CN105204869B

CN105204869B - A kind of data processing method of communication system

Info

Publication number: CN105204869B
Application number: CN201510698497.3A
Authority: CN
Inventors: 张冰
Original assignee: RONG TUO FINANCIAL ENGINEERING Pty Ltd
Current assignee: RONG TUO FINANCIAL ENGINEERING Pty Ltd
Priority date: 2015-08-11
Filing date: 2015-10-23
Publication date: 2018-07-24
Anticipated expiration: 2035-10-23
Also published as: CN105204869A

Abstract

The embodiment of the invention discloses the data processing methods of communication system, wherein communication system includes that financial server, service client and mobile subscriber's client, financial server include：Control layer assembly and model layer assembly；The control layer assembly includes Profile Manager, Request dispatcher, action agent unit group, action invocation unit group and action execution unit group；The model layer assembly includes：Service Processing Unit group, service unit group and data persistence unit；Technical solution provided in an embodiment of the present invention is advantageously implemented automation and the intelligent processing of financing assurance loan transaction.

Description

A kind of data processing method of communication system

Technical field

The present invention relates to Internet technical fields, and in particular to a kind of data processing method of communication system.

Background technology

Financing assurance lending agency is the component part and its supplement of policy-related finance, it has also become the multi-level modern gold in China Melt the new force of the important component and service socio-economic development of service system.Financing assurance lending agency exists in recent years While playing a role for the national economic development, self-growth and supervision there is also heavy load, financing difficulty, manage model Enclose the problems such as limited, cooperation is unsmooth.In consideration of it, need to further improving cell-free systems means by advanced information technology, opening A set of total management system is sent out, realizes operation system, match system and cell-free systems system with financing assurance lending agency Unite organic docking, be conducive to further increase that supervision is horizontal and efficiency, and can promote financing assurance lending agency close rule manage, row Industry health stable development.

However, the management system of existing financing assurance loan industry is often not clear enough on frame, and to data It extracts and is called it is difficult to which unified realize in real time, therefore, developer is often by some databases when system development Operation, the code of service logic, interface code confusion together, result in this way whole system from now on safeguard, upgrading It is extremely inconvenient and time-consuming and laborious in modification code, model upgrading etc., it is also very easy to malfunction, efficiency is very low.

It can be seen that with the rapid development of information technology, existing total management system can no longer meet financing assurance The use demand of lending agency, there is an urgent need for a kind of solution party that can realize financing assurance loan transaction automation and intelligent processing Case.

Invention content

The embodiment of the present invention provides a kind of data processing method and communication system of communication system, to realize financing assurance The automation of loan transaction and intelligent processing.

First aspect of the embodiment of the present invention provides a kind of data processing method of communication system, and the communication system includes： Financial server, service client and mobile subscriber's client；Wherein, the financial server includes control layer assembly and model Layer assembly；The control layer assembly includes：Profile Manager, Request dispatcher, action agent unit group, action invocation list Tuple and action execution unit group；

Wherein, the model layer assembly includes：Service Processing Unit group, service unit group and data persistence unit；

The method includes：

The Request dispatcher receives the guarantee order audit request from service client, to the action agent unit Being asked with the client type of the service client matched action agent unit i distributions guarantee order audit among group It asks；

Wherein, the action agent unit i receives the guarantee order audit request；It is called by Profile Manager The guarantee data that standardization document carries the guarantee order audit request carries out standardized format processing, to obtain format mark Standardization treated guarantee data；To the guarantee class with the guarantee order audit request among the action invocation unit group The matched action invocation unit j of type sends the standardized format treated guarantee data；

The action invocation unit j receives the standardized format treated guarantee data；The action is called to execute The action execution unit k with the guarantee type matching of the guarantee order audit request among unit group, to the standardization Guarantee data that treated carries out parameterized treatment to obtain the guarantee data after parameterized treatment；To the Service Processing Unit Among group the guarantee data after the parameterized treatment is sent with the Service Processing Unit m of the guarantee type matching；

The Service Processing Unit m receives the guarantee data after the parameterized treatment；It calls and the guarantee type The analysis model matched carries out guaranty insurance analysis to obtain guaranty insurance analysis knot to the guarantee data after the parameterized treatment Fruit data and guaranty insurance analytic process data；To the client class with the service client among the service unit group The matched service unit n of type sends the guaranty insurance analysis result data；Call data persistence unit by the guarantee wind Database is written in dangerous analysis result data and guaranty insurance analytic process data, and the guaranty insurance in the database is written The search index of analysis result data and guaranty insurance analytic process data includes guarantee order number；

The service unit n receives the guaranty insurance analysis result data, feeds back the load to the service client Risk analysis result data is protected to respond the guarantee order audit request；

The Request dispatcher receives the guarantee data from mobile subscriber's client and fills in request, is acted on behalf of to the action The client type matched action agent unit i2 distributions guarantee with mobile subscriber's client among unit group Data fills in request；

The action agent unit i2 receives the guarantee data and fills in request；It is transferred by the Profile Manager The standardization document of the guarantee type matching of request is filled in the guarantee data；To among the service unit group with it is described The matched service unit n2 of client type of service client sends the standardization document transferred；Wherein, the service unit N2, for receiving the standardization document from the action agent unit i2, to mobile subscriber's client feedback institute It states standardization document and fills in request to respond the guarantee data；

After mobile subscriber's client receives the standardization document, detect whether mobile subscriber's client is sent out Raw first gets rid of action event, if mobile subscriber's client, which occurs first, gets rid of action event, detects the mobile subscriber client Whether the specified wearable device in end, which occurs second, is got rid of action event, if the wearable device, which occurs second, gets rid of action event, is judged Described first get rid of action event and second whipping as event include whether get rid of direction of action identical, if getting rid of direction of action phase Together, judge described first get rid of action event and whipping that second whipping includes as event make initial time whether be respectively positioned on it is pre- If in duration, judge described first get rid of action event and whipping that second whipping includes as event whether make duration equal In the preset duration, if described first gets rid of action event and whipping that second whipping includes as event originates Time is respectively positioned in preset duration, and described first gets rid of action event and whipping that second whipping includes as event is held Continuous duration is respectively positioned within the preset duration, judges that described first gets rid of action event and second whipping and include as event Whether the difference that whipping makees initial time is less than the first predetermined threshold value, if described first gets rid of action event and second whipping The whipping for including as event make initial time difference be less than the first predetermined threshold value, judge described first get rid of action event with it is described Whether the difference that the whipping that the second whipping includes as event makees duration is less than the second predetermined threshold value, if first whipping Make the whipping that event and the second whipping include as event and make the difference of duration to be less than the second predetermined threshold value, determines the movement Same action event, mobile subscriber's client occur in the preset duration for subscription client and the wearable device Displaying receives the standardization document.

With reference to first aspect, in the first possible embodiment of first aspect, from the service client Guarantee order audit request bag contain the first verification information, to it is described action agent unit group among with the service client The matched action agent unit i of client type distribute the guarantee order audit and ask to include contrasting described first After verification information is matched with the first default verification information, to it is described action agent unit group among with the service client The matched action agent unit i of client type distribute the guarantee order audit and ask.

The possible embodiment of with reference to first aspect the first, in second of possible embodiment of first aspect In, first verification information includes encrypted message.

Second of possible embodiment of the possible embodiment of with reference to first aspect the first or first aspect, In the third possible embodiment of first aspect, first verification information includes biological information.

Second of possible embodiment of the possible embodiment of with reference to first aspect the first or first aspect, In the 4th kind of possible embodiment of first aspect, the biological information may include finger print information.

Second of possible embodiment of the possible embodiment of with reference to first aspect the first or first aspect, In the 5th kind of possible embodiment of first aspect, the biological information may include palm print information.

Second of possible embodiment of the possible embodiment of with reference to first aspect the first or first aspect, In the 6th kind of possible embodiment of first aspect, the biological information may include face feature information.

Second of possible embodiment of the possible embodiment of with reference to first aspect the first or first aspect, In the 7th kind of possible embodiment of first aspect, the biological information may include voiceprint.

Second of possible embodiment of the possible embodiment of with reference to first aspect the first or first aspect, In the 8th kind of possible embodiment of first aspect, the biological information may include iris information.

With reference to first aspect or second of the first possible embodiment of first aspect or first aspect may Embodiment or first aspect the third possible embodiment or first aspect the 4th kind of possible embodiment or The of 5th kind of possible embodiment of first aspect or the 6th kind of possible embodiment of first aspect or first aspect 8th kind of possible embodiment of seven kinds of possible embodiments or first aspect, in the 9th kind of possible reality of first aspect It applies in mode,

The method further includes：Mobile subscriber's client fills in the load in the standardization document in acquisition user After guarantor's data, detects mobile subscriber's client third whether occurs and get rid of action event, if mobile subscriber's client Third occurs and gets rid of action event, detects the specified wearable device of mobile subscriber's client the 4th whipping whether occurs and make thing Part judges that the third gets rid of action event and the 4th whipping makees thing if the wearable device, which occurs the 4th, gets rid of action event Whether direction of action that part included get rid of is identical, if it is identical to get rid of direction of action, judges that the third gets rid of action event and the described 4th The whipping that whipping includes as event makees whether initial time is respectively positioned in preset duration, judges that the described 4th gets rid of action event and institute It states the whipping that third whipping includes as event and makees whether duration is respectively positioned in the preset duration, if the third whipping Make event and whipping that the 4th whipping includes as event is respectively positioned on as initial time in preset duration, and the third is got rid of Action event and the 4th whipping are respectively positioned on as duration within the preset duration as the whipping that event includes, and judge institute It states third and gets rid of whether in advance less than first the whipping that action event includes as event with the 4th whipping makees the difference of initial time If threshold value, wherein if the third gets rid of the whipping that action event includes as event with the 4th whipping and makees initial time Difference is less than the first predetermined threshold value, judges that the third is got rid of the whipping that action event includes as event with the 4th whipping and held Whether the difference of continuous duration is less than the second predetermined threshold value, wherein if the third, which gets rid of action event and the 4th, gets rid of action event Including whipping make duration difference be less than the second predetermined threshold value, determine mobile subscriber's client and it is described wearing set Standby that same action event occurs in the preset duration, mobile subscriber's client is filled out to financial server transmission The guarantee data being written in the standardization document.

With reference to first aspect or second of the first possible embodiment of first aspect or first aspect may Embodiment or first aspect the third possible embodiment or first aspect the 4th kind of possible embodiment or The of 5th kind of possible embodiment of first aspect or the 6th kind of possible embodiment of first aspect or first aspect 9th kind of possible reality of the 8th kind of possible embodiment or first aspect of seven kinds of possible embodiments or first aspect Mode is applied, in the tenth kind of possible embodiment of first aspect,

The method further includes：

The Request dispatcher receives the guarantee data from mobile subscriber's client, to the action agent unit group it In distribute the guarantee data with the matched action agent unit i2 of the client type of mobile subscriber's client；

The action agent unit i2 receives the guarantee data；To among the Service Processing Unit group with the load The Service Processing Unit m2 of the guarantee type matching of guarantor's data sends the guarantee data；The Service Processing Unit m2 receives institute State guarantee data；To single with the matched service of the client type of the service client among the service unit group First n sends the guarantee data；The service unit n receives the guarantee data from the Service Processing Unit m2, to The service client sends the guarantee data.

With reference to first aspect or second of the first possible embodiment of first aspect or first aspect may Embodiment or first aspect the third possible embodiment or first aspect the 4th kind of possible embodiment or The of 5th kind of possible embodiment of first aspect or the 6th kind of possible embodiment of first aspect or first aspect 9th kind of possible reality of the 8th kind of possible embodiment or first aspect of seven kinds of possible embodiments or first aspect The tenth kind of possible embodiment for applying mode or first aspect, in a kind of the tenth possible embodiment of first aspect,

The method further includes：

The guarantee order that the Request dispatcher receives the carrying guarantee order number from supervision client checks request, to The matched action agent unit i3 distributions of client type with the supervision client among the action agent unit group The guarantee order checks request；

The action agent unit i3 receives the guarantee order and checks request；To among the Service Processing Unit group Check that the Service Processing Unit m3 of the guarantee type matching of request sends the guarantee order and checks request with the guarantee order；

The Service Processing Unit m3 receives the guarantee order and checks request；Call the data persistence unit in number According in library inquiry with it is described guarantee order check request carry the matched guaranty insurance analysis result data of guarantee order number and Guaranty insurance analytic process data；To matched with the client type of the supervision client among the service unit group Service unit n3 sends the guaranty insurance analysis result data and guaranty insurance analytic process data；

The service unit n3 receives the guaranty insurance analysis result data and guaranty insurance analytic process data, to institute It states service client and feeds back the guaranty insurance analysis result data and guaranty insurance analytic process data to respond the guarantee Order audit request.

Second aspect of the embodiment of the present invention provides a kind of communication system, including：Financial server, service client and movement Subscription client；The financial server includes control layer assembly and model layer assembly；The control layer assembly includes：Configuration text Part manager, Request dispatcher, action agent unit group, action invocation unit group and action execution unit group；

The Request dispatcher, for receiving the guarantee order audit request from service client, to the action generation Distribute the guarantee order with the matched action agent unit i of the client type of the service client among reason unit group Audit request；

Wherein, the action agent unit i, for receiving the guarantee order audit request；Pass through configuration file management The guarantee data that device calls standardization document to carry the guarantee order audit request carries out standardized format processing, to obtain Standardized format treated guarantee data；To among the action invocation unit group request is audited with the guarantee order It assures and sends the standardized format by the action invocation unit j of type matching treated guarantee data；

The action invocation unit j treated for receiving standardized format guarantee data；Call the action The action execution unit k with the guarantee type matching of the guarantee order audit request among execution unit set, to the mark Standardization treated guarantee data carries out parameterized treatment to obtain the guarantee data after parameterized treatment；To the business processing Among unit group the guarantee data after the parameterized treatment is sent with the Service Processing Unit m of the guarantee type matching；

The Service Processing Unit m, for receiving the guarantee data after the parameterized treatment；It calls and the guarantee class The matched analysis model of type carries out guaranty insurance analysis to obtain guaranty insurance point to the guarantee data after the parameterized treatment Analyse result data and guaranty insurance analytic process data；The client with the service client among the service unit group The service unit n of type matching is held to send the guaranty insurance analysis result data；Call data persistence unit by the load It protects risk analysis result data and database is written in guaranty insurance analytic process data, the guarantee in the database is written Risk analysis result data and the search index of guaranty insurance analytic process data include guarantee order number；

The service unit n feeds back institute for receiving the guaranty insurance analysis result data to the service client Guaranty insurance analysis result data is stated to respond the guarantee order audit request；

Wherein, the Request dispatcher is additionally operable to, and the guarantee data from mobile subscriber's client of reception fills in request, to The matched action agent unit i2 of client type with mobile subscriber's client among the action agent unit group Distribute the guarantee data and fills in request；

The action agent unit i2 fills in request for receiving the guarantee data；Pass through the configuration file management Device transfers the standardization document for the guarantee type matching that request is filled in the guarantee data；To among the service unit group The standardization document transferred is sent with the matched service unit n2 of client type of the service client；Wherein, the clothes Be engaged in unit n2, for receiving the standardization document from the action agent unit i2, to mobile subscriber's client It feeds back the standardization document and fills in request to respond the guarantee data；

Wherein, mobile subscriber's client is for after receiving the standardization document, detecting the mobile subscriber visitor Whether family end, which occurs first, is got rid of action event, wherein if mobile subscriber's client, which occurs first, gets rid of action event, detects institute It states the specified wearable device of mobile subscriber's client and whether occurs second and get rid of action event, got rid of if the wearable device occurs second Action event, judge described first get rid of action event and second whipping as event include whether get rid of direction of action identical, If getting rid of, direction of action is identical, judges that described first gets rid of action event and when whipping that second whipping includes as event originates Between whether be respectively positioned in preset duration, judge that described first gets rid of the whipping that action event and second whipping include as event and make Whether duration is respectively positioned in the preset duration, if described first gets rid of action event and second whipping makees event package The whipping included is respectively positioned on as initial time in preset duration, and described first gets rid of action event and described second and get rid of action event Including whipping be respectively positioned within the preset duration as duration, judge that described first gets rid of action event and got rid of with described second Whether the difference that the whipping that action event includes makees initial time is less than the first predetermined threshold value, wherein if first whipping Make the whipping that event and second whipping include as event and make the difference of initial time to be less than the first predetermined threshold value, described in judgement First, which gets rid of the whipping that action event and second whipping include as event, makees the difference of duration whether to be less than second default Threshold value, if described first gets rid of the whipping that action event and the second whipping include as event and make the difference of duration and be less than second Predetermined threshold value determines that same action thing occurs in the preset duration for mobile subscriber's client and the wearable device Part, mobile subscriber's client displaying receive the standardization document.

In conjunction with second aspect, in the first possible embodiment of second aspect,

Mobile subscriber's client is additionally operable to, obtain user fill in the guarantee data in the standardization document it Afterwards, it detects mobile subscriber's client third whether occurs and get rid of action event, if third occurs for mobile subscriber's client Action event is got rid of, the specified wearable device of mobile subscriber's client is detected and whether occurs the 4th and get rid of action event, if described Wearable device occurs the 4th and gets rid of action event, judges that the third gets rid of action event and the 4th whipping is got rid of as what event included Whether direction of action is identical, if it is identical to get rid of direction of action, judges that the third gets rid of action event and the described 4th and gets rid of action event Including whipping make whether initial time is respectively positioned in preset duration, judge that the described 4th gets rid of action event and the third whipping The whipping for including as event makees whether duration is respectively positioned in the preset duration, if the third gets rid of action event and institute The whipping that the 4th whipping includes as event is stated to be respectively positioned in preset duration as initial time, and the third get rid of action event and 4th whipping is respectively positioned on as duration within the preset duration as the whipping that event includes, and judges the third whipping Make the whipping that event and the 4th whipping include as event and make the difference of initial time whether be less than the first predetermined threshold value, In, if the third gets rid of the whipping that action event and the 4th whipping include as event and makees the difference of initial time and is less than the One predetermined threshold value judges that the third gets rid of the difference that the whipping that action event includes as event with the 4th whipping makees duration Whether value is less than the second predetermined threshold value, wherein if the third gets rid of the whipping that action event includes as event with the 4th whipping The difference for making duration is less than the second predetermined threshold value, determines mobile subscriber's client and the wearable device described Same action event occurs in preset duration, mobile subscriber's client is filled in financial server transmission in the mark Guarantee data in standardization document.

As can be seen that in the technical solution of the embodiment of the present invention, the inside structure of financial server has been partitioned into control Layer assembly and model layer assembly, wherein control layer assembly is mainly responsible for the distribution of request and the control process to request, model layer Component is mainly responsible for the processing of some business datums, and the interaction with peripheral data library.Also, the load from service client It protects order and audits the control layer assembly and the progress of model layer assembly relatively automation and intelligence asked to trigger inside financial server The business processing of energyization, you can to realize automation and the intelligent processing of financing assurance loan transaction.Also, stratification and compared with It is designed for the module architectures of fining, advantageously allows the very clear simplicity in the maintenance upgrade in later stage, it is big to be conducive to The big period shortened due to increasing the required system maintenance of system requirements, and substantially increase its scalability and Ke Wei Shield property.Also, it is sent out in preset duration in mobile subscriber's client and the wearable device specified with mobile subscriber's client Raw same action event just show standardization document, be conducive to improve the fool proof ability of mobile client with securely and reliably Property.

Description of the drawings

It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description be only the present invention some Embodiment for those of ordinary skill in the art without creative efforts, can also be attached according to these Figure obtains other attached drawings.

Fig. 1 is a kind of network architecture schematic diagram of communication system provided in an embodiment of the present invention；

Fig. 2 is a kind of schematic diagram of financial server provided in an embodiment of the present invention；

Fig. 3 is a kind of schematic diagram of communication system provided in an embodiment of the present invention；

Fig. 4 is a kind of flow diagram of the data processing method of communication system provided in an embodiment of the present invention.

Specific implementation mode

The embodiment of the present invention provides the data processing method and communication system of communication system, to realize that financing assurance is provided a loan The automation of business and intelligent processing.

In order to enable those skilled in the art to better understand the solution of the present invention, below in conjunction in the embodiment of the present invention Attached drawing, technical solution in the embodiment of the present invention are explicitly described, it is clear that described embodiment is only the present invention The embodiment of a part, instead of all the embodiments.Based on the embodiments of the present invention, those of ordinary skill in the art are not having There is the every other embodiment obtained under the premise of making creative work, should all belong to the scope of protection of the invention.

It is described in detail separately below.

Term " first ", " second ", " third " in description and claims of this specification and above-mentioned attached drawing and " Four " etc. be for distinguishing different objects, rather than for describing particular order.In addition, term " comprising " and " having " and it Any deformation, it is intended that cover and non-exclusive include.Such as it contains the process of series of steps or unit, method, be The step of system, product or equipment are not limited to list or unit, but further include the steps that optionally not listing or list Member, or further include optionally for the intrinsic other steps of these processes, method, product or equipment or unit.

It is that one embodiment of the present of invention provides a kind of network architecture signal of communication system referring firstly to Fig. 1, Fig. 1 The technical solution of figure, the embodiment of the present invention can be implemented based on the network architecture shown in FIG. 1 or its deformation framework.Wherein, client The client type at end may include service client (corresponding guarantee side), mobile subscriber's client (corresponding by guarantee side) and monitoring Client (corresponding regulatory agency).

Wherein, client (such as service client, mobile subscriber's client, monitor client) for example can be intelligent hand Machine, tablet computer, laptop, desktop computer, palm PC, mobile internet device or other client devices.Client End can show corresponding operating interface.

Referring to Fig. 2, a kind of financial server of the embodiment of the present invention 200, it may include：

Control layer assembly 210 and model layer assembly 220.

Wherein, the control layer assembly 210 may include：

Profile Manager 211, Request dispatcher 212, action agent unit group 213,214 and of action invocation unit group Action execution unit group 215.

The model layer assembly 220 includes：Service Processing Unit group 221, service unit group 222 and data persistence unit 223。

Request dispatcher 212 is used to receive the guarantee order audit request from service client, is acted on behalf of to the action Being ordered with the matched action agent unit i distributions guarantee of the client type of the service client among unit group 213 Single audit request.

Wherein, different client types matches different action agent units, such as the matched action of service client Agent unit i, the matched action agent unit i2 of mobile subscriber's client, the matched action agent unit i3 of supervision client.

Wherein, the action agent unit i, for receiving the guarantee order audit request；Pass through configuration file management The guarantee data that device calls standardization document to carry the guarantee order audit request carries out standardized format processing, to obtain Standardized format treated guarantee data；It is asked among the action invocation unit group 214 with guarantee order audit The action invocation unit j for the guarantee type matching asked sends the standardized format treated guarantee data.

The action invocation unit j treated for receiving standardized format guarantee data；Call the action The action execution unit k with the guarantee type matching of the guarantee order audit request among execution unit set, to the mark Standardization treated guarantee data carries out parameterized treatment to obtain the guarantee data after parameterized treatment；To the business processing Among unit group the guarantee data after the parameterized treatment is sent with the Service Processing Unit m of the guarantee type matching.

The Service Processing Unit m, for receiving the guarantee data after the parameterized treatment；It calls and the guarantee class The matched analysis model of type carries out guaranty insurance analysis to obtain guaranty insurance point to the guarantee data after the parameterized treatment Analyse result data and guaranty insurance analytic process data；The client with the service client among the service unit group The service unit n of type matching is held to send the guaranty insurance analysis result data；Call data persistence unit by the load It protects risk analysis result data and database is written in guaranty insurance analytic process data, the guarantee in the database is written Risk analysis result data and the search index of guaranty insurance analytic process data include guarantee order number.

The service unit n feeds back institute for receiving the guaranty insurance analysis result data to the service client Guaranty insurance analysis result data is stated to respond the guarantee order audit request.

Wherein, different client types can match different service units, for example, service client matched can take Be engaged in unit n, subscription client (such as mobile subscriber's client or other subscription clients) can matched service unit n2, supervision visitor It family end can matched service unit n3.

Optionally, in some possible embodiments of the present invention, the Request dispatcher is additionally operable to receive from shifting The guarantee data of dynamic subscription client fills in request, to it is described act among agent unit group with mobile subscriber's client The matched action agent unit i2 of client type distribute the guarantee data and fill in request.

The action agent unit i2 fills in request for receiving the guarantee data；Pass through the configuration file management Device transfers the standardization document for the guarantee type matching that request is filled in the guarantee data；To among the service unit group The standardization document transferred is sent with the matched service unit n2 of client type of the service client；Wherein, the clothes Be engaged in unit n2, for receiving the standardization document from the action agent unit i2, to mobile subscriber's client It feeds back the standardization document and fills in request to respond the guarantee data.

Optionally, the preset duration can be 10 seconds, 20 seconds, 30 seconds, 50 seconds, 70 seconds, 100 seconds or other time.

Optionally, the first predetermined threshold value can be 3 seconds, 5 seconds, 10 seconds, 20 seconds, 50 seconds, 80 seconds or other time.

Optionally, the second predetermined threshold value can be 13 seconds, 15 seconds, 22 seconds, 20 seconds, 50 seconds, 81 seconds or other time.

Wherein, wearable device can be smartwatch or Intelligent bracelet.

Optionally, among some possible embodiments of the present invention, the guarantee order from the service client Audit request bag contain the first verification information, wherein to it is described action agent unit group among with the service client The matched action agent unit i of client type distribute it is described guarantee order audit request aspect, the Request dispatcher It is specifically used for, after contrasting first verification information and being matched with the first default verification information, is acted on behalf of to the action single Distribute the guarantee order audit with the matched action agent unit i of the client type of the service client among tuple Request.

Optionally, among some possible embodiments of the present invention, first verification information may include message in cipher Breath.

Optionally, among some possible embodiments of the present invention, first verification information may include biological spy Reference ceases.

Optionally, among some possible embodiments of the present invention, the biological information includes following information At least one：Finger print information, palm print information, voiceprint, face feature information and iris information etc..

Optionally, in some possible embodiments of the present invention, mobile subscriber's client can also be used to obtain After user fills in the guarantee data in the standardization document, detect whether mobile subscriber's client occurs third Get rid of action event, wherein if mobile subscriber's client occurs third and gets rid of action event, detect mobile subscriber's client Whether specified wearable device, which occurs the 4th, is got rid of action event, if the wearable device, which occurs the 4th, gets rid of action event, judges institute State third get rid of action event and the 4th whipping as event include whether get rid of direction of action identical, if getting rid of direction of action phase Together, judge the third gets rid of action event and the 4th whipping includes as event whipping make initial time whether be respectively positioned on it is pre- If in duration, judge the described 4th get rid of action event and whipping that the third whipping includes as event whether make duration equal In the preset duration, if the whipping that the third gets rid of action event and the 4th whipping includes as event originates Time is respectively positioned in preset duration, and the whipping that the third gets rid of action event and the 4th whipping includes as event is held Continuous duration is respectively positioned within the preset duration, judges that the third gets rid of action event and includes as event with the 4th whipping Whether the difference that whipping makees initial time is less than the first predetermined threshold value, wherein if the third gets rid of action event and described the The difference that the whipping that four whippings include as event makees initial time is less than the first predetermined threshold value, judges that the third gets rid of action event Whether the difference that the whipping for including as event with the 4th whipping makees duration is less than the second predetermined threshold value, wherein if The third, which gets rid of the whipping that action event and the 4th whipping include as event and makees the difference of duration, is less than the second predetermined threshold value, Determine that same action event, the shifting occur in the preset duration for mobile subscriber's client and the wearable device Dynamic subscription client fills in the guarantee data in the standardization document to financial server transmission.

Optionally, in some possible embodiments of the present invention, the Request dispatcher is additionally operable to receive from shifting The guarantee data of dynamic subscription client, the client with mobile subscriber's client among the action agent unit group The action agent unit i2 of type matching distributes the guarantee data.

Wherein, the action agent unit i2 is additionally operable to receive the guarantee data；To the Service Processing Unit group it In send the guarantee data with the Service Processing Unit m2 of the guarantee type matching of the guarantee data.

Wherein, the Service Processing Unit m2 is additionally operable to receive the guarantee data；To among the service unit group The guarantee data is sent with the matched service unit n of the client type of the service client.

Wherein, the service unit n is additionally operable to receive the guarantee data from the Service Processing Unit m2, to The service client sends the guarantee data.

Optionally, in some possible embodiments of the present invention, the Request dispatcher is additionally operable to receive from prison Pipe client carrying guarantee order number guarantee order check request, to it is described act agent unit group among with the prison The matched action agent unit i3 of client type of pipe client distributes the guarantee order and checks request.

The action agent unit i3 checks request for receiving the guarantee order；To the Service Processing Unit group it In check that the Service Processing Unit m3 transmission guarantee order of the guarantee type matching of request is checked with the guarantee order Request.

The Service Processing Unit m3 checks request for receiving the guarantee order；Call the data persistence list Inquiry checks the matched guaranty insurance analysis result of guarantee order number for asking to carry to member with the guarantee order in the database Data and guaranty insurance analytic process data；To the client type with the supervision client among the service unit group Matched service unit n3 sends the guaranty insurance analysis result data and guaranty insurance analytic process data.

The service unit n3, for receiving the guaranty insurance analysis result data and guaranty insurance analytic process number According to the service client feedback guaranty insurance analysis result data and guaranty insurance analytic process data to respond State guarantee order audit request.

As can be seen that in the technical solution of above-described embodiment, the inside structure of financial server has been partitioned into control layer Component and model layer assembly, wherein control layer assembly is mainly responsible for the distribution of request and the control process to request, wherein mould Type layer assembly is mainly responsible for the processing of some business datums, and the interaction with peripheral data library.Also, come from service client The audit request of guarantee order can trigger control layer assembly inside financial server and model layer assembly relatively automate With intelligentized business processing, you can realize automation and the intelligent processing of financing assurance loan transaction.Also, stratification and The module architectures design more refined advantageously allows the very clear simplicity in the maintenance upgrade in later stage, to be conducive to The period due to increasing the required system maintenance of system requirements is substantially reduced, and substantially increases its scalability and can Maintainability.Also, in mobile subscriber's client and the wearable device specified with mobile subscriber's client in preset duration Same action event occurs and just shows standardization document, is conducive to improve the fool proof ability of mobile client and safe and reliable Property.

Optionally, in some possible embodiments of the present invention, financial server 200 may also include one for receiving The file interface F1 of peripheral file F2.

Optionally, in some possible embodiments of the present invention, financial server may also include at peripheral message The messenger service interface MS1 of reason system MS2 connections.

Referring to Fig. 3, the embodiment of the present invention of the embodiment of the present invention also provides a kind of communication system, including：

Financial server 200, service client 310 and mobile subscriber's client 320.

The financial server 200 includes control layer assembly and model layer assembly.Wherein, the control layer assembly includes： Profile Manager, Request dispatcher, action agent unit group, action invocation unit group and action execution unit group.

Wherein, the model layer assembly includes：Service Processing Unit group, service unit group and data persistence unit.

The Request dispatcher, for receiving the guarantee order audit request from service client, to the action generation Distribute the guarantee order with the matched action agent unit i of the client type of the service client among reason unit group Audit request.

Wherein, the action agent unit i, for receiving the guarantee order audit request；Pass through configuration file management The guarantee data that device calls standardization document to carry the guarantee order audit request carries out standardized format processing, to obtain Standardized format treated guarantee data；To among the action invocation unit group request is audited with the guarantee order It assures and sends the standardized format by the action invocation unit j of type matching treated guarantee data.

Wherein, the Request dispatcher, which can also be used to receiving the guarantee data from mobile subscriber's client, fills in request, The matched action agent unit of client type with mobile subscriber's client among the action agent unit group I2 distributes the guarantee data and fills in request.

Wherein, mobile subscriber's client 320 is for after receiving the standardization document, detecting the mobile subscriber Whether client, which occurs first, is got rid of action event, wherein if mobile subscriber's client, which occurs first, gets rid of action event, is detected Whether the specified wearable device 330 of mobile subscriber's client, which occurs second, is got rid of action event, if the wearable device occurs Second gets rid of action event, judges that described first gets rid of action event and whether second whipping gets rid of direction of action as what event included Identical, if getting rid of, direction of action is identical, judges that described first gets rid of the whipping work that action event and second whipping include as event Whether initial time is respectively positioned in preset duration, judges that described first gets rid of action event and second whipping includes as event Whipping makees whether duration is respectively positioned in the preset duration, if described first gets rid of action event and second whipping work The whipping that event includes is respectively positioned on as initial time in preset duration, and described first gets rid of action event and second whipping The whipping for including as event is respectively positioned on as duration within the preset duration, judge described first get rid of action event with it is described Whether the difference that the whipping that the second whipping includes as event makees initial time is less than the first predetermined threshold value, if first whipping Make the whipping that event and second whipping include as event and make the difference of initial time to be less than the first predetermined threshold value, described in judgement First, which gets rid of the whipping that action event and second whipping include as event, makees the difference of duration whether to be less than second default Threshold value, if described first gets rid of the whipping that action event and the second whipping include as event and make the difference of duration and be less than second Predetermined threshold value determines that same action thing occurs in the preset duration for mobile subscriber's client and the wearable device Part, mobile subscriber's client displaying receive the standardization document.

Wherein, wearable device 330 can be smartwatch or Intelligent bracelet.

Optionally, in some possible embodiments of the present invention, mobile subscriber's client 320 can be additionally used in It obtains after user fills in the guarantee data in the standardization document, detects whether mobile subscriber's client occurs the Three get rid of action event, wherein if mobile subscriber's client occurs third and gets rid of action event, detect the mobile subscriber client Whether the specified wearable device in end, which occurs the 4th, is got rid of action event, if the wearable device, which occurs the 4th, gets rid of action event, is judged The third get rid of action event and the 4th whipping as event include whether get rid of direction of action identical, if getting rid of direction of action phase Together, judge the third gets rid of action event and the 4th whipping includes as event whipping make initial time whether be respectively positioned on it is pre- If in duration, judge the described 4th get rid of action event and whipping that the third whipping includes as event whether make duration equal In the preset duration, if the whipping that the third gets rid of action event and the 4th whipping includes as event originates Time is respectively positioned in preset duration, and the whipping that the third gets rid of action event and the 4th whipping includes as event is held Continuous duration is respectively positioned within the preset duration, judges that the third gets rid of action event and includes as event with the 4th whipping Whether the difference that whipping makees initial time is less than the first predetermined threshold value, wherein if the third gets rid of action event and described the The difference that the whipping that four whippings include as event makees initial time is less than the first predetermined threshold value, judges that the third gets rid of action event Whether the difference that the whipping for including as event with the 4th whipping makees duration is less than the second predetermined threshold value, wherein if The third, which gets rid of the whipping that action event and the 4th whipping include as event and makees the difference of duration, is less than the second predetermined threshold value, Determine that same action event, the shifting occur in the preset duration for mobile subscriber's client and the wearable device Dynamic subscription client fills in the guarantee data in the standardization document to financial server transmission.

The Service Processing Unit m2 checks request for receiving the guarantee order；Call the data persistence list Inquiry checks the matched guaranty insurance analysis result of guarantee order number for asking to carry to member with the guarantee order in the database Data and guaranty insurance analytic process data；To the client type with the supervision client among the service unit group Matched service unit n3 sends the guaranty insurance analysis result data and guaranty insurance analytic process data.

Referring to Fig. 4, the embodiment of the present invention also provides a kind of data processing method of communication system.

The communication system includes：Financial server, service client and mobile subscriber's client.

Wherein, the financial server includes：Control layer assembly and model layer assembly；Wherein, the control layer assembly packet It includes：Profile Manager, Request dispatcher, action agent unit group, action invocation unit group and action execution unit group；Its In, the model layer assembly includes：Service Processing Unit group, service unit group and data persistence unit.

As shown in Fig. 4 citings, the method specifically may include：

S401, Request dispatcher receive the guarantee order audit request from service client, are acted on behalf of to the action single Distribute the guarantee order audit with the matched action agent unit i of the client type of the service client among tuple Request.

S402, the action agent unit i receive the guarantee order audit request；It is called by Profile Manager The guarantee data that standardization document carries the guarantee order audit request carries out standardized format processing, to obtain format mark Standardization treated guarantee data；To the guarantee class with the guarantee order audit request among the action invocation unit group The matched action invocation unit j of type sends the standardized format treated guarantee data.

S403, the action invocation unit j receive the standardized format treated guarantee data；Call the action The action execution unit k with the guarantee type matching of the guarantee order audit request among execution unit set, to the mark Standardization treated guarantee data carries out parameterized treatment to obtain the guarantee data after parameterized treatment；To the business processing Among unit group the guarantee data after the parameterized treatment is sent with the Service Processing Unit m of the guarantee type matching.

S404, Service Processing Unit m receive the guarantee data after the parameterized treatment；It calls and the guarantee type The analysis model matched carries out guaranty insurance analysis to obtain guaranty insurance analysis knot to the guarantee data after the parameterized treatment Fruit data and guaranty insurance analytic process data；To the client class with the service client among the service unit group The matched service unit n of type sends the guaranty insurance analysis result data；Call data persistence unit by the guarantee wind Database is written in dangerous analysis result data and guaranty insurance analytic process data, and the guaranty insurance in the database is written The search index of analysis result data and guaranty insurance analytic process data includes guarantee order number.

S405, service unit n receive the guaranty insurance analysis result data, feed back the load to the service client Risk analysis result data is protected to respond the guarantee order audit request.

Wherein, the method may also include：The Request dispatcher is additionally operable to receive the load from mobile subscriber's client Guarantor's data fills in request, to being matched with the client type of mobile subscriber's client among the action agent unit group Action agent unit i2 distribute the guarantee data and fill in request.

The action agent unit i2 receives the guarantee data and fills in request；It is transferred by the Profile Manager The standardization document of the guarantee type matching of request is filled in the guarantee data；To among the service unit group with it is described The matched service unit n2 of client type of service client sends the standardization document transferred.

The service unit n2 receives the standardization document from the action agent unit i2, to the mobile use Standardization document described in the client feedback of family fills in request to respond the guarantee data.

Wherein, mobile subscriber's client detects the mobile subscriber visitor after receiving the standardization document Whether family end, which occurs first, is got rid of action event, wherein if mobile subscriber's client, which occurs first, gets rid of action event, detects institute It states the specified wearable device 230 of mobile subscriber's client and whether occurs second and get rid of action event, if the wearable device occurs the Two get rid of action event, judge described first get rid of action event and second whipping as event include get rid of direction of action whether phase Together, if getting rid of, direction of action is identical, judges that described first gets rid of action event and whipping that second whipping includes as event rises Whether time of beginning is respectively positioned in preset duration, judges that described first gets rid of action event and second whipping is got rid of as what event included Whether action duration is respectively positioned in the preset duration, if described first gets rid of action event and second whipping makees thing The whipping that part includes is respectively positioned on as initial time in preset duration, and described first gets rid of action event and second whipping work The whipping that event includes is respectively positioned on as duration within the preset duration, judges that described first gets rid of action event and described the Whether the difference that the whipping that two whippings include as event makees initial time is less than the first predetermined threshold value, if first whipping is made The difference that the whipping that event and second whipping include as event makees initial time is less than the first predetermined threshold value, judges described the Whether one gets rid of the whipping that action event includes as event with second whipping makees the difference of duration less than the second default threshold Value, if described first gets rid of the whipping that action event and the second whipping include as event and make the difference of duration to be less than second pre- If threshold value, determine that same action thing occurs in the preset duration for mobile subscriber's client and the wearable device Part, mobile subscriber's client displaying receive the standardization document.

Wherein, wearable device can be smartwatch or Intelligent bracelet.

Optionally, among some possible embodiments of the present invention, the guarantee order from the service client Audit request bag contains the first verification information, wherein among the action agent unit group with the service client The matched action agent unit i of client type distributes the guarantee order audit request and may include, is contrasting described first After verification information is matched with the first default verification information, to it is described action agent unit group among with the service client The matched action agent unit i of client type distribute the guarantee order audit and ask.

Optionally, in some possible embodiments of the present invention, the method can also include：The request distribution Device receive the guarantee data from mobile subscriber's client, to it is described action agent unit group among with the mobile subscriber visitor The matched action agent unit i2 of client type at family end distributes the guarantee data；The action agent unit i2 receives institute State guarantee data；To the business processing list with the guarantee type matching of the guarantee data among the Service Processing Unit group First m2 sends the guarantee data；The Service Processing Unit m2 receives the guarantee data；To among the service unit group Send the guarantee data with the matched service unit n of the client type of the service client；The service is single First n also receives the guarantee data from the Service Processing Unit m2, and the guarantee money is sent to the service client Material.

Optionally, in some possible embodiments of the present invention, the method further includes：The Request dispatcher connects The guarantee order for receiving the carrying guarantee order number from supervision client checks request, among the action agent unit group Distribute the guarantee order with the matched action agent unit i3 of client type of the supervision client and checks request.

The action agent unit i3 receives the guarantee order and checks request；To among the Service Processing Unit group Check that the Service Processing Unit m3 of the guarantee type matching of request sends the guarantee order and checks request with the guarantee order.

The Service Processing Unit m2 receives the guarantee order and checks request；Call the data persistence unit in number According in library inquiry with it is described guarantee order check request carry the matched guaranty insurance analysis result data of guarantee order number and Guaranty insurance analytic process data；To matched with the client type of the supervision client among the service unit group Service unit n3 sends the guaranty insurance analysis result data and guaranty insurance analytic process data.

It should be noted that for each method embodiment above-mentioned, for simple description, therefore it is all expressed as a series of Combination of actions, but those skilled in the art should understand that, the present invention is not limited by the described action sequence because According to the present invention, certain steps can be performed in other orders or simultaneously.Secondly, those skilled in the art should also know It knows, embodiment described in this description belongs to preferred embodiment, and involved action and module are not necessarily of the invention It is necessary.

In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, there is no the portion being described in detail in some embodiment Point, it may refer to the associated description of other embodiment.

In several embodiments provided herein, it should be understood that disclosed device, it can be by another way It realizes.For example, the apparatus embodiments described above are merely exemplary, for example, the unit division, it is only a kind of Division of logic function, formula that in actual implementation, there may be another division manner, such as multiple units or component can combine or can To be integrated into another system, or some features can be ignored or not executed.Another point, shown or discussed is mutual Coupling, direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING or communication connection of device or unit, Can be electrical or other forms.

The unit illustrated as separating component may or may not be physically separated, aobvious as unit The component shown may or may not be physical unit, you can be located at a place, or may be distributed over multiple In network element.Some or all of unit therein can be selected according to the actual needs to realize the mesh of this embodiment scheme 's.

In addition, each functional unit in various embodiments of the present invention can be integrated in a processing unit, can also be each A unit physically exists alone, or can also be during two or more units are integrated in one unit.It is above-mentioned integrated The form that hardware had both may be used in unit is realized, can also be realized in the form of SFU software functional unit.

If the integrated unit is realized in the form of SFU software functional unit and sells or use as independent product When, it can be stored in a computer read/write memory medium.Based on this understanding, technical scheme of the present invention is substantially The all or part of the part that contributes to existing technology or the technical solution can be in the form of software products in other words It embodies, which is stored in a storage medium, including some instructions are used so that a computer Equipment (can be personal computer, server or network equipment etc.) execute each embodiment the method for the present invention whole or Part steps.And storage medium above-mentioned includes：USB flash disk, read-only memory (ROM, Read-Only Memory), arbitrary access are deposited Reservoir (RAM, Random Access Memory), mobile hard disk, magnetic disc or CD etc. are various can to store program code Medium.

The above, above example are only to illustrate technical solution of the present invention, rather than its limitations；Although with reference to aforementioned Invention is explained in detail for embodiment, wherein it will be understood by those of ordinary skill in the art that：It still can be right Technical solution recorded in foregoing embodiments is modified or equivalent replacement of some of the technical features；And this A little modification or replacements, the range for various embodiments of the present invention technical solution that it does not separate the essence of the corresponding technical solution.

Claims

1. a kind of data processing method of communication system, which is characterized in that the communication system includes financial server, service visitor Family end and mobile subscriber's client；Wherein, the financial server includes control layer assembly and model layer assembly；The control layer Component includes：Profile Manager, Request dispatcher, action agent unit group, action invocation unit group and action execute list Tuple；

The method includes：

The Request dispatcher receives the guarantee order audit request from service client, to the action agent unit group it In distribute the guarantee order audit request with the matched action agent unit i of the client type of the service client；

Wherein, the action agent unit i receives the guarantee order audit request；Standard is called by Profile Manager Change the guarantee data that document carries the guarantee order audit request and carry out standardized format processing, to obtain standardized format Guarantee data that treated；To the guarantee type with the guarantee order audit request among the action invocation unit group The action invocation unit j matched sends the standardized format treated guarantee data；

The action invocation unit j receives the standardized format treated guarantee data；Call the action execution unit The action execution unit k with the guarantee type matching of the guarantee order audit request among group, to the standardization Guarantee data afterwards carries out parameterized treatment to obtain the guarantee data after parameterized treatment；To the Service Processing Unit group it In send the guarantee data after the parameterized treatment with the Service Processing Unit m of the guarantee type matching；

The Service Processing Unit m receives the guarantee data after the parameterized treatment；It calls and the guarantee type matching Analysis model carries out guaranty insurance to the guarantee data after the parameterized treatment and analyzes to obtain guaranty insurance analysis result number According to guaranty insurance analytic process data；The client type with the service client among the service unit group The service unit n matched sends the guaranty insurance analysis result data；Call data persistence unit by the guaranty insurance point It analyses result data and database is written in guaranty insurance analytic process data, the guaranty insurance analysis in the database is written Result data and the search index of guaranty insurance analytic process data include guarantee order number；

The service unit n receives the guaranty insurance analysis result data, feeds back the guarantee wind to the service client Dangerous analysis result data is to respond the guarantee order audit request；

The Request dispatcher receives the guarantee data from mobile subscriber's client and fills in request, to the action agent unit The client type matched action agent unit i2 distributions guarantee data with mobile subscriber's client among group Fill in request；

The action agent unit i2 receives the guarantee data and fills in request；It is transferred by the Profile Manager and institute State the standardization document that guarantee data fills in the guarantee type matching of request；To among the service unit group with the service The matched service unit n2 of client type of client sends the standardization document transferred；Wherein, the service unit n2 is used In receiving the standardization document from the action agent unit i2, to standard described in mobile subscriber's client feedback Change document and fills in request to respond the guarantee data；

After mobile subscriber's client receives the standardization document, detect whether mobile subscriber's client occurs One gets rid of action event, if mobile subscriber's client, which occurs first, gets rid of action event, detects mobile subscriber's client and refers to Whether fixed wearable device, which occurs second, is got rid of action event, if the wearable device, which occurs second, gets rid of action event, described in judgement First get rid of action event and second whipping as event include whether get rid of direction of action identical, if it is identical to get rid of direction of action, Judge described first get rid of action event and whipping that second whipping includes as event make initial time whether be respectively positioned on it is default In duration, judge that described first gets rid of action event and whipping that second whipping includes as event makees the whether equal position of duration In in the preset duration, if described first gets rid of action event and when whipping that second whipping includes as event originates Between be respectively positioned in preset duration, and described first gets rid of action event and whipping that second whipping includes as event continues Duration is respectively positioned within the preset duration, judges that described first gets rid of action event and got rid of as what event included with second whipping Whether the difference for acting initial time is less than the first predetermined threshold value, if described first gets rid of action event and second whipping work The difference that the whipping that event includes makees initial time is less than the first predetermined threshold value, judges that described first gets rid of action event and described the Whether the difference that the whipping that two whippings include as event makees duration is less than the second predetermined threshold value, if first whipping is made The difference that the whipping that event includes as event with the second whipping makees duration is less than the second predetermined threshold value, determines the mobile use Same action event, mobile subscriber's client exhibition occur in the preset duration for family client and the wearable device Show the standardization document received.

2. according to the method described in claim 1, it is characterized in that, the guarantee order audit request from the service client It include the first verification information, wherein the client class with the service client among the action agent unit group The matched action agent unit i of type distributes the guarantee order audit request, contrast first verification information and After first default verification information matching, the client class with the service client among the action agent unit group The matched action agent unit i of type distributes the guarantee order audit request.

3. according to the method described in claim 2, it is characterized in that, first verification information includes encrypted message.

4. according to the method described in claim 2, it is characterized in that, first verification information includes biological information.

5. according to the method described in claim 4, it is characterized in that, the biological information includes finger print information.

6. according to the method described in claim 4, it is characterized in that, the biological information may include palm print information.

7. according to the method described in claim 4, it is characterized in that, the biological information includes voiceprint.

8. according to the method described in claim 4, it is characterized in that, the biological information includes iris information.

9. according to claim 1 to 8 any one of them method, which is characterized in that

The method further includes：

The Request dispatcher receives the guarantee data from mobile subscriber's client, among the action agent unit group Distribute the guarantee data with the matched action agent unit i2 of client type of mobile subscriber's client；

The action agent unit i2 receives the guarantee data；It is provided among the Service Processing Unit group with the guarantee The Service Processing Unit m2 of the guarantee type matching of material sends the guarantee data；The Service Processing Unit m2 receives the load Guarantor's data；To among the service unit group with the matched service unit n of the client type of the service client Send the guarantee data；The service unit n receives the guarantee data from the Service Processing Unit m2, to described Service client sends the guarantee data.

10. according to claim 1 to 8 any one of them method, which is characterized in that

The method further includes：

The guarantee order that the Request dispatcher receives the carrying guarantee order number from supervision client checks request, to described Described in the matched action agent unit i3 distributions of client type with the supervision client among action agent unit group Guarantee order checks request；

The action agent unit i3 receives the guarantee order and checks request；To among the Service Processing Unit group with institute It states guarantee order and checks that the Service Processing Unit m3 of the guarantee type matching of request sends the guarantee order and checks request；

The Service Processing Unit m3 receives the guarantee order and checks request；Call the data persistence unit in database The matched guaranty insurance analysis result data of guarantee order number and guarantee that request carries are checked in middle inquiry with the guarantee order Risk Analysis Process data；To the matched service of client type with the supervision client among the service unit group Unit n3 sends the guaranty insurance analysis result data and guaranty insurance analytic process data；

The service unit n3 receives the guaranty insurance analysis result data and guaranty insurance analytic process data, to the clothes Guaranty insurance analysis result data and guaranty insurance analytic process data are to respond the guarantee order described in client feedback of being engaged in Audit request.