CN105046840A - RFID (radio frequency identification)-based non-plug-in type bank self-service terminal system - Google Patents
RFID (radio frequency identification)-based non-plug-in type bank self-service terminal system Download PDFInfo
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- CN105046840A CN105046840A CN201510358626.4A CN201510358626A CN105046840A CN 105046840 A CN105046840 A CN 105046840A CN 201510358626 A CN201510358626 A CN 201510358626A CN 105046840 A CN105046840 A CN 105046840A
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Abstract
The invention discloses an RFID (radio frequency identification)-based non-plug-in type bank self-service terminal system, which comprises a server terminal device, a bank tag card and a shielding barrier, wherein a central processing unit, a display interface, an input keyboard, a paybox and an identification module are integrated in the server terminal device; the identification module comprises a wireless sending/receiving module, an information verification module and a micro-processor; a chip, an antenna module and a radio frequency interface module are integrated in the bank tag card; the shielding barrier is arranged around the server terminal device; the shielding barrier is provided with a signal shielding interlayer, and the signal shielding interlayer, is used for dividing the identification area of the identification module. According to the RFID-based non-plug-in type bank self-service terminal system disclosed by the invention, a function that cash can be withdrawn without bank cards and without plugging the cards on the server terminal device can be realized, so that the hidden danger that account is stolen due to the fact that users leave the bank cards on the server terminal device cannot occur, and great convenience is brought to the users.
Description
Technical field
The present invention relates to less radio-frequency field of terminal technology, particularly a kind of based on RFID without the need to card insert type self service terminal of bank system.
Background technology
Radio-frequency (RF) tag is the physical support of product electronic code (EPC), is attached on traceable article, can circulation worldwide identify it and read and write.RFID (RadioFrequencydentification) technology receives the concern of people in recent years as the gordian technique building " Internet of Things ".RFID technique early originates from Britain, and be applied in World War II and distinguish enemy and we's aircraft identity, the sixties in 20th century starts commercialization.RFID technique is a kind of automatic identification technology, and after U.S. Department of Defense specifies on January in 2005 1, all military materials all will use RFID label tag; FDA Food and Drug Administration (FDA) advises that pharmaceutical manufacturer utilized RFID to follow the tracks of normal medicine of faking from 2006.A series of action such as Walmart, Metro retail trade applying RFID technology have promoted RFID especially in global application upsurge.When 2000, the price of each RFID label tag is 1 dollar.Many researchers think that RFID label tag is very expensive, and only reducing costs could large-scale application.When 2005, the price of each RFID label tag is about 12 cents, and the price of present ultrahigh frequency RFID is about 10 cents.Can RFID wants large-scale application, is to reduce RFID label tag price on the one hand, bring value-added service after will seeing applying RFID on the other hand.The statistics of statistics office of European Union shows, 2010, there was company's applying RFID technology of 3% in European Union, and application distribution is in identity document and access control, supply chain and inventory tracking, vehicle toll collection, antitheft, production control, asset management.
Radio-frequency (RF) identification (RFID) is a kind of wireless communication technology, can read and write related data by radio signals identification specific objective, and without the need to setting up machinery or optical contact between recognition system and specific objective.
Wireless signal is the electromagnetic field by furnishing radio frequency, and data are sent out from the label be attached to article, with automatic Identification and these article of tracking.The elect magnetic field that some label sends from recognizer when identifying just can obtain energy, does not need battery; Also there is label itself to have power supply, and initiatively can send radiowave (electromagnetic field of furnishing radio frequency).Label contains the information of Electronic saving, can identify within several meters.With bar code unlike, radio-frequency (RF) tag does not need to be within recognizer sight line, can embed within tracked object yet.
Many industries have all used REID.Label is attached to an automobile just aborning, this car progress on a production line just can be followed the trail of by manufacturer.The place of medicine can be followed the trail of in warehouse.Radio-frequency (RF) tag also can invest on livestock and pet, facilitates the positive identification (actively identify and be meant to prevent several livestocks from using same identity) to livestock and pet.The identification card of radio-frequency (RF) identification can make employee be entered the building part of pinning, and the radio frequency transponder on automobile also can be used for imposing the expense in charging section and parking lot.
Some radio-frequency (RF) tag is attached on clothing, personal effects, even within implant into body.Because this technology may read personal information when permitting without me, this technology also has invasion of privacy suffering.
And at present, wireless recognition technique does not also apply to bank's enchashment functional area, and bank card must be inserted in self-help drawing money machine and just can withdraw cash by user, and after withdrawing the money, user is easy to bank card to forget in self-help drawing money machine, causes the money in user account to be stolen.
Summary of the invention
For above-mentioned technical matters, the invention discloses a kind of based on RFID without the need to card insert type self service terminal of bank system, with bank's account information of user in bank's label card, by with server terminal device wireless connections, after password authentification, communication can be realized, server terminal device realizes without the need to bank card and the function just can withdrawn cash without the need to plug-in card, bank card can not be retained in server terminal device and cause the hidden danger such as the stolen brush of account by user, brings numerous facility to user.
In order to realize according to object of the present invention, provide a kind of based on RFID without the need to card insert type self service terminal of bank system, comprising:
Server terminal device, its distribution is arranged on several places, described server terminal device inside is integrated with central processing unit, display interface, input keyboard, Cashier and identification module, described central processing unit is connected with bank network communication, described identification module and described central processing unit communicate to connect, and described identification module comprises wireless transmission/receiver module, information authentication module and microprocessor;
Bank's label card, described bank's label card inside is integrated with chip, Anneta module and radio frequency interface module, described Anneta module is connected with described radio frequency interface module, described radio frequency interface module is connected with described chip, be integrated with bank's account information of subscriber identity information and user in described chip, described chip is communicated to connect by agreement and described microprocessor;
Shield door, it is arranged on around described server terminal device, described shield door is provided with signal shielding interlayer, for dividing the identified region of described identification module.
Preferably, described shield door is provided with the switch that automatically latches, the described switch that automatically latches is connected with microprocessor communication, described automatically latch action time, described microprocessor controls described wireless transmission/receiver module and sends card seeking instruction.
Preferably, described server terminal device is also provided with magnetic stripe and reads window, described magnetic stripe reads window and is connected with described central processing unit communication, and described bank label card is provided with magnetic stripe in appearance, and described magnetic stripe is connected with described chip communication.
Preferably, described input keyboard and described display interface are connected with described central processing unit communication respectively, described display interface are provided with multiple choices dialog box, and described display interface is touch interaction interface.
Preferably, described wireless transmission/receiver module, information authentication module are connected with described microprocessor respectively, and described microprocessor is connected with described central processing unit communication.
Preferably, be provided with power supply signal in described radio frequency interface module and produce circuit, receiving circuit and transtation mission circuit, the receiving end that described power supply signal produces circuit is connected with described Anneta module, the output terminal that described power supply signal produces circuit is connected with described chip, receiving circuit and transtation mission circuit simultaneously, and described receiving circuit and transtation mission circuit are connected with described chip communication respectively.
Preferably, described Anneta module adopts identical frequency of operation with described wireless transmission/receiver module.
Preferably, in described information authentication module, be provided with the secret key of checking of described agreement, in described chip, be provided with the secret key of confirmation of described agreement.
Preferably, in described microprocessor, include selection instruction, in described chip, include response instruction.
The present invention at least comprises following beneficial effect:
1, the present invention can realize the non-contact type enchashment function of bank's label card, and user only need carry bank's label card can obtain cash, safe and convenient on the self-help drawing money machine of any bank outlets;
2, bank's label card can only obtain communication with server terminal device in the region of regulation, not easily by others' steal information in process of exchange, safe and reliable;
3, user just can withdraw cash without the need to plug-in card, eliminates and easily bank card is forgotten the risk causing wealth stolen in server terminal device.
Part is embodied by explanation below by other advantage of the present invention, target and feature, part also will by research and practice of the present invention by those skilled in the art is understood.
Accompanying drawing explanation
Fig. 1 is the communication flow schematic diagram without the need to card insert type self service terminal of bank system based on RFID of the present invention;
Fig. 2 is the structural representation of described server terminal device;
Fig. 3 is the structural representation of described identification module.
Embodiment
Below in conjunction with accompanying drawing, the present invention is described in further detail, can implement according to this with reference to instructions word to make those skilled in the art.
Should be appreciated that used hereinly such as " to have ", other element one or more do not allotted in " comprising " and " comprising " term or the existence of its combination or interpolation.
As Figure 1-3 be according to a kind of way of realization without the need to card insert type self service terminal of bank system based on RFID of the present invention, wherein, as shown in Figure 2, comprising:
Server terminal device, its distribution is arranged on several places, each server terminal device can identify bank's label card of different bank, described server terminal device inside is integrated with central processing unit, display interface, input keyboard, Cashier and identification module, described central processing unit is connected with bank network communication, described identification module and described central processing unit communicate to connect, central processing unit is for the treatment of the information interaction between server terminal device and bank's label card, complete process of exchange, display interface is for showing Transaction Information, complete transactional operation, Cashier is for receiving and paying out cash, identification module is used for obtaining communication with bank label card and is connected, mutual secret key checking, described identification module comprises wireless transmission/receiver module, information authentication module and microprocessor, as shown in Figure 3,
Bank's label card, described bank's label card inside is integrated with chip, Anneta module and radio frequency interface module, described Anneta module is connected with described radio frequency interface module, described radio frequency interface module is connected with described chip, be integrated with bank's account information of subscriber identity information and user in described chip, described chip is communicated to connect by agreement and described microprocessor;
Shield door, it is arranged on around described server terminal device, shield door forms a closed space, by being provided with a dodge gate on shield door, described shield door is provided with signal shielding interlayer, for dividing the identified region of described identification module, server terminal device can only identify bank's label card in identified region, prevents the interference of external signal, simultaneously, prevent accounts information to propagate into outside identified region, effectively prevent information leakage.
In technique scheme, the dodge gate of described shield door is provided with the switch that automatically latches, the described switch that automatically latches is connected with microprocessor communication, described automatically latch action time, when namely having user to pass in and out shield door, described microprocessor controls described wireless transmission/receiver module and sends card seeking instruction, also selection instruction is included in described microprocessor, response instruction is included in described chip, microprocessor sends card seeking instruction, after bank's label card receives card seeking instruction, chip sends response instruction to microprocessor, the display interface of server terminal device shows several bank's label cards be identified, user selects bank's label card on display interface, send selection instruction to bank's label card simultaneously, namely bank's label card achieves after receiving selection instruction and is connected with the communication of server terminal device, as shown in Figure 1.
In technique scheme, described server terminal device is also provided with magnetic stripe and reads window, described magnetic stripe reads window and is connected with described central processing unit communication, described bank label card is provided with magnetic stripe in appearance, described magnetic stripe is connected with described chip communication, server terminal device is provided with plug-in card trading function simultaneously, to the many selections of user.
In technique scheme, described input keyboard and described display interface are connected with described central processing unit communication respectively, described display interface is provided with multiple choices dialog box, and described display interface is touch interaction interface, user can complete transactional operation, safe ready by clicking appliance for releasing single dialog box out.
In technique scheme, described wireless transmission/receiver module, information authentication module are connected with described microprocessor respectively, as shown in Figure 2, information authentication module is used for the validation of information be encrypted with bank label card, guarantee transaction security, described microprocessor is connected with described central processing unit communication, and central processing unit completes the monitoring management of whole process of exchange.
In technique scheme, be provided with power supply signal in described radio frequency interface module and produce circuit, receiving circuit and transtation mission circuit, the receiving end that described power supply signal produces circuit is connected with described Anneta module, described power supply signal produces the output terminal of circuit and described chip, receiving circuit and transtation mission circuit connect simultaneously, the card seeking instruction that server terminal device sends is received by Anneta module module, card seeking instruction is produced circuit conversion by power supply signal and becomes electric energy, start bank's label card work, described receiving circuit and transtation mission circuit are connected with described chip communication respectively, chip carries out communication by receiving circuit and transtation mission circuit and server terminal device.
In technique scheme, described Anneta module adopts identical frequency of operation with described wireless transmission/receiver module, guarantees that server terminal device and bank's label card normally can complete communication.
In technique scheme, the secret key of checking of described agreement is provided with in described information authentication module, the secret key of confirmation of described agreement is provided with in described chip, server terminal device and bank label card realize after communication is connected, bank's label card sends the secret key of confirmation by chip to server terminal device, after server terminal device receives the confirmation secret key, by the secret key of input keyboard input validation, send to bank's label card, bank's label card is verified after receiving the confirmation secret key, confirm that secret key is consistent with the secret key of checking, be proved to be successful, namely server terminal device and bank's label card have established transaction security passage, relationship trading can be carried out, as shown in Figure 1, after having concluded the business, server terminal device and bank's label card disconnect.
From the above mentioned, of the present inventionly can realize enchashment function based on RFID without the need to card insert type self service terminal of bank system, secret key checking is carried out by bank's label card and server terminal device, transaction can be realized after obtaining checking, user can obtain cash on the self-help drawing money machine of any bank outlets, without the need to carrying bank card, and safe and convenient; Bank's label card can only obtain communication with server terminal device in the region of regulation, not easily by others' steal information in process of exchange, safe and reliable; User just can withdraw cash without the need to plug-in card, eliminates and easily bank card is forgotten the risk causing wealth stolen in server terminal device.
Although embodiment of the present invention are open as above, but it is not restricted to listed in instructions and embodiment utilization, it can be applied to various applicable the field of the invention completely, for those skilled in the art, can easily realize other amendment, therefore do not deviating under the universal that claim and equivalency range limit, the present invention is not limited to specific details and illustrates here and the legend described.
Claims (9)
1. based on RFID without the need to a card insert type self service terminal of bank system, it is characterized in that, comprising:
Server terminal device, its distribution is arranged on several places, described server terminal device inside is integrated with central processing unit, display interface, input keyboard, Cashier and identification module, described central processing unit is connected with bank network communication, described identification module and described central processing unit communicate to connect, and described identification module comprises wireless transmission/receiver module, information authentication module and microprocessor;
Bank's label card, described bank's label card inside is integrated with chip, Anneta module and radio frequency interface module, described Anneta module is connected with described radio frequency interface module, described radio frequency interface module is connected with described chip, be integrated with bank's account information of subscriber identity information and user in described chip, described chip is communicated to connect by agreement and described microprocessor;
Shield door, it is arranged on around described server terminal device, described shield door is provided with signal shielding interlayer, for dividing the identified region of described identification module.
2. as claimed in claim 1 based on RFID without the need to card insert type self service terminal of bank system, it is characterized in that, described shield door is provided with the switch that automatically latches, the described switch that automatically latches is connected with microprocessor communication, described automatically latch action time, described microprocessor controls described wireless transmission/receiver module and sends card seeking instruction.
3. as claimed in claim 1 based on RFID without the need to card insert type self service terminal of bank system, it is characterized in that, described server terminal device is also provided with magnetic stripe and reads window, described magnetic stripe reads window and is connected with described central processing unit communication, described bank label card is provided with magnetic stripe in appearance, and described magnetic stripe is connected with described chip communication.
4. as claimed in claim 1 based on RFID without the need to card insert type self service terminal of bank system, it is characterized in that, described input keyboard and described display interface are connected with described central processing unit communication respectively, described display interface is provided with multiple choices dialog box, and described display interface is touch interaction interface.
5. as claimed in claim 4 based on RFID without the need to card insert type self service terminal of bank system, it is characterized in that, described wireless transmission/receiver module, information authentication module are connected with described microprocessor respectively, and described microprocessor is connected with described central processing unit communication.
6. as claimed in claim 5 based on RFID without the need to card insert type self service terminal of bank system, it is characterized in that, be provided with power supply signal in described radio frequency interface module and produce circuit, receiving circuit and transtation mission circuit, the receiving end that described power supply signal produces circuit is connected with described Anneta module, the output terminal that described power supply signal produces circuit is connected with described chip, receiving circuit and transtation mission circuit simultaneously, and described receiving circuit and transtation mission circuit are connected with described chip communication respectively.
7. as claimed in claim 6 based on RFID without the need to card insert type self service terminal of bank system, it is characterized in that, described Anneta module adopts identical frequency of operation with described wireless transmission/receiver module.
8. as claimed in claim 7 based on RFID without the need to card insert type self service terminal of bank system, it is characterized in that, in described information authentication module, be provided with the secret key of checking of described agreement, in described chip, be provided with the secret key of confirmation of described agreement.
9. as claimed in claim 8 based on RFID without the need to card insert type self service terminal of bank system, it is characterized in that, in described microprocessor, include selection instruction, in described chip, include response instruction.
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| CN201510358626.4A CN105046840A (en) | 2015-06-25 | 2015-06-25 | RFID (radio frequency identification)-based non-plug-in type bank self-service terminal system |
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| CN201510358626.4A CN105046840A (en) | 2015-06-25 | 2015-06-25 | RFID (radio frequency identification)-based non-plug-in type bank self-service terminal system |
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| CN105872507A (en) * | 2016-06-12 | 2016-08-17 | 浪潮（苏州）金融技术服务有限公司 | Interaction device for prompting bank business volume |
| CN106971127A (en) * | 2017-05-11 | 2017-07-21 | 中国农业银行股份有限公司 | A kind of bank card and bank's card identification method and system |
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