CN105787792A - Information processing method of loan transaction and information processing device - Google Patents
Information processing method of loan transaction and information processing device Download PDFInfo
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Abstract
The invention relates to an information processing method of a loan transaction. The information processing method is characterized in that Step 1, contract management: loan contract management and received payment management can be combined with each other, and can be integrated in one operation flow, and the extending business processing of the received payment corresponding to the contract can be synchronously carried out; Step 2, interest calculation: the interests of the loan contract whole life cycle can be calculated; Step3, information checking: the data collaboratively transmitted by an upstream unit to a downstream unit can be automatically compared with the own data of the downstream unit, and the difference can be identified. The invention also provides an information processing device of the loan transaction, which is used for realizing the above mentioned method. The information processing device comprises a contract management unit, an interest calculation unit, and an information checking unit.
Description
Technical field
The present invention relates to a kind of information processing method, the particularly information processing method of a kind of lending and borrowing business.The invention still further relates to a kind of device for realizing said method.
Background technology
More and more frequent between existing lending and borrowing business, in the process of lending and borrowing business, it is necessary to include the aspects such as business in the duration of an exhibition, interest technology and information are collaborative and process.
The first, for business in the duration of an exhibition.The duration of an exhibition, business referred to that borrower is when to debit bank application and when getting the Green Light, the behavior that moratorium is borrowed money.Loaning bill expires and can not give back, approved handle to extend give back the formality of time.
There is temporary transient capital turnover difficulty in borrower, cause capital of can not on schedule paying off a loan, and meet the condition specified the duration of an exhibition during borrowing money, and generally, postpones to debit bank application 30 working days in advance
Contract is only carried out process in the duration of an exhibition by system of the prior art process business in the duration of an exhibition, do not consider that contract respectively arrives the situation in the duration of an exhibition of money, contract the duration of an exhibition fail accurate description economic contract management with financial management between contacting, concordance in time management both failing to embody, cause that both realize in systems in the way of loose coupling, and then allow user that maloperation easily occurs, cause unnecessary managing risk.
The second, calculate for interest.Current credit operation calculating often for the period having occurred and that interest, and arrived what clearing time point just processed, such as arrived expiry date for interest just needs the interest of clearing to be calculated to the period having occurred and that before, and enterprise often increasingly payes attention to future cash flow, the prediction of following profit and loss expense and management in reality business, generally require when finance contract is signed just it is anticipated that to the following financial expenses needing the interest of payment, needs to undertake, strengthen management and the monitoring of business capital.
3rd, for information synergism.Carry out between existing enterprise's group internal unit financial information collaborative time, upstream unit sends data to downstream unit, downstream unit is when receiving upstream unit and sending data, generally require with our unit record data carry out contrast verification after, just can confirm that whether the information that upstream unit sends is correct, information is sent wrong, it is necessary to refusal the need of the information or upstream unit that receive upstream unit.
Such as borrow in system also credit operation at system, appropriation unit needs to figure interest regularly to press for payment of to unit of spending money, upstream appropriation unit send examination & approval after interest in black data notification downstream unit of spending money pay, unit is spent money after receiving the interest data that upstream appropriation unit sends in downstream, generally require the interest data that elder generation and our unit calculate and carry out after contrast confirms, just may know that data that higher level sends whether correctly, whether can confirm that reception.
Current existing system downstream unit, when receiving the cooperative information that upstream unit sends, often cannot directly confirm that whether the data that upstream unit sends are correct, in addition it is also necessary to searches and browses the record data of our unit, after carrying out with it contrast verification, just can confirm that；Whether the data that some downstream unit does not check upstream unit transmission are correct, just received, carried out Business Processing, and when follow-up link finds mistake, correction difficulty and cost to data are greatly increased.
Summary of the invention
The invention reside in the shortcoming overcoming prior art with not enough, it is provided that the processing method of a kind of lending and borrowing business information and device.
The present invention is realized by following technical scheme: the information processing method of a kind of lending and borrowing business, comprises the following steps:
Step 1: contract management: loan contract management is managed to money with it and combines, and be integrated in an operating process, to contract corresponding be synchronously performed Business Processing in the duration of an exhibition to money；
Step 2: interest calculates: the interest of loan agreement Life cycle is calculated；
Step 3: information is checked: upstream unit is worked in coordination with the data to downstream unit and automatically contrasts with this downstream unit its data, and identify difference.
As a further improvement on the present invention, in described step 1, comprise the following steps:
Step 11: select the contract needing to carry out Business Processing in the duration of an exhibition, contract is carried out Business Processing in the duration of an exhibition；
Step 12: while contract carries out Business Processing in the duration of an exhibition, show this contract can be synchronously performed Business Processing in the duration of an exhibition to money record；
Step 13: after contract process in the duration of an exhibition, what newly increase arrives money record, and automatically updates the actual date of expiry.
As a further improvement on the present invention, in described step 2, comprise the following steps:
Step 21: extract the interest computational element of contract Life cycle, including computing interval, capital information, interest rate information；
Step 22: according to above-mentioned computational element, performs interest and calculates；
Step 23: result of calculation is exported in interest tables of data.
As a further improvement on the present invention, in described step 3, comprise the following steps:
Step 31: definition needs to carry out the internal correlation business of verification of data；
Step 32: downstream unit sends synergistic data according to the upstream unit received, and reads this internal correlation business business datum in this downstream unit；
Step 33: automatically carry out Data Comparison verification, analyze difference, indicate；
Step 34: the user of downstream unit, the comparing result for this synergistic data judges；If confirming, then system generates the cooperation service document of our unit；If refusal, then return the cooperative information of upstream unit, feedback upstream unit corresponding information.
The invention still further relates to the information processor of a kind of lending and borrowing business, it includes contract management unit, interest computing unit and information verification unit；
Described contract management unit, combines for loan contract management being managed to money with it, and is integrated in an operating process, to contract corresponding be synchronously performed Business Processing in the duration of an exhibition to money；
Described interest computing unit, for being calculated the interest of loan agreement Life cycle；
Described information verification unit, automatically contrasts with this downstream unit its data for upstream unit is worked in coordination with the data to downstream unit, and identifies difference.
As a further improvement on the present invention, described contract management unit includes Service Processing Module in the duration of an exhibition, display module and more new module；
Described duration of an exhibition Service Processing Module, for contract being carried out Business Processing in the duration of an exhibition；
Described display module, for show this contract can be synchronously performed Business Processing in the duration of an exhibition to money record；
Described more new module, for after contract process in the duration of an exhibition, what newly increase arrives money record, and automatically updates the actual date of expiry.
As a further improvement on the present invention, described interest computing unit includes extraction module, computing module and output module；
Described extraction module, for extracting the interest computational element of contract Life cycle, including computing interval, capital information, interest rate information；
Described computing module, for according to above-mentioned computational element, performing interest and calculate；
Described output module, for exporting result of calculation in interest tables of data.
As a further improvement on the present invention, described information verification unit includes read module, comparison module and feedback module；
Described read module, for reading the business datum of internal correlation business；
Described comparison module, for automatically carrying out Data Comparison verification, analyzing difference, indicates；
Described feedback module, for feeding back the comparing result of this synergistic data.
Compared to prior art, the beneficial effect comprise that
1, each timing node of the business of duration of an exhibition is connected with each other by the present invention, while contract is carried out Business Processing in the duration of an exhibition, to this contract to money synchronization process, accurately embody the logic model of business, and when increasing money record newly, automatically generate the actual date of expiry of money record, substantially increase the efficiency of management personnel, the economic contract of enterprise is managed and effectively docks with financial management, better achieve the control to Corporate finance business.
Compared to traditional method, the method uses tightly coupled mode to achieve the tight association of business data, data in two kinds of business operations are placed in same platform and show, objective interface, it is easy to operation of directly commencing business, can effectively reduce the risk brought because of user maloperation, promote integrated management efficiency, accelerate enterprise economic activity speed.
2, the interest computational methods of the present invention, facilitate user signing after finance contract, it is possible to all to calculate with real-time query out by the interest of whole contract life cycle, it is simple to enterprise is to the monitoring of fund and financial expenses and management.
3, the information synergism method of the present invention, downstream unit user can be decreased when receiving upstream unit cooperative information, search the manual processing links of data, correction data voluntarily, by system according to internal correlation business, the business datum of Auto-matching synergistic data and our unit, and automatically it is analyzed mark difference, facilitate user to carry out verification of data, improve accuracy, promptness that data process.
In order to be more fully understood that and implement, describe the present invention in detail below in conjunction with accompanying drawing.
Accompanying drawing explanation
Fig. 1 is the flow chart of steps of the lending and borrowing business information processing method of the present invention.
Fig. 2 is the contract management flow chart of steps of the present invention.
Fig. 3 is the flow chart of steps of the interest calculating of the present invention.
Fig. 4 is the flow chart of steps of the information verification of the present invention.
The signal that Fig. 5 is the information verification of the present invention flows to schematic diagram.
Fig. 6 is the connection diagram of the lending and borrowing business process device of the present invention.
Detailed description of the invention
Refer to Fig. 1, the flow chart of steps of the lending and borrowing business information processing method of the present invention.
The information processing method of the lending and borrowing business of the present invention, comprises the following steps:
Step S1: contract management: loan contract management is managed to money with it and combines, and be integrated in an operating process, to contract corresponding be synchronously performed Business Processing in the duration of an exhibition to money.
Please refer to Fig. 2, it is the contract management flow chart of steps of the present invention.Concrete, described step S1 comprises the following steps:
Step S11: select the contract needing to carry out Business Processing in the duration of an exhibition, contract is carried out Business Processing in the duration of an exhibition.
Step S12: while contract carries out Business Processing in the duration of an exhibition, show this contract can be synchronously performed Business Processing in the duration of an exhibition to money record；By this step, it is simple to operation of directly commencing business, it is not necessary to management personnel are after contract is postponed, to it carries out manual process one by one to money record.
Step S13: after contract process in the duration of an exhibition, what newly increase arrives money record, and automatically updates the actual date of expiry.By this step, reduce the work of management personnel, not be used in when increasing money newly, first judge this is to whether the contract that money record is corresponding has business in the duration of an exhibition, and confirm the actual date of expiry after postponing.It is thus possible to effectively reduce the risk that maloperation brings, and improve integrated management efficiency.
Step S2: interest calculates: the interest of loan agreement Life cycle is calculated；
Please refer to Fig. 3, it is the interest calculation procedure flow chart of the present invention.Concrete, described step S2 comprises the following steps:
Step S21: extract the interest computational element of contract Life cycle, including computing interval, capital information, interest rate information.
Wherein the computing interval be to every of money plan to money to the money date to the contract Close Date, if nothing is to money plan, system is judged as once arriving money, takes contract Start Date to the contract Close Date.
Capital information judged according to the corresponding date to money plan, repayment schedule, if without to money plan, then system is judged as once arriving money, it it is the contract signing amount of money and contract Start Date to the money amount of money with to the money date, if having to money plan, calculate every interest to the Life cycle of money according to money plan.If without repayment schedule, then system is judged as once refunding, and the refund amount of money and date of refunding are the contract signing amount of money and termination of contract date.If there being repayment schedule, the refund amount of money and date of refunding according to repayment schedule calculate capital variation interest.
The initial value of interest rate information is according to the signing interest rate to money date of enterprise floating interest rate value corresponding to (if nothing is contract Start Date to money plan) or contract.The interest regulation rule that based on contract interest change conditions arranges, the corresponding correction data adjusting the date of record.
Step S22: according to above-mentioned computational element, performs interest and calculates；
Carry out interest calculating by current existing interest checkout apparatus, by the whole computing interval, according to expiry date for interest, capital variation day, fluctuation of interest rate day carry out segmentation calculating.In the present embodiment, it is preferred that computational methods are as follows:
Step S221: in advance when creating bank product, settle accounts demand according to the interest of described bank product and configure the interest clearing scheme of described bank product based on product information, described interest clearing scheme comprises described bank product carries out the required basic calculating formula of interest clearing and relevant parameter information, wherein, described product information comprises each element of described bank product, and described each element is described with prespecified unified model and unified parameters；
Step S222: settle accounts scheme according to described interest, obtain to specify client based on product information and corresponding bank subsystem and in time interval, described bank product is carried out the required N number of exercise rate segmentation value that bears interest, described N number of exercise rate segmentation value represents described bank product corresponding N number of exercise rate value adopted within N number of interest rate period that described time interval includes, corresponding unique exercise rate value of each described interest rate period, wherein, described N be not less than 1 natural number；
Step S223: calculate the interest-bearing amount of money product summation in each interest rate period in described N number of interest rate period；The exercise rate value corresponding based on each described interest rate period and interest-bearing amount of money product summation, utilize described basic calculating formula to calculate described bank product and specify the interest in time interval described client.
Step S23: result of calculation is exported in interest tables of data.
Step S3: information is checked: upstream unit is worked in coordination with the data to downstream unit and automatically contrasts with this downstream unit its data, and identify difference.
Please refer to Fig. 4 and Fig. 5, its flow chart of steps that respectively information is checked and data flow schematic diagram.Concrete, described step S3 comprises the following steps:
Step S31: definition needs to carry out the internal correlation business of verification of data.
In this step, it is necessary to User Defined needs to carry out the internal correlation business of verification of data, the logarithm rule of the peek source of this business datum, the project shown, corresponding cooperative approach and our unit's business datum and upstream unit synergistic data is configured.
Step S32: downstream unit sends synergistic data according to the upstream unit received, and reads this internal correlation business business datum in this downstream unit.
Step S33: automatically carry out Data Comparison verification, analyze difference, indicate；
When after downstream unit recipient to examination & approval data, read this synergistic data, check with the internal administration traffic data of this unit self simultaneously.If consistent, then both data be designated unanimously, if variant, then both data be expressed as difference, facilitate that user is follow-up to be accepted cotasking or refuse.
Step S34: the user of downstream unit, the comparing result for this synergistic data judges；If confirming, then system generates the cooperation service document of our unit；If refusal, then return the cooperative information of upstream unit, feedback upstream unit corresponding information.
Concrete, the data consistent to checked result, automatically confirm that this cotasking of reception, feedback result gives collaborative process device, is subsequently generated business approval document；
The data that checked result is inconsistent, user can manually select the cooperative information receiving higher level or the cooperative information of refusal higher level, and user operation result is fed back to collaborative process device by system, and carries out follow-up business process.
Refer to Fig. 6, its be the present invention lending and borrowing business process device connection diagram.
In order to realize the information processing method of above-mentioned lending and borrowing business, the present invention also provides for the information processor of a kind of lending and borrowing business, and it includes contract management unit 1, interest computing unit 2 and information verification unit 3.
Described contract management unit 1, combines for loan contract management being managed to money with it, and is integrated in an operating process, to contract corresponding be synchronously performed Business Processing in the duration of an exhibition to money.
Concrete, described contract management unit 1 includes Service Processing Module 11 in the duration of an exhibition, display module 12 and more new module 13；Described duration of an exhibition Service Processing Module 11, for contract being carried out Business Processing in the duration of an exhibition；Described display module 12, for show this contract can be synchronously performed Business Processing in the duration of an exhibition to money record；Described more new module 13, for after contract process in the duration of an exhibition, what newly increase arrives money record, and automatically updates the actual date of expiry.
Described interest computing unit 2, for being calculated the interest of loan agreement Life cycle.Concrete, described interest computing unit 2 includes extraction module 21, computing module 22 and output module 23；Described extraction module 21, for extracting the interest computational element of contract Life cycle, including computing interval, capital information, interest rate information；Described computing module 22, for according to above-mentioned computational element, performing interest and calculate；Described output module 23, for exporting result of calculation in interest tables of data.
Described information verification unit 3, automatically contrasts with this downstream unit its data for upstream unit is worked in coordination with the data to downstream unit, and identifies difference.Concrete, described information verification unit 3 includes read module 31, comparison module 32 and feedback module 33.
Described read module 31, for reading the business datum of internal correlation business；Described comparison module 32, for automatically carrying out Data Comparison verification, analyzing difference, indicates；Described feedback module 33, for feeding back the comparing result of this synergistic data.
Hereinafter, specifically the operating procedure of step S1 contract management is described:
Select to carry out the contract of process in the duration of an exhibition at " Business Processing in the duration of an exhibition " interface and this contract need to synchronize the duration of an exhibition to money record, process the actual date of expiry after contract of record in document information processes the duration of an exhibition duration of an exhibition at contract.And control this date can not early than the contract former date of expiry.
System when postponing Business Processing, by affiliated contract be not carried out to money record, be shown on the document of Business Processing in the duration of an exhibition with the form of sublist, for user select to need to be synchronously performed Business Processing in the duration of an exhibition to money record.Sublist project includes the relevant information of money record.
User is according to service needed, what selection needs synchronization was postponed arrives money record, and expression needs to be synchronously performed Business Processing in the duration of an exhibition to money record, and what be easily selected by a user arrives money record, system is identical by automatically processing the actual date of expiry after its date of expiry and contract are postponed, and records this date of expiry.
Non-selected to money record, the process of business in the duration of an exhibition will not be synchronously performed with contract.
After contract carries out Business Processing in the duration of an exhibition, the actual date of expiry of contract will be updated, and the actual date of expiry to money record of synchronization process also can be updated to the actual date of expiry of contract.
Hereinafter, the concrete operation step calculated for step S2 interest is described:
When actually receiving fund, system judges whether to trigger the correction that this contracted interest calculates data.
(1) when actually receive time of fund and the amount of money with to money plan consistent time, or without to money plan, actually receive date of fund with the amount of money with contract signing time time of arranging and the amount of money consistent time, it is not necessary to carry out interest calculating again.
(2) when actually receive time of fund and the amount of money and to money plan inconsistent time, system correction, update to money plan, by after reality to money time and the amount of money and adjustment to money plan, recalculate this part interest to the Life cycle of money.Do not adjust to corresponding not the recalculating to money interest of money plan.
(3) for the situation of (2), the interest computational element to money of adjustment member is extracted, including computing interval, capital information, interest rate information.
Wherein the computing interval is the Close Date to the money date to this contract to money occurring to adjust.
Capital information be occur to adjust to money, including actual to money, correction to money plan to money.
The initial value of interest rate information is the interest rate corresponding to the money date to money adjusted, including the interest rate corresponding to the money date to money plan of the interest rate corresponding to the money date of time to money, correction.If interest regulation rule changes, again revise correspondence and adjust the interest rate value on date.
(4) according to above-mentioned computational element, perform interest and calculate.
Carry out interest calculating by current existing interest checkout apparatus, by this computing interval, according to expiry date for interest, capital variation day, fluctuation of interest rate day carry out segmentation calculating.
(5) renewal corresponds to money data in interest tables of data
When refunding, system judges whether to trigger reruns to the interest during this contract current and future and revises.
(1) when the time that reality is refunded is consistent with repayment schedule with the amount of money, or without repayment schedule, the actual date refunded with the amount of money with contract signing time time of arranging and the amount of money consistent time, it is not necessary to carry out interest calculating again.
(2) when the time that reality is refunded and the amount of money and repayment schedule are inconsistent, system correction, update repayment schedule, by the repayment schedule after actual refund time and the amount of money and adjustment, recalculate correspond to money during current with future during interest.The unaffected interest corresponding to money is without reruning.
(3) for the situation of (2), corresponding interest computational element is extracted, including computing interval, capital transition information.
Wherein the computing interval is the Close Date to this contract on the date of refunding；Capital transition information is the refund occurring to adjust, including the refund of the actual repayment schedule refunded and revise；
(4) according to above-mentioned computational element, perform interest and calculate.
(5) renewal corresponds to money data in interest tables of data.
When carrying out interest rate adjustment, the interest during this contract current and future is reruned and revises by system trigger.
(1) extract adjustment member to money interest-bearing element factor calculation during, fluctuation of interest rate information.Wherein the computing interval is the Close Date to this contract on the interest rate adjustment date；Fluctuation of interest rate information is the corresponding interest rate value adjusting the date.
(2) according to above-mentioned computational element, perform interest and calculate.
(3) renewal corresponds to money data in interest tables of data.
Compared to prior art, the beneficial effect comprise that
1, each timing node of the business of duration of an exhibition is connected with each other by the present invention, while contract is carried out Business Processing in the duration of an exhibition, to this contract to money synchronization process, accurately embody the logic model of business, and when increasing money record newly, automatically generate the actual date of expiry of money record, substantially increase the efficiency of management personnel, the economic contract of enterprise is managed and effectively docks with financial management, better achieve the control to Corporate finance business.
Compared to traditional method, the method uses tightly coupled mode to achieve the tight association of business data, data in two kinds of business operations are placed in same platform and show, objective interface, it is easy to operation of directly commencing business, can effectively reduce the risk brought because of user maloperation, promote integrated management efficiency, accelerate enterprise economic activity speed.
2, the interest computational methods of the present invention, facilitate user signing after finance contract, it is possible to all to calculate with real-time query out by the interest of whole contract life cycle, it is simple to enterprise is to the monitoring of fund and financial expenses and management.
3, the information synergism method of the present invention, downstream unit user can be decreased when receiving upstream unit cooperative information, search the manual processing links of data, correction data voluntarily, by system according to internal correlation business, the business datum of Auto-matching synergistic data and our unit, and automatically it is analyzed mark difference, facilitate user to carry out verification of data, improve accuracy, promptness that data process.
The invention is not limited in above-mentioned embodiment, if to the various changes of the present invention or deformation without departing from the spirit and scope of the present invention, if these are changed and deform within the claim and the equivalent technologies scope that belong to the present invention, then the present invention is also intended to comprise these changes and deformation.
Claims (8)
1. the information processing method of a lending and borrowing business, it is characterised in that: comprise the following steps:
Step 1: contract management: loan contract management is managed to money with it and combines, and be integrated in an operating process, to contract corresponding be synchronously performed Business Processing in the duration of an exhibition to money；
Step 2: interest calculates: the interest of loan agreement Life cycle is calculated；
Step 3: information is checked: upstream unit is worked in coordination with the data to downstream unit and automatically contrasts with this downstream unit its data, and identify difference.
2. the method for financial information verification according to claim 1, it is characterised in that: in described step 1, comprise the following steps:
Step 11: select the contract needing to carry out Business Processing in the duration of an exhibition, contract is carried out Business Processing in the duration of an exhibition；
Step 12: while contract carries out Business Processing in the duration of an exhibition, show this contract can be synchronously performed Business Processing in the duration of an exhibition to money record；
Step 13: after contract process in the duration of an exhibition, what newly increase arrives money record, and automatically updates the actual date of expiry.
3. the method for financial information verification according to claim 1, it is characterised in that: in described step 2, comprise the following steps:
Step 21: extract the interest computational element of contract Life cycle, including computing interval, capital information, interest rate information；
Step 22: according to above-mentioned computational element, performs interest and calculates；
Step 23: result of calculation is exported in interest tables of data.
4. the method for financial information verification according to claim 1, it is characterised in that: in described step 3, comprise the following steps:
Step 31: definition needs to carry out the internal correlation business of verification of data；
Step 32: downstream unit sends synergistic data according to the upstream unit received, and reads this internal correlation business business datum in this downstream unit；
Step 33: automatically carry out Data Comparison verification, analyze difference, indicate；
Step 34: the user of downstream unit, the comparing result for this synergistic data judges；If confirming, then system generates the cooperation service document of our unit；If refusal, then return the cooperative information of upstream unit, feedback upstream unit corresponding information.
5. the information processor of a lending and borrowing business, it is characterised in that: include contract management unit, interest computing unit and information verification unit；
Described contract management unit, combines for loan contract management being managed to money with it, and is integrated in an operating process, to contract corresponding be synchronously performed Business Processing in the duration of an exhibition to money；
Described interest computing unit, for being calculated the interest of loan agreement Life cycle；
Described information verification unit, automatically contrasts with this downstream unit its data for upstream unit is worked in coordination with the data to downstream unit, and identifies difference.
6. the information processor of lending and borrowing business according to claim 5, it is characterised in that: described contract management unit includes Service Processing Module in the duration of an exhibition, display module and more new module；
Described duration of an exhibition Service Processing Module, for contract being carried out Business Processing in the duration of an exhibition；
Described display module, for show this contract can be synchronously performed Business Processing in the duration of an exhibition to money record；
Described more new module, for after contract process in the duration of an exhibition, what newly increase arrives money record, and automatically updates the actual date of expiry.
7. the information processor of lending and borrowing business according to claim 5, it is characterised in that: described interest computing unit includes extraction module, computing module and output module；
Described extraction module, for extracting the interest computational element of contract Life cycle, including computing interval, capital information, interest rate information；
Described computing module, for according to above-mentioned computational element, performing interest and calculate；
Described output module, for exporting result of calculation in interest tables of data.
8. the information processor of lending and borrowing business according to claim 5, it is characterised in that: described information verification unit includes read module, comparison module and feedback module；
Described read module, for reading the business datum of internal correlation business；
Described comparison module, for automatically carrying out Data Comparison verification, analyzing difference, indicates；
Described feedback module, for feeding back the comparing result of this synergistic data.
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| CN108399566A (en) * | 2018-01-31 | 2018-08-14 | 深圳市买买提信息科技有限公司 | A kind of data processing method and terminal |
| CN110674992A (en) * | 2019-09-26 | 2020-01-10 | 北京淇瑀信息科技有限公司 | Contract settlement system, method and equipment for predicting channel capacity |
| CN113657992A (en) * | 2021-08-16 | 2021-11-16 | 支付宝(杭州)信息技术有限公司 | Data processing method and system |
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