CN104574068B - Bluetooth headset, Bluetooth of mobile phone payment authentication system and method - Google Patents

Bluetooth headset, Bluetooth of mobile phone payment authentication system and method Download PDF

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Publication number
CN104574068B
CN104574068B CN201510043573.7A CN201510043573A CN104574068B CN 104574068 B CN104574068 B CN 104574068B CN 201510043573 A CN201510043573 A CN 201510043573A CN 104574068 B CN104574068 B CN 104574068B
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Prior art keywords
bluetooth
recognition processor
payment
bluetooth headset
mobile phone
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CN104574068A (en
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伍宏卫
罗巨明
徐乐耕
周大文
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825Use of electronic signatures
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04BTRANSMISSION
    • H04B5/00Near-field transmission systems, e.g. inductive or capacitive transmission systems
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04RLOUDSPEAKERS, MICROPHONES, GRAMOPHONE PICK-UPS OR LIKE ACOUSTIC ELECTROMECHANICAL TRANSDUCERS; DEAF-AID SETS; PUBLIC ADDRESS SYSTEMS
    • H04R1/00Details of transducers, loudspeakers or microphones
    • H04R1/10Earpieces; Attachments therefor ; Earphones; Monophonic headphones

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Signal Processing (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Acoustics & Sound (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Telephone Function (AREA)

Abstract

The present invention relates to bluetooth headset, Bluetooth of mobile phone payment authentication system and method, systems to include:Mobile phone terminal, bluetooth headset with bluetooth payment authentication module;Bluetooth chip is arranged in bluetooth headset, and Bluetooth chip includes bluetooth communication interface, memory, recognition processor, driver and flash lamp;Bluetooth payment authentication module sends command signal by bluetooth communication interface to bluetooth headset;Recognition processor obtains command signal and identifying processing;If command signal is to obtain earphone ID instructions, recognition processor obtains earphone ID from memory, and is transmitted to bluetooth payment authentication module;Otherwise, then processing is identified by ordinary audio data in recognition processor;Driver is according to the dispaly state of recognition processor identifying processing output control flash lamp;Bluetooth payment authentication module matches the earphone ID of acquisition with pre-stored bluetooth headset ID, if matching is unsuccessful, refuses foreign payment;If successful match completes foreign payment.

Description

Bluetooth headset, Bluetooth of mobile phone payment authentication system and method
Technical field
The present invention relates to mobile-phone payment safety certification field, more particularly to a kind of bluetooth headset, based on the bluetooth headset Bluetooth of mobile phone payment authentication system and method.
Background technology
With the rise of internet payment, people more carry out consumption and payment of transferring accounts using mobile phone.Mobile-phone payment at present Although efficient and convenient, by Client handset and bank card binding, and only can complete to pay by simple payment cipher, because There are larger security risks for this, once Client handset loss, will cause huge economic loss to client.For this purpose, mobile-phone payment It services commercial city and improves corresponding safety certification means, to improve the safety of consumption online payment.
Existing mobile phone safe payment technology means, generally comprise:
Using swipe the card on the net, it is defeated close, for example domestic contrast typically draws OK a karaoke club card reader, although this mode mobile phone is not required to Bank card is bound, but client is required to increase corresponding card reader on PC or mobile phone, is bundled in physics card with reaching mobile phone The purpose being used together.Since magnetic stripe card itself is can to replicate easily, and card reader increases the payment cost of user, this brush Card mode still has larger defect in safety, agility.
Using secure digital certificate, such as by the quadrature digital up-converter to mobile phone with audio interface, in mobile-phone payment, Signature and certification are carried out to payment data using digital certificate, to achieve the purpose that Anti-theft is distorted.This mobile-phone payment side Formula is safe, but client needs while carrying credential media, and cost is higher, and digital certificate is plugged every time in payment It is cumbersome with input cryptographic certificate, it uses extremely inconvenient.
Using dynamic cipher device, dynamic cipher device uses particular safety identifying algorithm, realizes one-time pad, can fully ensure that The safety of mobile-phone payment password, but this means of payment client also needs to carry dynamic cipher device, by operating dynamic password Device obtains payment cipher, and convenience still has deficiency.
Therefore, while safety problem of existing technological means during evading mobile-phone payment, visitor is also both increased The payment cost at family, and all there is the problems such as artificial participation, payment efficiency is low in use, reality cannot be met well The requirement of mobile phone quick payment.
Invention content
In order to solve the above technical problems, a kind of bluetooth headset of present invention proposition, Bluetooth of mobile phone payment authentication system and method, The bluetooth headset can carry out communication with mobile phone by blue tooth interface mode and connect, and after carrying out handshake authentication with mobile phone, realize The safe and convenient of mobile phone is paid.It is easy to carry since earphone is inherently used in conjunction with mobile phone, pass through this payment authentication means Both comparatively safe, and the payment authentication equipment cost of user will not be increased.
To achieve the above object, the present invention provides a kind of Bluetooth of mobile phone payment authentication system, which includes:With indigo plant Dental branches pays mobile phone terminal, the bluetooth headset of authentication module;Wherein, Bluetooth chip, the bluetooth are provided on the bluetooth headset Chip includes bluetooth communication interface, memory, recognition processor, driver and flash lamp;
The first port of the recognition processor is connected with the memory, the second port of the recognition processor and institute It states driver to be connected, the driver is connected with the flash lamp, the memory storage bluetooth headset ID;
In foreign payment, bluetooth payment authentication module is referred to by the bluetooth communication interface to bluetooth headset transmission Enable signal;
After the recognition processor obtains command signal, processing is identified;If command signal is to obtain earphone ID to refer to It enables, then the recognition processor obtains earphone ID from the memory, and is transmitted to the bluetooth by bluetooth communication interface Payment authentication module;Otherwise, then processing is identified by ordinary audio data in the recognition processor;
The driver is according to the dispaly state of flash lamp described in recognition processor identifying processing output control;
The bluetooth payment authentication module matches the earphone ID of acquisition with pre-stored bluetooth headset ID, if It matches unsuccessful, then refuses foreign payment;If successful match completes foreign payment.
Preferably, the bluetooth headset further includes push button and signal adapter;The push button and the signal The input terminal of converter is connected, and the output end of the signal adapter is connected with the recognition processor;Wherein,
The push button generates touching signals, is input to signal adapter, and the signal adapter turns touching signals It changes digital controlled signal into, and is input to the recognition processor, the recognition processor switches blue according to digital controlled signal Tooth earphone is in power saving suspend mode or normal mode of operation.
Preferably, the mobile phone terminal binding stores the ID of at least one bluetooth headset.
To achieve the above object, the present invention also provides a kind of Bluetooth of mobile phone payment authentication method, this method is with indigo plant It is carried out between the mobile phone terminal and bluetooth headset of dental branches pair authentication module;Wherein, it is provided with Bluetooth chip on the bluetooth headset, The Bluetooth chip includes bluetooth communication interface, memory, recognition processor, driver and flash lamp;
In foreign payment, the bluetooth payment authentication module of mobile phone is by the bluetooth communication interface to the bluetooth headset Send command signal;
After the recognition processor obtains command signal, processing is identified;If command signal is to obtain earphone ID to refer to It enables, then the recognition processor obtains earphone ID from the memory, and is transmitted to the bluetooth by bluetooth communication interface Payment authentication module;Otherwise, then processing is identified by ordinary audio data in the recognition processor;
The driver is according to the dispaly state of flash lamp described in recognition processor identifying processing output control;
The bluetooth payment authentication module matches the earphone ID of acquisition with pre-stored bluetooth headset ID, if It matches unsuccessful, then refuses foreign payment;If successful match completes foreign payment.
To achieve the above object, the present invention also provides a kind of bluetooth headset, bluetooth core is provided on the bluetooth headset Piece, the Bluetooth chip include bluetooth communication interface, memory, recognition processor, driver and flash lamp;
The first port of the recognition processor is connected with the memory, the second port of the recognition processor and institute It states driver to be connected, the driver is connected with the flash lamp, and the memory stores bluetooth headset ID, shown bluetooth headset It is communicated with extraneous by bluetooth communication interface.
Preferably, the bluetooth headset further includes push button and signal adapter;The push button and the signal The input terminal of converter is connected, and the output end of the signal adapter is connected with the recognition processor.
Above-mentioned technical proposal has the advantages that:The technical program improves the physical arrangement of bluetooth headset, makes it With digital certification function, while convenient for carrying and putting, safety certification is carried out convenient for shaking hands with mobile phone terminal.It is paying Authenticated connection, the technical program also have following several respects effect and advantage:
Since bluetooth headset is inherently used in conjunction with mobile phone, the payment devices cost of client is not increased;
When mobile phone lose or with bluetooth headset standoff distance farther out, mobile phone can not just be completed to pay, to improve mobile phone branch The safety paid;
Since the verification process of mobile phone and bluetooth headset completely complete between devices by Auto-matching, user needs not participate in Any operation can improve payment speed, improve user experience, convenient and practical, utilize the popularization and application of mobile-phone payment.
Description of the drawings
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below There is attached drawing needed in technology description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with Obtain other attached drawings according to these attached drawings.
Fig. 1 is a kind of bluetooth headset block diagram provided by the invention;
Fig. 2 is another bluetooth headset block diagram provided by the invention;
Fig. 3 is the side view of the bluetooth headset of the present embodiment;
Fig. 4 is the rearview of the bluetooth headset of the present embodiment;
Fig. 5 is a kind of Bluetooth of mobile phone payment authentication system block diagram provided by the invention;
Fig. 6 is a kind of Bluetooth of mobile phone payment authentication method flow chart provided by the invention.
Specific implementation mode
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation describes, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other Embodiment shall fall within the protection scope of the present invention.
The operation principle of the technical program is:A kind of digital authenticating that light harvesting electroacoustic is integrated that the technical program provides is blue Tooth earphone, the earphone can carry out communication with mobile phone terminal by bluetooth communication interface and connect, with mobile phone carry out handshake authentication it Afterwards, the safe and convenient payment of mobile phone is realized.It is easy to carry since earphone is inherently used in conjunction with mobile phone, pass through this payment Authentication means were both comparatively safe, and will not increase the payment authentication equipment cost of user.
Based on above-mentioned operation principle, the technical program provides a kind of bluetooth headset, as shown in Figure 1.On the bluetooth headset It is provided with Bluetooth chip, the Bluetooth chip includes bluetooth communication interface 101, memory 102, recognition processor 103, driver 104 and flash lamp 105;
The first port of the recognition processor 103 is connected with the memory 102, and the of the recognition processor 103 Two-port netwerk is connected with the driver 104, and the driver 104 is connected with the flash lamp 105, and the memory 102 stores Bluetooth headset ID.
As shown in Fig. 2, for another bluetooth headset proposed by the present invention.Further include push button on the basis of Fig. 1 107 and signal adapter 106;The push button 107 is connected with the input terminal of the signal adapter 106, and the signal turns The output end of parallel operation 106 is connected with the recognition processor 103.
As shown in figure 3, the side view of the bluetooth headset for the present embodiment.As shown in figure 4, for the bluetooth headset of the present embodiment Rearview.The bluetooth headset of the present embodiment includes miniature headset 1, fuselage main body 2, hold assembly 3, flash lamp 4, anti-slip component 5, actuation button 6, power switch 7, MiniUSB interfaces 8;Wherein miniature headset 1 is located at the front of fuselage main body 2,4, flash lamp In the top of fuselage main body 2,2 rear portion of fuselage main body is equipped with actuation button 6, hold assembly 3, and side is equipped with anti-slip component 5, another Side is equipped with power switch 7, MiniUSB interfaces 8.MiniUSB interfaces 8 provide charging for earphone and support, miniature headset 1 provides audio Output inputs, and is equipped with Bluetooth chip inside fuselage main body 2, which is led to actuation button 6 by logic circuit News connection.Bluetooth chip is built-in with memory 102, stores bluetooth headset Unique ID number, which burns in the production stage It makes in earphone ROM storages, cannot change again.Bluetooth headset ID number is for supporting to be checked when mobile phone payment authentication; Meanwhile this bluetooth headset rear portion is equipped with hold assembly 3, is used for bluetooth headset fixed clamp in clothing, consequently facilitating carrying; Bluetooth headset side is equipped with anti-slip component 5, for putting bluetooth headset fixation, avoids earphone from sliding easily and falls, conveniently make With.
Based on above-mentioned bluetooth headset, the present invention provides a kind of Bluetooth of mobile phone payment authentication system, as shown in Figure 5.The system Including:Mobile phone terminal, bluetooth headset with bluetooth payment authentication module.Bluetooth payment authentication module is previously stored with bluetooth ear Machine ID, and changing the pre-stored bluetooth headset ID number of bluetooth payment authentication module must use mobile phone U-shield to carry out signature authentication It authorizes.When mobile phone foreign payment, the startup of Bluetooth of mobile phone payment authentication module is connect with the communication of bluetooth headset, from bluetooth headset The earphone Unique ID number is obtained, and is checked with its pre-stored ID number, if there is no unique ID marks Knowledge number or Unique ID number mismatch, then refuse this foreign payment request.Preferably, Wi-Fi mobile phone terminal can tie up Surely it is stored with the ID number of multiple bluetooth headsets, user is facilitated to carry out payment authentication in multiple conventional places.
In Fig. 5, bluetooth headset further includes:Push button and signal adapter.Push button generates touching signals, is input to Touching signals are converted into digital controlled signal by signal adapter, the signal adapter, and are input to the recognition processor, The recognition processor switches bluetooth headset according to digital controlled signal and is in power saving suspend mode or normal mode of operation.Than Such as:Short-press actuation button 1 time, earphone is switched to normal Bluetooth operating mode from power saving suspend mode;Long-press actuation button 1 time, Bluetooth headset can be switched to power saving suspend mode from normal mode of operation.
Further, the present invention provides a kind of Bluetooth of mobile phone payment authentication method, as shown in Figure 6.This method is with indigo plant It is carried out between the mobile phone terminal and bluetooth headset of dental branches pair authentication module;Authentication method includes:
Step 601):In foreign payment, bluetooth payment authentication module is by the bluetooth communication interface to the bluetooth Earphone sends command signal;
Step 602):After the recognition processor obtains command signal, processing is identified;If command signal is to obtain Earphone ID instructions, then the recognition processor obtains earphone ID from the memory, and is transmitted to by bluetooth communication interface The bluetooth payment authentication module;Otherwise, then processing is identified by ordinary audio data in the recognition processor;
Step 603):The driver is according to the display shape of flash lamp described in recognition processor identifying processing output control State;In the present embodiment, flash lamp provides at least blue, red two kinds of color displays patterns, and according to the control of driver, display is different Color, blue represents normal earphone receiving mode, and red represents mobile phone and is in payment authentication pattern;
Step 604):The bluetooth payment authentication module carries out the earphone ID of acquisition and pre-stored bluetooth headset ID Matching, if matching is unsuccessful, refuses foreign payment;If successful match completes foreign payment.
The technical program improves the safety of mobile-phone payment, the user experience is improved sense and convenient and practical property, and not Increase the payment devices cost of client.
Above-described specific implementation mode has carried out further the purpose of the present invention, technical solution and advantageous effect It is described in detail, it should be understood that the foregoing is merely the specific implementation mode of the present invention, is not intended to limit the present invention Protection domain, all within the spirits and principles of the present invention, any modification, equivalent substitution, improvement and etc. done should all include Within protection scope of the present invention.

Claims (4)

1. a kind of Bluetooth of mobile phone payment authentication system, which is characterized in that the system includes:Hand with bluetooth payment authentication module Machine terminal, bluetooth headset;Wherein, Bluetooth chip is provided on the bluetooth headset, the Bluetooth chip includes that bluetooth communication connects Mouth, memory, recognition processor, driver and flash lamp;
The first port of the recognition processor is connected with the memory, the second port of the recognition processor and the drive Dynamic device is connected, and the driver is connected with the flash lamp, the memory storage bluetooth headset ID;
In foreign payment, bluetooth payment authentication module sends instruction letter by the bluetooth communication interface to the bluetooth headset Number;
After the recognition processor obtains command signal, processing is identified;If command signal is to obtain earphone ID instructions, The recognition processor obtains earphone ID from the memory, and is transmitted to the bluetooth payment by bluetooth communication interface and recognizes Demonstrate,prove module;Otherwise, then processing is identified by ordinary audio data in the recognition processor;
The driver is according to the dispaly state of flash lamp described in recognition processor identifying processing output control;
The bluetooth payment authentication module matches the earphone ID of acquisition with pre-stored bluetooth headset ID, if matching It is unsuccessful, then refuse foreign payment;If successful match completes foreign payment.
2. the system as claimed in claim 1, which is characterized in that the bluetooth headset further includes push button and signal conversion Device;The push button is connected with the input terminal of the signal adapter, the output end of the signal adapter and the identification Processor is connected;Wherein,
The push button generates touching signals, is input to signal adapter, touching signals are converted by the signal adapter Digital controlled signal, and it is input to the recognition processor, the recognition processor switches bluetooth ear according to digital controlled signal Machine is in power saving suspend mode or normal mode of operation.
3. the system as claimed in claim 1, which is characterized in that the mobile phone terminal binding stores at least one bluetooth headset ID。
4. a kind of Bluetooth of mobile phone payment authentication method, which is characterized in that this method is in the mobile phone with bluetooth payment authentication module It is carried out between terminal and bluetooth headset;Wherein, Bluetooth chip is provided on the bluetooth headset, the Bluetooth chip includes bluetooth Communication interface, memory, recognition processor, driver and flash lamp;
In foreign payment, the bluetooth payment authentication module of mobile phone is sent by the bluetooth communication interface to the bluetooth headset Command signal;
After the recognition processor obtains command signal, processing is identified;If command signal is to obtain earphone ID instructions, The recognition processor obtains earphone ID from the memory, and is transmitted to the bluetooth payment by bluetooth communication interface and recognizes Demonstrate,prove module;Otherwise, then processing is identified by ordinary audio data in the recognition processor;
The driver is according to the dispaly state of flash lamp described in recognition processor identifying processing output control;
The bluetooth payment authentication module matches the earphone ID of acquisition with pre-stored bluetooth headset ID, if matching It is unsuccessful, then refuse foreign payment;If successful match completes foreign payment.
CN201510043573.7A 2015-01-28 2015-01-28 Bluetooth headset, Bluetooth of mobile phone payment authentication system and method Active CN104574068B (en)

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CN105512877A (en) * 2016-02-24 2016-04-20 恒宝股份有限公司 Headset with payment function and payment method
CN105931043A (en) * 2016-04-18 2016-09-07 恒宝股份有限公司 Earphone with payment function, and application method thereof
CN106934620A (en) * 2017-03-21 2017-07-07 中国工商银行股份有限公司 Safety certifying method, device and security certification system
CN113450108A (en) * 2021-07-13 2021-09-28 中国银行股份有限公司 Mobile banking transaction security verification method and device

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