CN104978593A - Electronic payment method and noncontact IC card - Google Patents
Electronic payment method and noncontact IC card Download PDFInfo
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- CN104978593A CN104978593A CN201410131281.4A CN201410131281A CN104978593A CN 104978593 A CN104978593 A CN 104978593A CN 201410131281 A CN201410131281 A CN 201410131281A CN 104978593 A CN104978593 A CN 104978593A
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Abstract
The invention discloses an electronic payment method and a noncontact IC card for improving safety in use of the noncontact IC card. The electronic payment method is applied in a noncontact integrated circuit (IC) card. The noncontact IC card comprises a safety element (SE), an induction coil and a control module. The SE is connected with the induction coil through the control module. The electronic payment method comprises the steps of triggering the SE for detecting whether the control module is in a payment allowing state when the induction coil senses a fact that a field strength signal satisfies a preset condition; and when the SE ensures a fact that the control module is in the payment allowing state, performing an electronic payment operation.
Description
Technical field
The present invention relates to technical field of data security, particularly relate to a kind of electric paying method and contactless IC card.
Background technology
Along with the development of non-contact technology, user can carry out small amount payment, this kind of IC-card small volume by contactless IC cards such as financial integrated circuit (IC, IntegratedCircuit) card and city bus all-purpose cards, and user carries with conveniently.Only need contactless IC card can realize paying near contactless point-of-sale terminal (POS, Point of Sale) etc. in use.
As shown in Figure 1, for the structural representation of existing contactless IC card, comprise safety element (SE) and inductive coil, safety element has 2 radiofrequency signal interfaces, be connected with inductive coil head and the tail 2 contacts, form the loop of rf, inductive coil is for responding to the field intensity signal of contactless POS, when the field intensity signal sensed meets certain condition, namely trigger SE and carry out E-Payment operation.
In addition, along with support near-field communication (NFC, Near Field Communication) intelligent mobile terminal such as mobile phone universal rapidly of function, make to obtain by the intelligent mobile terminal such as mobile phone the data message carried in contactless IC card, and complete electronic cash payment by the NFC function of mobile phone and contactless IC card and become possibility.Such disabled user in the crowded space of the stream of people (such as, subway, railway station etc.), use the contactless IC card that NFC mobile phone or non-contact-type POS machine are carried with near validated user, and carry out radio communication, to steal the data message of validated user and to complete E-Payment, as can be seen here, there is certain security risks when using contactless IC card to carry out E-Payment operation.
Summary of the invention
The embodiment of the present invention provides a kind of electric paying method and contactless IC card, in order to improve the security that contactless IC card uses.
The embodiment of the present invention provides a kind of electric paying method, and be applied in contactless integrated circuit IC-card, described contactless IC card comprises safety element SE, inductive coil and control module, and described SE is connected by described control module with described inductive coil;
Described method, comprising:
When described inductive coil senses that field intensity signal meets pre-conditioned, trigger described SE and detect described control module and whether be in permission pay status;
When described SE determines that described control module is in permission pay status, carry out E-Payment operation.
The embodiment of the present invention provides a kind of contactless IC card, comprises safety element SE and inductive coil, also comprises control module, and described SE is connected by described control module with described inductive coil, wherein:
Described induction module, for induced field strength signal; And when described field intensity signal meets pre-conditioned, trigger described SE and detect described control module and whether be in permission pay status;
Described SE, during for determining that described control module is in permission pay status, carries out E-Payment operation.
The electric paying method that the embodiment of the present invention provides is applied in contactless IC card, owing to adding control module between SE and inductive coil, like this before carrying out E-Payment operation, whether can be in by detection control module allows the state paid to determine whether to pay, thus add contactless IC card use security, avoid disabled user steal the data message in validated user contactless IC card and carry out E-Payment operation cause validated user to lose.
Other features and advantages of the present invention will be set forth in the following description, and, partly become apparent from instructions, or understand by implementing the present invention.Object of the present invention and other advantages realize by structure specifically noted in write instructions, claims and accompanying drawing and obtain.
Accompanying drawing explanation
Accompanying drawing described herein is used to provide a further understanding of the present invention, forms a part of the present invention, and schematic description and description of the present invention, for explaining the present invention, does not form inappropriate limitation of the present invention.In the accompanying drawings:
Fig. 1 is in prior art, the structural representation of contactless IC card;
Fig. 2 is in the embodiment of the present invention, the structural representation of contactless IC card;
Fig. 3 is in the embodiment of the present invention, the implementing procedure schematic diagram of electric paying method.
Embodiment
In order to improve security when contactless IC card uses, embodiments provide a kind of electric paying method and contactless IC card.
Below in conjunction with Figure of description, the preferred embodiments of the present invention are described, be to be understood that, preferred embodiment described herein is only for instruction and explanation of the present invention, be not intended to limit the present invention, and when not conflicting, the embodiment in the present invention and the feature in embodiment can combine mutually.
As shown in Figure 2, be the structural representation of the contactless ic that the embodiment of the present invention provides, comprise SE(safety element) 21, inductive coil 22 and control module 23, wherein, safety element 21 is connected by control module 23 with inductive coil 22.
During concrete enforcement, triggering secure element 21, for induced field strength signal, when the field intensity signal sensed meets pre-conditioned, is triggered described SE and detects described control module and whether be in permission pay status by inductive coil 22; Safety element 21 is under the triggering of inductive coil 22, safety element 21 can determine whether to carry out E-Payment operation by the state of detection control module 23, concrete, if when safety element 21 determines that control module 23 is in permission pay status, E-Payment operation will be carried out, otherwise, forbid that this pays operation by mails.
Such as, when user needs to use contactless IC card to pay, by contactless IC card near contactless POS or the intelligent mobile terminal possessing NFC function, so that the field intensity signal that the intelligent mobile terminal that inductive coil 22 can sense contactless POS or possess NFC function is launched, when the field intensity signal that inductive coil 22 senses reaches default signal intensity, by triggering secure element 21, whether detection control module 23 is in the state allowing to pay, and determines whether to carry out E-Payment operation according to the state of control module 23.
Preferably, when specifically implementing, control module 23 can be switch module.Itself and the annexation between safety element 21 and inductive coil 22 are as follows: between safety element 21 and inductive coil 22, increase a mechanical switch contact, and normality lower contact disconnects, and presses this contact, line conduction, normally connects; Meanwhile, mechanical contact also can for time delay disconnect, that is: after pressing switch, automatic time delay a period of time (as 30 seconds) disconnects afterwards, during this period of time completes delivery operation.
Like this, when user needs to use contactless IC card to pay by mails, can opening switch module.If when switch module is in opening, safety element 21 determines that switch module is in the state allowing to pay.If switch module is in closed condition, safety element 21 is determined that switch module is in and is forbidden pay status.Accordingly, if when switch module is in opening, safety element 21 will carry out E-Payment operation, if when switch module is in closed condition, safety element 21 will be forbidden carrying out E-Payment operation.
Better, in the embodiment of the present invention, switch module is after the indicator signal receiving unlatching, state (as 30 minutes) can also be held open in setting duration, like this, when user needs again to carry out E-Payment operation in setting duration, can pay without the need to again carrying out switching manipulation, being user-friendly to.
Preferably, when specifically implementing, control module 23 can also be temperature sense module.Itself and the annexation between safety element 21 and inductive coil 22 are as follows: between safety element 21 and inductive coil 22, increase a triode, and triode one end connects safety element 21, one end connects inductive coil 22, and one end connects temperature sense module; Under normality, safety element 21 and inductive coil 22 are not on-state; When temperature sense module is after detecting that temperature satisfies condition, can triode be controlled, make safety element 21 and inductive coil 22 be conducting state.
Like this, when user needs to use contactless IC card to carry out E-Payment operation, finger can be positioned in temperature sense module, temperature sense module induction user finger temperature, when the temperature sensed exceedes preset temperature value, safety element 21 determines that temperature sense module is in the state allowing to pay.If when the temperature sensed is no more than preset temperature value, safety element 21 is determined that temperature sense module is in and is forbidden pay status.Accordingly, if when the temperature that temperature sense module senses exceedes preset temperature value, safety element 21 will carry out E-Payment operation, if when the temperature that temperature sense module senses is no more than preset temperature value, safety element 21 will be forbidden carrying out E-Payment operation.
Preferably, when specifically implementing, control module 23 can also be fingerprint induction module.Itself and the annexation between safety element 21 and inductive coil 22 are as follows: increase a triode between safety element 21 and inductive coil 22, and triode one end connects safety element 21, one end connects inductive coil 22, and one end connects fingerprint induction module; Under normality, safety element 21 and inductive coil 22 are not on-state; When fingerprint induction module capture fingerprint input and the finger-mark check of input is correct when, can triode be controlled, make safety element 21 and inductive coil 22 be conducting state.
In this case, user needs the finger print information of typing in advance self to store.Like this, when user needs to use contactless IC card to carry out E-Payment operation, can the finger of typing finger print information be positioned on fingerprint induction module, fingerprint induction module gathers the fingerprint of active user, and safety element 21 is by judging that whether consistent the determining whether of the current finger print information collected of fingerprint induction module and the finger print information prestored allows to carry out E-Payment operation.Concrete, when the finger print information collected if current is consistent with the finger print information prestored, safety element 21 determines that fingerprint induction module is in the state allowing to pay.When if the finger print information collected current is inconsistent with the finger print information prestored, safety element 21 is determined that fingerprint induction module is in and is forbidden pay status.Accordingly, when if the finger print information collected current is consistent with the finger print information prestored, safety element 21 will carry out E-Payment operation, and when the finger print information collected if current is inconsistent with the finger print information prestored, safety element 21 will be forbidden carrying out E-Payment operation.
Based on the above-mentioned contactless IC card provided, additionally provide in the embodiment of the present invention and be applied to the upper electric paying method of this contactless ic, the principle of dealing with problems due to the method is similar to above-mentioned contactless IC card, therefore it specifically implements see the enforcement of contactless IC card, to repeat part and repeat no more.
As shown in Figure 3, be the implementing procedure schematic diagram of the electric paying method that the embodiment of the present invention provides, comprise the following steps:
When S31, inductive coil sense that field intensity signal meets pre-conditioned, whether triggering secure element testing control module is in permission pay status;
When S32, safety element determination control module are in and allow pay status, carry out E-Payment operation.
During concrete enforcement, if when control module is switch module, the electric paying method that the embodiment of the present invention provides, SE can also comprise the following steps: receive the indicator signal of opening described switch module before determining that control module is in permission pay status.
During concrete enforcement, SE can determine that control module is in permission pay status in accordance with the following methods: when SE determines that switch module is in opening, determines that switch module is in permission pay status.
Preferably, when specifically implementing, switch module, after receiving the indicator signal of opening described switch module, can reset in duration and be held open state.
During concrete enforcement, if when control module is temperature sense module, SE can determine that control module is in permission pay status by the following method: when SE determines that the temperature that temperature sense module senses exceedes preset temperature value, determines that temperature sense module is in permission pay status.
During concrete enforcement, if when control module is fingerprint induction module, the electric paying method that the embodiment of the present invention provides, before SE determines that control module is in permission pay status, can also comprise the following steps: fingerprint induction module obtains the finger print information of active user; Based on this, SE can determine that control module is in permission pay status in accordance with the following methods: when SE determines that the finger print information of the active user that fingerprint induction module obtains is consistent with the finger print information prestored, and determines that fingerprint induction module is in permission pay status.
The electric paying method that the embodiment of the present invention provides is applied in contactless IC card, owing to adding control module between SE and inductive coil, like this before carrying out E-Payment operation, whether can be in by detection control module allows the state paid to determine whether to pay, thus add contactless IC card use security, avoid disabled user steal the data message in validated user contactless IC card and carry out E-Payment operation cause validated user to lose.
Those skilled in the art should understand, embodiments of the invention can be provided as method, system or computer program.Therefore, the present invention can adopt the form of complete hardware embodiment, completely software implementation or the embodiment in conjunction with software and hardware aspect.And the present invention can adopt in one or more form wherein including the upper computer program implemented of computer-usable storage medium (including but not limited to magnetic disk memory, CD-ROM, optical memory etc.) of computer usable program code.
The present invention describes with reference to according to the process flow diagram of the method for the embodiment of the present invention, equipment (system) and computer program and/or block scheme.Should understand can by the combination of the flow process in each flow process in computer program instructions realization flow figure and/or block scheme and/or square frame and process flow diagram and/or block scheme and/or square frame.These computer program instructions can being provided to the processor of multi-purpose computer, special purpose computer, Embedded Processor or other programmable data processing device to produce a machine, making the instruction performed by the processor of computing machine or other programmable data processing device produce module for realizing the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
These computer program instructions also can be stored in can in the computer-readable memory that works in a specific way of vectoring computer or other programmable data processing device, the instruction making to be stored in this computer-readable memory produces the manufacture comprising instruction module, and this instruction module realizes the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
These computer program instructions also can be loaded in computing machine or other programmable data processing device, make on computing machine or other programmable devices, to perform sequence of operations step to produce computer implemented process, thus the instruction performed on computing machine or other programmable devices is provided for the step realizing the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
Although describe the preferred embodiments of the present invention, those skilled in the art once obtain the basic creative concept of cicada, then can make other change and amendment to these embodiments.So claims are intended to be interpreted as comprising preferred embodiment and falling into all changes and the amendment of the scope of the invention.
Obviously, those skilled in the art can carry out various change and modification to the present invention and not depart from the spirit and scope of the present invention.Like this, if these amendments of the present invention and modification belong within the scope of the claims in the present invention and equivalent technologies thereof, then the present invention is also intended to comprise these change and modification.
Claims (10)
1. an electric paying method, is applied in contactless integrated circuit IC-card, it is characterized in that, described contactless IC card comprises safety element SE, inductive coil and control module, and described SE is connected by described control module with described inductive coil;
Described method, comprising:
When described inductive coil senses that field intensity signal meets pre-conditioned, trigger described SE and detect described control module and whether be in permission pay status;
When described SE determines that described control module is in permission pay status, carry out E-Payment operation.
2. the method for claim 1, is characterized in that, described control module is switch module; And before described SE determines that described control module is in permission pay status, also comprise:
Receive the indicator signal of opening described switch module; And
Described SE determines that described control module is in permission pay status in accordance with the following methods:
When described SE determines that described switch module is in opening, determine that described switch module is in permission pay status.
3. method as claimed in claim 2, is characterized in that, after receiving the indicator signal of opening described switch module, also comprise:
Described switch module is held open state in setting duration.
4. the method for claim 1, is characterized in that, described control module is temperature sense module; And described SE determines that described control module is in permission pay status by the following method:
When described SE determines that the temperature that described temperature sense module senses exceedes preset temperature value, determine that described temperature sense module is in permission pay status.
5. the method for claim 1, is characterized in that, described control module is fingerprint induction module; And before described SE determines that described control module is in permission pay status, also comprise:
Described fingerprint induction module obtains the finger print information of active user; And
Described SE determines that described control module is in permission pay status in accordance with the following methods:
When described SE determines that the finger print information of the active user that described fingerprint induction module obtains is consistent with the finger print information prestored, determine that described fingerprint induction module is in permission pay status.
6. a contactless integrated circuit IC-card, comprises safety element SE and inductive coil, it is characterized in that, also comprise control module, and described SE is connected by described control module with described inductive coil, wherein:
Described induction module, for induced field strength signal; And when described field intensity signal meets pre-conditioned, trigger described SE and detect described control module and whether be in permission pay status;
Described SE, during for determining that described control module is in permission pay status, carries out E-Payment operation.
7. contactless IC card as claimed in claim 6, it is characterized in that, described control module is switch module; And
Described switch module, for receiving the indicator signal of unlatching;
Described SE, during specifically for determining that described switch module is in opening, determines that described switch module is in permission pay status.
8. contactless IC card as claimed in claim 7, is characterized in that,
Described switch module, also for receive unlatching indicator signal after, in setting duration, be held open state.
9. contactless IC card as claimed in claim 6, it is characterized in that, described control module is temperature sense module; And
Described SE, during specifically for determining that the temperature that described temperature sense module senses exceedes preset temperature value, determines that described temperature sense module is in permission pay status.
10. contactless IC card as claimed in claim 6, it is characterized in that, described control module is fingerprint induction module; And
Described fingerprint induction module, for obtaining the finger print information of active user;
Described SE, during specifically for determining that the finger print information of the active user that described fingerprint induction module obtains is consistent with the finger print information prestored, determines that described fingerprint induction module is in permission pay status.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410131281.4A CN104978593A (en) | 2014-04-02 | 2014-04-02 | Electronic payment method and noncontact IC card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410131281.4A CN104978593A (en) | 2014-04-02 | 2014-04-02 | Electronic payment method and noncontact IC card |
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| Publication Number | Publication Date |
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| CN104978593A true CN104978593A (en) | 2015-10-14 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410131281.4A Pending CN104978593A (en) | 2014-04-02 | 2014-04-02 | Electronic payment method and noncontact IC card |
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| CN (1) | CN104978593A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN106485494A (en) * | 2016-11-28 | 2017-03-08 | 金邦达有限公司 | Wearable device and its method of work, wearable system |
| CN106845970A (en) * | 2016-12-22 | 2017-06-13 | 广东工业大学 | One kind is based on all-purpose card secure payment, shifting money, inquiry and accounts of consumption system |
| CN108027988A (en) * | 2015-11-10 | 2018-05-11 | 法国圣戈班玻璃厂 | Car antenna glass plate for toll payment systems |
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| US20070290051A1 (en) * | 2006-06-16 | 2007-12-20 | Assa Abloy Identification Technology Group Ab | Contactless card with membrane switch made of elasto-resistive material |
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| CN202453939U (en) * | 2012-03-16 | 2012-09-26 | 天津市正阳科技开发有限公司 | Non-contact integrated circuit (IC) card |
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| CN2519967Y (en) * | 2001-12-28 | 2002-11-06 | 商庆海 | Non-contact type safety IC card |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108027988A (en) * | 2015-11-10 | 2018-05-11 | 法国圣戈班玻璃厂 | Car antenna glass plate for toll payment systems |
| CN108027988B (en) * | 2015-11-10 | 2021-06-18 | 法国圣戈班玻璃厂 | Vehicle-mounted antenna glass plate for toll payment system |
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| CN106845970A (en) * | 2016-12-22 | 2017-06-13 | 广东工业大学 | One kind is based on all-purpose card secure payment, shifting money, inquiry and accounts of consumption system |
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Application publication date: 20151014 |
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