control the life cycle of token.This life cycle can include raw Become, revise or the deletion cycle.Additionally, token server 2330 such as can include token management server and can perform token and join If (provisioning), identifying and verify (ID&V), supplementing or life cycle management.Additionally, token server 2330 can be held The row information relevant to financial server integrated.
According to the various embodiments of the disclosure, paying server 2320 and/or token server 2330 can be located at identical or In similar region or be positioned in separate region.Such as, payment management device 2320 can be included in first server also And token server 2330 can be included in second server.Additionally, such as, payment management device 2320 and/or token service Device 2330 can be implemented separately in a server (such as, first server or second server).
According to the various embodiments of the disclosure, financial server 2340 can perform card distribution.Such as, financial server 2340 Issuing bank can be included.Additionally, financial server 2340 can generate information necessary to the payment being supplied to user.User Ke Li It is stored in electronic equipment 2310 with paying information necessary to the payment that application 2312 will generate from financial server 2340.This Outward, financial server 2340 can be functionally connected to token server 2330 and send to/from token server 2330/connect Revenue and expenditure pays necessary information.
Figure 24 is the block diagram that the various embodiments according to the disclosure illustrate the payment system for performing payment.
With reference to Figure 24, payment system can include electronic equipment 2410 (such as, electronic equipment 1801), paying server 2420 (such as, server 1806), TSP 2430 (such as, server 1806 or another server (not shown)) and POS 2440 (example As, electronic equipment 1802).According to embodiment of the disclosure, payment system can include at least one extra electronic equipment 2450 Or 2460.At least one additional electronic equipment can include wearable device 2450 (such as, intelligent watch) or accessory 2460 is (such as From LoopPayTMFob (fob) dummy device), it functionally (such as, communication) can be connected to electronic equipment 2410.Root According to embodiment of the disclosure, from LoopPayTMFob dummy device can include being connected to electronic equipment 2410 by mike Outside payment module.
According to embodiment of the disclosure, the operable payment function of electronic equipment 2410.Electronic equipment 2410 can set at electronics For accreditation card (such as, the credit card, such as MasterCard or Visa) in 2410 or paying server 2420.Except passing through electronics Beyond the card of equipment 2410 registration, paying server 2420 also can manage about by the user corresponding with electronic equipment 2410 The card registered of another electronic equipment (such as, electronic equipment 2450) or include registered by the electronic equipment of another user Other are stuck in the information of interior multiple accreditation cards.
According to embodiment of the disclosure, paying server 2420 can obtain from token service provider 2430 to be believed with accreditation card The token information that manner of breathing is corresponding, and token information is delivered to electronic equipment 2410.Paying server 2420 such as can include Payment services server or token requester server.Payment services server can manage the card information of user.Payment services take Business device can provide based on account and pay related service.Token requester server can be by asking from token service provider 2430 Necessary to delivery operation, token information obtains token information.
Token service provider 2430 can issue the token used during payment process.According to embodiment of the disclosure, Token could be for replacing the value of the primary account number (primary account number, PAN) as card information.According to these public affairs The embodiment opened, token may utilize bank identifier number (bank identification number, BIN) and generates.Additionally, generate Token can be encrypted by token service provider 2430, or generate token be sent in unencrypted state pay clothes After business device 2420, the token of generation can be paid for server 2420 and encrypt.Token information in encryption passes through paying server After 2420 are delivered to electronic equipment 2410, the token information of encryption can be decoded in electronic equipment 2410.According to these public affairs The embodiment opened, token can be generated from token service provider 2430 and encoded, and is delivered to electronic equipment 2410, and Without paying server 2420.According to embodiment of the disclosure, paying server 2420 can include token systematic function, and In the case, payment system can not use extra token service provider 2430.
Electronic equipment 2410 is such as available, and based on junction service (such as, bluetooth or Wi-Fi), functional connection is extremely At least one in a few other electronic equipment 2450 or 760 performs payment.According to embodiment of the disclosure, other electricity Subset 2450 can be wearable device (such as, intelligent watch), and in the case, electronic equipment 2410 can be by from order Board ISP 2430 delivers the token come and is delivered to wearable device.According to embodiment of the disclosure, other electronic equipments 250 can be that accessory is (such as, from LoopPayTMFob dummy device), and in the case, electronic equipment 2410 can It is functionally connected to this accessory (such as, from LoopPay by input/output interface 1850 (such as, earphone 1986)TM Fob dummy device).
Figure 25 is the hardware knot that the various embodiments according to the disclosure illustrate the electronic equipment for performing payment function The block diagram of structure.
With reference to Figure 25, according to embodiment of the disclosure, electronic equipment 2500 such as can include camera model 2501, acceleration Sensor 2503, gyrosensor 2505, biometric sensors 2507, MST module 2510, NFC module 2520, MST control Module 2530, NFC control module 2540, processor 2550 and memorizer 2560.Camera model 2501 can pay institute by catching Necessary card obtains card information.Camera model 2501 can be by card information (such as, the card public affairs of instruction on OCR identification of function card Department, card number, card Expiration Date or holder).Or, user may utilize input equipment (such as, the touch surface in electronic equipment 2500 Plate, a sensor, key, ultrasonic input equipment or mike input equipment) to the necessary card information of electronic equipment input.
According to embodiment of the disclosure, acceleration transducer 2503 or gyrosensor 2505 can obtain electricity at payment period The location status of subset 2500.The positional information of the electronic equipment 2500 (such as, electronic equipment 1801) obtained can be passed Give processor 2550 and processor 2550 can adjust from MST mould based on the location status of the electronic equipment 2500 obtained Block 2510 is sent to the intensity in the magnetic field of POS.When there being multiple coil antenna, the optional coil sky to be used of processor 2550 Line.According to embodiment of the disclosure, MST control module 2350 can include data reception module 2531 and output modular converter 2533.Data reception module 2531 can receive and be included payment information by what processor 2550 or security module (such as, eSE) sent The pulse signal of logic low high form.
Output modular converter 2533 can include being converted into necessary form so that the number that will be identified by data reception module 2531 According to the circuit being delivered to MST module 2510.This circuit can include the voltage for controlling to provide the two ends of MST module 2510 The H bridge in direction.H bridge can have the circuit structure utilizing four constructions of switch to connect with H-shaped formula.
According to embodiment of the disclosure, based on by camera model 2501 or input equipment, (such as, touch panel, pen pass Sensor etc.) card information that inputs, electronic equipment 2500 can be connect from card company/bank server by communication module (not shown) Receive the payment information (such as, track 1/2/3 or token information) that the magnetic stripe of magnetic card includes.Electronic equipment 2500 can will receive Payment information be stored in memorizer 2560 or extra security module (such as, eSE) with necessary form.
Figure 26 A, 26B and 26C are that the various embodiments according to the disclosure illustrate and at least one in multiple MST modules It is used in conjunction with hardware (H/W) block diagram of the inside of the electronic equipment of wireless short range communication.
With reference to Figure 26 A, electronic equipment 2600 can include MST data transmission unit 2610, MST control module 2630a, first Output unit 2650, power control unit 2620, wireless charging control module 2640 and the second output unit 2660.MST data Transmitting element 2610 can include that the first data reception module 2631, first exports modular converter the 2632, second data reception module 2633 and second export modular converter 2634.MST data transmission unit 2610 can deliver a signal to the first data reception module 2631 and second one of data reception module 2633 and corresponding signal can be defeated by the first output modular converter 2632 and second Go out modular converter 2634 change and pass through the first output unit 2650 or the second output unit 2660 sends.Second output unit 2660 may be connected to wireless charging control module 2650 and for wireless charging.Power control module 2620 can include in terminal Power management module 1995.According to embodiment of the disclosure, tool such as can be included with the first output 2650 corresponding MST modules There is the coil antenna of the inductance value of about 10uH.Wireless charging control module 2640 can include ac/dc (alternating Current/direct current, AC/DC) transducer or commutator.
With reference to Figure 26 B, electronic equipment 2600 can include MST data transmission unit 2610, MST/ wireless charging control module 2630b, power control unit the 2620, the oneth MST module 2671 and the 2nd MST module 2672.MST/ wireless charging control module 2630b can include MST driver 2635 and wireless charging driver 2641.MST driver 2635 can include data reception module 2637 and output modular converter 2638.Wireless charging controls driver 2641 can include AC/DC transducer or commutator.Electronics sets Standby 2600 can use at least one the MST module among multiple MST output unit 2671 and 2672 as wireless charging dedicated line Circle antenna.When the 2nd MST module 2672 is connected to wireless charging driver 2641 (such as, wireless as wireless charging module Charge coil antenna) operation time, switch unit can be disposed in further the 2nd MST module 2672 and MST driver 2635 it Between so as to be formed selectivity connect.
With reference to Figure 26 C, electronic equipment 2600 can include MST data transmission unit 2610, MST control module 2630c, first MST module the 2671, the 2nd MST module 2672, NFC module 2680, NFC control module 2681 and switching circuit 2682.As Figure 26 A Shown MST control module 2630a is such, and MST control module 2630c can include first data reception module the 2631, second number According to receiver module 2633 and output modular converter 2632 and 2634.2nd MST module 2672 can be selectively used for MST data and sends out Send or NFC data sends.When the 2nd MST module 2672 is used as NFC coil antenna, in order to adjust coil antenna the number of turn or Inductance value, the operable switching circuit of electronic equipment 2,600 2682.
Figure 27 is the execution ring that the various embodiments according to the disclosure illustrate the electronic equipment for performing payment function The block diagram of the program module performed in border.
With reference to Figure 27, the execution environment of electronic equipment 2700 such as can include REE 2710 and TEE 2720.
According to embodiment of the disclosure, in order to pay, such as, REE 2710 can include that paying application 2730 (such as, pays Application 2085), payment management device 2740 (such as, payment management device 2054) and kernel 2750 (such as, kernel 2020).According to this Disclosed embodiment, pays application 2730 and can include payment management module 2731, server link module 2733, authentication module 2735 and peripherals administration module 2737.
According to embodiment of the disclosure, payment management module 2731 can perform for card registration, card certification, card removal and prop up The operation paid.The card of the registrable user of payment management module 2731.Electronic equipment 2700 (such as, electronic equipment 1801) can receive Card registration request from user.Electronic equipment 2700 may utilize camera model and obtains card graphic.Payment management module 2731 can Card graphic is obtained by OCR module.Payment management module 2731 can be from user's receiving card information related information (such as, password, family Address, front yard, e-mail address, telephone number or account ID) or obtain card information relevant information from paying server 2420.
According to embodiment of the disclosure, payment management module 2731 can pass through display (such as, display 1860) to The card of family display registration.User can revise at least some information (such as, card title, home address, the phone number in accreditation card Code, pay number of attempt or whether receive payment announcement information).Payment management module 2731 can be handed over according to every card display Easily history.Payment management module 2731 can show the wearable device (such as, intelligent watch) being connected with electronic functionalities The card information of middle registration.
According to embodiment of the disclosure, payment management module 2731 may utilize accreditation card and performs delivery operation.User is optional One of multiple cards being selected as payment register.Electronic equipment 2700 can be taken POS1400 by user.Payment management module 2731 can be led to Cross display 1860 and show the product information (such as, price) come from POS 1400 delivery.Payment management module 2731 can be passed through Authentication module 2735 for paying performs user authentication (such as, finger print identifying).When certification completes, payment management module 2731 can show, by display 1860, the announcement information paid.
According to embodiment of the disclosure, electronic equipment 2700 may utilize at least one of MST module and NFC module to POS 1400 send payment information.In order to improve recognition rate, payment information is sent to by available MST module and NFC module POS 1400.Or, when utilizing MST module send payment information and pay failed, electronic equipment 2700 may utilize NFC mould Block sends payment information.Identify the failed method of payment can include connecing from POS 1400 or third party (such as, financial institution) Notified situation or exceed and specify situation about going by.Various embodiments are not limited to this order, and it is the most suitable Sequence is possible.
According to embodiment of the disclosure, electronic equipment 2700 can receive user and delete at least among the card of pre-registration The request of card.Payment management module 2731 can be deleted from memorizer 1830 and be blocked corresponding information with corresponding.Payment management mould Block 2731 can ask paying server 2420 to delete the information corresponding with this at least card.
According to embodiment of the disclosure, payment management module 2731 can determine that holder whether with user's phase of accreditation card With.Payment management module 2731 such as can include ID&V module.Payment management module 2731 can pass through SMS, Email, ARS Or call performs user authentication.Additionally, certification can by by the distribution of card exempted dealers should be for performing.By paying The card of management module 2731 registration can be used after authentication.
According to embodiment of the disclosure, payment management module 2731 can include OCR module.OCR module can obtain person writing Or the image of character that machine prints, and the image of character is converted into machine-readable character.Electronic equipment 2700 can The image of the card that user has is obtained by camera model.OCR module can by card graphic card on image, character or Numeral is converted into machine-readable character.OCR module can obtain card information (such as, card number, the use of user by the character after conversion Name in an account book or time expiry).Electronic equipment 2700 can register by performing card via the card information of OCR module acquisition user Journey.
According to embodiment of the disclosure, payment management module 2731 can be shown as paying the bar generated by display 1860 Code.Such as, payment management module 2731 can receive the order for generating bar code from POS 2440, utilizes bar code by this bar code Reader performs payment.Payment management module 2731 can generate bar code based on this order.
According to embodiment of the disclosure, server link module 2733 can provide from paying server 2420 or token service Person 2430 receives and pays related news, equipment related news or service related message.This can be disappeared by server link module 2733 Breath is delivered to payment management module 2731.
According to embodiment of the disclosure, server link module 2733 such as can include pushing management module and account management Module.Such as, when the message received from paying server 2420 be token be correlated with sending out notice form time, push management mould Block processes the message received, and when the message received is account-related information (such as, Samsung account), account management Module can process the message received.
According to embodiment of the disclosure, push management module and can calculate and process the propelling movement received from paying server 2420 Notice or PUSH message (such as, sending out notice or PUSH message) information.PUSH message can by payment management device 2740 or The trunk module 2741 that pays in 2054 is delivered to pay the server link module 2733 in application 2730, or can be by directly Connect and be delivered to pay application 2730.Deliver PUSH message can be delivered to payment management module 2731 at least partially, with More neocaine relevant information and synchronize with paying server 2420.
According to embodiment of the disclosure, paying server 2420 can include the account service for account executive relevant information Device or for providing the token requester server of payment related information.Account server and token requester server may utilize Extra equipment (such as, server 1806) realizes and is included within one device.
According to embodiment of the disclosure, the information pushing management module reception can include token as shown in table 1 With payment related information, such as power (authority) arrange (such as, token arranges), time-out (such as, token suspends), lose Abandon (such as, token is discarded), state switching (such as, token status change), excess issue (such as, token supplements) and payment to sentence Fixed (such as, Notice Of Transactions).
From/at least some of of electronic equipment relevant information, example can be included by the message of account management module transmission/reception As lost electronic equipment decision-making function (such as, lost devices, search my mobile device), remote power-off (such as, Telelock Locking/unlocking), membership qualification management (such as, loyalty/membership qualification card) and web-link function (such as, website portal is online).
Table 1
According to embodiment of the disclosure, pass through payment services when the token obtained by payment management module arranges ID&V information Device 2420 is successfully delivered external server, and when the token relevant information that delivers is effective, message " pushes token { id} shape State changes " can be received by server link module 2733 and be delivered to payment management module 2731.
According to embodiment of the disclosure, the card information obtained from the payment management module 2731 of electronic equipment 2700 is the most temporary (such as, token suspend) information of stopping the use pause instruction of paying server 2420 can be delivered to pay application 2730 so that The card being used for mobile payment can be arranged state and change over an inactive state from active state by payment application 2730.
According to embodiment of the disclosure, when electronic equipment 2700 is lost, paying server 2420 can be deleted or the most temporary Stop all token information relevant to electronic equipment 2700 being stored in paying server 2420.Paying server 2420 can be sent out Send PUSH message to apply the 2730 Tong Bu information being deleted or suspend with paying.Such as, paying server 2420 can pass through Pay trunk module 2731 or server link module 2733 (such as, pushing management module and account management module) should to payment Deliver with 2730 and synchronize necessary information.
The content of the propelling movement API that reference table 2, electronic equipment and payment trunk module 2731 are supported can be according to paying relaying Module 2731 divides and is implemented separately.
Table 2
API Describe Type Confirmation
device.push Comprise propelling movement platform Json Required
device.push.spp.id Samsung pushes Id. Character string Required
device.push.gcm.id Google pushes Id. Character string Optional
According to embodiment of the disclosure, account management module can by the such as user that exchanges with paying server 2420 only The information of one identifier (such as, Samsung account id or equipment id), card or membership qualification etc is delivered to pay application 2730, and And payment application 2730 can manage the information received.User identifier can include that user subscribes (subscribed) account, electricity Subset is correlated with unique identifier (such as, MAC Address, the International Mobile Equipment Identity of door account or electronic equipment (international mobile equipment identity, IMEI), serial number, universal unique identifier (universally unique identifier, UUID) or ID), in order to manage several companies card (such as, Visa or MasterCard).It addition, unique identifier can be to be generated and from paying server from paying server 2420 by account 2420 values received.
Account management module may utilize the account of user or the registration of electronic equipment identifier management card, add, delete, multiple This registration, use suspend or use and recover.Even if additionally, when importing/derive card letter between electronic equipment and wearable device During breath, it is possible to based on the account generated or electronic equipment identifier manage card registration, add, delete, duplicate registration judgement, Use to suspend or use and recover.
Now, about management method based on account, owing to multiple electronic equipments or multiple of an account are shared in management User, it is possible to use the specific unique account of electronic equipment (such as, Samsung account) or an available account integral tube Manage multiple electronic equipment.
According to embodiment of the disclosure, by optical character recognition module (such as, the OCR mould of payment management module 2731 Block) generate about first card (such as, Visa) and second card (such as, MasterCard) information can based on user registration The account (such as, registration02@samsung.com) generated during Samsung account is registered.Now, the information of registration can Synchronize with paying server 2420 based on the account generated.
According to embodiment of the disclosure, the Membership Information generated by bar code interface can register Samsung based on user The account (such as, registration02@samsung.com) generated during account registers the first card (such as, Samsung integration Card) and the second card (such as, CJ membership qualification accumulating card).The information of registration can be based on the account generated and paying server 2420 Synchronize.
Additionally, user can determine active/an inactive state of card based on account after signing in in payment application, and And utilize payment management module 2731 active/an inactive state of card based on account is delivered to paying server 2320 or 2420, and on the other hand, can manage on server admin webpage (such as, server door) and switch card based on account State.
Additionally, account management module can manage card information (such as, Visa card ID&V) and member's money in linkage with server Lattice information (such as, CJ membership qualification integration and registration001@Cj.com), they are with service account (such as, Registration01@samsung.com) relevant.Membership Information's linkage is in payment processes information (such as, amount paid) Automatically save bit by bit at card payment period with membership qualification cumulative information (such as, integration, mileage etc.) or deduct.
Once it is mounted with to include that the payment application of account management module, account management method are just supported and existing accreditation card The all or part of state that arranges only logs in a user account or logins process at any equipment the most in linkage Use and pay application.Additionally, account management method can reduce extra verification process, because having relatively low certification safety The Membership Information of rank registers based on account and links.
According to embodiment of the disclosure, authentication module 2735 can by display 1860 display for for pay perform card or The UI of the certification of user.Authentication module such as can include biometric information module.
According to embodiment of the disclosure, biometric information module can obtain the biometric information of user.The life of user Thing metrical information such as can include fingerprint, iris, face image, voice, heart rate or blood pressure information.Electronic equipment can be by sensing Device module obtains the biometric information of user.Such as, electronic equipment can obtain the finger print information of user by fingerprint sensor. Or, electronic equipment can obtain the iris information of user by camera model.Biometric information module can pass through display 1860 displays are for obtaining the UI of the biometric information of user.
According to embodiment of the disclosure, when user attempts utilizing the card information process of registration in electronic equipment to pay, raw Thing metrical information module can perform certification so that from safe storage (such as, the eSE or from peace being connected with electronic functionalities The addressable memorizer of full ambient engine) obtain secure data (such as, token).Electronic equipment can be obtained by biometric information module Obtain the biometric information (such as, fingerprint or iris) of user for user authentication.The biometric information obtained can quilt It is delivered to the biometric information management module 2743 of payment management device 2740.According to embodiment of the disclosure, safe storage Can be with the memorizer of the key storage data encrypted.
According to embodiment of the disclosure, when user processes E-Payment on internet web page, biometric information mould The available card information registered in the electronic device of block 2743 and biometric information process and pay.User can perform certification so that From the memorizer being connected with electronic functionalities or security module (such as, eSE or from the addressable memorizer of security context) Obtain secure data (such as, token).When user authentication is successfully in progress, electronic equipment can be by the authentication information of progress with outside Server be linked to provide fast automatic certification (such as, quick identity is online (fast identity online, FIDO), And without the electronic payment process on extra internet web page.Such as, electronic equipment can be by by necessary to on-line payment Verification process and biometric information module 2743 are linked and process rapid authentication.
According to embodiment of the disclosure, electronic equipment may specify the fingerprint of user and for the card paid.Such as, utilization is worked as When fingerprint performs certification in paying application, user can be that Visa specifies hand thumb and specifies right hand food for MasterCard Refer to, and electronic equipment 2700 can classify information type according to user authentication, and utilize associated card based on this support Pay.
According to embodiment of the disclosure, peripherals administration module 2737 can manage outside being connected with electronic functionalities Portion's equipment.Peripherals administration module 2737 can include MST peripheral module and wearable device module.
According to embodiment of the disclosure, MST peripheral module can determine that at MST accessory (such as, from LoopPayTM's Fob dummy device) and electronic equipment between whether wire/wireless connect, and provide the UI being suitable for user based on this.When When being connected to MST accessory, the exportable information relevant to the progress of card registration, deletion or payment process of UI.Join when being connected to MST During part, MST peripheral module can store the necessary various cards of payment in the extra memory of electronic equipment or MST accessory Information.This allow that electronic equipment or MST accessory are independently processed from when electronic equipment is not attached to MST accessory paying.
Wearable device module can determine that at wearable device (such as, wrist-watch, headband receiver, glasses or ring) and electricity Whether there are wired/wireless connections between subset and the UI being suitable for user is provided based on this.Wire/wireless connects and can wrap Include various interface connect, such as bluetooth, BLE, Wi-Fi, ZigBee or Z-wave and can by application particular accessories agreement (example As, Samsung accessory agreement (Samsung accessory protocol, SAP)) realize.When being connected to wearable device Time, the exportable registration to card of UI, delete or pay the information that execution process is relevant.In card registration, delete or pay execution process Period, the exportable session based on short distance whether established with wearable device of wearable device module, send/receive electronics User input values on equipment or wearable device and show transmission/reception result.It is necessary that user's input can include paying institute Various card informations and Additional Verification information (such as, PIN, user's unique patterns related data, fingerprint recognition phase in addition Close data and the frame unit of wearable device or the touch input value of display 1860).
According to embodiment of the disclosure, electronic equipment can share a payment information with wearable device or accessory.Such as, Information about a Visa card can be stored in wearable device and electronic equipment.According to embodiment of the disclosure, Electronic equipment can store the different cards information generated from a card information in each of wearable device and accessory.Such as, One from the different tokens of a Visa card information distribution can be stored in electronic equipment and another one can be stored In wearable device.According to embodiment of the disclosure, when the one in the different tokens from a card information distribution is stored In the electronic device and time another one is stored in accessory or wearable device, along with the payment module of an equipment is swashed Living, the payment module of another equipment can be deactivated.Such as, as in the different tokens from a Visa card information distribution When person is stored in electronic equipment and another one is stored in accessory or wearable device, set by wearable along with paying Standby process, the payment of electronic equipment can be deactivated.It addition, when payment is processed by electronic equipment, propping up of wearable device Pay and can be deactivated.
According to embodiment of the disclosure, payment management device 2740 such as can include paying trunk module 2741, biometric Information management module 2743 and security context trunk module 2746.According to the various embodiments of the disclosure, pay trunk module Card or the card information corresponding with card (such as, token) can be relayed to pay application, kernel or paying server by 2741 2420.Pay trunk module 2741 and can pass through communication module (such as, NFC module and MST module) process offline electronic payment.Use The method of payment of NFC can be performed by POS and use the method for payment of MST can be inputted by user and perform.Additionally, in Zhi Fuing The module that continues 2741 can be passed through communication module (such as, cellular module, RF module, Wi-Fi module etc.) and process on-line payment.
According to embodiment of the disclosure, pay trunk module 2741 and can manage card or the information corresponding with card (such as, Token) state (such as, management card/token life cycle).Pay trunk module 2741 can to pay application 2730 offer with Pay at least one relevant API.
According to embodiment of the disclosure, payment trunk module 2741 may also include that and paid by with at least one for offer The system service interface of the interface that relevant system service provides, for accessing the payment services of payment module, complete for kernel Integrity Measure Architecture (the Trustzone-based integrity based on Trustzone of good property certification Measurement architecture, TIMA), fingerprint recognition result checks and (such as, supports secure and non-secure pattern two Person) and for main identification number (primary identification number, PIN) or the safe UI of PAN.Pay relaying mould Block 2741 can include encryption library so that message or instruction are delivered to TEE 2720.Pay trunk module 2741 and can pass through encryption library Message or instruction is exchanged with TEE 2720.
According to embodiment of the disclosure, pay trunk module 2741 and can process for providing as general card management function The card management function of the function that card adds, deletes and updates.Pay trunk module 2741 and can include the first payment SDK or second Pay SDK.First pays SDK (such as, Samsung SDK) can embed in the electronic device.Second pays SDK can be from card exempted dealers There is provided, and may be installed on electronic equipment.Pay trunk module 2741 and may utilize the first payment SDK or second payment SDK root Select to pay SDK accordingly according to card information.Additionally, pay trunk module 2741 can arrange acquiescence card or in addition to acquiescence card Another card.
According to embodiment of the disclosure, as general token and key management functions, paying trunk module 2741 can be to propping up Pay server 2320 or 2420 sends initial power and arranges (such as, token arrange), excess issue (such as, token supplements), temporarily Stop (such as, token suspends), recover (such as, token recovers) and abandon the message of (such as, token is discarded).
According to embodiment of the disclosure, payment module 2721 can obtain order from another electronic equipment of electronic equipment or outside Board and token password.For generate token and token password key (such as, limit use key (limited used key, LUK) or be intended for single use key) can be stored in REE 2710 or TEE2720.It addition, when token and key are stored in REE Time in 2710, the payment module of TEE 2720 may utilize key (such as, equipment root key (the device root of TEE 2720 Key, DRK)) encrypt or store them.When electronic equipment processes and pays, pay trunk module 2741 and can pass through payment module The token of encryption is obtained in decrypted state.When the key or token for generating token password is stored in TEE 2720 Time, electronic equipment may utilize the key of TEE 2720 and stores key or token in an encrypted form.
According to embodiment of the disclosure, paying trunk module 2741 can receive PUSH message from TSP 2430 and this be pushed away Message is sent to be delivered to pay application 2730.
According to embodiment of the disclosure, provide from token management when (providing from card exempted dealers) first pays SDK During function, when receiving the request of token management function, pay trunk module 2741 and can also include for this function is relayed to Second function paying SDK.Such as, the SDK utilizing Visa card obtains the payment trunk module of token or key can be by this key Or token is delivered to the payment module in TEE 2720.According to embodiment of the disclosure, pay trunk module 2741 and paying frame Can also include host card copying on frame, there is no extra hardware device (such as, safe mould for permission at payment period Block or SE) in the case of use virtual card in the electronic device.HCE function may utilize (such as, the application of POS related news standard Protocol Data Unit (application protocol data unit, APDU)) delivered by communication module (such as, NFC) Token and token password.
According to embodiment of the disclosure, pay trunk module 2741 and can include the merit for processing the message received from POS Energy.POS related news process function and can include for managing payment data to respond to the function of POS.POS related news are explained Function may also include and POS related news is relayed to for paying first when SDK provides and processes function from POS related news One function paying SDK.According to embodiment of the disclosure, pay trunk module 2741 and can include for storing card data, token At least one data base of data or transaction data.
According to embodiment of the disclosure, pay the method for payment of the optional NFC of use of trunk module 2741 and use MST's One of method of payment.Such as, pay trunk module 2741 and may select one below: then utilize first with NFC MST to perform to prop up The method paid, then utilizes first with MST NFC to perform the method paid, and utilizes NFC and MST to perform payment Method.According to embodiment of the disclosure, after then performing to pay by another communication module by a communication module, as Fruit to the response of the result from this communication module that payment is first carried out or going by of specifying, does not then pay Trunk module 2741 can perform payment by another communication module.
According to embodiment of the disclosure, when having token and PAN both information for a card, pay trunk module At least one of the 2741 available information having performs payment.Pay trunk module 2741 to can be determined whether to utilize PAN or order Board completes to pay at POS.Such as, electronic equipment can be received by BLE and pays available information and pay trunk module 2741 Can determine that this information.When paying possibly also with token based on the information confirmed, pay the available order of trunk module 2741 Board performs payment, and when paying possibly also with PAN, payment trunk module 2741 may utilize PAN and performs payment.
According to embodiment of the disclosure, pay trunk module 2741 and the SDK provided from payment network is provided.SDK can Process or token/card data base including token management, POS related news.
According to embodiment of the disclosure, security context trunk module 2746 can also include for performing relaying to allow to pay Message reference biometric information Drive Module 2751 or security context Drive Module 2753 are to use from payment module 2721 or the function of function that provides of biometric information module 2725.Pay trunk module 2741 and can include encryption library so that will Message or instruction are delivered to security context trunk module 2746.Paying trunk module 2741 can be by encryption library and security context The module that continues 2746 exchanges message or instruction.
According to the various embodiments of the disclosure, payment management device 2740 can also include being attached to allow in paying application The security context trunk module 2746 of the function of the secure identifier processing module in use TEE 2720.
According to embodiment of the disclosure, pay trunk module 2741 and can include for certification request is applied by payment The function of the secure identifier processing module 2723 that the PIN of 2730 inputs and is relayed in TEE 2720.
It is normally applied and can be success or failure according to fingerprint recognition request acquisition fingerprint recognition.Secure payment application (example As, pay credible app) security-biometric result (such as, security fingerprint result) can be obtained.Security-biometric result can be led to Cross combine disposable random number and it be success or failure and be in encrypted form.Disposable random number can pass through hardware keys (such as, DRK) encrypts.
According to embodiment of the disclosure, paying trunk module 2741 can be by security context Drive Module 2753 to payment Module 2721 delivers and is used for the message of payment processes to perform payment.Payment module 2721 can pass through security context driver mould It is necessary that block 2753 notice pays trunk module 2741 authentication operation.Paying trunk module 2714 can be to biometric sensors 1940I sends instruction to obtain raw by biometric information management module 2743 and biometric information Drive Module 2741 Thing metrical information, for authentication operation.It addition, pay trunk module 2714 can manage module 2743 by biometric information The biometric information module 2725 certification decision message being delivered in TEE 2720 with security context Drive Module 2753.
Biometric sensors 1940I can the biometric information module 2725 from TEE 2720 obtain.Biometric Information module 2725 can be judged by the biometric information comparing user and the information obtained from biometric sensors No there is same subscriber.Based on the information confirmed, biometric information module 2725 can pass through security context Drive Module Whether the biometric information of user and the information that obtains from biometric sensors are obtained certification by 2753 is delivered to biometer Amount information management module 2743, and biometric information management module 2743 can be by the biometric information of user with from biology The information that gage probe obtains is delivered to pay trunk module 2741.Pay trunk module 2741 and biometric information management Module 2743 can be configured to a module or can be configured to separate module.
According to embodiment of the disclosure, pay trunk module 2741 and can perform certification by external equipment.Such as, electronics sets Standby 2700 can ask about biometer from paying server 2420 (such as, Samsung account server or token requester server) The certification of amount information (such as, fingerprint or iris).Paying server 2420 can perform recognizing of the biometric information about user Corresponding result is also delivered to electronic equipment 2700 by card.When certification completes, pay trunk module 2741 can by include about The data of the information that certification completes are delivered to token service provider, and perform token arranging process.It addition, when according to certification When result certification completes, electronic equipment can perform payment, and if certification is not fully complete or does not carries out, then can not perform payment.
According to embodiment of the disclosure, kernel 2750 such as can include biometric information Drive Module 2751 and safety Environment Drive Module 2753.Biometric information Drive Module 2751 can be the biometric from payment management device 2740 Information management module 2743 delivers the message come and is delivered to biometric sensors 1940I.Obtain from biometric sensors Biometric information can not be delivered to the module in REE2710, but the biometric can being delivered in TEE 2720 is believed Breath module 2725.
According to embodiment of the disclosure, security context Drive Module 2753 may act as information from REE 2710 Module be delivered to the interface of the module in TEE 2720.Such as, in an embodiment as TEE'sIn the case of, when dividing, by the time, the operation performing REE and TEE, application processor is with regard to hardware Speech can realize extra data path for message is delivered to TEE from REE.In the case, for accessing this hardware Drive Module can be security context Drive Module 2753.Security context Drive Module 2753 can be by about in TEE The message of the operation of module is delivered to the module in REE.
According to embodiment of the disclosure, TEE 2720 can include payment module 2721, secure identifier processing module 2723, Biometric information module 2725 and MST Drive Module 272.Electronic equipment 2401 can be would be required to relatively by TEE 2720 The data of high security are stored in security context, and perform associative operation.About TEE 2720, in the application of electronic equipment The reliable TEE operated on processor and determine during the manufacture process of electronic equipment can refer to the place of safety in electronic equipment Territory.Electronic equipment can operate the data requiring of a relatively high safety based on secure hardware structure by TEE.TEE 2720 can Application processor and memory area are divided into general area and safety zone and operate them.It addition, TEE 2720 can permit Permitted to require that the software of safety or hardware only operate in safety zone.When electronic equipment is required that execution is relevant to sensitive information Operation time, electronic equipment only can access TEE 2720 by API addressable for TEE 2720 and driver. TEE 2720 can transfer the restricted data about relevant information to REE.TEE 2720 can pass through hardware keys (such as, DRK) Data encryption to storage inside.Without extra decrypting process, then can not explain the number in TEE 2720 in REE According to.
About TEE 2720, the application (such as, safety applications (such as, trusted application) or payment module) in TEE can be by Another electronic equipment (such as, token service provider 243) that message is delivered to outside electronic equipment.
According to embodiment of the disclosure, TEE 2720 can include credible OS and safety applications (such as, trusted application).Separately Outward, TEE 2720 can include safety-related encrypting module and for the driver from the hardware acquisition data requiring safety.Peace Full application (such as, trusted application) can include payment module.It addition, payment information can be delivered to outside by communication module. Such as, payment information can be sent to MST controller by MST driver or be sent to NFC control by NFC driver Device, in order to be sent to POS.
According to embodiment of the disclosure, it is determined whether provide the integrity about REE 2710.Electronic equipment is storable in Whether TEE 2720 provides the integrity of mirror image (image) in REE.In the case of the REE supporting TEE starts, when holding During row start-up loading device, the order of startup can be first to start TEE, then starts REE.If TEE is activated, then in TEE The integrity information of REE can be determined and be supplied to user after REE starts.According to embodiment of the disclosure, if REE Mirror image damaged by hacker's behavior or route, then judge in integrity problematic.If problematic in integrity, then may be used Do not access TEE.Such as, when pay trunk module 2741 security context pass through Drive Module 2753 to TEE delivery message or During instruction, kernel this message negligible in TEE or instruction, or refuse information reception.
According to embodiment of the disclosure, payment module 2721 can be from bank or card company (such as, Visa or MasterCard) application installed.Payment module 2721 can be at least one.When the user of electronic equipment utilizes payment management Module 2731 is via internet access paying server 2420 (such as, Mobile solution platform, payment gateway, token requester, order Board ISP, trusted service manager or bank server) or token service provider 243 and be recognized installation pay During module 2721, token service provider 2430 can perform to install associative operation.Such as, payment management module 2731 can pass through warp Card number and time expiry information by OCR acquisition plastic clip perform the card note for installing payment module 2721 on the server Volume operation.By relaying via the payment of the link information according to card/banking company with each token service provider 2430 Module 2741 is connected with the token service provider 2430 in network after ground connection reception installation file, pays trunk module 2741 can install payment module 2721 by this information is delivered to TEE.This process is referred to alternatively as arranging process or card note Volume process.Payment module 2721 in TEE can be several modules.Each payment module can not exchange data also in TEE And can be configured to the form separated.
According to embodiment of the disclosure, payment module 2721 could be for the data communication with paying server 2420 Application.Payment module can include about the credit card, debit card and the information of membership qualification card.Payment module can be by encryption with another One external electronic device exchange communication.Ciphering process can change according to the card maker delivering payment module.Server is controlled The state of payment module processed.Such as, server can activate, suspends temporarily, recovers or delete payment module.
According to embodiment of the disclosure, payment module 2721 can store the information relevant to card information.Such as, it can be At least one in the following: the token corresponding with card information (such as, PAN), token with reference to ID, PAN a part, PAN product IDs, token requester ID, token guarantee rank, token guarantee data, the time expiry of token, encryption key and from The value (such as, one-time password (OPT)) that token service provider 2430 provides.Token can be by token service provider 2430 The control of state.Such as, token can be activated, suspends temporarily, recovers or delete.Token can be to correspond essentially to card information The static information of (such as, PAN).
According to embodiment of the disclosure, when performing to pay, payment module 2721 can determine that the card for paying.Such as, The corresponding payment module of card selected with user can be come at least one payment management module 2731 in selection according to user Determine.The card determined can be delivered to pay trunk module 2741 by payment management module.Pay trunk module and can pass through safety collar The card information determined is delivered to payment module 2721 by border Drive Module 2753.Payment module can manage use in the information of holding List in the card of actual delivery.Card information determined by based on, thus it is possible to vary for the list of the card of actual delivery.This change Can be relative to determined by card information improve the priority in card list or delete except determined by addition to card information The method of other card informations.
According to embodiment of the disclosure, when performing to pay, based on card information relevant information, payment module can create and be used for The information paid.As shown in table 3 can be that token, token are with reference to a part of ID, PAN, PAN product for the information paid Product ID, token requester ID, token guarantee rank, token guarantee data, the time expiry of token, token password, POS enter mould Formula and token requester designator.
Table 3
According to embodiment of the disclosure, payment module 2721 can pass through token service provider 2430 or paying server 2420 (such as, payment services server or token requester server) receives for generating the key of token password (such as, LUK or be intended for single use key).Key can be received by data network or SMS.
Key can be exchanged between electronic equipment and token service provider 2430 by safe lane.This safe lane can Being that the data exchanged by additional keys in addition to this key (such as, using PKI and the method for private key) are carried out The logic channel of encryption.It addition, this safe lane can include generating for the key of generation token password in payment module Module.Electronic equipment can receive the module for generating key by token service provider 2430 or paying server 2420. Or, key can be included during the manufacture process of electronic equipment.
According to embodiment of the disclosure, the key that payment module may utilize for generating token password (such as, limits use Key or the key that is intended for single use) generate token password.Payment module can be concluded the business according to certain rule the most every time, The transaction of specific times, the transaction in certain time etc., use different keys.Token service provider 2430 can have Key with above-mentioned key pair.The token password of encryption can be carried out by token service provider 2430 by above-mentioned double secret key Decoding.
According to embodiment of the disclosure, payment module 2721 may utilize for the key generating token password to generate token Password.Further describe and provide below with reference to Figure 29.
According to embodiment of the disclosure, when performing to pay, electronic equipment 2700 can pay processing in paying application Message be delivered to pay trunk module 2741.Pay trunk module 2741 and can determine that utilizing MST or NFC to process props up Pay.When being processed payment by MST, information necessary to payment process (such as, token, token password, one of PAN information Point, token time expiry etc.) can be obtained by the payment module from TEE, and the MST driver mould being delivered in TEE Block 2727.This information can be delivered to MST controller by MST Drive Module 2727.MST controller can send this information for Payment process.
According to embodiment of the disclosure, when being processed payment by NFC, electronic equipment 2700 can be by necessary for payment process institute The NFC Drive Module that is sent in TEE of information.Information necessary to payment process can be delivered to by NFC Drive Module NFC controller.NFC controller can perform payment based on this information.
According to embodiment of the disclosure, in the case of being processed payment by NFC, when delivering, from POS, the message specified, Electronic equipment 2700 can perform payment.Such as, detected by NFC module when message and this message specified from POS delivery Time, NFC controller can deliver it to NFC Drive Module.NFC Drive Module can notify the payment trunk module in REE 2741 have delivered message from POS.Pay trunk module 2741 can generate for performing the token password paid.Token password can Utilize the key for generating token password (such as, limiting the key used or the key being intended for single use) payment from TEE Module 2721 generates.The token password generated can be delivered to REE.Pay trunk module 2741 and can pass through mixed-media network modules mixed-media (example As, NFC associated host card emulates) deliver and include token and the payment related information of token password.Mixed-media network modules mixed-media can pass through NFC mould Payment related information is delivered to POS by block.
According to embodiment of the disclosure, payment module 1821 can deliver to external electronic device and include that token, token expire Time limit, token requester ID and the information of token password.Such as, payment module 1821 can be by MST communication module by disbursement letter Breath is delivered to POS 2450.It addition, payment information can be delivered to POS by NFC communication module by payment module 1821.
According to embodiment of the disclosure, payment module 1821 can send/receive appointment to/from POS during delivery operation Information.In the case of NFC, payment module 1821 can perform delivery operation by first receiving information from POS.At MST In the case of, the algorithm in clearly input based on user or electronic equipment is relevant with the payment of token password including token Information may be sent to that POS.
According to embodiment of the disclosure, biometric information module 2725 can store the biology of the user using electronic equipment Metrical information, and by by biometric information compared with the information received from biometric sensors, can certification user. Biometric information module 2725 can include finger print information module and iris information module.Biometric information module can be from biology Gage probe 1940I gather information.On display 1860, show that content carrys out the biometric of certification user when paying to apply During information, user can deliver biometric information by biometric sensors.The authentication module paying application can be by biology Metrical information management module delivers the message for collecting biometric information to biometric information Drive Module 2751.Raw This message can be delivered to biometric sensors by thing metrical information Drive Module 2751.Biometric sensors can collect life Thing metrical information and biometric information is delivered to TEE.Biometric information module in TEE can be by REE Security context Drive Module and biometric information management module are the user in the biometric information that will deliver with storage Biometric information compare after its whether obtain certification be delivered to pay application authentication module.Paying application can be aobvious Show and on device, show whether it obtains certification.The biometric information of user can be stored in TEE, or is stored in encrypted state In REE, or it is stored in security module 236 (such as, eSE).
According to embodiment of the disclosure, secure identifier processing module 2723 can input acquisition from electronic equipment by user Necessary or relate to the input value paying relevant authentication.Such as, the person identifier during this input value can be payment process Number.It addition, this input value can be card relevant information.Such as, this input value can be main account number, Expiration Date or card checking Value (card verification valu, CVV).It addition, this input value can be chip PIN or ATM PIN.Can be with application Form provides secure identifier processing module 2723.The application institute describing secure identifier processing module 2723 on screen is necessary Shape library can be stored in TEE 2720.The shape library being stored in TEE 2720 may differ from REE2710.Safety The input value of the available such as PIN etc of identifier processing module 2723 performs user authentication, and by paying trunk module User authentication result is delivered to payment management module 2731 by 2741.According to embodiment of the disclosure, secure identifier processes mould Block 2723 can by security context Drive Module 2753 receive from security context trunk module 2746 deliver come disposable with Machine number (such as, random number (nonce)).Secure identifier processing module 2723 may utilize encryption key in TEE (such as, if Standby root key) to inputting the input value and disposable random number encryption obtained from user and the information of encryption being delivered to safety Environment trunk module 2746.Security context trunk module 2746 can be by security context Drive Module 2753 by the input of encryption Value and disposable random number are delivered to payment module 2721.Payment module 2721 may utilize the hardware keys in TEE to input value Decode with disposable random number.The available value generated of payment module 2721 identical with the value of the disposable random number received this One fact judges that the input value delivered by REE is intact.Intact based on input value, payment module 2721 can be by input Value performs user authentication.Payment module 2721 can perform payment by user authentication.According to embodiment of the disclosure, factory resets It it is the operation for the Software Mirroring of electronic equipment being returned to the state that electronic equipment is delivered from existing factory.This operation can be by The clearly operation of user by should be used for perform.It addition, under the specified conditions (such as, it is determined that system is by hack), prison Can be by judging that hacker's behavior performs factory and resets depending on module.In the case of performing this operation, set owing to being stored in electronics Data in Bei are reset, so the payment related information of user also can be reset.Payment related information can be stored in payment In server 2420.When user is based on account access paying server 2420, electronic equipment 2700 can be based on paying relevant letter Breath performs card registration and for installing the operation of payment module.When reset, storage payment correlation module in the electronic device The ISP 2430 that gives token can be notified, in order to deactivation by paying server 2420.Net when electronic equipment When network is deactivated, notice operation can not be performed.In the case, after performing factory and resetting, electronic equipment can be based on Account access paying server 2420.Electronic equipment 2700 can determine Pre-Valid PIAC list by paying server 2420, and The card module of deactivation electronic equipment of pre-registration in token service provider 2430 or token.It addition, based on paying clothes The card list of business device 2420, electronic equipment can receive payment module or token by again performing card registration.
Figure 28 A, 28B, 28C, 28D, 28E, 28F, 28G, 28H, 28I and 28J illustrate according to the various embodiments of the disclosure The payment user interface of electronic equipment.
With reference to Figure 28 A, 28B, 28C, 28D, 28E, 28F, 28G, 28H, 28I and 28J, according to embodiment of the disclosure, electricity Subset 2800 can perform to pay application by receiving user's input.Such as, as shown in Figure 28 A and 28B, when setting from electronics The lower end frame region of standby 2800 towards the sliding user swept of display direction input generation time, electronic equipment 2800 can perform to pay should With (such as, Samsung pays).Inputting in response to this user, electronic equipment 2800 can be shown by display 2860 as shown in fig. 28 c Show at least one card 2810 among the card of pre-registration in electronic equipment 2800.
According to embodiment of the disclosure, electronic equipment 2800 can by receive user input select multiple Pre-Valid PIACs it In to be used for pay card.Such as, electronic equipment 2800 can support the use by rolling to left/right as shown in Figure 28 D or 28E Family input selects the card being used for paying among multiple cards.Or, electronic equipment 2800 as shown in Figure 28 F can with card 2810 Adjacent region shows the parts of images 2820 relevant to another card, and supports behaviour when parts of images 2820 is chosen Make the card corresponding with selected image.
Electronic equipment 2800 can ask certification for the payment of Selected Card to user as shown in Figure 28 G.Authenticating party rule As the biometric information of user can be used.Such as, electronic equipment can be by the fingerprint via finger print detecting module scanning user Perform delivery operation.When payment is underway or when awaiting orders, electronic equipment 2800 can be at display 2860 as shown in Figure 28 H Upper display card 2810.When paying cancellation event (such as, sweep event or back spacer event for removing the cunning of card 2810) generation, As shown in Figure 28 I, electronic equipment 2800 can remove card 2810 from display 2860.Along with card 2810 is removed, electronic equipment 2800 as shown in Figure 28 J the exportable screen eliminating card 2810.
Figure 29 illustrates token method for generating cipher code according to the various embodiments of the disclosure.
With reference to Figure 29, according to embodiment of the disclosure, payment module (such as, payment module 2721) may utilize for generating The key of token password generates token password.Payment module can be concluded the business according to certain rule the most every time, specific times Transaction in transaction, certain time etc., uses different keys.Token service provider 2430 can have and above-mentioned key The key of pairing.The token password of encryption can be decoded by token service provider 2430 by above-mentioned double secret key.
When payment module utilizes keygen token password, the data encrypted by key and crypto engine can be according to encryption Method (such as, Advanced Encryption Standard (advanced encryption standard, AES), temporary key integrity agreement (temporal key integrity protocol, TKIP) etc.) and change.
Figure 30 illustrates payment system according to the various embodiments of the disclosure.
With reference to Figure 30, according to the various embodiments of the disclosure, payment system 3000 such as can include electronic equipment 3010 and/ Or external equipment 3020 (such as, server).Electronic equipment 3010 such as can include TEE 3030 and/or REE 3040.Outside Equipment 3020 such as can include server, and this server such as can include paying server 3050 and/or token server 3060.Paying server 3050 such as can include payment services server 3052 or token requester server 3054.
According to the various embodiments of the disclosure, TEE 3030 can include the security system relevant to electronic equipment 3010.Example As, electronic equipment 3010 can by utilize TEE 3030 for external request, revise or input relevant control and protect TEE 3030 information including or storing.
According to embodiment of the disclosure, TEE 3030 such as can include that safety strengthens program module.Such as, TEE is utilized The usual world can be made a distinction by 3030 with safer world.The generally world is referred to alternatively as REE3040.Additionally, TEE 3030 is such as Can perform to apply reliably or managing encrypted information.Such as, the information of encryption can include token or key information.
According to embodiment of the disclosure, TEE 3030 can protect the information of encryption for the external world.Token or key information Can be used for card information is encrypted.Such as, when card information being supplied to the equipment for paying, about token or key information, Can being changed and provide at least partially rather than directly card information is supplied to the equipment for paying of card information.Changing When becoming card information, token or key information can be used.Key such as can obtain from the ISP providing payment services.This Outward, key can be by electronic equipment 3010 or server admin.According to embodiment of the disclosure, TEE 3030 can include safety applications 3032 (such as, trusted application).TEE 3030 such as can provide safety applications 3032 the most executable environment.
According to the various embodiments of the disclosure, safety applications 3032 such as can include the card company included with TEE 3030 Relevant information.The information relevant to card company such as can include that the application relevant with card company and this application can be with packages Form provides.Package form can provide as SDK.
According to the various embodiments of the disclosure, safety applications 3032 such as can include application or applet, and it is in example It is necessary when safety enhancing formula as such in TEE 3030 performs.Additionally, safety applications 3032 such as can include encryption Correlation function.Such as, safety applications 3032 can perform and pay relevant password and generate, revise or delete function.
According to the various embodiments of the disclosure, REE 3040 can include application layer.Such as, REE 3040 can include application And/or framework.Different from TEE 3030, REE 3040 can allow from extraneous access and/or control.REE 3040 such as may be used Including paying application (such as, purse application) 3042 and/or payment management device 3044.Paying application 3042 can be such as to use Pay paying of application 3042 and perform interface, OCR or the function of identification.Such as can perform additionally, pay application 3042 and block note The function that volume or payment are correlated with.
According to the various embodiments of the disclosure, payment management device 3044 such as can include that the card included with REE 3040 is public The information that department is relevant.The information relevant to card company such as can include that the application relevant with card company and this application can be with envelopes Packet form provides.Package form can provide as SDK.Payment management device 3044 such as can include encryption related.Such as, prop up Pay manager 3044 and can perform token ID management or card company channel sets up function.Additionally, payment management device 3044 such as can be held Row and the interface of external equipment 3020 (such as, server).Such as, payment management device 3044 can be tokenized service provide with The interface of server (such as, paying server 3050).
According to the various embodiments of the disclosure, payment management device 3044 such as can be functionally connected to safety applications 3032 So that payment management device 3044 can share information.Such as, payment management device 3044 can perform and the interface of safety applications 3032 To use (or storage) token or key.Additionally, safety applications 3032 can include the information relevant to Internet Service Provider.
According to the various embodiments of the disclosure, pay application 3042 and payment management device 3044 can be functionally connected to that This and safety applications 3032 and payment management device 3044 can be functionally connected to each other.Such as, payment management device 3044 can The information received from the external world is delivered to pay application 3042 or safety applications 3032, or from paying application 3042 or peace The information of full application 3032 reception is delivered to the external world.According to embodiment of the disclosure, payment management device 3044 can be with safety applications 3032 or pay application and 3042 share payment related information.
According to the various embodiments of the disclosure, electronic equipment 3010 is except TEE 3030, safety applications 3032, REE 3040, pay and may also include extra configuration or module beyond application 3042 or payment management device 3044.
According to the various embodiments of the disclosure, paying server 3050 can be by payment related information (such as, token or close Key) it is sent to for paying by mails or the management server of mobile payment from electronic equipment 3010.Additionally, paying server 3050 The payment services server 3052 and the token requester server 3054 that include are functionally connected to each other so that they can Share payment related information.
According to the various embodiments of the disclosure, token server 3060 is functionally connected to token requester server 3054 so that they can send/receive payment related information.Such as, token requester server 3054 and token server 3060 can provide for delivering token or the interface of key.
Figure 31 is the flow chart of the token payment of the various embodiments according to the disclosure.
With reference to Figure 31, according to the various embodiments of the disclosure, payment system can include electronic equipment 3110, paying server 3170, token server 3150, POS 3120, financial server 3160, surrenderee's server 3130 or payment network 3140. Electronic equipment 3110 such as can include paying application, payment management device or safety zone (such as, security module or TEE).POS 3120 such as can include that POS information manages system.POS 3120 is such as combined with cashier's machine (cash register) and computer The function of electronic equipment, and user may utilize POS 3120 and performs payment function.Financial server 3160 such as can include sending out The bank of row card or financing corporation and the identification decision about card can be performed.Additionally, at payment period, can process about card Accreditation.Surrenderee's server 3130 such as can include for completing at shop (such as, POS 3120) place card transaction proof of purchase Bank or financing corporation.Payment network 3140 such as can include card network.
According to the various embodiments of the disclosure, electronic equipment 3110 can be by token and/or add confidential information (such as, password) and pass Give POS 3120.Token such as can be stored in electronic equipment 3110.Additionally, token can be stored in encryption section (example As, security module or TEE) in.Such as, electronic equipment 3110 may utilize the key received from the external world or from electronic equipment 3110 The key generated generates encryption information.Add confidential information and can include password.Additionally, electronic equipment 3110 can be by password and/or order Board is delivered to POS3120.
According to the various embodiments of the disclosure, electronic equipment 3110 can when password and/or token are delivered to POS3120 Use various communication connection.This communication connection such as can include NFC, MST, bar code or quickly response (quick response, QR) code.
According to the various embodiments of the disclosure, POS 3120 can be by token, at least one that adds confidential information and payment information It is delivered to surrenderee's server 3130.Such as, POS 3120 can deliver to surrenderee's server 3130 and connect from electronic equipment 3110 The token received and/or password and/or the payment information (such as, payment history) obtained from POS 3120.Additionally, payment information Obtain from POS 3120 or receive from external equipment, and can include that user asks payment function Payment history.Additionally, payment information such as can include the payment history utilizing payment system to perform.
According to the various embodiments of the disclosure, surrenderee's server 3130 can by token, add confidential information and payment information At least one is delivered to payment network 3140.Such as, surrenderee's server 3130 can be by the token received from POS 3120, password It is delivered to payment network 3140 with at least one of payment information.
According to the various embodiments of the disclosure, payment network 3140 can include card company network of relation.Card company such as may be used Including VISATM、MasterCardTMOr AmexTM.According to embodiment of the disclosure, payment network 3140 can include or tokens Server 3150.Such as, at least one of token, password and payment information can be passed by payment network 3140 from payment network 3140 Deliver to token server 3150, or the function of token server 3150 can be performed.
According to the various embodiments of the disclosure, token server 3150 can determine that about the order received from payment network 3140 The information of board.Such as, token server 3150 may utilize token and determines the card information (such as, PAN) corresponding with token.Example Determine corresponding with financial server 3160 as, token server 3150 may utilize the information (such as, data) that token includes PAN.Token server 3150 such as can determine that the PAN corresponding with financial server 3160 and performs process, to utilize PAN receives payment authentication from financial server 3160.According to the various embodiments of the disclosure, token server 3150 is determining Password can be used during PAN.According to embodiment of the disclosure, PAN can be delivered to payment network 3140 by token server 3150.
According to the various embodiments of the disclosure, PAN and payment information can be delivered to financial server by payment network 3140 3160.Such as, the PAN and/or the payment information that receive from surrenderee's server 3130 can be delivered to finance by payment network 3140 Server 3160.According to the various embodiments of the disclosure, payment network 3140 can will recognize that whether complete to be delivered to payment network 3140。
According to the various embodiments of the disclosure, financial server 3160 may utilize PAN and/or payment information to determine payment Accreditation.Such as, when PAN and/or payment information are identical with the information that financial server 3160 includes (such as, effective PAN), Financial server 3160 can perform to pay accreditation.Such as, include when PAN and/or payment information and financial server 3160 When information differs (such as, invalid PAN), financial server 3160 can perform to pay refusal.Various enforcements according to the disclosure Example, financial server 3160 can will recognize that whether complete to be delivered to payment network 3140.According to the various embodiments of the disclosure, Pay network 3140 can will recognize that whether complete to be delivered to payment network 3140.
According to the various embodiments of the disclosure, financial server 3160 can will recognize that whether complete to be delivered to surrenderee's service Device 3130.According to the various embodiments of the disclosure, surrenderee's server 3130 can will recognize that whether complete to be delivered to POS 3120. According to the various embodiments of the disclosure, when accreditation completes, payment information can be delivered to token server by payment network 3140 3150.According to the various embodiments of the disclosure, payment information can be delivered to paying server 3170 by token server 3150.Root According to the various embodiments of the disclosure, payment information can be delivered to electronic equipment 3110 by paying server 3170.Such as, clothes are paid Payment information is delivered to electronic equipment 3110 by the available instruction (such as, PUSH message) specified of business device 3170.
According to the various embodiments of the disclosure, electronic equipment 3110 can show payment information by electronic equipment 3110.Example As, electronic equipment 3110 may utilize payment that electronic equipment 3110 includes should be for showing payment information or by paying merit Related interfaces can show payment information.Payment function related interfaces can include informing.
According to the various embodiments of the disclosure, electronic equipment 3110 can by functional with electronic equipment 3110 be connected aobvious Show that device is to show payment information or payment related information (such as, pay status, payment history or cumulative amount).Such as, electricity Subset 3110 may utilize the notification module (such as, the notification manager 2049 of Figure 20) of electronic equipment 3110 and shows disbursement letter Breath or payment related information.Additionally, electronic equipment 3110 such as can pass through notice, designator, status bar, taskbar, icon, float At least one in cardon mark, tiled windows (tile) and widget shows payment information or payment related information, and And payment information can be shown at least part of region of main screen, lock-screen or curved displays.
According to the various embodiments of the disclosure, electronic equipment 3110 may utilize audio-frequency module (such as, the audio frequency mould of Figure 199 Block 1980), motor (such as, the motor 1998 of Figure 19), haptic feedback devices (not shown) and/or friction display (friction display) (not shown) exports letter relevant to payment information or payment by sound, vibration or haptic effect The notice that manner of breathing closes.
Figure 32 illustrates the operation of payment system assembly according to the various embodiments of the disclosure.
With reference to Figure 32, according to the various embodiments of the disclosure, payment system can include electronic equipment 3210, paying server 3220 and/or payment network 3230.Electronic equipment 3210 such as can include payment management device 3212.Paying server 3220 is such as Payment services server 3222 and/or token requester server 3224 can be included.Payment network 3230 such as can include token Server 3232.About payment system, token can be used for by electronic equipment 3210, paying server 3220 and/or payment network The function that each of 3230 performs.
According to the various embodiments of the disclosure, electronic equipment 3210 may utilize the payment management device in electronic equipment 3210 The 3212 tokenized services relevant to token with token requester server 3224 offer in paying server 3220.
According to the various embodiments of the disclosure, payment services server 3222 may utilize what paying server 3220 included Token requester server 3224 provides the operation time period (such as, token life management) relevant to token.
According to the various embodiments of the disclosure, token server 3232 may utilize token requester server 3224 provide with The notice service that token is relevant.
According to the various embodiments of the disclosure, token requester server 3224 may utilize payment network solution and provides Method of payment to electronic equipment 3210.Such as, token requester server 3224 may utilize tokenized service, the relevant behaviour of token Make the period and/or token related announcement service determines the method for payment being suitable for user.
Figure 33 A, 33B and 33C illustrate the stream of the token distribution operation of electronic equipment according to the various embodiments of the disclosure Cheng Tu.
According to the various embodiments of the disclosure, token distribution operation can change based on country.Such as, token distribution operation Can change based on the U.S., Europe or Korea S.
With reference to Figure 33 A, illustrate the stream of the first token distribution operation of electronic equipment according to the various embodiments of the disclosure Journey Figure 33 00.
With reference to Figure 33 A, the first token distribution operation such as can include electronic equipment 3302, paying server 3304 or token Server 3306.Electronic equipment 3302 such as can include paying at least in application, payment management device, security module and TEE Person.
According to the various embodiments of the disclosure, electronic equipment 3302 can be by the biography that be connected functional with electronic equipment 3302 Sensor obtains card relevant information.Card relevant information such as can be used for card registration operation.Sensor such as can include OCR.Card is relevant Information such as can include at least one in PAN, time expiry and CVV.Sensor such as may utilize in electronic equipment 3302 and wraps The payment included should be for performing.
According to the various embodiments of the disclosure, card relevant information can be delivered by the payment application that electronic equipment 3302 includes To paying server 3304.Paying server 3304 such as can include payment services server or token requester server, and And card relevant information can deliver between payment services server and token requester server.
According to embodiment of the disclosure, paying server 3304 (such as, token requester server) can be to token service Device 3306 delivers card relevant information and/or the information (such as, facility information or user profile) relevant to electronic equipment 3302.With The relevant information of electronic equipment 3302 such as can include the equipment asking the first token distribution operation.
According to embodiment of the disclosure, token server 3306 can be sent out based on the information received from paying server 3304 Row (or generation) token.According to embodiment of the disclosure, token server 3306 can be based on receiving from paying server 3304 Information delivers token.Token such as can be delivered to the token request that paying server 3304 includes by token server 3306 Person's server.
According to embodiment of the disclosure, token can be delivered to electronic equipment 3302 by paying server 3304.Payment services The token requester server that token includes from paying server 3304 such as can be delivered to electronic equipment 3302 by device 3304.
According to embodiment of the disclosure, the token received from paying server 3304 can be stored in peace by electronic equipment 3302 In full module or TEE.Such as, token can be stored in security module or TEE i.e. safety zone by electronic equipment 3302, makes Obtain electronic equipment 3302 to be controlled to from extraneous access.
According to embodiment of the disclosure, the token received from paying server 3304 can be stored in logical by electronic equipment 3302 Often in memorizer (such as, the memorizer in REE).
According to embodiment of the disclosure, about token, based on the method for payment performed in electronic equipment 3302 (such as, OTP or call center) (or generation) at least one token can be issued.
According to embodiment of the disclosure, about token, (or generation) token can be issued corresponding to electronic equipment 3302. Such as, the first electronic equipment can include the first token, and the second token can be included in the second electronic equipment.First He Second token is different from each other.
According to embodiment of the disclosure, token can be activated based on authentication operation (such as, ID&V).Such as, token can quilt It is stored in electronic equipment 3302 and can be activated based on authentication operation.Authentication operation such as can include identification decision.Identify Judge such as to be performed by financial server.
With reference to Figure 33 B, illustrate the stream of the second token distribution operation of electronic equipment according to the various embodiments of the disclosure Journey Figure 33 10.
With reference to Figure 33 B, the second token distribution operation such as can include electronic equipment 3312, paying server 3314 or token Server 3316.Electronic equipment 3312 such as can include paying at least one in application, payment management device and security module.This Outward, paying server 3314 such as can include that security service manages server.
According to the various embodiments of the disclosure, electronic equipment or another electronic equipment can by with this electronic equipment or another The sensor that electronic functionalities connects obtains card relevant information.Card relevant information such as can be used for card registration operation.Sensing Device such as can include OCR.Card relevant information such as can include at least one in PAN, time expiry and CVV.Sensor is such as The payment that this electronic equipment available or this another electronic equipment include should be for performing.
According to the various embodiments of the disclosure, card relevant information can be delivered by the payment application that electronic equipment 3312 includes To paying server 3314.Paying server 3314 such as can include payment services server or token requester server, and And card relevant information can deliver between payment services server and token requester server.
According to embodiment of the disclosure, card relevant information can be delivered in paying server 3314 by paying server 3314 Security service management server.Security service management server such as can be included in paying server 3314 and including Portion operates, or can be included in the outside of paying server 3314.Such as, security service management server can be included in In the equipment (such as, external equipment) that paying server 3314 is different, and paying server 3314 can be functionally connected to And switching card relevant information.
According to embodiment of the disclosure, security service management server can deliver card relevant information to token server 3316 And/or the information (such as, facility information or user profile) relevant to electronic equipment 3312.The letter relevant to electronic equipment 3312 Breath such as can include the equipment asking the second token distribution operation.
According to embodiment of the disclosure, token server 3316 can be held based on the information received from paying server 3314 Row authentication operation.Token server 3316 such as can come based on card relevant information and/or the information relevant to electronic equipment 3312 Perform authentication operation.
According to embodiment of the disclosure, token server 3316 can be by result (such as, success or the mistake about authentication operation Lose) it is delivered to the security service management server that paying server 3314 includes.
According to embodiment of the disclosure, security service management server can be based on card relevant information and/or and electronic equipment 3312 relevant information issue (or generation) token.
According to embodiment of the disclosure, token can be stored in electronic equipment 3312 and include by security service management server Safety zone (such as, security module) in.Such as, security service management server can have the safety to electronic equipment 3312 The access license (such as, security module accesses license) in region.Additionally, security service management server may utilize this access license Token is stored in the safety zone of electronic equipment 3312.Additionally, token can be delivered to from security service management server Electronic equipment 3312.
According to embodiment of the disclosure, token can be stored in security module i.e. safety zone by electronic equipment 3312 In, and be controlled to from extraneous access.
According to embodiment of the disclosure, about token, based on the method for payment performed in electronic equipment 3312 (such as, OTP or call center) (or generation) at least one token can be issued.
According to embodiment of the disclosure, about token, (or generation) token can be issued corresponding to electronic equipment 3312. Such as, the first electronic equipment can include the first token, and the second token can be included in the second electronic equipment.First He Second token is different from each other.
According to embodiment of the disclosure, token can be activated based on authentication operation (such as, ID&V).Such as, token can quilt It is stored in electronic equipment 3312 and can be activated based on authentication operation.Authentication operation such as can include identification decision.Identify Judge such as to be performed by financial server.
With reference to Figure 33 C, illustrate the stream of the 3rd token distribution operation of electronic equipment according to the various embodiments of the disclosure Journey Figure 33 20.
With reference to Figure 33 C, the 3rd token distribution operation such as can include electronic equipment 3322, paying server 3324 or token Server 3326.Electronic equipment 3322 such as can include paying at least in application, payment management device, security module and TEE Person.
According to the various embodiments of the disclosure, electronic equipment or another electronic equipment can by with this electronic equipment or another The sensor that electronic functionalities connects obtains card relevant information.Card relevant information such as can be used for card registration operation.Sensing Device such as can include OCR.Card relevant information such as can include at least one in PAN, time expiry and CVV.Sensor is such as The payment that this electronic equipment available or this another electronic equipment include should be for performing.
According to embodiment of the disclosure, this electronic equipment or this another electronic equipment can perform authentication operation (such as, ID& V).Authentication operation, such as identification decision may utilize payment should be for performing.
According to embodiment of the disclosure, electronic equipment 3322 can perform card registration and/or identify when performing payment function Judge.Such as, in order to perform payment function, electronic equipment 3322 can perform card registration and identification decision, and block registration and know Do not judge also can refer to (or preparation) state of awaiting orders of payment function.
According to embodiment of the disclosure, electronic equipment 3322, paying server 3324 or token server 3326 can be shared The information relevant to card registration and identification decision.Such as, electronic equipment 3322, paying server 3324 or token server 3326 At least one in PAN, time expiry, CVV, facility information and user profile can be shared.
According to embodiment of the disclosure, the token relevant to the 3rd token distribution operation can be to utilize payment function propping up Pay period distribution (or generation).
According to the various embodiments of the disclosure, the payment application that electronic equipment 3322 includes can perform user authentication so that Perform payment function.Such as, user authentication can include password, pattern authentication or biometric information certification.
According to embodiment of the disclosure, when user authentication success (such as, certification completes), paying application can be by paying Server 3324 performs the 3rd token distribution operation.3rd token distribution operation such as can include that token is asked.
According to embodiment of the disclosure, paying server 3324 can be based on the request of this token by card information (such as, card mark Symbol) and/or user profile be delivered to token server 3326.The information relevant to electronic equipment 3322 such as can include asking The equipment of three token distribution operations.
According to embodiment of the disclosure, token server 3326 can be sent out based on the information received from paying server 3324 Row (or generation) token.
According to embodiment of the disclosure, token server 3326 can be passed based on the information received from paying server 3324 Send token.
According to embodiment of the disclosure, token can be delivered to electronic equipment 3322 by paying server 3324.
According to embodiment of the disclosure, the token received from paying server 3324 can be stored in peace by electronic equipment 3322 In full module or TEE.Such as, token can be stored in security module or TEE i.e. safety zone by electronic equipment 3322, makes Obtain token to be controlled to from extraneous access.
According to embodiment of the disclosure, the token received from paying server 3324 can be stored in logical by electronic equipment 3322 Often in memorizer (such as, the memorizer in REE).
According to embodiment of the disclosure, the token received from paying server 3324 can not be stored in by electronic equipment 3322 In memory area (such as, memorizer) in electronic equipment 3322.Such as, token can not be stored in storage by electronic equipment 3322 In region and token can be used for payment function.
According to embodiment of the disclosure, about token, the memory area of token can perform based in electronic equipment 3322 Method of payment (such as, OTP or call center) and change.Such as, when method of payment is OTP, token can be stored in peace In full module or TEE, and when method of payment is call center, token can be not stored in electronic equipment 3322.
According to the various embodiments of the disclosure, token can include use time or expiration time.Such as, when distribution (or Generate) when specifying after token the time (such as, 3 hours or one day) to pass, the use of token can be limited.
According to the various embodiments of the disclosure, token can include card information.Such as, token can include one-off card (one Time card, OTC) information.
According to the various embodiments of the disclosure, a kind of electronic equipment can include being configured to detect its location status or direction The sensor of state, it is configured to storage and pays the memorizer of application and be connected with this sensor and this memory function Processor.Processor can be arranged to when the execution paying application is requested utilize sensor to detect the side of electronic equipment To, generate and export for indicating the direction of electronic equipment to be in the display object of assigned direction, or from memorizer read with What this assigned direction was corresponding shows object and exports the object of reading.
When payment application is terminated or mistake occurs, processor can be arranged to stop display object output, and Output with pay the termination applied or the corresponding message of mistake.
When receiving to when having paid relevant event, processor can be arranged to stop display object output, or Payment is utilized to complete related news to replace this display object and to show this message.
After paying application and being performed, when the first gesture event detecting that object is close or specifying is (such as, with general Electronic equipment moves to the corresponding gesture event of operation of POS) when occurring, it is right that processor can be arranged to export this display As.
When electronic equipment disappears for a long time in the time specified or appointment away from the object detected, the pattern image specified Second gesture event (such as, with by electronic equipment from the corresponding gesture event of operation that POS withdraws) when occurring, processor Can be arranged to stop display object output.
It is relevant to paying progress that processor can be arranged to display object be exported at least some of output of period Magnetic signal, and when show object output stop time stop magnetic signal output.
Indicate the appointment SMS paid when receiving or receive the message specified from server (such as, by number The message received according to network or cellular network) time, processor can be arranged to stop display object output.
After display object output, when electronic equipment has the direction state specified, processor can be arranged to stop Only display object output.
The exportable voice data corresponding with display object of processor.
Processor may correspond to electronic equipment direction controlling to be taked and is arranged in the luminescence of the lamp at camera.
According to the various embodiments of the disclosure, a kind of electronic equipment can include being configured to storage for indicating electronic equipment Towards the memorizer of object and the processor that is connected with this memory function.Processor can be arranged to paying application Utilize sensor to detect the direction of electronic equipment when performing requested, and export for indicating at the direction of electronic equipment Object in assigned direction.
According to the various embodiments of the disclosure, a kind of electronic equipment can include the payment phase being configured to store electronic equipment The memorizer of pass information and the processor being connected with this memory function.Processor can be arranged to determine payment related information Integrity, determine the integrity of apparatus assembly for processing payment related information, and according to determining that result determines whether Seat magnetic signal is selected in payment related information output.
When integrity is damaged, processor can be arranged to according to the integrity output message damaged and stop propping up Pay progress.
When integrity is damaged, processor can be arranged to export for asking disappearing of the renewal of payment related information Breath.
When integrity is damaged, processor can be arranged to send from the server that trend is specified damage integrity Relevant information.
According to the various embodiments of the disclosure, a kind of electronic equipment can include the payment phase being configured to store electronic equipment The memorizer of pass information and the processor being connected with this memory function.Processor can be arranged to output and for payment One of these multiple images are shown more relatively large than other images, and show with formed objects by multiple images that card is relevant Residual image and do not allow them overlapping with the image of relatively large display.
Processor can be arranged to be shown as not overlapping with by the card graphic with the use frequency more than certain value, and And the card graphic with of a relatively high use frequency is shown bigger.
Processor can be arranged to be shown as not overlapping with by the card graphic with the use history more than certain value, and And the card graphic with the most recently used card history is shown bigger.
Processor can be arranged to be shown as having not more than the use frequency of certain value or the card graphic of use history Overlap each other, show the card graphic specified with fixed size, and by relatively high use frequency or the nearest order using history Show residue card graphic in different sizes.
As it has been described above, various embodiments can be come more convenient by operation pay this extra method and easily support payment processes, Regardless of whether how pay the characteristic of request equipment.
Module or the programming module of the various embodiments according to the disclosure can include at least one in said modules, can not Including some in said modules, or can also include other assembly.Various embodiments according to the disclosure are by module, programming The operation that module or other assemblies perform can by order, parallel, repeatedly or heuristic method performs.Additionally, certain operations can It is executed in a different order or can be omitted.Or, other operations can be added.
Although the various embodiments with reference to the disclosure illustrate and describe the disclosure, but those skilled in the art should manage Solve, in the case of the spirit and scope of the disclosure limited without departing from such as claims and equivalent thereof, can be to this The open various changes carried out in form and details.

Claims (31)

1. an electronic equipment, including:
Safe storage, is configured to store the payment information being associated with near-field communication (NFC) method and entirely sends with abampere (MST) method is associated payment information and finger print information;And
Processor, its be functionally connected with described safe storage and the payment that is configured to control to include NFC method and The pay this extra operation of the payment of MST method;
Wherein, described processor is additionally configured to when the finger print information obtained by fingerprint detection is effective control according to NFC side Signal processing information and the signal processing information operated according to MST method of method operation are exported as a screen interface.
2. electronic equipment as claimed in claim 1, wherein, described processor is additionally configured to show in the following at least One: send the object starting to guide and the signal according to the operation of described NFC method for the signal of payment processes for instruction The object that sending direction is associated, or with the signalling operated according to described MST method to the object being associated.
3. electronic equipment as claimed in claim 2, wherein, described processor is also configured to
Alternately operate the operation of described NFC method and described MST method operates, and
Be displayed differently from signalling with the delivery operation according to NFC method to the object being associated and with according to MST side The signalling of the delivery operation of method is to the object being associated.
4. electronic equipment as claimed in claim 1, wherein, described processor is additionally configured to operate the phase in described NFC method Between by sensor judge specified object near whether being positioned at distance to a declared goal, and
MST signal is sent according to the operation of described MST method when described object is positioned at described distance to a declared goal.
5. electronic equipment as claimed in claim 1, wherein, described processor is also configured to
Camera is activated during described pay this extra operates, and
Automatically bar code object is shown when capturing the image including the object relevant to bar code identification.
6. electronic equipment as claimed in claim 5, wherein, when judging that the object relevant to bar code identification is away from more than specifying Distance or from described image disappear time, described processor is additionally configured to this being judged to, payment completes.
7. electronic equipment as claimed in claim 1, wherein, described processor is additionally configured on described screen interface display At least one in the following:
Transferring functional object, at least one of display state of object being used for supporting maintaining current screen interface to include is also And forbid being switched to another function or being switched to bar code method,
Including the object of the operation guiding information relevant to paying execution,
The signature object relevant to signature input, and
Object is switched for exporting the bar code method of bar code.
8. electronic equipment as claimed in claim 7, wherein, described processor is additionally configured to switch object according to bar code method Select and control to include bar code object and the screen interface of at least one in the object being switched to pay this extra operation screen.
9. electronic equipment as claimed in claim 8, wherein, described processor is additionally configured to according to transferring functional object selection The fingerprint detection guidance information relevant to transferring function releasing is exported during transferring function executing.
10. electronic equipment as claimed in claim 1, wherein, described processor is additionally configured to activate camera and do not knowing At least one of display shape for the object maintaining current screen interface to include is performed when not going out the user face specified State and forbid being switched to the transfer function of another function.
11. 1 kinds process the method paid at electronic equipment, and the method includes:
Perform fingerprint detection;And
When obtain finger print information effective time will control according to near-field communication (NFC) method operation signal processing information and according to Abampere entirely sends the signal processing information of (MST) method operation and exports as a screen interface.
12. methods as claimed in claim 11, also include showing that the signal operated according to described NFC method for instruction sends The signal sending object in direction, or for instruction according to described MST method operation signalling to signal send right As.
13. methods as claimed in claim 12, also include:
Alternately operate the operation of described NFC method and described MST method operates;And
Differently the payment period in the operation of NFC method show signal sending object that the payment with NFC method is associated and The payment period of MST method operation shows the signal sending object that the payment with MST method is associated.
14. methods as claimed in claim 11, also include:
During the delivery operation of NFC method, judge whether the close of specified object is positioned at distance to a declared goal by sensor;With And
MST signal is sent according to the operation of described MST method when described object is positioned at described distance to a declared goal.
15. methods as claimed in claim 11, also include:
Activate camera;And
Automatically bar code object is shown when capturing the image including the object relevant to bar code identification.
16. methods as claimed in claim 15, also include, when judging that the object relevant to bar code identification is away from more than specifying Distance or from described image disappear time, perform payment complete process.
17. methods as claimed in claim 11, also include at least one in the following:
Functional object is transferred in display, is used at least one of display shape of the object supporting maintenance current screen interface to include State and forbid being switched to another function or being switched to bar code method;
Display includes and pays the object performing relevant operation guiding information;
Show the signature object relevant to signature input;And
Display is for exporting the bar code method switching object of bar code.
18. methods as claimed in claim 17, also include showing include bar code pair according to bar code method switching object choice As the screen interface with at least one in the object for being switched to pay this extra operation screen.
19. methods as claimed in claim 17, also include selecting during transferring function executing defeated according to transfer functional object Go out the fingerprint detection guidance information relevant to transferring function releasing.
20. method as claimed in claim 11, also include:
Activate camera;And
When unidentified go out specify user face time perform at least for the object that maintains current screen interface to include Point display state and forbid being switched to the transfer function of another function.
21. 1 kinds of electronic equipments, including:
Housing,
It is exposed to the display on a surface of described housing;
It is integrally formed with described display, is arranged at described housing or sets with the input of described electronic equipment wireless connections Standby;
It is integrally formed or is arranged on the user authentication device at described housing with described display;
It is arranged in described housing and is configured to send to outside payment devices the conductive pattern of magnetic signal;
The first telecommunication circuit electrically connected with described conductive pattern;
It is configured to supply the second telecommunication circuit of honeycomb and/or junction service;
Be configured to detect described electronic equipment towards sensor;
With described display, described certification input equipment, described first telecommunication circuit, described second telecommunication circuit and described sensing The processor of device electrical connection;And
Electrically connect with described processor and be configured to store the memorizer for the token information paid,
Wherein, described memorizer is additionally configured to storage instruction, is used for allowing described processor:
Receive first user by described input equipment to input,
The authentication information of user is received by described user authentication device,
Based on the input of described first user and described authentication information at least partially by described first telecommunication circuit and described Conductive pattern sends, to outside payment devices, the magnetic signal generated based on described token information,
Utilize described sensor detect described electronic equipment towards, and
Based on testing result at least some of to user's output for described electronic equipment changed into be in selected towards Guide.
22. electronic equipments as claimed in claim 21, wherein, described instruction allow described processor the term of execution based on sound At least one output during frequency output, text output, image output, video frequency output and vibration or sense of touch export is used for guiding change To selected towards output.
23. electronic equipment as claimed in claim 21, also include:
The image acquisition equipment electrically connected with described processor,
Wherein, described instruction allows described processor to obtain image and based on the figure obtained by described image acquisition equipment At least some of transmission controlling described magnetic signal of picture.
24. electronic equipments as claimed in claim 23, wherein, described instruction allows described processor at the image bag obtained Described magnetic signal is sent when including given pattern at least some of.
25. electronic equipments as claimed in claim 24, wherein, described instruction allows described processor including given pattern At least one of Image Acquisition stops the transmission of described magnetic signal when being stopped.
26. electronic equipments as claimed in claim 23, wherein, described instruction allows described processor at the image obtained not The transmission of described magnetic signal is waited during including given pattern.
27. electronic equipments as claimed in claim 21, also include:
The audio collection device electrically connected with described processor,
Wherein, described instruction allows described processor to utilize described audio collection device to obtain sound from the external world and based on being obtained At least some of transmission controlling described magnetic signal of the sound obtained.
28. electronic equipments as claimed in claim 27, wherein, described instruction allows described processor sending described magnetic signal Period stops the transmission of described magnetic signal when obtaining the sound including specifying acoustic pattern.
29. electronic equipments as claimed in claim 21, wherein, described instruction allows described processor sending out at described magnetic signal Period is sent to stop described magnetic signal when receiving, by described second telecommunication circuit, the message including having paid relevant information Send.
30. electronic equipments as claimed in claim 29, wherein, described message includes Short Message Service (SMS) message.
31. at least one non-transitory computer readable storage medium, are used for storing computer program, and this computer program is configured For being read by least one processor, it is used to refer at least one processor described and performs for performing such as claim 11 institute The computer processes of the method stated.
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