CN104992330A - Payment method and corresponding terminal equipment - Google Patents

Payment method and corresponding terminal equipment Download PDF

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Publication number
CN104992330A
CN104992330A CN201510373131.9A CN201510373131A CN104992330A CN 104992330 A CN104992330 A CN 104992330A CN 201510373131 A CN201510373131 A CN 201510373131A CN 104992330 A CN104992330 A CN 104992330A
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CN
China
Prior art keywords
legal
image
fingerprint
image information
finger print
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201510373131.9A
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Chinese (zh)
Inventor
张翘
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Nubia Technology Co Ltd
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Nubia Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Nubia Technology Co Ltd filed Critical Nubia Technology Co Ltd
Priority to CN201510373131.9A priority Critical patent/CN104992330A/en
Publication of CN104992330A publication Critical patent/CN104992330A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

Abstract

The invention provides a payment method applied to terminal equipment. The method comprises steps of when terminal equipment receives a payment request, determining whether or not an obtained fingerprint message is a legal fingerprint and determining whether or not an obtained image message is a legal image; and when the fingerprint message is determined to be the legal fingerprint and the image message is determined to be the legal image, finishing payment operation. Due to double identification of the fingerprint and the image, illegal payment of a lawless person is prevented. According to the invention, the usage is convenient, the user does not need to remember a password, the safety is high, and the user experience is improved.

Description

A kind of method of payment and corresponding terminal equipment
Technical field
The present invention relates to the communications field, be specifically related to a kind of method and corresponding terminal equipment of payment.
Background technology
Nowadays the payment behavior undertaken by network is day by day prevailing, but, due to the complicacy of network environment and the insecurity of network environment, cause disburser to be easily stolen when paying password or just automatically pay in undelegated situation, security is poor.
Summary of the invention:
The invention provides a kind of method and corresponding terminal equipment of payment, to improve the security paid by terminal device.
For solving the problems of the technologies described above, the invention provides a kind of method of payment, described method comprises:
When terminal device receives payment request, judge whether the finger print information obtained is legal fingerprint and judges whether the image information obtained is legal image;
When judging that described finger print information is legal fingerprint and described image information is legal image, complete delivery operation.
Preferably,
Whether the described finger print information judging acquisition is that legal fingerprint comprises:
Described finger print information and each legal fingerprint preserved in advance are compared, when described finger print information is consistent with any one in described legal fingerprint, then judges that described finger print information is legal fingerprint;
Whether the described image information judging acquisition is that legal image comprises:
Described image information and each legal image preserved in advance are compared, when described image information is consistent with any one in described legal image, then judges that described image information is legal image;
Wherein, the quantity of the described legal fingerprint preserved in advance is one or more, and the quantity of the described legal image preserved in advance is one or more.
Preferably,
The image information of described acquisition is the image information obtained by the shooting part of described terminal device;
Described the image information of described acquisition and each legal image to preserve in advance to be compared, when the image information of described acquisition is consistent with any one in described legal image, then judge that described acquisition image information is that legal image comprises:
Described image information and described each legal image are carried out profile comparison and texture comparison successively, when the contour similarity of any one in described image information and described legal image and texture similarity all reach predetermined threshold, then judge that the legal image of described image information and this is consistent.
Preferably,
Described profile comparison comprises:
Profile comparison is carried out with described legal image after described image information being carried out the traversal of one or more process following:
Amplify process, reduce process and rotate process.
Preferably,
Described when terminal device receives payment request, judge whether the finger print information obtained is legal fingerprint and judges whether the image information obtained is that legal image comprises:
Obtain finger print information when terminal device receives and pays request, judge whether described finger print information is legal fingerprint, judge when described finger print information is legal fingerprint whether described image information is legal image.
The present invention also provides a kind of terminal device, and described terminal device comprises:
Judge module, when paying request for receiving when terminal device, judges whether the finger print information obtained is legal fingerprint and judges whether the image information obtained is legal image;
Payment module, for when judging that described finger print information is legal fingerprint and described image information is legal image, completes delivery operation.
Preferably,
Described judge module is for judging whether the finger print information obtained is that legal fingerprint specifically refers to:
Described finger print information and each legal fingerprint preserved in advance are compared, when described finger print information is consistent with any one in described legal fingerprint, then judges that described finger print information is legal fingerprint;
Described judge module is for judging whether the image information obtained is that legal image specifically refers to:
Described image information and each legal image preserved in advance are compared, when described image information is consistent with any one in described legal image, then judges that described image information is legal image;
Wherein, the quantity of the described legal fingerprint preserved in advance is one or more, and the quantity of the described legal image preserved in advance is one or more.
Preferably,
The image information of described acquisition is the image information obtained by the shooting part of described terminal device;
Described judge module also comprises image ratio to submodule;
Described image ratio is used for described image information and described each legal image to carry out profile comparison and texture comparison successively to submodule, when the contour similarity of any one in described image information and described legal image and texture similarity all reach predetermined threshold, then judge that the legal image of described image information and this is consistent.
Preferably,
Described image ratio comprises profile comparing unit to submodule,
Described profile comparing unit carries out profile comparison with described legal image after being used for described image information being carried out the following traversal that one or more process:
Amplify process, reduce process and rotate process.
Preferably,
Described judge module is used for when terminal device receives payment request, judges whether the finger print information obtained is legal fingerprint and judges whether the image information obtained is that legal image specifically refers to:
Obtain finger print information when terminal device receives and pays request, judge whether described finger print information is legal fingerprint, judge when described finger print information is legal fingerprint whether described image information is legal image.
The dual identification of such scheme fingerprint and image, the illegal payment of the lawless person avoided, the method is easy to use, and user is without the need to memory cipher, and security is high, improves user experience.
Accompanying drawing explanation
Fig. 1 is the hardware configuration schematic diagram of the mobile terminal realizing each embodiment of the present invention;
Fig. 2 is the wireless communication system schematic diagram of mobile terminal as shown in Figure 1;
Fig. 3 is the process flow diagram of the method paid in the embodiment of the present invention one;
Fig. 4 is the structural representation of terminal device in the embodiment of the present invention one.
Embodiment
For making the object of the application, technical scheme and advantage clearly understand, hereinafter will by reference to the accompanying drawings the embodiment of the application be described in detail.It should be noted that, when not conflicting, the embodiment in the application and the feature in embodiment can combination in any mutually.
For making the object of the application, technical scheme and advantage clearly understand, hereinafter will by reference to the accompanying drawings the embodiment of the application be described in detail.It should be noted that, when not conflicting, the embodiment in the application and the feature in embodiment can combination in any mutually.
Should be appreciated that specific embodiment described herein only in order to explain the present invention, be not intended to limit the present invention.
The mobile terminal realizing each embodiment of the present invention is described referring now to accompanying drawing.In follow-up description, use the suffix of such as " module ", " parts " or " unit " for representing element only in order to be conducive to explanation of the present invention, itself is specific meaning not.Therefore, " module " and " parts " can mixedly use.
Mobile terminal can be implemented in a variety of manners.Such as, the terminal described in the present invention can comprise the such as mobile terminal of mobile phone, smart phone, notebook computer, digit broadcasting receiver, PDA (personal digital assistant), PAD (panel computer), PMP (portable media player), guider etc. and the fixed terminal of such as digital TV, desk-top computer etc.Below, suppose that terminal is mobile terminal.But it will be appreciated by those skilled in the art that except the element except being used in particular for mobile object, structure according to the embodiment of the present invention also can be applied to the terminal of fixed type.
Fig. 1 is the hardware configuration signal of the mobile terminal realizing each embodiment of the present invention.
Mobile terminal 100 can comprise wireless communication unit 110, A/V (audio/video) input block 120, user input unit 130, sensing cell 140, output unit 150, storer 160, interface unit 170, controller 180 and power supply unit 190 etc.Fig. 1 shows the mobile terminal with various assembly, it should be understood that, does not require to implement all assemblies illustrated.Can alternatively implement more or less assembly.Will be discussed in more detail below the element of mobile terminal.
Wireless communication unit 110 generally includes one or more assembly, and it allows the wireless communication between mobile terminal 100 and wireless communication system or network.Such as, wireless communication unit can comprise at least one in broadcast reception module 111, mobile communication module 112, wireless Internet module 113, short range communication module 114 and positional information module 115.
Broadcast reception module 111 via broadcast channel from external broadcasting management server receiving broadcast signal and/or broadcast related information.Broadcast channel can comprise satellite channel and/or terrestrial channel.Broadcast management server can be generate and send the server of broadcast singal and/or broadcast related information or the broadcast singal generated before receiving and/or broadcast related information and send it to the server of terminal.Broadcast singal can comprise TV broadcast singal, radio signals, data broadcasting signal etc.And broadcast singal may further include the broadcast singal combined with TV or radio signals.Broadcast related information also can provide via mobile communications network, and in this case, broadcast related information can be received by mobile communication module 112.Broadcast singal can exist in a variety of manners, such as, it can exist with the form of the electronic service guidebooks (ESG) of the electronic program guides of DMB (DMB) (EPG), digital video broadcast-handheld (DVB-H) etc.Broadcast reception module 111 can by using the broadcast of various types of broadcast system Received signal strength.Especially, broadcast reception module 111 can by using such as multimedia broadcasting-ground (DMB-T), DMB-satellite (DMB-S), digital video broadcasting-hand-held (DVB-H), and the digit broadcasting system of the Radio Data System, received terrestrial digital broadcasting integrated service (ISDB-T) etc. of forward link media (MediaFLO@) receives digital broadcasting.Broadcast reception module 111 can be constructed to be applicable to providing the various broadcast system of broadcast singal and above-mentioned digit broadcasting system.The broadcast singal received via broadcast reception module 111 and/or broadcast related information can be stored in storer 160 (or storage medium of other type).
Radio signal is sent at least one in base station (such as, access point, Node B etc.), exterior terminal and server and/or receives radio signals from it by mobile communication module 112.Various types of data that such radio signal can comprise voice call signal, video calling signal or send according to text and/or Multimedia Message and/or receive.
Wireless Internet module 113 supports the Wi-Fi (Wireless Internet Access) of mobile terminal.This module can be inner or be externally couple to terminal.Wi-Fi (Wireless Internet Access) technology involved by this module can comprise WLAN (WLAN) (Wi-Fi), Wibro (WiMAX), Wimax (worldwide interoperability for microwave access), HSDPA (high-speed downlink packet access) etc.
Short range communication module 114 is the modules for supporting junction service.Some examples of short-range communication technology comprise bluetooth TM, radio-frequency (RF) identification (RFID), Infrared Data Association (IrDA), ultra broadband (UWB), purple honeybee TM etc.
Positional information module 115 is the modules of positional information for checking or obtain mobile terminal.The typical case of positional information module is GPS (GPS).According to current technology, GPS module 115 calculates from the range information of three or more satellite and correct time information and for the Information application triangulation calculated, thus calculates three-dimensional current location information according to longitude, latitude and pin-point accuracy.Current, the method for calculating position and temporal information uses three satellites and by using the error of the position that goes out of an other satellite correction calculation and temporal information.In addition, GPS module 115 can carry out computing velocity information by Continuous plus current location information in real time.
A/V input block 120 is for audio reception or vision signal.A/V input block 120 can comprise camera 121 and microphone 1220, and the view data of camera 121 to the static images obtained by image capture apparatus in Video Capture pattern or image capture mode or video processes.Picture frame after process may be displayed on display unit 151.Picture frame after camera 121 processes can be stored in storer 160 (or other storage medium) or via wireless communication unit 110 and send, and can provide two or more cameras 1210 according to the structure of mobile terminal.Such acoustic processing can via microphones sound (voice data) in telephone calling model, logging mode, speech recognition mode etc. operational mode, and can be voice data by microphone 122.Audio frequency (voice) data after process can be converted to the formatted output that can be sent to mobile communication base station via mobile communication module 112 when telephone calling model.Microphone 122 can be implemented various types of noise and eliminate (or suppress) algorithm and receiving and sending to eliminate (or suppression) noise or interference that produce in the process of sound signal.
User input unit 130 can generate key input data to control the various operations of mobile terminal according to the order of user's input.User input unit 130 allows user to input various types of information, and keyboard, the young sheet of pot, touch pad (such as, detecting the touch-sensitive assembly of the change of the resistance, pressure, electric capacity etc. that cause owing to being touched), roller, rocking bar etc. can be comprised.Especially, when touch pad is superimposed upon on display unit 151 as a layer, touch-screen can be formed.
Sensing cell 140 detects the current state of mobile terminal 100, (such as, mobile terminal 100 open or close state), the position of mobile terminal 100, user for mobile terminal 100 contact (namely, touch input) presence or absence, the orientation of mobile terminal 100, the acceleration or deceleration of mobile terminal 100 move and direction etc., and generate order or the signal of the operation for controlling mobile terminal 100.Such as, when mobile terminal 100 is embodied as sliding-type mobile phone, sensing cell 140 can sense this sliding-type phone and open or close.In addition, whether whether sensing cell 140 can detect power supply unit 190 provides electric power or interface unit 170 to couple with external device (ED).Sensing cell 140 can comprise proximity transducer 1410 and will be described this in conjunction with touch-screen below.
Interface unit 170 is used as at least one external device (ED) and is connected the interface that can pass through with mobile terminal 100.Such as, external device (ED) can comprise wired or wireless head-band earphone port, external power source (or battery charger) port, wired or wireless FPDP, memory card port, for connecting the port, audio frequency I/O (I/O) port, video i/o port, ear port etc. of the device with identification module.Identification module can be that storage uses the various information of mobile terminal 100 for authentication of users and can comprise subscriber identification module (UIM), client identification module (SIM), Universal Subscriber identification module (USIM) etc.In addition, the device (hereinafter referred to " recognition device ") with identification module can take the form of smart card, and therefore, recognition device can be connected with mobile terminal 100 via port or other coupling arrangement.Interface unit 170 may be used for receive from external device (ED) input (such as, data message, electric power etc.) and the input received be transferred to the one or more element in mobile terminal 100 or may be used for transmitting data between mobile terminal and external device (ED).
In addition, when mobile terminal 100 is connected with external base, interface unit 170 can be used as to allow by it electric power to be provided to the path of mobile terminal 100 from base or can be used as the path that allows to be transferred to mobile terminal by it from the various command signals of base input.The various command signal inputted from base or electric power can be used as and identify whether mobile terminal is arranged on the signal base exactly.Output unit 150 is constructed to provide output signal (such as, sound signal, vision signal, alarm signal, vibration signal etc.) with vision, audio frequency and/or tactile manner.Output unit 150 can comprise display unit 151, dio Output Modules 152, alarm unit 153 etc.
Display unit 151 may be displayed on the information of process in mobile terminal 100.Such as, when mobile terminal 100 is in telephone calling model, display unit 151 can show with call or other communicate (such as, text messaging, multimedia file are downloaded etc.) be correlated with user interface (UI) or graphic user interface (GUI).When mobile terminal 100 is in video calling pattern or image capture mode, display unit 151 can the image of display capture and/or the image of reception, UI or GUI that video or image and correlation function are shown etc.
Meanwhile, when display unit 151 and touch pad as a layer superposed on one another to form touch-screen time, display unit 151 can be used as input media and output unit.Display unit 151 can comprise at least one in liquid crystal display (LCD), thin film transistor (TFT) LCD (TFT-LCD), Organic Light Emitting Diode (OLED) display, flexible display, three-dimensional (3D) display etc.Some in these displays can be constructed to transparence and watch from outside to allow user, and this can be called transparent display, and typical transparent display can be such as TOLED (transparent organic light emitting diode) display etc.According to the specific embodiment wanted, mobile terminal 100 can comprise two or more display units (or other display device), such as, mobile terminal can comprise outernal display unit (not shown) and inner display unit (not shown).Touch-screen can be used for detecting touch input pressure and touch input position and touch and inputs area.
When dio Output Modules 152 can be under the isotypes such as call signal receiving mode, call mode, logging mode, speech recognition mode, broadcast reception mode at mobile terminal, voice data convert audio signals that is that wireless communication unit 110 is received or that store in storer 160 and exporting as sound.And dio Output Modules 152 can provide the audio frequency relevant to the specific function that mobile terminal 100 performs to export (such as, call signal receives sound, message sink sound etc.).Dio Output Modules 152 can comprise loudspeaker, hummer etc.
Alarm unit 153 can provide and export that event informed to mobile terminal 100.Typical event can comprise calling reception, message sink, key signals input, touch input etc.Except audio or video exports, alarm unit 153 can provide in a different manner and export with the generation of notification event.Such as, alarm unit 153 can provide output with the form of vibration, when receive calling, message or some other enter communication (incomingcommunication) time, alarm unit 153 can provide sense of touch to export (that is, vibrating) to notify to user.By providing such sense of touch to export, even if when the mobile phone of user is in the pocket of user, user also can identify the generation of various event.Alarm unit 153 also can provide the output of the generation of notification event via display unit 151 or dio Output Modules 152.
Storer 160 software program that can store process and the control operation performed by controller 180 etc., or temporarily can store oneself through exporting the data (such as, telephone directory, message, still image, video etc.) that maybe will export.And, storer 160 can store about when touch be applied to touch-screen time the vibration of various modes that exports and the data of sound signal.
Storer 160 can comprise the storage medium of at least one type, described storage medium comprises flash memory, hard disk, multimedia card, card-type storer (such as, SD or DX storer etc.), random access storage device (RAM), static random-access memory (SRAM), ROM (read-only memory) (ROM), Electrically Erasable Read Only Memory (EEPROM), programmable read only memory (PROM), magnetic storage, disk, CD etc.And mobile terminal 100 can be connected the memory function of execute store 160 network storage device with by network cooperates.
Controller 180 controls the overall operation of mobile terminal usually.Such as, controller 180 performs the control relevant to voice call, data communication, video calling etc. and process.In addition, controller 180 can comprise the multi-media module 1810 for reproducing (or playback) multi-medium data, and multi-media module 1810 can be configured in controller 180, or can be configured to be separated with controller 180.Controller 180 can pattern recognition process, is identified as character or image so that input is drawn in the handwriting input performed on the touchscreen or picture.
Power supply unit 190 receives external power or internal power and provides each element of operation and the suitable electric power needed for assembly under the control of controller 180.
Various embodiment described herein can to use such as computer software, the computer-readable medium of hardware or its any combination implements.For hardware implementation, embodiment described herein can by using application-specific IC (ASIC), digital signal processor (DSP), digital signal processing device (DSPD), programmable logic device (PLD), field programmable gate array (FPGA), processor, controller, microcontroller, microprocessor, being designed at least one performed in the electronic unit of function described herein and implementing, in some cases, such embodiment can be implemented in controller 180.For implement software, the embodiment of such as process or function can be implemented with allowing the independent software module performing at least one function or operation.Software code can be implemented by the software application (or program) write with any suitable programming language, and software code can be stored in storer 160 and to be performed by controller 180.
So far, oneself is through the mobile terminal according to its functional description.Below, for the sake of brevity, by the slide type mobile terminal that describes in various types of mobile terminals of such as folded form, board-type, oscillating-type, slide type mobile terminal etc. exemplarily.Therefore, the present invention can be applied to the mobile terminal of any type, and is not limited to slide type mobile terminal.
Mobile terminal 100 as shown in Figure 1 can be constructed to utilize and send the such as wired and wireless communication system of data via frame or grouping and satellite-based communication system operates.
Describe wherein according to the communication system that mobile terminal of the present invention can operate referring now to Fig. 2.
Such communication system can use different air interfaces and/or Physical layer.Such as, the air interface used by communication system comprises such as frequency division multiple access (FDMA), time division multiple access (TDMA) (TDMA), CDMA (CDMA) and universal mobile telecommunications system (UMTS) (especially, Long Term Evolution (LTE)), global system for mobile communications (GSM) etc.As non-limiting example, description below relates to cdma communication system, but such instruction is equally applicable to the system of other type.
With reference to figure 2, cdma wireless communication system can comprise multiple mobile terminal 100, multiple base station (BS) 270, base station controller (BSC) 275 and mobile switching centre (MSC) 280.MSC280 is constructed to form interface with Public Switched Telephony Network (PSTN) 290.MSC280 is also constructed to form interface with the BSC275 that can be couple to base station 270 via back haul link.Back haul link can construct according to any one in some interfaces that oneself knows, described interface comprises such as E1/T1, ATM, IP, PPP, frame relay, HDSL, ADSL or xDSL.Will be appreciated that system as shown in Figure 2 can comprise multiple BSC2750.
Each BS270 can serve one or more subregion (or region), by multidirectional antenna or point to specific direction each subregion of antenna cover radially away from BS270.Or each subregion can by two or more antenna covers for diversity reception.Each BS270 can be constructed to support multiple parallel compensate, and each parallel compensate has specific frequency spectrum (such as, 1.25MHz, 5MHz etc.).
Subregion can be called as CDMA Channel with intersecting of parallel compensate.BS270 also can be called as base station transceiver subsystem (BTS) or other equivalent terms.Under these circumstances, term " base station " may be used for broadly representing single BSC275 and at least one BS270.Base station also can be called as " cellular station ".Or each subregion of particular B S270 can be called as multiple cellular station.
As shown in Figure 2, broadcast singal is sent to the mobile terminal 100 at operate within systems by broadcsting transmitter (BT) 295.Broadcast reception module 111 as shown in Figure 1 is arranged on mobile terminal 100 and sentences the broadcast singal receiving and sent by BT295.In fig. 2, several GPS (GPS) satellite 300 is shown.Satellite 300 helps at least one in the multiple mobile terminal 100 in location.
In fig. 2, depict multiple satellite 300, but understand, the satellite of any number can be utilized to obtain useful locating information.GPS module 115 as shown in Figure 1 is constructed to coordinate to obtain the locating information wanted with satellite 300 usually.Substitute GPS tracking technique or outside GPS tracking technique, can use can other technology of position of tracking mobile terminal.In addition, at least one gps satellite 300 optionally or extraly can process satellite dmb transmission.
As a typical operation of wireless communication system, BS270 receives the reverse link signal from various mobile terminal 100.Mobile terminal 100 participates in call usually, information receiving and transmitting communicates with other type.Each reverse link signal that certain base station 270 receives is processed by particular B S270.The data obtained are forwarded to relevant BSC275.BSC provides call Resourse Distribute and comprises the mobile management function of coordination of the soft switching process between BS270.The data received also are routed to MSC280 by BSC275, and it is provided for the extra route service forming interface with PSTN290.Similarly, PSTN290 and MSC280 forms interface, and MSC and BSC275 forms interface, and BSC275 correspondingly control BS270 so that forward link signals is sent to mobile terminal 100.
Based on above-mentioned mobile terminal hardware configuration and communication system, each embodiment of the inventive method is proposed.
Embodiment one
Terminal device of the present invention can the terminal device of concrete payment function, such as mobile phone, ipad and PC etc.Simultaneously terminal device of the present invention also needs to possess fingerprint identification function and image collecting function and image identification function.
For mobile phone, user needs to prestore legal fingerprint and legal image information in mobile phone again, legal finger print information can be multiple, the fingerprint of the difference finger of such as same user, the fingerprint of all right different user, the finger print information of such as friends and family can prestore as legal fingerprint.User also will prestore legal image information, can be the article that user often uses, also can the image information of animal or personage.When paying, the finger print information of the person that needs validation of payment, needs disburser to provide the picture of the article prestored simultaneously, and is compared with the picture of the article prestored before by the picture paying these article be to provide.Only have after fingerprint comparison and item pictures comparison are all correct, just can pay.
The method not only avoids independent fingerprint and pays the risk brought because fingerprint is stolen, even and if daily middle stealer see the picture of storage, also because shooting angle and distance are not known or cannot obtain subject thus cannot carry out stealing activity.
Technical scheme of the present invention is further illustrated below in conjunction with accompanying drawing.
As shown in Figure 3, the present embodiment provides a kind of method of payment, is applied to terminal device, and described method comprises:
Step S11: when terminal device receives payment request, judges whether the finger print information obtained is legal fingerprint and judges whether the image information obtained is legal image;
Concrete, described finger print information and each legal fingerprint preserved in advance can be compared, when described finger print information is consistent with any one in described legal fingerprint, then judge that described finger print information is legal fingerprint.
Described image information and each legal image preserved in advance are compared, when described image information is consistent with any one in described legal image, then judges that described image information is legal image;
Wherein, the quantity of the legal fingerprint preserved in advance is one or more, and the quantity of the legal image preserved in advance is one or more.
Further, in the present embodiment, the image information of acquisition is the image information obtained by the shooting part of terminal device;
When carrying out image information comparison, image information and each legal image are carried out profile comparison and texture comparison successively, when the contour similarity of any one in image information and legal image and texture similarity all reach predetermined threshold, then judge that the legal image of image information and this is consistent.
Wherein, profile comparison can be carry out profile comparison with described legal image after the traversal of described image information being carried out one or more process following: amplify and process, reduce to process and rotate and process.
Step S12: when judging that described finger print information is legal fingerprint and described image information is legal image, complete delivery operation.
It should be noted that, the order of carrying out finger print information comparison and image information comparison can set priority, as, finger print information is obtained when terminal device receives and pays request, judge whether described finger print information is legal fingerprint, judge when described finger print information is legal fingerprint whether described image information is legal image.
Certainly, first can also obtaining view data in other embodiments and carry out the judgement of view data, when judging to obtain finger print information again after view data is legal image, then judging whether finger print information is legal fingerprint further.
Meanwhile, the image ratio in the present invention to the comparison that can comprise shooting angle, the size comparison of taking pictures, and take bright dark degree and contrast etc.
Be the image ratio pair under varying environment, first the contour feature of shot object is extracted, compare with the contour feature of object in the photo stored and (during comparison, the picture of rear shooting is zoomed in or out and travel through, enlargement factor or minification can be programmed voluntarily and be determined, zoom in or out at every turn and all carry out silhouette contrast with the former picture stored, prevent because shooting distance difference causes erroneous judgement; Also need the traversal of the profile photograph of shot object being carried out to rotational transform simultaneously, prevent the angle of taking from having nuance to cause erroneous judgement), if comparison two photo contour similarities reach certain standard, (standard sets by during software programming, as 90% or other numerical value etc.) after, again the texture of object is contrasted, if two contrasts all meet Measurement of Similarity, then think that the two articles of shooting is consistent.Certainly, can loss in detail be caused during the photo extract body characteristics profile may taken under darker environment, also must be equipped with flashlamp and take pictures, light filling can be carried out and take pictures under comparatively dark situation.
Technical scheme of the present invention is further illustrated below in conjunction with concrete scene.
User A uses mobile phone to carry out network payment, and user B is the friend of user A, user A has a pet dog, and body-worn amulet.User A has prestored the fingerprint of the fingerprint of user A right hand forefinger, left and right thumbprint and user B right hand forefinger in mobile phone.Simultaneously user A also prestored in mobile phone pet dog image, store certainly taking pictures of talismanic image and user A.
Scene one
When user A needs to carry out network payment by this mobile phone, first enter fingerprint typing region and carry out fingerprint recognition, user A uses the right hand female fingering row fingerprint authentication, and now fingerprint authentication does not pass through, and causes paying unsuccessfully.
Scene two
When user A needs to carry out network payment by this mobile phone, first enter fingerprint typing region and carry out fingerprint recognition, user A uses left hand female fingering row fingerprint authentication, and now fingerprint authentication passes through.Next need prompting user A to provide image, will start preposition or post-positioned pick-up head, user have taken the image of cup at one's side, now causes image authentication not pass through, and causes paying unsuccessfully.
Scene three
When user A needs to carry out network payment by this mobile phone, first enter fingerprint typing region and carry out fingerprint recognition, user A uses right hand forefinger to carry out fingerprint authentication, and now fingerprint authentication passes through.Next need prompting user A to provide image, will start preposition or post-positioned pick-up head, user have taken from taking pictures, and now image authentication passes through, and completes delivery operation.
Scene four
When user B needs to use the mobile phone of user A to carry out network payment, first enter fingerprint typing region and carry out fingerprint recognition, user B uses right hand forefinger to carry out fingerprint authentication, and now fingerprint authentication passes through.Next need prompting user to provide image, will start preposition or post-positioned pick-up head, due to user B and user A relation very good, therefore have taken the pet dog of user A, now image authentication passes through, and the mobile phone of user B use user A completes delivery operation.
Scene five
When the object of shooting is damaged or has larger variation, or disburser forget when taking pictures original photo preserved be what article or object time, the legal image of configuration can be reset to request, after now the terminal device information of carrying out is checked, authorize the authority that disburser changes legal image.
User A is by after fingerprint authentication, need the picture that shooting is provided, what now user A preserved before forgetting has been the image of which object, user A just sends the request changing legal image, usual mobile phone can return some cross-check information upon receiving the request, it also can be shown by third party that cross-check information can directly show on mobile phone, passes through, then can give the user A authority revising legal image if information is checked.Such as, user A is the image of a door key legal amending image.
Simultaneously, the method of payment of the present embodiment can app form be shown to user, the user having installed this app just there will be two above-mentioned fingerprint authentication regions and image authentication region when opening, when fingerprint authentication and image authentication all by after just can carry out payment affirmation.This app can also provide the function changing comparison picture in real time simultaneously, using the comparison picture of current storage as source, after obtaining contrast confirmation, again can take comparison picture to store, user can be followed one's inclinations and all change contrast picture every day at any time, reach the effect of cipher random, more can complete payment activity safely and effectively.
Method of payment of the present invention is easy to use, be convenient to user operation, without the need to memory cipher, even if think that the person of stealing secret information of steal information knows pictorial information, also can cannot complete because of subject cannot be obtained the activity of stealing, make to pay on basis at simple fingerprint to make payment more safe and efficient, user also can change picture every day, accomplishes the randomness of password.
Embodiment two
As shown in Figure 4, the present embodiment also provides a kind of terminal device, and described terminal device comprises:
Judge module 10, when paying request for receiving when terminal device, judges whether the finger print information obtained is legal fingerprint and judges whether the image information obtained is legal image;
Payment module 12, for when judging that described finger print information is legal fingerprint and described image information is legal image, completes delivery operation.
Preferably,
Described judge module 10 is for judging whether the finger print information obtained is that legal fingerprint specifically refers to:
Described finger print information and each legal fingerprint preserved in advance are compared, when described finger print information is consistent with any one in described legal fingerprint, then judges that described finger print information is legal fingerprint;
Described judge module is for judging whether the image information obtained is that legal image specifically refers to:
Described image information and each legal image preserved in advance are compared, when described image information is consistent with any one in described legal image, then judges that described image information is legal image;
Wherein, the quantity of the described legal fingerprint preserved in advance is one or more, and the quantity of the described legal image preserved in advance is one or more.
Preferably,
The image information of described acquisition is the image information obtained by the shooting part of described terminal device;
Described judge module also comprises image ratio to submodule 101;
Described image ratio is used for described image information and described each legal image to carry out profile comparison and texture comparison successively to submodule, when the contour similarity of any one in described image information and described legal image and texture similarity all reach predetermined threshold, then judge that the legal image of described image information and this is consistent.
Preferably,
Described image ratio comprises profile comparing unit 1011 to submodule 101,
Described profile comparing unit 1011 carries out profile comparison with described legal image after described image information being carried out the following traversal that one or more process:
Amplify process, reduce process and rotate process.
Preferably,
When described judge module 11 pays request for receiving when terminal device, judge whether the finger print information obtained is legal fingerprint and judges whether the image information obtained is that legal image specifically refers to:
Obtain finger print information when terminal device receives and pays request, judge whether described finger print information is legal fingerprint, judge when described finger print information is legal fingerprint whether described image information is legal image.
The invention described above embodiment sequence number, just to describing, does not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be well understood to the mode that above-described embodiment method can add required general hardware platform by software and realize, hardware can certainly be passed through, but in a lot of situation, the former is better embodiment.Based on such understanding, technical scheme of the present invention can embody with the form of software product the part that prior art contributes in essence in other words, this computer software product is stored in a storage medium (as ROM/RAM, magnetic disc, CD), comprising some instructions in order to make a station terminal equipment (can be mobile phone, computing machine, server, air conditioner, or the network equipment etc.) perform method described in each embodiment of the present invention.
The foregoing is only the preferred embodiments of the present invention, be not limited to the present invention, for a person skilled in the art, the present invention can have various modifications and variations.Within the spirit and principles in the present invention all, any amendment done, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.The all or part of step that one of ordinary skill in the art will appreciate that in said method is carried out instruction related hardware by program and is completed, and described program can be stored in computer-readable recording medium, as ROM (read-only memory), disk or CD etc.Alternatively, all or part of step of above-described embodiment also can use one or more integrated circuit to realize, and correspondingly, each module/module in above-described embodiment can adopt the form of hardware to realize, and the form of software function module also can be adopted to realize.The application is not restricted to the combination of the hardware and software of any particular form.

Claims (10)

1. the method paid, be applied to terminal device, it is characterized in that, described method comprises:
When terminal device receives payment request, judge whether the finger print information obtained is legal fingerprint and judges whether the image information obtained is legal image;
When judging that described finger print information is legal fingerprint and described image information is legal image, complete delivery operation.
2. the method for claim 1, is characterized in that:
Whether the described finger print information judging acquisition is that legal fingerprint comprises:
Described finger print information and each legal fingerprint preserved in advance are compared, when described finger print information is consistent with any one in described legal fingerprint, then judges that described finger print information is legal fingerprint;
Whether the described image information judging acquisition is that legal image comprises:
Described image information and each legal image preserved in advance are compared, when described image information is consistent with any one in described legal image, then judges that described image information is legal image;
Wherein, the quantity of the described legal fingerprint preserved in advance is one or more, and the quantity of the described legal image preserved in advance is one or more.
3. method as claimed in claim 2, is characterized in that:
The image information of described acquisition is the image information obtained by the shooting part of described terminal device;
Described the image information of described acquisition and each legal image to preserve in advance to be compared, when the image information of described acquisition is consistent with any one in described legal image, then judge that described acquisition image information is that legal image comprises:
Described image information and described each legal image are carried out profile comparison and texture comparison successively, when the contour similarity of any one in described image information and described legal image and texture similarity all reach predetermined threshold, then judge that the legal image of described image information and this is consistent.
4. method as claimed in claim 3, is characterized in that:
Described profile comparison comprises:
Profile comparison is carried out with described legal image after described image information being carried out the traversal of one or more process following:
Amplify process, reduce process and rotate process.
5. the method as described in as arbitrary in Claims 1-4, is characterized in that:
Described when terminal device receives payment request, judge whether the finger print information obtained is legal fingerprint and judges whether the image information obtained is that legal image comprises:
Obtain finger print information when terminal device receives and pays request, judge whether described finger print information is legal fingerprint, judge when described finger print information is legal fingerprint whether described image information is legal image.
6. a terminal device, is characterized in that, described terminal device comprises:
Judge module, when paying request for receiving when terminal device, judges whether the finger print information obtained is legal fingerprint and judges whether the image information obtained is legal image;
Payment module, for when judging that described finger print information is legal fingerprint and described image information is legal image, completes delivery operation.
7. terminal device as claimed in claim 6, is characterized in that:
Described judge module is for judging whether the finger print information obtained is that legal fingerprint specifically refers to:
Described finger print information and each legal fingerprint preserved in advance are compared, when described finger print information is consistent with any one in described legal fingerprint, then judges that described finger print information is legal fingerprint;
Described judge module is for judging whether the image information obtained is that legal image specifically refers to:
Described image information and each legal image preserved in advance are compared, when described image information is consistent with any one in described legal image, then judges that described image information is legal image;
Wherein, the quantity of the described legal fingerprint preserved in advance is one or more, and the quantity of the described legal image preserved in advance is one or more.
8. terminal device as claimed in claim 7, is characterized in that:
The image information of described acquisition is the image information obtained by the shooting part of described terminal device;
Described judge module also comprises image ratio to submodule;
Described image ratio is used for described image information and described each legal image to carry out profile comparison and texture comparison successively to submodule, when the contour similarity of any one in described image information and described legal image and texture similarity all reach predetermined threshold, then judge that the legal image of described image information and this is consistent.
9. terminal device as claimed in claim 8, is characterized in that:
Described image ratio comprises profile comparing unit to submodule,
Described profile comparing unit carries out profile comparison with described legal image after being used for described image information being carried out the following traversal that one or more process:
Amplify process, reduce process and rotate process.
10. the terminal device as described in as arbitrary in claim 6 to 9, is characterized in that:
Described judge module is used for when terminal device receives payment request, judges whether the finger print information obtained is legal fingerprint and judges whether the image information obtained is that legal image specifically refers to:
Obtain finger print information when terminal device receives and pays request, judge whether described finger print information is legal fingerprint, judge when described finger print information is legal fingerprint whether described image information is legal image.
CN201510373131.9A 2015-06-30 2015-06-30 Payment method and corresponding terminal equipment Pending CN104992330A (en)

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CN106570691A (en) * 2016-11-07 2017-04-19 努比亚技术有限公司 Electronic payment method, device and terminal

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CN104182764A (en) * 2014-08-19 2014-12-03 田文胜 Pattern recognition system
CN104331651A (en) * 2014-10-08 2015-02-04 无锡指网生物识别科技有限公司 Fingerprint- and voice recognition-based control system and equipment
CN104463143A (en) * 2014-12-26 2015-03-25 天津阳光码头互联网科技有限公司 Identification system based on image processing

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CN105869000A (en) * 2016-06-12 2016-08-17 江苏鼎昌科技有限公司 Article anti-counterfeiting verification system utilizing mobile phone to receive and transmit data
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