CN105389657A - Method and system for supervising account fund - Google Patents
Method and system for supervising account fund Download PDFInfo
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- CN105389657A CN105389657A CN201510763239.9A CN201510763239A CN105389657A CN 105389657 A CN105389657 A CN 105389657A CN 201510763239 A CN201510763239 A CN 201510763239A CN 105389657 A CN105389657 A CN 105389657A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
Abstract
The application provides a method and a system for supervising account fund. The method is characterized in that: a budget list matched with budget fund in a preset account is established, when the budget fund in the account needs to be used, budget information matched with a budget request or a payment request is searched in the budget list by acquisition of a preset identifier in the budget request or the payment request, when budget fund balance in the budget information and fund balance in the account can satisfy the payment, in response to the payment request, corresponding payment is deducted from the budget fund balance in the budget information, in this way, strict supervision of the budget fund in the account is achieved.
Description
Technical field
The present invention relates to bank account management system technical field, is specifically related to a kind of account fund monitoring and managing method and system.
Background technology
When carrying out certain large-scale projects, superior unit needs the flow direction of the budget fund to subordinate unit, amount is used to supervise, due to existing Budget Management System often client to be separated with bank, bank only serves the effect that fund stores and flows, do not play supervision effect, therefore unilaterally can only be supervised these budget funds by superior unit, and due to transfer of financial resources, do not need during payment through described superior unit, when therefore policing operation being carried out to budget fund, there is supervising not tight problem more greatly and easily in workload.
Summary of the invention
In view of this, the embodiment of the present invention provides a kind of account fund monitoring and managing method and system, to realize strictly monitoring the budget fund in account.
For achieving the above object, the embodiment of the present invention provides following technical scheme:
A kind of account fund monitoring and managing method, comprising:
Obtain the payment request that enterprise's cash management system is uploaded;
Judge described for responding whether the described budget enforcement pattern paying the default account of request is payment mode, if, obtain and the described budget information paid in the budget inventory that the identification information in asking matches, record the budget information of multiple pre-operator node in described budget inventory, each described budget information at least comprises: use of funds information, budget amount information;
Judge whether the remaining sum of the budget fund in described budget information is more than or equal to the Payment Amount in described budget request, whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if, response pays request, and deducts corresponding drawing account in budget fund in described budget information.
A kind of account fund monitoring and managing method, also comprises:
Budget request information is obtained by bank's cabinet face;
Judging described for responding whether the described budget enforcement pattern paying the default account of request is freeze and unfreeze pattern, if so, obtaining the budget inventory matched with described default account, in described budget inventory, recording the budget information of multiple pre-operator node;
Judge in budget inventory, whether to there is the budget information with described budget request information match, if, described budget information is designated as target budget information, judge whether the remaining sum of the budget fund in described target budget information is more than or equal to the Payment Amount in described budget request, if, whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if, transfer accounts according to the Payment Amount in described budget request information and payment account number, and deduct corresponding drawing account in budget fund in described target budget information.
Preferably, in above-mentioned account fund monitoring and managing method, the budget inventory that described acquisition and described default account match, comprising:
Obtain the bullets in described budget request information;
By obtaining the budget inventory matched with described bullets in multiple budget inventories corresponding with described default account.
Preferably, in above-mentioned account fund monitoring and managing method, before the budget request information that described acquisition bank's cabinet face is uploaded, also comprise:
After the budget fund that default account is dialled in being detected, freeze described budget fund;
After got the request of thawing by bank's cabinet face, obtain and the described budget inventory of asking to match that thaws;
Judge whether exist in described budget inventory and the described budget information of asking to match of thawing, if, whether the amount of money that thaws in the request of thawing described in judgement is greater than the remaining sum of budget fund corresponding to described budget information, if not, part fund in described default account is thawed, described in thaw part fund be equal to described in thaw request application the amount of money that thaws.
Preferably, in above-mentioned account fund monitoring and managing method, after judging to there is the budget information with described budget request information match in budget inventory, before transferring accounts according to the Payment Amount in described budget request information and payment account number, also comprise:
Obtain current time information, judge whether described current time information is included within the time cycle scope of described presupposed information, if so, continue to perform, otherwise, stop transferring accounts.
A kind of account fund supervisory systems, comprising:
Storage unit, for obtaining and storing the budget inventory matched with default account;
Acquisition request unit, for obtaining budget request information and obtaining by enterprise's cash management system the request of payment by bank's cabinet face;
Payment mode judging unit, for after obtaining by enterprise cash management system the request of payment, judging described for responding whether the described budget enforcement pattern paying the default account of request is payment mode, if so, exporting the first trigger pip; After obtaining budget request information by bank's cabinet face, judging described for responding whether the described budget enforcement pattern paying the default account of request is freeze and unfreeze pattern, if so, exporting the second trigger pip;
Budget information query unit, for after getting the first trigger pip, obtains and the described budget information paid in the budget inventory that the identification information in asking matches, records the budget information of multiple pre-operator node in described budget inventory;
Fund condition adjudgement unit, judge whether the remaining sum of the budget fund in described budget information is more than or equal to the Payment Amount in described budget request, whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if so, export first to transfer accounts signal;
Fund management system, after getting the first response signal, responds described payment request, and deducts corresponding drawing account in budget fund in described budget information.。
Preferably, in above-mentioned account fund supervisory systems, described budget information query unit, also for:
After getting the second trigger pip, obtain the budget inventory matched with described default account, the budget information of multiple pre-operator node is recorded in described budget inventory, judge in budget inventory, whether to there is the budget information with described budget request information match, if so, described budget information is designated as target budget information;
Fund condition adjudgement unit, also for judging whether the remaining sum of the budget fund in described target budget information is more than or equal to the Payment Amount in described budget request, if, whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if so, export second to transfer accounts signal;
Fund management system, also for transferring accounts after signal when getting second, transfers accounts according to the Payment Amount in described budget request information and payment account number, and deducts corresponding drawing account in budget fund in described target budget information.
Preferably, in above-mentioned account fund supervisory systems, described budget information query unit, comprising:
Bullets collecting unit, for obtaining the bullets in described budget request information;
Sub-inventory acquiring unit, for by obtaining the budget inventory matched with described bullets in multiple budget inventories corresponding with described default account.
Preferably, in above-mentioned account fund supervisory systems, also comprise:
Freezing of funds unit, for after proceeding to budget fund in described default account, freezes described budget fund;
Thaw unit, the request of thawing of uploading in bank's cabinet face is got for working as, obtain and the described budget inventory of asking to match that thaws, judge whether exist in described budget inventory and the described budget information of asking to match of thawing, if, whether the amount of money that thaws in the request of thawing described in judgement is greater than the remaining sum of budget fund corresponding to described budget information, if not, part fund in described default account is thawed, described in thaw part fund be equal to described in thaw request application the amount of money that thaws.
Preferably, in above-mentioned account fund supervisory systems, described second matching unit, comprising:
Cycle match unit, for after judging to there is the budget information with described budget request information match in budget inventory, output is transferred accounts before signal, obtain current time information, judge whether described current time information is included within the time cycle scope of described presupposed information, if so, continue to perform, otherwise, stop transferring accounts.
Based on technique scheme, the account fund monitoring and managing method that the embodiment of the present invention provides is by setting up the budget inventory matched with the budget fund in described default account, when need access to your account in budget fund time, by the default mark obtaining budget request or pay in request, by finding with described budget request in budget inventory or paying the budget information of asking to match, when with the budget fund remaining sum in described budget information and the balance of funding in account can meet this pay time, response pays request, respective pay fund is deducted in budget fund remaining sum simultaneously in described budget information, visible, by adopting method disclosed in the above embodiments of the present application, achieve the strict supervision of the budget fund in account.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is only embodiments of the invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to the accompanying drawing provided.
The process flow diagram of Fig. 1 a kind of account fund monitoring and managing method disclosed in the embodiment of the present application;
The process flow diagram of Fig. 2 a kind of account fund monitoring and managing method disclosed in another embodiment of the application;
The structural representation of Fig. 3 a kind of account fund supervisory systems disclosed in the application one embodiment.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
Be directed to superior unit in prior art to manage budget fund voluntarily, the not tight problem of supervision is flowed to budget fund, this application discloses and be a kind ofly directed to account fund monitoring and managing method and system that budget fund is managed.
The process flow diagram of Fig. 1 a kind of account fund monitoring and managing method disclosed in the embodiment of the present application, see Fig. 1, disclosed in the embodiment of the present application, described account fund monitoring and managing method can comprise:
A kind of account fund monitoring and managing method, comprising:
Step S101: obtain the payment request that enterprise's cash management system is uploaded;
Step S102: judge described for responding whether the described budget enforcement pattern paying the default account of request is payment mode, if so, execution step S103, otherwise stop this request of response;
Step S103: obtain and the described budget information paid in the budget inventory that the identification information in asking matches;
Record the budget information of multiple pre-operator node in described budget inventory, each described budget information at least comprises: use of funds information, budget fund amount;
Step S104: judge whether the remaining sum of the budget fund in described budget information is more than or equal to the Payment Amount in described budget request, if so, performs step S105, otherwise, stop the described payment request of response;
Step S105: whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if so, performs step S106, otherwise, stop described payments of response to ask;
Step S106: response pays request, and deduct corresponding drawing account in budget fund in described budget information.
Be understandable that, before the application's said method performs, also need the budget enforcement pattern pre-setting described default account, in this application, the budget enforcement pattern of described default account can be divided into payment mode and freeze and unfreeze pattern, after getting the payment request that described enterprise cash management system issues, whether the budget enforcement pattern judging described default account is payment mode, if so, continue to perform subsequent operation, otherwise stop this request of response.
Before method disclosed in execution the above embodiments of the present application, also need to set up the budget inventory for supervising the fund in described default account, wherein, a described default account can have multiple budget inventory, the budget information of the multiple pre-operator node that higher level user presets is provided with in described budget inventory, described budget information records the budget amount information of this pre-operator node, use of funds information, target account information, target unit, one or more in budget cycle information etc., can budget information comprises according to user's request sets itself design parameter information.
See technical scheme disclosed in the above embodiments of the present application, by setting up the budget inventory matched with the budget fund in described default account, when need access to your account in budget fund time, by the default mark obtaining budget request or pay in request, by finding with described budget request in budget inventory or paying the budget information of asking to match, when with the budget fund remaining sum in described budget information and the balance of funding in account can meet this pay time, response pays request, respective pay fund is deducted in budget fund remaining sum simultaneously in described budget information, otherwise, pay unsuccessfully, visible, by adopting method disclosed in the above embodiments of the present application, achieve the strict supervision of the budget fund in account.
Be understandable that, the subordinate unit that disclosed in the above embodiments of the present application, described budget inventory uses superior unit to carry out customizing does not possess this authority.
Be understandable that, when the budget enforcement pattern of described default account is freeze and unfreeze pattern, need to use described budget fund by bank's cabinet face, concrete, see Fig. 2, this process is:
Step S201: obtain the budget request information that bank's cabinet face is uploaded;
Step S202: judge described for responding whether the described budget enforcement pattern paying the default account of request is freeze and unfreeze pattern, if so, execution step S203, otherwise, stop the described budget request information of response;
Step S203: obtain the budget inventory matched with described default account, record the budget information of multiple pre-operator node in described budget inventory;
Step S204: judge whether there is the budget information with described budget request information match in budget inventory, if so, performs step S205, otherwise, stop the described budget request information of response;
Step S205: described budget information is designated as target budget information, judge whether the remaining sum of the budget fund in described target budget information is more than or equal to the Payment Amount in described budget request, if so, perform step S206, otherwise, stop the described budget request information of response;
Step S206: whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if so, performs step S207, otherwise, stop the described budget request information of response;
Step S207: transfer accounts according to the Payment Amount in described budget request information and payment account number, and deduct corresponding drawing account in budget fund in described target budget information.
Be understandable that, in the above embodiments of the present application, same default account can manage multiple the estimate for a project fund simultaneously, therefore, may be there is multiple budget inventory corresponding with it in described default account, therefore, in method disclosed in the above embodiments of the present application, described step S203, specifically can comprise:
Obtain the bullets in described budget request information, wherein the corresponding projects of each bullets;
By obtaining the budget inventory matched with described bullets in multiple budget inventories corresponding with described default account.
Be understandable that, typically, in order to ensure the security of the fund in described default account when adopting the mode in bank's cabinet face to transfer accounts, the described default account in the above embodiments of the present application, after getting described budget fund, also freezes process to described budget fund, only have after thawing, just can continue to use described budget fund, concrete, in said method, before the budget request information that described acquisition bank's cabinet face is uploaded, also comprise:
After the budget fund that default account is dialled in being detected, freeze described budget fund;
After got the request of thawing by bank's cabinet face, obtain and the described budget inventory of asking to match that thaws, certainly described in, the request of thawing here is defaulted as is the request of thawing of thawing to the budget fund in described default account, if certainly fail to get with described thaw the budget inventory of ask to match time, the request of thawing described in stopping responding;
When get with the described budget inventory of asking to match of thawing after, judge whether exist in described budget inventory and the described budget information of asking to match of thawing, if whether the amount of money that thaws in the request of thawing described in judging is greater than the remaining sum of budget fund corresponding to described budget information, if not, part fund in described default account is thawed, described in thaw part fund be equal to described in thaw request application the amount of money that thaws.
It is appreciated of course that, due to respond described in thaw request and described budget request information time, all need to examine budget information, therefore, described budget request information in the above embodiments of the present application and the request of thawing can combine, and namely thaw and transferring accounts of budget fund is carried out simultaneously.Process after integration can be: the budget process solicited message (described budget process solicited message is the solicited message after described budget request information and the request of thawing are integrated) obtaining user; Obtain the budget inventory matched with described budget process solicited message; Judge in described budget inventory, whether to there is the budget information matched with described budget process solicited message, if, whether the amount of money that thaws in the request of thawing described in judgement is greater than the remaining sum of budget fund corresponding to described budget information, if not, part fund in described default account is thawed and transferred accounts, and deduct corresponding drawing account in budget fund in described budget information
Be understandable that, the all corresponding life cycle of each budget information, namely the budget fund that this budget information is corresponding can only use within the time cycle of presetting, and can not shift to an earlier date or postpone expenditure, therefore, in technical scheme disclosed in the above embodiments of the present application, before described budget fund is transferred accounts, can also comprise:
Obtain current time information, judge whether described current time information is included within the time cycle scope of described presupposed information, if so, continue to perform, otherwise, stop transferring accounts.
Be understandable that, be directed to above-mentioned account fund management method, disclosed herein as well is a kind of account fund supervisory systems, see Fig. 3, comprising:
Storage unit 10, for obtaining and storing the budget inventory matched with default account;
Payment mode judging unit 20, for after obtaining by enterprise cash management system the request of payment, judging described for responding whether the described budget enforcement pattern paying the default account of request is payment mode, if so, exporting the first trigger pip; After obtaining budget request information by bank's cabinet face, judging described for responding whether the described budget enforcement pattern paying the default account of request is freeze and unfreeze pattern, if so, exporting the second trigger pip;
Budget information query unit 30, for after getting the first trigger pip, obtains and the described budget information paid in the budget inventory that the identification information in asking matches, records the budget information of multiple pre-operator node in described budget inventory;
Fund condition adjudgement unit 40, judge whether the remaining sum of the budget fund in described budget information is more than or equal to the Payment Amount in described budget request, whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if so, export first to transfer accounts signal;
Fund management system 50, after getting the first response signal, responds described payment request, and deducts corresponding drawing account in budget fund in described budget information.
Corresponding with said method, the query unit of budget information described in said system, also for:
After getting the second trigger pip, obtain the budget inventory matched with described default account, the budget information of multiple pre-operator node is recorded in described budget inventory, judge in budget inventory, whether to there is the budget information with described budget request information match, if so, described budget information is designated as target budget information;
Fund condition adjudgement unit, also for judging whether the remaining sum of the budget fund in described target budget information is more than or equal to the Payment Amount in described budget request, if, whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if so, export second to transfer accounts signal;
Fund management system, also for transferring accounts after signal when getting second, transfers accounts according to the Payment Amount in described budget request information and payment account number, and deducts corresponding drawing account in budget fund in described target budget information.
Be understandable that, corresponding with said method, described budget information query unit, comprising:
Bullets collecting unit, for obtaining the bullets in described budget request information;
Sub-inventory acquiring unit, for by obtaining the budget inventory matched with described bullets in multiple budget inventories corresponding with described default account.
Corresponding with said method, can also comprise in said system:
Freezing of funds unit, for after the budget fund that default account is dialled in being detected, freezes described budget fund;
Thaw unit, the request of thawing of uploading in bank's cabinet face is got for working as, obtain and the described budget inventory of asking to match that thaws, judge whether exist in described budget inventory and the described budget information of asking to match of thawing, if, whether the amount of money that thaws in the request of thawing described in judgement is greater than the remaining sum of budget fund corresponding to described budget information, if not, part fund in described default account is thawed, described in thaw part fund be equal to described in thaw request application the amount of money that thaws.
Described second matching unit corresponding with said method, comprising:
Cycle match unit, for after judging to there is the budget information with described budget request information match in budget inventory, output is transferred accounts before signal, obtain current time information, judge whether described current time information is included within the time cycle scope of described presupposed information, if so, continue to perform, otherwise, stop transferring accounts.
In this instructions, each embodiment adopts the mode of going forward one by one to describe, and what each embodiment stressed is the difference with other embodiments, between each embodiment identical similar portion mutually see.For device disclosed in embodiment, because it corresponds to the method disclosed in Example, so description is fairly simple, relevant part illustrates see method part.
To the above-mentioned explanation of the disclosed embodiments, professional and technical personnel in the field are realized or uses the present invention.To be apparent for those skilled in the art to the multiple amendment of these embodiments, General Principle as defined herein can without departing from the spirit or scope of the present invention, realize in other embodiments.Therefore, the present invention can not be restricted to these embodiments shown in this article, but will meet the widest scope consistent with principle disclosed herein and features of novelty.
Claims (10)
1. an account fund monitoring and managing method, is characterized in that, comprising:
Obtain the payment request that enterprise's cash management system is uploaded;
Judge described for responding whether the described budget enforcement pattern paying the default account of request is payment mode, if, obtain and the described budget information paid in the budget inventory that the identification information in asking matches, record the budget information of multiple pre-operator node in described budget inventory, each described budget information at least comprises: use of funds information, budget amount information;
Judge whether the remaining sum of the budget fund in described budget information is more than or equal to the Payment Amount in described budget request, whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if, response pays request, and deducts corresponding drawing account in budget fund in described budget information.
2. an account fund monitoring and managing method, is characterized in that, also comprises:
Budget request information is obtained by bank's cabinet face;
Judging described for responding whether the described budget enforcement pattern paying the default account of request is freeze and unfreeze pattern, if so, obtaining the budget inventory matched with described default account, in described budget inventory, recording the budget information of multiple pre-operator node;
Judge in budget inventory, whether to there is the budget information with described budget request information match, if, described budget information is designated as target budget information, judge whether the remaining sum of the budget fund in described target budget information is more than or equal to the Payment Amount in described budget request, if, whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if, transfer accounts according to the Payment Amount in described budget request information and payment account number, and deduct corresponding drawing account in budget fund in described target budget information.
3. account fund monitoring and managing method according to claim 2, is characterized in that, the budget inventory that described acquisition and described default account match, and comprising:
Obtain the bullets in described budget request information;
By obtaining the budget inventory matched with described bullets in multiple budget inventories corresponding with described default account.
4. account fund monitoring and managing method according to claim 2, is characterized in that, before the budget request information that described acquisition bank's cabinet face is uploaded, also comprises:
After the budget fund that default account is dialled in being detected, freeze described budget fund;
After got the request of thawing by bank's cabinet face, obtain and the described budget inventory of asking to match that thaws;
Judge whether exist in described budget inventory and the described budget information of asking to match of thawing, if, whether the amount of money that thaws in the request of thawing described in judgement is greater than the remaining sum of budget fund corresponding to described budget information, if not, part fund in described default account is thawed, described in thaw part fund be equal to described in thaw request application the amount of money that thaws.
5. account fund monitoring and managing method according to claim 2, it is characterized in that, after judging to there is the budget information with described budget request information match in budget inventory, before transferring accounts according to the Payment Amount in described budget request information and payment account number, also comprise:
Obtain current time information, judge whether described current time information is included within the time cycle scope of described presupposed information, if so, continue to perform, otherwise, stop transferring accounts.
6. an account fund supervisory systems, is characterized in that, comprising:
Storage unit, for obtaining and storing the budget inventory matched with default account;
Acquisition request unit, for obtaining budget request information and obtaining by enterprise's cash management system the request of payment by bank's cabinet face;
Payment mode judging unit, for after obtaining by enterprise cash management system the request of payment, judging described for responding whether the described budget enforcement pattern paying the default account of request is payment mode, if so, exporting the first trigger pip; After obtaining budget request information by bank's cabinet face, judging described for responding whether the described budget enforcement pattern paying the default account of request is freeze and unfreeze pattern, if so, exporting the second trigger pip;
Budget information query unit, for after getting the first trigger pip, obtains and the described budget information paid in the budget inventory that the identification information in asking matches, records the budget information of multiple pre-operator node in described budget inventory;
Fund condition adjudgement unit, judge whether the remaining sum of the budget fund in described budget information is more than or equal to the Payment Amount in described budget request, whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if so, export first to transfer accounts signal;
Fund management system, after getting the first response signal, responds described payment request, and deducts corresponding drawing account in budget fund in described budget information.
7. account fund supervisory systems according to claim 6, is characterized in that, described budget information query unit, also for:
After getting the second trigger pip, obtain the budget inventory matched with described default account, the budget information of multiple pre-operator node is recorded in described budget inventory, judge in budget inventory, whether to there is the budget information with described budget request information match, if so, described budget information is designated as target budget information;
Fund condition adjudgement unit, also for judging whether the remaining sum of the budget fund in described target budget information is more than or equal to the Payment Amount in described budget request, if, whether the balance of funding judging in described default account is more than or equal to the Payment Amount in described budget request, if so, export second to transfer accounts signal;
Fund management system, also for transferring accounts after signal when getting second, transfers accounts according to the Payment Amount in described budget request information and payment account number, and deducts corresponding drawing account in budget fund in described target budget information.
8. account fund supervisory systems according to claim 6, is characterized in that, described budget information query unit, comprising:
Bullets collecting unit, for obtaining the bullets in described budget request information;
Inventory acquiring unit, for by obtaining the budget inventory matched with described bullets in multiple budget inventories corresponding with described default account.
9. account fund supervisory systems according to claim 6, is characterized in that, also comprise:
Freezing of funds unit, for after the budget fund that default account is dialled in being detected, freezes described budget fund;
Thaw unit, the request of thawing of uploading in bank's cabinet face is got for working as, obtain and the described budget inventory of asking to match that thaws, judge whether exist in described budget inventory and the described budget information of asking to match of thawing, if, whether the amount of money that thaws in the request of thawing described in judgement is greater than the remaining sum of budget fund corresponding to described budget information, if not, part fund in described default account is thawed, described in thaw part fund be equal to described in thaw request application the amount of money that thaws.
10. account fund supervisory systems according to claim 6, is characterized in that, described second matching unit, comprising:
Cycle match unit, for after judging to there is the budget information with described budget request information match in budget inventory, output is transferred accounts before signal, obtain current time information, judge whether described current time information is included within the time cycle scope of described presupposed information, if so, continue to perform, otherwise, stop transferring accounts.
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| CN201510763239.9A CN105389657A (en) | 2015-11-10 | 2015-11-10 | Method and system for supervising account fund |
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| CN201510763239.9A CN105389657A (en) | 2015-11-10 | 2015-11-10 | Method and system for supervising account fund |
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| CN106934518A (en) * | 2015-12-31 | 2017-07-07 | 远光软件股份有限公司 | A kind of capital rationing control method and system |
| CN107123038A (en) * | 2017-03-14 | 2017-09-01 | 北京小度信息科技有限公司 | Accounting data processing method and processing device |
| WO2019019651A1 (en) * | 2017-07-25 | 2019-01-31 | 深圳壹账通智能科技有限公司 | Flow transfer method and apparatus, computer device and storage medium |
| CN109741160A (en) * | 2018-06-26 | 2019-05-10 | 平安科技（深圳）有限公司 | Fund monitoring method, fund monitoring system, terminal and readable storage medium storing program for executing |
| CN109741160B (en) * | 2018-06-26 | 2023-05-26 | 平安科技（深圳）有限公司 | Funds monitoring method, funds monitoring system, terminal and readable storage medium |
| CN110428122A (en) * | 2019-05-27 | 2019-11-08 | 平安银行股份有限公司 | Data processing method, device, electronic equipment and storage medium |
| CN110610424A (en) * | 2019-09-18 | 2019-12-24 | 汇智点亮科技(北京)有限公司 | Account system, service terminal, transaction management method and system, device and medium |
| WO2021051888A1 (en) * | 2019-09-18 | 2021-03-25 | 汇智点亮科技(北京)有限公司 | Account system, service terminal, transaction management method and system, device and medium |
| CN116757684A (en) * | 2023-05-11 | 2023-09-15 | 北京中科江南信息技术股份有限公司 | Digital RMB payment method and device based on intelligent contract |
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