CN105761382B

CN105761382B - Self-help teller machine system and abnormality detection and card number application method

Info

Publication number: CN105761382B
Application number: CN201610086251.5A
Authority: CN
Inventors: 应雪峰; 何粤鹏
Original assignee: Eastern Communication Co Ltd; Hangzhou Dongxin Finance Technology Service Co Ltd
Current assignee: Eastern Communication Co Ltd
Priority date: 2016-02-15
Filing date: 2016-02-15
Publication date: 2018-03-16
Anticipated expiration: 2036-02-15
Also published as: CN105761382A

Abstract

The invention discloses self-help teller machine system and abnormality detection and card number application method.It is related to self-help teller machine technical field, the card number of User Part can be by user's sets itself on bank card, it can carry out between abnormality detection, including the sealing of the self-help operation provided with safety door and self-help teller machine body, the self-help operation end of self-help teller machine body are located in self-help operation sealing；Controller and the fabrication device, memory, ID card verification device and the fingerprint device that are connected respectively with controller are provided with self-help teller machine body；Smart mobile phone is communicated to connect by wireless module and controller；Self-help teller machine body includes operator control panel, strip printer, voice prompting device, bank's card reader and the card sender being connected respectively with controller；The bayonet socket that goes out of fabrication device docks connection with the card inlet of card sender.

Description

Self-help teller machine system and abnormality detection and card number application method

Technical field

The present invention relates to self-help teller machine technical field, more particularly to self-help teller machine system and abnormality detection and card number Shen Please method.

Background technology

What current self-help teller machine typically can not all carry out bank card makes card number application by oneself so that user can only arrive sales counter When carrying out artificial card number application up, and manually applying for bank card, the card number of User Part can not be by user on bank card Oneself determine the card number oneself liked, hommization degree is not high, and efficiency is relatively low.Therefore, a kind of self-help teller machine system is designed to show Obtain very necessary.

The content of the invention

The present invention is to solve the deficiency that existing self-help teller machine can not make card number by oneself, there is provided user on a kind of bank card Partial card number can provide the U-shield mutually bound with making bank card number by oneself by user's sets itself, can carry out abnormality detection, It is safe, self-help teller machine system and abnormality detection and the card number application method of good reliability.

To achieve these goals, the present invention uses following technical scheme：

Self-help teller machine system, including provided with safety door self-help operation sealing between and self-help teller machine body, self-service cabinet The self-help operation end of member's machine body is located in self-help operation sealing；On self-help teller machine body be provided with controller and respectively with Fabrication device, memory, ID card verification device and the fingerprint device of controller connection；Smart mobile phone is led to by wireless module and controller Letter connection；Self-help teller machine body include be connected respectively with controller operator control panel, strip printer, voice prompting device, bank Card reader, card sender and U-shield sending trap；The bayonet socket that goes out of fabrication device docks connection with the card inlet of card sender, in card sender Go out bayonet socket and be provided with card taking case, fabrication device includes the master card case that can store blank card；Safety door, which is provided with, can control what safety door was closed Safe locking device, the horizontal riding boogie board stepped on for user's pin is provided with the interior ground of self-help operation sealing, on horizontal riding boogie board Provided with jamming on sensor；The control terminal for jamming on sensor and locker is connected with controller respectively；Also include beating with strip respectively The abnormality detecting unit that print device, bank's card reader, card sender, U-shield sending trap, locker connect with controller；Also include with The bank card information management platform of controller communication connection, bank card information management platform are provided with server；Also include respectively with Printing detection knob, Card Reader detection knob, hair fastener detection knob, hair U-shield detection knob, the locking detection button of controller connection And supervision and management center.This programme can carry out abnormality detection, and the card number of User Part can voluntarily be set by user on bank card It is fixed, the U-shield mutually bound with making bank card number by oneself can be provided, intelligent hommization degree is high, safe, good reliability.

Preferably, also charged including being the rechargeable battery of controller power supply and being the charging module that rechargeable battery charges Module is connected with controller；Charging module is the charging module using peak-trough electricity charging, if current time is in paddy electricity charging In, charging module directly charges to rechargeable battery, if current time is in peak electricity chargeable time, needs to be filled It can just decide whether to charge to rechargeable battery after electric management judgment；Charged if charging is needed after judging by Charge Management Module charges to rechargeable battery, and charging module is not just to charging electricity if need not being charged after judging by Charge Management Charged in pond；

Charging module is that the Charge Management deterministic process of rechargeable battery charging is as follows in peak electricity chargeable time：

A basic power threshold and a basic quantity coefficient value first are assigned to charging module by controller or manually, then Controller reads the voltage value of current time, paddy electricity opening time and rechargeable battery, and controller calculates current time and paddy The difference of electric-opening time draws time difference；The numerical value drawn after basic quantity coefficient value divided by time difference is plus charging The value of gained is then judged to forbidding charging if greater than or equal to basic power threshold after the current charge value of battery, when basic electricity The numerical value drawn after coefficient of discharge value divided by time difference plus gained after the current charge value of rechargeable battery value if less than base Plinth power threshold is then judged to needing to charge；The average user on date, which is corresponded to, in the last measurement period of self-help teller machine makes bank by oneself Card card number number is multiplied by given percent coefficient and draws electricity correction value, and basic power threshold is repaiied by basic charge value plus electricity On the occasion of drawing, basic charge value is unified numerical value.

A kind of method for detecting abnormality suitable for self-help teller machine system, it is defeated that abnormality detecting unit includes the first analog signal Enter modulate circuit, the first analog signal input modulate circuit is connected with controller and strip printer respectively；Printed including strip The row printing whether normal detection process of paper feeding speed of device：

Step (6-1), the row printing whether normal detection process of paper feeding speed of strip printer comprise the following steps： The row paper feeding velocity standard curve of strip printer is provided with memory, paper feeding velocity standard curve of being expert at is provided with several points The not row print speed standard value W corresponding with each row print speed gear of printing detection knob；

Step (6-1-1), user will print detection knob from row print speed minimum gear slowly to row print speed most Big gear regulation, the first analog signal input modulate circuit obtain the row paper feeding feedback speed signal curve of strip printer, control The feedback signal value W corresponding with each row print speed gear in device extraction row paper feeding feedback speed signal curve processed₁

Step (6-1-2), controller utilize formulaCalculate each feedback signal value W₁Error e₁If by mistake Poor e₁Value in the range of closed interval [B1, B2], and B1 and B2 span is the number in closed interval [0,1]；

When row paper feeding feedback speed signal curve and row paper feeding velocity standard curve have intersection point, and more than B1 feedback letter Number value W₁Error e₁In below B2, then controller exceedes error B2 each feedback signal value W₁It is corresponding with its Row print speed standard value W is replaced, and obtains the row paper feeding feedback speed signal curve after error correction, and revised row is sent Paper feedback speed signal curve is stored into memory；

Each feedback signal value of row paper feeding feedback speed signal curve is set as W₂, controller utilizes formulaCalculate each feedback signal value W₂Error e₂If error e₂Value in the range of closed interval [B3, B4], and B3 and B4 span is the number in closed interval [0,1]；When there is more than B3 feedback signal value W₂Error e₂It is all higher than During B4, then the information of the row paper feeding velocity anomaly of controller control operation screen output strip printer, and control voice prompting device Corresponding audio alert prompting is sent, and abnormal information is occurred in the row paper feeding speed of strip printer and uploads to monitoring management Center；

Otherwise, the normal information of row paper feeding speed of controller control operation screen output strip printer.

A kind of method for detecting abnormality suitable for self-help teller machine system, it is defeated that abnormality detecting unit includes the 3rd analog signal Enter modulate circuit, the 3rd analog signal input modulate circuit is connected with controller and card sender respectively；Card release including card sender The whether normal detection process of displacement：

Step (8-1), the whether normal detection process of the card release displacement of card sender comprise the following steps：In memory In be provided with card sender card release displacement standard curve, on card release displacement standard curve be provided with several respectively with hair Block the corresponding card release displacement standard value M of each card release displacement gear of detection knob；

Step (8-1-1), user by hair fastener detect knob from card release displacement minimum gear slowly to card release movement away from Being adjusted from maximum gear, the 3rd analog signal input modulate circuit obtains the card release displacement feedback signal curve of card sender, The feedback signal value corresponding with each card release displacement gear in controller extraction card release displacement feedback signal curve M₁..., M_n；Set feedback signal value M_iSerial number i, i=1 ..., n；

Step (8-1-2), controller utilize formulaCalculate that each feedback signal value Mi is corresponding to be gone out Card displacement standard value M error e e_i, utilize formulaCalculate each feedback signal value M_iIt is flat Steady rate ratio_i；

When card release displacement feedback signal curve and card release displacement standard curve have intersection point, each feedback signal value M_iSteady rate ratio be respectively positioned in the range of closed interval [1-A1,1+A1], A1 span is the number in closed interval [0,1]； If more than 1-A1 feedback signal value M_iError e e_iIn below 1+A1, then controller control operation screen exports card sender The normal information of card release displacement, otherwise, the card release displacement of controller control operation screen output card sender is abnormal Information, and control voice prompting device sends corresponding audio alert prompting, and the abnormal letter of the card release displacement of card sender Breath uploads to supervision and management center.

A kind of method for detecting abnormality suitable for self-help teller machine system, it is defeated that abnormality detecting unit includes the 4th analog signal Enter modulate circuit, the 4th analog signal input modulate circuit is connected with controller and U-shield sending trap respectively；Including U-shield sending trap Tell the whether normal detection process of shield displacement：

Step (9-1), the whether normal detection process of shield displacement of telling of U-shield sending trap comprise the following steps：Depositing Shield displacement standard curve is told provided with U-shield sending trap in reservoir, several are provided with shield displacement standard curve is told Respectively with hair U-shield detection knob it is each tell shield displacement gear it is corresponding tell shield displacement standard value K；

Step (9-1-1), user by Card Reader detect knob from tell shield displacement minimum gear slowly to tell shield movement away from Adjusted from maximum gear, the 4th analog signal input modulate circuit acquisition U-shield sending trap tells shield displacement feedback signal song Line, controller extraction tell in shield displacement feedback signal curve with each feedback signal that to tell shield displacement gear corresponding Value K₁

Step (9-1-2), controller utilize formulaCalculate each feedback signal value K₁Error ke₁, when telling Shield displacement feedback signal curve and tell shield displacement standard curve and have intersection point, and more than 80% feedback signal value K₁ Error ke₁Below 15%, controller is by error ke₁Each feedback signal value K more than 15%₁It is corresponding with its Shield displacement standard value K replacements are told, obtains telling shield displacement feedback signal curve after error correction, is told revised Shield displacement feedback signal curve is into memory；

The revised each feedback signal value for telling shield displacement feedback signal curve is set as K₂, controller utilizes public FormulaCalculate each feedback signal value K₂Relative to the error ke for telling shield displacement standard value K₂, when have 55% with On feedback signal value K₂Error ke₂14% is all higher than, then the shield of telling of controller control operation screen output U-shield sending trap moves The abnormal information of distance, and control voice prompting device sends corresponding audio alert prompting, and U-shield sending trap is told shield movement The abnormal information of distance uploads to supervision and management center；

Otherwise, controller control operation screen output U-shield sending trap tells the normal information of shield displacement.

A kind of method for detecting abnormality suitable for self-help teller machine system, abnormality detecting unit include data signal input and adjusted Circuit is managed, data signal input modulate circuit is connected with controller and safe locking device respectively；Jamming on sensor and controller Normally opened extruding switch, locking end of the normally opened extruding switch arrangement in safe locking device are connected in series with the connecting wire being connected On, and when safe locking device is in locking state, normally opened extruding switch is in closure conducting state, at safe locking device Normally opened extruding switch is off when unlocking condition；Including safety door whether the detection process that can be locked：

Whether the detection process that can be locked comprises the following steps safety door：On horizontal riding boogie board and closed when there is user to stand After safety door and safe locking device are in locking state, jam on sensor just every one second to controller upload one jam on letter Number；When user presses locking detection button, data signal input modulate circuit, which just obtains safe locking device, can lock safety door Safe locking signal, and safe locking signal is uploaded to controller；

When controller received safe locking signal in two seconds and jammed on signal, and pressing locking detection button 8 seconds in receive the signal that jams on of less than 2 times, then the abnormal information that controller control operation screen output safety door can not lock, And control voice prompting device sends corresponding audio alert prompting, and the abnormal information that safety door can not be locked uploads to monitoring Administrative center；

Otherwise, the information that controller control operation screen output safety door has been locked.

A kind of card number application method suitable for self-help teller machine system, including user make bank card number application by oneself Journey, card production course, hair fastener process and U-shield distribution process；

Step (13-1), user make bank card number application process by oneself and comprised the following steps：

After step (13-1-1), user shut safety door between being sealed into self-help operation, and will safety with safe locking device On door lock；

Step (13-1-2), judge whether the user can be allowed to carry out the condition for making bank card number application by oneself,

After user is selecting user to make bank card number application button by oneself in operator control panel, finger is first placed on fingerprint by user Finger print information collection is carried out on device, the identity card handled before this with the finger print information of the finger is then inserted into identity results Demonstrate,prove and ID card information collection is carried out in device, and one handled before this with the finger print information and this identity card of the finger is old Bank card, which is inserted into bank's card reader, carries out old bank card identity information acquisition；

If ID card information and finger print information corresponding to old bank card identity information can be on deserved, and identity Demonstrate,prove information corresponding to finger print information also can to it is deserved upper when, then the user is allowed to carry out making bank card number application by oneself；

If ID card information and finger print information corresponding to old bank card identity information can be on deserved, but identity card Finger print information corresponding to information but can not to it is deserved upper when, or ID card information corresponding to old bank card identity information is not Can to it is deserved upper when, or finger print information corresponding to old bank card identity information can not to it is deserved upper when, then the user not by Allow to carry out making bank card number application by oneself, and that terminates the user makes bank card number application process by oneself；

Step (13-1-3), when user is allowed to make by oneself bank card number application, voice prompting device, which is sent, to be permitted Family allowable make by oneself the voice message of bank card number application；

Step (13-1-4), user input in the current number of the filling out area of operator control panel make card number by oneself and determine application after, by controlling The double sign checking for making card number by oneself and being uploaded to the application of bank card information management platform and make by oneself card number that device processed inputs user, silver Row card information management platform transfers the card for making card number by oneself that existing bank card number all in server is allowed to user's input Number information and the card number information of user's application carry out double sign comparison；

If the card number information of user's application has double sign in the server, it is not allowed to the user to make card by oneself using this Number, and the instruction manual informed by voice prompting device and operator control panel this makes card number double sign by oneself, and suggest that user exists again What input was new in operator control panel makes card number by oneself and determines application again, until what is inputted makes the card number information of card number by oneself in the server Untill there is no double sign；

If the card number information for making card number by oneself of input does not have double sign in the server, being allowed to user use should be certainly Determine card number, so far, user makes card number application success by oneself, and user makes bank card number application process by oneself and terminated；

Step (13-2), card production course comprise the following steps：

Step (13-2-1), when user is after making card number application success by oneself, bank card information management platform is applying successfully The fabrication device for making the self-help teller machine body that card number is sent to client where user by oneself on carry out user's fabrication application；

Step (13-2-2) and then controller control fabrication device take out a blank card from master card case, and by user Shen Please successfully make the corresponding card number opening position that card number is printed on blank card by oneself, when make by oneself card number printing after the completion of this blank card just Become the bank card that a new user makes by oneself, so far, user's fabrication application process terminates；

Step (13-3), hair fastener process comprise the following steps：

After the bank card that new user makes by oneself completes, controller control card sender makes this new user by oneself Bank card is sent in card taking case；Then controller controls identity card and the control bank of ID card verification device discharge user respectively The old bank card of card reader discharge user, so far, user's hair fastener application process terminate；

Step (13-4), U-shield distribution process comprise the following steps：

In step (13-2-1), when bank card information management platform, application, successfully making card number by oneself is sent to user institute When carrying out user's fabrication application on the fabrication device of the self-help teller machine body of client, fabrication device is one in U-shield sending trap The U-shield code clerk of individual U-shield and user application are successfully made the corresponding bank card number of card number by oneself and mutually bound, and handle and the bank card The U-shield code clerk and bank card number for the U-shield that card number is mutually bound are bound together, the U-shield code clerk that then will be bound together It is sent in the lump in the server of bank card information management platform with bank card number；

After the server of bank card information management platform receives the U-shield code clerk and bank card number sent in the lump, silver Whether the bank card number that row card information management platform confirms to send in the lump with U-shield code clerk is that user applies for making by oneself when successfully That bank card number corresponding to card number；

If bank card information management platform Confirm Bank card card number is not user apply when successfully make by oneself card number institute it is right That bank card number answered, then bank card information management platform send the corresponding unsuccessful signal of a matching to controller, Controller sends the instruction for not sending out U-shield to U-shield sending trap immediately, and U-shield sending trap then stops providing U-shield；

If bank card information management platform Confirm Bank card card number is that user applies for making by oneself corresponding to card number when successfully That bank card number, then bank card information management platform send the corresponding successful signal of a matching, control to controller Device sends the instruction for allowing to provide U-shield to U-shield sending trap immediately, U-shield sending trap with i.e. by the U-shield corresponding to U-shield code clerk from U It is sent to user in shield sending trap to take in shield mouth, so as to realize the granting for making the U-shield that bank card number is mutually bound by oneself with user, extremely This, user makes the U-shield distribution process that bank card number is mutually bound by oneself and terminated.

Preferably, also include the bank network unit being connected with bank card information management platform, in bank card information pipe The reservation module being connected with server is additionally provided with platform,

Step (14-1), user make reservation by oneself by bank network unit and apply preengaging card number first, and are the reservation Card number binds a reservation extraction password, and then the reservation number and reservation extraction password are temporarily stored in reservation module in the lump；

Step (14-2) and then first execution step (13-1-1), step (13-1-2) and step (13-1-3) successively, then Perform step (14-3)；

Step (14-3), user input reservation card number in the number of filling out of the reservation area of operator control panel, are carried in the reservation of operator control panel Input reservation extraction password is taken in password area, it is then determined that application, is carried reservation card number that user inputs and reservation by controller Password is taken to be uploaded to the number of the proposing checking that bank card information management platform preengage card number in the lump, bank card information management platform is adjusted Take with preengaging the reservation card number corresponding to extraction password in reservation module, and bank card information management platform is pre- what is transferred About card number is sent on the fabrication device of the self-help teller machine body of user place client and carries out user's fabrication application；

Step (14-4) and then successively execution step (13-2-2) and step (13-3).

Preferably, in step (13-1-2), judging whether the user can be allowed to carry out making bank card number by oneself Also meet following Rule of judgment simultaneously during the condition of application：

The account number cipher of the old bank card of user is inputted, more than the deposit that supervision and management center is inquired about on this old bank card Volume, the user is not allowed to carry out certainly if the guaranteed sum that the balance of deposits on this old bank card of user is less than setting Determine bank card number application；If the balance of deposits on this old bank card of user more than the guaranteed sum of setting, and When user is allowed to temporarily freeze in setting time the guaranteed sum of setting, then the user can just be allowed to carry out making bank by oneself Card card number application.

Preferably, also include the smart mobile phone for making bank card number APP by oneself is installed, on self-help teller machine body also Provided with the wireless module and dimensional code scanner being connected respectively with controller；

In step (13-1-2), in addition to when user selects user to make bank card number application button by oneself in operator control panel Afterwards, the phone number input area in operator control panel is activated, and user is in the input of phone number input area and user automatic one The phone number of old bank card binding is opened,

After controller receives phone number, controller generates the image in 2 D code of one group of identifying code and by the Quick Response Code at random Image is sent on the smart mobile phone of user by wireless module, then user by dimensional code scanner on smart mobile phone Image in 2 D code is scanned identification；

After dimensional code scanner is scanned identification to the image in 2 D code on smart mobile phone, if what controller received The Quick Response Code that Quick Response Code and controller are sent is identical, then the phone number is sent to bank card information management platform by controller, Meanwhile controller gives fingerprint device one open command, fingerprint device is opened immediately, and then user can be placed on finger on fingerprint device Carry out finger print information collection；

In step (13-1-2), also include old bank card identity information and corresponding mobile phone card number identity information simultaneously Can to it is deserved upper when the user can just be allowed to carry out making bank card number application by oneself, otherwise the user is not allowed to be made by oneself Bank card number application.

The present invention can reach following effect：

The self-help teller machine system of the present invention can carry out abnormality detection, and on bank card User Part card number can by with Family sets itself, the U-shield mutually bound with making bank card number by oneself can be provided, intelligent hommization degree is high, safe, reliably Property is good.

Brief description of the drawings

Fig. 1 is a kind of circuit theory attachment structure schematic block diagram of the embodiment of the present invention.

Embodiment

Below by embodiment, and with reference to accompanying drawing, technical scheme is described in further detail.

Embodiment：Self-help teller machine system, it is shown in Figure 1, including between the sealing of the self-help operation provided with safety door and certainly Automatic teller machine body is helped, the self-help operation end of self-help teller machine body is located in self-help operation sealing；In self-help teller machine body It is provided with controller 20 and the fabrication device 26, memory 9, ID card verification device 8 and the fingerprint device 4 that are connected respectively with controller；Intelligence Energy mobile phone passes through wireless module and controller communicates to connect；Self-help teller machine body includes the operator control panel being connected respectively with controller 5th, strip printer 21, voice prompting device 7, bank's card reader 22, card sender 23 and U-shield sending trap 24；The card release of fabrication device Mouth docks connection with the card inlet of card sender, is provided with card taking case in the bayonet socket that goes out of card sender, fabrication device includes that blank card can be stored Master card case；Safety door is provided with the safe locking device 25 that safety door can be controlled to close, on the ground in self-help operation sealing Provided with the horizontal riding boogie board stepped on for user's pin, it is provided with horizontal riding boogie board and jams on sensor 10；Jam on sensor and locker Control terminal is connected with controller respectively；Also include respectively with strip printer, bank's card reader, card sender, U-shield sending trap, The abnormality detecting unit 30 that locker connects with controller；Also include the bank card information management platform with controller communication connection 17, bank card information management platform is provided with server 18；Also include printing detection knob 12, the Card Reader being connected respectively with controller Detect knob 13, hair fastener detection knob 14, hair U-shield detection knob 15, locking detection button 16 and supervision and management center 11.

Outer end is provided with self-help teller machine body and is fixed with the rotary column of turning handle, the turning knob of printing detection knob, The turning knob of the turning knob of Card Reader detection knob, the turning knob of hair fastener detection knob and hair U-shield detection knob is solid respectively Surely it is connected on rotary column.The test chamber with detection door is provided with self-help teller machine body, locking detection button and turning handle are equal In test chamber；Detection door is provided with the detection locker 6 that detection door can be controlled to close.

Also include be controller power supply rechargeable battery 28 and be rechargeable battery charging charging module 29, charging module and Controller connects；Charging module is the charging module using peak-trough electricity charging, if current time is in paddy electricity chargeable time, is filled Electric module directly charges to rechargeable battery, if current time is in peak electricity chargeable time, needs to carry out Charge Management It can just decide whether to charge to rechargeable battery after judgement；Charging module pair if charging is needed after judging by Charge Management Rechargeable battery is charged, and charging module to rechargeable battery with regard to not carrying out if need not being charged after judging by Charge Management Charging；

The reservation module 19 being connected with server is additionally provided with bank card information management platform.

A kind of row printing paper feeding speed whether normal abnormal inspection of strip printer suitable for self-help teller machine system Survey method, abnormality detecting unit include the first analog signal input modulate circuit 31, the first analog signal input modulate circuit point It is not connected with controller and strip printer；The row printing whether normal detection process of paper feeding speed including strip printer：

The span that the span that B1 span is 80% to 90%, B2 is 9% to 13%, B3 be 50% to 60%, B4 span are 13% to 15%.

A kind of bank's card reader suitable for self-help teller machine system tells the whether normal abnormal inspection of card displacement Survey method, abnormality detecting unit include the second analog signal input modulate circuit 32, the second analog signal input modulate circuit point It is not connected with controller and bank's card reader；Tell whether card displacement normally detected including bank's card reader Journey：

Step (7-1), the whether normal detection process of card displacement of telling of bank's card reader comprise the following steps： Card displacement standard curve is told provided with bank's card reader in memory, if being provided with card displacement standard curve is told Dry respectively with Card Reader detection knob it is each tell card displacement gear it is corresponding tell card displacement standard value H；

Step (7-1-1), user by Card Reader detect knob from tell card displacement minimum gear slowly to tell card move away from Adjusted from maximum gear, the second analog signal input modulate circuit acquisition bank card reader tells card displacement feedback signal Curve, controller extraction tell in card displacement feedback signal curve with each feedback letter that to tell card displacement gear corresponding Number value H₁

Step (7-1-2), controller utilize formulaCalculate each feedback signal value H₁Error he₁, when telling Card displacement feedback signal curve and tell card displacement standard curve and have intersection point, and more than 80% feedback signal value H₁ Error he₁Below 12%, controller is by error he₁Each feedback signal value H more than 12%₁It is corresponding with its Card displacement standard value H replacements are told, obtains telling card displacement feedback signal curve after error correction, is told revised Card displacement feedback signal curve is into memory；

The revised each feedback signal value for telling card displacement feedback signal curve is set as H₂, controller utilizes public FormulaCalculate each feedback signal value H₂Relative to the error he for telling card displacement standard value H₂, when have 55% with On feedback signal value H₂Error he₂14% is all higher than, then the card of telling of controller control operation screen output bank card reader moves The abnormal information of dynamic distance, and control voice prompting device sends corresponding audio alert prompting, and telling bank's card reader The abnormal information of card displacement uploads to supervision and management center；

Otherwise, controller control operation screen output bank card reader tells the normal information of card displacement.

A kind of card release displacement whether normal method for detecting abnormality of card sender suitable for self-help teller machine system, Abnormality detecting unit include the 3rd analog signal input modulate circuit 33, the 3rd analog signal input modulate circuit respectively with control Device connects with card sender；The whether normal detection process of card release displacement including card sender：

Step (8-1-2), controller utilize formulaCalculate each feedback signal value M_iCorresponding goes out Card displacement standard value M error e e_i, utilize formulaCalculate each feedback signal value M_iIt is flat Steady rate ratio_i；

When card release displacement feedback signal curve and card release displacement standard curve have intersection point, each feedback signal value M_iSteady rate ratio be respectively positioned in the range of closed interval [1-A1,1+A1], A1 span is the number in closed interval [0,1]； If more than 1-A1 feedback signal value M_iError e e_iIn below 1+A1, then controller control operation screen exports card sender The normal information of card release displacement, otherwise, the card release displacement of controller control operation screen output card sender is abnormal Information, and control voice prompting device sends corresponding audio alert prompting, and the abnormal letter of the card release displacement of card sender Breath uploads to supervision and management center.A1 span is 0.06 to 0.1.

A kind of U-shield sending trap suitable for self-help teller machine system tells the whether normal abnormality detection side of shield displacement Method, abnormality detecting unit include the 4th analog signal input modulate circuit 34, the 4th analog signal input modulate circuit respectively with Controller connects with U-shield sending trap；The whether normal detection process of shield displacement is told including U-shield sending trap：

A kind of safety door suitable for self-help teller machine system whether the method for detecting abnormality that can be locked, abnormality detecting unit Modulate circuit 35 is inputted including data signal, data signal input modulate circuit is connected with controller and safe locking device respectively； Normally opened extruding switch 36, normally opened extruding switch cloth are connected in series with the connecting wire that sensor is connected with controller is jammed on Put in the locking end of safe locking device, and normally opened extruding switch is led in closure when safe locking device is in locking state Logical state, when safe locking device is in unlocking condition, normally opened extruding switch is off；Whether can be locked including safety door Tight detection process：

Step (13-2), card production course comprise the following steps：

Step (13-3), hair fastener process comprise the following steps：

Step (13-4), U-shield distribution process comprise the following steps：

A kind of card number application method suitable for self-help teller machine system, in addition to be connected with bank card information management platform Bank network unit 37, the reservation module 19 being connected with server is additionally provided with bank card information management platform,

Step (14-4) and then successively execution step (13-2-2) and step (13-3).

A kind of card number application method suitable for self-help teller machine system, in step (13-1-2), judging the user Gone back when whether can be allowed to make by oneself the condition of bank card number application while meet following Rule of judgment：

A kind of card number application method suitable for self-help teller machine system, in addition to be provided with and make bank card number APP by oneself Smart mobile phone 1, the wireless module 2 being connected respectively with controller and dimensional code scanner are additionally provided with self-help teller machine body 3,

After controller receives phone number, controller generates the image in 2 D code of one group of identifying code and by the Quick Response Code at random Image is sent on the smart mobile phone of user by wireless module, then user by dimensional code scanner on smart mobile phone Image in 2 D code is scanned identification,

The self-help teller machine system of this example can carry out abnormality detection, and on bank card User Part card number can by with Family sets itself, the U-shield mutually bound with making bank card number by oneself can be provided, intelligent hommization degree is high, safe, reliably Property is good.

Do not limited when describing embodiments of the present invention above in conjunction with accompanying drawing, but realizing by above-described embodiment, this area Those of ordinary skill can make a variety of changes or change within the scope of the appended claims.

Claims

A kind of 1. self-help teller machine system, it is characterised in that including provided with safety door self-help operation sealing between and self-service teller Machine body, the self-help operation end of the self-help teller machine body are located in self-help operation sealing；On self-help teller machine body Provided with controller (20) and the fabrication device (26) being connected respectively with controller, memory (9), ID card verification device (8) and fingerprint Device (4)；Smart mobile phone is communicated to connect by wireless module and controller；The self-help teller machine body include respectively with controller Operator control panel (5), strip printer (21), voice prompting device (7), bank's card reader (22), card sender (23) and the U-shield of connection Sending trap (24)；The bayonet socket that goes out of the fabrication device docks connection with the card inlet of the card sender, in the card release of the card sender Mouth is provided with card taking case, and the fabrication device includes the master card case that can store blank card；The safety door, which is provided with, to control safety door to close The safe locking device (25) closed, the horizontal riding boogie board stepped on for user's pin is provided with the interior ground of self-help operation sealing, in water Flat riding boogie board is provided with and jams on sensor (10)；It is described to jam on sensor and the control terminal of locker is connected with controller respectively；Also Including the exception inspection being connected respectively with strip printer, bank's card reader, card sender, U-shield sending trap, locker and controller Survey unit (30)；Also include the bank card information management platform (17) with controller communication connection, the bank card information management Platform is provided with server (18)；The printing for also including being connected with controller respectively detects knob (12), Card Reader detects knob (13), Hair fastener detection knob (14), hair U-shield detection knob (15), locking detection button (16) and supervision and management center (11).
2. self-help teller machine system according to claim 1, it is characterised in that also include the charging electricity for controller power supply Pond (28) and the charging module (29) for rechargeable battery charging, the charging module are connected with controller；The charging mould Block is the charging module using peak-trough electricity charging, if current time is in paddy electricity chargeable time, charging module is to rechargeable battery Directly charged, if current time is in peak electricity chargeable time, need carry out Charge Management judgement after could determine be It is no rechargeable battery to be charged；Charging module fills to rechargeable battery if charging is needed after judging by Charge Management Electricity, charging module to rechargeable battery with regard to not charging if need not being charged after judging by Charge Management；

The charging module is that the Charge Management deterministic process of rechargeable battery charging is as follows in peak electricity chargeable time：

A basic power threshold and a basic quantity coefficient value first are assigned to charging module by controller or manually, is then controlled Device reads the voltage value of current time, paddy electricity opening time and rechargeable battery, and controller calculates current time and opened with paddy electricity The difference for opening the time draws time difference；The numerical value drawn after basic quantity coefficient value divided by time difference adds rechargeable battery The value of gained is then judged to forbidding charging if greater than or equal to basic power threshold after current charge value, when basic electricity system The numerical value drawn after numerical value divided by time difference is electric if less than basis plus the value of gained after the current charge value of rechargeable battery Amount threshold value is then judged to needing to charge；The average user that the date is corresponded in the last measurement period of self-help teller machine makes bank card card by oneself Number number is multiplied by given percent coefficient and draws electricity correction value, and basic power threshold adds electricity correction value by basic charge value Draw, basic charge value is unified numerical value.
3. a kind of method for detecting abnormality of self-help teller machine system suitable for described in claim 1, abnormality detecting unit include First analog signal input modulate circuit (31), the first analog signal input modulate circuit are beaten with controller and strip respectively Print device connection；It is characterised in that it includes the row printing whether normal detection process of paper feeding speed of strip printer：

The row printing whether normal detection process of paper feeding speed of (6-1) strip printer comprises the following steps：In memory Row paper feeding velocity standard curve provided with strip printer, paper feeding velocity standard curve of being expert at be provided with several respectively with printing Detect the corresponding row print speed standard value W of each row print speed gear of knob；

(6-1-1) user will print detection knob and slowly be adjusted from row print speed minimum gear to row print speed maximum gear Section, the first analog signal input modulate circuit obtain the row paper feeding feedback speed signal curve of strip printer, controller extraction The feedback signal value W corresponding with each row print speed gear in row paper feeding feedback speed signal curve₁

(6-1-2) controller utilizes formulaCalculate each feedback signal value W₁Error e₁If error e₁Value exist In the range of closed interval [B1, B2], and B1 and B2 span is the number in closed interval [0,1]；

When row paper feeding feedback speed signal curve and row paper feeding velocity standard curve have intersection point, and more than B1 feedback signal value W₁Error e₁In below B2, then controller exceedes error B2 each feedback signal value W₁Beaten with its corresponding row Print-out rate standard value W is replaced, and obtains the row paper feeding feedback speed signal curve after error correction, and revised row paper feeding is fast The storage of feedback signal curve is spent into memory；

Each feedback signal value of row paper feeding feedback speed signal curve is set as W₂, controller utilizes formulaMeter Calculate each feedback signal value W₂Error e₂If error e₂Value in the range of closed interval [B3, B4], and B3 and B4 value Scope is the number in closed interval [0,1]；When there is more than B3 feedback signal value W₂Error e₂When being all higher than B4, then control The information of the row paper feeding velocity anomaly of device control operation screen output strip printer, and control voice prompting device sends corresponding language Sound alarm, and abnormal information is occurred in the row paper feeding speed of strip printer and uploads to supervision and management center；

Otherwise, the normal information of row paper feeding speed of controller control operation screen output strip printer.
4. a kind of method for detecting abnormality of self-help teller machine system suitable for described in claim 1, abnormality detecting unit include 3rd analog signal input modulate circuit (33), the 3rd analog signal input modulate circuit respectively with controller and card sender Connection；It is characterised in that it includes the whether normal detection process of the card release displacement of card sender：

The whether normal detection process of card release displacement of (8-1) card sender comprises the following steps：Hair is provided with memory The card release displacement standard curve of card device, it is provided with several on card release displacement standard curve and is detected respectively with hair fastener and revolve The corresponding card release displacement standard value M of each card release displacement gear of button；

Hair fastener is detected knob from card release displacement minimum gear slowly to card release displacement maximum gear by (8-1-1) user Regulation, the 3rd analog signal input modulate circuit obtain the card release displacement feedback signal curve of card sender, controller extraction The feedback signal value M corresponding with each card release displacement gear in card release displacement feedback signal curve₁..., M_n；If Determine feedback signal value M_iSerial number i, i=1 ..., n；

(8-1-2) controller utilizes formulaCalculate each feedback signal value M_iCorresponding card release displacement Standard value M error e e_i, utilize formulaCalculate each feedback signal value M_iSteady rate ratio_i；

When card release displacement feedback signal curve and card release displacement standard curve have intersection point, each feedback signal value M_i's Steady rate ratio is respectively positioned in the range of closed interval [1-A1,1+A1], and A1 span is the number in closed interval [0,1]；If More than 1-A1 feedback signal value M_iError e e_iIn below 1+A1, then controller control operation screen output card sender goes out The normal information of card displacement, otherwise, the information of the card release displacement exception of controller control operation screen output card sender, And control voice prompting device sends corresponding audio alert prompting, and the abnormal information of the card release displacement of card sender is uploaded To supervision and management center.
5. a kind of method for detecting abnormality of self-help teller machine system suitable for described in claim 1, abnormality detecting unit include 4th analog signal input modulate circuit (34), the 4th analog signal input modulate circuit are sent out with controller and U-shield respectively Put device connection；It is characterised in that it includes U-shield sending trap tells the whether normal detection process of shield displacement：

The whether normal detection process of shield displacement of telling of (9-1) U-shield sending trap comprises the following steps：It is provided with memory U-shield sending trap tells shield displacement standard curve, and several are provided with shield displacement standard curve is told respectively with sending out U-shield Detection knob it is each tell shield displacement gear it is corresponding tell shield displacement standard value K；

Card Reader is detected knob from telling shield displacement minimum gear slowly to telling shield displacement maximum gear by (9-1-1) user Regulation, the 4th analog signal input modulate circuit acquisition U-shield sending trap tell shield displacement feedback signal curve, and controller carries Take tell in shield displacement feedback signal curve with each feedback signal value K that to tell shield displacement gear corresponding₁

(9-1-2) controller utilizes formulaCalculate each feedback signal value K₁Error ke₁, when tell shield movement away from From feedback signal curve and tell shield displacement standard curve and have intersection point, and more than 80% feedback signal value K₁Error ke₁ Below 15%, controller is by error ke₁Each feedback signal value K more than 15%₁With its it is corresponding tell shield movement away from Replaced from standard value K, obtain telling shield displacement feedback signal curve after error correction, shield displacement is told by revised Feedback signal curve is into memory；

The revised each feedback signal value for telling shield displacement feedback signal curve is set as K₂, controller utilizes formulaCalculate each feedback signal value K₂Relative to the error ke for telling shield displacement standard value K₂, when having more than 55% Feedback signal value K₂Error ke₂Be all higher than 14%, then controller control operation screen output U-shield sending trap tell shield movement away from The normal information of divorced, and control voice prompting device sends the prompting of corresponding audio alert, and U-shield sending trap tell shield movement away from The normal information of divorced uploads to supervision and management center；

Otherwise, controller control operation screen output U-shield sending trap tells the normal information of shield displacement.
6. a kind of method for detecting abnormality of self-help teller machine system suitable for described in claim 1, abnormality detecting unit include Data signal input modulate circuit (35), the data signal input modulate circuit connect with controller and safe locking device respectively Connect；Normally opened extruding switch (36), normally opened extruding are connected in series with the connecting wire that sensor is connected with controller is jammed on Switch arrangement is in the locking end of safe locking device, and normally opened extruding switch is in when safe locking device is in locking state Conducting state is closed, normally opened extruding switch is off when safe locking device is in unlocking condition；Characterized in that, bag Include safety door whether the detection process that can be locked：

Whether the detection process that can be locked comprises the following steps safety door：Stood when there is user on horizontal riding boogie board and closed safe Door and after safe locking device be in locking state, jam on sensor just every one second to controller upload one jam on signal； When user presses locking detection button, data signal input modulate circuit, which just obtains safe locking device, can lock the peace of safety door Full locking signal, and safe locking signal is uploaded to controller；

When controller received safe locking signal in two seconds and jammed on signal, and pressing the 8 of locking detection button The signal that jams on of less than 2 times, the then abnormal information that controller control operation screen output safety door can not lock are received in second, and is controlled Voice prompting device processed sends corresponding audio alert prompting, and the abnormal information that safety door can not be locked uploads to monitoring management Center；

Otherwise, the information that controller control operation screen output safety door has been locked.
A kind of 7. card number application method of self-help teller machine system suitable for described in claim 1, it is characterised in that including with Make bank card number application process, card production course, hair fastener process and U-shield distribution process by oneself in family；

Step (13-1) user makes bank card number application process by oneself and comprised the following steps：

Step (13-1-1) user enters between self-help operation sealing shut safety door after, and with safe locking device by safety door latch On；

Step (13-1-2) judges whether the user can be allowed to carry out the condition for making bank card number application by oneself,

After user is selecting user to make bank card number application button by oneself in operator control panel, user is first placed on finger on fingerprint device Finger print information collection is carried out, the identity card handled before this with the finger print information of the finger is then inserted into ID card verification device Middle progress ID card information collection, and the Zhang Lao banks handled before this with the finger print information and this identity card of the finger Card, which is inserted into bank's card reader, carries out old bank card identity information acquisition；

If ID card information and finger print information corresponding to old bank card identity information can be on deserved, and identity card is believed The corresponding finger print information of breath also can to it is deserved upper when, then the user is allowed to carry out making bank card number application by oneself；

If ID card information and finger print information corresponding to old bank card identity information can be on deserved, but ID card information Corresponding finger print information but can not to it is deserved upper when, or ID card information corresponding to old bank card identity information can not be right When deserved upper, or finger print information corresponding to old bank card identity information can not to it is deserved upper when, then the user is not allowed to Carry out making bank card number application by oneself, and that terminates the user makes bank card number application process by oneself；

Step (13-1-3), when user is allowed to make by oneself bank card number application, voice prompting device, which is sent, to be allowed to use Family make by oneself the voice message of bank card number application；

Step (13-1-4), user input in the current number of the filling out area of operator control panel make card number by oneself and determine application after, by controller By the double sign checking for making card number by oneself and being uploaded to the application of bank card information management platform and make by oneself card number of user's input, bank card Information management platform transfers the card number for making card number by oneself the letter that existing bank card number all in server is allowed to user's input Breath and the card number information of user's application carry out double sign comparison；

If the card number information of user's application has double sign in the server, it is not allowed to the user to make card number by oneself using this, And the instruction manual informed by voice prompting device and operator control panel this makes card number double sign by oneself, and suggest that user is operating again What input was new on screen makes card number by oneself and determines application again, until the card number information for making card number by oneself inputted does not have in the server Untill double sign；

If the card number information for making card number by oneself of input does not have double sign in the server, it is allowed to the user and makes card by oneself using this Number, so far, user makes card number application success by oneself, and user makes bank card number application process by oneself and terminated；

Step (13-2), card production course comprise the following steps：

Step (13-2-1), when user is after making card number application success by oneself, bank card information management platform application successfully from Determine to carry out user's fabrication application on the fabrication device of the self-help teller machine body of client where card number is sent to user；

Step (13-2-2) and then controller control fabrication device take out one blank card from master card case, and by user apply into The corresponding card number opening position made card number by oneself and be printed on blank card of work(, this blank card reforms into after the completion of card number printing is made by oneself The bank card that one new user makes by oneself, so far, user's fabrication application process terminates；

Step (13-3), hair fastener process comprise the following steps：

After the bank card that new user makes by oneself completes, controller controls the bank that card sender makes this new user by oneself Card is sent in card taking case；Then controller controls the identity card of ID card verification device discharge user and control bank card to read respectively The old bank card of card device discharge user, so far, user's hair fastener application process terminates；

Step (13-4), U-shield distribution process comprise the following steps：

In step (13-2-1), when bank card information management platform successfully makes application by oneself visitor where card number is sent to user When user's fabrication application is carried out on the fabrication device of the self-help teller machine body at family end, fabrication device is a U-shield in U-shield sending trap U-shield code clerk and user application successfully make the corresponding bank card number of card number by oneself and mutually bind, and handle and the bank card number Mutually the U-shield code clerk of the U-shield of binding and bank card number are bound together, the U-shield code clerk and silver that then will be bound together Row card card number is sent in the server of bank card information management platform in the lump；

After the server of bank card information management platform receives the U-shield code clerk and bank card number sent in the lump, bank card Whether the bank card number that information management platform confirms to send in the lump with U-shield code clerk is that user applies making card number by oneself when successfully That corresponding bank card number；

If bank card information management platform Confirm Bank card card number is not that user applies for making by oneself corresponding to card number when successfully That bank card number, then bank card information management platform send the corresponding unsuccessful signal of a matching, control to controller Device sends the instruction for not sending out U-shield to U-shield sending trap immediately, and U-shield sending trap then stops providing U-shield；

Apply for that corresponding to card number made by oneself when successfully if bank card information management platform Confirm Bank card card number is user Bank card number, then bank card information management platform send the corresponding successful signal of a matching to controller, controller with Sent to U-shield sending trap allow provide U-shield instruction, U-shield sending trap with i.e. by the U-shield corresponding to U-shield code clerk from U-shield send out Put and user is sent in device takes in shield mouth, so as to realize the granting for making the U-shield that bank card number is mutually bound by oneself with user, so far, User makes the U-shield distribution process that bank card number is mutually bound by oneself and terminated.
8. a kind of card number application method of self-help teller machine system suitable for described in claim 7, in addition to believe with bank card Cease management platform connection bank network unit (37), be additionally provided with bank card information management platform be connected with server it is pre- About module (19), it is characterised in that

Step (14-1), user make reservation by oneself by bank network unit and apply preengaging card number first, and are the reservation card number The reservation number and reservation extraction password, are then temporarily stored in reservation module by one reservation extraction password of binding in the lump；

Step (14-2) and then first execution step (13-1-1), step (13-1-2) and step (13-1-3) successively, are then performed Step (14-3)；

Step (14-3), user input reservation card number in the number of filling out of the reservation area of operator control panel, close in the reservation extraction of operator control panel Input reservation extraction password in code area, it is then determined that application, the reservation card number for being inputted user by controller and reservation extraction are close Code is uploaded to the number of the proposing checking that bank card information management platform preengage card number in the lump, and bank card information management platform is transferred pre- The reservation card number corresponding to password is extracted with reservation about in module, and bank card information management platform is the reserve card transferred User's fabrication application is carried out where number being sent to user on the fabrication device of the self-help teller machine body of client；

Step (14-4) and then successively execution step (13-2-2) and step (13-3).
A kind of 9. card number application method of self-help teller machine system suitable for described in claim 7, it is characterised in that

In step (13-1-2), when judging whether the user can be allowed to make by oneself the condition of bank card number application also Meet following Rule of judgment simultaneously：

The account number cipher of the old bank card of input user, the balance of deposits that supervision and management center is inquired about on this old bank card, such as Less than the guaranteed sum set, then the user is not allowed to carry out making silver by oneself the balance of deposits on this old bank card of fruit user Row card card number application；If the balance of deposits on this old bank card of user is more than the guaranteed sum of setting, and user When being allowed to temporarily freeze in setting time the guaranteed sum of setting, then the user can just be allowed to carry out making bank card card by oneself Number application.
10. a kind of card number application method of self-help teller machine system suitable for described in claim 7, in addition to be provided with and make by oneself Bank card number APP smart mobile phone (1), is additionally provided with the wireless module being connected respectively with controller on self-help teller machine body And dimensional code scanner (3) (2), it is characterised in that

In step (13-1-2), in addition to after user is selecting user to make bank card number application button by oneself in operator control panel, Phone number input area in operator control panel is activated, and user is old in the input of phone number input area and automatic one of user The phone number of bank card binding,

After controller receives phone number, controller generates the image in 2 D code of one group of identifying code and by the image in 2 D code at random Be sent to by wireless module on the smart mobile phone of user, then user by dimensional code scanner to the two dimension on smart mobile phone Code image is scanned identification,

After dimensional code scanner is scanned identification to the image in 2 D code on smart mobile phone, if the two dimension that controller receives Code is identical with the Quick Response Code that controller is sent, then the phone number is sent to bank card information management platform by controller, meanwhile, Controller gives fingerprint device one open command, and fingerprint device is opened immediately, and then user can be placed on finger on fingerprint device and carry out Finger print information gathers；

, also simultaneously can be right including old bank card identity information and corresponding mobile phone card number identity information in step (13-1-2) The user can just be allowed to carry out making bank card number application by oneself when deserved upper, and otherwise the user is not allowed to carry out making bank by oneself Card card number application.