CN105488712A - Integrated internet commerce payment system - Google Patents
Integrated internet commerce payment system Download PDFInfo
- Publication number
- CN105488712A CN105488712A CN201510867534.9A CN201510867534A CN105488712A CN 105488712 A CN105488712 A CN 105488712A CN 201510867534 A CN201510867534 A CN 201510867534A CN 105488712 A CN105488712 A CN 105488712A
- Authority
- CN
- China
- Prior art keywords
- software
- payment
- side software
- cardholder
- merchant
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Abstract
The invention provides an integrated internet commerce payment system which comprises four parts: certification agency (CA) software, cardholder side software, merchant side software, and payment gateway side software. Four sub-systems use the internet as a main information exchange medium, a cardholder, a merchant and a bank payment gateway are connected together, an ordering and payment means is provided for the cardholder, the merchant and the bank payment gateway, automatic processing of the whole process from cardholder ordering to bank payment to merchant clearing is achieved, the cardholder side software, the merchant side software and the payment gateway side software are of a triangular structure, and after sending out an ordering instruction to the merchant, the cardholder directly sends a payment instruction to the payment gateway; communication between the cardholder side software, the merchant side software and the payment gateway side software adopts a secure sockets layer (SSL), and communication between the merchant side software and the payment gateway side software adopts a DER (Distinguished Encoding Rule) message which is based on a TCP/IP (Transmission Control Protocol / Internet Protocol) and accords with ISO8824 and ISO8825; and the cardholder side software comprises a payment settlement module and a product display module.
Description
Technical field
The present invention is specifically related to a kind of integrated form internet commerce and trade payment system.
Background technology
Ecommerce typically refers in the commerce and trade activity widely of all parts of the world, under the network environment that the Internet is open, based on browser/server application mode, both parties do not carry out various commercial activity with meeting, realize online transaction between the shopping online of consumer, trade company and online pay by mails and various commercial activity, transaction, finance activities and relevant integrated service activity a kind of novel commercial operation pattern; Existing e-commerce system can not meet the demand of people, so need a kind of integrated form internet commerce and trade payment system badly to solve the problem.
Summary of the invention
The object of the invention is to for the deficiencies in the prior art, provide a kind of integrated form internet commerce and trade payment system, this integrated form internet commerce and trade payment system can solve the problem well.
For reaching above-mentioned requirements, the technical scheme that the present invention takes is: provide a kind of integrated form internet commerce and trade payment system, this integrated form internet commerce and trade payment system comprises certifying organization (CA) software, holder holds software, trade company's end software, payment gateway end software four part composition, using internet as main message exchange medium between four subsystems, holder, trade company and bank paying gateway link together, and order and means of payment for they provide a kind of, achieve the automatic process holder clearing overall process from holder's order to bank paying to trade company and hold software, trade company's end software, payment gateway end software is triangular structure, holder sends out payment instruction directly to payment gateway after trade company sends order instruction, holder holds software and trade company to hold the communication between software, payment gateway end software to adopt security socket layer (SSL), and the communication between trade company's end software and payment gateway end software adopts based on ICP/IP protocol and meets the DER message of ISO8824, ISO8825, described holder holds software to comprise payment settlement module and product introduction module.
Hommization more when the more existing e-commerce system of this integrated form internet commerce and trade payment system has better stability and security and uses, and solve existing e-commerce system inconvenient problem with use, be more of value to the universal of ecommerce.
Accompanying drawing explanation
Accompanying drawing described herein is used to provide further understanding of the present application, form a application's part, use identical reference number to represent same or analogous part in the drawings, the schematic description and description of the application, for explaining the application, does not form the improper restriction to the application.In the accompanying drawings:
Fig. 1 schematically shows the structural representation of the integrated form internet commerce and trade payment system according to the application's embodiment.
Embodiment
For making the object of the application, technical scheme and advantage clearly, below in conjunction with drawings and the specific embodiments, the application is described in further detail.
In the following description, quoting of " embodiment ", " embodiment ", " example ", " example " etc. is shown that the embodiment of so description or example can comprise special characteristic, structure, characteristic, character, element or limit, but not each embodiment or example must comprise special characteristic, structure, characteristic, character, element or limit.In addition, reuse phrase " embodiment according to the application " although be likely refer to identical embodiment, and not necessarily refers to identical embodiment.
For the sake of simplicity, eliminate in below describing and well known to a person skilled in the art some technical characteristic.
According to an embodiment of the application, a kind of integrated form internet commerce and trade payment system is provided, as shown in Figure 1, comprise certifying organization (CA) software, holder holds software, trade company's end software, payment gateway end software four part composition, using internet as main message exchange medium between four subsystems, holder, trade company and bank paying gateway link together, and order and means of payment for they provide a kind of, achieve the automatic process holder clearing overall process from holder's order to bank paying to trade company and hold software, trade company's end software, payment gateway end software is triangular structure, holder sends out payment instruction directly to payment gateway after trade company sends order instruction, holder holds software and trade company to hold the communication between software, payment gateway end software to adopt security socket layer (SSL), and the communication between trade company's end software and payment gateway end software adopts based on ICP/IP protocol and meets the DER message of ISO8824, ISO8825, described holder holds software to comprise payment settlement module and product introduction module.
According to an embodiment of the application, the holder of this integrated form internet commerce and trade payment system holds in software, supports the read/write of IC-card, digital signature/checking.
The above embodiment only represents several embodiment of the present invention, and it describes comparatively concrete and detailed, but can not be interpreted as limitation of the scope of the invention.It should be pointed out that for the person of ordinary skill of the art, without departing from the inventive concept of the premise, can also make some distortion and improvement, these all belong to scope.Therefore protection scope of the present invention should be as the criterion with described claim.
Claims (2)
1. an integrated form internet commerce and trade payment system, it is characterized in that: comprise certifying organization (CA) software, holder holds software, trade company's end software, payment gateway end software four part composition, using internet as main message exchange medium between four subsystems, holder, trade company and bank paying gateway link together, and order and means of payment for they provide a kind of, achieve the automatic process holder clearing overall process from holder's order to bank paying to trade company and hold software, trade company's end software, payment gateway end software is triangular structure, holder sends out payment instruction directly to payment gateway after trade company sends order instruction, holder holds software and trade company to hold the communication between software, payment gateway end software to adopt security socket layer (SSL), and the communication between trade company's end software and payment gateway end software adopts based on ICP/IP protocol and meets the DER message of ISO8824, ISO8825, described holder holds software to comprise payment settlement module and product introduction module.
2. commerce and trade payment system in integrated form internet as claimed in claim 1, it is characterized in that, holder holds in software, supports the read/write of IC-card, digital signature/checking.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510867534.9A CN105488712A (en) | 2015-11-27 | 2015-11-27 | Integrated internet commerce payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510867534.9A CN105488712A (en) | 2015-11-27 | 2015-11-27 | Integrated internet commerce payment system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN105488712A true CN105488712A (en) | 2016-04-13 |
Family
ID=55675677
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510867534.9A Pending CN105488712A (en) | 2015-11-27 | 2015-11-27 | Integrated internet commerce payment system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN105488712A (en) |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1288205A (en) * | 1999-09-14 | 2001-03-21 | 珠海市攀登科技有限公司 | Full compatible inter net electronic trade and payment system |
| CN104636964A (en) * | 2014-12-22 | 2015-05-20 | 李鹏 | Electronic transaction platform mode for ordering agricultural and sideline products on Internet |
-
2015
- 2015-11-27 CN CN201510867534.9A patent/CN105488712A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1288205A (en) * | 1999-09-14 | 2001-03-21 | 珠海市攀登科技有限公司 | Full compatible inter net electronic trade and payment system |
| CN104636964A (en) * | 2014-12-22 | 2015-05-20 | 李鹏 | Electronic transaction platform mode for ordering agricultural and sideline products on Internet |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20160413 |