CN105844459A - Small-amount phone fee payment method, device and system - Google Patents

Small-amount phone fee payment method, device and system Download PDF

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Publication number
CN105844459A
CN105844459A CN201610166303.XA CN201610166303A CN105844459A CN 105844459 A CN105844459 A CN 105844459A CN 201610166303 A CN201610166303 A CN 201610166303A CN 105844459 A CN105844459 A CN 105844459A
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payment
parameter
request
module
flow process
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CN105844459B (en
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金明晔
徐维
庞敏
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Beijing Jianfei Wuxian Science Technology Co Ltd
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Beijing Jianfei Wuxian Science Technology Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/29Payment schemes or models characterised by micropayments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855Payment architectures involving remote charge determination or related payment systems involving a third party
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The embodiments of the invention provide a small-amount phone fee payment method, device and system. The method includes the following steps that: a payment module responds to a payment request initiated by an application in a terminal and sends a first payment process request to a server end, wherein the first payment process request includes a first parameter and a second parameter; the payment module receives an payment operation process and corresponding parameters returned by the server end according to the first parameter and the second parameter; the payment module initiates a second payment request for an operator or a third party payment platform according to the payment operation process and the corresponding parameters so as to make the operator or the third party payment platform respond to the second payment request and send a payment result to the server end; the payment module initiates a payment result query request to the server end; and the payment module receives the payment result and sends the payment result to the application in the terminal. The method can be better compatible with a payment operation process which is not set in advance, the payment module does not need to be re-integrated and encapsulated, and therefore, maintenance and updating cost can be reduced.

Description

A kind of small amount bill payment method, Apparatus and system
Technical field
The present invention relates to payment technical field, in particular to a kind of small amount bill payment Method, Apparatus and system.
Background technology
Small amount bill payment under different operators or different Third-party payment platform, by In delivery operation flow process disunity, cause needs realizing target market demand when Devote a tremendous amount of time and do the integrated of different delivery operation flow process, on the other hand, when Needs increase newly, when replacing or delete payment platform, need Reseal and integrated, Safeguard and update cost height, using dumb.
Summary of the invention
It is an object of the invention to provide a kind of small amount bill payment method, device and be System, to solve above-mentioned problem.
First aspect, a kind of small amount bill payment method that the embodiment of the present invention provides, Described method includes:
The payment request that in payment module response terminal, application program is initiated, to service end Sending the first payment flow request, described first payment flow request includes the first parameter And second parameter, described first parameter is the parameter corresponding with described terminal, described Two parameters are the parameters corresponding with described application program;
Described payment module receives described service end according to described first parameter and the second ginseng The delivery operation flow process of number return and the parameter corresponding with described delivery operation flow process;
Described payment module according to described delivery operation flow process and with described delivery operation stream Parameter corresponding to journey initiates the second payment to operator or Third-party payment platform please Ask, so that described operator or described Third-party payment platform response second pay and ask Ask, send payment result to described service end;
Described payment module is initiated to inquire about asking of described payment result to described service end Ask;
Described payment module receives described payment result and described payment result is sent to Application program in described terminal.
Second aspect, a kind of small amount bill payment method that the embodiment of the present invention provides, Described method includes:
Service end receives the first payment flow of payment module transmission and asks, and described first Payment flow request include the first parameter and the second parameter, described first parameter refer to Arranging the parameter that the terminal of described payment module is corresponding, described second parameter refers to and institute State the parameter that the application program in terminal is corresponding;
Described service end according to described first payment flow request described in the first parameter and Described second parameter, determines that delivery operation flow process and described delivery operation flow process are corresponding Parameter, described delivery operation flow process refers to the first payment flow or the second payment flow, Described first payment flow refers to by propping up that operator or Third-party payment platform provide Paying flow process, described second payment flow refers to that described server is by multiple described operators Or the payment flow that Third-party payment platform provides splits into basis payment flow, so Afterwards according to described first parameter, described second parameter and configuration file by described basis The payment flow that payment flow is combined;
Described service end is by corresponding to described delivery operation flow process and described delivery operation flow process Parameter be sent to described payment module, so that described payment module can be according to institute State delivery operation flow process and parameter corresponding to described delivery operation flow process to operator or Third-party payment platform initiate second payment request, and make described operator or The second payment request that payment module described in described Third-party payment platform response sends, Corresponding payment result is sent to described service end;
Described service end receives the payment result of described correspondence;
Described service end updates and records described payment result, so that described of response Pay the payment result inquiry request that module is initiated, return described payment to payment module and tie Really.
The third aspect, a kind of small amount bill payment method that the embodiment of the present invention provides, Described method includes:
Payment module sends the first payment flow and asks service end, and described first pays Flow process request includes that the first parameter and the second parameter, described first parameter refer to and arrange The parameter that the terminal of described payment module is corresponding, described second parameter refers to and described end The parameter that application program in end is corresponding;
Described service end according to described first payment flow request described in the first parameter and Described second parameter, determines that delivery operation flow process and described delivery operation flow process are corresponding Parameter, described delivery operation flow process refers to the first payment flow or the second payment flow, Described first payment flow refers to by propping up that operator or Third-party payment platform provide Paying flow process, described second payment flow refers to that described server is by multiple described operators Or the payment flow that Third-party payment platform provides splits into basis payment flow, so Afterwards according to described first parameter, described second parameter and configuration file by described basis The payment flow that payment flow is combined;
Described service end is by corresponding to described delivery operation flow process and described delivery operation flow process Parameter be sent to described payment module;
Described payment module according to described delivery operation flow process and with described delivery operation stream Parameter corresponding to journey initiates the second payment to operator or Third-party payment platform please Ask, so that described operator or described Third-party payment platform response second pay and ask Ask, send payment result to described service end;
Described service end updates and records described payment result;
Described payment module is initiated to inquire about asking of described payment result to described service end Ask;
Described payment module receives described payment result and described payment result is sent to Application program in described terminal.
Fourth aspect, a kind of small amount bill payment device that the embodiment of the present invention provides, Described device includes:
First request module, for responding the payment request that in terminal, application program is initiated, Sending the first payment flow request to service end, described first payment flow request includes First parameter and the second parameter, described first parameter is the parameter corresponding with described terminal, Described second parameter is the parameter corresponding with described application program;
First receiver module, be used for receiving described service end according to described first parameter and The delivery operation flow process and corresponding with described delivery operation flow process that second parameter returns Parameter;
Second request module, for according to described delivery operation flow process and with described payment Parameter corresponding to operating process initiates second to operator or Third-party payment platform Pay request, so that described operator or described Third-party payment platform response second Pay request, send payment result to described service end;
First enquiry module, for initiating to inquire about described payment result to described service end Request;
Second receiver module, is used for receiving described payment result and by described payment result It is sent to the application program in described terminal.
5th aspect, a kind of small amount bill payment device that the embodiment of the present invention provides, Running on server, described device includes:
First receiver module, the first payment flow sent for receiving payment module please Asking, described first payment flow request includes the first parameter and the second parameter, described the One parameter refers to the parameter corresponding with the terminal arranging described payment module, described second Parameter refers to the parameter corresponding with the application program in described terminal;
First processing module, for according to described in described first payment flow request the One parameter and described second parameter, determine delivery operation flow process and described delivery operation stream The parameter that journey is corresponding, described delivery operation flow process refers to the first payment flow or second Payment flow, described first payment flow refers to be put down by operator or Third-party payment The payment flow that platform provides, described second payment flow refers to that described server is by multiple The payment flow that described operator or Third-party payment platform provide splits into basis Pay flow process, then according to described first parameter, described second parameter and configuration file The payment flow that described basis payment flow is combined;
First sending module, for by described delivery operation flow process and described delivery operation Parameter corresponding to flow process is sent to described payment module, so that described payment module can With the parameter corresponding according to described delivery operation flow process and described delivery operation flow process to fortune The second payment request initiated by battalion business or Third-party payment platform, and makes described fortune Battalion business or described Third-party payment platform response described in payment module send second Pay request, send corresponding payment result to described service end;
Second receiver module, for receiving the payment result of described correspondence;
Second processing module, is used for updating and record described payment result, so that ringing Answer the payment result inquiry request that described payment module is initiated, return institute to payment module State payment result.
6th aspect, a kind of small amount bill payment system that the embodiment of the present invention provides, Including payment module, application program and mobile terminal,
Described application program, for the payment request initiated to described payment module, and Receive the payment result that described payment module returns;
Described payment module, for responding the payment request that in terminal, application program is initiated, Sending the first payment flow request to service end, described first payment flow request includes First parameter and the second parameter, described first parameter is the parameter corresponding with described terminal, Described second parameter is the parameter corresponding with described application program;Receive described service end According to described first parameter and the delivery operation flow process of the second parameter return and with described The parameter that delivery operation flow process is corresponding;Behaviour is paid according to delivery operation flow process and with described Make parameter corresponding to flow process and initiate the second payment to operator or Third-party payment platform Request;The request of inquiry payment result is initiated to described service end;Receive described payment Described payment result is also sent to the application program in described terminal by result;
Described service end, for receiving the first payment flow request that payment module sends; According to the first parameter and described second parameter described in described first payment flow request, Determine delivery operation flow process and parameter corresponding to described delivery operation flow process, described payment Operating process refers to the first payment flow or the second payment flow, and described first pays Flow process refers to the payment flow provided by operator or Third-party payment platform, described Second payment flow refers to that multiple described operators or third party are propped up by described server The payment flow that paying platform provides splits into basis payment flow, then according to described the Described basis payment flow is carried out by one parameter, described second parameter and configuration file The payment flow combined;By described delivery operation flow process and described delivery operation stream Parameter corresponding to journey is sent to described payment module;Update and record described payment result; Respond the payment result inquiry request that described payment module is initiated, return to payment module Described payment result.
Compared with prior art, a kind of small amount bill payment that the embodiment of the present invention provides Method, Apparatus and system, by realizing the fractionation to delivery operation flow process in service end And combination, it is possible to the most compatible delivery operation being preset at server internal the most in advance Flow process, and need not to take much time and do the integrated of different delivery operation flow process, Simultaneously because payment module have only to the delivery operation flow process that sends according to service end and Corresponding parameter goes to perform delivery operation request, therefore can be implemented without again collecting Become and encapsulation extends with regard to dynamic, reduce the cost safeguarded and update, use more Flexibly.
For making the above-mentioned purpose of the present invention, feature and advantage to become apparent, Preferred embodiment cited below particularly, and coordinate appended accompanying drawing, it is described in detail below.
Accompanying drawing explanation
In order to be illustrated more clearly that the technical scheme of the embodiment of the present invention, below will be to reality Execute the required accompanying drawing used in example to be briefly described, it will be appreciated that the following drawings Illustrate only certain embodiments of the present invention, be therefore not construed as the limit to scope Fixed, for those of ordinary skill in the art, before not paying creative work Put, it is also possible to obtain other relevant accompanying drawings according to these accompanying drawings.
Fig. 1 is the schematic diagram of a kind of small amount payment system that the embodiment of the present invention provides.
Fig. 2 is the block diagram of a kind of service end that the embodiment of the present invention provides.
Fig. 3 is the signal of a kind of Petty paying method that one embodiment of the invention provides Figure.
Fig. 4 is the signal of a kind of Petty paying method that further embodiment of this invention provides Figure.
Fig. 5 is the signal of a kind of Petty paying method that another embodiment of the present invention provides Figure.
Fig. 6 is the sequential of a kind of Petty paying method that another embodiment of the present invention provides Figure.
Fig. 7 is the function mould of a kind of small amount payment device that one embodiment of the invention provides Block schematic diagram.
Fig. 8 is the function of a kind of small amount payment device that further embodiment of this invention provides Module diagram.
Detailed description of the invention
Below in conjunction with accompanying drawing in the embodiment of the present invention, to the skill in the embodiment of the present invention Art scheme is clearly and completely described, it is clear that described embodiment is only The a part of embodiment of the present invention rather than whole embodiments.Generally at accompanying drawing herein Described in and the assembly of the embodiment of the present invention that illustrates can come with various different configurations Arrange and design.Therefore, below to the embodiments of the invention provided in the accompanying drawings Describe the scope of claimed invention of being not intended to limit in detail, but only table Show the selected embodiment of the present invention.Based on embodiments of the invention, people in the art The every other embodiment that member is obtained on the premise of not making creative work, Broadly fall into the scope of protection of the invention.
It should also be noted that similar label and letter represent similar terms in following accompanying drawing, Therefore, the most a certain Xiang Yi accompanying drawing is defined, then in accompanying drawing subsequently not Need it to be defined further and explains.Meanwhile, in describing the invention, Term " first ", " second " etc. be only used for distinguish describe, and it is not intended that instruction or Hint relative importance.
As it is shown in figure 1, be answering in the small amount payment system of embodiment of the present invention offer By program 100, payment module 200 and a kind of interactive mode of service end 300.Institute State payment module 200 to be communicatively coupled with service end 300 by network, to carry out Data communication or mutual, described service end 300 may be, but not limited to, web (net Stand) server, ftp (file transfer protocol, file transfer protocol (FTP)) server Deng.System, IOS (iPhone operating system) system, Windows phone System, Windows system etc..
As in figure 2 it is shown, be that the square frame of a kind of service end that the embodiment of the present invention provides shows It is intended to.Described service end 300 include small amount bill payment device 310, memorizer 320, Storage control 330, processor 340.
Described memorizer 320, storage control 330, each element of processor 340 are mutual Between be electrically connected with directly or indirectly, to realize the transmission of data or mutual.Such as, These elements can realize electricity by one or more communication bus or holding wire each other Property connect.Described small amount bill payment device 310 include at least one can with software or The form of firmware (firmware) is stored in described memorizer or is solidificated in described shifting Software function module in the operating system (operating system, OS) of dynamic terminal. Described processor 340 is for performing the executable module of storage, example in memorizer 320 The software function module included such as described small amount bill payment device 310 or computer journey Sequence.
Wherein, memorizer 320 may be, but not limited to, random access memory (Random Access Memory, RAM), read only memory (Read Only Memory, ROM), programmable read only memory (Programmable Read-Only Memory, PROM), erasable read-only memory (Erasable Programmable Read-Only Memory, EPROM), electricallyerasable ROM (EEROM) (Electric Erasable Programmable Read-Only Memory, EEPROM) etc..Its In, memorizer 320 is used for storing program, and described processor 340 is receiving execution After instruction, performing described program, aforementioned embodiment of the present invention any embodiment discloses Flow through the method performed by the server of Cheng Dingyi to can apply in processor, or Realized by processor.
Processor 340 is probably a kind of IC chip, has the process energy of signal Power.Above-mentioned processor can be general processor, including central processing unit (Central Processing Unit is called for short CPU), network processing unit (Network Processor is called for short NP) etc.;Can also is that digital signal processor (DSP), special IC (ASIC), ready-made programmable gate array (FPGA) or Other PLDs, discrete gate or transistor logic, discrete hardware Assembly.Can realize or perform the disclosed each method in the embodiment of the present invention, step Rapid and logic diagram.General processor can be microprocessor or this processor also may be used To be the processor etc. of any routine.
Fig. 3 shows a kind of small amount bill payment method that one embodiment of the invention provides Flow chart, refer to Fig. 3, what the present embodiment described is the process stream of payment module Journey, shown method includes:
Step S301, the payment that in payment module response terminal, application program is initiated please Ask, send the first payment flow request, described first payment flow request to service end Including the first parameter and the second parameter, described first parameter is corresponding with described terminal Parameter, described second parameter is the parameter corresponding with described application program;
Preferably, described first parameter includes geo-location parameter and the fortune of described terminal Battalion's business's network parameter.
Preferably, described second parameter includes the title of the application program in described terminal, The amount of money that the title of the article that application is bought and needs pay.
It is noted that payment module is integrated in described end application, example As needed to buy stage property in games, the most now games send to payment module Pay request, after payment module receives request, the position at collection terminal place and affiliated Operator, such as telecommunications, and collect the parameter in described games, such as game Title, the title of stage property, and the amount of money of stage property, then by payment module to service The first payment flow request initiated by device, comprises these in described first payment flow request Parameter.
Step S302, described payment module receives described service end according to described first ginseng Number and the second parameter return delivery operation flow process and with described delivery operation flow process pair The parameter answered;
Step S303, described payment module is according to described delivery operation flow process and with described Parameter corresponding to delivery operation flow process initiates the to operator or Third-party payment platform Two pay request, so that described operator or described Third-party payment platform response the Two pay request, send payment result to described service end;
The delivery operation flow process now returned is probably in advance by operator or third party The delivery operation flow process that payment platform provides, it is also possible to torn open as required by service end No matter delivery operation flow process after subassembly, be any, payment module have only to by According to each step in delivery operation flow process and the parameter of correspondence, to operator or Tripartite's payment platform makes requests on.
Step S304, described payment module is initiated to inquire about described payment to described service end The request of result;
Step S305, described payment module receives described payment result and by described payment Result is sent to the application program in described terminal.
A kind of small amount bill payment method that the embodiment of the present invention provides, by service According to the first parameter and the second parameter, end judges that the first delivery operation flow process whether may be used With, if not all right, fractionation and combination to delivery operation flow process, this mode can The most compatible delivery operation flow process being preset at server internal the most in advance, and be not required to Take much time and do the integrated of different delivery operation flow process, simultaneously because pay Module has only to the parameter of delivery operation flow process and the correspondence thereof sent according to service end and goes Execution delivery operation is asked, and therefore can be implemented without the most integrated and encapsulate with regard to energy Dynamic expansion, reduces the cost safeguarded and update, uses more flexible.
Fig. 4 shows a kind of small amount bill payment side that further embodiment of this invention provides The flow chart of method, refers to Fig. 4, and what the present embodiment described is the process stream of service end Journey, shown method includes:
Step S401, service end receives the first payment flow of payment module transmission please Asking, described first payment flow request includes the first parameter and the second parameter, described the One parameter refers to the parameter corresponding with the terminal arranging described payment module, described second Parameter refers to the parameter corresponding with the application program in described terminal;
Step S402, described service end is according to described in described first payment flow request First parameter and described second parameter, determine delivery operation flow process and described delivery operation The parameter that flow process is corresponding, described delivery operation flow process refers to the first payment flow or Two payment flows, described first payment flow refers to by operator or Third-party payment The payment flow that platform provides, described second payment flow refers to that described server will be many The payment flow that individual described operator or Third-party payment platform provide splits into basis Payment flow, then according to described first parameter, described second parameter and configuration literary composition The payment flow that described basis payment flow is combined by part;
Concrete, shown service end can be according in described first payment flow request Described in described first parameter determination, the delivery operation flow process of payment module request is not belonging to institute When the delivery operation flow process of each operator or the offer of described Third-party payment platform is provided, First payment flow request is resolved, by multiple described operators by described server Or each basis after the payment flow that described Third-party payment platform provides splits is propped up Pay flow process, carry out according to described first parameter, described second parameter and configuration file Combination, determines that the flow process after described combination is described delivery operation flow process;
Such as assume that service end is the most only integrated with the mobile and payment flow of telecommunications, false If the payment flow of movement is (a1, a2), the payment flow of telecommunications is (b1, b2).This Time payment module need to ask the payment flow of UNICOM, service end according to the first parameter and Second parameter judges that the delivery operation flow process that described payment module is asked the most does not belongs to In preset movement therein and the payment flow of telecommunications, the most now need in advance The payment flow putting movement therein and telecommunications splits, split out a1, a2, B1, b2, then assemble the delivery operation flow process of UNICOM needed for payment module, false It is set to (a1, b2), then the delivery operation flow process after (a1, b2) is described combination.
Step S403, described delivery operation flow process and described payment are grasped by described service end Make parameter corresponding to flow process and be sent to described payment module, so that described payment module Can according to parameter corresponding to described delivery operation flow process and described delivery operation flow process to The second payment request initiated by operator or Third-party payment platform, and makes described Described in operator or described Third-party payment platform response payment module send second Pay request, send corresponding payment result to described service end;
Step S404, described service end receives the payment result of described correspondence;
Step S405, described service end updates and records described payment result, so that Respond the payment result inquiry request that described payment module is initiated, return to payment module Described payment result.
It is appreciated that the small amount bill payment side that the present embodiment provides with first embodiment The topmost difference of method is, the small amount bill payment method that the present embodiment provides is run In service end.Other data processing principle is similar to the principle in first embodiment, Similarity is referred to the content in first embodiment, repeats no more in the present embodiment.
A kind of small amount bill payment method that the embodiment of the present invention provides, by service End realizes the fractionation to delivery operation flow process and combination, it is possible to preferably compatibility is the most prior It is preset at the delivery operation flow process of server internal, and need not take much time Do the integrated, simultaneously because payment module has only to according to clothes of different delivery operation flow process Delivery operation flow process and the parameter of correspondence thereof that business end sends are gone to perform delivery operation and are asked Ask, therefore can be implemented without the most integrated and encapsulate with regard to dynamic extension, reducing The cost safeguarded and update, uses more flexible.
Fig. 5 shows a kind of small amount bill payment side that another embodiment of the present invention provides The flow chart of method, Fig. 6 shows that another embodiment of the present invention provides a kind of small amount telephone expenses The sequential chart of method of payment, refer to Fig. 5 and Fig. 6, and what the present embodiment described is to prop up Pay module, application program and the interaction flow of service end.
Step 501, the payment request that in payment module response terminal, application program is initiated, Sending the first payment flow request to service end, described first payment flow request includes First parameter and the second parameter, described first parameter is the parameter corresponding with described terminal, Described second parameter is the parameter corresponding with described application program;
Step 502, described service end is according to described in described first payment flow request First parameter and described second parameter, determine delivery operation flow process and described delivery operation The parameter that flow process is corresponding, described delivery operation flow process refers to the first payment flow or Two payment flows, described first payment flow refers to by operator or Third-party payment The payment flow that platform provides, described second payment flow refers to that described server will be many The payment flow that individual described operator or Third-party payment platform provide splits into basis Payment flow, then according to described first parameter, described second parameter and configuration literary composition The payment flow that described basis payment flow is combined by part;
Step 503, described delivery operation flow process and described payment are grasped by described service end Make parameter corresponding to flow process and be sent to described payment module;
Step 504, described payment module is according to described delivery operation flow process and with described Parameter corresponding to delivery operation flow process initiates the to operator or Third-party payment platform Two pay request, so that described operator or described Third-party payment platform response the Two pay request, send payment result to described service end;
Step 505, described service end updates and records described payment result;
Step 506, described payment module is initiated to inquire about described payment to described service end The request of result;
Step 507, described payment module receives described payment result and by described payment Result is sent to the application program in described terminal.
It is appreciated that the small amount bill payment that the present embodiment provides with the first two embodiment The topmost difference of method is, the small amount bill payment method fortune that the present embodiment provides Row is in payment module and service end.Other data processing principle is implemented with the first two Principle in example is similar, and similarity is referred to the content in the first two embodiment, The present embodiment repeats no more.
A kind of small amount bill payment method that the embodiment of the present invention provides, by service End realizes the fractionation to delivery operation flow process and combination, it is possible to preferably compatibility is the most prior It is preset at the delivery operation flow process of server internal, and need not take much time Do the integrated, simultaneously because payment module has only to according to clothes of different delivery operation flow process Delivery operation flow process and the parameter of correspondence thereof that business end sends are gone to perform delivery operation and are asked Ask, therefore can be implemented without the most integrated and encapsulate with regard to dynamic extension, reducing The cost safeguarded and update, uses more flexible.
Refer to Fig. 7, be that a kind of small amount bill payment that the embodiment of the present invention provides fills The high-level schematic functional block diagram put.Described small amount bill payment device includes that first asks modulus Block the 211, first receiver module the 212, second request module the 213, first enquiry module 214 and second receiver module 215.
Described first request module 211, for responding what application program in terminal was initiated Pay request, send the first payment flow request, described first flow of payments to service end Journey request includes that the first parameter and the second parameter, described first parameter are and described terminal Corresponding parameter, described second parameter is the parameter corresponding with described application program;
Described first receiver module 212, is used for receiving described service end according to described Delivery operation flow process that one parameter and the second parameter return and with described delivery operation stream The parameter that journey is corresponding;
Described second request module 213, for according to described delivery operation flow process and with Parameter corresponding to described delivery operation flow process is sent out to operator or Third-party payment platform Play the second payment request, so that described operator or described Third-party payment platform ring Answer the second payment request, send payment result to described service end;
Described first enquiry module 214, described for initiating inquiry to described service end The request of payment result;
Described second receiver module 215, is used for receiving described payment result and by described Payment result is sent to the application program in described terminal.
The most each module can be by software code realization, now, and above-mentioned each module Can be stored in the memorizer of application program.The most each module is equally by hardware example As IC chip realizes.
Refer to Fig. 8, be that further embodiment of this invention provides the small amount shown in Fig. 2 to talk about Take the high-level schematic functional block diagram of payment mechanism 310.Described small amount bill payment device 310 Including first receiver module the 311, first processing module the 312, first sending module 313, Second receiver module 314 and the second processing module 315.
Described first receiver module 311, is used for receiving first that payment module sends Paying flow process request, described first payment flow request includes the first parameter and the second parameter, Described first parameter refers to the parameter corresponding with the terminal arranging described payment module, institute State the second parameter and refer to the parameter corresponding with the application program in described terminal;
Described first processing module 312, for according to described first payment flow request Described in the first parameter and described second parameter, determine delivery operation flow process and described Paying the parameter that operating process is corresponding, described delivery operation flow process refers to the first payment flow Or the second payment flow, described first payment flow refers to by operator or the 3rd The payment flow that side's payment platform provides, described second payment flow refers to described service The payment flow that multiple described operators or Third-party payment platform provide is split by device Become basis payment flow, then according to described first parameter, described second parameter and The payment flow that described basis payment flow is combined by configuration file;
Described first sending module 313, for by described delivery operation flow process and described Parameter corresponding to delivery operation flow process is sent to described payment module, so that described Paying module can be corresponding according to described delivery operation flow process and described delivery operation flow process Parameter initiates the second payment request to operator or Third-party payment platform, and makes Obtain payment module described in described operator or described Third-party payment platform response to send The second payment request, send corresponding payment result to described service end;
Described second receiver module 314, for receiving the payment result of described correspondence;
Described second processing module 315, is used for updating and record described payment result, So that responding the payment result inquiry request that described payment module is initiated, to paying mould Block returns described payment result.
The most each module can be by software code realization, now, and above-mentioned each module Can be stored in the memorizer of service end.The most each module is equally by hardware such as IC chip realizes.
Refer to Fig. 1, be the small amount bill payment system of embodiment of the present invention offer, Including application program 100, payment module 200 and service end 300,
Described application program 100, for the payment initiated to described payment module 200 Request, and receive the payment result that described payment module 200 returns;
Described payment module 200, for responding what application program 100 in terminal was initiated Pay request, send the first payment flow to service end 300 and ask, described first Pay flow process request and include that the first parameter and the second parameter, described first parameter are with described The parameter that terminal is corresponding, described second parameter is the parameter corresponding with described application program; Receive the payment that described service end 300 returns according to described first parameter and the second parameter Operating process and the parameter corresponding with described delivery operation flow process;According to delivery operation Flow process and the parameter corresponding with described delivery operation flow process are propped up to operator or third party Pay platform and initiate the second payment request;Initiate inquiry to described service end 300 and pay knot The request of fruit;Receive described payment result and described payment result is sent to described end Application program 100 in end;
Described service end 300, for receiving the first payment that payment module 200 sends Flow process is asked;According to the first parameter and described described in described first payment flow request Second parameter, determines delivery operation flow process and parameter corresponding to described delivery operation flow process, Described delivery operation flow process refers to the first payment flow or the second payment flow, described First payment flow refers to the flow of payments provided by operator or Third-party payment platform Journey, described second payment flow refers to that described service end 300 is by multiple described operators Or the payment flow that Third-party payment platform provides splits into basis payment flow, so Afterwards according to described first parameter, described second parameter and configuration file by described basis The payment flow that payment flow is combined;By described delivery operation flow process and institute State parameter corresponding to delivery operation flow process and be sent to described payment module;Update and record Described payment result;Respond the payment result inquiry request that described payment module is initiated, Described payment result is returned to payment module 200.
It should be noted that each embodiment in this specification all uses the side gone forward one by one Formula describes, and what each embodiment stressed is the difference with other embodiments, Between each embodiment, identical similar part sees mutually.
Communicator that the embodiment of the present invention is provided and system, it realizes principle and product Raw technique effect is identical with preceding method embodiment, and for briefly describing, device is implemented The not mentioned part of example part, refers to corresponding contents in preceding method embodiment.
In several embodiments provided herein, it should be understood that disclosed Apparatus and method, it is also possible to realize by another way.Device described above Embodiment is only that schematically such as, flow chart and block diagram in accompanying drawing show The device of multiple embodiments according to the present invention, method and computer program product can Architectural framework, function and the operation that can realize.In this, in flow chart or block diagram Each square frame can represent a module, program segment or a part for code, described A part for module, program segment or code comprises one or more for realizing regulation The executable instruction of logic function.It should also be noted that at some as the realization replaced In mode, the function that marked in square frame can also be marked in accompanying drawing to be different from Order occurs.Such as, two continuous print square frames can essentially perform substantially in parallel, They can also perform sometimes in the opposite order, and this is depending on involved function. It is also noted that each square frame in block diagram and/or flow chart and block diagram and/ Or the combination of the square frame in flow chart, can be with performing the function of regulation or the special of action Hardware based system realize, or can refer to computer with specialized hardware The combination of order realizes.
It addition, each functional module in each embodiment of the present invention can be integrated in one Rise and form an independent part, it is also possible to be modules individualism, it is also possible to Two or more modules are integrated to form an independent part.
If described function realizes and as independent product using the form of software function module When product are sold or use, can be stored in a computer read/write memory medium. Based on such understanding, technical scheme is the most in other words to prior art The part of the part contributed or this technical scheme can be with the form of software product Embodying, this computer software product is stored in a storage medium, if including Dry instruction with so that computer equipment (can be personal computer, server, Or the network equipment etc.) perform the whole or portion of method described in each embodiment of the present invention Step by step.And aforesaid storage medium includes: USB flash disk, portable hard drive, read-only storage Device (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), various Jie that can store program code such as magnetic disc or CD Matter.It should be noted that in this article, the relation of such as first and second or the like Term is used merely to separate an entity or operation with another entity or operating space Come, and exist any this between not necessarily requiring or imply these entities or operating Actual relation or order.And, term " includes ", " comprising " or it is any Other variants are intended to comprising of nonexcludability, so that include a series of key element Process, method, article or equipment not only include those key elements, but also include Other key elements being not expressly set out, or also include for this process, method, Article or the intrinsic key element of equipment.In the case of there is no more restriction, by language Sentence " include one ...... " key element that limits, it is not excluded that in the mistake including described key element Journey, method, article or equipment there is also other identical element.
The foregoing is only the preferred embodiments of the present invention, be not limited to this Invention, for a person skilled in the art, the present invention can have various change and Change.All within the spirit and principles in the present invention, any amendment of being made, equivalent Replacement, improvement etc., should be included within the scope of the present invention.It should also be noted that Similar label and letter in following accompanying drawing represent similar terms, therefore, once certain One is defined in an accompanying drawing, then need not carry out it in accompanying drawing subsequently Definition and explanation further.
The above, the only detailed description of the invention of the present invention, but the protection of the present invention Scope is not limited thereto, and any those familiar with the art is in the present invention In the technical scope disclosed, change can be readily occurred in or replace, all should contain at this Within bright protection domain.Therefore, protection scope of the present invention should described be wanted with right The protection domain asked is as the criterion.

Claims (10)

1. a small amount bill payment method, it is characterised in that including:
The payment request that in payment module response terminal, application program is initiated, sends to service end First payment flow request, described first payment flow request includes the first parameter and the second ginseng Number, described first parameter is the parameter corresponding with described terminal, and described second parameter is and institute State the parameter that application program is corresponding;
Described payment module receives described service end and returns according to described first parameter and the second parameter The delivery operation flow process returned and the parameter corresponding with described delivery operation flow process;
Described payment module according to described delivery operation flow process and with described delivery operation flow process pair The parameter answered initiates the second payment request to operator or Third-party payment platform, so that institute State operator or described Third-party payment platform response second pays request, to described service End sends payment result;
Described payment module initiates to inquire about the request of described payment result to described service end;
Described payment module receives described payment result and described payment result is sent to described Application program in terminal.
Method the most according to claim 1, it is characterised in that described first parameter bag Include geo-location parameter and the carrier network parameter of described terminal.
Method the most according to claim 1, it is characterised in that described second parameter bag Include the title of application program in described terminal, the title of the article that application is bought and needs The amount of money paid.
4. a small amount bill payment method, it is characterised in that including:
Service end receives the first payment flow request that payment module sends, and described first pays Flow process request includes that the first parameter and the second parameter, described first parameter refer to and arrange described The parameter that the terminal of payment module is corresponding, described second parameter refer to and in described terminal should By parameter corresponding to program;
Described service end is according to the first parameter and described described in described first payment flow request Second parameter, determines delivery operation flow process and parameter corresponding to described delivery operation flow process, institute State delivery operation flow process and refer to the first payment flow or the second payment flow, described first Pay the payment flow that flow process refers to be provided by operator or Third-party payment platform, described the Two payment flows refer to that described server is by multiple described operators or Third-party payment platform The payment flow provided splits into basis payment flow, then according to described first parameter, institute State the payment that described basis payment flow is combined by the second parameter and configuration file Flow process;
Described service end is by ginseng corresponding to described delivery operation flow process and described delivery operation flow process Number is sent to described payment module, so that described payment module can pay behaviour according to described Make flow process and parameter corresponding to described delivery operation flow process to put down to operator or Third-party payment Platform initiates the second payment request, and described operator or described Third-party payment are put down Platform responds the second payment request that described payment module sends, and sends correspondence to described service end Payment result;
Described service end receives the payment result of described correspondence;
Described service end updates and records described payment result, so that responding described payment mould The payment result inquiry request that block is initiated, returns described payment result to payment module.
Method the most according to claim 4, it is characterised in that described first parameter bag Including geo-location parameter and the carrier network parameter of described terminal, described second parameter includes The title of the application program in described terminal, the title of the article that application is bought and needs The amount of money paid.
6. a small amount bill payment method, it is characterised in that including:
The payment request that in payment module response terminal, application program is initiated, sends to service end First payment flow request, described first payment flow request includes the first parameter and the second ginseng Number, described first parameter is the parameter corresponding with described terminal, and described second parameter is and institute State the parameter that application program is corresponding;
Described service end is according to the first parameter and described described in described first payment flow request Second parameter, determines delivery operation flow process and parameter corresponding to described delivery operation flow process, institute State delivery operation flow process and refer to the first payment flow or the second payment flow, described first Pay the payment flow that flow process refers to be provided by operator or Third-party payment platform, described the Two payment flows refer to that described server is by multiple described operators or Third-party payment platform The payment flow provided splits into basis payment flow, then according to described first parameter, institute State the payment that described basis payment flow is combined by the second parameter and configuration file Flow process;
Described service end is by ginseng corresponding to described delivery operation flow process and described delivery operation flow process Number is sent to described payment module;
Described payment module according to described delivery operation flow process and with described delivery operation flow process pair The parameter answered initiates the second payment request to operator or Third-party payment platform, so that institute State operator or described Third-party payment platform response second pays request, to described service End sends payment result;
Described service end updates and records described payment result;
Described payment module initiates to inquire about the request of described payment result to described service end;
Described payment module receives described payment result and described payment result is sent to described Application program in terminal.
7. a small amount bill payment device, it is characterised in that described device includes:
First request module, for responding the payment request that in terminal, application program is initiated, to Service end sends the first payment flow request, and described first payment flow request includes the first ginseng Number and the second parameter, described first parameter is the parameter corresponding with described terminal, described second Parameter is the parameter corresponding with described application program;
First receiver module, is used for receiving described service end according to described first parameter and second The delivery operation flow process of parameter return and the parameter corresponding with described delivery operation flow process;
Second request module, for according to described delivery operation flow process and with described delivery operation Parameter corresponding to flow process initiates the second payment request to operator or Third-party payment platform, So that described operator or described Third-party payment platform response second pay request, to institute State service end and send payment result;
First enquiry module, for initiating to inquire about asking of described payment result to described service end Ask;
Second receiver module, is used for receiving described payment result and described payment result being sent To the application program in described terminal.
8. a small amount bill payment device, runs on server, it is characterised in that described Device includes:
First receiver module, for receiving the first payment flow request that payment module sends, Described first payment flow request includes that the first parameter and the second parameter, described first parameter are Referring to the parameter corresponding with the terminal arranging described payment module, described second parameter refers to and institute State the parameter that the application program in terminal is corresponding;
First processing module, for according to the first ginseng described in described first payment flow request Several and described second parameter, determines that delivery operation flow process and described delivery operation flow process are corresponding Parameter, described delivery operation flow process refers to the first payment flow or the second payment flow, institute State the flow of payments that the first payment flow refers to be provided by operator or Third-party payment platform Journey, described second payment flow refers to that described server is by multiple described operators or the 3rd The payment flow that side's payment platform provides splits into basis payment flow, then according to described the Described basis payment flow is combined by one parameter, described second parameter and configuration file Payment flow;
First sending module, for by described delivery operation flow process and described delivery operation flow process Corresponding parameter is sent to described payment module, so that described payment module can be according to institute State delivery operation flow process and parameter corresponding to described delivery operation flow process to operator or the 3rd Side's payment platform initiates the second payment request, and makes described operator or the described 3rd Side's payment platform responds the second payment request that described payment module sends, to described service end Send corresponding payment result;
Second receiver module, for receiving the payment result of described correspondence;
Second processing module, is used for updating and record described payment result, so that response institute State the payment result inquiry request that payment module is initiated, return described payment to payment module and tie Really.
Device the most according to claim 8, it is characterised in that described first parameter bag Including geo-location parameter and the carrier network parameter of described terminal, described second parameter includes The title of the application program in described terminal, the title of the article that application is bought and needs The amount of money paid.
10. a small amount payment system, including payment module, application program and mobile terminal, It is characterized in that,
Described application program, for the payment request initiated to described payment module, and receives The payment result that described payment module returns;
Described payment module, for responding the payment request that in terminal, application program is initiated, to Service end sends the first payment flow request, and described first payment flow request includes the first ginseng Number and the second parameter, described first parameter is the parameter corresponding with described terminal, described second Parameter is the parameter corresponding with described application program;Receive described service end according to described first Delivery operation flow process that parameter and the second parameter return and corresponding with described delivery operation flow process Parameter;According to delivery operation flow process and the parameter corresponding with described delivery operation flow process to fortune The second payment request initiated by battalion business or Third-party payment platform;Initiate to look into described service end Ask the request of payment result;Receive described payment result and described payment result is sent to institute State the application program in terminal;
Described service end, for receiving the first payment flow request that payment module sends;Root According to the first parameter and described second parameter described in described first payment flow request, determine and prop up Paying operating process and parameter corresponding to described delivery operation flow process, described delivery operation flow process is Refer to that the first payment flow or the second payment flow, described first payment flow refer to by runing The payment flow that business or Third-party payment platform provide, described second payment flow refers to institute State server to be torn open by the payment flow that multiple described operators or Third-party payment platform provide It is divided into basis payment flow, then according to described first parameter, described second parameter and join Put the payment flow that described basis payment flow is combined by file;By described payment Operating process and parameter corresponding to described delivery operation flow process are sent to described payment module;More New and record described payment result;The payment result inquiry responding the initiation of described payment module please Ask, return described payment result to payment module.
CN201610166303.XA 2016-03-22 2016-03-22 A kind of small amount bill payment method, apparatus and system Expired - Fee Related CN105844459B (en)

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