CN105139198B - Method of mobile payment, apparatus and system - Google Patents
Method of mobile payment, apparatus and system Download PDFInfo
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- CN105139198B CN105139198B CN201510546805.0A CN201510546805A CN105139198B CN 105139198 B CN105139198 B CN 105139198B CN 201510546805 A CN201510546805 A CN 201510546805A CN 105139198 B CN105139198 B CN 105139198B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
Abstract
The present invention provides a kind of method of mobile payment, apparatus and system, technical solution are as follows: accept terminal tool and send broadcast message, mobile terminal receives broadcast message and measures mobile terminal and accept the distance between terminal tool, when mobile terminal and accept terminal tool the distance between be less than pre-determined distance when, by carried in broadcast message accept terminal tool user information and mobile terminal subscriber information be sent to information server；Information server, which determines, to be suitable for mobile terminal user to the payment card information for accepting terminal tool user's progress mobile payment and returns to mobile terminal；Payment card information is supplied to by mobile terminal accepts terminal tool；Terminal tool is accepted to obtain payment card information and send the easy system completion mobile payment of best friend.The present invention can simplify payment process.
Description
Technical field
The present invention relates to mobile payment technology, in particular to a kind of method of mobile payment, apparatus and system.
Background technique
Mobile payment (Mobile Payment) refers to both parties for certain cargo or service, with mobile terminal
For carrier, the business transaction realized by mobile communications network.
Currently, user when businessman carries out mobile payment, needs to open the virtual wallet in mobile terminal manually, virtual
Payment movement is completed in the sequence of operations such as execution inputs instruction of paying a bill in wallet, confirmation is paid a bill, and payment process is comparatively laborious.
Summary of the invention
In view of this, can simplify payment the purpose of the present invention is to provide a kind of method of mobile payment, apparatus and system
Process.
In order to achieve the above object, the present invention provides the following technical scheme that
A kind of method of mobile payment is applied to mobile terminal, this method comprises:
The distance between it receives and accepts the broadcast message that terminal tool is sent, measure mobile terminal and accept terminal tool；
If mobile terminal and the distance between accepting terminal tool and being less than pre-determined distance, will carry in broadcast message by
Reason terminal tool user information and mobile terminal subscriber information are sent to information server, are suitable for moving so that information server determines
Dynamic terminal user is to the payment information for accepting terminal tool user's progress mobile payment and returns to mobile terminal；
It receives the payment information that information server returns and is supplied to and accept terminal tool acquisition, so that accepting terminal tool will branch
It pays information and is sent to transaction system completion mobile payment.
A kind of mobile payment device, is applied to mobile terminal, which includes: receiving unit, measuring unit, processing list
Member, transmission unit；
The receiving unit, for receiving the broadcast message for accepting terminal tool and sending；For transmission unit by the broadcast
What is carried in information accepts terminal tool user information and after mobile terminal subscriber information is sent to information server, receives information clothes
The payment information that business device returns.
The measuring unit measures mobile whole when receiving the broadcast message for accepting terminal tool transmission for receiving unit
Hold and accept the distance between terminal tool；
The processing unit, if for measuring unit measure determine mobile terminal and accept terminal have the distance between it is small
In pre-determined distance, then transmission unit is notified to accept terminal tool user information and mobile terminal use for what is carried in the broadcast message
Family information is sent to information server so that information server determine be suitable for mobile terminal user to accept terminal have user into
The payment information of row mobile payment simultaneously returns to mobile terminal；Payment information for receiving receiving unit, which is supplied to, to be accepted
Terminal tool obtains, and completes mobile payment so that accepting terminal tool and payment information being sent to transaction system.
A kind of mobile-payment system, the system include: to accept terminal tool, mobile terminal, information server；
It is described to accept terminal tool, for being sent out broadcast message；It is received for obtaining mobile terminal from information server
Payment information, by payment information be sent to transaction system complete mobile payment；
The mobile terminal, for receive accept terminal tool send broadcast message, obtain broadcast message in carry by
It manages terminal tool user information simultaneously to measure mobile terminal and accept the distance between terminal tool, if mobile terminal has with terminal is accepted
The distance between be less than pre-determined distance, then will accept terminal tool user information and mobile terminal subscriber information be sent to information service
Device；Payment information supply for receiving information server return accepts terminal tool and obtains；
The information server, the terminal that accepts for receiving mobile terminal transmission have user information and mobile terminal user
Information determines and is suitable for mobile terminal user to the payment information for accepting terminal tool user's progress mobile payment, Payment Card is believed
Breath is sent to mobile terminal.
As can be seen from the above technical solution, it in the present invention, accepts terminal tool and is sent out broadcast message, mobile terminal is connecing
Closely accept terminal tool when, can receive the broadcast message and measure mobile terminal box accept terminal tool the distance between, when
When the distance of the two is less than pre-determined distance, mobile terminal will accept terminal tool user information and mobile terminal subscriber information hair automatically
Be sent to information server with obtain be suitable for mobile terminal user to accept terminal tool user carry out mobile payment payment information,
Mobile payment can be completed by obtaining the payment information that mobile terminal obtains by accepting terminal tool.In the process, user only needs
The payment information that mobile terminal is obtained automatically be supplied to accept terminal tool can realize mobile payment, payment process is very simple
It is single.
Detailed description of the invention
Fig. 1 is mobile-payment system schematic diagram of the embodiment of the present invention；
Fig. 2 is mobile payment flow chart of the embodiment of the present invention；
Fig. 3 is the method for mobile payment flow chart that the embodiment of the present invention is applied to mobile terminal；
Fig. 4 is the structural schematic diagram for the mobile payment device that the embodiment of the present invention is applied to mobile terminal.
Specific embodiment
In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawing and according to embodiment,
Technical solution of the present invention is described in detail.
It is mobile-payment system schematic diagram of the embodiment of the present invention referring to Fig. 1, Fig. 1, which includes: to accept terminal tool, move
Dynamic terminal, information server, wherein terminal tool, namely the equipment being arranged on the cashier of businessman user are accepted, it can be outside
Broadcast message is sent, mobile terminal is made to perceive the presence for accepting terminal tool；Mobile terminal, which perceives, to be accepted terminal tool and measures
To the two distance in a certain range when, from information server obtain be suitable for mobile terminal user to accept terminal have user into
Payment information is supplied to and accepts terminal tool by the payment information of row mobile payment, sends payment information to accept terminal tool
Mobile payment is completed to transaction system；Information server configures beyond the clouds, is responsible for according to mobile terminal user and accepts terminal tool
User information, which determines, needs to be suitable for mobile terminal user to the payment information for accepting terminal tool progress mobile payment.
Referring to fig. 2, Fig. 2 is mobile payment flow chart of the embodiment of the present invention, as shown in Fig. 2, mainly comprising the steps that
Step 201, accept terminal tool be sent out broadcast message.
It is practical to realize, it accepts terminal tool and can use Bluetooth technology (specifically can be BLE) and be persistently sent out broadcast
Information carries in broadcast message and accepts terminal tool user (namely businessman user) information, for example, accepting terminal tool user identifier
(ID)。
Same businessman user can have multiple terminals that accept to have, and the terminal tool that accepts for belonging to same businessman user is sent out
Broadcast message in, the terminal tool user information that accepts of carrying is identical, such as has multiple cashiers in a supermarket, each
The equipment being arranged on cashier can all be sent out broadcast message, wherein the terminal tool user information that accepts carried is the supermarket
Mark.
Step 202, mobile terminal, which receive, accepts the broadcast message that terminal tool is sent, and measures mobile terminal and accepts terminal tool
Distance.
Mobile terminal user carries mobile terminal close to after accepting in terminal tool to some distance range, can receive
Accept terminal tool send broadcast message, such as mobile phone user shopping finish move towards cashier during, due to distance receive
Silver-colored platform is more and more closer, until that can receive be arranged on cashier at this time in the coverage area for being close to broadcast singal
The broadcast message that equipment is sent out.
Mobile terminal receives broadcast message, after perceiving the presence for accepting terminal tool, can measure and accept terminal tool
The distance between, it can be actively after reaching pre-determined distance (for example, broadcast message coverage area is 2 meters, pre-determined distance is 1 meter)
Start mobile payment process.Measurement mobile terminal can use the prior art with the method for accepting the distance between terminal tool.
It, will be in broadcast message after step 203, mobile terminal judge and accept that the distance between terminal tool reaches pre-determined distance
Carry accept terminal tool user information and mobile terminal subscriber information be sent to information server.
Step 204, information server receive the terminal that accepts that mobile terminal is sent and have user information and mobile terminal use
Family information is determined therefrom that suitable for mobile terminal user to the payment information for accepting terminal tool user's progress mobile payment, will be propped up
It pays information and returns to mobile terminal.
Here payment information includes: account information, using the authorization message of this account progress mobile payment.
In practical application, accept terminal tool user may only support using some types account (such as Interlink Card account,
Alipay account, wechat account) mobile payment is carried out, equally, mobile terminal user can only also use individual account (such as user
Only possess the Interlink Card of the bank of finite number) carry out mobile payment, and actually carry out mobile payment when, it is necessary to use by
Reason terminal tool user and the applicable account of mobile terminal user realize mobile payment.
Terminal tool user and the type of account table of comparisons and movement are accepted for this purpose, can be pre-configured in information server
Terminal user and the mobile payment account information table of comparisons, wherein mobile payment account information include: account information, type of account,
The authorization message of mobile payment is carried out using this account.
Have user information and mobile terminal subscriber information when information server receives the terminal that accepts that mobile terminal is sent
Afterwards, terminal tool user can be accepted and the type of account table of comparisons determines and accepts the corresponding account of terminal tool user according to preconfigured
Family type determines that mobile terminal user is corresponding according to preconfigured mobile terminal user and the mobile payment account information table of comparisons
Mobile payment account information, then found out in the corresponding mobile payment account information of mobile terminal user type of account be by
The mobile payment account information for managing the corresponding type of account of terminal tool user, by the account information in the mobile payment account information
And use this account carry out mobile payment authorization message be used as be suitable for mobile terminal user to accept terminal tool user into
The payment information of row mobile payment.It should be noted that when finding multiple mobile payment account informations, it can be therefrom
A mobile payment account information is selected, and is carried out by the account information in the mobile payment account information and using this account
The authorization message of mobile payment has the disbursement letter that user carries out mobile payment to terminal is accepted as suitable for mobile terminal user
Breath.
It has determined after being suitable for mobile terminal user to the payment information for accepting terminal tool user's progress mobile payment, information
The payment information is returned to mobile terminal by server, so that mobile terminal realizes mobile payment by the payment information.
Information server, which determines, is suitable for mobile terminal user to the disbursement letter for accepting terminal tool user's progress mobile payment
After breath, payment information can directly be issued into mobile terminal, two dimensional code can also be converted by payment information, translate into two dimension
Payment information after code returns to mobile terminal.
Step 205, mobile terminal receive the payment information that information server returns, and payment information is supplied to and accepts terminal
Tool obtains.
When the payment information for being converted into two dimensional code that information server returns, mobile terminal can be directly by two dimensional code
It is supplied to and accepts terminal, accept terminal tool by scanning the two-dimensional code acquisition payment information.What it is when information server return is not to turn
When being changed to the payment information of two dimensional code, mobile terminal, which can also be converted to payment information to be supplied to after two dimensional code, accepts terminal,
Terminal tool is accepted by scanning the two-dimensional code acquisition payment information.
Step 206 accepts the payment information that terminal tool obtains mobile terminal offer, sends transaction system for payment information
To complete mobile payment.
Terminal tool is accepted when sending transaction system for payment information, also sends transaction system for payment amount simultaneously,
Namely payment information and payment amount to bind after be sent to transaction system.
In the present embodiment, it is based on security consideration, when converting two dimensional code for payment information, dynamic two can be converted into
Tie up code.
So far, a mobile payment process is completed.
Mobile payment process of the embodiment of the present invention is described in detail above, is based on implementation above process, the present invention
A kind of method of mobile payment applied to mobile terminal is provided, is illustrated below in conjunction with Fig. 3:
It is the method for mobile payment flow chart that the embodiment of the present invention is applied to mobile terminal referring to Fig. 3, Fig. 3, such as Fig. 3 institute
Show, comprising the following steps:
Step 301, reception accept terminal tool send broadcast message, measure mobile terminal and accept terminal tool between away from
From.
If step 302, mobile terminal are less than pre-determined distance with the distance between terminal tool is accepted, will be in broadcast message
Carry accept terminal tool user information and mobile terminal subscriber information be sent to information server so that information server determine
To the payment information for accepting terminal tool user's progress mobile payment and mobile terminal is returned to suitable for mobile terminal user.
Step 303 receives the payment information and being supplied to that information server returns and accepts terminal tool and obtains, so that accepting end
Payment information is sent to transaction system and completes mobile payment by equipment.
In method shown in Fig. 3,
The payment information includes: account information, using the authorization message of account progress mobile payment；
The payment information that information server returns is the payment information after being converted to two dimensional code；
Alternatively,
The payment information includes: account information, using the authorization message of account progress mobile payment；
After mobile terminal receives the payment card information that information server returns, payment card information is further converted to two
Code is tieed up, the payment card information for being converted into two dimensional code, which is supplied to, accepts terminal tool acquisition.
The present invention also provides a kind of mobile payment devices applied to mobile terminal, carry out specifically below with reference to Fig. 4
It is bright:
Referring to fig. 4, Fig. 4 is the structural schematic diagram for the mobile payment device that the embodiment of the present invention is applied to mobile terminal, such as
Shown in Fig. 4, which includes: receiving unit 401, measuring unit 402, processing unit 403, transmission unit 404；Wherein,
Receiving unit 401, for receiving the broadcast message for accepting terminal tool and sending；It will be described wide for transmission unit 404
Broadcast carried in information accept terminal tool user information and after mobile terminal subscriber information is sent to information server, receive information
The payment card information that server returns.
Measuring unit 402, when receiving the broadcast message for accepting terminal tool transmission for receiving unit 401, measurement movement
Terminal and accept terminal tool the distance between；
Processing unit 403 the distance between determines mobile terminal and accepts terminal tool if measured for measuring unit 402
Less than pre-determined distance, then transmission unit 404 is notified to accept terminal tool user information and movement for what is carried in the broadcast message
Information of terminal user is sent to information server, so that information server determines that be suitable for mobile terminal user has to terminal is accepted
User carries out the payment information of mobile payment and returns to mobile terminal；Payment information for receiving receiving unit 401
It is supplied to and accepts terminal tool acquisition, complete mobile payment so that accepting terminal tool and payment information being sent to transaction system.
In Fig. 4 shown device,
The payment information includes: account information, using the authorization message of account progress mobile payment；
The payment information that information server returns is the payment information after being converted to two dimensional code；
Alternatively,
The payment information includes: account information, using the authorization message of account progress mobile payment；
The processing unit 403 is after the payment information that receiving unit 401 receives information server return, further
Payment information is converted into two dimensional code, the payment information for being converted into two dimensional code, which is supplied to, accepts terminal tool acquisition.
The present invention also provides a kind of mobile-payment systems, as shown in Figure 1, the system includes: to accept terminal tool, movement eventually
End, information server；
It is described to accept terminal tool, for being sent out broadcast message；It is received for obtaining mobile terminal from information server
Payment information, by payment information send in transaction system complete mobile payment；
The mobile terminal, for receive accept terminal tool send broadcast message, obtain broadcast message in carry by
It manages terminal tool user information simultaneously to measure mobile terminal and accept the distance between terminal tool, if mobile terminal has with terminal is accepted
The distance between be less than pre-determined distance, then will accept terminal tool user information and mobile terminal subscriber information be sent to information service
Device；Payment information supply for receiving information server return accepts terminal tool and obtains；
The information server, the terminal that accepts for receiving mobile terminal transmission have user information and mobile terminal user
Information determines and is suitable for mobile terminal user to the payment information for accepting terminal tool user's progress mobile payment, by payment information
It is sent to mobile terminal.
In system shown in Figure 1,
The terminal tool that accepts using Bluetooth technology is sent out broadcast message.
In system shown in Figure 1,
The payment information includes: account information, using the authorization message of account progress mobile payment；
The payment information that information server returns is the payment information after being converted to two dimensional code；
Alternatively,
The payment information includes: account information, using the authorization message of account progress mobile payment；
After the mobile terminal receives the payment information of information server return, further payment information is converted to
Two dimensional code is supplied to using the two dimensional code as payment information and accepts terminal tool acquisition.
In system shown in Figure 1,
The information server according to it is preconfigured accept terminal tool user and the Account Type table of comparisons determination accept end
The corresponding type of account of equipment user is determined according to preconfigured mobile terminal user and the mobile payment account information table of comparisons
The corresponding mobile payment account information of mobile terminal user has corresponding type of account and mobile terminal user according to terminal is accepted
Corresponding mobile payment account information, which determines, is suitable for mobile terminal user to the branch for accepting terminal tool user's progress mobile payment
Pay information.
In system shown in Figure 1,
The mobile payment account information includes: type of account, account information, using the account information mobile payment
Authorization message；
The information server has corresponding type of account and the corresponding disbursement letter of mobile terminal user according to terminal is accepted
Breath determines the method for being suitable for mobile terminal user to the payment information for accepting terminal tool user's progress mobile payment are as follows: in movement
It is the movement for accepting terminal and having corresponding type of account that type of account is searched in the corresponding mobile payment account information of terminal user
Disbursement account information by the account information in the mobile payment account information and uses the authorization of the account information mobile payment
Information is determined as being suitable for mobile terminal user to the payment information for accepting terminal tool user's progress mobile payment.
The foregoing is merely illustrative of the preferred embodiments of the present invention, is not intended to limit the invention, all in essence of the invention
Within mind and principle, any modification, equivalent substitution, improvement and etc. done be should be included within the scope of the present invention.
Claims (7)
1. a kind of method of mobile payment is applied to mobile terminal, which is characterized in that this method comprises:
The distance between it receives and accepts the broadcast message that terminal tool is sent, measure mobile terminal and accept terminal tool；
If mobile terminal is less than pre-determined distance with the distance between terminal tool is accepted, end is accepted by what is carried in broadcast message
Equipment user information and mobile terminal subscriber information are sent to information server so that information server according to it is preconfigured by
Reason terminal tool user and the type of account table of comparisons, which determine, accepts the corresponding type of account of terminal tool user, according to preconfigured shifting
Dynamic terminal user and the mobile payment account information table of comparisons determine the corresponding mobile payment account information of mobile terminal user, are moving
It is to accept terminal to have the corresponding type of account of user that type of account is found out in the dynamic corresponding mobile payment account information of terminal user
Mobile payment account information, by the mobile payment account information account information and using this account carry out mobile payment
Authorization message as be suitable for mobile terminal user to accept terminal tool user carry out mobile payment payment information return to
Mobile terminal；Wherein, mobile payment account information includes: account information, type of account, using this account progress mobile payment
Authorization message；
It receives the payment information that information server returns and is supplied to and accept terminal tool acquisition, so that accepting terminal tool for disbursement letter
Breath is sent to transaction system and completes mobile payment.
2. the method according to claim 1, wherein
The payment information is included: account information and is carried out the authorization message of mobile payment using the account；
The payment information that information server returns is the payment information after being converted to two dimensional code；
Alternatively,
The payment information is included: account information and is carried out the authorization message of mobile payment using the account；
After mobile terminal receives the payment information that information server returns, payment information is further converted into two dimensional code, it will
Payment information after being converted to two dimensional code, which is supplied to, accepts terminal tool acquisition.
3. a kind of mobile payment device is applied to mobile terminal, which is characterized in that the device includes: receiving unit, measurement list
Member, processing unit, transmission unit；
The receiving unit, for receiving the broadcast message for accepting terminal tool and sending；For transmission unit by the broadcast message
Middle carrying accepts terminal tool user information and after mobile terminal subscriber information is sent to information server, receives information server
The payment information of return；
The measuring unit, received for receiving unit accept terminal tool send broadcast message when, measurement mobile terminal with
Accept the distance between terminal tool；
The processing unit the distance between determines mobile terminal and accepts terminal tool less than pre- if measured for measuring unit
If distance, then transmission unit is notified to accept terminal tool user information and mobile terminal user's letter for what is carried in the broadcast message
Breath is sent to information server, so that information server accepts terminal tool user and the type of account table of comparisons according to preconfigured
It determines and accepts the corresponding type of account of terminal tool user, according to preconfigured mobile terminal user and mobile payment account information
The table of comparisons determines the corresponding mobile payment account information of mobile terminal user, in the corresponding mobile payment account of mobile terminal user
It is the mobile payment account information for accepting the corresponding type of account of terminal tool user that type of account is found out in information, by the movement branch
It pays the account information in account information and this account is used to carry out the authorization message of mobile payment as suitable for mobile terminal
User returns to mobile terminal to the payment information for accepting terminal tool user's progress mobile payment；For receiving unit to be received
Payment information be supplied to accept terminal tool obtain so that accept terminal tool by payment information be sent to transaction system complete movement
Payment；Wherein, mobile payment account information includes: account information, type of account, using the authorization of this account progress mobile payment
Information.
4. device according to claim 3, which is characterized in that
The payment information is included: account information and is carried out the authorization message of mobile payment using the account；
The payment information that information server returns is the payment information after being converted to two dimensional code；
Alternatively,
The payment information is included: account information and is carried out the authorization message of mobile payment using the account；
The processing unit is after the payment information that receiving unit receives information server return, further by payment information
Two dimensional code is converted to, is supplied to using the two dimensional code as payment information and accepts terminal tool acquisition.
5. a kind of mobile-payment system, which is characterized in that the system includes: to accept terminal tool, mobile terminal, information server；
It is described to accept terminal tool, for being sent out broadcast message；For obtaining mobile terminal from the received branch of information server
Information is paid, transaction system is sent by payment information and completes mobile payment；
The mobile terminal, for receiving the broadcast message for accepting terminal tool and sending, what is carried in acquisition broadcast message accepts end
Equipment user information simultaneously measure mobile terminal and accept terminal tool the distance between, if mobile terminal and accept terminal tool between
Distance be less than pre-determined distance, then will accept terminal tool user information and mobile terminal subscriber information be sent to information server；
Payment information supply for receiving information server return accepts terminal tool and obtains；
The information server, the terminal that accepts for receiving mobile terminal transmission have user information and mobile terminal user's letter
Breath accepts terminal tool user and the type of account table of comparisons determines and accepts the corresponding accounting class of terminal tool user according to preconfigured
Type determines the corresponding shifting of mobile terminal user according to preconfigured mobile terminal user and the mobile payment account information table of comparisons
Dynamic disbursement account information, it is to accept terminal tool that type of account is found out in the corresponding mobile payment account information of mobile terminal user
The mobile payment account information of the corresponding type of account of user, by the mobile payment account information account information and use
The authorization message that this account carries out mobile payment, which is used as, carries out mobile branch to terminal tool user is accepted suitable for mobile terminal user
The payment information paid, sends payment information to mobile terminal；Wherein, mobile payment account information includes: account information, account
Type, the authorization message that mobile payment is carried out using this account.
6. system according to claim 5, which is characterized in that
The terminal tool that accepts using Bluetooth technology is sent out broadcast message.
7. system according to claim 5, which is characterized in that
The payment information is included: account information and is carried out the authorization message of mobile payment using the account；
The information server, which determines, is suitable for mobile terminal user to the disbursement letter for accepting terminal tool user's progress mobile payment
After breath, payment information is converted into two dimensional code, the payment information after being converted into two dimensional code is sent to mobile terminal；
Alternatively,
The payment information is included: account information and is carried out the authorization message of mobile payment using the account；
After the mobile terminal receives the payment card information of information server return, further payment card information is converted to
Two dimensional code, the payment information after being converted into two dimensional code, which is supplied to, accepts terminal tool acquisition.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510546805.0A CN105139198B (en) | 2015-08-31 | 2015-08-31 | Method of mobile payment, apparatus and system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510546805.0A CN105139198B (en) | 2015-08-31 | 2015-08-31 | Method of mobile payment, apparatus and system |
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| CN105139198A CN105139198A (en) | 2015-12-09 |
| CN105139198B true CN105139198B (en) | 2019-03-29 |
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| CN201510546805.0A Active CN105139198B (en) | 2015-08-31 | 2015-08-31 | Method of mobile payment, apparatus and system |
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Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN109815895B (en) * | 2019-01-23 | 2021-03-30 | 北京意锐新创科技有限公司 | Cloud computing-based method and device for identifying fingerprint under screen |
| CN110969783A (en) * | 2019-12-12 | 2020-04-07 | 镇江市第一人民医院 | Medical insurance and multi-payment-mode integrated settlement processing system and method |
| CN112132572A (en) * | 2020-10-10 | 2020-12-25 | 四川长虹电器股份有限公司 | Device and method for completing property fee online payment through dynamic two-dimensional code |
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| CN105139198A (en) | 2015-12-09 |
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