CN104883334A - Electronic protocol contract signing and transaction guarantee system of mobile equipment - Google Patents
Electronic protocol contract signing and transaction guarantee system of mobile equipment Download PDFInfo
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- CN104883334A CN104883334A CN201410066277.4A CN201410066277A CN104883334A CN 104883334 A CN104883334 A CN 104883334A CN 201410066277 A CN201410066277 A CN 201410066277A CN 104883334 A CN104883334 A CN 104883334A
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Abstract
The invention relates to a method of distributing a contract number and a contract secret key to a mobile terminal electronic contract, a mobile terminal electronic contract signer identity verifying system, a mobile terminal electronic contract archival information keeping system, a mobile terminal electronic contract capital guarantee system and a mobile terminal electronic contract fulfilling behavior recording system. A user can sign a contract in a more convenient way. The contract can contain more information in a more effective way. The contract capital problem can be handled in a more secure way. Meanwhile, the contract fulfilling behavior of the user himself/herself can be conveniently recorded.
Description
Technical field
The invention belongs to the technical field of mobile Internet application.Be specifically related to the support method that signed agreement/particulars of a contract are not tampered, the method for contract signature Parties Identity checking, and the safeguards system of transaction in contract execution process.
Background technology
Current, when people reach certain negotiation result, general way can sign papery agreement or contract, when producing dispute, in this, as foundation, and the impartial judging of request law court.
The instrument that signing papery agreement or contract need, comprises paper and stamped signature is all instrument, and in the information age of today, people do not need paper carrier just can see the information of oneself needs, and the rise of mobile device makes the interchange of people more convenient.
Sign an agreement or contract most critical be exactly sign the accreditation of content each side, and can not to change after signature, and to signing the guarantee of people's identity.Sign content can not change realized by traditional means no problem, but mobile device is in the past difficult to carry out ensureing completely reliably to signing people identity, the technology of current finger print identification occurs, the definition of mobile phone camera is more and more higher, and fail safe reliability has also risen to a practical degree.Utilize these technology just can ensure the reliability and security that mobile terminal is signed a contract.
The order form adopted except each e-commerce website on the market provides safeguard, and signs the regarding system of mobile device electronic protocol or contract under also not having line.
Summary of the invention
1 goal of the invention:
Signed a contract generally by the form of papery, this coming and going wherein, transport cost is very huge, and paper carrier can only preserve word and pictorial information simultaneously in the past, and this contract can not ensure in the transaction of execution information to contract of collateral contract.The electronic contract of mobile device can address this problem with transaction safeguards system.
2 detailed descriptions of the present invention:
Use mobile terminal to import or editor's agreement/treaty content, content can comprise word, picture, audio frequency, video.
Agreement/contract editor needs before completing signature to carry out confirming agreement/treaty content, can not change after confirmation.Simultaneously after each confirmation and not modifiable agreement/contract version will be assigned with different agreements/contract key (agreement/contract key packet is containing the combination of numeral, letter, word, symbol) by being assigned with unique electronic protocol/contract number (agreement/contract number comprises the combination of numeral, letter, word, symbol) agreement each side.If agreement/contract is revised when agreement/parties of contract is agreed to, the different agreement/contract key of new agreement/contract number and each side after confirming content, can be assigned with.As long as need the agreement/contract of signature to have any difference in terms of content, new agreement/contract number and agreement/contract key so just will be assigned with.
Agreement/signing of contract needs agreement/parties of contract to utilize mobile device to carry out approving the validity of agreement/contract.System user can set every a contract the need of many people by just coming into force.
System by technological means and traditional means to approving that the identity of people is verified:
1. fingerprint recognition, the acquisition technique of mobile device.
2. front-facing camera shooting fingerprint provides the looks of people while by fingerprint, and system carries out preliminary checking to looks.
3. the sound of couple accreditation people carries out the contrast of sound characteristic.
4. pair the gesture password of accreditation people is verified, gesture password namely to the action that mobile device applies, as upset, rotation, phase shifts, inclination etc.
5., if there is a side to set many people signature in agreement/contract, so everyone needs to approve that the complexion of people is approved to one's own side, if there is people to propose doubtful point, contract cannot be set up.
6. the set form that the seal keeper of enterprise will receive system assignment comprises the electronic document of contract number and one's own side's contract key, seal keeper needs printed by electronic document and affix one's seal in agreement/contract number and one's own side's agreement/contract key, upload server of taking pictures files (clapped and uploaded immediately, can not change).
The relevant archive information of agreement/contract will be printed papery version by two and above third-party monitoring or notary organization and be preserved.If agreement/parties of contract produces dispute, can authorize by law court the papery version contract taking out the third-party institution respectively and preserve.
Selective system can be posted to agreement/parties of contract by the history file of paper carrier respectively.
Fund guarantee can be selected by agreement/signing of contract each side, and setting ensures the time limit, and delivery of funds safeguards system is managed on behalf of another by paying party, and the time limit expires, and ites is desirable to complete relevant the transferring accounts, settle accounts of agreement/contract.If agreement during system manages on behalf of another fund/parties of contract produces dispute, then by court decision.
Fund guarantee can be selected by agreement/signing of contract each side, and delivery of funds system is managed on behalf of another by paying party, after agreement/parties of contract reaches an agreement, completes the relevant checkout of transferring accounts of agreement/contract by system.
Each of agreement/contract ensures that the account of fund will be assigned with fund serial number, is printed preserve by plural third-party monitoring or notary organization.
Each important implementation or critical behavior of agreement/contract relationship trading, all can taking pictures with mobile device, and recording, recording function record, and upload server, preserve.
3 useful effects:
Decrease the consumption of transmitting generation between papery version contract and seal, add the scope of contract carry information, the contract of ensure that can carry the information such as audio frequency and video simultaneously, to the benefits of different parties in contract implementation to a certain extent for law ruling provides evidence guarantee.
Annotation:
Agreement/parties of contract: refer to the relevant party to agreement/contract, such as, needs each side such as Party A, Party B, the third party, Ding Fang of stamped signature in agreement/contract.
Signature: refer to approve agreement/treaty content and be ready to fulfil the promise behavior of its content.
Claims (9)
1. be the agreement/contract of different content, distribute unique agreement/contract number, and distribute unique agreement/contract key for this agreement/parties of contract.
2. by the fingerprint recognition of mobile device, gather authentication to agreement/contract relevant people.
3., by the acquisition technology of mobile device, acquisition protocols/contract relevant information, comprises image, video, relevant people complexion, seal information.
4., by the audio mining technique of mobile device, the information that acquisition protocols/contract is relevant, comprises audio frequency, sound characteristic.
5. employing two and the above third-party institution take care of the history file of the paper carrier that agreement/contract is correlated with.
6. by the history file of paper carrier being mailed to agreement/parties of contract after agreement/contract conclusion.
7. the fund that agreement/contract is relevant can limiting time be managed on behalf of another by system, expires and is namely completed the transferring accounts of agreement/contract by system, settled accounts.
8. the fund that agreement/contract is relevant can be managed on behalf of another by system, after agreement/parties of contract reaches an agreement, is completed the transferring accounts of agreement/contract by system, is settled accounts.
9. each important implementation or critical behavior of agreement/contract relationship trading, all can taking pictures with mobile device, and recording, recording function record, and upload server, preserve.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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CN201410066277.4A CN104883334A (en) | 2014-02-27 | 2014-02-27 | Electronic protocol contract signing and transaction guarantee system of mobile equipment |
Applications Claiming Priority (1)
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CN201410066277.4A CN104883334A (en) | 2014-02-27 | 2014-02-27 | Electronic protocol contract signing and transaction guarantee system of mobile equipment |
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CN104883334A true CN104883334A (en) | 2015-09-02 |
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CN201410066277.4A Pending CN104883334A (en) | 2014-02-27 | 2014-02-27 | Electronic protocol contract signing and transaction guarantee system of mobile equipment |
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Cited By (8)
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CN107707970A (en) * | 2017-09-14 | 2018-02-16 | 深圳市佰仟金融服务有限公司 | A kind of electronic contract signature method, system and terminal |
CN108197479A (en) * | 2017-11-29 | 2018-06-22 | 链家网(北京)科技有限公司 | The judgment method and system of electronic contract time of signature accuracy |
CN108306876A (en) * | 2018-01-30 | 2018-07-20 | 平安普惠企业管理有限公司 | Client identity verification method, device, computer equipment and storage medium |
CN109360205A (en) * | 2018-12-07 | 2019-02-19 | 泰康保险集团股份有限公司 | Double record video quality detecting methods, device, medium and electronic equipment |
CN109816333A (en) * | 2018-12-26 | 2019-05-28 | 平安科技(深圳)有限公司 | Electron contract method, electronic device and readable storage medium storing program for executing |
CN109903057A (en) * | 2019-02-21 | 2019-06-18 | 清华大学 | Contract conclusion method and apparatus |
CN110084573A (en) * | 2018-11-30 | 2019-08-02 | 阿里巴巴集团控股有限公司 | Multi-media protocol based on block chain signs method and device |
CN111681106A (en) * | 2020-06-09 | 2020-09-18 | 中国银行股份有限公司 | Method and device for verifying acceptance statement of loan use |
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CN1641671A (en) * | 2004-01-14 | 2005-07-20 | 乐金电子(中国)研究开发中心有限公司 | Contract identification method and system using communication terminal |
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Publication number | Priority date | Publication date | Assignee | Title |
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CN107707970A (en) * | 2017-09-14 | 2018-02-16 | 深圳市佰仟金融服务有限公司 | A kind of electronic contract signature method, system and terminal |
CN107707970B (en) * | 2017-09-14 | 2019-11-15 | 深圳市佰仟金融服务有限公司 | A kind of electronic contract signature method, system and terminal |
CN108197479A (en) * | 2017-11-29 | 2018-06-22 | 链家网(北京)科技有限公司 | The judgment method and system of electronic contract time of signature accuracy |
CN108197479B (en) * | 2017-11-29 | 2020-09-11 | 贝壳找房(北京)科技有限公司 | Method and system for judging electronic contract signing time accuracy |
CN108306876A (en) * | 2018-01-30 | 2018-07-20 | 平安普惠企业管理有限公司 | Client identity verification method, device, computer equipment and storage medium |
CN108306876B (en) * | 2018-01-30 | 2021-03-02 | 平安普惠企业管理有限公司 | Client identity authentication method, device, computer equipment and storage medium |
CN110084573A (en) * | 2018-11-30 | 2019-08-02 | 阿里巴巴集团控股有限公司 | Multi-media protocol based on block chain signs method and device |
CN109360205A (en) * | 2018-12-07 | 2019-02-19 | 泰康保险集团股份有限公司 | Double record video quality detecting methods, device, medium and electronic equipment |
CN109816333A (en) * | 2018-12-26 | 2019-05-28 | 平安科技(深圳)有限公司 | Electron contract method, electronic device and readable storage medium storing program for executing |
CN109903057A (en) * | 2019-02-21 | 2019-06-18 | 清华大学 | Contract conclusion method and apparatus |
CN111681106A (en) * | 2020-06-09 | 2020-09-18 | 中国银行股份有限公司 | Method and device for verifying acceptance statement of loan use |
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Application publication date: 20150902 |