CN105160564A - Transaction processing method and transaction processing device - Google Patents
Transaction processing method and transaction processing device Download PDFInfo
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- CN105160564A CN105160564A CN201510340811.0A CN201510340811A CN105160564A CN 105160564 A CN105160564 A CN 105160564A CN 201510340811 A CN201510340811 A CN 201510340811A CN 105160564 A CN105160564 A CN 105160564A
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Abstract
The embodiment of the invention discloses a transaction processing method, which comprises the steps of receiving a second resource acquisition request, wherein the second resource acquisition request is sent by a second party and used for requesting to provide a second resource for a first party; storing first party information, second party information and a second resource mapping record in allusion to the second resource acquisition request according to the second resource acquisition request; sending the second resource to the first party; receiving return content sent by the first party, wherein the return content comprises the first party information, the second party information and the second resource; and removing the mapping record. According to the embodiment of the invention, interaction is completed together through coordinating resources of multiple parties, thereby improving the utilization ratio of interactive resources.
Description
Technical field
The embodiment of the present application relates to Internet technical field, particularly relates to a kind of transaction methods and device.
Background technology
Along with the development of computer technology and Internet technology, carry out issued transaction by network more and more general.
In the prior art, when carrying out network interaction, two sides carry out Resource Exchange often.But in mutual both sides, having one can because inadequate resource, and finally cause wholely cannot completing alternately.Meanwhile, in reality, a lot of related side, may have enough resources.
Realizing in the application's process, inventor finds that in prior art, at least there are the following problems:
How to improve the utilization factor of mutual resource.
Summary of the invention
The embodiment of the present application provides a kind of transaction methods and device, for improving the utilization factor of mutual resource.
For solving the problems of the technologies described above, the embodiment of the present application provides:
A kind of transaction methods, comprising:
Receive Secondary resource and obtain request, described Secondary resource obtains request and sends from second party, provides Secondary resource for request to first party;
Obtain request according to Secondary resource, preserve first party information, second party information and obtain the Secondary resource map record of asking for Secondary resource;
Described Secondary resource is sent to first party;
Receive the returns content sent from first party, described returns content comprises described first party information, described second party information and described Secondary resource;
Remove described map record.
Further, before sending described Secondary resource to first party, described method also comprises:
According to the mandate relation with second party, verify whether obtain request for described Secondary resource has enough resources;
Accordingly, describedly send described Secondary resource to first party, specifically comprise:
If the result is yes, then send described Secondary resource to first party.
Further, before reception Secondary resource obtains request, described method also comprises:
According to second party information, create mandate relation that is described and second party.
Further, after reception Secondary resource obtains request, described method also comprises:
Checking second party identity.
A kind of transacter, comprising:
First receiver module, obtain request for receiving Secondary resource, described Secondary resource obtains request and sends from second party, provides Secondary resource for request to first party;
Preserving module, for obtaining request according to Secondary resource, preserving first party information, second party information and the Secondary resource map record for Secondary resource acquisition request;
Sending module, for sending described Secondary resource to first party;
First receiver module, for receiving the returns content sent from first party, described returns content comprises described first party information, described second party information and described Secondary resource;
Remove module, for removing described map record.
Further, described device also comprises:
First authentication module, for before sending described Secondary resource to first party, according to the mandate relation with second party, verifies whether obtain request for described Secondary resource has enough resources;
Described sending module specifically for, if the result is yes, then send described Secondary resource to first party.
Further, described device also comprises:
Mandate relation creation module, for before reception Secondary resource obtains request, according to second party information, creates mandate relation that is described and second party.
Further, described device also comprises:
Second authentication module, for after reception Secondary resource obtains request, checking second party identity.
Compared with prior art, the embodiment of the present application has following beneficial effect: the embodiment of the present application, by coordinating relevant resource in many ways, completes mutual, to improve the utilization factor of mutual resource jointly.
Accompanying drawing explanation
Accompanying drawing described herein is used to provide the further understanding to the embodiment of the present application, form the part of the embodiment of the present application, the schematic application embodiment of the embodiment of the present application and explanation thereof, for explaining the embodiment of the present application, do not form the improper restriction to the embodiment of the present application.In the accompanying drawings:
Fig. 1 is the schematic flow sheet of the transaction methods that the application one embodiment provides;
Fig. 2 is the structural representation of the transacter that the application one embodiment provides;
Fig. 3 is the schematic flow sheet of the transaction methods that provides of the application one embodiment in conjunction with concrete scene;
Fig. 4 is the schematic flow sheet of the transaction methods that another embodiment of the application provides;
Fig. 5 is the schematic flow sheet of the transaction methods that provides of another embodiment of the application in conjunction with concrete scene.
Embodiment
For making the object of the embodiment of the present application, technical scheme and advantage clearly, specifically apply for that embodiment and corresponding accompanying drawing are clearly and completely described the embodiment of the present application technical scheme below in conjunction with the embodiment of the present application.Obviously, described application embodiment is only the embodiment of the present application part application embodiment, instead of whole application embodiments.Based on the application embodiment in the embodiment of the present application, those of ordinary skill in the art are not making the every other application embodiment obtained under creative work prerequisite, all belong to the scope of the embodiment of the present application protection.
Fig. 1 is the schematic flow sheet of the transaction methods that the application one embodiment provides.
Described transaction methods specifically can comprise the following steps:
S101: receive Secondary resource and obtain request, described Secondary resource obtains request and sends from second party, provides Secondary resource for request to first party.
In the present embodiment, executive agent can be transacter.Described transacter can correspond to processing server.
S102: obtain request according to Secondary resource, preserves first party information, second party information and obtains the Secondary resource map record of asking for Secondary resource.
S103: send described Secondary resource to first party.
In a kind of embodiment, before sending described Secondary resource to first party, described method also comprises: according to the mandate relation with second party, and described transacter checking obtains request for described Secondary resource and whether has enough resources.If the result is yes, then send described Secondary resource to first party.
S104: receive the returns content sent from first party, described returns content comprises described first party information, described second party information and described Secondary resource.
S105: remove described map record.
Further, before reception Secondary resource obtains request, described method also comprises:
According to second party information, create mandate relation that is described and second party.
Further, after reception Secondary resource obtains request, described method also comprises:
Checking second party identity.
The embodiment of the present application, by coordinating relevant resource in many ways, completes mutual, to improve the utilization factor of mutual resource jointly.
Be more than the detailed introduction of transaction methods, below with reference to Fig. 2, transacter be introduced.
Fig. 2 is the structural representation of the transacter that the application one embodiment provides.
A kind of transacter specifically can comprise:
First receiver module 101, obtain request for receiving Secondary resource, described Secondary resource obtains request and sends from second party, provides Secondary resource for request to first party;
Preserving module 102, for obtaining request according to Secondary resource, preserving first party information, second party information and the Secondary resource map record for Secondary resource acquisition request;
Sending module 103, for sending described Secondary resource to first party;
Second receiver module 104, for receiving the returns content sent from first party, described returns content comprises described first party information, described second party information and described Secondary resource;
Remove module 105, for removing described map record.
Further, described device also comprises:
First authentication module 106, for before sending described Secondary resource to first party, according to the mandate relation with second party, verifies whether obtain request for described Secondary resource has enough resources;
Described sending module 103 specifically for, if the result is yes, then send described Secondary resource to first party.
Further, described device also comprises:
Mandate relation creation module 107, for before reception Secondary resource obtains request, according to second party information, creates mandate relation that is described and second party.
Further, described device also comprises:
Second authentication module 108, for after reception Secondary resource obtains request, checking second party identity.
Below with reference to concrete use scenes, the embodiment of the present application is described.
Fig. 3 is the schematic flow sheet of the transaction methods that provides of the application one embodiment in conjunction with concrete scene.
Transacter is financial loan platform.
First party is product producer.
Second party is buyers.
Described transaction methods specifically can comprise the following steps:
S201: buyers sends to financial loan platform the request that application pays credit amount.Described credit amount is provided to product producer.
S202: financial loan platform receives described request.
S203: according to described request, financial loan platform preserves the map record of product company-information, buyers information and credit amount.
S204: financial loan platform provides credit amount to product producer.
In a kind of embodiment, before financial loan platform provides credit amount to product producer, described method also comprises: according to the mandate relation of financial loan platform and buyers, and whether described financial loan platform checking buyers has enough authority request finance loan platform to provide credit amount to product producer.If buyers has permission, described financial loan platform provides credit amount to product producer.
S205: financial loan platform receives the returns content sent from product producer, and described returns content comprises described product company-information, buyers information and credit amount.
S206: financial loan platform removes described map record.
Further, before financial loan platform receives described request, described method also comprises:
According to buyers information, create between described financial loan platform and buyers mandate relation.As: financial loan platform is according to buyers credit situation, and authorizing product buyer can provide a loan 1,000,000.
Further, after financial loan platform receives described request, described method also comprises:
The identity of finance loan platform checking buyers.
Fig. 4 is the schematic flow sheet of the transaction methods that another embodiment of the application provides.
Described transaction methods specifically can comprise the following steps:
S301: e-commerce platform receives the product information sent from first party.
In the present embodiment, described e-commerce platform receives the product information sent from first party, and product information is announced further, so that second party obtains.Described product information can include but not limited to: product category, Target Acquisition resource, the first Gains resources, the second Gains resources etc.
S302: e-commerce platform, according to described product information, determines the first Gains resources and the second Gains resources.
In a kind of embodiment, described e-commerce platform identification product information, described product information comprises the first Gains resources and the second Gains resources, namely determines the first Gains resources and the second Gains resources.
In another kind of embodiment, described e-commerce platform identification product information, described product information comprises Target Acquisition resource, and described e-commerce platform in conjunction with preset rules, determines described first Gains resources and described second Gains resources according to Target Acquisition resource.In a kind of specific embodiment, preset rules refers to table one.
Table one
| First Gains resources | Second Gains resources |
| Target Acquisition resource * 10% | Target resource * 90% |
In another kind of embodiment, described e-commerce platform identification product information, described product information comprises product category, Target Acquisition resource, and described e-commerce platform in conjunction with preset rules, determines described first Gains resources and described second Gains resources according to product category, Target Acquisition resource.In a kind of specific embodiment, preset rules refers to table two.
Table two
| Product category | First Gains resources | Second Gains resources |
| First product category | Target Acquisition resource * 10% | Target resource * 90% |
| Second product category | Target Acquisition resource * 20% | Target resource * 80% |
| Second product category | Target Acquisition resource * 30% | Target resource * 70% |
S303: e-commerce platform receives the acquisition request sending and correspond to the product of described product information from the acquisition of second party.
Described e-commerce platform receives the acquisition request sending and correspond to the product of described product information from the acquisition of second party.
S304: e-commerce platform is asked for described acquisition, points out described first Gains resources and described second Gains resources.
Described e-commerce platform is asked for described acquisition, and prompting second party needs to provide resource for the first Gains resources, and the third party associated with second party needs to provide resource for the second Gains resources.
S305: e-commerce platform receives the first resource for the first Gains resources sent from second party.
Described e-commerce platform receives the first resource for the first Gains resources sent from second party.
S306: e-commerce platform receives and sends from the third-party Secondary resource for the second Gains resources.
Described e-commerce platform receives and sends from the third-party Secondary resource for the second Gains resources.
In a kind of embodiment, send before the third-party Secondary resource for the second Gains resources in reception, described method also comprises: according to described second party and described third-party mandate relation, described e-commerce platform verifies whether described third party has enough resources for the second Gains resources.If the result is yes, then described e-commerce platform receives and sends from the third-party Secondary resource for the second Gains resources.
In another kind of embodiment, send before the third-party Secondary resource for the second Gains resources in reception, described method also comprises: whether third party described in third-party authentication has enough resources for the second Gains resources.
S307: e-commerce platform, according to described first resource and described Secondary resource, provides described product, obtains described product to make second party.
Described e-commerce platform, according to described first resource and described Secondary resource, sends instruction to first party, to provide described product to second party.
S308: e-commerce platform receives the return request for described product sent from second party.
Described e-commerce platform receives the return request for described product being sent to second party.
S309: e-commerce platform is asked according to described return, provides described Secondary resource, obtains described Secondary resource to make third party.
Described e-commerce platform is asked according to described return, sends instruction to first party, to provide described Secondary resource, obtains described Secondary resource to make third party.
In a kind of embodiment, receive send from second party for the return request of described product after, described method also comprises: verify whether described product meets return condition.Whether described return condition, product newness degree whether intact for the performance of product can reach 80% etc.If the result is yes, then provide described Secondary resource.If the result is no, then receive the supplemental resources sent from second party, described supplemental resources is determined according to pre-conditioned, reoffers described Secondary resource.
In another kind of embodiment, receive send from second party for the return request of described product after, described method also comprises: if the result is no, and determine required deduction resource according to pre-conditioned, first direction third party provides the resource of return to be Secondary resource deduct resource.
Below with reference to concrete use scenes, the embodiment of the present application is described.
Fig. 5 is the schematic flow sheet of the transaction methods that provides of another embodiment of the application in conjunction with concrete scene.
First party is product producer.
Second party is buyers.
Described transaction methods specifically can comprise the following steps:
S401: e-commerce platform receives and sends from the product information of product producer, product corresponding to described product information is televisor.
S402: e-commerce platform according to described product information, the firm sale amount of money, credit amount and allow service time, please table three be join in detail.
Table three
| Consumption sum | Credit amount | Allow service time |
| 6500*20％ | 6500*80％ | 1 year |
| 6500*40％ | 6500*60％ | 3 years |
| 6500*60％ | 6500*40％ | 5 years |
| 6500*80％ | 6500*20％ | 8 years |
S403: e-commerce platform receives the product purchase request sent from buyers.
S404: e-commerce platform, for purchase request, is pointed out consumption sum, credit amount and allows service time, and buyers is selected allow service time and confirm consumption sum and credit amount as required.
S405: e-commerce platform receives the consumption sum provided from buyers.
S406: according to buyers situation (as personal credit, object mortgage etc.), buyers pays credit amount to financial loan platform application.
S407: e-commerce platform receives the credit amount provided from financial loan platform.
S408: e-commerce platform sends instruction to product producer, to make the deliver goods of product producer and to install.
S409: when arrival allows service time, product is returned product producer by buyers, meanwhile, proposes to return application to e-commerce platform.
S410: whether product producer checking product meets return condition.
S411: if the result is yes, then credit amount is returned to financial loan platform by product producer.
S412: if the result is no, then buyers pays the amount of compensation, and credit amount is returned again to financial loan platform by product producer.
In a kind of embodiment, if return condition is produce market, whether appraisal is original cost lattice 70%, if the result is no, then the amount of compensation can with reference to table four.
Table four
| Market assessment/original cost lattice | The amount of compensation |
| More than 70% | 0 |
| 50% to 70% | Consumption sum * 20% |
| 30% to 50% | Consumption sum * 50% |
| Less than 30% | Consumption sum * 80% |
In another kind of embodiment, allow service time if do not arrive, buyers needs product to return product producer, and producer needs according to time used and the relation allowing service time, and refund portion divides consumption sum.
Those skilled in the art should understand, embodiments of the invention can be provided as method, system or computer program.Therefore, the present invention can adopt the form of complete hardware embodiment, completely software implementation or the embodiment in conjunction with software and hardware aspect.And the present invention can adopt in one or more form wherein including the upper computer program implemented of computer-usable storage medium (including but not limited to magnetic disk memory, CD-ROM, optical memory etc.) of computer usable program code.
The present invention describes with reference to according to the process flow diagram of the method for the embodiment of the present invention, equipment (system) and computer program and/or block scheme.Should understand can by the combination of the flow process in each flow process in computer program instructions realization flow figure and/or block scheme and/or square frame and process flow diagram and/or block scheme and/or square frame.These computer program instructions can being provided to the processor of multi-purpose computer, special purpose computer, Embedded Processor or other programmable data processing device to produce a machine, making the instruction performed by the processor of computing machine or other programmable data processing device produce device for realizing the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
These computer program instructions also can be stored in can in the computer-readable memory that works in a specific way of vectoring computer or other programmable data processing device, the instruction making to be stored in this computer-readable memory produces the manufacture comprising command device, and this command device realizes the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
These computer program instructions also can be loaded in computing machine or other programmable data processing device, make on computing machine or other programmable devices, to perform sequence of operations step to produce computer implemented process, thus the instruction performed on computing machine or other programmable devices is provided for the step realizing the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
In one typically configuration, computing equipment comprises one or more processor (CPU), input/output interface, network interface and internal memory.
Internal memory may comprise the volatile memory in computer-readable medium, and the forms such as random access memory (RAM) and/or Nonvolatile memory, as ROM (read-only memory) (ROM) or flash memory (flashRAM).Internal memory is the example of computer-readable medium.
Computer-readable medium comprises permanent and impermanency, removable and non-removable media can be stored to realize information by any method or technology.Information can be computer-readable instruction, data structure, the module of program or other data.The example of the storage medium of computing machine comprises, but be not limited to phase transition internal memory (PRAM), static RAM (SRAM), dynamic RAM (DRAM), the random access memory (RAM) of other types, ROM (read-only memory) (ROM), Electrically Erasable Read Only Memory (EEPROM), fast flash memory bank or other memory techniques, read-only optical disc ROM (read-only memory) (CD-ROM), digital versatile disc (DVD) or other optical memory, magnetic magnetic tape cassette, tape magnetic rigid disk stores or other magnetic storage apparatus or any other non-transmitting medium, can be used for storing the information can accessed by computing equipment.According to defining herein, computer-readable medium does not comprise temporary computer readable media (transitorymedia), as data-signal and the carrier wave of modulation.
Also it should be noted that, term " comprises ", " comprising " or its any other variant are intended to contain comprising of nonexcludability, thus make to comprise the process of a series of key element, method, product or equipment and not only comprise those key elements, but also comprise other key elements clearly do not listed, or also comprise by the intrinsic key element of this process, method, product or equipment.When not more restrictions, the key element limited by statement " comprising ... ", and be not precluded within process, method, product or the equipment comprising described key element and also there is other identical element.
It will be understood by those skilled in the art that the embodiment of the application can be provided as method, system or computer program.Therefore, the application can adopt the form of complete hardware embodiment, completely software implementation or the embodiment in conjunction with software and hardware aspect.And the application can adopt in one or more form wherein including the upper computer program implemented of computer-usable storage medium (including but not limited to magnetic disk memory, CD-ROM, optical memory etc.) of computer usable program code.
The foregoing is only the embodiment of the application, be not limited to the application.To those skilled in the art, the application can have various modifications and variations.Any amendment done within all spirit in the application and principle, equivalent replacement, improvement etc., within the right that all should be included in the application.
Claims (8)
1. a transaction methods, is characterized in that, comprising:
Receive Secondary resource and obtain request, described Secondary resource obtains request and sends from second party, provides Secondary resource for request to first party;
Obtain request according to Secondary resource, preserve first party information, second party information and obtain the Secondary resource map record of asking for Secondary resource;
Described Secondary resource is sent to first party;
Receive the returns content sent from first party, described returns content comprises described first party information, described second party information and described Secondary resource;
Remove described map record.
2. the method for claim 1, is characterized in that, before sending described Secondary resource to first party, described method also comprises:
According to the mandate relation with second party, verify whether obtain request for described Secondary resource has enough resources;
Accordingly, describedly send described Secondary resource to first party, specifically comprise:
If the result is yes, then send described Secondary resource to first party.
3. the method for claim 1, is characterized in that, before reception Secondary resource obtains request, described method also comprises:
According to second party information, create mandate relation that is described and second party.
4. the method for claim 1, is characterized in that, after reception Secondary resource obtains request, described method also comprises:
Checking second party identity.
5. a transacter, is characterized in that, comprising:
First receiver module, obtain request for receiving Secondary resource, described Secondary resource obtains request and sends from second party, provides Secondary resource for request to first party;
Preserving module, for obtaining request according to Secondary resource, preserving first party information, second party information and the Secondary resource map record for Secondary resource acquisition request;
Sending module, for sending described Secondary resource to first party;
First receiver module, for receiving the returns content sent from first party, described returns content comprises described first party information, described second party information and described Secondary resource;
Remove module, for removing described map record.
6. device as claimed in claim 5, it is characterized in that, described device also comprises:
First authentication module, for before sending described Secondary resource to first party, according to the mandate relation with second party, verifies whether obtain request for described Secondary resource has enough resources;
Described sending module specifically for, if the result is yes, then send described Secondary resource to first party.
7. device as claimed in claim 5, it is characterized in that, described device also comprises:
Mandate relation creation module, for before reception Secondary resource obtains request, according to second party information, creates mandate relation that is described and second party.
8. device as claimed in claim 5, it is characterized in that, described device also comprises:
Second authentication module, for after reception Secondary resource obtains request, checking second party identity.
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| CN201510340811.0A CN105160564A (en) | 2015-06-13 | 2015-06-13 | Transaction processing method and transaction processing device |
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| CN201510340811.0A CN105160564A (en) | 2015-06-13 | 2015-06-13 | Transaction processing method and transaction processing device |
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