CN104951975A - Online credit investigation authorization method based on symmetric cryptography algorithm - Google Patents
Online credit investigation authorization method based on symmetric cryptography algorithm Download PDFInfo
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- CN104951975A CN104951975A CN201510240263.4A CN201510240263A CN104951975A CN 104951975 A CN104951975 A CN 104951975A CN 201510240263 A CN201510240263 A CN 201510240263A CN 104951975 A CN104951975 A CN 104951975A
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Abstract
The invention discloses an online credit investigation authorization method based on a symmetric cryptography algorithm. The online credit investigation authorization method includes entity registration and online credit investigation authorization. According to the entity registration, an entity and a credit information service reach an agreement before credit investigation, and a sole secrete key is confirmed for follow-up data protection. Data authorization refers to a process in which the credit information service verifies entity authorization and sends information to a credit information user. The online credit investigation authorization method has the advantages that the credit information service verifies authorization validity according to the digital signature technology, the information is encrypted into information which can be only decrypted by the entity and is transmitted to the credit information user, and the entity decrypts the information for the credit information user personally, so that authorization reliability and information safety are guaranteed; online authorization can be realized, easiness in identification is achieved, authorization efficiency and safety are improved greatly, the method is used for data collection, transmission, storage and use, and personal privacy is guaranteed better.
Description
Technical field
The present invention relates to credit checking industry technical field, the method for specifically a kind of online reference mandate based on asymmetric cryptographic algorithm.
Background technology
In credit system, when reference user uses collage-credit data, need the express authorization obtaining entity could obtain in credit information service, the mandate in traditional approach has been signed by papery usually.This mode flow process is complicated, and credit information service is difficult to judge the true and false of mandate.
Summary of the invention
The object of the present invention is to provide a kind of method of the online reference mandate based on asymmetric cryptographic algorithm, to solve the problem proposed in above-mentioned background technology.
For achieving the above object, the invention provides following technical scheme:
Based on a method for the online reference mandate of asymmetric cryptographic algorithm, comprise registers entities and online reference mandate, concrete steps are as follows:
Registers entities: (1) entity is to credit information service's application for registration; (2) credit information service's verifying entity identity is entity partitioning unique identifier; (3) solid generation public private key pair, sends to credit information service by PKI; (4) entity public key associates with unique identifier by credit information service, as the authorized certificate of entity;
Online reference mandate: (1) reference user shows must authorize the content obtained to entity; (2) entity is approved and after allowing reference user to obtain to credit information service, is used entity private key to carry out digital signature as authorized certificate to the content of above-mentioned acquisition; (3) Entity Authorization voucher is sent to credit information service by reference user; (4) credit information service's verifying entity voucher, the digital signature in verifying entity voucher; (5) credit information service is by after the acquisition contents extraction in voucher, uses the PKI of entity to be encrypted and sends to reference user; (6) after reference user receives the encryption reference information of credit information service, by entity login system, use the online decryption information of entity private key, complete whole authorization message by the transfer of credit information service to reference user.
Compared with prior art, the invention has the beneficial effects as follows: the validity that the credit information service in the inventive method is authorized by digital signature technology checking, and by by data encryption be can only entity deciphering information pass to reference user, in person deciphered to reference user by entity, ensure that the reliability of mandate and the security of information; The inventive method can be implemented in line mandate, easily differentiates, greatly increases and authorizes efficiency and security, for data acquisition, transmission, storage and use, better protect individual privacy.
Accompanying drawing explanation
Fig. 1 is the schematic diagram of registers entities in the inventive method.
Fig. 2 is the schematic diagram of online reference mandate in the inventive method.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
Refer to Fig. 1 ~ 2, in the embodiment of the present invention, a kind of method of the online reference mandate based on asymmetric cryptographic algorithm, comprise registers entities and online reference mandate, concrete steps are as follows:
Registers entities: (1) entity is to credit information service's application for registration; (2) credit information service's verifying entity identity is entity partitioning unique identifier; (3) solid generation public private key pair, sends to credit information service by PKI; (4) entity public key associates with unique identifier by credit information service, as the authorized certificate of entity;
Online reference mandate: (1) reference user shows must authorize the content obtained, as the consumer record during in Dec, 2014 to entity; (2) entity is approved and after allowing reference user to obtain to credit information service, is used entity private key to carry out digital signature as authorized certificate to the content of above-mentioned acquisition; (3) Entity Authorization voucher is sent to credit information service by reference user; (4) credit information service's verifying entity voucher, the digital signature in verifying entity voucher; (5) credit information service is by after the acquisition contents extraction in voucher, uses the PKI of entity to be encrypted and sends to reference user; (6) after reference user receives the encryption reference information of credit information service, by entity login system, use the online decryption information of entity private key, complete whole authorization message by the transfer of credit information service to reference user.
Based on the individual reference authorization method of asymmetric cryptographic algorithm, the validity that credit information service is authorized by digital signature technology checking, and by by data encryption be can only entity deciphering information pass to reference user, in person deciphered to reference user by entity, ensure that the reliability of mandate and the security of information.
The inventive method can be implemented in line mandate, easily differentiates, greatly increases and authorizes efficiency and security.
Claims (1)
1. based on a method for the online reference mandate of asymmetric cryptographic algorithm, it is characterized in that, comprise registers entities and online reference mandate, concrete steps are as follows:
Registers entities: (1) entity is to credit information service's application for registration; (2) credit information service's verifying entity identity is entity partitioning unique identifier; (3) solid generation public private key pair, sends to credit information service by PKI; (4) entity public key associates with unique identifier by credit information service, as the authorized certificate of entity;
Online reference mandate: (1) reference user shows must authorize the content obtained to entity; (2) entity is approved and after allowing reference user to obtain to credit information service, is used entity private key to carry out digital signature as authorized certificate to the content of above-mentioned acquisition; (3) Entity Authorization voucher is sent to credit information service by reference user; (4) credit information service's verifying entity voucher, the digital signature in verifying entity voucher; (5) credit information service is by after the acquisition contents extraction in voucher, uses the PKI of entity to be encrypted and sends to reference user; (6) after reference user receives the encryption reference information of credit information service, by entity login system, use the online decryption information of entity private key, complete whole authorization message by the transfer of credit information service to reference user.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201510240263.4A CN104951975B (en) | 2015-05-13 | 2015-05-13 | A method of the online reference authorization based on asymmetric cryptographic algorithm |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510240263.4A CN104951975B (en) | 2015-05-13 | 2015-05-13 | A method of the online reference authorization based on asymmetric cryptographic algorithm |
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| CN104951975A true CN104951975A (en) | 2015-09-30 |
| CN104951975B CN104951975B (en) | 2019-01-08 |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107463921A (en) * | 2017-08-21 | 2017-12-12 | 深圳微众税银信息服务有限公司 | A kind of reference mandate validation verification method and system |
| CN107659569A (en) * | 2017-09-28 | 2018-02-02 | 韩洪慧 | A kind of control method and its system that user profile is obtained based on online mandate |
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| CN1746920A (en) * | 2004-09-10 | 2006-03-15 | 鹏元资信评估有限公司 | Personnel credit system |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107463921A (en) * | 2017-08-21 | 2017-12-12 | 深圳微众税银信息服务有限公司 | A kind of reference mandate validation verification method and system |
| CN107463921B (en) * | 2017-08-21 | 2020-07-24 | 深圳微众信用科技股份有限公司 | Credit investigation authorization validity verification method and system |
| CN107659569A (en) * | 2017-09-28 | 2018-02-02 | 韩洪慧 | A kind of control method and its system that user profile is obtained based on online mandate |
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| Publication number | Publication date |
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| CN104951975B (en) | 2019-01-08 |
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Address after: 200335 room 8, building 33, No. 193 Guang Shun Road, Shanghai, Changning District Patentee after: Shanghai Security Credit Information Service Co., Ltd. Address before: 201700 room 8, building 33, No. 193, Canton Road, Shanghai, Changning District Patentee before: Shanghai is with peace business standing reference company limited |
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