CN105825263A - PBOC smart card - Google Patents

PBOC smart card Download PDF

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Publication number
CN105825263A
CN105825263A CN201610131168.5A CN201610131168A CN105825263A CN 105825263 A CN105825263 A CN 105825263A CN 201610131168 A CN201610131168 A CN 201610131168A CN 105825263 A CN105825263 A CN 105825263A
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CN
China
Prior art keywords
pboc
chip
card
analog switch
switch
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Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CN201610131168.5A
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Chinese (zh)
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CN105825263B (en
Inventor
陈柳章
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Excelsecu Data Technology Co Ltd
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Shenzhen Excelsecu Data Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Priority to CN201610131168.5A priority Critical patent/CN105825263B/en
Publication of CN105825263A publication Critical patent/CN105825263A/en
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Publication of CN105825263B publication Critical patent/CN105825263B/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/0772Physical layout of the record carrier
    • G06K19/07733Physical layout of the record carrier the record carrier containing at least one further contact interface not conform ISO-7816
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07749Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card
    • G06K19/07766Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card comprising at least a second communication arrangement in addition to a first non-contact communication arrangement
    • G06K19/07769Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card comprising at least a second communication arrangement in addition to a first non-contact communication arrangement the further communication means being a galvanic interface, e.g. hybrid or mixed smart cards having a contact and a non-contact interface

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  • Engineering & Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Telephone Function (AREA)
  • Storage Device Security (AREA)

Abstract

The invention belongs to the technical field of smart cards, and particularly relates to a PBOC smart card. The PBOC smart card comprises a 7816 interface, a switching circuit, a PBOC card and a security chip. When the PBOC smart card is inserted in an external card reader, the switching circuit connects the external card reader and the PBOC card through the 7816 interface and disconnects the PBOC card and the security chip. When the PBOC smart card is accessed to a USB adapter, the switching circuit connects the security chip and the PBOC card and the security chip performs data updating of the PBOC card so that the PBOC smart card can communicate with the card reader, the functions are enriched and data updating is also simple. Besides, the security chip and the PBOC card are designed as a whole so that the data can be updated in real time according to the application requirements, and different requirement applications of clients can be rapidly responded.

Description

A kind of PBOC smart card
Technical field
The invention belongs to technical field of intelligent card, particularly relate to a kind of PBOC smart card.
Background technology
Now, PBOC smart card has become the development trend of global bank card, PBOC smart card is not only supported to borrow or lend money the multinomial financial application such as note, electronic cash, stored value card, off line payment, rapid payment, multiple industry fields such as finance, traffic, communication, business, education, medical treatment, social security and tourist recreation can also be applied to, really realize a card multipotency, provide more rich value-added service for client.
At present, PBOC smart card can only be with card reader communication, function singleness, it addition, PBOC application of IC cards updates, needs external Card Reader chip, the so renewal to PBOC smart card to operate comparatively laborious.
Summary of the invention
The purpose of the embodiment of the present invention is to provide a kind of PBOC smart card, it is intended to solves present PBOC smart card and there is function singleness and the problem updating complex operation.
The embodiment of the present invention is achieved in that a kind of PBOC smart card, and described PBOC smart card includes:
7816 interfaces of data interaction are carried out respectively with external card reader and USB adapter;
PBOC card;
Described PBOC is sticked into the safety chip that row data update;
The switching circuit being connected with described 7816 interfaces, PBOC card and safety chip respectively, when described PBOC smart card inserts described external card reader, described external card reader is connected with PBOC card by 7816 interfaces, described PBOC card is disconnected with safety chip simultaneously, when described PBOC smart card accesses USB adapter, safety chip is connected by described switching circuit with PBOC card, and described safety chip sticks into row data and updates described PBOC.
In said structure, described PBOC smart card also includes realizing described external card reader and PBOC card carries out the antenna of wireless interaction.
In said structure, described PBOC smart card also includes that described safety chip and data are updated source carries out the bluetooth module of wireless interaction.
In said structure, described switching circuit includes analog switch chip.
nullIn said structure,Described switching circuit includes analog switch chip U1 and analog switch chip U2,Described external card reader includes Card Reader chip U3,The first switch one movable end NC1 of described analog switch chip U1 meets the clock end CLK of described Card Reader chip U3,The first switch two movable end NO1 of described analog switch chip U1 connect described safety chip,The first switch fixing end COM1 of described analog switch chip U1 connects described PBOC card,The second switch one movable end NC2 of described analog switch chip U1 meets the data terminal IO of described Card Reader chip U3,The second switch two movable end NO2 of described analog switch chip U1 connects described safety chip,The second switch of described analog switch chip U1 fixing end COM2 connects described PBOC card,The first control end IN1 and second of described analog switch chip U1 controls end IN2 and meets control source 7816_SEL respectively,The first switch one movable end NC1 of described analog switch chip U2 meets the reset terminal RST of described Card Reader chip U3,The first switch two movable end NO1 of described analog switch chip U2 connect described safety chip,The first switch fixing end COM1 of described analog switch chip U2 connects described PBOC card,The first control end IN1 of described analog switch chip U2 meets control source 7816_SEL.
In said structure, described safety chip uses security update chip U4, the clock end M_CLK of described security update chip U4 meets the first switch two movable end NO1 of described analog switch chip U1, the data terminal M_IO of described security update chip U4 meets the second switch two movable end NO2 of described analog switch chip U1, the reset terminal M_RST of described security update chip U4 and meets the first switch two movable end NO1 of described analog switch chip U2.
In said structure, described PBOC card uses PBOC card chip U5, the clock end T19_CLK of described PBOC card chip U5 meets the first switch fixing end COM1 of described analog switch chip U1, the data terminal T19_IO of described PBOC card chip U5 meets fixing the first switch fixing end COM1 holding COM2, the reset terminal T19_RST of described PBOC card chip U5 to meet described analog switch chip U2 of second switch of described analog switch chip U1.
In said structure, described data update source and use the terminal possessing data more New function.
In said structure, described in possess the terminal of data more New function and include computer or mobile phone.
In embodiments of the present invention, PBOC smart card includes 7816 interfaces, switching circuit, PBOC card and safety chip, when PBOC smart card inserts external card reader, external card reader is connected with PBOC card by switching circuit by 7816 interfaces, PBOC card is disconnected with safety chip simultaneously, when PBOC smart card accesses USB adapter, safety chip is connected by switching circuit with PBOC card, safety chip sticks into row data and updates PBOC, so PBOC smart card is not only only capable of and card reader communication, function becomes abundant, and data update the simplest.
Accompanying drawing explanation
Fig. 1 is the function structure chart of the PBOC smart card that the embodiment of the present invention provides;
Fig. 2 is the circuit structure diagram of the PBOC smart card that the embodiment of the present invention provides;
Fig. 3 is the structure chart of first switch of the analog switch chip U1 that the embodiment of the present invention provides.
Detailed description of the invention
In order to make the purpose of the present invention, technical scheme and advantage clearer, below in conjunction with drawings and Examples, the present invention is further elaborated.Should be appreciated that specific embodiment described herein, only in order to explain the present invention, is not intended to limit the present invention.
Fig. 1 shows the modular structure of the PBOC smart card that the embodiment of the present invention provides, and for convenience of description, illustrate only the part relevant to the embodiment of the present invention.
A kind of PBOC smart card, described PBOC smart card includes:
7816 interfaces 1 of data interaction are carried out respectively with external card reader and USB adapter;
PBOC card 2;
Described PBOC card 2 is carried out the safety chip 3 of data renewal;
The switching circuit 4 being connected with described 7816 interfaces 1, PBOC card 2 and safety chip 3 respectively, when described PBOC smart card inserts described external card reader, described external card reader is connected with PBOC card 2 by 7816 interfaces 1, described PBOC card 2 is disconnected with safety chip 3 simultaneously, when described PBOC smart card accesses USB adapter, safety chip 3 is connected by described switching circuit 4 with PBOC card 2, and described safety chip 3 carries out data renewal to described PBOC card 2.
As one embodiment of the invention, described PBOC smart card also includes realizing described external card reader and PBOC card 2 carries out the antenna 5 of wireless interaction.
As one embodiment of the invention, described PBOC smart card also includes that described safety chip 3 and data are updated source carries out the bluetooth module 6 of wireless interaction.
The bluetooth module 6 being connected with safety chip 3 by setting, it is possible to achieve the function of bluetooth KEY.The corresponding function that can also be realized USBKEY by USB interface, therefore the application of the program is various.
As one embodiment of the invention, described switching circuit 4 includes analog switch chip.
Fig. 2 shows the circuit structure of the PBOC smart card that the embodiment of the present invention provides, and for convenience of description, illustrate only the part relevant to the embodiment of the present invention.
As one embodiment of the invention, described switching circuit 4 includes analog switch chip U1 and analog switch chip U2, in embodiments of the present invention, the chip that analog switch chip U1 and analog switch chip U2 all uses model to be BCT4717, analog switch chip U1 and analog switch chip U2 all include two-way two-way single-pole double throw cmos analog switch.Certainly, analog switch chip U1 and analog switch chip U2 can also use other model chip, the most only enumerates a kind of illustration.
nullDescribed external card reader includes Card Reader chip U3,Fig. 3 shows the structure of first switch of analog switch chip U1,The first switch one movable end NC1 of described analog switch chip U1 meets the clock end CLK of described Card Reader chip U3,The first switch two movable end NO1 of described analog switch chip U1 connect described safety chip 3,The first switch fixing end COM1 of described analog switch chip U1 connects described PBOC card,The second switch one movable end NC2 of described analog switch chip U1 meets the data terminal IO of described Card Reader chip U3,The second switch two movable end NO2 of described analog switch chip U1 connects described safety chip 3,The second switch of described analog switch chip U1 fixing end COM2 connects described PBOC card 2,The first control end IN1 and second of described analog switch chip U1 controls end IN2 and meets control source 7816_SEL respectively,The first switch one movable end NC1 of described analog switch chip U2 meets the reset terminal RST of described Card Reader chip U3,The first switch two movable end NO1 of described analog switch chip U2 connect described safety chip 3,The first switch fixing end COM1 of described analog switch chip U2 connects described PBOC card 2,The first control end IN1 of described analog switch chip U2 meets control source 7816_SEL.
7816 interfaces 1 use 7816 interface chips, and 7816_SEL is the mode selection pin of 7816 interface chips, and 7816_SEL is switched to export high level after USB accesses, and has with safety chip 3 and is connected, and safety chip 3 detects that USB enters USB mode after inserting.
As one embodiment of the invention, described safety chip 3 uses security update chip U4, the clock end M_CLK of described security update chip U4 meets the first switch two movable end NO1 of described analog switch chip U1, the data terminal M_IO of described security update chip U4 meets the second switch two movable end NO2 of described analog switch chip U1, the reset terminal M_RST of described security update chip U4 and meets the first switch two movable end NO1 of described analog switch chip U2.
As one embodiment of the invention, described PBOC card 2 uses PBOC card chip U5, the clock end T19_CLK of described PBOC card chip U5 meets the first switch fixing end COM1 of described analog switch chip U1, the data terminal T19_IO of described PBOC card chip U5 meets fixing the first switch fixing end COM1 holding COM2, the reset terminal T19_RST of described PBOC card chip U5 to meet described analog switch chip U2 of second switch of described analog switch chip U1.
As one embodiment of the invention, described data update source and use the terminal possessing data more New function.
As one embodiment of the invention, described in possess the terminal of data more New function and include computer or mobile phone.
In embodiments of the present invention, safety chip 3 and PBOC card 2 are designed to an entirety, according to application demand real-time update data, can quickly respond the different demands application of client.
The operation principle of PBOC smart card is:
When PBOC smart card accesses USB adapter, SIM_VCC voltage is driven high automatically, 7816_SEL voltage is also driven high, now security update chip U4 software judges that USB identifies whether successfully, if identifying USB success, just drag down 7816_SEL voltage, analog switch chip U1, analog switch chip U2 connects security update chip U4 and PBOC card chip U5, if USB identifies unsuccessful, it is maintained for 7816_SEL high level, analog switch chip U1, analog switch chip U2 disconnects security update chip U4 and PBOC card chip U5, PBOC card chip U5 connects with Card Reader chip U3.This programme complete machine electric current is less, and circuit is simple, uses the device of conventional low cost, has cost advantage.
In embodiments of the present invention, PBOC smart card includes 7816 interfaces, switching circuit, PBOC card and safety chip, when PBOC smart card inserts external card reader, external card reader is connected with PBOC card by switching circuit by 7816 interfaces, PBOC card is disconnected with safety chip simultaneously, when PBOC smart card accesses USB adapter, safety chip is connected by switching circuit with PBOC card, safety chip sticks into row data and updates PBOC, so PBOC smart card is not only only capable of and card reader communication, function becomes abundant, and data update the simplest, additionally, safety chip and PBOC card are designed to an entirety, can be according to application demand real-time update data, the different demands application of client can be quickly responded.
The foregoing is only presently preferred embodiments of the present invention, not in order to limit the present invention, all any amendment, equivalent and improvement etc. made within the spirit and principles in the present invention, should be included within the scope of the present invention.

Claims (9)

1. a PBOC smart card, it is characterised in that described PBOC smart card includes:
7816 interfaces of data interaction are carried out respectively with external card reader and USB adapter;
PBOC card;
Described PBOC is sticked into the safety chip that row data update;
The switching circuit being connected with described 7816 interfaces, PBOC card and safety chip respectively, when described PBOC smart card inserts described external card reader, described external card reader is connected with PBOC card by 7816 interfaces, described PBOC card is disconnected with safety chip simultaneously, when described PBOC smart card accesses USB adapter, safety chip is connected by described switching circuit with PBOC card, and described safety chip sticks into row data and updates described PBOC.
2. PBOC smart card as claimed in claim 1, it is characterised in that described PBOC smart card also includes realizing described external card reader and PBOC card carries out the antenna of wireless interaction.
3. PBOC smart card as claimed in claim 1, it is characterised in that described PBOC smart card also includes that described safety chip and data are updated source carries out the bluetooth module of wireless interaction.
4. PBOC smart card as claimed in claim 1, it is characterised in that described switching circuit includes analog switch chip.
null5. PBOC smart card as claimed in claim 4,It is characterized in that,Described switching circuit includes analog switch chip U1 and analog switch chip U2,Described external card reader includes Card Reader chip U3,The first switch one movable end NC1 of described analog switch chip U1 meets the clock end CLK of described Card Reader chip U3,The first switch two movable end NO1 of described analog switch chip U1 connect described safety chip,The first switch fixing end COM1 of described analog switch chip U1 connects described PBOC card,The second switch one movable end NC2 of described analog switch chip U1 meets the data terminal IO of described Card Reader chip U3,The second switch two movable end NO2 of described analog switch chip U1 connects described safety chip,The second switch of described analog switch chip U1 fixing end COM2 connects described PBOC card,The first control end IN1 and second of described analog switch chip U1 controls end IN2 and meets control source 7816_SEL respectively,The first switch one movable end NC1 of described analog switch chip U2 meets the reset terminal RST of described Card Reader chip U3,The first switch two movable end NO1 of described analog switch chip U2 connect described safety chip,The first switch fixing end COM1 of described analog switch chip U2 connects described PBOC card,The first control end IN1 of described analog switch chip U2 meets control source 7816_SEL.
6. PBOC smart card as claimed in claim 5, it is characterized in that, described safety chip uses security update chip U4, the clock end M_CLK of described security update chip U4 meets the first switch two movable end NO1 of described analog switch chip U1, the data terminal M_IO of described security update chip U4 meets the second switch two movable end NO2 of described analog switch chip U1, the reset terminal M_RST of described security update chip U4 and meets the first switch two movable end NO1 of described analog switch chip U2.
7. PBOC smart card as claimed in claim 6, it is characterized in that, described PBOC card uses PBOC card chip U5, the clock end T19_CLK of described PBOC card chip U5 meets the first switch fixing end COM1 of described analog switch chip U1, the data terminal T19_IO of described PBOC card chip U5 meets fixing the first switch fixing end COM1 holding COM2, the reset terminal T19_RST of described PBOC card chip U5 to meet described analog switch chip U2 of second switch of described analog switch chip U1.
8. PBOC smart card as claimed in claim 3, it is characterised in that described data update source and use the terminal possessing data more New function.
9. PBOC smart card as claimed in claim 8, it is characterised in that described in possess the terminal of data more New function and include computer or mobile phone.
CN201610131168.5A 2016-03-09 2016-03-09 A kind of PBOC smart cards Active CN105825263B (en)

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Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE59705383D1 (en) * 1997-02-07 2001-12-20 Amphenol Tuchel Elect Contact block for a chip card reader
CN101667163A (en) * 2009-10-19 2010-03-10 北京华大智宝电子系统有限公司 Encrypting and authenticating equipment with dual safety chips
CN201638257U (en) * 2010-03-25 2010-11-17 北京银达润和科技发展有限公司 USB interface smart card capable of realizing cell phone payment
CN201859502U (en) * 2010-11-29 2011-06-08 中钞信用卡产业发展有限公司 Handheld off-line non-contact micropayment terminal based on QPBOC (quick PBOC) specification
CN102867366A (en) * 2012-09-19 2013-01-09 中国工商银行股份有限公司 Portable bank card data processing device, system and method
CN205540866U (en) * 2016-03-09 2016-08-31 深圳市文鼎创数据科技有限公司 PBOC smart card

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE59705383D1 (en) * 1997-02-07 2001-12-20 Amphenol Tuchel Elect Contact block for a chip card reader
CN101667163A (en) * 2009-10-19 2010-03-10 北京华大智宝电子系统有限公司 Encrypting and authenticating equipment with dual safety chips
CN201638257U (en) * 2010-03-25 2010-11-17 北京银达润和科技发展有限公司 USB interface smart card capable of realizing cell phone payment
CN201859502U (en) * 2010-11-29 2011-06-08 中钞信用卡产业发展有限公司 Handheld off-line non-contact micropayment terminal based on QPBOC (quick PBOC) specification
CN102867366A (en) * 2012-09-19 2013-01-09 中国工商银行股份有限公司 Portable bank card data processing device, system and method
CN205540866U (en) * 2016-03-09 2016-08-31 深圳市文鼎创数据科技有限公司 PBOC smart card

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