CN104856385B - Intelligent wallet and user account information acquisition method based on intelligent wallet - Google Patents
Intelligent wallet and user account information acquisition method based on intelligent wallet Download PDFInfo
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- CN104856385B CN104856385B CN201510209584.8A CN201510209584A CN104856385B CN 104856385 B CN104856385 B CN 104856385B CN 201510209584 A CN201510209584 A CN 201510209584A CN 104856385 B CN104856385 B CN 104856385B
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Abstract
The invention discloses an intelligent wallet and a user account information acquisition method based on the intelligent wallet. The intelligent wallet comprises a cash storing sandwich layer, an image collector, a processor and a communication module, the image collector is used for collecting images of the cash storing sandwich layer, the processor is used for generating current cash sum information on basis of the images, the processor is further used for acquiring card face information of a related card that is related to the intelligent wallet, the communication module is used for acquiring card consumption records on basis of the card face information, and the processor is further used for generating current user account sum information on basis of the current cash sum information and the card consumption records. By means of the intelligent wallet and the user account information acquisition method based on the intelligent wallet, sum changes of a user account can be truly and conveniently reflected, and manual operation of a user is not required.
Description
Technical field
The disclosure relates generally to a kind of electronic equipment, is specifically related to a kind of intelligent electronic device, especially
It relates to intelligence wallet and user account information acquisition methods based on it.
Background technology
At present, the wallet that the wallet that market is sold and people use is the most all common wallet,
Its function singleness, substantially can only provide and deposit function, such as to cash, card and bill
Deposit.
Along with the rise of the Internet finance, more and more people begin to focus on oneself funds flow with
The account change informations such as financing income.
Although bank card bill, active are kept accounts is able to record that user's funds flow, but bank card account
List cannot reflect cash consumption record, and height of actively keeping accounts relies on the initiative of user, easily leads
Cause the problem such as incorrect posting, error of omission, it is impossible to truly, easily reflect the user account amount of money change.
Summary of the invention
In view of drawbacks described above of the prior art or deficiency, it is desirable to providing can truly, easily
Reflect the amount of money change of user account, and without the scheme of user's manual operation.
In order to realize said one or multiple purpose, this application provides a kind of intelligence wallet and base
User account information acquisition methods in it.
First aspect, the embodiment of the present application provides a kind of intelligence wallet, including cash storage holder
Layer, also includes image acquisition device, processor and communication module；Image acquisition device is used for gathering now
Gold deposits the image of interlayer；Processor is for generating current amount of cash information based on image；Place
Reason device is additionally operable to obtain the card surface information associating card being associated with intelligence wallet；Communication module is used
In obtaining card consumer record based on card surface information；Processor is additionally operable to based on current amount of cash
Information and card consumer record generate active user's account amount information；Intelligence wallet also includes card
Sheet deposits interlayer；Association card include leaving in Card storing interlayer deposit card and with intelligent wallet
The binding card of binding.
Second aspect, the embodiment of the present application additionally provides a kind of intelligence wallet, deposits including cash
Interlayer, Card storing interlayer, also include image acquisition device and communication module；Image acquisition device is used
Interlayer or the image of Card storing interlayer is deposited in gathering cash；Communication module is for depositing cash
The image putting interlayer or Card storing interlayer sends to ppu, and receives ppu
The active user's account amount information sent, active user's account amount information includes current cash
Amount information and card consumer record；Intelligence wallet also includes sensing unit；Sensing unit is used for feeling
Survey user and cash is deposited interlayer and the operational motion of Card storing interlayer；Image acquisition device is used for base
In cash being deposited the operational motion of interlayer or the operational motion collection cash of Card storing interlayer being deposited
Put interlayer or the image of Card storing interlayer.
The third aspect, the embodiment of the present application additionally provides a kind of user account based on intelligence wallet
Information getting method, intelligence wallet includes that interlayer deposited by cash, Card storing interlayer, image are adopted
Storage and communication module, method includes: deposit interlayer according to the cash of image acquisition device collection
Image determines current amount of cash information；Determine the card face associating card being associated with intelligence wallet
Information；Card consumer record is obtained based on card surface information；And based on current amount of cash information
Active user's account amount information is generated with card consumer record；Association card includes leaving card in
Deposit in interlayer deposit card and with intelligence wallet binding binding card.
Intelligent wallet and user account information based on it change that the embodiment of the present application provides obtain
Method, can obtain the amount of cash in intelligence wallet and the consumption of card associate with wallet is believed
Breath, thus can the simultaneously cash change of monitoring intelligent wallet and card consumption information, thus to
The assets remaining sum at family carries out comprehensive monitoring management.
In certain embodiments, utilize bill information and geo-localisation information, can generate comprehensively
Oneself fund and consumption habit are managed and add up by customer consumption record, beneficially user.
Accompanying drawing explanation
The detailed description that non-limiting example is made made with reference to the following drawings by reading,
Other features, purpose and advantage will become more apparent upon:
Fig. 1 shows the exemplary system architecture 100 that can apply the embodiment of the present application；
Fig. 2 a and Fig. 2 b respectively illustrates the pass of the intelligent wallet according to one embodiment of the application
Closed state and open mode schematic diagram；
Fig. 3 a and Fig. 3 b respectively illustrates the intelligent wallet according to another embodiment of the application
Closed mode and open mode schematic diagram；
Fig. 4 shows the user account letter based on intelligence wallet according to one embodiment of the application
The indicative flowchart of breath change acquisition methods.
Detailed description of the invention
With embodiment, the application is described in further detail below in conjunction with the accompanying drawings.It is appreciated that
, specific embodiment described herein is used only for explaining related invention, rather than to this
Bright restriction.It also should be noted that, for the ease of describe, accompanying drawing illustrate only with
The part that invention is relevant.
It should be noted that in the case of not conflicting, the embodiment in the application and embodiment
In feature can be mutually combined.Describe this below with reference to the accompanying drawings and in conjunction with the embodiments in detail
Application.
Fig. 1 shows the exemplary system architecture 100 that can apply the embodiment of the present application.
As it is shown in figure 1, system architecture 100 can include terminal unit 101,102, network 103
With server 104.Network 103 is in order between terminal unit 101,102 and server 104
The medium of communication link is provided.Network 103 can include various connection type, the most wired,
Wireless communication link or fiber optic cables etc..
User 110 can use terminal unit 101,102 by network 103 and server 104
Alternately, to receive or to send message etc..Can be provided with various logical on terminal unit 101,102
News client application, such as JICQ, mailbox client, social platform software etc..
Terminal unit 101,102 can be various electronic equipment, include but not limited to intelligence wallet,
PC, smart mobile phone, panel computer, personal digital assistant etc..For example, it is possible to
Arrange on the terminal unit of PC, smart mobile phone, panel computer, personal digital assistant etc.
May have access to the application of intelligence wallet, to obtain the various information in intelligence wallet, and to intelligence money
Bag sends relevant control instruction signal.
Server 104 can be to provide the server of various service.Such as, server 104 can
To be the server of bank card credit card issuer.This server 104 can receiving terminal apparatus 101,102
The card surface information sent, and the consumption information of this bank card is obtained based on card surface information, and will
Consumption information feeds back to terminal unit 101,102.
It should be understood that the number of terminal unit, network and the server in Fig. 1 is only signal
Property.According to realizing needs, can have any number of terminal unit, network and server.
Fig. 2 a and Fig. 2 b respectively illustrates the pass of the intelligent wallet according to one embodiment of the application
Closed state and open mode schematic diagram.
In this embodiment, intelligence wallet 200 can include that cash is deposited interlayer 211 and be may also include
Image acquisition device 240, processor 250 and communication module 260.
Image acquisition device 240 deposits the image of interlayer 211 for gathering cash.
Processor 250 is for generating current amount of cash information based on image.Processor can also be used with
In obtaining the card surface information associating card being associated with intelligence wallet.In one implementation,
Card surface information such as can include card number information.Communication module 260 is for obtaining based on card surface information
Card taking sheet consumer record.Processor 250 is additionally operable to disappear based on current amount of cash information and card
Take record and generate active user's account amount information.
Such as, in application scenes, user uses in intelligence wallet 200 and leaves cash in
The cash deposited in interlayer 211 is consumed.After completing consumption, image acquisition device can be passed through
240 gather cash deposits the image of interlayer 211, and processor 250 generates current based on this image
Amount of cash information, and then generate active user's account amount information.
In some optional modes, intelligence wallet can also include Card storing interlayer 212.?
In this interlayer, can place user can be used for directly consume and/or can be from bank and other financial mechanism
Carry out the credit card of withdrawal, debit card and/or by other mechanism provide at Notified body
The consumption card (such as mass transit card) of consumption.
In some implementations, with intelligence wallet be associated associate card such as can include as
The upper described card of depositing left in Card storing interlayer 212, and bind with intelligence wallet
Binding card.Here, binding card can be the card of entity, it is also possible to be to provide only card
The virtual card of surface information (such as, card number, password or other identity).
In some implementations, user can be by inputting the card surface information of binding card in advance
In intelligence wallet (such as, for the memorizer of storage card surface information on input intelligence wallet),
Realize the binding of card and intelligence wallet.So, no matter whether the card of user is put into
The Card storing interlayer 212 of intelligence wallet, as long as this card is the association card of this intelligence wallet,
The intelligent wallet of the present embodiment just can get its account amount information.
In some alternatives, image acquisition device 240 can also gather card storage holder layer 212
Image.Processor 250 is also based on the image generation of Card storing interlayer 212 and is stored in card
Sheet deposits the consumer record depositing card in interlayer 212.
In one implementation, image acquisition device 240 such as can include for gathering cash
Deposit the first image acquisition units 241 of interlayer 211 image, and be used for gathering Card storing
Second image acquisition units 242 of interlayer 212 image.Or, harvester it can also be provided that
Cash can be gathered simultaneously and deposit a mould of interlayer 211 image and Card storing interlayer 212 image
Block.In one implementation, the first image acquisition units 241 and the second image acquisition units
242 can be separately positioned on cash deposits interlayer 211 or the outside of Card storing interlayer 212, or
Person can also be separately positioned on cash and deposit inside interlayer 211 or Card storing interlayer 212 any
It is obtained in that the appropriate position of the image in interlayer 211 or Card storing interlayer 212 deposited by cash.
In a kind of application scenarios, user uses leaves Card storing folder in intelligence wallet 200
Card A in layer 212 consumes.Now, can be adopted by the second image acquisition units 242
The image of collection card storage holder layer 212, such as, contains the image of card A in this image.
Processor 250 can generate the card surface information of card A based on this image, such as card number information.Communication
Module 260 can card surface information based on card A obtain card A card consumer record, process
Device generates active user's account amount information based on this card consumer record again.
Alternatively, intelligence wallet 200 can include sensing unit 230.Sensing unit 230 can
For gathering user, cash is deposited interlayer 211 and/or the operational motion of Card storing interlayer 212.
So, cash just can be deposited interlayer 211 based on user by image acquisition device 240
Operational motion or the operational motion to Card storing interlayer 212 trigger and cash are deposited interlayer
211 and/or the image acquisition of Card storing interlayer 212.
In one implementation, sensing unit 230 can include first sensor 231 and second
Sensor 232.First sensor 231 can be used for gathering user and cash deposited interlayer 211
Operational motion, such as, user deposits from cash and takes out cash interlayer 211 and/or put into cash.
And the second sensor 232 can be used for gathering user's operational motion to Card storing interlayer 212,
Such as, user takes out card from Card storing interlayer 212 and/or puts into card.
Sensing unit 230 such as can include proximity transducer or optical sensor.
In one implementation, include that being placed in cash deposits interlayer 211 when image acquisition device 240
In the first image acquisition units 241 and the second image being placed in Card storing interlayer 212 adopt
During collection unit 242, the first image acquisition units 241 can be additionally used in collection cash and deposits interlayer 211
In cash layered image.Such as, the first image acquisition units 241 can be placed in cash and deposits
In interlayer 211, to be similar to CT (Computerized Tomography, computerized tomography)
The mode of scanning, carries out step-scan in the nominal value direction being perpendicular to bank note, multiple existing to obtain
Gold layered image.Or, in other implementations, can along with user by bank note one by one
Put into cash to deposit in interlayer 211 and/or deposit interlayer 211 from cash and take out one by one, obtain
Must be corresponding to the cash layered image of each banknote.
Now, processor 250 can be deposited in interlayer 211 based on cash layered image acquisition cash
Individual bank note amount information and bank note quantity information, and amount information based on individual bank note and
The quantity information of bank note, determines current amount of cash information, wherein, the amount of money letter of individual bank note
Breath can include currency type information and value of money information.
In one implementation, if the bank note depositing Multiple Currencies in interlayer 211 deposited by cash,
Processor 250, can be according to the remittance between current each currency type when determining current amount of cash information
The bank note of all currencies is scaled the amount of cash letter of same currency type (such as, RMB) by rate
Breath.In one implementation, the exchange rate can set in advance in processor 250, or also
Processor 250 can be sent to after being obtained in real time by communication module 260.
For the ease of describing, the whole cards in Card storing interlayer 212 can be will be stored in and be referred to as
Deposit card, and user is currently removed or placed into from Card storing interlayer 212 and then may be for
Carry out bankcard consumption or completed the card of bankcard consumption and be referred to as current consumption card.And then, can be by
Card consumer record is divided into the card consumer record of current consumption card, and the card depositing card disappears
Take record.Obviously, deposit card and include current consumption card.
In one implementation, the second image acquisition units 242 can be used for gathering Card storing
The image of the current consumption card deposited in interlayer 212.Processor 250 can be used for based on currently disappearing
Taking the card surface information of the Image Acquisition current consumption card of card, card surface information such as can include that card number is believed
Breath.
Communication module 260 can card surface information based on current consumption card obtain current consumption card card
Sheet consumer record.Such as, communication module 260 can be by accessing card issuer's net of current consumption card
Stand with obtain current consumption card card consumer record；Or, communication module 260 can also be led to
Cross and access the subscriber mailbox associated with current consumption card to obtain the card consumption note of current consumption card
Record.In order to avoid the repeated acquisition of identical consumer record, for example, it can be set to communication module 260
Only gather up-to-date consumer record once.
But, it is based only on the card consumption note of the Image Acquisition current consumption card of current consumption card
Record can not comprehensively reflect the card consumer record of user.In actual life, prop up on the net
Pay and look at owing to its agility obtains the parent of a lot of user.And when online payment, although with one
Open or the binding of multiple entity cards, but user is not required to the real card by binding from intelligence
Wallet 200 takes out.Additionally, in some cases, user might not be by all of card
Put into intelligence wallet 200 Card storing interlayer 212 in, but actually used (such as, on the net
Pay, transfer accounts on the net) time, even if card is not put in Card storing interlayer 212, user
Still can use.
Accordingly, as a kind of alternative, the second image acquisition units 242 also can gather and deposit
In Card storing interlayer 212 every deposits the card layered image of card.
In some implementations, cash layered image is gathered with the first image acquisition units 241
Similar, the second image acquisition units 242 can be placed in Card storing interlayer 212, with similar
In the mode of CT scan, carry out step-scan in the direction, card face being perpendicular to card, to obtain
Multiple card layered images.Or, in other implementations, will be able to block along with user
Sheet is put in Card storing interlayer 212 one by one and/or takes out one by one from Card storing interlayer 212,
Obtain corresponding to every card layered image depositing card.
Processor 250 can be additionally used in based on the card layered image in Card storing interlayer 212,
Determine every card surface information (such as, card number information) depositing card.
Communication module 260 is additionally operable to based on card surface information and the card surface information of binding card depositing card
Every card consumer record depositing card and binding card is gathered with ticket reserving time interval.
Such as, communication module 260 can be deposited the card issuer website of card by access and deposits to obtain
The card consumer record of card；Or, communication module 260 can also access and deposit what card associated
Subscriber mailbox deposits the card consumer record of card to obtain.Weight in order to avoid identical consumer record
Second mining collection, for example, it can be set to communication module 260 only gathers during betiding twice acquisition interval
The consumer record occurred.
So, no matter whether user is by the way of taking out card from intelligence wallet 200
Completing consumption, the most no matter whether card has been put into the Card storing of intelligent wallet 200 by user
Interlayer 212, the card consumer record of the association card associated with this intelligence wallet 200 all can be by leading to
Letter module 260 gathers, and is updated in active user's account amount information.
Additionally, deposit card and the consumer record of binding card by timing acquiring, it is also possible to obtain and use
Family income information during each acquisition interval, so, active user's account amount of money is believed
Breath can more comprehensively reflect the receipts of user, a situation.
But, when communication module 260 had not only gathered consumer record but also the timing acquiring of current consumption card
Leave in Card storing interlayer 212 all deposit card consumer record time, owing to depositing Ka Bao
Include current consumption card, it is thus possible to there will be the situation of repeated acquisition.Now, can be by processing
Device 250 carries out duplicate removal to the consumer record of repeated acquisition.Such as, typically wrap due to consumer record
Accurate spending amount information and accurate consumption time information are contained, when processor 250 identifies
When the spending amount of a plurality of consumer record is the most consistent with consumption time, this plurality of consumption note can be assert
Record is repeated acquisition, and then deletes the consumer record repeated.
Alternatively, image acquisition device can also include the 3rd image acquisition units (figure
Not shown in).3rd image acquisition units can be used for gathering bill image.
Processor 250 can determine bill information based on bill image, and based on bill information with work as
The coupling of front amount of cash generates cash consumption bill information or consumes based on bill information and card
The coupling of record generates card consumption bill information.Such as, bill can include consume receipt or
Person swipes the card list, can comprise consumption pattern (cash consumption or bankcard consumption) in consumption receipt,
Card surface information (such as card number information) and amount information can be comprised again in swiping the card singly.Pass through account
Single information, can compare with each bar information in active user's account amount information and mate,
And correspondence generates cash consumption bill information or card consumption bill information.
Here, card consumer record can both include the card consumer record of current consumption card,
Can also include depositing card and the card consumer record of binding card.
Alternatively, intelligence wallet can also include locating module 270.
Locating module 270 can be used for obtaining the geo-localisation information of intelligence wallet 200.
Processor 250 can be based on geo-localisation information and the coupling of current amount of cash or based on ground
The coupling of the card consumer record of reason location information and current consumption card generates cash consumption geography position
Confidence breath or card consumption geographical location information.Active user's account amount information also includes cash
Consumption geographical location information and card consumption geographical location information.
Locating module 270 such as can be arranged at outer surface or the intelligence wallet of intelligence wallet 200
The inner surface of 200, or, it is also possible to locating module 270 is arranged on intelligence wallet 200
The position of the arbitrarily convenient geo-localisation information obtaining intelligence wallet 200, such as, also may be used
To arrange an independent interlayer to place this locating module 270 in intelligence wallet 200.
Alternatively, intelligence wallet 200 can also include display module 280.
Display module 280 can be used for showing active user's account amount information, so that user
Can facilitate, obtain relevant information intuitively.
Display module 280 such as can be arranged at outer surface or the intelligence wallet of intelligence wallet 200
The inner surface of 200.Or, it is also possible to display module 280 is arranged on intelligence wallet 200
The user that arbitrarily facilitates watch part, for example, it is also possible to arrange one only in intelligence wallet 200
Vertical interlayer is to place this display module 280.
Fig. 3 a and Fig. 3 b respectively illustrates the intelligent wallet according to another embodiment of the application
Closed mode and open mode schematic diagram.
In the present embodiment, intelligence wallet 300 includes that cash deposits interlayer 311, Card storing
Interlayer 312, also includes image acquisition device 340 and communication module 360.
Image acquisition device 340 is used for gathering cash and deposits interlayer 311 or Card storing interlayer 312
Image.
Communication module 360 for depositing interlayer 311 or the figure of Card storing interlayer 312 by cash
As sending to ppu, and receive active user's account amount of money letter that ppu sends
Breath, active user's account amount information includes current amount of cash information and the card of current consumption card
Sheet consumer record.
With compared with the intelligent wallet 200 shown in Fig. 2 a and Fig. 2 b, the intelligent money of the present embodiment
Bag 300 does not include processor, but sends image acquisition device 340 by communication module 360 and adopt
The cash of collection deposits the image of interlayer 311 or Card storing interlayer 312 to ppu, and
Receive the current account amount information that ppu sends.Such as, ppu can position
In subscriber computer, mobile phone or other can carry out in the terminal of network interconnection, or, in order to
Economize on resources, it is also possible to ppu is arranged in cloud server, so, can
Multiple user, multiple intelligence wallet is made to share a ppu.
Alternatively, intelligence wallet 300 can also include sensing unit 330.Sensing unit 330
For gathering user, cash is deposited interlayer 311 and the operational motion of Card storing interlayer 312.
In one implementation, can include that being placed in cash deposits interlayer when image acquisition device 340
The first image acquisition units 341 in 311 and the second figure being placed in Card storing interlayer 312
During as collecting unit 342, the first image acquisition units 341 can be additionally used in collection cash storage holder
Cash layered image in layer 311.
Second image acquisition units 342 gathers the image of current consumption card or leaves card in and deposit
Put every in the interlayer 312 card layered image depositing card.
Communication unit is by by cash layered image, the image of current consumption card or leave card in
Sheet deposit every in interlayer 312 deposit card card layered image send to ppu,
And receive current amount of cash information and the card consumer record that ppu returns.
Alternatively, image acquisition device 340 can also include the 3rd image acquisition list
Unit's (not shown).3rd image acquisition units can be used for gathering bill image.
Active user's account amount information can also include cash consumption bill information and card consumption
Bill information.
Communication unit 360 is additionally operable to send to ppu bill image, and receives outside
Cash consumption bill based on bill information and the coupling of the current amount of cash letter that processor sends
Breath or card based on bill information and the coupling of card consumer record consumption bill information.
Here, card consumer record both can include that the card consumer record of current consumption card also might be used
Including the card consumer record depositing card.
Alternatively, the intelligent wallet 30 of the present embodiment can also include locating module
370。
Locating module 370 can be used for obtaining the geo-localisation information of intelligence wallet 300.
Communication unit 370 can be additionally used in and sends geo-localisation information to ppu, and connects
Receive ppu send based on geo-localisation information and the cash of the coupling of current amount of cash
Consumption geographical location information or card consumer record based on geo-localisation information and current consumption card
The card consumption geographical location information cash consumption geographical location information and card are disappeared of coupling
Expense geographical location information includes in active user's account amount information.
Alternatively, intelligence wallet 300 can also include display module 380.
Display module 380 can be used for showing active user's account amount information, so that user
Can facilitate, obtain relevant information intuitively.
Fig. 4 shows the user account letter based on intelligence wallet according to one embodiment of the application
The indicative flowchart 400 of breath acquisition methods.
Here intelligent wallet can include that interlayer deposited by cash, Card storing interlayer, image are adopted
Storage and communication module.
In step 410, deposit the image of interlayer according to the cash of image acquisition device collection to determine
Current amount of cash information.
At step 420, the card surface information associating card being associated with intelligence wallet is determined.
In step 430, card consumer record is obtained based on card surface information.
In step 440, generate current based on current amount of cash information and card consumer record
User account amount information.
In some implementations, association card such as can include leaving in Card storing interlayer
Deposit card and with intelligence wallet binding binding card.
Alternatively, the user account information acquisition methods based on intelligence wallet of the present embodiment can ring
Should perform in effective operation behavior of user.Effectively operation behavior such as can include operating intelligence
At least one of the Card storing interlayer of interlayer or operation intelligence wallet deposited by the cash of energy wallet.
In one implementation, step 410 may further include: obtains intelligence wallet
The cash layered image in interlayer deposited by cash, and, the cash in interlayer is deposited based on cash
Layered image, determines that the denomination of cash and quantity are to determine current amount of cash.
In one implementation, step 420 may further include following at least one: root
The card surface information of current consumption card is determined according to the image of current consumption card；According to Card storing interlayer
In every card layered image depositing card determine every card surface information depositing card；And obtain
Take the card surface information of binding card.Here, card surface information such as can include card number information.
In one implementation, step 430 may further include following at least one: visit
Ask that the card issuer website of card is to obtain the card consumer record of card；And access and card pass
The subscriber mailbox of connection is to obtain the card consumer record of card.
Alternatively or additionally, user account information acquisition methods based on intelligence wallet is all right
Including:
Step 450: bill image based on image acquisition device collection determines bill information；
Step 460: coupling based on bill information and current amount of cash generates cash consumption letter
Breath, or, coupling based on bill information and card consumer record generates card consumption information.
Alternatively or additionally, user account information acquisition methods based on intelligence wallet is all right
Including:
Step 470: obtain the geo-localisation information of customer consumption；
Step 480: based on geo-localisation information and the coupling of current amount of cash or based on geography
The coupling of the card consumer record of location information and current consumption card generates cash consumption geographical position
Information or card consumption geographical location information.
When describing intelligence wallet above in conjunction with the embodiment of Fig. 2 and Fig. 3 involved about user
The method that the content that accounts information obtains is equally applicable to Fig. 4, therefore here is omitted.
On the other hand, the application may be provided for a kind of user account information based on intelligence wallet
Acquisition device.
With reference to shown in Fig. 1, this device can be arranged at such as intelligence wallet terminal unit 101,
In 102, it is also possible to be arranged in server 104.In certain embodiments, such as, at base
When current amount of cash information and card consumer record generate active user's account amount information,
If intelligence wallet does not possess disposal ability, then can be by server 104 based on showing of collecting
Gold is deposited the image of interlayer or Card storing interlayer and is generated current amount of cash information and card surface information
Terminal is returned after generating active user's account amount information.Or, if intelligence wallet possesses place
Reason ability, it is also possible to be directly based upon by the such as terminal unit 101,102 of intelligence wallet and collect
Cash deposit the image of interlayer or Card storing interlayer and generate current amount of cash information and card face
Information, generates active user's account gold further according to current amount of cash information and card consumer record
Volume information.
Flow chart in accompanying drawing and block diagram, it is illustrated that according to various embodiments of the invention system,
Architectural framework in the cards, function and the operation of method and computer program product.This point
On, each square frame in flow chart or block diagram can represent a module, program segment or code
A part, a part for described module, program segment or code comprise one or more for
Realize the executable instruction of the logic function of regulation.It should also be noted that at some as replacement
In realization, the function marked in square frame can also be sent out to be different from the order marked in accompanying drawing
Raw.Such as, two square frames succeedingly represented can essentially perform substantially in parallel, they
Sometimes can also perform in the opposite order, this is depending on involved function.It is also noted that
It is, the square frame in each square frame in block diagram and/or flow chart and block diagram and/or flow chart
Combination, can realize by the special hardware based system of the function or operation that perform regulation,
Or can realize with the combination of specialized hardware with computer instruction.
As on the other hand, present invention also provides a kind of computer-readable recording medium, this meter
Calculation machine readable storage medium storing program for executing can be that computer included in device described in above-described embodiment can
Read storage medium；Can also be individualism, the computer-readable storage being unkitted in the equipment of allocating into
Medium.Computer-readable recording medium storage has one or more than one program, described program
It is used for performing to be described in the formula input method of the application by one or more than one processor.
Above description is only the preferred embodiment of the application and the explanation to institute's application technology principle.
It will be appreciated by those skilled in the art that invention scope involved in the application, however it is not limited on
State the technical scheme of the particular combination of technical characteristic, also should contain without departing from described simultaneously
In the case of inventive concept, above-mentioned technical characteristic or its equivalent feature carry out combination in any and shape
Other technical scheme become.Such as features described above has with (but not limited to) disclosed herein
The technical scheme that the technical characteristic of similar functions is replaced mutually and formed.
Claims (20)
1. an intelligent wallet, deposits interlayer including cash, it is characterised in that also include image
Harvester, processor and communication module；
Described image acquisition device deposits the image of interlayer for gathering cash；
Described processor is for generating current amount of cash information based on described image；
Described processor is additionally operable to obtain the card face letter associating card being associated with described intelligence wallet
Breath；
Described communication module is for obtaining card consumer record based on described card surface information；
Described processor is additionally operable to consume note based on described current amount of cash information and described card
Record generates active user's account amount information；Described intelligence wallet also includes Card storing interlayer；
Described association card include leaving in described Card storing interlayer deposit card and with described intelligence
The binding card of energy wallet binding.
Intelligence wallet the most according to claim 1, it is characterised in that also include that sensing is single
Unit；
Described sensing unit is used for sensing user and described cash is deposited interlayer and described Card storing
The operational motion of interlayer；
Described image acquisition device for based on described cash is deposited interlayer described operational motion or
The operational motion described cash of collection of described Card storing interlayer is deposited interlayer or described card is deposited
Put the image of interlayer.
Intelligence wallet the most according to claim 1, it is characterised in that:
Described image acquisition device includes that being placed in described cash deposits the first image acquisition units of interlayer
With the second image acquisition units being placed in described Card storing interlayer；
The cash layering that described first image acquisition units is deposited in interlayer for gathering described cash
Image；
Described processor is additionally operable to determine individual bank note amount information based on described cash layered image
With bank note quantity information, and amount information based on individual bank note described and the quantity of described bank note
Information, determines current amount of cash information, and wherein, the amount information of individual bank note described includes
Currency type information and value of money information；
Described second image acquisition units is for gathering the figure of the card deposited in card storage holder layer
Picture；
Described processor is additionally operable to image based on card and determines the card surface information of described card；
Described communication module is additionally operable to card surface information based on described card and obtains card consumer record；
Wherein, described card surface information includes card number information.
Intelligence wallet the most according to claim 3, it is characterised in that:
Described second image acquisition units is deposited for the image or described card gathering current consumption card
Put every in interlayer and deposit the card layered image of card；
Described communication module is additionally operable to: obtain the card consumer record of described current consumption card in real time；
And/or to deposit card and the card consumption of described binding card described in ticket reserving time interval collection every
Record.
Intelligence wallet the most according to claim 3, it is characterised in that described communication module
Card consumer record is obtained by least one mode following:
Access the card issuer website of card to obtain card consumer record；And
Access the subscriber mailbox associated with card to obtain card consumer record.
Intelligence wallet the most according to claim 3, it is characterised in that described image acquisition device
Also include the 3rd image acquisition units；
Described 3rd image acquisition units is used for gathering bill image；
Described active user's account amount information also includes cash consumption bill information and card consumption
Bill information；
Described processor is additionally operable to determine bill information based on described bill image, and based on described
The coupling of bill information and described current amount of cash generates cash consumption bill information or based on institute
The coupling stating bill information and described card consumer record generates card consumption bill information；
Described card consumer record includes the card consumer record of current consumption card, deposits the card of card
Sheet consumer record and the card consumer record of binding card.
Intelligence wallet the most according to claim 1, it is characterised in that also include locating module；
Described locating module is for obtaining the geo-localisation information of described intelligence wallet；
Described active user's account amount information also includes cash consumption geographical location information and card
Consumption geographical location information；
Described processor is additionally operable to based on described geo-localisation information and described current amount of cash
The coupling of coupling or card consumer record based on described geo-localisation information and current consumption card is raw
Become cash consumption geographical location information or card consumption geographical location information.
8. according to intelligence wallet described in claim 1-7 any one, it is characterised in that also wrap
Include display module；
Described display module is used for showing described active user's account amount information.
9. an intelligent wallet, deposits interlayer, Card storing interlayer including cash, and its feature exists
In, also include image acquisition device and communication module；
Described image acquisition device deposits interlayer or the image of Card storing interlayer for gathering cash；
Described communication module is sent out for the image that described cash is deposited interlayer or Card storing interlayer
Deliver to ppu, and receive active user's account amount of money letter that described ppu sends
Breath, described active user's account amount information includes current amount of cash information and card consumption note
Record；
Described intelligence wallet also includes sensing unit；
Described sensing unit is used for sensing user and described cash is deposited interlayer and described Card storing
The operational motion of interlayer；
Described image acquisition device for based on described cash is deposited interlayer described operational motion or
The operational motion described cash of collection of described Card storing interlayer is deposited interlayer or described card is deposited
Put the image of interlayer.
Intelligence wallet the most according to claim 9, it is characterised in that:
Described image acquisition device includes that being placed in described cash deposits the first image acquisition units of interlayer
With the second image acquisition units being placed in described Card storing interlayer；
The cash layering that described first image acquisition units is deposited in interlayer for gathering described cash
Image；
Described second image acquisition units is for gathering the image of current consumption card and/or leaving in
In described Card storing interlayer every deposits the card layered image of card.
11. intelligence wallets according to claim 10, it is characterised in that described image is adopted
Storage also includes the 3rd image acquisition units；
Described 3rd image acquisition units is used for gathering bill image；
Described active user's account amount information also includes cash consumption bill information and card consumption
Bill information；
Described communication unit is additionally operable to send to described ppu described bill image, and
Receive that described ppu sends is based on described bill information and described current amount of cash
The cash consumption bill information or based on described bill information and described card consumer record of coupling
The card consumption bill information of coupling；
Described card consumer record includes the card consumer record of current consumption card and deposits the card of card
Sheet consumer record.
12. intelligence wallets according to claim 9, it is characterised in that also include location
Module；
Described locating module is for obtaining the geo-localisation information of described intelligence wallet；
Described active user's account amount information also includes cash consumption geographical location information and card
Consumption geographical location information；
Described communication unit is additionally operable to send to described ppu described geo-localisation information,
And receive described ppu send based on described geo-localisation information and described current cash
The cash consumption geographical location information of the coupling of the amount of money or based on described geo-localisation information and current
The card consumption geographical location information of the coupling of the card consumer record of consumption card.
13. according to the intelligent wallet described in claim 9-12 any one, it is characterised in that
Also include display module；
Described display module is used for showing described active user's account amount information.
14. 1 kinds of user account information acquisition methods based on intelligence wallet, described intelligence wallet
Interlayer, Card storing interlayer, image acquisition device and communication module, its feature is deposited including cash
Being, described method includes:
The cash gathered according to described image acquisition device is deposited the image of interlayer and is determined current cash gold
Volume information；
Determine the card surface information associating card being associated with described intelligence wallet；
Card consumer record is obtained based on described card surface information；And
Active user's account is generated based on described current amount of cash information and described card consumer record
Family amount information；
Described association card include leaving in described Card storing interlayer deposit card and with described intelligence
The binding card of energy wallet binding.
15. methods according to claim 14, it is characterised in that:
Described method performs, described effective operation behavior in response to effective operation behavior of user
The Card storing interlayer of interlayer or operation intelligence wallet is deposited including the cash operating intelligence wallet
At least one.
16. methods according to claim 14, it is characterised in that adopt according to described image
The cash of storage collection is deposited the image of interlayer and is determined current amount of cash information, including:
The cash layered image in interlayer deposited by the cash obtaining intelligence wallet；
Deposit the cash layered image in interlayer based on described cash, determine the denomination sum of cash
Amount is to determine current amount of cash.
17. methods according to claim 14, it is characterised in that determine and described intelligence
Wallet be associated association card card surface information, including following at least one:
Image according to current consumption card determines the card surface information of current consumption card；
The card layered image depositing card according to every in described Card storing interlayer determines every
Deposit the card surface information of card；And
Obtain the card surface information of described binding card；
Wherein, described card surface information includes card number information.
18. methods according to claim 14, it is characterised in that described based on described card
Surface information obtain card consumer record, including following at least one:
Access the card issuer website of card to obtain the card consumer record of described card；And
Access the subscriber mailbox associated with described card to obtain the card consumer record of described card.
19. methods according to claim 14, it is characterised in that also include:
The bill image gathered based on described image acquisition device determines bill information；
Coupling based on described bill information and described current amount of cash generates cash consumption information,
Or, coupling based on described bill information and described card consumer record generates card consumption letter
Breath.
20. according to method described in claim 14-19 any one, it is characterised in that also wrap
Include:
Obtain the geo-localisation information of customer consumption；
Based on described geo-localisation information and the coupling of described current amount of cash or based on described
The coupling of the card consumer record of reason location information and current consumption card generates cash consumption geography position
Confidence breath or card consumption geographical location information.
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| CN201510209584.8A CN104856385B (en) | 2015-04-28 | 2015-04-28 | Intelligent wallet and user account information acquisition method based on intelligent wallet |
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| CN201510209584.8A CN104856385B (en) | 2015-04-28 | 2015-04-28 | Intelligent wallet and user account information acquisition method based on intelligent wallet |
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| CN104856385B true CN104856385B (en) | 2017-01-11 |
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Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107958251A (en) * | 2017-11-16 | 2018-04-24 | 维沃移动通信有限公司 | A kind of amount of currency conversion method, device and mobile terminal |
| CN108364012B (en) * | 2018-01-04 | 2021-09-07 | 创新先进技术有限公司 | Method and device for determining total amount of money |
| CN110807633A (en) * | 2019-10-28 | 2020-02-18 | 奇酷互联网络科技（深圳）有限公司 | Smart wallet-based accounting method and smart wallet |
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| CN104856385A (en) | 2015-08-26 |
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