CN104574054A - Wearable device with payment function and method for exerting payment function - Google Patents
Wearable device with payment function and method for exerting payment function Download PDFInfo
- Publication number
- CN104574054A CN104574054A CN201410775482.8A CN201410775482A CN104574054A CN 104574054 A CN104574054 A CN 104574054A CN 201410775482 A CN201410775482 A CN 201410775482A CN 104574054 A CN104574054 A CN 104574054A
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- password
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
Abstract
The invention discloses a wearable device with a payment function and a method for exerting the payment function. The wearable device comprises a receiving module, a promoting module, an input module and a sending module which are sequentially connected, wherein the receiving module is used for receiving an input password command request sent by a payment device; the promoting module is used for judging whether the input password command request is a malicious request; if the input password command request is not the malicious request, the promoting module is also used for promoting a user to input passwords; the input module is used for providing a password input interface for the user; the sending module is used for sending the passwords input by the user to the payment device so as to exert the payment function. Through the manner, the payment security can be improved.
Description
Technical field
The present invention relates to wearable device technical field, especially relate to and a kind ofly there is the wearable device of payment function and realize the method for payment function.
Background technology
When store purchase and consumption, the main way paying and become paying of swiping the card.At present, payment of swiping the card needs to input corresponding password on the payment device, owing to inputting password on the payment device, there is insecurity, such as lawless person has done trick at the inputting cipher keyboard of payment devices, record password, or seen password when inputting password by other people, cause password leakage, security performance is low.
Summary of the invention
The technical matters that the present invention mainly solves is to provide a kind ofly to be had the wearable device of payment function and realizes the method for payment function, can improve the security of payment.
For solving the problems of the technologies described above, the technical scheme that the present invention adopts is: provide a kind of wearable device with payment function, it comprises the receiver module, reminding module, load module and the sending module that connect successively, the input cipher instruction request that receiver module sends for receiving payment devices; Reminding module is for judging whether the request of input cipher instruction is malicious requests, and if not, then reminding module is also for pointing out user to input password; Load module is used for providing interface for password input to user, and the password that sending module is used for user inputs sends to payment devices, to realize payment function.
Wherein, reminding module is for judging whether the request of input cipher instruction is that malicious requests comprises:
Reminding module is specifically for judging whether user sends the request of input cipher instruction by payment devices;
If so, then reminding module prompting user inputs password.
Wherein, receiver module is also for receiving the password matching result that payment devices sends;
If password matching result is mistake, then reminding module is also for pointing out user to input password.
Wherein, reminding module is also the number of times of mistake for accumulative password matching result, and number of times and the threshold value preset is compared, if number of times equals threshold value, then reminding module prompting user stops inputting password.
Wherein, the password that user inputs also for recording the connected mode that receiver module is connected with payment devices, and is sent to payment devices by connected mode by sending module.
For solving the problems of the technologies described above, another technical solution used in the present invention is: provide a kind of wearable device to realize the method for payment function, it comprises:
Receive the input cipher instruction request that payment devices sends;
Judge whether the request of input cipher instruction is malicious requests;
If not, then point out user to input password, and provide interface for password input to user;
The password that user inputs is sent to payment devices.
Wherein, judge whether the request of input cipher instruction is that malicious requests comprises:
Judge whether user sends the request of input cipher instruction by payment devices;
If so, user is then pointed out to input password.
Wherein, method also comprises:
Receive the password matching result that payment devices sends;
If password matching result mistake, then user is again pointed out to input password.
Wherein, method also comprises:
Accumulative password matching result is the number of times of mistake, and number of times and the threshold value preset is compared;
If number of times equals threshold value, then user is pointed out to stop inputting password.
Wherein, payment devices is sent to comprise in the password that user inputs:
Record the connected mode be connected with payment devices, and by connected mode, the password that user inputs is sent to payment devices.
The invention has the beneficial effects as follows: the situation being different from prior art, the input cipher instruction request that the present invention is sent for receiving payment devices by receiver module; Reminding module judges whether the request of input cipher instruction is malicious requests, and if not, then reminding module prompting user inputs password; Load module provides interface for password input to user, and the password that sending module is used for user inputs sends to payment devices, to realize payment function, can improve the security of payment.
Accompanying drawing explanation
In order to be illustrated more clearly in the technical scheme in the embodiment of the present invention, below the accompanying drawing used required in describing embodiment is briefly described, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.Wherein:
Fig. 1 is the structural representation that one embodiment of the invention has the wearable device of payment function;
Fig. 2 is the schematic diagram of interface for password input shown in Fig. 1;
Fig. 3 is the process flow diagram that one embodiment of the invention wearable device realizes the method for payment function.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiment.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under performing creative labour prerequisite, belong to the scope of protection of the invention.
Refer to Fig. 1, Fig. 1 is the structural representation that one embodiment of the invention has the wearable device of payment function.As shown in Figure 1, the wearable device 10 that the present embodiment discloses is applied to user when carrying out defrayment on payment devices 20, and user inputs password by wearable device 10.Wearable device 10 comprises the receiver module 11, reminding module 12, load module 13 and the sending module 14 that connect successively.Wherein, payment devices 20 connects with the receiver module 11 of wearable device 10, and payment devices 20 is preferably bluetooth with the connected mode of wearable device 10 and is connected.In other embodiments, those of ordinary skill in the art can be arranged payment devices 20 completely and is connected by other connected modes with wearable device 10, the connected modes such as such as NFC (Near Field Communication, near field communication (NFC)), infrared ray or ultrasound wave.
In the present embodiment, the input cipher instruction request that receiver module 11 sends for receiving payment devices 20, reminding module 12 obtains the request of input cipher instruction from receiver module 11, reminding module 12 is for judging whether the request of input cipher instruction is malicious requests, if so, then receiver module 11 disconnects the connection with payment devices 20; If not, then reminding module 11 also for pointing out user to input password.Wherein, reminding module 12 is specifically for judging whether user sends the request of input cipher instruction by payment devices 20, and if so, then reminding module 12 judges that the request of input cipher instruction is not malicious requests, and reminding module 12 points out user to input password; If not, then reminding module 12 judges that the request of input cipher instruction is malicious requests, and terminates.Such as, reminding module 12 points out user " payment devices 20 is connected by the request of bluetooth connected mode and inputted password ", if user's ignored request, then reminding module 12 judges that the request of input cipher instruction is malicious requests; If user confirms as initiatively initiation, then reminding module 12 judges that the request of input cipher instruction is not malicious requests.
Wherein, load module 13 for providing interface for password input to user, to make user input password in interface for password input, as shown in Figure 2.Sending module 14 obtains the password of user's input from load module 13, and the password for user being inputted sends to payment devices 20.The connected mode that sending module 14 is also connected with payment devices 20 for recording receiver module is that bluetooth connects, and by identical connected mode (bluetooth connection), the password that user inputs is sent to payment devices 20.
Particularly, sending module 14 records the source path of input cipher instruction request, and namely recording source path is that bluetooth connects, and prepares corresponding Bluetooth connection layer or application layer protocol.Wherein, sending module 14 is connected by the profile of bluetooth and payment devices 20, and the profile of bluetooth comprises following several mode:
The first, by access-profile (Generic Access Profile, GAP), GAP is the basis of other configuration files, define the universal method setting up base band link between bluetooth equipment, GAP is for the treatment of the discovery of two equipment rooms do not connected and the process that connects;
The second, service discovery application configuration file (Service Discovery ApplicationProfile, SDAP), SDAP describes the service how application program uses SDP to find on remote equipment, due to the requirement of GAP, any bluetooth equipment all should be able to connect other bluetooth equipments, and therefore SDAP requires that any application program all should be able to find the available service on other bluetooth equipments that it will connect;
The third, by object exchange configuration file (Generic Object Exchange Profile, GOEP), GOEP is used for object from a device transmission to another equipment, object can be arbitrary, and such as object is picture, document or business card etc.
Wherein, payment devices 20 receives the password of user's input that sending module 14 sends, and is mated by the password utilizing this user to input, if password matching result is correct, then payment devices 20 pays successfully; If password matching result is mistake, then payment devices 20 sends password matching result to receiver module 11.It is mistake that reminding module 12 obtains password matching result from receiver module 11, and reminding module 12 is also for pointing out user to input password.In addition, reminding module 12 is also the number of times of mistake for accumulative password matching result, and number of times and the threshold value preset is compared, if number of times equals threshold value, then reminding module 12 points out user to stop inputting password.Because input error password in bank card continuous 3 times on the one can pintle hook lock, the threshold value therefore preset is preferably 2 times.
Wherein, wearable device 10 is preferably the electronic product such as bracelet or mobile device.
In sum, the present embodiment by receiver module 11 for receive payment devices 20 send the request of input cipher instruction; Reminding module 12 is for judging whether the request of input cipher instruction is malicious requests, and if not, then reminding module 12 is also for pointing out user to input password; Load module 13 is for providing interface for password input to user, and sending module 14 sends to payment devices 20 for password user inputted, and to realize payment function, lawless person can be avoided to intercept the possibility of password, and then improves the security paid.
The present invention also provides a kind of wearable device to realize the method for payment function, and it is described based on the wearable device 10 described by above-described embodiment.As shown in Figure 3, the method that the present embodiment discloses comprises:
S301: wearable device 10 receives the input cipher instruction request that payment devices 20 sends;
S302: wearable device 10 judges whether the request of input cipher instruction is malicious requests;
S303: if not, then wearable device 10 points out user to input password, and provides interface for password input to user;
S304: the password that user inputs is sent to payment devices 20 by wearable device 10;
S305: wearable device 10 receives the password matching result that payment devices 20 sends, if password matching result mistake, then wearable device 10 points out user to input password again.
In S301, wearable device 10 also records the connected mode that wearable device 10 is connected with payment devices 20, and payment devices 20 is preferably bluetooth with the connected mode of wearable device 10 and is connected.In other embodiments, those of ordinary skill in the art can be arranged payment devices 20 completely and is connected by other connected modes with wearable device 10, the connected modes such as such as NFC, infrared ray or ultrasound wave.
Wherein, wearable device 10 records the source path of input cipher instruction request, and namely recording source path is that bluetooth connects, and prepares corresponding Bluetooth connection layer or application layer protocol; Wearable device 10 is connected by the profile of bluetooth and payment devices 20.
In S302, wearable device 10 judges whether user sends the request of input cipher instruction by payment devices 20, such as, by prompting user " payment devices 20 is connected by the request of bluetooth connected mode and inputted password ", wearable device 10 judges whether user sends the request of input cipher instruction by payment devices 20.
In S303, if not, namely user confirms as and initiatively initiates " payment devices 20 is connected by the request of bluetooth connected mode and inputted password ", then wearable device 10 judges that the request of input cipher instruction is not malicious requests, wearable device 10 points out user to input password, and provides interface for password input to user.
If so, namely user ignores " payment devices 20 is connected by the request of bluetooth connected mode and inputted password ", then wearable device 10 judges that the request of input cipher instruction is malicious requests, and disconnects the connection with payment devices 20.
In S304, the password that user inputs is sent to payment devices 20 by identical connected mode by wearable device 10, and namely the password that user inputs is sent to payment devices 20 by bluetooth connected mode by wearable device 10.
In S305, payment devices 20 receives the password of user's input that wearable device 10 sends, and is mated by the password utilizing this user to input, if password matching result is correct, then payment devices 20 pays successfully; If password matching result is mistake, then payment devices 20 sends password matching result to wearable device 10.
Wearable device 10 also accumulative password matching result is the number of times of mistake, and number of times and the threshold value preset is compared, if number of times equals threshold value, then wearable device 10 points out user to stop inputting password, and default threshold value is preferably 2 times.
In sum, the present invention by receiver module for receive payment devices send the request of input cipher instruction; Reminding module judges whether the request of input cipher instruction is malicious requests, and if not, then reminding module prompting user inputs password; Load module provides interface for password input to user, and the password that sending module is used for user inputs sends to payment devices, to realize payment function, can improve the security of payment.
The foregoing is only embodiments of the invention; not thereby the scope of the claims of the present invention is limited; every utilize instructions of the present invention and accompanying drawing content to do equivalent structure or equivalent flow process conversion; or be directly or indirectly used in other relevant technical fields, be all in like manner included in scope of patent protection of the present invention.
Claims (10)
1. have a wearable device for payment function, it is characterized in that, described wearable device comprises the receiver module, reminding module, load module and the sending module that connect successively, the input cipher instruction request that described receiver module sends for receiving payment devices; Described reminding module is for judging whether the request of described input cipher instruction is malicious requests, and if not, then described reminding module is also for pointing out user to input password; Described load module is used for providing interface for password input to described user, and described sending module is used for the password that described user inputs being sent to described payment devices, to realize payment function.
2. wearable device according to claim 1, is characterized in that, described reminding module is for judging whether the request of described input cipher instruction is that malicious requests comprises:
Described reminding module is specifically for judging whether described user sends the request of described input cipher instruction by described payment devices;
If so, then described reminding module points out described user to input password.
3. wearable device according to claim 1, is characterized in that, described receiver module is also for receiving the password matching result that described payment devices sends;
If described password matching result is mistake, then described reminding module is also for pointing out described user to input password.
4. wearable device according to claim 3, it is characterized in that, described reminding module is also the number of times of mistake for accumulative described password matching result, and described number of times and the threshold value preset are compared, if described number of times equals described threshold value, then described reminding module points out described user to stop inputting password.
5. wearable device according to claim 1, it is characterized in that, the password that described user inputs also for recording the connected mode that described receiver module is connected with described payment devices, and is sent to described payment devices by described connected mode by described sending module.
6. wearable device realizes a method for payment function, it is characterized in that, described method comprises:
Receive the input cipher instruction request that payment devices sends;
Judge whether the request of described input cipher instruction is malicious requests;
If not, then point out user to input password, and provide interface for password input to described user;
The password that described user inputs is sent to described payment devices.
7. method according to claim 6, is characterized in that, describedly judges whether the request of described input cipher instruction is that malicious requests comprises:
Judge whether described user sends the request of described input cipher instruction by described payment devices;
If so, described user is then pointed out to input password.
8. method according to claim 6, is characterized in that, described method also comprises:
Receive the password matching result that described payment devices sends;
If described password matching result mistake, then described user is again pointed out to input password.
9. method according to claim 8, is characterized in that, described method also comprises:
Accumulative described password matching result is the number of times of mistake, and described number of times and the threshold value preset is compared;
If described number of times equals described threshold value, then described user is pointed out to stop inputting password.
10. method according to claim 6, is characterized in that, describedly sends to described payment devices to comprise in the password that described user inputs:
Record the connected mode be connected with described payment devices, and by described connected mode, the password that described user inputs is sent to described payment devices.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410775482.8A CN104574054A (en) | 2014-12-15 | 2014-12-15 | Wearable device with payment function and method for exerting payment function |
| PCT/CN2015/078183 WO2016095403A1 (en) | 2014-12-15 | 2015-05-04 | Wearable device with payment function and method for implementing payment function |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410775482.8A CN104574054A (en) | 2014-12-15 | 2014-12-15 | Wearable device with payment function and method for exerting payment function |
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| Publication Number | Publication Date |
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| CN104574054A true CN104574054A (en) | 2015-04-29 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201410775482.8A Pending CN104574054A (en) | 2014-12-15 | 2014-12-15 | Wearable device with payment function and method for exerting payment function |
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| Country | Link |
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| CN (1) | CN104574054A (en) |
| WO (1) | WO2016095403A1 (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN105245691A (en) * | 2015-08-28 | 2016-01-13 | 小米科技有限责任公司 | Service processing method and apparatus, intelligent terminal and portable wearable equipment |
| WO2016095403A1 (en) * | 2014-12-15 | 2016-06-23 | 捷开通讯(深圳)有限公司 | Wearable device with payment function and method for implementing payment function |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| US10332111B2 (en) * | 2016-05-19 | 2019-06-25 | Visa International Service Association | Authentication with smartwatch |
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| CN104036392A (en) * | 2014-06-25 | 2014-09-10 | Tcl集团股份有限公司 | Network payment method and device |
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| CN103927655A (en) * | 2014-05-04 | 2014-07-16 | 谢宇杰 | Smart device payment method and system based on Bluetooth |
| CN104574054A (en) * | 2014-12-15 | 2015-04-29 | 惠州Tcl移动通信有限公司 | Wearable device with payment function and method for exerting payment function |
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- 2014-12-15 CN CN201410775482.8A patent/CN104574054A/en active Pending
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| CN104010088A (en) * | 2014-06-16 | 2014-08-27 | 中国地质大学（武汉） | Smart-phone anti-theft method and system |
| CN104036392A (en) * | 2014-06-25 | 2014-09-10 | Tcl集团股份有限公司 | Network payment method and device |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| WO2016095403A1 (en) * | 2014-12-15 | 2016-06-23 | 捷开通讯(深圳)有限公司 | Wearable device with payment function and method for implementing payment function |
| CN105245691A (en) * | 2015-08-28 | 2016-01-13 | 小米科技有限责任公司 | Service processing method and apparatus, intelligent terminal and portable wearable equipment |
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Also Published As
| Publication number | Publication date |
|---|---|
| WO2016095403A1 (en) | 2016-06-23 |
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