CN104574530B - Method and system, mobile terminal and the OBU supplemented with money to OBU by mobile terminal - Google Patents

Method and system, mobile terminal and the OBU supplemented with money to OBU by mobile terminal Download PDF

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Publication number
CN104574530B
CN104574530B CN201410042019.2A CN201410042019A CN104574530B CN 104574530 B CN104574530 B CN 104574530B CN 201410042019 A CN201410042019 A CN 201410042019A CN 104574530 B CN104574530 B CN 104574530B
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China
Prior art keywords
stored value
card
information
value card
mobile terminal
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CN201410042019.2A
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Chinese (zh)
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CN104574530A (en
Inventor
张亮
罗瑞发
杨成
王明宽
向涛
李怀山
陈静
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Shenzhen Genvict Technology Co Ltd
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Shenzhen Genvict Technology Co Ltd
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Priority to CN201410042019.2A priority Critical patent/CN104574530B/en
Publication of CN104574530A publication Critical patent/CN104574530A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/06Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
    • G07B15/063Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station

Abstract

The present invention relates to pass through method and system, mobile terminal and OBU that mobile terminal is supplemented with money to OBU.Method includes:Mobile terminal sends to stored value card circle deposit system and supplements application information with money;The mobile terminal receives the charging information that the stored value card circle deposit system is returned;The charging information that the mobile terminal will be received is sent to board units.The embodiment of the present invention is sent to stored value card circle deposit system by mobile terminal and supplements application information with money, and the charging information that circle deposit system is returned is sent to board units, so that charging information are write into stored value card IC-card by board units, this way of payment causes that user can carry out circle and deposit whenever and wherever possible, the time need not be spent to go to supplement with money site and queue up supplement with money, it is simple to operate;And, the bridge between the stored value card circle deposit system and stored value card IC-card that are erected by mobile terminal so that user can at any time grasp the situation of stored value card IC-card.

Description

Method and system, mobile terminal and the OBU supplemented with money to OBU by mobile terminal
Technical field
The present invention relates to technical field of intelligent traffic, more particularly to a kind of side supplemented with money to board units by mobile terminal Method and system, mobile terminal and board units.
Background technology
Electronic non-parking automatic charging(ETC, Electronic Toll Collection)System is a kind of without parking Payment comes by the scheme of charge station, and it utilizes roadside unit(RSU, Road Side Unit, also referred to as road side base station)With installation Board units in the car(OBU, On Board Unit)It is in communication with each other and is exchanged with information, reaches to the automatic of vehicle Identification, and communication expense is deducted from the specified account of vehicle user automatically, so as to realize automatic charging.Wherein, OBU is provided with support The interface of stored value card IC-card read-write(Also known as IC-card module for reading and writing), the interface has contact and two kinds of read-write modes of noncontact, logical Crossing interface OBU can be written and read operation to stored value card IC-card, including reading balance amount, deduct fees.
At present, when ETC user's electron wallet IC-card is supplemented with money, it usually needs to the recharge point specified such as outlet or silver Row is supplemented with money.This way of payment has that recharge point is few, supplements hardly possible with money.
The content of the invention
The present invention provides a kind of method and system and relevant device of the stored value card IC that can be supplemented with money online in ETC system.
According to the first aspect of the invention, there is provided one kind by mobile terminal to charging on-board units on line method, including: Mobile terminal sends to stored value card circle deposit system and supplements application information with money;The mobile terminal receives the stored value card circle and deposits The charging information that system is returned;The charging information that the mobile terminal will be received is sent to board units.
According to the second aspect of the invention, there is provided one kind is for realizing as described above by mobile terminal to board units The charging on-board units on line system of online recharge method.
According to the third aspect of the invention we, there is provided one kind is as described above by mobile terminal to charging on-board units on line The mobile terminal used in method, the mobile terminal includes:Application sending module is supplemented with money, for stored value card circle deposit system Application information is supplemented in transmission with money;Charging information receiver module, for receiving the charging information that the stored value card circle deposit system is returned; Charging information forwarding module, the charging information for that will receive is sent to board units.
According to the fourth aspect of the invention, there is provided one kind is as described above by mobile terminal to charging on-board units on line The board units used in method.
According to the fifth aspect of the invention, there is provided a kind of mobile terminal for realizing charging on-board units on line, including:Supplement with money Application information sending module, application information is supplemented with money for being sent to stored value card circle deposit system;Charging information receiver module, is used for Receive the stored value card circle deposit system and receive the charging information supplemented with money and returned after application information;First communication interface, Charging information for that will receive is sent to board units.
According to the sixth aspect of the invention, there is provided a kind of board units supplemented with money online by mobile terminal, including:The Two communication interfaces, for receiving and returning to the mobile terminal by stored value card circle deposit system after, sent by the mobile terminal Charging information.
According to the seventh aspect of the invention, there is provided a kind of stored value card circle for realizing that mobile terminal is supplemented with money online is deposited and is System, including:Network access server, application information is supplemented with money for receive that the mobile terminal sends, is additionally operable to the shifting Dynamic terminal returns to charging information, wherein the application information of supplementing with money at least includes stored value card IC card information;Main frame is deposited in coil, Supplemented with money to corresponding stored value card IC-card account for supplementing application information with money according to.
The embodiment of the present invention is sent to stored value card circle deposit system by mobile terminal and supplements application information with money, and circle is deposited is The charging information for returning of uniting is sent to board units, so that charging information can be write into stored value card IC-card by board units, This way of payment causes that user can carry out circle and deposit whenever and wherever possible, is supplemented with money without spending the time to go to supplement with money site to queue up, and operates It is simple and convenient;And, the bridge between the stored value card circle deposit system and stored value card IC-card that are erected by mobile terminal is made Obtaining user can at any time grasp the situation of stored value card IC-card.
Brief description of the drawings
Fig. 1 for an embodiment of the present invention by structural representation from mobile terminal to charging on-board units on line system Figure;
Fig. 2 is the structural representation of the stored value card circle deposit system of an embodiment of the present invention;
Fig. 3 to Fig. 8 be respectively in the charging on-board units on line system of an embodiment of the present invention mobile terminal with it is vehicle-mounted The communication mode schematic diagram of unit;
Fig. 9 is the schematic flow sheet of the charging on-board units on line method of an embodiment of the present invention;
Figure 10 for an embodiment of the present invention charging on-board units on line method in specifically supplement operating process schematic diagram with money;
Figure 11 is the specific registration operating process schematic diagram of the charging on-board units on line method of an embodiment of the present invention;
Figure 12 is the schematic flow sheet of the charging on-board units on line method of an embodiment of the present invention.
Specific embodiment
The present invention is described in further detail below by specific embodiment combination accompanying drawing.
Embodiment 1:
As shown in figure 1, the charging on-board units on line system of an embodiment of the present invention includes stored value card circle deposit system 10th, mobile terminal 20, OBU 30, it is illustrated that in dotted line connection represent that connected connected mode therebetween is using wireless Connection, at the same there is dotted line connection and realize the connected connection therebetween of the expression of connection for can using wireless and/or Wired connection.
Stored value card circle deposit system 10 is used for the pass set up between user account, stored value card IC-card account and Bank Account Number Connection.In a kind of instantiation, stored value card circle deposit system 10 includes network access server 101 and deposits main frame 102 in coil, such as Shown in Fig. 2.Wherein, network access server 101 is used to deposit the circle of mobile terminal 20 after application changes into consolidation form, sends Main frame 102 is deposited in coil, and after the information that comfortable coil deposits main frame 102 in the future is converted into the form of suitable mobile terminal 20, It is transmitted to mobile terminal 20;Coil deposit main frame 102 for set up user account, stored value card IC-card account and Bank Account Number it Between association, for realize Bank Account Number to stored value card IC-card account transfer accounts offer may.
Stored value card circle deposit system 10 after the related application that mobile terminal 20 sends is received, in this application carry Concerned account numbers information verified, if the verification passes, then perform associative operation, including registration associative operation to transfer accounts it is related Operation, detailed description will be hereafter given to the associative operation, be not detailed herein.Wherein, when associative operation is transferred accounts in execution, The communication set up between stored value card circle deposit system 10 and bank transaction Network Management Equipment is needed, its communication protocol is typically used《Silver Row card networking alliance technical specification V2.0》.
Mobile terminal 20 refers to the electronic equipment for having computing capability and portability concurrently, possesses radio network functions, mobile whole End 20 can be for example, by mobile data network connection stored value card circle deposit system 20.Mobile communication equipment such as mobile phone is mobile terminal A primary categories.Mobile terminal 20 establishes the bridge between stored value card circle deposit system 10 and OBU 30 in embodiment Beam;It is appreciated that the IC-card being mounted on mobile terminal 20 for implementing this bridge function supplements software with money, the IC-card fills The function of value software will be embodied below by related procedure or process.
Mobile terminal 20 can be communicated with OBU 30 by wired or wireless way, and specifically, mobile terminal 20 includes First communication interface, OBU 30 includes second communication interface corresponding with the communication mode of first communication interface use.No In with embodiment, the first communication interface and corresponding second communication interface can use following one or more communication module Realize:DSRC(DSRC, Dedicated Short-Range Communication)Module, WIFI module, GPRS/GSM modules, USB OTG(On the Go)Module, bluetooth module, near-field communication(NFC, Near Field Communication)Module etc..As shown in Figures 3 to 8, there is provided several not Tongfangs that mobile terminal 20 communicates with OBU 30 Formula, the physical circuit design of each communication module refers to conventional correlation technique and realizes, is not detailed herein.
OBU 30 is installed in the car, while also storing the information related to ETC, such as license plate number, vehicle information, OBU 30 With the interface for supporting the read-write of stored value card IC-card, the interface has contact and two kinds of read-write modes of noncontact, by the interface, OBU can be written and read operation to stored value card IC-card, including reading balance amount, deduct fees.For the present embodiment, OBU 30 can be It is integrated with stored value card IC-card, it is directly from integrated with its when OBU 30 sends IC card information to mobile terminal 20 Stored value card IC-card in obtain IC card information, then directly transmit;OBU receives the charging information that mobile terminal 20 sends Afterwards, in the stored value card IC-card that OBU 30 can be write direct integrated with its.Or it can be said that stored value card IC-card Function is all integrated in OBU, and the function that stored value card IC-card should be realized is completed by OBU.
In another embodiment, OBU 30 is not integrated with stored value card IC-card, still as shown in figure 1, now OBU exists Line charging system also includes stored value card IC-card 40, and now OBU 30 is used for contact or the non-contacting electronics that read-write is communicated The information of wallet IC-card 40, and the stored value card IC card information that will be read is sent to mobile terminal 20;It is additionally operable to receive movement The charging information that terminal 20 sends, and the charging information is deposited into order as circle be sent to stored value card IC-card 40.
And stored value card IC-card 40 is used to produce process key SK, and first information identification code is calculated using SK MAC1, the IC card information of itself is sent to OBU 30;It is additionally operable to receive the circles that send of OBU 30 and deposits order, and is tested using SK The second message authenticator code MAC2 is demonstrate,proved, if the verification passes, then recharge amount is added on the corresponding amount of money of account number.Specifically The first information identifies that code MAC1 and the second acting on for message authenticator code MAC2 are disclosed below.
The online charging systems of OBU provided by previous embodiment, can whenever and wherever possible be carried out circle and deposited, and user is without spending Time goes to supplement with money site and queues up and supplements with money, simple to operate.It is a kind of based on the online charging systems of OBU that previous embodiment is provided Embodiment provides the online recharge methods of corresponding OBU, as shown in figure 9, comprising the following steps S10-S30:
Step S10, mobile terminal sends to stored value card circle deposit system and supplements application information with money;
Step S20, mobile terminal receives the charging information that stored value card circle deposit system is returned;
Step S30, the charging information that mobile terminal will be received is sent to OBU.
In step s 30, if OBU and stored value card becoming one of IC-card, after step S30, OBU is received During to charging information, directly can be written to charging information in its corresponding account balance by it.If the two is not integration, After step S30, OBU can prestore the charging information, and then opportune moment issues stored value card IC-card again, or can be OBU The charging information that will be received is transmitted directly to stored value card IC-card, and then charging information is write itself by stored value card IC-card again Account balance in.
As shown in Figure 10, a kind of specific mistake of the online recharge methods of the OBU of embodiment is provided by way of combining sequential Journey 1-17.
Process 1. is directly logged in:In mobile terminal side, user uses good user account and password registered in advance(If having) The IC-card logged in mobile terminal supplements software with money, and supplementing software with money so as to the IC-card carries out supplementing operation with money.
Process 2. is input into recharge amount:User is input into recharge amount, i.e. mobile terminal in IC-card supplements software with money and receives defeated The specified recharge amount for entering.
Process 3. asks IC card information:IC-card is supplemented software with money and is connected with OBU foundation automatically, and sends request electronics to OBU Wallet IC card information.It can for example start IC-card that wherein IC-card supplements the automatic mode for setting up connection between software and OBU with money After supplementing software with money, actively communicated, or user with second communication interface of OBU by the first communication interface of mobile terminal OBU is waken up to OBU insertion stored value card IC-cards, OBU is actively communicated with the first of mobile terminal by its second communication interface and connect Port communications.
The circle of process 4. deposits initialization command:OBU deposits initialization command to headband under stored value card IC-card.
The stored value card IC card information of process 5.:Stored value card IC-card deposits initialization command according to circle, by stored value card IC-card To OBU, stored value card IC card information may include electronic IC card account balance, IC-card ID and checking information, checking letter to feedback of the information Breath may include key version number, algorithm mark, pseudo random number and first information identification code MAC1.Wherein the first information identifies code MAC1 produce process can be:Stored value card IC-card receive board units transmission circle deposit initialization command after, produce process Key SK, is then calculated first information identification code using SK.
The stored value card IC card information of process 6.:The stored value card IC card information that OBU will be obtained feeds back to mobile terminal.
The circle of process 7. deposits application information(Designated amounts, user account):The IC-card of mobile terminal supplement with money software automatically by Data network deposits application and user account to the circle that stored value card circle deposit system sends designated amounts.
The stored value card IC card information of process 8.:The IC-card of mobile terminal supplements the stored value card IC-card that software feeds back OBU with money Information is sent to stored value card circle deposit system.
Process 9. verifies user account and IC card information:Stored value card circle deposit system is received supplements application information with money(Including The circle of designated amounts deposits application, user account and stored value card IC card information)Afterwards, to user account and stored value card IC card information Verified and processed.Checking wherein to user account can be formal verification mode conventional at present, for example, only need checking Whether the user account for receiving is one of user account for prestoring, or whether user account and password match.Wherein to electronics Wallet IC card information is verified and the process for the treatment of includes:Stored value card circle deposit system is used and stored value card IC-card identical key Generation method generating process key SK, and MAC1 is verified using the SK;If MAC1 verifications are correct, mainframe on-line is handed over Easy sequence number adds 1, then recharge amount, type of transaction mark, OBU numberings, trade date and time are carried out MAC and is calculated with SK Second message authenticator code MAC2;If checking does not pass through(That is MAC1 verifications are incorrect), stored value card circle deposit system is to mobile whole The IC-card at end supplements software feedback checking with money not by result, for example, the requirement of handling of related service can be sent into mobile terminal IC-card supplement software with money.
Process 10. is verified, and sends application of transferring accounts:The process is the operation after being verified in process 9, now, Stored value card circle deposit system according to the user account, the related information between stored value card IC-card account and Bank Account Number for prestoring, Sent from bank account to corresponding stored value card to the affiliated bank of corresponding Bank Account Number by bank transaction Network Management Equipment IC-card account shifts the application of designated amounts, and the bank returns to transfer operation result.
Process 11. is transferred accounts the feedback of success or not(Charging information):If transferred accounts successfully, stored value card circle deposit system Supplement the IC-card that charging information is sent to mobile terminal with money software;If it is unsuccessful to transfer accounts, stored value card circle deposit system will not be into The IC-card that the reason for work(is sent to mobile terminal supplements software with money, so as to notify user.Wherein charging information include recharge amount, Host transaction date and time, MAC2 etc..
The charging information of process 12.(MAC2):The IC-card of mobile terminal is supplemented with money after software receives charging information, will be supplemented with money Information is sent to OBU.
The circle of process 13. deposits order(Charging information):After board units receive charging information, using charging information as circle The DATA domains of order are deposited, and sends circle and deposit order electron wallet IC-card.
Process 14. verifies MAC2:Stored value card IC-card is received after circle deposits order, produces process key SK, is tested using SK Demonstrate,prove the correctness of MAC2.
Process 15. is verified, and calculates TAC yards:If the verification passes, then recharge amount is added to itself account balance Above, update transaction details record and new balance, on-line transaction sequence number, recharge amount, type of transaction are identified with internal key, OBU numberings, stored value card circle deposit system host transaction date and time are traded identification code TAC and calculate, and produce TAC yards;Will IC-card on-line transaction sequence number adds 1.
TAC yards of process 16.:Stored value card IC-card is passed back to OBU by TAC yards;OBU receives TAC yards, and friendship is supplemented in confirmation with money Easily success.
The recharging result of process 17.:OBU supplements the IC-card that recharging result feeds back to mobile terminal with money software again.IC-card is supplemented with money After software receives the recharging payment successful information that OBU is sended over, user can be pointed out to supplement completion with money.
The online recharge methods of OBU are completed by above procedure.It is appreciated that wherein the sequential of process 3-8 can change, For example, can first send circle deposits application information(That is process 7), then send request IC card information to OBU again(That is process 3-6); Can also send circle simultaneously to deposit application information and IC card information(Will process 7 and 8 merge into a process);Can also be as Fruit OBU has been pre-registered, then ask IC card information when be that IC card information is directly got from OBU(Eliminate Process 4,5).
The embodiment of the present invention can be supplemented with money to the IC-card in OBU whenever and wherever possible by mobile terminal, saved and supplemented net with money Point is queued up time for supplementing with money and expense, and, each being supplemented with money is required for by mobile terminal with OBU and IC-card is supplemented with money and interacted, Allow that user grasps the situation of stored value card IC-card at any time, the terminal that will not be moved is supplemented with money for stored value card IC-card, so And stored value card IC-card fails to upgrade in time, charging information causes confusion that may be present of subsequently deducting fees.
What is be given in embodiment shown in Fig. 9 and Figure 10 is that chartered user account supplements situation with money, on how Registration, can complete registration when OBU is issued by PC or site, and this logon mode is the conventional side of current ETC system Formula, is not detailed herein;Can also supplement software with money by the IC-card of mobile terminal to realize.In a kind of embodiment provide how The explanation that software realizes registration is supplemented with money by IC-card, i.e., a kind of online recharge methods of the OBU of embodiment also include:Mobile terminal to Stored value card circle deposit system sends application for registration, receives the registration feedback information that stored value card circle deposit system is returned.For specifically The bright registration process, the relevant registration be given here by the mode for combining sequential in the online recharge methods of OBU of embodiment is grasped The detailed process 20-29 of work.
Process 20. starts APP, is input into account information:User be input into IC-card supplements software i.e. APP with money user account and Bank Account Number and password(If having).
Process 21. sets up connection:IC-card is supplemented software with money and is communicated with OBU automatically.
The circle of process 22. deposits initialization command:OBU sends circle and deposits initialization command electron wallet IC.
The stored value card IC card information of process 23.:Stored value card IC feeds back IC card information to OBU, wherein stored value card IC-card Information can include checking information and IC-card ID, the checking information may include key version number, algorithm mark, pseudo random number and MAC1。
The stored value card IC card information of process 24.:OBU supplements the IC-card that IC card information feeds back to mobile terminal with money software.
The similar aforementioned process 3-6 of wherein said process 21-24, do not repeat.
The user's registration application of process 25.(User account, IC card information and Bank Account Number):IC-card is supplemented software with money and is led to automatically Cross data network to stored value card circle deposit system send user's registration application, and by user account, stored value card IC card information and Bank Account Number is sent to stored value card circle deposit system.
Process 26. is verified:Stored value card circle deposit system receives user's registration application and user account, stored value card After IC card information and Bank Account Number, user account, stored value card IC card information and Bank Account Number are verified one by one.It is wherein right The checking of user account and Bank Account Number can be formal verification mode conventional at present, for example, need to only verify the user for receiving Whether whether form is correct for account, Bank Account Number.Wherein stored value card IC card information verification process is included:Stored value card circle is deposited System use with stored value card IC-card identical key generation method generating process key SK, and school is carried out to MAC1 using the SK Test.
Process 27. sets up association(User account, IC-card account, Bank Account Number):If user account, stored value card IC Card information and Bank Account Number are verified, and stored value card circle deposit system obtains corresponding electronics according to stored value card IC card information Wallet IC-card account, and set up associating between user account, stored value card IC-card account and bank account.
The feedback of the result of process 28.(Pass through/do not pass through):If the verification passes, stored value card circle deposit system passes through Data network supplements the IC-card that result feeds back to mobile terminal with money software.If checking does not pass through, stored value card circle deposit system leads to Cross data network by not by the reason for feed back to the IC-card of mobile terminal and supplement software with money.
Whether the prompting registration of process 29. completes:IC-card is supplemented software with money and receives what stored value card circle deposit system was sended over After account is successfully associated information, user's registration is pointed out to complete.
Realize that OBU supplements the registration process of IC-card with money online in mobile terminal side by said process 20-29, then pass through again Said process 1-17 completes to supplement IC-card with money online to the OBU of registered users, make user need not to specify supplement site with money just can be in fact Now stored value card IC-card is supplemented with money, it is simple to operate;And based on the method and system, recharge point can be set, save The costs such as card reader terminal are saved, site shop assistant's cost of labor etc. is supplemented in saving with money.It is a kind of with registration with supplement the OBU that is integrated with money As shown in figure 12, implementing for each step being directed to refers to preceding method embodiment to online recharge method, herein not Repeat.
Based on the online recharge method/systems of above OBU, an embodiment of the present invention additionally provides one kind and is applied to the party The mobile terminal of method/system.
The mobile terminal includes supplementing application information sending module with money, and application is supplemented with money for being sent to stored value card circle deposit system Information;Also include charging information receiver module, receive for receiving the stored value card circle deposit system and described supplement letter of application with money The charging information returned after breath;Also include the first communication interface, the charging information for that will receive is sent to board units;Also Registering modules are may include, user account and account No. for receiving input, and the stored value card IC that board units are returned Card information, and for sending application for registration to stored value card circle deposit system, the registration for receiving the return of stored value card circle deposit system is anti- Feedforward information.
Charging information sending module, charging information receiver module and Registering modules all supplement the function mould in software with money for IC-card Block, the step for realizing correspondence in each flow above, for example foregoing each process of concrete function embodies, and function is defeated including receiving user The recharge amount and/or account information that enter, send information to OBU or stored value card circle deposit system and receive OBU or electronics The information that wallet circle deposit system sends, these functions can be realized by the programming technique commonly used;It is appreciated that this area is common Technical staff's IC-card according to disclosed in previous embodiment supplements software function with money, and exploitation can be easily programmed to this.It is a kind of real In existing, the operating system of mobile terminal is Android system, and the realization that IC-card supplements software with money is the equal of to be developed on Android system Application APP, the APP should be able to cause that mobile terminal can be interacted by data network with stored value card circle deposit system, can also lead to The communication mode crossed as shown in figures 3-8 is interacted with OBU, additionally it is possible to provide interface for users input data.Mobile terminal and OBU it Between communication mode as shown in figures 3-8, therefore, mobile terminal is additionally provided with the first communication interface, and the communication interface is using as next Plant or various communication modules:DSRC module, WIFI module, GPRS or gsm module, USB OTG modules, bluetooth mould Block, near-field communication module.
In addition, being based on the online recharge method/systems of above OBU, an embodiment of the present invention additionally provides one kind and is applied to The OBU of the method/system, is provided with the second communication interface in the OBU, movement is returned to by stored value card circle deposit system for receiving After terminal, the charging information sent by mobile terminal, its communication interface uses following one or more communication module:Special short distance Communication module, WIFI module, GPRS or gsm module, USB OTG modules, bluetooth module, near-field communication module.
An embodiment of the present invention additionally provides a kind of electronic money for realizing the online recharge method of above mobile terminal Bag circle deposit system, mainly including network access server, for the description according to above flow, receives filling for mobile terminal transmission Value application information, and for returning to charging information to mobile terminal;It is additionally included in coil and deposits main frame, for according to above flow Description, supplemented with money to corresponding stored value card IC-card account according to application information is supplemented with money, and realize foregoing registration, checking Etc. function.
It will be understood by those skilled in the art that all or part of step of various methods can pass through in above-mentioned implementation method Program instructs related hardware to complete, and the program can be stored in a computer-readable recording medium, storage medium can be wrapped Include:Read-only storage, random access memory, disk or CD etc..
Above content is to combine specific embodiment further description made for the present invention, it is impossible to assert this hair Bright specific implementation is confined to these explanations.For general technical staff of the technical field of the invention, do not taking off On the premise of present inventive concept, some simple deduction or replace can also be made.

Claims (15)

1. a kind of mobile terminal that passes through is to charging on-board units on line method, it is characterised in that including:
Mobile terminal sends to stored value card circle deposit system and supplements application information with money, it is described supplement with money application information including user account, The circle of recharge amount is specified to deposit application and stored value card IC card information;
The mobile terminal receives the charging information that the stored value card circle deposit system is returned, and the charging information includes supplementing gold with money Volume and the stored value card circle deposit system are generated according to the result for successfully passing checking of the stored value card IC card information The second message authenticator code;
The charging information that the mobile terminal will be received is sent to board units;
Wherein, the mobile terminal is communicated with the board units by wired or wireless way.
2. as claimed in claim 1 by mobile terminal to charging on-board units on line method, it is characterised in that also include: The charging information is write stored value card IC-card by the board units.
3. as claimed in claim 1 by mobile terminal to charging on-board units on line method, it is characterised in that the movement Terminal sends the step for supplementing application information with money to stored value card circle deposit system to be included:
The mobile terminal receives the described specified recharge amount of input;
The mobile terminal sends the request stored value card IC card information to the board units, receives the board units and returns The stored value card IC card information returned;
The mobile terminal sends to the stored value card circle deposit system and supplements application information with money, and the application information of supplementing with money includes using Family account, the circle of the specified recharge amount deposit application and stored value card IC card information.
4. as claimed in claim 3 by mobile terminal to charging on-board units on line method, it is characterised in that in the shifting Before the step for dynamic terminal receives the charging information of the stored value card circle deposit system return, also include:
The stored value card circle deposit system receive it is described when supplementing application information with money, respectively to the user account and the electronics Wallet IC card information is verified;
The stored value card circle deposit system is generated described according to the result for successfully passing checking of the stored value card IC card information Second message authenticator code;
The stored value card circle deposit system all successfully passes checking according to the stored value card IC card information and the user account Result, with reference to the user account, the related information between stored value card IC-card account and Bank Account Number that prestore, to receive The affiliated bank of the corresponding Bank Account Number of the user account send and transfer accounts application information;
The stored value card circle deposit system receives the transfer operation result that the bank returns, and according to successful transfer operation knot Fruit sends charging information to the mobile terminal, and the charging information includes second message authenticator code.
5. as claimed in claim 4 by mobile terminal to charging on-board units on line method, it is characterised in that in the shifting After the step for charging information that dynamic terminal will be received is sent to board units, also include:
The board units receive the charging information, and the charging information is deposited the data field of order as circle, and send institute State circle and deposit order electron wallet IC-card;
After the stored value card IC-card reception circle deposits order, process key is produced, it is described using process key checking The correctness of second message authenticator code carried in charging information;
Be added to for the recharge amount carried in the charging information according to the result for successfully passing checking by the stored value card IC-card In itself account balance, and transaction code calculating is carried out, the transaction code that will be calculated is sent to the board units;
The board units receive the transaction code, determine recharging payment success, and recharging result is fed back into the shifting Dynamic terminal.
6. as claimed in claim 1 by mobile terminal to charging on-board units on line method, it is characterised in that in the shifting Before dynamic terminal sends the step for supplementing application information with money to stored value card circle deposit system, also include:
The mobile terminal sends application for registration to stored value card circle deposit system, receives the registration that stored value card circle deposit system is returned Feedback information.
7. as claimed in claim 6 by mobile terminal to charging on-board units on line method, it is characterised in that the movement Before the step for terminal sends application for registration to stored value card circle deposit system, also include:
The mobile terminal receives the user account and account No. of input;
The mobile terminal sends request stored value card IC card information to the board units, receives what the board units were returned Stored value card IC card information, the stored value card IC card information carries first information identification code;
The application for registration includes user account, account No. and the stored value card IC card information of the input.
8. as claimed in claim 7 by mobile terminal to charging on-board units on line method, it is characterised in that connect described Before the step for receiving the registration feedback information of stored value card circle deposit system return, also include:
When the stored value card circle deposit system receives the log-on message, respectively to the user account, account No. and electricity Sub- wallet IC card information is verified;
The stored value card circle deposit system is all successfully passed according to the user account, account No. and stored value card IC card information The result of checking, sets up user account, the corresponding stored value card IC-card account of the stored value card IC card information and bank's account Related information between number.
9. as claimed in claim 1 by mobile terminal to charging on-board units on line method, it is characterised in that
The mobile terminal is provided with the first communication interface, and first communication interface includes following one or more communication module: DSRC module, WIFI module, GPRS or gsm module, USB OTG modules, bluetooth module, near-field communication module;
The board units are provided with second communication interface corresponding with the communication mode of first communication interface use.
10. it is a kind of for realize as described in claim any one of 1-9 by mobile terminal to charging on-board units on line side The charging on-board units on line system of method.
11. it is a kind of as described in claim any one of 1-9 by mobile terminal to being used in charging on-board units on line method Mobile terminal.
12. it is a kind of as described in claim any one of 1-9 by mobile terminal to being used in charging on-board units on line method Board units.
A kind of 13. mobile terminals for realizing charging on-board units on line, it is characterised in that including:
Supplement application information sending module with money, application information is supplemented with money for being sent to stored value card circle deposit system, it is described to supplement application with money Information includes user account, specifies the circle of recharge amount to deposit application and stored value card IC card information;
Charging information receiver module, for receive the stored value card circle deposit system receive it is described supplement application information with money after return Charging information, the charging information includes recharge amount and the stored value card circle deposit system according to the stored value card IC The result for successfully passing checking of card information and the second message authenticator code for generating;
First communication interface, the charging information for that will receive is sent to board units;
Wherein, first communication interface is communicated with the board units by wired or wireless way.
A kind of 14. board units supplemented with money online by mobile terminal as claimed in claim 13, it is characterised in that including:
Second communication interface, for receive the mobile terminal is returned to by stored value card circle deposit system after, by it is described it is mobile eventually Hold the charging information for sending.
15. it is a kind of realize the mobile terminal as claimed in claim 13 stored value card circle deposit system supplemented with money online, its feature exists In, including:
Network access server, application information is supplemented with money for receive that the mobile terminal sends, be additionally operable to it is described it is mobile eventually End returns to charging information, wherein the application information of supplementing with money at least includes stored value card IC card information;
Main frame is deposited in coil, is supplemented with money to corresponding stored value card IC-card account for supplementing application information with money according to.
CN201410042019.2A 2014-01-28 2014-01-28 Method and system, mobile terminal and the OBU supplemented with money to OBU by mobile terminal Active CN104574530B (en)

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