CN105809430A - Forestry applied e-commerce trade controlling system and controlling method - Google Patents

Forestry applied e-commerce trade controlling system and controlling method Download PDF

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Publication number
CN105809430A
CN105809430A CN201610119253.XA CN201610119253A CN105809430A CN 105809430 A CN105809430 A CN 105809430A CN 201610119253 A CN201610119253 A CN 201610119253A CN 105809430 A CN105809430 A CN 105809430A
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China
Prior art keywords
payment
account
transaction
user
platform
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CN201610119253.XA
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Chinese (zh)
Inventor
肖阳
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Central South University of Forestry and Technology
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Central South University of Forestry and Technology
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Priority to CN201610119253.XA priority Critical patent/CN105809430A/en
Publication of CN105809430A publication Critical patent/CN105809430A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction

Abstract

The invention discloses a forestry applied e-commerce trade controlling system and a controlling method. The controlling system comprises a memory cell in connection with a central processing unit. The central processing unit and a central data base server are in a two-way connection through a router. The central data base server is provided with a price bargaining platform and a credit authentication platform. A trading terminal is connected to the central data base server through an information identification apparatus. Simple in structure and convenient to operate, the forestry applied e-commerce trade controlling system and the controlling method can effectively ensure the safety of both sellers and buyers, perform real time monitoring, allow trading at transparent prices agreed by relevant parties, and remit transaction generated money flows to the designated bank accounts of all parties both promptly and accurately.

Description

A kind of forestry controls system and control method with e-commerce transaction
Technical field
The invention belongs to electronic transaction technical field, particularly relate to a kind of forestry e-commerce transaction and control system and control method.
Background technology
At present, ecommerce has become as one of of paramount importance application on the Internet, but existing electronic business mode, often it is difficult in forestry transaction carries out, transaction process and details thereof be control effectively, that can only by the time conclude the business finally just can confirm products & services and evaluate, it is a kind of electronic business mode towards end product, and often can only process two side's transaction, it is difficult to process the complex transaction having three even more counterparties jointly to participate in.
If a transaction relates to long time span, and the repeatedly transmitting-receiving also comprising multiple different product and service in process of exchange confirms and evaluates, being also possible to relate to multiple counterparty especially simultaneously and simultaneously participate in transaction, this electronic business mode existing at present is difficult to the reliable control helping Trading parties to reach the process to this transaction, quality, safety and trade detail.
Summary of the invention
It is an object of the invention to provide a kind of forestry e-commerce transaction and control system and control method, it is intended to solve the reliable problem controlled that this electronic business mode existing at present is difficult to help Trading parties to reach the process to this transaction, quality, safety and trade detail.
The present invention is achieved in that this forestry e-commerce transaction controls system and includes: memory element, central processing unit, router, central database server, price platform, credit accreditation platform, information recognition device, transaction terminal;
Memory element is connected with central processing unit, and central processing unit is bi-directionally connected by router and central database server;Being provided with price platform and credit accreditation platform in central database server, transaction terminal is connected with central database server by information recognition device.
The present invention also takes following technical measures:
Described central database server includes: company information Accreditation System, data base management system, company information storage system and product information storage system;Data base management system is connected with company information Accreditation System, company information storage system and product information storage system respectively.
Specifically being connected as of the circuit of described memory element:
3 pins of chip U4 connect+3.3V power supply, the 4 pin ground connection of chip U4, and the 7 of chip U4,8 pins connections are followed by+3.3V power supply, are directly grounded by electric capacity C9 simultaneously.
Described router includes: on and off switch, shell, dissipating cover, signal receiver, circumscription socket, fan;
The internally installed of shell has motor, and the output shaft of motor is provided with fan, and on the shell of fan upper end, correspondence is provided with dissipating cover, and the rear end of shell is provided with on and off switch, and on and off switch is connected with motor by wire;The right-hand member of on and off switch is provided with signal receiver, and the right-hand member of signal receiver is provided with circumscription socket;The outside of shell is provided with signal adapter, the upper end of signal adapter is provided with the mutual bar of signal, the mutual bar of signal and signal receiver wireless connections, the front end of signal adapter is provided with plug, and the power end of signal adapter is connected with on and off switch by power line.
Being provided with safety monitoring system in described memory element, safety monitoring system includes: intelligent gateway server, network analhyzer, infrared perceptron, high-definition camera harvester, alarm device and cloud storage;
Intelligent gateway server analysis Deviant Behavior parameter set in advance is identified;
It is connected with intelligent gateway server, for gathering the network data in LAN, and carries out analysis and the identification of packet, the network analhyzer material time in feature database being analyzed and recording;
It is connected with intelligent gateway server, for gathering personnel's situation of transaction terminal, record keeping personnel's Action Events, and the infrared perceptron of storage of taking pictures;
It is connected with intelligent gateway server, for gathering the video information in environment, is passed to the high-definition camera harvester of intelligent gateway server by Ethernet;
It is connected with intelligent gateway server, is used for receiving alarm command, produce the alarm device of alarm signal;
It is connected by Internet with intelligent gateway server, it is provided that the cloud storage of back-end data.
MCU, MCU are installed in described intelligent gateway server and carry out information exchange by RJ45 network interface card and outside;Infrared perceptron is positioned at the porch of important channel, and infrared perceptron includes infrared sensor, RS485 transducer, MCU;Infrared perceptron is connected with intelligent gateway server by RS485 transducer;Alarm device is internally installed buzzer.
Described transaction terminal includes: system of account, mobile terminal, remote payment client, on-the-spot accepting terminal, payment access system, transaction system, clear settlement system, payment content platform, trade company's management system, a payment support system;
System of account is arranged on the core position moving financial payment systems based on Internet of Things under cloud platform, mobile terminal is connected between remote payment client and on-the-spot accepting terminal, remote payment client is connected to the upside of mobile terminal, on-the-spot accepting terminal is connected to the downside of mobile terminal, pay access system and be connected to the front side of transaction system, transaction system is connected between payment access system and trade company's management system, clear settlement system is connected to the rear side of trade company's management system, pay content platform and be connected to the side of mobile terminal, trade company's management system is connected to the upside of system of account, pay a support system and be connected to the downside of clear settlement system.
Described system of account specifically adopts mobile payment account, and type includes bank account, Third-party payment account, operators communication act on behalf of charging account, off-line wallet account, points account;
nullThird-party payment account refers to that Third-party payment mechanism is the cyber money account system that client sets up,The circulation of fund must rely on bank to complete,Third-party payment mechanism needs to set up in bank to deposit pipe account,It is divided into savings account and account of payment,The fund of supplementing with money receiving client is fully stored in the savings account of pipe account,Savings account can not directly can only be remitted money to account of payment in foreign payment,Account of payment can only according to the agreement of Third-party payment mechanism Yu franchised business,To franchised business's account settlement,Third-party payment mechanism collects deserved formality according to agreement to trade company,User by bank account to Third-party payment account charging,Third-party payment platform will increase user account remaining sum,Fund in user's bank account is transferred to the cash in banks account of Third-party payment company simultaneously,User is when using Third-party payment account to pay,User account remaining sum reduced by Third-party payment platform,Settlement data is issued bank simultaneously,The capital settlement from bank of Third-party payment company account of payment and trade company's bank account is completed by bank,The Third-party payment company needs according to business accounting,Periodically or non-periodically remitted money to payment account by cash in banks account;
Described payment content platform specifically adopts cloud storage platform, cloud storage platform adopts Web development language PHP as first-selected supporting language, Web developer is developed by the online SDK of SDK or Web version, dispose, is debugged on Linux/Mac/Windows, also carrying out member's cooperation during team's exploitation, code, project are had different authorities by different roles;
Described on-the-spot accepting terminal includes mobile wireless POS, arranges intelligent electronic label and is connected to the front side of mobile wireless POS, and intelligent electronic label specifically adopts RFID RF Reader;
nullDescribed remote payment refers to that user contacts with businessman non-face-to-face,Completed the means of payment of trading processing alternately by payment system by cordless communication network and payment platform,User is paying content platform order goods or service by the client of mobile terminal,Pay content platform and submit order to mobile payment transaction system,User initiates to pay request to move transaction system by mobile terminal,Mobile payment transaction system receives user and pays the sequence information of request inspection user,The request of withholing is initiated to Accounting system,The request of withholing is initiated to Accounting system,Accounting system receives the request of withholing and user account information is authenticated,Authenticate by after to complete accounting payment concurrent,Sending buckle money confirmation is to payment transaction system,Payment result notice is paid content platform by payment transaction system,Pay content platform and return, to payment transaction system, the response that payment result confirms,Payment transaction system is that payment client terminal returns and pays and successfully confirmed transaction flow;
Described near field pays online consumption and refers to that user uses mobile terminal/smart card, access mobile payment platform by on-the-spot accepting terminal and complete the means of payment of payment process at local or the single network of access receipts, user selects commodity or service in trade company shop, user settles accounts to trade company's cashier, trade company's accepting terminal at the scene inputs spending amount, pass through near-field communication technology, accounts information read requests is initiated to mobile terminal/smart card, accounts information is found to on-the-spot accepting terminal by mobile terminal, on-the-spot accepting terminal sends and pays request instruction to transaction system, transaction system sends the account request of withholing to system of account, after system of account is subject to the request of withholing, carry out user account authentication, return is withholdd confirmation, transaction system returns payment affirmation information to on-the-spot accepting terminal, complete check-out process;
nullDescribed near field pays off-line consumption and refers to that finger user uses mobile terminal,Carry out authenticating and paying either directly through on-the-spot off line accepting terminal,Accepting terminal regularly uploads transaction data,The payment flow of Third-party payment mechanism every day and franchised business's reconciliation,User selects commodity and service in businessman shop,User settles accounts to trade company's cashier,Trade company's off line accepting terminal at the scene inputs spending amount,Pass through near-field communication technology,The account request of withholing is initiated to mobile terminal/smart card,Carry out after mobile terminal/the receive request of withholing the authentication withholdd by rear directly withhold in off-line wallet and return response of withholing complete payment process to accepting terminal user,Transaction data is uploaded in the accepting terminal timing of off line scene,Third-party payment mechanism every day and franchised business's reconciliation,The clearing department of Third-party payment mechanism is according to the billing cycle of trade company,Settlement data according to system,Payment request is sent out to bank.
A kind of forestry e-commerce transaction control method, the method comprises the following steps:
Step one, information recognition device log in, by transaction terminal, the mode authorized and obtain and data in operation center's database server;
Step 2, user's mandate are the account numbers by logging in oneself in the webpage that central database server official provides;User could use every business after authorization, authorizes all functions after losing efficacy to be deactivated;
The operating data of central database server are monitored and assess by price platform and credit accreditation platform after logging in by step 3, mandate;
Step 4, central processing unit are operated for all business in digital commodity transaction, and the real time settlement will concluded the business between dealing two in ecommerce.
The present invention has the advantage that and has the benefit effect that this forestry e-commerce transaction controls system and control method simple in construction, easy to operate, can effectively ensure the transaction security of both parties, and carry out implementing monitoring, make the price transparent of transaction, by deal engagement, timely and accurately relevant for various transaction fund is squeezed into the appointment account of Trading parties.
Accompanying drawing explanation
Fig. 1 is the forestry e-commerce transaction Control system architecture schematic diagram that the embodiment of the present invention provides;
Fig. 2 is the circuit diagram of the memory element that the embodiment of the present invention provides;
Fig. 3 is the structural representation of the router that the embodiment of the present invention provides;
Fig. 4 is the forestry e-commerce transaction control method flow chart that the embodiment of the present invention provides;
Fig. 5 is the structure principle chart of the safety monitoring system that the embodiment of the present invention provides;
Fig. 6 is the structural representation of the transaction terminal that the embodiment of the present invention provides;
Fig. 7 is the remote payment flow chart of steps that the embodiment of the present invention provides;
Fig. 8 is that the near field that the embodiment of the present invention provides pays online consumption flow chart of steps;
Fig. 9 is that the near field that the embodiment of the present invention provides pays off-line consumption flow chart of steps;
In figure: 1, memory element;1-1, intelligent gateway server;1-2, network analhyzer;1-3, infrared perceptron;1-4, high-definition camera harvester;1-5, alarm device;1-6, cloud storage;2, central processing unit;3, router;3-1, on and off switch;3-2, shell;3-3, dissipating cover;3-4, signal receiver;3-5, circumscription socket;3-6, fan;4, central database server;5, price platform;6, credit accreditation platform;7, information recognition device;8, transaction terminal;8-1, system of account;8-2, mobile terminal;8-3, remote payment client;8-4, on-the-spot accepting terminal;8-5, payment access system;8-6, transaction system;8-7, clear settlement system;8-8, payment content platform;8-9, trade company's management system;8-10, a payment support system.
Detailed description of the invention
In order to make the purpose of the present invention, technical scheme and advantage clearly understand, below in conjunction with embodiment, the present invention is further elaborated.Should be appreciated that specific embodiment described herein is only in order to explain the present invention, is not intended to limit the present invention.
Below in conjunction with accompanying drawing 1 to 9 and specific embodiment, the application principle of the present invention is further described.
This forestry e-commerce transaction controls system and includes: memory element 1, central processing unit 2, router 3, central database server 4, price platform 5, credit accreditation platform 6, information recognition device 7, transaction terminal 8;
Memory element 1 is connected with central processing unit 2, and central processing unit 2 is bi-directionally connected by router 3 and central database server 4;Being provided with price platform 5 and credit accreditation platform 6 in central database server 4, transaction terminal 8 is connected with central database server 4 by information recognition device 7.
Described central database server 4 includes: company information Accreditation System, data base management system, company information storage system and product information storage system;Data base management system is connected with company information Accreditation System, company information storage system and product information storage system respectively.
Specifically being connected as of the circuit of described memory element 1:
3 pins of chip U4 connect+3.3V power supply, the 4 pin ground connection of chip U4, and the 7 of chip U4,8 pins connections are followed by+3.3V power supply, are directly grounded by electric capacity C9 simultaneously.
Described router 3 includes: on and off switch 3-1, shell 3-2, dissipating cover 3-3, signal receiver 3-4, circumscription socket 3-5, fan 3-6;
The internally installed of shell 3-2 has motor, the output shaft of motor is provided with on the shell 3-2 of fan 3-6, fan 3-6 upper end correspondence and is provided with dissipating cover 3-3, and the rear end of shell 3-2 is provided with on and off switch 3-1, and on and off switch 3-1 is connected with motor by wire;The right-hand member of on and off switch 3-1 is provided with signal receiver 3-4, and the right-hand member of signal receiver 3-4 is provided with circumscription socket 3-5;The outside of shell 3-2 is provided with signal adapter, the upper end of signal adapter is provided with the mutual bar of signal, the mutual bar of signal and signal receiver 3-4 wireless connections, the front end of signal adapter is provided with plug, and the power end of signal adapter is connected with on and off switch 3-1 by power line.
Signal adapter is switched on power, then plug is inserted in outer net, then signal can just be there is, signal is carried out mutual by the signal receiver 3-4 on router 3, router 3 can be put into optional position, convenient use, the heat of generation is distributed by internal fan 3-6 by dissipating cover 3-3, allows it keep good working order.
Being provided with safety monitoring system in described memory element 1, safety monitoring system includes: intelligent gateway server 1-1, network analhyzer 1-2, infrared perceptron 1-3, high-definition camera harvester 1-4, alarm device 1-5 and cloud storage 1-6;
Intelligent gateway server 1-1 analyzes Deviant Behavior parameter set in advance and is identified;
It is connected with intelligent gateway server 1-1, for gathering the network data in LAN, and carries out analysis and the identification of packet, the network analhyzer 1-2 material time in feature database being analyzed and recording;
It is connected with intelligent gateway server 1-1, for gathering personnel's situation of transaction terminal 8, record keeping personnel's Action Events, and the infrared perceptron 1-3 of storage of taking pictures;
It is connected with intelligent gateway server 1-1, for gathering the video information in environment, is passed to the high-definition camera harvester 1-4 of intelligent gateway server 1-1 by Ethernet;
It is connected with intelligent gateway server 1-1, is used for receiving alarm command, produce the alarm device 1-5 of alarm signal;
It is connected by Internet with intelligent gateway server 1-1, it is provided that the cloud storage 1-6 of back-end data.
MCU, MCU are installed in described intelligent gateway server 1-1 and carry out information exchange by RJ45 network interface card and outside;Infrared perceptron 1-3 is positioned at the porch of important channel, and infrared perceptron 1-3 includes infrared sensor, RS485 transducer, MCU;Infrared perceptron 1-3 is connected with intelligent gateway server 1-1 by RS485 transducer;Alarm device 1-5 is internally installed buzzer.
Intelligent gateway server 1-1 is the general server of Multi-netmouth, and intelligent gateway runs ad hoc program, is responsible for the task of several aspects: after have received the signal of infrared sensing module, it is possible to starts and takes pictures and store function;Receive the analysis result of nework analysis module, control video camera and take pictures and store function;Analyzed personage's Deviant Behavior by video image in real time, start alarm device 1-5 for accident, and upload important video data to cloud storage center;The face characteristic of personage in place can be extracted, constitute with cloud storage center and share resource, it is achieved the real-time tracking that emphasis perpetual object is carried out;Intelligent gateway server 1-1 provides configuration feature, completes the functions such as the configuration that mainly completes network behavior definition, in violation of rules and regulations rank with processing mode.High-definition camera harvester 1-4 gathers the video information in environment, pass to intelligent gateway server 1-1 by Ethernet to analyze, intelligent gateway server 1-1 analyzes Deviant Behavior parameter set in advance and is identified, and starts and the alarm device 1-5 being connected in intelligent gateway service.Network analhyzer 1-2 is responsible for gathering the network data in LAN, and carries out analysis and the identification of packet, and the material time in feature database is analyzed and record.Note abnormalities network behavior time, by intelligent gateway server 1-1 control photographic head take pictures.Cloud storage 1-6 is responsible for the storage intelligent gateway server 1-1 data sent, including photo and abnormal network behavior characteristics data.Cloud storage 1-6 comprises emphasis face characteristic simultaneously, coordinates with intelligent gateway server 1-1, high-definition camera harvester 1-4, complete the tracking of important object and report.
Described transaction terminal 8 includes: system of account 8-1, mobile terminal 8-2, remote payment client 8-3, on-the-spot accepting terminal 8-4, payment access system 8-5, transaction system 8-6, clear settlement system 8-7, payment content platform 8-8, trade company management system 8-9, a payment support system 8-10;
nullSystem of account 8-1 is arranged on the core position moving financial payment systems based on Internet of Things under cloud platform,Mobile terminal 8-2 is connected between remote payment client 8-3 and on-the-spot accepting terminal 8-4,Remote payment client 8-3 is connected to the upside of mobile terminal 8-2,On-the-spot accepting terminal 8-4 is connected to the downside of mobile terminal 8-2,Pay access system 8-5 and be connected to the front side of transaction system 8-6,Transaction system 8-6 is connected between payment access system 8-5 and trade company management system 8-9,Clear settlement system 8-7 is connected to the rear side of trade company management system 8-9,Pay content platform 8-8 and be connected to the side of mobile terminal 8-2,Trade company management system 8-9 is connected to the upside of system of account 8-1,Pay a support system 8-10 and be connected to the downside of clear settlement system 8-7.
Described system of account 8-1 specifically adopts mobile payment account, and type includes bank account, Third-party payment account, operators communication act on behalf of charging account, off-line wallet account, points account;
nullThird-party payment account refers to that Third-party payment mechanism is the cyber money account system 8-1 that client sets up,The circulation of fund must rely on bank to complete,Third-party payment mechanism needs to set up in bank to deposit pipe account,It is divided into savings account and account of payment,The fund of supplementing with money receiving client is fully stored in the savings account of pipe account,Savings account can not directly can only be remitted money to account of payment in foreign payment,Account of payment can only according to the agreement of Third-party payment mechanism Yu franchised business,To franchised business's account settlement,Third-party payment mechanism collects deserved formality according to agreement to trade company,User by bank account to Third-party payment account charging,Third-party payment platform will increase user account remaining sum,Fund in user's bank account is transferred to the cash in banks account of Third-party payment company simultaneously,User is when using Third-party payment account to pay,User account remaining sum reduced by Third-party payment platform,Settlement data is issued bank simultaneously,The capital settlement from bank of Third-party payment company account of payment and trade company's bank account is completed by bank,The Third-party payment company needs according to business accounting,Periodically or non-periodically remitted money to payment account by cash in banks account;
Described payment content platform 8-8 specifically adopts cloud storage platform, cloud storage platform adopts Web development language PHP as first-selected supporting language, Web developer is developed by the online SDK of SDK or Web version, dispose, is debugged on Linux/Mac/Windows, also carrying out member's cooperation during team's exploitation, code, project are had different authorities by different roles;
Described on-the-spot accepting terminal 8-4 includes mobile wireless POS, arranges intelligent electronic label and is connected to the front side of mobile wireless POS, and intelligent electronic label specifically adopts RFID RF Reader;
nullDescribed remote payment refers to that user contacts with businessman non-face-to-face,Completed the means of payment of trading processing alternately by payment system by cordless communication network and payment platform,User is paying content platform 8-8 order goods or service by the client of mobile terminal 8-2,Pay content platform 8-8 and submit order to mobile payment transaction system 8-6,User initiates to pay request to move transaction system 8-6 by mobile terminal 8-2,Mobile payment transaction system 8-6 receives user and pays the sequence information of request inspection user,The request of withholing is initiated to Accounting system,The request of withholing is initiated to Accounting system,Accounting system receives the request of withholing and user account information is authenticated,Authenticate by after to complete accounting payment concurrent,Sending buckle money confirmation is to payment transaction system 8-6,Payment result notice is paid content platform 8-8 by payment transaction system 8-6,Pay content platform 8-8 and return, to payment transaction system 8-6, the response that payment result confirms,Payment transaction system 8-6 is that payment client terminal returns and pays and successfully confirmed transaction flow;
nullDescribed near field pays online consumption and refers to that user uses mobile terminal/smart card,Access mobile payment platform by on-the-spot accepting terminal 8-4 and complete the means of payment of payment process at local or the single network of access receipts,User selects commodity or service in trade company shop,User settles accounts to trade company's cashier,Trade company accepting terminal 8-4 at the scene inputs spending amount,Pass through near-field communication technology,Accounts information read requests is initiated to mobile terminal/smart card,Accounts information is found to on-the-spot accepting terminal 8-4 by mobile terminal 8-2,On-the-spot accepting terminal 8-4 sends and pays request instruction to transaction system 8-6,Transaction system 8-6 sends the account request of withholing to system of account 8-1,After system of account 8-1 is subject to the request of withholing,Carry out user account authentication,Return is withholdd confirmation,Transaction system 8-6 returns payment affirmation information to on-the-spot accepting terminal 8-4,Complete check-out process;
nullDescribed near field pays off-line consumption and refers to that finger user uses mobile terminal 8-2,Carry out authenticating and paying either directly through on-the-spot off line accepting terminal,Accepting terminal regularly uploads transaction data,The payment flow of Third-party payment mechanism every day and franchised business's reconciliation,User selects commodity and service in businessman shop,User settles accounts to trade company's cashier,Trade company's off line accepting terminal at the scene inputs spending amount,Pass through near-field communication technology,The account request of withholing is initiated to mobile terminal/smart card,Carry out after mobile terminal/the receive request of withholing the authentication withholdd by rear directly withhold in off-line wallet and return response of withholing complete payment process to accepting terminal user,Transaction data is uploaded in accepting terminal 8-4 timing in off line scene,Third-party payment mechanism every day and franchised business's reconciliation,The clearing department of Third-party payment mechanism is according to the billing cycle of trade company,Settlement data according to system,Payment request is sent out to bank.
nullDuring work,Wireless ATM client can use 2G/3G/4G network,For providing data communication services between ATM and bank main,The POS terminal in on-the-spot accepting terminal 8-4 is utilized wirelessly to communicate with Unionpay (bank) trading host,So that bank card holder can complete the business concluded the business of swiping the card without geographical restrictions,The note in mobile terminal 8-2 is utilized to lead to for the client based on short message customer service platform、Key customer or contributing client provide inquiry or business handling notice or out of Memory,Mobile banking in transaction system 8-6 utilizes mobile phone as communication and transaction platform,Provide a user with bank information inquiry anywhere or anytime and transactional services,Pay mobile phone wallet in content platform 8-8 and provide the Financial Information based on bank account by various mobile access waies access the Internet for client、Financing、Payment、The services such as shopping,NFC is used for megastore、Brand chain store、Cinema、Gymnasium、The trade companies such as jeweler's shop," chip " smartcard certificate with payment function is placed in mobile phone,Or it is integrated in Mobile banking APP,Improve safety of payment grade,Intelligent terminal is undertaken selecting to pay by scanning barcode,Mobile banking of bank client provides account inquiries and management for client、Transfer accounts、Remittance、Prepaid mobile phone recharging、The credit card、Investment & Financing、Payment、Ticket e leads to、Mobile-phone payment and credit inquiry、The electronic banking of the self-service financial service of the series of news such as customer service," safety is provided whenever and wherever possible、Convenient、Financial service efficiently ".
A kind of forestry e-commerce transaction control method, the method comprises the following steps:
S101, information recognition device 7 log in, by transaction terminal 8, the mode authorized and obtain and data in operation center's database server 4;
S102, user's mandate are the account numbers by logging in oneself in the webpage that central database server 4 official provides;User could use every business after authorization, authorizes all functions after losing efficacy to be deactivated;
The operating data of central database server 4 are monitored and assess by price platform 5 and credit accreditation platform 6 after logging in by S103, mandate;
S104, central processing unit 2 are operated for all business in digital commodity transaction, and the real time settlement will concluded the business between dealing two in ecommerce.
Client selects commodity by transaction terminal 8, it is traded under the supervision of price platform 5 and credit accreditation platform 6, commodity transaction, dealing each side, in new environment and operation under new channel safer, more convenient, more effective, the cost that more economizes on resources, more reduces, have bigger actual application value.
The foregoing is only presently preferred embodiments of the present invention, not in order to limit the present invention, all any amendment, equivalent replacement and improvement etc. made within the spirit and principles in the present invention, should be included within protection scope of the present invention.

Claims (9)

1. a forestry e-commerce transaction controls system, it is characterized in that, this forestry e-commerce transaction controls system and includes: memory element, central processing unit, router, central database server, price platform, credit accreditation platform, information recognition device, transaction terminal;
Memory element is connected with central processing unit, and central processing unit is bi-directionally connected by router and central database server;Being provided with price platform and credit accreditation platform in central database server, transaction terminal is connected with central database server by information recognition device.
2. forestry e-commerce transaction as claimed in claim 1 controls system, it is characterised in that described central database server includes: company information Accreditation System, data base management system, company information storage system and product information storage system;Data base management system is connected with company information Accreditation System, company information storage system and product information storage system respectively.
3. forestry e-commerce transaction as claimed in claim 1 controls system, it is characterised in that being specifically connected as of the circuit of described memory element:
3 pins of chip U4 connect+3.3V power supply, the 4 pin ground connection of chip U4, and the 7 of chip U4,8 pins connections are followed by+3.3V power supply, are directly grounded by electric capacity C9 simultaneously.
4. forestry e-commerce transaction as claimed in claim 1 controls system, it is characterised in that described router includes: on and off switch, shell, dissipating cover, signal receiver, circumscription socket, fan;
The internally installed of shell has motor, and the output shaft of motor is provided with fan, and on the shell of fan upper end, correspondence is provided with dissipating cover, and the rear end of shell is provided with on and off switch, and on and off switch is connected with motor by wire;The right-hand member of on and off switch is provided with signal receiver, and the right-hand member of signal receiver is provided with circumscription socket;The outside of shell is provided with signal adapter, the upper end of signal adapter is provided with the mutual bar of signal, the mutual bar of signal and signal receiver wireless connections, the front end of signal adapter is provided with plug, and the power end of signal adapter is connected with on and off switch by power line.
5. forestry e-commerce transaction as claimed in claim 1 controls system, it is characterized in that, being provided with safety monitoring system in described memory element, safety monitoring system includes: intelligent gateway server, network analhyzer, infrared perceptron, high-definition camera harvester, alarm device and cloud storage;
Intelligent gateway server analysis Deviant Behavior parameter set in advance is identified;
It is connected with intelligent gateway server, for gathering the network data in LAN, and carries out analysis and the identification of packet, the network analhyzer material time in feature database being analyzed and recording;
It is connected with intelligent gateway server, for gathering personnel's situation of transaction terminal, record keeping personnel's Action Events, and the infrared perceptron of storage of taking pictures;
It is connected with intelligent gateway server, for gathering the video information in environment, is passed to the high-definition camera harvester of intelligent gateway server by Ethernet;
It is connected with intelligent gateway server, is used for receiving alarm command, produce the alarm device of alarm signal;
It is connected by Internet with intelligent gateway server, it is provided that the cloud storage of back-end data.
6. forestry e-commerce transaction as claimed in claim 5 controls system, it is characterised in that is provided with MCU, MCU in described intelligent gateway server and carries out information exchange by RJ45 network interface card and outside;Infrared perceptron is positioned at the porch of important channel, and infrared perceptron includes infrared sensor, RS485 transducer, MCU;Infrared perceptron is connected with intelligent gateway server by RS485 transducer;Alarm device is internally installed buzzer.
7. forestry e-commerce transaction as claimed in claim 1 controls system, it is characterized in that, described transaction terminal includes: system of account, mobile terminal, remote payment client, on-the-spot accepting terminal, payment access system, transaction system, clear settlement system, payment content platform, trade company's management system, a payment support system;
System of account is arranged on the core position moving financial payment systems based on Internet of Things under cloud platform, mobile terminal is connected between remote payment client and on-the-spot accepting terminal, remote payment client is connected to the upside of mobile terminal, on-the-spot accepting terminal is connected to the downside of mobile terminal, pay access system and be connected to the front side of transaction system, transaction system is connected between payment access system and trade company's management system, clear settlement system is connected to the rear side of trade company's management system, pay content platform and be connected to the side of mobile terminal, trade company's management system is connected to the upside of system of account, pay a support system and be connected to the downside of clear settlement system.
8. forestry e-commerce transaction as claimed in claim 7 controls system, it is characterized in that, described system of account specifically adopts mobile payment account, and type includes bank account, Third-party payment account, operators communication act on behalf of charging account, off-line wallet account, points account;
nullThird-party payment account refers to that Third-party payment mechanism is the cyber money account system that client sets up,The circulation of fund must rely on bank to complete,Third-party payment mechanism needs to set up in bank to deposit pipe account,It is divided into savings account and account of payment,The fund of supplementing with money receiving client is fully stored in the savings account of pipe account,Savings account can not directly can only be remitted money to account of payment in foreign payment,Account of payment can only according to the agreement of Third-party payment mechanism Yu franchised business,To franchised business's account settlement,Third-party payment mechanism collects deserved formality according to agreement to trade company,User by bank account to Third-party payment account charging,Third-party payment platform will increase user account remaining sum,Fund in user's bank account is transferred to the cash in banks account of Third-party payment company simultaneously,User is when using Third-party payment account to pay,User account remaining sum reduced by Third-party payment platform,Settlement data is issued bank simultaneously,The capital settlement from bank of Third-party payment company account of payment and trade company's bank account is completed by bank,The Third-party payment company needs according to business accounting,Periodically or non-periodically remitted money to payment account by cash in banks account;
Described payment content platform specifically adopts cloud storage platform, cloud storage platform adopts Web development language PHP as first-selected supporting language, Web developer is developed by the online SDK of SDK or Web version, dispose, is debugged on Linux/Mac/Windows, also carrying out member's cooperation during team's exploitation, code, project are had different authorities by different roles;
Described on-the-spot accepting terminal includes mobile wireless POS, arranges intelligent electronic label and is connected to the front side of mobile wireless POS, and intelligent electronic label specifically adopts RFID RF Reader;
nullDescribed remote payment refers to that user contacts with businessman non-face-to-face,Completed the means of payment of trading processing alternately by payment system by cordless communication network and payment platform,User is paying content platform order goods or service by the client of mobile terminal,Pay content platform and submit order to mobile payment transaction system,User initiates to pay request to move transaction system by mobile terminal,Mobile payment transaction system receives user and pays the sequence information of request inspection user,The request of withholing is initiated to Accounting system,The request of withholing is initiated to Accounting system,Accounting system receives the request of withholing and user account information is authenticated,Authenticate by after to complete accounting payment concurrent,Sending buckle money confirmation is to payment transaction system,Payment result notice is paid content platform by payment transaction system,Pay content platform and return, to payment transaction system, the response that payment result confirms,Payment transaction system is that payment client terminal returns and pays and successfully confirmed transaction flow;
Described near field pays online consumption and refers to that user uses mobile terminal/smart card, access mobile payment platform by on-the-spot accepting terminal and complete the means of payment of payment process at local or the single network of access receipts, user selects commodity or service in trade company shop, user settles accounts to trade company's cashier, trade company's accepting terminal at the scene inputs spending amount, pass through near-field communication technology, accounts information read requests is initiated to mobile terminal/smart card, accounts information is found to on-the-spot accepting terminal by mobile terminal, on-the-spot accepting terminal sends and pays request instruction to transaction system, transaction system sends the account request of withholing to system of account, after system of account is subject to the request of withholing, carry out user account authentication, return is withholdd confirmation, transaction system returns payment affirmation information to on-the-spot accepting terminal, complete check-out process;
nullDescribed near field pays off-line consumption and refers to that finger user uses mobile terminal,Carry out authenticating and paying either directly through on-the-spot off line accepting terminal,Accepting terminal regularly uploads transaction data,The payment flow of Third-party payment mechanism every day and franchised business's reconciliation,User selects commodity and service in businessman shop,User settles accounts to trade company's cashier,Trade company's off line accepting terminal at the scene inputs spending amount,Pass through near-field communication technology,The account request of withholing is initiated to mobile terminal/smart card,Carry out after mobile terminal/the receive request of withholing the authentication withholdd by rear directly withhold in off-line wallet and return response of withholing complete payment process to accepting terminal user,Transaction data is uploaded in the accepting terminal timing of off line scene,Third-party payment mechanism every day and franchised business's reconciliation,The clearing department of Third-party payment mechanism is according to the billing cycle of trade company,Settlement data according to system,Payment request is sent out to bank.
9. a forestry e-commerce transaction control method, it is characterised in that this forestry e-commerce transaction control method comprises the following steps:
Step one, information recognition device log in, by transaction terminal, the mode authorized and obtain and data in operation center's database server;
Step 2, user's mandate are the account numbers by logging in oneself in the webpage that central database server official provides;User could use every business after authorization, authorizes all functions after losing efficacy to be deactivated;
The operating data of central database server are monitored and assess by price platform and credit accreditation platform after logging in by step 3, mandate;
Step 4, central processing unit are operated for all business in digital commodity transaction, and the real time settlement will concluded the business between dealing two in ecommerce.
CN201610119253.XA 2016-03-03 2016-03-03 Forestry applied e-commerce trade controlling system and controlling method Pending CN105809430A (en)

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