CN104202301B - Numeric value transfer and device - Google Patents

Abstract

The invention discloses a kind of numeric value transfer and device, belong to networking technology area.Described method comprises: when receiving numerical value and proceeding to instruction, display numerical value inputting interface, and described numerical value inputting interface is for inputting numerical value to be received; Obtain the numerical value inputted on described numerical value inputting interface; First user according to described numerical value and use identifies, generate the first graphic code, make the first graphic code described in the second terminal scanning, obtain described numerical value and described first user mark, and produce request to server transmission numerical value, described numerical value produces the second user ID that described numerical value is carried in request, described first user identifies and described second terminal uses, make described server reduce described numerical value from the second account corresponding to described second user ID, in the first account that described first user mark is corresponding, increase described numerical value.The present invention is easy and simple to handle, and flexibility is strong, simplifies numerical value transfer flow, improves fail safe.

Description

Numerical value transfer method and device

Technical Field

The present invention relates to the field of network technologies, and in particular, to a method and an apparatus for transferring a value.

Background

In many cases in daily life, a user transfers a value to another user, for example, when a buyer purchases a seller's goods, or when two users share a meal fee, one of the users pays the full fee to a restaurant, the other user transfers a half of the fee to the user who pays the full fee, and so on. With the popularization of intelligent terminals, when a second user needs to transfer a numerical value to a first user, a used account can be input in the terminal, the terminal logs in an online bank, the account of the first user is input, the online bank server is requested to reduce the numerical value from an account of the second user according to the account of the first user and the account of the second user, the numerical value is increased in the account of the first user, and the numerical value transfer is completed online.

In the process of implementing the invention, the inventor finds that the prior art has at least the following problems: in the numerical value transferring process, the second user needs to log in an online bank and input the account number of the first user, and the numerical value transferring process is complex and poor in safety.

Disclosure of Invention

In order to solve the problems in the prior art, embodiments of the present invention provide a method and an apparatus for transferring a value. The technical scheme is as follows:

in a first aspect, a method for transferring a value is provided, the method comprising:

when a numerical value transfer instruction is received, displaying a numerical value input interface, wherein the numerical value input interface is used for inputting a numerical value to be received;

acquiring a numerical value input on the numerical value input interface;

and generating a first graphic code according to the numerical value and a used first user identifier, so that a second terminal scans the first graphic code to obtain the numerical value and the first user identifier, and sends a numerical value transferring request to a server, wherein the numerical value transferring request carries the numerical value, the first user identifier and a second user identifier used by the second terminal, so that the server reduces the numerical value from a second account corresponding to the second user identifier, and increases the numerical value in the first account corresponding to the first user identifier.

In a second aspect, a method for transferring a value is provided, the method comprising:

scanning a graphic code displayed by a first terminal to obtain a numerical value to be transferred and a first user identifier used by the first terminal;

sending a value transferring request to a server, wherein the value transferring request carries the value, the first user identifier and a second locally used user identifier, so that when the server receives the value transferring request, the value is reduced from a second account corresponding to the second user identifier, and the value is increased from a first account corresponding to the first user identifier.

In a third aspect, a numerical value transfer apparatus is provided, the apparatus comprising:

the input interface display module is used for displaying a numerical value input interface when a numerical value transfer instruction is received, and the numerical value input interface is used for inputting a numerical value to be received;

the numerical value acquisition module is used for acquiring the numerical value input on the numerical value input interface;

and the first graphic code generating module is used for generating a first graphic code according to the numerical value and a used first user identifier, so that a second terminal scans the first graphic code to obtain the numerical value and the first user identifier, and sends a numerical value transferring request to a server, wherein the numerical value transferring request carries the numerical value, the first user identifier and a second user identifier used by the second terminal, so that the server reduces the numerical value from a second account corresponding to the second user identifier, and increases the numerical value in the first account corresponding to the first user identifier.

In a fourth aspect, there is provided a numerical value transfer apparatus, the apparatus comprising:

the scanning module is used for scanning the graphic code displayed by the first terminal to obtain a numerical value to be transferred and a first user identifier used by the first terminal;

the value transferring request sending module is configured to send a value transferring request to a server, where the value transferring request carries the value, the first user identifier, and a locally used second user identifier, so that when the server receives the value transferring request, the value is decreased from a second account corresponding to the second user identifier, and the value is increased from a first account corresponding to the first user identifier.

The technical scheme provided by the embodiment of the invention has the following beneficial effects:

according to the method and the device provided by the embodiment of the invention, when the second terminal user transfers the numerical value to the first terminal user, the first terminal displays the numerical value input interface, the numerical value input interface is used for inputting the numerical value to be received, when the first terminal obtains the numerical value input on the numerical value input interface, the first graphic code is generated according to the numerical value and the first user identification, and when the second terminal scans the first graphic code, the numerical value can be obtained, and a numerical value transfer-out request is sent to the server. The invention provides a mode of inputting numerical values from a numerical value transfer party, has simple and convenient operation and strong flexibility, simplifies the numerical value transfer process and improves the safety.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

FIG. 1 is a schematic structural diagram of a numerical value transfer system according to an embodiment of the present invention;

FIG. 2 is a flow chart of a method for transferring a value according to an embodiment of the present invention;

FIG. 3 is a flow chart of a method for transferring a value according to an embodiment of the present invention;

FIG. 4 is a flow chart of a method for transferring a value according to an embodiment of the present invention;

FIG. 5A is a diagram illustrating a value transfer option provided by an embodiment of the present invention;

FIG. 5B is a display diagram of a second graphical code and numerical input options provided by an embodiment of the present invention;

FIG. 5C is a schematic view of a numerical input interface display provided in an embodiment of the present invention;

fig. 5D is a schematic diagram illustrating a display of a first graphic code according to an embodiment of the present invention;

FIG. 5E is a schematic diagram illustrating a numeric load complete message according to an embodiment of the present invention;

FIG. 6 is a schematic structural diagram of a numerical value transferring apparatus according to an embodiment of the present invention;

FIG. 7 is a schematic structural diagram of a numerical value shift apparatus according to an embodiment of the present invention;

fig. 8 is a schematic structural diagram of a terminal according to an embodiment of the present invention.

Detailed Description

The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.

Fig. 1 is a schematic structural diagram of a numerical value transfer system according to an embodiment of the present invention, and referring to fig. 1, the numerical value transfer system includes: the system comprises a first terminal, a second terminal and a server, wherein the first terminal is connected with the server through a network, and the second terminal is connected with the server through the network.

The first terminal logs in the server based on a first user identifier, the second terminal logs in the server based on a second user identifier, the first user identifier and the second user identifier are both registered under an account mechanism provided by the server, and the server can perform information interaction with the first terminal based on the first user identifier and also can perform information interaction with the second terminal based on the second user identifier.

When the second terminal user wants to transfer a numerical value to the first terminal user, the first terminal user triggers a numerical value transfer instruction on the first terminal, the first terminal is used for displaying a numerical value input interface when receiving the numerical value transfer instruction, acquiring the numerical value input on the numerical value input interface, and generating a first graphic code according to the numerical value and a first user identifier used by the first terminal. The second terminal is used for scanning the graphic code displayed by the first terminal to obtain the first user identifier and the numerical value to be transferred, and sending a numerical value transfer-out request to the server, wherein the numerical value transfer-out request carries the numerical value, the first user identifier and the second user identifier used by the second terminal. The server is used for maintaining an account corresponding to each user identifier and associated information of each user identifier, such as an avatar of the user identifier, details of the user identifier and the like. The server is further used for reducing the value from the second account corresponding to the second user identification and increasing the value in the first account corresponding to the first user identification when the value transfer-out request is received.

Fig. 2 is a flowchart of a method for transferring a value according to an embodiment of the present invention. The execution subject of the embodiment of the present invention is the first terminal, and referring to fig. 2, the method includes:

201. and when a numerical value transfer instruction is received, displaying a numerical value input interface, wherein the numerical value input interface is used for inputting a numerical value to be received.

202. And acquiring the numerical value input on the numerical value input interface.

203. And generating a first graphic code according to the numerical value and the used first user identifier, enabling a second terminal to scan the first graphic code to obtain the numerical value and the first user identifier, and sending a numerical value transferring request to a server, wherein the numerical value transferring request carries the numerical value, the first user identifier and a second user identifier used by the second terminal, so that the server reduces the numerical value from a second account corresponding to the second user identifier, and increases the numerical value in the first account corresponding to the first user identifier.

In the method provided by the embodiment of the invention, when the second terminal user transfers the numerical value to the first terminal user, the first terminal displays the numerical value input interface, the numerical value input interface is used for inputting the numerical value to be received, when the first terminal obtains the numerical value input on the numerical value input interface, the first terminal generates the first graphic code according to the numerical value and the first user identifier, and when the second terminal scans the first graphic code, the numerical value can be obtained, and a numerical value transfer-out request is sent to the server. The invention provides a mode of inputting numerical values from a numerical value transfer party, has simple and convenient operation and strong flexibility, simplifies the numerical value transfer process and improves the safety.

Optionally, when the numerical value shift instruction is received, displaying the numerical value input interface includes:

when receiving the numerical value transfer instruction, displaying numerical value input options;

and when the clicking operation on the numerical value input option is detected, displaying the numerical value input interface.

Optionally, the method further comprises:

when the numerical value transfer instruction is received, a second graphic code is displayed while the numerical value input option is displayed, the second graphic code comprises the first user identification, so that the second terminal scans the second graphic code to obtain the first user identification, obtains the numerical value input on the second terminal, and sends the numerical value transfer-out request to a server.

Optionally, the method further comprises:

and when a value transfer completion message is received, displaying the value transfer completion message, wherein the value transfer completion message is sent by the server based on the first user identifier.

All the above-mentioned optional technical solutions can be combined arbitrarily to form the optional embodiments of the present invention, and are not described herein again.

Fig. 3 is a flowchart of a method for transferring a value according to an embodiment of the present invention. The execution subject of the embodiment of the present invention is the second terminal, and referring to fig. 3, the method includes:

301. and scanning the graphic code displayed by the first terminal to obtain a numerical value to be transferred and a first user identifier used by the first terminal.

302. Sending a value transferring request to a server, wherein the value transferring request carries the value, the first user identifier and a second locally used user identifier, so that when the server receives the value transferring request, the value is reduced from a second account corresponding to the second user identifier, and the value is increased from a first account corresponding to the first user identifier.

In the method provided by the embodiment of the invention, when the second terminal user transfers the numerical value to the first terminal user, the second terminal scans the graphic code displayed by the first terminal, and if the graphic code comprises the numerical value to be transferred, the second terminal does not need to input the numerical value and directly sends the numerical value transfer-out request to the server. The invention provides a mode of inputting numerical values from a numerical value transfer party, has simple and convenient operation and strong flexibility, simplifies the numerical value transfer process and improves the safety.

Optionally, before sending the value roll-out request to the server, the method further includes:

displaying the first user identification and the numerical value;

and when the confirmation operation of the first user identification and the numerical value is detected, sending the numerical value transfer-out request to the server.

Optionally, after sending the value roll-out request to the server, the method further includes:

displaying a password input interface;

acquiring a password input on the password input interface;

and sending the value transfer request to the server, wherein the value transfer request also carries the password, so that the server verifies the password, reduces the value from the second account when the verification is passed, and increases the value in the first account.

Optionally, the method further comprises:

and when receiving a value roll-out completion message, displaying the value roll-out completion message, wherein the value roll-out completion message is sent by the server based on the second user identifier.

All the above-mentioned optional technical solutions can be combined arbitrarily to form the optional embodiments of the present invention, and are not described herein again.

Fig. 4 is a flowchart of a method for transferring a value according to an embodiment of the present invention. The interaction subject of the embodiment of the invention is a first terminal, a second terminal and a server, referring to fig. 4, the method includes:

401. and when the first terminal receives the numerical value switching instruction, displaying a second graphic code and a numerical value input option, wherein the second graphic code comprises a first user identifier used by the first terminal.

In the embodiment of the present invention, when the second terminal user wants to transfer a value to the first terminal user, the first terminal user triggers the value transfer instruction on the first terminal, and the first terminal receives the value transfer instruction, and displays a value input option. The numerical value input option is used for being switched to a numerical value input interface, and when the first terminal detects the clicking operation on the numerical value input option, the numerical value input interface is displayed.

The first terminal may provide a value transfer option, and the value transfer instruction may be triggered by a click operation of the first terminal user on the value transfer option, or by an operation of shaking the first terminal by the first terminal user. Certainly, the first terminal may further provide a value roll-out option, and when the first terminal user wants to transfer a value to another user, the value roll-out option may be clicked to trigger a value roll-out instruction.

In the embodiment of the present invention, the first terminal may also display the second graphic code while displaying the numerical value input option, where the second graphic code includes the first user identifier used by the first terminal, and when other terminals scan the second graphic code, the first user identifier may be obtained. The first terminal may generate the second graphic code in advance according to the first user identifier, store the second graphic code in the first terminal, and display the second graphic code when receiving the numerical value shift instruction, or generate the second graphic code according to the first user identifier and display the second graphic code when the first terminal receives the numerical value shift instruction. The first user identifier may be a user account, a user nickname, a phone number, or the like, and the graphic code in the embodiment of the present invention may be an identifier such as a two-dimensional code, a barcode, or the like, which is not limited in the embodiment of the present invention. Of course, the first terminal may not display the second graphic code, and the embodiment of the present invention does not limit whether the first terminal displays the second graphic code.

Referring to fig. 5A, the first terminal provides a value transfer option "collect money", and when the user clicks the "collect money" option, the user triggers the value transfer instruction, and the first terminal displays a display interface as shown in fig. 5B, where the display interface includes the second graphic code and the value input option "set amount".

402. When the first terminal detects the click operation of the numerical value input option, a numerical value input interface is displayed, the numerical value input by a user on the numerical value input interface is obtained, and a first graphic code is generated according to the numerical value and the first user identifier.

The value input interface is used for the first terminal user to input a value to be received, that is, the first terminal user is used as a transfer party of the value, and the value which the second terminal user should transfer to the first terminal user can be input on the value input interface. When the first terminal acquires an input numerical value, a first graphic code is generated according to the numerical value and the first user identification, namely the first graphic code comprises the numerical value and the first user identification.

Referring to fig. 5B, when the first terminal user clicks the "set amount" option, a numeric value input interface shown in fig. 5C is displayed, where the numeric value input interface includes an amount input field and a determination option, the first terminal user may input the numeric value in the amount input field and click the determination option, and then the first terminal obtains the numeric value input in the amount input field, generates the first graphic code according to the numeric value and the first user identifier, and displays the first graphic code without displaying the second graphic code, as shown in fig. 5D.

403. The second terminal scans the first graphic code.

In the embodiment of the present invention, the second terminal may also provide a numerical value transfer option and a numerical value transfer option, when a click operation of the user of the second terminal on the numerical value transfer option is detected, a scanning interface may be displayed, where the scanning interface includes a scanning frame, and when the scanning frame is aligned with the graphic code displayed by the first terminal by the second terminal, the graphic code may be scanned. Or, the second terminal may directly provide a scan function option, and when a click operation of the second terminal user on the scan function option is detected, the scan interface may be directly displayed to scan the graphic code.

404. The second terminal judges whether the first graphic code comprises a numerical value to be transferred.

In an actual application process, the first terminal may display the first graphic code or the second graphic code, and the second terminal may scan the first graphic code or scan the second graphic code.

In the embodiment of the present invention, for example, when the second terminal scans the first graphic code, the second terminal may determine that the first graphic code includes the numerical value, that is, send a numerical value transfer request to the server based on the first user identifier, the second user identifier used by the second terminal, and the numerical value.

405. And when the second terminal determines that the first graphic code comprises the numerical value, sending a numerical value transfer request to the server, wherein the numerical value transfer request carries the numerical value, the first user identifier and a second user identifier used by the second terminal.

In order to complete the value transferring process, the second terminal sends the value transferring request to the server to request the server to reduce the value from the second account corresponding to the second user identifier and increase the value in the first account corresponding to the first user identifier. Further, when the second terminal sends the value transfer-out request to the server, a transfer-in identifier may be added to the first subscriber identifier, and a transfer-out identifier may be added to the second subscriber identifier, so that the server knows that the transfer-out party of the value is the second subscriber identifier, and the transfer-in party is the first subscriber identifier.

In another embodiment provided by the embodiment of the present invention, the first terminal displays the second graphic code, and when the step 402 is not executed, the step 403 and the step 405 may be replaced by the following steps:

(1) and the second terminal scans the second graphic code, judges whether the second graphic code comprises a numerical value to be transferred or not, and displays a numerical value input interface when determining that the second graphic code does not comprise the numerical value, wherein the numerical value input interface is used for inputting the numerical value to be transferred out of the second terminal.

The numerical value input interface in step (1) is similar to the numerical value input interface displayed by the first terminal in step 402, and is not described herein again.

(2) And when the second terminal acquires the numerical value input on the numerical value input interface, sending the numerical value transfer-out request to the server.

However, unlike step 405, the value carried by the value roll-out request in step 405 is input by the first terminal user on the first terminal, and the value carried by the value roll-out request in step 2 is input by the second terminal user on the second terminal.

It should be noted that, after obtaining the first user identifier and the numerical value, the second terminal may further display the first user identifier and the numerical value before sending the numerical value transfer request, and when detecting that the second terminal user performs the confirmation operation on the first user identifier and the numerical value, the second terminal sends the numerical value transfer request to the server. When the second terminal detects the operation of clicking the confirmation option, the value transfer-out request is sent to the server. Further, the second terminal may display the first user identifier and the numerical value in an order form, that is, the second terminal generates an order according to the first user identifier and the numerical value, displays detailed information of the order, including the first user identifier, the numerical value, an order number, an order remark, and the like, and sends the numerical value roll-out request to the server when the second terminal detects that the second terminal user confirms the order.

406. When the server receives the value transfer-out request, the value is reduced from a second account corresponding to the second user identification, and the value is increased from a first account corresponding to the first user identification.

In the embodiment of the present invention, the server may maintain an account corresponding to each user identifier. Specifically, when the server registers a user identifier, an account may be automatically established for the registered user identifier, the name of the account may be the user identifier, the server sets an initial value in the account to 0, and then the server may change the value in the account according to a value transfer-out request or a value transfer-in request of the user identifier. In addition, the server may also maintain an account to which each user identifier is bound, receive a binding request of the terminal, where the binding request carries the user identifier and the account identifier, and then the server binds the user identifier with the account identifier, or receive a binding request of the terminal, where the binding request carries the user identifier and the account identifier, where the server verifies a password corresponding to the account identifier uploaded by the terminal, and when the verification passes, binds the user identifier with the account identifier. The account identifier may be a bank card number, an online bank account number, or an online bank account nickname, which is not limited in the embodiments of the present invention.

The server may maintain a plurality of accounts corresponding to the first user identifier, and the first terminal user may select a first account from the plurality of accounts as a transfer-in account of the value, and send the value to the server by the first terminal. Similarly, the server may maintain a plurality of accounts corresponding to the second user id, and the second terminal user may select a second account from the plurality of accounts as the transfer-out account of the value and send the second account to the server. The server determines the first account and the second account, decrements the value from the second account, and increments the value in the first account.

Further, the server may also verify a password of the second account sent by the second terminal, after the second terminal obtains the first user identifier and the numerical value, the second terminal may display a password input interface, obtain the password input by the second terminal user on the password input interface, send the numerical value transfer-out request to the server by the second terminal, where the numerical value transfer-out request may carry the password, and when the server receives the numerical value transfer-out request, the server may verify the password first. Specifically, the server obtains the stored account password of the second account, determines whether the received password is the same as the account password, if the password is the same as the account password, the server may decrease the value from the second account and increase the value in the first account if the authentication is passed, and if the password is different from the account password, the server may send a password authentication failure message to the second terminal to prompt the user to re-input the password.

It should be noted that, in the embodiment of the present invention, the second terminal displays the password input interface by default, so that the server verifies the password as an example, in an actual application process, the second terminal may not display the password input interface, and sends the value transfer-out request if the password of the second terminal is not obtained yet, and if the server needs to verify the password of the second terminal, a password verification instruction may be sent to the second terminal, and when the second terminal receives the password verification instruction, the password input interface is displayed again, and the password input on the password input interface is obtained and sent to the server.

407. And when the server completes the value transfer, sending a value transfer completion message to the first terminal based on the first user identifier.

408. And the server sends a numerical value roll-out completion message to the second terminal based on the second user identifier.

409. And when the first terminal receives the numerical value transfer completion message, displaying the numerical value transfer completion message.

410. And when the second terminal receives the numerical value transfer-out completion message, displaying the numerical value transfer-out completion message.

When receiving a value transfer completion message, the existing terminal changes the state of the current value transfer in the value transfer record list into the state of the completion, and a user can check the state of the current value transfer process only by opening the value transfer record list on the terminal. The first terminal and the second terminal in the embodiment of the invention are different from the current terminal. In the embodiment of the invention, in order to visually prompt the user value transfer progress, when the server value transfer is completed, the server value transfer completion message is sent to the first terminal based on the first user identifier, and when the first terminal receives the value transfer completion message, the server value transfer completion message is displayed, so that the first terminal user can know that the value is transferred to the first account. The value transfer-in completion message may include the value, and may also include the second user identifier, avatar information of the second user identifier, and the like, which is not limited in the embodiment of the present invention.

Further, the server may send the value transfer completion message to the first terminal in an instant messaging message manner, and when the first terminal receives the value transfer completion message, the first terminal displays a designated name at the top of a contact list of the instant messaging application, and displays a message prompt identifier, such as displaying a contact "transfer progress", displays a red dot mark in a display area corresponding to the contact "transfer progress", and prompts a user to receive a new instant messaging message, and when the user clicks the display area corresponding to the contact "transfer progress", the server displays the value transfer completion message to prompt the user that the value transfer process is completed. Or, the server sends the value transfer completion message to the first terminal, and when the first terminal receives the value transfer completion message, the first terminal directly pops up the value transfer completion message to prompt the user that the value transfer process is completed.

Referring to fig. 5D, the first terminal displays a first graphic code, and when the first terminal receives the numeric value transfer completion message, displays a display interface as shown in fig. 5E. Referring to fig. 5E, the first terminal displays the second user identifier "Xiaoming", the head portrait of the second user identifier "Xiaoming", the value "50 yuan", a "collection success" message, and a "view balance" option, and when the first terminal user clicks the "view balance" option, the server may be requested to return the remaining value of the first account, and the first terminal displays the remaining value. Further, the first terminal may pop up the floating layer, and display the value transfer-in completion message on the floating layer, or display the value transfer-in completion message with other animation effects, which is not limited in the embodiment of the present invention.

The server may further send the value transfer-out completion message to the second terminal based on the second user identifier, and when the second terminal receives the value transfer-out completion message, the value transfer-out completion message is displayed so that the second terminal user knows that the value is transferred to the first terminal user. The value roll-out completion message may include the value, and may also include the first user identifier, avatar information of the first user identifier, and the like, which is not limited in this embodiment of the present invention. And the second terminal may display the numerical value roll-out completion message in a manner of popping up the floating layer or in other animation effects, which is not limited in the embodiment of the present invention.

It should be noted that, the embodiment of the present invention is described by taking the step 408 as an example after the step 407, and actually, the step 408 may also be performed before the step 407 or simultaneously with the step 407, which is not limited in the embodiment of the present invention.

It should be noted that, in the embodiment of the present invention, the server performs the value transferring operation when receiving the value transferring request, and actually, the steps performed by the server may also be performed by a plurality of servers, where the plurality of servers may be different servers, or may also be different functional modules in the same server, which is not limited in this embodiment of the present invention.

Taking an instant messaging server and a value transfer server as examples, the first terminal and the second terminal are respectively connected with the instant messaging server through a network, and the value transfer server is used for maintaining an account corresponding to each user identifier. When the second terminal obtains the value and the first user identification, sending the value transfer-out request to the instant communication server, when the instant communication server receives the value transfer-out request, calling an interface between the instant communication server and the value transfer server, forwarding the value transfer-out request to the value transfer server, when the value transfer server receives the value transfer-out request, determining a first account bound with the first user identification, determining a second account bound with the second user identification, reducing the value from the second account, increasing the value in the first account, when the value transfer is completed, calling the interface, sending a value transfer completion message to the instant communication server, when the instant communication server receives the value transfer completion message, sending a value transfer completion message to the first terminal based on the first user identification, and sending a value roll-out completion message to the second terminal based on the second subscriber identity.

In the method provided by the embodiment of the invention, when the second terminal user transfers the numerical value to the first terminal user, the first terminal displays the numerical value input interface, the numerical value input interface is used for inputting the numerical value to be received, when the first terminal obtains the numerical value input on the numerical value input interface, the first terminal generates the first graphic code according to the numerical value and the first user identifier, and when the second terminal scans the first graphic code, the numerical value can be obtained, and a numerical value transfer-out request is sent to the server. Further, the first terminal may also display the second graphic code, and when the second terminal scans the second graphic code, the second terminal displays a numerical value input interface, acquires a numerical value input on the numerical value input interface, and sends a numerical value transfer-out request to the server. The invention provides a mode of inputting the numerical value by a numerical value transfer party and a mode of inputting the numerical value by a numerical value transfer party, and the invention has the advantages of simple operation and strong flexibility.

The value transfer process between the first user and the second user will be described with reference to fig. 5A to 5E:

(1) referring to fig. 5A, when the first user wants to receive a value, click the "collect money" option displayed by the first terminal, and then the first terminal displays a display interface as shown in fig. 5B, where the display interface includes the second graphic code and the "set amount" option, and at this time, step (2) or (3) is performed.

(2) When the first terminal displays the display interface shown in fig. 5B, if the first user wants the second user to input the numerical value, the second user scans the second graphic code by using the second terminal to obtain the first user identifier, and then inputs the numerical value, so that the numerical value transfer-out request can be sent to the server, thereby completing the numerical value transfer process.

(3) When the first terminal displays the display interface shown in fig. 5B, if the first user wishes to input the numerical value and can click the "set amount of money" option, the first terminal displays the numerical value input interface shown in fig. 5C, the user inputs the numerical value in the numerical value input interface and clicks the "confirm" option, the first terminal displays the first graphic code shown in fig. 5D, and the second user can obtain the first user identifier and the numerical value when scanning the first graphic code by using the second terminal, and sends a numerical value transfer request to the server, thereby completing the numerical value transfer process.

(4) After the second terminal scans the first graphic code, the first terminal also displays the first graphic code as shown in fig. 5D. When the server completes the value transfer process, a value transfer completion message may be sent to the first terminal, and when the first terminal receives the value transfer completion message, the display interface shown in fig. 5E is displayed, so that the user may know that the value transfer process is completed.

Fig. 6 is a schematic structural diagram of a digital value transfer apparatus provided in an embodiment of the present invention, and referring to fig. 6, the apparatus includes:

an input interface display module 601, configured to display a numerical value input interface when a numerical value transfer instruction is received, where the numerical value input interface is used to input a numerical value to be received;

a value obtaining module 602, configured to obtain a value input on the value input interface;

a first graphic code generating module 603, configured to generate a first graphic code according to the value and a first user identifier used, so that a second terminal scans the first graphic code to obtain the value and the first user identifier, and sends a value transfer request to a server, where the value transfer request carries the value, the first user identifier, and a second user identifier used by the second terminal, so that the server reduces the value from a second account corresponding to the second user identifier, and increases the value in the first account corresponding to the first user identifier.

In the device provided by the embodiment of the present invention, when the second terminal user wants to transfer a value to the user of the device, the value input interface is displayed, the value input interface is used to input the value to be received, when the value input on the value input interface is obtained, the first graphic code is generated according to the value and the first user identifier, and when the second terminal scans the first graphic code, the value can be obtained, and a value transfer-out request is sent to the server. The invention provides a mode of inputting numerical values from a numerical value transfer party, has simple and convenient operation and strong flexibility, simplifies the numerical value transfer process and improves the safety.

Optionally, the input interface display module 601 includes:

the input option display unit is used for displaying a numerical value input option when receiving the numerical value transfer instruction;

and the input interface display unit is used for displaying the numerical value input interface when the clicking operation on the numerical value input option is detected.

Optionally, the apparatus further comprises:

and the second graphic code display module is used for displaying a second graphic code while displaying the numerical value input option when receiving the numerical value transfer instruction, wherein the second graphic code comprises the first user identifier, so that the second terminal scans the second graphic code to obtain the first user identifier, acquires the numerical value input on the second terminal and sends the numerical value transfer-out request to the server.

Optionally, the apparatus further comprises:

and the numerical value transfer-in completion message display module is used for displaying the numerical value transfer-in completion message when the numerical value transfer-in completion message is received, and the numerical value transfer-in completion message is sent by the server based on the first user identifier.

All the above-mentioned optional technical solutions can be combined arbitrarily to form the optional embodiments of the present invention, and are not described herein again.

Fig. 7 is a schematic structural diagram of a digital value transfer apparatus provided in an embodiment of the present invention, and referring to fig. 7, the apparatus includes:

a scanning module 701, configured to scan a graphic code displayed by a first terminal to obtain a numerical value to be transferred and a first user identifier used by the first terminal;

a value roll-out request sending module 702, configured to send a value roll-out request to a server, where the value roll-out request carries the value, the first user identifier, and a locally used second user identifier, so that when the server receives the value roll-out request, the value is decreased from a second account corresponding to the second user identifier, and the value is increased from a first account corresponding to the first user identifier.

According to the device provided by the embodiment of the invention, when the user of the device wants to transfer the numerical value to the first terminal user, the graphic code displayed by the first terminal is scanned, and if the graphic code comprises the numerical value to be transferred, the numerical value is not required to be input, and a numerical value transfer-out request is directly sent to the server. The invention provides a mode of inputting numerical values from a numerical value transfer party, has simple and convenient operation and strong flexibility, simplifies the numerical value transfer process and improves the safety.

Optionally, the apparatus further comprises:

the information display module is used for displaying the first user identification and the numerical value;

and the confirming module is used for sending the numerical value transferring request to the server when the confirming operation of the first user identification and the numerical value is detected.

Optionally, the apparatus further comprises:

the password input interface display module is used for displaying a password input interface;

the password acquisition module is used for acquiring the password input on the password input interface;

the value transfer request sending module is further configured to send the value transfer request to the server, where the value transfer request also carries the password, so that the server verifies the password, and when the verification passes, the value is decreased from the second account, and the value is increased in the first account.

Optionally, the apparatus further comprises:

and the numerical value transfer-out completion message display module is used for displaying the numerical value transfer-out completion message when receiving the numerical value transfer-out completion message, and the numerical value transfer-out completion message is sent by the server based on the second user identifier.

All the above-mentioned optional technical solutions can be combined arbitrarily to form the optional embodiments of the present invention, and are not described herein again.

It should be noted that: in the above embodiment, when performing value transfer, the value transfer apparatus is exemplified by only dividing the functional modules, and in practical applications, the function distribution may be completed by different functional modules according to needs, that is, the internal structure of the terminal is divided into different functional modules, so as to complete all or part of the functions described above. In addition, the numerical value transfer apparatus and the numerical value transfer method provided in the above embodiments belong to the same concept, and specific implementation processes thereof are described in the method embodiments and are not described herein again.

Fig. 8 is a schematic structural diagram of a terminal provided in an embodiment of the present invention, and referring to fig. 8, it shows a schematic structural diagram with a touch-sensitive surface according to an embodiment of the present invention, and the terminal may be used to implement the value transfer method provided in the foregoing embodiments. Specifically, the method comprises the following steps:

the terminal 800 may include RF (radio frequency) circuitry 110, memory 120 including one or more computer-readable storage media, an input unit 130, a display unit 140, a sensor 150, an audio circuit 160, a WiFi (wireless fidelity) module 170, a processor 180 including one or more processing cores, and a power supply 190. Those skilled in the art will appreciate that the terminal structure shown in fig. 8 is not intended to be limiting and may include more or fewer components than those shown, or some components may be combined, or a different arrangement of components. Wherein:

the RF circuit 110 may be used for receiving and transmitting signals during information transmission and reception or during a call, and in particular, receives downlink information from a base station and then sends the received downlink information to the one or more processors 180 for processing; in addition, data relating to uplink is transmitted to the base station. In general, the RF circuitry 110 includes, but is not limited to, an antenna, at least one amplifier, a tuner, one or more oscillators, a Subscriber Identity Module (SIM) card, a transceiver, a coupler, an LNA (low noise amplifier), a duplexer, and the like. In addition, the RF circuitry 110 may also communicate with networks and other devices via wireless communications. The wireless communication may use any communication standard or protocol, including but not limited to GSM (global system for mobile communications), GPRS (general packet radio service), CDMA (code division multiple access), WCDMA (wideband code division multiple access), LTE (long term evolution), email, SMS (short messaging service), etc.

The memory 120 may be used to store software programs and modules, and the processor 180 executes various functional applications and data processing by operating the software programs and modules stored in the memory 120. The memory 120 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required by at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may store data (such as audio data, a phonebook, etc.) created according to the use of the terminal 800, and the like. Further, the memory 120 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device. Accordingly, the memory 120 may further include a memory controller to provide the processor 180 and the input unit 130 with access to the memory 120.

The input unit 130 may be used to receive input numeric or character information and generate keyboard, mouse, joystick, optical or trackball signal inputs related to user settings and function control. In particular, the input unit 130 may include a touch-sensitive surface 131 as well as other input devices 132. The touch-sensitive surface 131, also referred to as a touch display screen or a touch pad, may collect touch operations by a user on or near the touch-sensitive surface 131 (e.g., operations by a user on or near the touch-sensitive surface 131 using a finger, a stylus, or any other suitable object or attachment), and drive the corresponding connection device according to a predetermined program. Alternatively, the touch sensitive surface 131 may comprise two parts, a touch detection means and a touch controller. The touch detection device detects the touch direction of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; the touch controller receives touch information from the touch sensing device, converts the touch information into touch point coordinates, sends the touch point coordinates to the processor 180, and can receive and execute commands sent by the processor 180. Additionally, the touch-sensitive surface 131 may be implemented using various types of resistive, capacitive, infrared, and surface acoustic waves. In addition to the touch-sensitive surface 131, the input unit 130 may also include other input devices 132. In particular, other input devices 132 may include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control keys, switch keys, etc.), a trackball, a mouse, a joystick, and the like.

The display unit 140 may be used to display information input by or provided to a user and various graphical user interfaces of the terminal 800, which may be made up of graphics, text, icons, video, and any combination thereof. The display unit 140 may include a display panel 141, and optionally, the display panel 141 may be configured in the form of an LCD (liquid crystal display), an OLED (organic light-emitting diode), or the like. Further, the touch-sensitive surface 131 may cover the display panel 141, and when a touch operation is detected on or near the touch-sensitive surface 131, the touch operation is transmitted to the processor 180 to determine the type of the touch event, and then the processor 180 provides a corresponding visual output on the display panel 141 according to the type of the touch event. Although in FIG. 8, touch-sensitive surface 131 and display panel 141 are shown as two separate components to implement input and output functions, in some embodiments, touch-sensitive surface 131 may be integrated with display panel 141 to implement input and output functions.

The terminal 800 can also include at least one sensor 150, such as a light sensor, motion sensor, and other sensors. Specifically, the light sensor may include an ambient light sensor that may adjust the brightness of the display panel 141 according to the brightness of ambient light, and a proximity sensor that may turn off the display panel 141 and/or a backlight when the terminal 800 is moved to the ear. As one of the motion sensors, the gravity acceleration sensor can detect the magnitude of acceleration in each direction (generally, three axes), can detect the magnitude and direction of gravity when the mobile phone is stationary, and can be used for applications of recognizing the posture of the mobile phone (such as horizontal and vertical screen switching, related games, magnetometer posture calibration), vibration recognition related functions (such as pedometer and tapping), and the like; as for other sensors such as a gyroscope, a barometer, a hygrometer, a thermometer, and an infrared sensor, which can be configured on the terminal 800, further description is omitted here.

Audio circuitry 160, speaker 161, and microphone 162 may provide an audio interface between a user and terminal 800. The audio circuit 160 may transmit the electrical signal converted from the received audio data to the speaker 161, and convert the electrical signal into a sound signal for output by the speaker 161; on the other hand, the microphone 162 converts the collected sound signal into an electric signal, converts the electric signal into audio data after being received by the audio circuit 160, and then outputs the audio data to the processor 180 for processing, and then to the RF circuit 110 to be transmitted to, for example, another terminal, or outputs the audio data to the memory 120 for further processing. The audio circuitry 160 may also include an earbud jack to provide communication of peripheral headphones with the terminal 800.

WiFi belongs to a short-distance wireless transmission technology, and the terminal 800 can help a user send and receive e-mails, browse web pages, access streaming media, and the like through the WiFi module 170, and provides wireless broadband internet access for the user. Although fig. 8 shows the WiFi module 170, it is understood that it does not belong to the essential constitution of the terminal 800, and may be omitted entirely as needed within the scope not changing the essence of the invention.

The processor 180 is a control center of the terminal 800, connects various parts of the entire mobile phone using various interfaces and lines, and performs various functions of the terminal 800 and processes data by operating or executing software programs and/or modules stored in the memory 120 and calling data stored in the memory 120, thereby performing overall monitoring of the mobile phone. Optionally, processor 180 may include one or more processing cores; preferably, the processor 180 may integrate an application processor, which mainly handles operating systems, user interfaces, application programs, etc., and a modem processor, which mainly handles wireless communications. It will be appreciated that the modem processor described above may not be integrated into the processor 180.

The terminal 800 further includes a power supply 190 (e.g., a battery) for powering the various components, which may preferably be logically coupled to the processor 180 via a power management system to manage charging, discharging, and power consumption management functions via the power management system. The power supply 190 may also include any component including one or more of a dc or ac power source, a recharging system, a power failure detection circuit, a power converter or inverter, a power status indicator, and the like.

Although not shown, the terminal 800 may further include a camera, a bluetooth module, etc., which will not be described herein. Specifically, in this embodiment, the display unit of the terminal is a touch screen display, the terminal further includes a memory, and one or more programs, where the one or more programs are stored in the memory and configured to be executed by the one or more processors, and the one or more programs include instructions for:

when a numerical value transfer instruction is received, displaying a numerical value input interface, wherein the numerical value input interface is used for inputting a numerical value to be received;

acquiring a numerical value input on the numerical value input interface;

and generating a first graphic code according to the numerical value and the used first user identifier, enabling a second terminal to scan the first graphic code to obtain the numerical value and the first user identifier, and sending a numerical value transferring request to a server, wherein the numerical value transferring request carries the numerical value, the first user identifier and a second user identifier used by the second terminal, so that the server reduces the numerical value from a second account corresponding to the second user identifier, and increases the numerical value in the first account corresponding to the first user identifier.

Optionally, further comprising instructions for:

when receiving the numerical value transfer instruction, displaying numerical value input options;

and when the clicking operation on the numerical value input option is detected, displaying the numerical value input interface.

Optionally, further comprising instructions for:

when the numerical value transfer instruction is received, a second graphic code is displayed while the numerical value input option is displayed, the second graphic code comprises the first user identification, so that the second terminal scans the second graphic code to obtain the first user identification, obtains the numerical value input on the second terminal, and sends the numerical value transfer-out request to a server.

Optionally, further comprising instructions for:

and when a value transfer completion message is received, displaying the value transfer completion message, wherein the value transfer completion message is sent by the server based on the first user identifier.

In another embodiment, the terminal further comprises a memory, and one or more programs, wherein the one or more programs are stored in the memory and configured for execution by the one or more processors, the one or more programs including instructions for:

scanning a graphic code displayed by a first terminal to obtain a numerical value to be transferred and a first user identifier used by the first terminal;

sending a value transferring request to a server, wherein the value transferring request carries the value, the first user identifier and a second locally used user identifier, so that when the server receives the value transferring request, the value is reduced from a second account corresponding to the second user identifier, and the value is increased from a first account corresponding to the first user identifier.

Optionally, further comprising instructions for:

displaying the first user identification and the numerical value;

and when the confirmation operation of the first user identification and the numerical value is detected, sending the numerical value transfer-out request to the server.

Optionally, further comprising instructions for:

displaying a password input interface;

acquiring a password input on the password input interface;

and sending the value transfer-out request to the server, wherein the value transfer-out request also carries the password, so that the server verifies the password, reduces the value from the second account when the verification is passed, and increases the value in the first account.

Optionally, further comprising instructions for:

and when receiving a value roll-out completion message, displaying the value roll-out completion message, wherein the value roll-out completion message is sent by the server based on the second user identifier.

It will be understood by those skilled in the art that all or part of the steps for implementing the above embodiments may be implemented by hardware, or may be implemented by a program instructing relevant hardware, where the program may be stored in a computer-readable storage medium, and the above-mentioned storage medium may be a read-only memory, a magnetic disk or an optical disk, etc.

The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents, improvements and the like that fall within the spirit and principle of the present invention are intended to be included therein.

Claims (12)

1. A method of value transfer, the method comprising:

when a numerical value transfer instruction is received, displaying numerical value input options;

displaying a second graphic code while displaying the numerical value input option, wherein the second graphic code comprises a used first user identifier, so that a second terminal scans the second graphic code to obtain the first user identifier, obtains a numerical value input on the second terminal, and sends a numerical value transfer-out request to a server, wherein the numerical value transfer-out request carries the numerical value, the first user identifier and a second user identifier used by the second terminal, so that the server reduces the numerical value from a second account corresponding to the second user identifier, and increases the numerical value in a first account corresponding to the first user identifier; or,

displaying a second graphic code while displaying the numerical value input option, and displaying a numerical value input interface when detecting the click operation on the numerical value input option, wherein the numerical value input interface is used for inputting a numerical value to be received; acquiring a numerical value input on the numerical value input interface; and generating a first graphic code according to the numerical value and the first user identification, so that the second terminal scans the first graphic code to obtain the numerical value and the first user identification, and sends a numerical value transferring request to a server, wherein the numerical value transferring request carries the numerical value, the first user identification and a second user identification used by the second terminal, so that the server reduces the numerical value from a second account corresponding to the second user identification, and increases the numerical value in a first account corresponding to the first user identification.

2. The method of claim 1, further comprising:

and when a numerical value transfer completion message is received, displaying the numerical value transfer completion message, wherein the numerical value transfer completion message is sent by the server based on the first user identifier.

3. A method of value transfer, the method comprising:

scanning a graphic code displayed by a first terminal;

judging whether the graphic code comprises a numerical value to be transferred or not;

when the graphic code is determined to comprise the numerical value, acquiring the numerical value and a first user identifier used by the first terminal;

sending a value transferring request to a server, wherein the value transferring request carries the value, the first user identifier and a locally used second user identifier, so that when the server receives the value transferring request, the value is reduced from a second account corresponding to the second user identifier, and the value is increased from a first account corresponding to the first user identifier;

when the graphic code is determined not to comprise the numerical value, displaying a numerical value input interface, wherein the numerical value input interface is used for inputting the numerical value to be transferred;

and when the numerical value input on the numerical value input interface is acquired, sending the numerical value transfer-out request to the server.

4. The method of claim 3, wherein before sending the value roll-out request to the server, the method further comprises:

displaying the first user identification and the numerical value;

and when the confirmation operation of the first user identification and the numerical value is detected, sending the numerical value transfer-out request to the server.

5. The method of claim 3, further comprising:

displaying a password input interface;

acquiring a password input on the password input interface;

and sending the value transfer-out request to the server, wherein the value transfer-out request also carries the password, so that the server verifies the password, reduces the value from the second account when the verification is passed, and increases the value in the first account.

6. The method of claim 3, further comprising:

and when a value transfer-out completion message is received, displaying the value transfer-out completion message, wherein the value transfer-out completion message is sent by the server based on the second user identifier.

7. A numerical value transfer apparatus, characterized in that the apparatus comprises:

an input interface display module, the input interface display module comprising:

the input option display unit is used for displaying a numerical value input option when a numerical value transfer instruction is received;

the input interface display unit is used for displaying a numerical value input interface when the click operation on the numerical value input option is detected, and the numerical value input interface is used for inputting a numerical value to be received;

the numerical value acquisition module is used for acquiring the numerical value input on the numerical value input interface;

a first graphic code generation module, configured to generate a first graphic code according to the numerical value and a first user identifier used, so that a second terminal scans the first graphic code to obtain the numerical value and the first user identifier, and sends a numerical value transfer request to a server, where the numerical value transfer request carries the numerical value, the first user identifier, and a second user identifier used by the second terminal, so that the server reduces the numerical value from a second account corresponding to the second user identifier, and increases the numerical value in the first account corresponding to the first user identifier;

the device further comprises:

and the second graphic code display module is used for displaying the numerical value input option and simultaneously displaying a second graphic code when the numerical value transfer instruction is received, wherein the second graphic code comprises the first user identifier, so that the second terminal scans the second graphic code to obtain the first user identifier, obtains the numerical value input on the second terminal, and sends the numerical value transfer-out request to a server.

8. The apparatus of claim 7, further comprising:

and the numerical value transfer completion message display module is used for displaying the numerical value transfer completion message when receiving the numerical value transfer completion message, and the numerical value transfer completion message is sent by the server based on the first user identifier.

9. A numerical value transfer apparatus, characterized in that the apparatus comprises:

the scanning module is used for scanning the graphic code displayed by the first terminal and judging whether the graphic code comprises a numerical value to be transferred or not; when the graphic code is determined to comprise the numerical value, acquiring the numerical value and a first user identifier used by the first terminal;

a value transfer request sending module, configured to send a value transfer request to a server, where the value transfer request carries the value, the first user identifier, and a locally used second user identifier, so that when the server receives the value transfer request, the value is decreased from a second account corresponding to the second user identifier, and the value is increased from a first account corresponding to the first user identifier;

the scanning module is further configured to display a numerical value input interface when it is determined that the graphic code does not include the numerical value, the numerical value input interface being configured to input a numerical value to be transferred out;

the numerical value transfer-out request sending module is further configured to send the numerical value transfer-out request to the server when the numerical value input on the numerical value input interface is obtained.

10. The apparatus of claim 9, further comprising:

the information display module is used for displaying the first user identification and the numerical value;

and the confirming module is used for sending the numerical value transferring-out request to the server when the confirming operation of the first user identification and the numerical value is detected.

11. The apparatus of claim 9, further comprising:

the password input interface display module is used for displaying a password input interface;

the password acquisition module is used for acquiring the password input on the password input interface;

the value transfer-out request sending module is further configured to send the value transfer-out request to the server, where the value transfer-out request also carries the password, so that the server verifies the password, and when the verification is passed, the value is decreased from the second account, and the value is increased in the first account.

12. The apparatus of claim 9, further comprising:

and the numerical value transfer-out completion message display module is used for displaying the numerical value transfer-out completion message when receiving the numerical value transfer-out completion message, and the numerical value transfer-out completion message is sent by the server based on the second user identifier.