CN105574715A - Business numerical value transferring method and device - Google Patents
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- CN105574715A CN105574715A CN201510187616.9A CN201510187616A CN105574715A CN 105574715 A CN105574715 A CN 105574715A CN 201510187616 A CN201510187616 A CN 201510187616A CN 105574715 A CN105574715 A CN 105574715A
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Abstract
The embodiment of the invention discloses a business numerical value transferring method and a business numerical value transferring device. The method comprises the steps of receiving a business numerical value transferring request uploaded by a first user account; acquiring a second user account serving as a transferring target, a transferring numerical value and a locking time according to the business numerical value transferring request; transferring the transferring numerical value corresponding to the first user account to the second user account; suspending the second user account to allow the business numerical value of the second user account to be less than the numerical value operation threshold of the numerical value operation of the transferring numerical value; and when the locking time is exceeded, restoring the second user account to allow the business numerical value of the second user account to be less than the numerical value operation threshold of the numerical value operation of the transferring numerical value. By using the business numerical value transferring method and device, the transferring of the business numerical value is high in independence without depending on a third-party platform.
Description
Technical field
The present invention relates to computer realm, particularly relate to a kind of business numeric value transfer and device.
Background technology
Along with the development of cyber-net application, network trading becomes a part indispensable in people's daily life gradually.In the process of carrying out network trading, usually can run into some scenes of transferring accounts, such as, the real money in an account or ideal money be transferred in another account.
For example, if user A and user B is buyer and the seller of network trading respectively, after tradable commodity is sent to user A by user B, user A submits to third-party platform by the transfer numerical value of the business numerical value that the account of user B and needs shift to user B by the account of oneself, now, reduce this transfer numerical value in the personal account of user A, receive after tradable commodity until user A and send acknowledge message to third-party platform, above-mentioned transfer numerical value is accumulated in the account of user B by third-party platform.This numerical value branch mode needs to rely on third-party platform, and independence is poor.
Summary of the invention
The embodiment of the present invention provides a kind of business numeric value transfer and device, does not need to rely on third-party platform, has higher independence.
The embodiment of the invention discloses a kind of business numeric value transfer, described method comprises:
Receive the business numerical value transfer request that first user account uploads;
Obtain as the second user account diverted the aim, transfer numerical value and locking time according to described business numerical value transfer request;
The transfer numerical value corresponding with described first user account is transferred in described second user account;
Suspending described second user account makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value;
When described time-out locking time, recover described second user account and make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
The embodiment of the invention also discloses a kind of business numerical value transfer device, described device comprises:
Receiving element, for receiving the business numerical value transfer request that first user account is uploaded;
Acquiring unit, for obtaining as the second user account diverted the aim, transfer numerical value and locking time according to described business numerical value transfer request;
Buanch unit, for being transferred in described second user account by the transfer numerical value corresponding with described first user account;
Authority amendment unit, its business numerical value is made to be less than the numerical operation authority of the numerical operation of described transfer numerical value for suspending described second user account, and when described time-out locking time, recover described second user account and make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
Implement the embodiment of the present invention, there is following beneficial effect:
The business numerical value transfer request uploaded according to first user account in the embodiment of the present invention obtains as the second user account diverted the aim, shifts numerical value and after locking time, the transfer numerical value corresponding with described first user account is transferred in described second user account, suspending described second user account makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value, when described time-out locking time, recover described second user account and make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.The business numeric value transfer of the embodiment of the present invention does not need to rely on third-party platform, has higher independence.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is the schematic flow sheet of a kind of business numeric value transfer that the embodiment of the present invention provides;
Fig. 2 is the schematic flow sheet of a kind of business numeric value transfer that another embodiment of the present invention provides;
Fig. 3 is the structural representation of a kind of business numerical value transfer device that the embodiment of the present invention provides.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
Consult Fig. 1, Fig. 1 is the schematic flow sheet of a kind of business numeric value transfer that the embodiment of the present invention provides, and as shown in the figure, described method can comprise:
S101, receives the business numerical value transfer request that first user account uploads.
Concrete, above-mentioned first user account can be bank account, ideal money account, as game currency account etc.Above-mentioned business numerical value can comprise transfer numerical value corresponding to transfer real money, also can comprise the transfer numerical value etc. that transfer ideal money is corresponding.The mode of uploading of described business numerical value transfer request can comprise user and in the terminal such as mobile phone, PC, fill in business numerical value transfer request and then submit described business numerical value transfer request to by internet, also can be that user manually fills in business numerical value transfer request at trading desk, upload described business numerical value transfer request by the teller of sales counter.Described business numerical value transfer request carries the locking time as the second user account diverted the aim, transfer numerical value and transfer numerical value.
S102, obtains as the second user account diverted the aim, transfer numerical value and locking time according to described business numerical value transfer request.
Concrete, according to business numerical value transfer request acquisition the second user account wherein received in step S101, transfer numerical value and locking time.Above-mentioned second user account is the account that described first user account diverts the aim as transfer numerical value, described transfer numerical value can be described first user account carries out number from the numerical value of business numerical value transfer to the second user account, as the transfer amounts etc. of bank account, described locking time be by described first user Account Settings described transfer numerical value is transferred to the second user account after, in preset time period, suspend the duration of described second user account to the operating right of described transfer numerical value.
S103, is transferred to the transfer numerical value corresponding with described first user account in described second user account.
Concrete, according to the second user account extracted in described first user account and step S102 and transfer numerical value, transfer numerical value corresponding for described first user account is transferred in described second user account, reduce this transfer numerical value in first user account, in the second user account, increase this transfer numerical value.Such as, the bank account of described first user account to be bank's card number be A, the bank account of the second user account to be bank's card number be B, described transfer numerical value is 5000 yuans, being then reduce 5000 yuans in the bank account of A by bank's card number in this step, is simultaneously increase by 5000 yuans in the bank account of B at bank's card number.
S104, suspends described second user account and makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
Concrete, realize after increasing described transfer numerical value in described second user account in step S103, suspending the second user account makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value, the described numerical operation making its business numerical value be less than described transfer numerical value can comprise all numerical value jump operations making the business numerical value of described second user account be less than described transfer numerical value, numerical value consumption operation etc.For example, if the business numerical value of described second user account has 1000, described transfer numerical value has 100, if user performs the operation of the business numerical value of transfer 950 for the second user account, this operation is the numerical operation being suspended numerical operation authority, namely, after the numerical operation authority that the second user account makes its business numerical value be less than the numerical operation of described transfer numerical value is suspended, all numerical operation of the second user account can not make the remaining business numerical value of self account be less than the transfer numerical value of first user account transfer.
S105, when described time-out locking time, recovers described second user account and makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
Concrete, after the locking time of extracting in step S102, described second user account suspended in recovering step S104 makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.Such as, when payment for goods is transferred accounts after to seller account B for buyer account A by the application scenarios of the present embodiment, seller account B consumes oneself account or the operation of transferring accounts can not make account balance lower than the amount of money of payment for goods, the ability of buyer's payment for goods is replaced to make seller account B have, Deng buyer account A within locking time to goods confirm after, during described time-out locking time, seller account B just has permission and makes its account balance lower than the operation of the amount of money of payment for goods to oneself account, this provides for improved the security of business numerical value transfer.
Optionally, described when time-out described locking time, recover described second user account and make before its business numerical value is less than the numerical operation authority of the numerical operation of described transfer numerical value, described method can also bag step 11) and 12):
11) the unblock checking mark that described first user account pre-sets, is obtained.
12) if when detecting that within described locking time described second user account uploads described unblock checking mark, recover described second user account and make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
Concrete, described first user account can pre-set the unblock checking mark for described transfer numerical value, inputs described unblock checking mark for making described second user account and then recovers to make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value within described locking time.If detect within described locking time, described second user account uploads described unblock checking mark, then without the need to waiting for the duration of described locking time, can recover described second user account makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value, improves the efficiency of business numerical value transfer.Such as, when payment for goods is transferred accounts after to seller account B for buyer account A by the application scenarios of the present embodiment, account B consumes oneself account or the operation of transferring accounts can not make account balance lower than the amount of money of payment for goods, described locking time is not time overtime, it is complete that namely buyer account A carries out confirmation to goods, the unblock pre-set checking mark can be told seller account B by buyer account A, described unblock checking mark is uploaded to make seller account B, now without the need to waiting for the duration of locking time, can its account balance be made recovery seller account B lower than the operation of the amount of money of payment for goods to oneself account at once, improve the efficiency of described business numerical value transfer.
Further alternative, described method can also comprise step 13) and 14):
13) the numerical value increase threshold value that described second user account pre-sets, is obtained.
14), when detecting that described transfer numerical value increases threshold value higher than described numerical value, described second user account numerical operation authority for described transfer numerical value in preset time period is reduced.
Concrete, the described numerical operation authority for transfer numerical value can comprise numerical value transfer amount, business numerical value transfer request uploads mode etc.For example, obtaining described second user account is bank account B, it is 200,000 yuans that the described numerical value pre-set increases threshold value, when described transfer numerical value being detected higher than 200,000 yuans, reduce bank account B in preset time period for the numerical operation authority of described transfer numerical value, business numerical value transfer request as described in being uploaded by bank cashier as only allowed, do not allow to be uploaded by modes such as internet submissions, and for example, within described numerical value transfer amount is limited to 5000 yuans etc.When detecting that described transfer numerical value increases threshold value higher than described numerical value, reduce described second user account numerical operation authority for described transfer numerical value in preset time period, to make when detecting that the numerical value manipulation request for the second user account is uploaded, and the mode of uploading of described numerical operation request and mode of uploading corresponding to numerical operation authority after reducing are mated, the operand value of described numerical operation request and operand value coupling corresponding to the numerical operation authority after reducing time, respond described numerical operation request and perform described numerical operation.Can prevent by the way when the numerical value of described transfer numerical value is larger, described transfer numerical value is maliciously shifted, and improves the security of the second user account.
The business numerical value transfer request uploaded according to first user account in the embodiment of the present invention obtains as the second user account diverted the aim, shifts numerical value and after locking time, the transfer numerical value corresponding with described first user account is transferred in described second user account, suspending described second user account makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value, when described time-out locking time, recover described second user account and make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.The business numeric value transfer of the embodiment of the present invention does not need to rely on third-party platform, has higher independence.
Consult Fig. 2, Fig. 2 is the schematic flow sheet of a kind of business numeric value transfer that another embodiment of the present invention provides, and as shown in the figure, described method can comprise:
S201, obtains the authentication password for abnormal authentication that described first user account pre-sets.
Concrete, described first user account can pre-set multiple authentication password, above-mentioned multiple authentication password can comprise at least one authentication password for abnormal authentication, and for performing the jump operation of business numerical value after receiving this authentication password, triggering alarm system is reported to the police simultaneously.
S202, receives the authentication mark for the input of first user account.
S203, whether the authentication received described in judgement mark is identical with described authentication password, if so, then performs step S204 and step S205, if not, then performs step S205.
Concrete, judge that whether described authentication mark is the authentication password of abnormal authentication, whether the authentication mark received described in namely judging is identical with the described authentication password for abnormal authentication got, if identical, then perform step S204 and step S205, if not identical, then perform step S205.The authentication password such as, obtained in step S201 has two, be respectively " 123456 " and " 234567 ", the described authentication received in step S202 is designated " 234567 ", then send alarm to preset alarm system, and receive the business numerical value transfer request that first user account uploads.The default authentication password for abnormal authentication whether is inputted by detecting first user account, and then judge whether described first user account is in abnormal identity state, if, then while reception business numerical value transfer request, send instruction of reporting to the police, improve the security of first user account.
S204, sends to preset alarm system instruction of reporting to the police.
Concrete, when the authentication mark received described in judging in step S203 is identical with described authentication password, illustrate that the identity of described first user account is in exception, instruction of reporting to the police is sent to preset alarm system, the described mode sending alarm to preset alarm system has a lot, default dial system can be triggered automatically to dial the police emergency number warning, also can trigger default information transmitting system and send warning message.
S205, receives the business numerical value transfer request that first user account uploads.
S206, obtains as the second user account diverted the aim, transfer numerical value and locking time according to described business numerical value transfer request.
S207, obtains the operation warning numerical identity that described first user account pre-sets.
Concrete, described in the representative with certain feature that described operation warning numerical identity pre-sets for described first user account, first user account is in the numerical identity of abnormal identity state, if such as described business transfer numerical value is Renminbi transfer amounts, then described operation warning numerical identity can be that after the radix point of numerical value, the first bit digital is " 8 ", also can be that the numeral of described numerical value " ten thousand " position is greater than " 2 " etc.
S208, judges whether described transfer numerical value and described operation warning numerical identity mate, and if so, then performs step S204 and step S209, if not, then performs step S209.
Concrete, in the transfer numerical value that determining step S206 obtains and step S207, whether the operation warning numerical identity that obtains mates, such as, if the transfer numerical value obtained in step S206 is 10000.8, the operation warning numerical identity obtained in step S207 is that after the radix point of numerical value, the first bit digital is " 8 ", then judge described transfer numerical value and described operation warning numerical identity coupling.If this step judges described transfer numerical value and described operation warning numerical identity coupling, then send to preset alarm system instruction of reporting to the police, and the transfer numerical value corresponding with described first user account is transferred in described second user account, if do not mate, then perform and the transfer numerical value corresponding with described first user account is transferred in described second user account.Whether mated with described operation warning numerical identity by the transfer numerical value detecting the input of first user account, judge whether described first user account is in abnormal identity state, if, send to report to the police while then the transfer numerical value corresponding with described first user account being transferred in described second user account and indicate, improve the security of first user account.
S209, is transferred to the transfer numerical value corresponding with described first user account in described second user account.
S210, suspends described second user account and makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
S211, when described time-out locking time, recovers described second user account and makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
The business numerical value transfer request uploaded according to first user account in the embodiment of the present invention obtains as the second user account diverted the aim, shifts numerical value and after locking time, the transfer numerical value corresponding with described first user account is transferred in described second user account, suspending described second user account makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value, when described time-out locking time, recover described second user account and make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.The business numeric value transfer of the embodiment of the present invention does not need to rely on third-party platform, has higher independence.
Consult Fig. 3, Fig. 3 is the structural representation of a kind of business numerical value transfer device that the embodiment of the present invention provides, and as shown in the figure, described device can comprise receiving element 301, acquiring unit 302, buanch unit 303 and authority amendment unit 304, wherein:
Receiving element 301, for receiving the business numerical value transfer request that first user account is uploaded.
Concrete, above-mentioned first user account can be bank account, ideal money account, as game currency account etc.Above-mentioned business numerical value can comprise transfer numerical value corresponding to transfer real money, also can comprise the transfer numerical value etc. that transfer ideal money is corresponding.The mode of uploading of described business numerical value transfer request can comprise user and in the terminal such as mobile phone, PC, fill in business numerical value transfer request and then submit described business numerical value transfer request to by internet, also can be that user manually fills in business numerical value transfer request at trading desk, upload described business numerical value transfer request by the teller of sales counter.Described business numerical value transfer request carries the locking time as the second user account diverted the aim, transfer numerical value and transfer numerical value.
Acquiring unit 302, for obtaining as the second user account diverted the aim, transfer numerical value and locking time according to described business numerical value transfer request.
Concrete, the business numerical value transfer request received according to described receiving element 301 obtains the second user account wherein, transfer numerical value and locking time.Above-mentioned second user account is the account that described first user account diverts the aim as transfer numerical value, described transfer numerical value is described first user account carries out number from the numerical value of business numerical value transfer to the second user account, as the transfer amounts etc. of bank account, described locking time be by described first user Account Settings described transfer numerical value is transferred to the second user account after, described second user account suspends the duration of the operating right to described transfer numerical value in preset time period.
Buanch unit 303, for being transferred to the transfer numerical value corresponding with described first user account in described second user account.
Concrete, the second user account that described buanch unit 303 obtains according to described first user account and described acquiring unit 302 and transfer numerical value, transfer numerical value corresponding for described first user account is transferred in described second user account, reduce this transfer numerical value in first user account, in the second user account, increase this transfer numerical value.Such as, the bank account of described first user account to be bank's card number be A, the bank account of the second user account to be bank's card number be B, described transfer numerical value is 5000 yuans, then bank's card number is reduce 5000 yuans in the bank account of A by described buanch unit 303, is simultaneously increase by 5000 yuans in the bank account of B at bank's card number.
Authority amendment unit 304, its business numerical value is made to be less than the numerical operation authority of the numerical operation of described transfer numerical value for suspending described second user account, and when described time-out locking time, recover described second user account and make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
Concrete, described buanch unit 303 is by after increasing described transfer numerical value in described second user account, described authority amendment unit 304 suspends the second user account makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value, the described numerical operation making its business numerical value be less than described transfer numerical value can comprise all numerical value jump operations making the business numerical value of described second user account be less than described transfer numerical value, numerical value consumption operation etc.For example, if the business numerical value of described second user account has 1000, described transfer numerical value has 100, if user performs the operation of the business numerical value of transfer 950 for the second user account, this operation is the numerical operation being suspended numerical operation authority, namely, after the numerical operation authority that the second user account makes its business numerical value be less than the numerical operation of described transfer numerical value is suspended, all numerical operation of the second user account can not make the remaining business numerical value of self account be less than the transfer numerical value of first user account transfer.After the locking time that described acquiring unit 302 obtains, described authority amendment unit 304 recovers described second user account makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.Such as, when payment for goods is transferred accounts after to seller account B for buyer account A by the application scenarios of the present embodiment, seller account B consumes oneself account or the operation of transferring accounts can not make account balance lower than the amount of money of payment for goods, the ability of buyer's payment for goods is replaced to make seller account B have, Deng buyer account A within locking time to goods confirm after, during described time-out locking time, seller account B just has permission and makes its account balance lower than the operation of the amount of money of payment for goods to oneself account, this provides for improved the security of business numerical value transfer.
Optionally, described acquiring unit 302, also for obtaining the unblock checking mark that described first user account pre-sets.
Described authority amendment unit 304, time also for detecting that within described locking time described second user account uploads described unblock checking mark, recovering described second user account and making its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
Concrete, described first user account can pre-set the unblock checking mark for described transfer numerical value, after inputting described unblock checking mark for making described second user account within described locking time, described authority amendment unit 304 recovers to make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.If detect within described locking time, described second user account uploads described unblock checking mark, then without the need to waiting for the duration of described locking time, described authority amendment unit 304 can recover described second user account makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value, improves the efficiency of business numerical value transfer.Such as, when payment for goods is transferred accounts after to seller account B for buyer account A by the application scenarios of the present embodiment, account B makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value, described locking time is not time overtime, it is complete that namely buyer account A carries out confirmation to goods, the unblock pre-set checking mark can be told seller account B by buyer account A, described unblock checking mark is uploaded to make seller account B, now without the need to waiting for the duration of locking time, described authority amendment unit 304 can make its account balance lower than the operation of the amount of money of payment for goods to recovery seller account B to oneself account at once, improve the efficiency of described business numerical value transfer.
Optionally, described acquiring unit 302, also for obtaining the authentication password for abnormal authentication that described first user account pre-sets.
Described receiving element 301, also for receiving the authentication mark for the input of first user account.
Concrete, described first user account can pre-set multiple authentication password, above-mentioned multiple authentication password can comprise at least one authentication password for abnormal authentication, and for performing the jump operation of business numerical value after receiving this authentication password, triggering alarm system is reported to the police simultaneously.
Described device also comprises:
First indicating member 305, for when the authentication mark received described in judging is identical with described authentication password, sends to preset alarm system instruction of reporting to the police, and triggers the business numerical value transfer request that described receiving element reception first user account uploads.
Such as, the authentication password that described acquiring unit 302 obtains has two, be respectively " 123456 " and " 234567 ", the described authentication that described receiving element 301 receives is designated " 234567 ", then described first indicating member 305 sends alarm to preset alarm system, and triggers described receiving element and receive the business numerical value transfer request that first user account uploads.The described mode sending alarm to preset alarm system has a lot, can trigger default dial system and automatically to dial the police emergency number warning, also can trigger default information transmitting system and send warning message.Whether described first indicating member 305 inputs the default authentication password for abnormal authentication by detecting first user account, and then judge whether described first user account is in abnormal identity state, if, then while the described receiving element 302 of triggering receives business numerical value transfer request, send instruction of reporting to the police, improve the security of first user account.
Further alternative, described acquiring unit 302, also for obtaining the operation warning numerical identity that described first user account pre-sets.
Concrete, described operation warning numerical identity is the mark with the numerical value of certain feature that described first user account pre-sets, if such as described business transfer numerical value is Renminbi transfer amounts, then described operation warning numerical identity can be that after the radix point of numerical value, the first bit digital is " 8 ", also can be that the numeral of described numerical value " ten thousand " position is greater than " 2 " etc.
Described device also comprises:
Second indicating member 306, for when judging described transfer numerical value and described operation warning numerical identity coupling, send to preset alarm system instruction of reporting to the police, and trigger described buanch unit the transfer numerical value corresponding with described first user account is transferred in described second user account.
Concrete, described second indicating member 306 judges whether the operation warning numerical identity of the transfer numerical value that described acquiring unit 302 obtains and acquisition mates, if coupling, then send to preset alarm system instruction of reporting to the police, and trigger described buanch unit 303 the transfer numerical value corresponding with described first user account is transferred in described second user account, if do not mate, then trigger described buanch unit 303 and the transfer numerical value corresponding with described first user account is transferred in described second user account.Such as, if the transfer numerical value that described acquiring unit 302 obtains is 10000.8, the operation warning numerical identity obtained is that after the radix point of numerical value, the first bit digital is " 8 ", then described second indicating member 306 judges described transfer numerical value and described operation warning numerical identity coupling, then send to preset alarm system instruction of reporting to the police, and trigger described buanch unit 303 and from described first user account, shift 10000.8 in described second user account.Whether described second indicating member 306 is mated with described operation warning numerical identity by the transfer numerical value detecting the input of first user account, judge whether described first user account is in abnormal identity state, if, then trigger to send to report to the police while the transfer numerical value corresponding with described first user account is transferred in described second user account by described buanch unit 303 and indicate, improve the security of first user account.
In another kind of optional embodiment, described acquiring unit 302, the numerical value pre-set for obtaining described second user account increases threshold value.
Described authority amendment unit 304, also for when detecting that described transfer numerical value increases threshold value higher than described numerical value, reduces described second user account numerical operation authority for described transfer numerical value in preset time period.
Concrete, the described numerical operation authority for transfer numerical value can comprise numerical value transfer amount, business numerical value transfer request uploads mode etc.For example, it is bank account B that described acquiring unit 302 obtains described second user account, it is 200,000 yuans that the described numerical value pre-set increases threshold value, when described authority amendment unit 304 detects described transfer numerical value higher than 200,000 yuans, reduce bank account B in preset time period for the numerical operation authority of described transfer numerical value, business numerical value transfer request as described in being uploaded by bank cashier as only allowed, do not allow to be uploaded by modes such as internet submissions, and for example, within described numerical value transfer amount is limited to 5000 yuans etc.When described authority amendment unit 304 detects that described transfer numerical value increases threshold value higher than described numerical value, reduce described second user account numerical operation authority for described transfer numerical value in preset time period, to make when detecting that the numerical value manipulation request for the second user account is uploaded, and the mode of uploading of described numerical operation request and mode of uploading corresponding to numerical operation authority after reducing are mated, when the operand value of described numerical operation request and operand value coupling corresponding to the numerical operation authority after reducing, respond described numerical operation request and perform described numerical operation.Can prevent by the way when the numerical value of described transfer numerical value is larger, described transfer numerical value is maliciously shifted, and improves the security of the second user account.
The business numerical value transfer request uploaded according to first user account in the embodiment of the present invention obtains as the second user account diverted the aim, shifts numerical value and after locking time, the transfer numerical value corresponding with described first user account is transferred in described second user account, suspending described second user account makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value, when described time-out locking time, recover described second user account and make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.The business numeric value transfer of the embodiment of the present invention does not need to rely on third-party platform, has higher independence.
One of ordinary skill in the art will appreciate that all or part of flow process realized in above-described embodiment method, that the hardware that can carry out instruction relevant by computer program has come, described program can be stored in a computer read/write memory medium, this program, when performing, can comprise the flow process of the embodiment as above-mentioned each side method.Wherein, described storage medium can be magnetic disc, CD, read-only store-memory body (Read-OnlyMemory, ROM) or random store-memory body (RandomAccessMemory, RAM) etc.
Above disclosedly be only present pre-ferred embodiments, certainly can not limit the interest field of the present invention with this, therefore according to the equivalent variations that the claims in the present invention are done, still belong to the scope that the present invention is contained.
Claims (10)
1. a business numeric value transfer, is characterized in that, comprising:
Receive the business numerical value transfer request that first user account uploads;
Obtain as the second user account diverted the aim, transfer numerical value and locking time according to described business numerical value transfer request;
The transfer numerical value corresponding with described first user account is transferred in described second user account;
Suspending described second user account makes its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value;
When described time-out locking time, recover described second user account and make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
2. the method for claim 1, is characterized in that, described method also comprises:
Obtain the unblock checking mark that described first user account pre-sets; If when detecting that within described locking time described second user account uploads described unblock checking mark, recover described second user account and make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
3. the method for claim 1, is characterized in that, before the business numerical value transfer request that described reception first user account uploads, described method also comprises:
Obtain the authentication password for abnormal authentication that described first user account pre-sets;
Receive the authentication mark for the input of first user account;
When the authentication mark received described in judging is identical with described authentication password, sends to preset alarm system instruction of reporting to the police, and trigger the business numerical value transfer request performing described reception first user account and upload.
4. the method for claim 1, is characterized in that, described the transfer numerical value corresponding with described first user account is transferred in described second user account before, also comprise:
Obtain the operation warning numerical identity that described first user account pre-sets;
When judging described transfer numerical value and described operation warning numerical identity coupling, send to the warning system preset instruction of reporting to the police, and trigger to perform and described the transfer numerical value corresponding with described first user account to be transferred in described second user account.
5. the method for claim 1, is characterized in that, described the transfer numerical value corresponding with described first user account is transferred in described second user account after, described method also comprises:
Obtain the numerical value increase threshold value that described second user account pre-sets;
When detecting that described transfer numerical value increases threshold value higher than described numerical value, reduce described second user account numerical operation authority for described transfer numerical value in preset time period.
6. a business numerical value transfer device, is characterized in that, comprising:
Receiving element, for receiving the business numerical value transfer request that first user account is uploaded;
Acquiring unit, for obtaining as the second user account diverted the aim, transfer numerical value and locking time according to described business numerical value transfer request;
Buanch unit, for being transferred in described second user account by the transfer numerical value corresponding with described first user account;
Authority amendment unit, its business numerical value is made to be less than the numerical operation authority of the numerical operation of described transfer numerical value for suspending described second user account, and when described time-out locking time, recover described second user account and make its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
7. device as claimed in claim 6, is characterized in that,
Described acquiring unit, also for obtaining the unblock checking mark that described first user account pre-sets;
Described authority amendment unit, time also for detecting that within described locking time described second user account uploads described unblock checking mark, recovering described second user account and making its business numerical value be less than the numerical operation authority of the numerical operation of described transfer numerical value.
8. device as claimed in claim 6, is characterized in that,
Described acquiring unit, also for obtaining the authentication password for abnormal authentication that described first user account pre-sets;
Described receiving element, also for receiving the authentication mark for the input of first user account;
Described device also comprises:
First indicating member, for when the authentication mark received described in judging is identical with described authentication password, sends to preset alarm system instruction of reporting to the police, and triggers the business numerical value transfer request that described receiving element reception first user account uploads.
9. device as claimed in claim 6, is characterized in that,
Described acquiring unit, also for obtaining the operation warning numerical identity that described first user account pre-sets;
Described device also comprises:
Second indicating member, for when judging described transfer numerical value and described operation warning numerical identity coupling, send to preset alarm system instruction of reporting to the police, and trigger described buanch unit the transfer numerical value corresponding with described first user account is transferred in described second user account.
10. device as claimed in claim 6, is characterized in that,
Described acquiring unit, the numerical value pre-set for obtaining described second user account increases threshold value;
Described authority amendment unit, also for when detecting that described transfer numerical value increases threshold value higher than described numerical value, reduces described second user account numerical operation authority for described transfer numerical value in preset time period.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510187616.9A CN105574715A (en) | 2015-04-20 | 2015-04-20 | Business numerical value transferring method and device |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510187616.9A CN105574715A (en) | 2015-04-20 | 2015-04-20 | Business numerical value transferring method and device |
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