CN104182875A - Payment method and payment system - Google Patents
Payment method and payment system Download PDFInfo
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- CN104182875A CN104182875A CN201410415322.2A CN201410415322A CN104182875A CN 104182875 A CN104182875 A CN 104182875A CN 201410415322 A CN201410415322 A CN 201410415322A CN 104182875 A CN104182875 A CN 104182875A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- Accounting & Taxation (AREA)
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- General Physics & Mathematics (AREA)
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Abstract
The invention relates to the field of payment, in particular to a payment method and a payment system. The payment method comprises the following steps that a user inserts a bank IC (Integrated Circuit) card into card reading equipment, the card reading equipment reads information of the bank IC card, the card reading equipment is connected to a mobile device provided with a communication function through a network module, through the network module, the card reading equipment transmits the read information of the bank IC card to the mobile device provided with the communication function, the mobile device provided with the communication function receives the information of the bank IC card, the user inputs a payment amount, and the mobile device transmits the payment information to a server to complete transaction. According to the payment method and the payment system, the card reading equipment is taken as a wifi hotspot for providing a connection for the mobile device, the card reading equipment completes reading and transmission of the information of the bank IC card, the cost is low, meanwhile, the potential safety hazard caused by merely utilizing a mobile phone to scan a two-dimension code or simply paying through the network is overcome.
Description
Technical field
The present invention relates to payment technical field, relate in particular to a kind of method of payment and system.
Background technology
In prior art, the payment activity of being undertaken by bank card mostly adopts the mode of POS machine brush bank card.A kind of hand call payment system based on POS machine of patent that for example application number is 201210246168.1, discloses a kind of hand call payment system based on POS machine, and it comprises front end POS machine, wireless communication module, mobile phone authentication module and consumer record enquiry module; When use, after front end POS machine input transaction sequence number, mobile-phone payment password and payment, these information are sent to mobile phone authentication module by wireless communication module, and complete safety certification.Beneficial effect of the present invention is: simple in structure, design ingenious, by being set, network communication module is connected with mobile device, quick and convenient and the safe safety certification that completes POS machine and mobile phone authentication module of energy, overcome POS machine equipment costliness in conventional art, carry difficultly, in use, caused sizable inconvenience.
Separately there are some to adopt the technology of card reader, but still need to read after bank card, utilize the mode of phone or note to confirm, a kind of online payment method of for example patent of application number 201110374606.8 and system, a kind of online payment method and system are disclosed, wherein said system comprises: third party's online payment platform, terminal, card reader, bank POS gathering passage; Described third party's online payment platform, for obtaining trade company's numbering and sequence information, and prompting connects card reader; Described card reader, for brushing user's bank card; Third party's online payment platform reads the magnetic track information of bank card, and the magnetic track information of uploading according to payment client terminal initiates to bank POS gathering passage the request of withholing, but exist great potential safety hazard by the mode that the form of phone or note is confirmed, very easily be blocked, cause user's tremendous economic loss.
Summary of the invention
For the problem occurring in background technology, the invention provides a kind of method of payment, said method comprising the steps of:
Bank IC card is inserted card-reading apparatus by user;
Card-reading apparatus reads described bank IC card information;
Card-reading apparatus is connected with the mobile device with communication function by mixed-media network modules mixed-media;
By means of mixed-media network modules mixed-media, the bank IC card information reading is sent to the mobile device with communication function by card-reading apparatus;
Receive described bank IC card information with the mobile device of communication function;
User inputs payment;
Payment information is sent to server by mobile device;
Complete transaction.
Preferably, described card-reading apparatus itself, as wifi focus, provides with the mobile device of communication function and connects.
In above-mentioned arbitrary scheme, preferably, described card-reading apparatus comprises customization card reader.
In above-mentioned arbitrary scheme, preferably, described customization card reader comprises card inserting mouth, for inserting bank IC card.
In above-mentioned arbitrary scheme, preferably, the payment information needed that described customization card reader is read is at every turn all different.
In above-mentioned arbitrary scheme, preferably, the described mobile device with communication function possesses at least one in the pc of comprising, panel computer, intelligent television, mobile phone, special payment devices.
In above-mentioned arbitrary scheme, preferably, the payment information that described mobile device sends to server comprises accounts information, payment and authorization information.
In above-mentioned arbitrary scheme preferably, described card-reading apparatus by mixed-media network modules mixed-media with the step being connected with the mobile device of communication function, further comprising the steps:
Open card-reading apparatus switch;
The network signal that mobile device search card-reading apparatus with communication function sends;
Described mobile device sends connection request;
Card-reading apparatus responds described connection request, completes connection.
In above-mentioned arbitrary scheme, preferably, described payment comprises transfers accounts.
In above-mentioned arbitrary scheme, preferably, the step that receives described bank IC card information with the mobile device of communication function further comprises described IC-card information is presented in described mobile device.
In above-mentioned arbitrary scheme, preferably, it is further comprising the steps that payment information is sent to server by step mobile device:
Payment information described in server authentication;
After being proved to be successful, described server carries out respective pay operation to the account amount of money.
In above-mentioned arbitrary scheme, preferably, described payment information comprises ISO8583 message bank IC card card number, authorization information, payment solution being become by the mobile device with communication function.
The present invention also provides a kind of payment system, comprise card-reading apparatus, mobile device and server, described server is arranged by financial center, possesses the ability of processing the information sending from mobile device, described mobile device possesses network communication function, and described card-reading apparatus comprises with lower module:
Module card, for inserting bank IC card;
Card reading module, for reading the bank IC card information of described insertion;
Mixed-media network modules mixed-media, for connecting described mobile device, completes communication,
Described mobile device comprises with lower module:
Initial module, the operation that needs bank IC card to pay for user and server end;
Receiver module, the bank IC card information sending for receiving described equipment for customizing;
Load module, for inputting payment information;
Sending module, for being sent to described server by described payment information;
Return to module, the return message sending for receiving described server;
Complete module, for completing payment.
Preferably, described card-reading apparatus itself, as wifi focus, provides with the mobile device of communication function and connects.
In above-mentioned arbitrary scheme, preferably, described card-reading apparatus comprises customization card reader.
In above-mentioned arbitrary scheme, preferably, described customization card reader comprises card inserting mouth, for inserting bank IC card
In above-mentioned arbitrary scheme, preferably, the payment information needed that described customization card reader is read is at every turn all different.
In above-mentioned arbitrary scheme, preferably, described mobile device possesses at least one in the pc of comprising, panel computer, intelligent television, mobile phone, special payment devices.
In above-mentioned arbitrary scheme, preferably, the payment information that described mobile device sends to server comprises accounts information, payment and authorization information.
In above-mentioned arbitrary scheme, preferably, described system further comprises with lower module:
Switch module, for opening card-reading apparatus;
Search module, the network signal sending for mobile device search card-reading apparatus;
Link block, sends connection request for mobile device;
Respond module, responds described connection request for card-reading apparatus, completes connection.
In above-mentioned arbitrary scheme, preferably, described payment comprises transfers accounts.
In above-mentioned arbitrary scheme, preferably, described mobile device can carry out interface display by the IC-card information receiving.
In above-mentioned arbitrary scheme, preferably, described system further comprises authentication module, for payment information described in server authentication.
In above-mentioned arbitrary scheme, preferably, after described payment information is proved to be successful, described server carries out respective pay operation to the account amount of money.
In above-mentioned arbitrary scheme, preferably, described payment information comprises the ISO8583 message that mobile device becomes bank IC card card number, authorization information, payment solution.
In method of payment provided by the invention and payment system, card-reading apparatus itself is as wifi focus, offering mobile device connects, itself only complete reading and sending bank IC card information, cheap, overcome simple use mobile phone simultaneously and carried out Quick Response Code scanning or simply pay brought potential safety hazard by network.
Brief description of the drawings
Fig. 1 is according to the process flow diagram of an exemplary embodiment of method of payment of the present invention.
Fig. 2 be according to the card-reading apparatus shown in Fig. 1 with complete the process flow diagram being connected with the mobile device of communication function.
Fig. 3 is the process flow diagram of payment information being verified according to the server end shown in Fig. 1.
Fig. 4 is according to the process flow diagram of the static data authentication method shown in Fig. 3.
Fig. 5 is according to the process flow diagram of the dynamic data authentication method shown in Fig. 3.
Fig. 6 completes the process flow diagram of transferring accounts according to of the present invention by card-reading apparatus, smart mobile phone equipment.
Fig. 7 completes by card-reading apparatus, panel computer equipment the process flow diagram that fund is bought according to of the present invention.
Embodiment
Describe the present invention in conjunction with exemplary embodiment with reference to the accompanying drawings.
Embodiment 1
Fig. 1 is according to the process flow diagram of an exemplary embodiment of method of payment of the present invention, as shown in Figure 1: in step 101, in the time that user need to carry out payment transaction, first bank IC card is inserted in card-reading apparatus, card-reading apparatus is a customization card reader, has the slot that can insert for bank IC card in card reader.When in bank IC card interventional instrument slot, as shown in 102, card-reading apparatus will read bank IC card information, and described information comprises that the accounts information of this bank card is as bank card number, account balance etc.In step 103, card-reading apparatus is connected with the mobile device with communication function by mixed-media network modules mixed-media, and in step 104, the bank IC card information reading is sent to the mobile device with communication function by card-reading apparatus.This provides card-reading apparatus with the mobile device of communication function and completes connection as a wifi focus, and in the present embodiment, mobile device is smart mobile phone equipment.Mobile device with communication function in step 105 receives the bank IC card information that card reader is sent, and by described information visualization interface display in mobile phone, the transaction frame that simultaneously provides user to input payment.In step 106, user can input the amount of money of this transaction in above-mentioned transaction frame.In step 107, mobile device is sent to payment information in server, and wherein server is arranged by financial center, possesses the payment information ability that mobile device sends of processing.Wherein, read different IC-card card-reading apparatus and can return to corresponding correct information.In the time of twice insertion the same card, can read identical information, in the time of twice insertion different cards, can read corresponding information, information can not repeat.
The process flow diagram that card-reading apparatus is connected with mobile device is as shown in 2, in step 201, user opens after card-reading apparatus, card-reading apparatus itself can produce wireless network signal as wifi focus, the network signal of the mobile device search card-reading apparatus with communication function in step 202, after searching this equipment, will in step 203, send connection request, thereby in step 204, the corresponding described connection request of card-reading apparatus completes connection to carry out the transmission of follow-up data.
Payment information, except bank's card number, payment energy essential information, also has authorization information, adopts off line verification method (static data certification and dynamic data certification).The flow process of server authentication payment information as shown in Figure 3, verify after receiving payment information, is proved to be successful the account amount of money and carries out corresponding operating, if authentication failed sends the mobile device with communication function of error message by server.
In the present embodiment, the unique of bank IC card information is to realize by the ciphering process of IC-card: in order to make whole system have high safety guarantee, IC-card in use, must, first by after distinctive two-way key authentication between IC-card and read-write equipment, just can carry out related work.The period that IC-card is encrypted: carry out before dispatching from the factory.Object is in the IC-card after dispatching from the factory, to generate the card system key that can not crack, and provides mechanism with the safety that ensures card system.IC-card encryption mechanism: use symmetric cryptography mechanism, as follows: encrypting and decrypting, it is 64 (8 bytes) or 128 (16 byte) block encryption algorithms that the encryption of data is adopted to block length, can be electronic codebook mode (ECB) pattern or CBC (CBC) pattern.The encrypting and decrypting pattern that this specification selects ecb mode to use as this specification; Message authentication code, the MAC computing method based on 64 block encryption algorithms and the MAC computing method based on 128 block encryption algorithms; Process key disperses, and the single length DES process key based on 64 bit encryption algorithms disperses, and the MAC based on 128 bit encryption algorithms and data encryption process key disperse; Sub-key disperses, and has specified a kind of credit card issuer master key IMK that utilizes 16 bytes to disperse to draw the method for the IC-card sub-key of ciphertext generation, credit card issuer certification and safe packet.
As shown in Figure 4, in static data verification process, the legitimacy of static data on terminal checking card, SDA can confirm that the credit card issuer application data on card is not illegally distorted after card personalization.Authentication center's public private key pair that authentication center and credit card issuer need use asymmetric arithmetic RSA to produce, credit card issuer public private key pair and IC-card public private key pair, the object of SDA is to confirm to leave in being identified by application file steady arm (AFL) and optional static data authenticating tag list in IC-card, the legitimacy of crucial static data, thus ensure that the credit card issuer data in IC-card are not illegally distorted after individualized.In order to support static data certification, an IC-card must comprise the static application data of signature, and it uses credit card issuer private key signature.Credit card issuer PKI must leave in IC-card with public key certificate form.Main three steps in static data verification process are recovered authentication center's PKI by terminal that is:; Recover credit card issuer PKI by terminal; By the static application data of terminal certifying signature.
As shown in Figure 5, in dynamic data verification process, the signature of the transaction related information that the static data on terminal checking card and card produce, DDA can confirm that the credit card issuer application data on card is not illegally distorted after card personalization.DDA can also confirm the authenticity of card, prevents the bootlegging of card.DDA can be that the certification of standard dynamic data or compound dynamic data authentication/application cryptogram generate (CDA).AIP has indicated the offline data authentication method that IC-card is supported.
The object of dynamic data certification (DDA) is to confirm to leave IC-card in and neutralize the legitimacy of the critical data being generated by IC-card and the data of receiving from terminal.DDA, except carrying out with the similar static data verification process of SDA, guarantees that the credit card issuer data in IC-card are not illegally distorted after individualized, can also prevent any possibility that such card is forged.In order to support dynamic data certification, an IC-card must have its unique PKI pair, and PKI is to being made up of a privately owned signature key and corresponding disclosed authentication secret.IC-card PKI must leave in the public key certificate on IC-card.Dynamic data certification has adopted the public key certificate scheme of three layers.Each IC-card PKI is authenticated by its credit card issuer, and authentication center authenticates credit card issuer PKI.This shows the signature in order to verify IC-card, and terminal needs first by verifying that two certificates recover and verify IC-card PKI, then verify the dynamic signature of IC-card with this PKI.Main three steps in dynamic data verification process are recovered authentication center's PKI by terminal that is:; Recover credit card issuer PKI by terminal; Recover the capable PKI of IC-card by terminal.After above-mentioned checking, as shown in step 108, complete transaction.
In the present embodiment, card-reading apparatus itself is as wifi focus, offering mobile device connects, itself only complete reading and sending bank IC card information, cheap, overcome simple use mobile phone simultaneously and carried out Quick Response Code scanning or simply pay brought potential safety hazard by network.
Embodiment 2
As shown in Figure 6: in step 601, in the time that user need to carry out money transfer transactions, first bank IC card is inserted in card-reading apparatus, card-reading apparatus is a customization card reader, in card reader, there is the slot that can insert for bank IC card.When in bank IC card interventional instrument slot, as shown in step 602, card-reading apparatus will read bank IC card information, and described information comprises that the accounts information of this bank card is as bank card number, account balance etc.In step 603, card-reading apparatus is connected with smart mobile phone equipment by mixed-media network modules mixed-media, and in step 604, the bank IC card information reading is sent to smart mobile phone equipment by card-reading apparatus.Card-reading apparatus this provide smart mobile phone equipment to complete connection as a wifi focus.In step 605, smart mobile phone receives the card reader bank IC card information of sending, and by described information visualization interface display in mobile phone, the transaction frame that simultaneously provides user to input the amount of money of transferring accounts.In step 606, user can input the amount of money that this is transferred accounts in above-mentioned transaction frame.In step 607, smart mobile phone is sent to the information of transferring accounts in server, and wherein server is arranged by financial center, possesses and processes the information capability of transferring accounts that mobile device sends.Server is verified the described information of transferring accounts, and after being proved to be successful, completes transaction.
In the present embodiment, card-reading apparatus itself, as wifi focus, offers smart mobile phone and connects, and itself has only completed the reading and sending of bank IC card information, cheap, has avoided potential safety hazard by the effective checking to bank IC card information simultaneously.
Embodiment 3
As shown in Figure 7: in step 701, in the time that user need to carry out fund purchase, first bank IC card is inserted in card-reading apparatus, card-reading apparatus is a customization card reader, has the slot that can insert for bank IC card in card reader.When in bank IC card interventional instrument slot, as shown in step 702, card-reading apparatus will read bank IC card information, and described information comprises that the accounts information of this bank card is as bank card number, account balance etc.In step 703, card-reading apparatus is connected with panel computer equipment by mixed-media network modules mixed-media, and in step 704, the bank IC card information reading is sent to panel computer equipment by card-reading apparatus.Card-reading apparatus this provide panel computer equipment to complete connection as a wifi focus.Step 705 middle plateform computer receives the card reader bank IC card information of sending, and by described information visualization interface display in panel computer, provide user to input the transaction frame of buying the amount of money simultaneously.In step 706, user can input the amount of money of this purchase in above-mentioned transaction frame.In step 707, panel computer is sent to purchase information in server, and wherein server is arranged by financial center, possesses and processes the information capability of transferring accounts that mobile device sends.Server is verified described purchase information, completes transaction (step 708) after being proved to be successful.
In the present embodiment, be connected with panel computer by card-reading apparatus, conveniently completed the delivery operation that fund is bought.Owing to having used the double verification of bank IC card and financial center's server to ensure the security of transaction, card-reading apparatus is cheap simultaneously, has solved the awkward shortcoming of current POS machine high cost.
In order to understand better the present invention, in conjunction with specific embodiments the present invention is explained in detail above.But, obviously can carry out different modification and remodeling and not exceed the wider spirit and scope of the present invention that claim limits the present invention.Therefore, above embodiment has exemplary and hard-core implication.
Claims (10)
1. a method of payment, said method comprising the steps of:
Bank IC card is inserted card-reading apparatus by user;
Card-reading apparatus reads described bank IC card information;
Card-reading apparatus is connected with the mobile device with communication function by mixed-media network modules mixed-media;
By means of mixed-media network modules mixed-media, the bank IC card information reading is sent to the mobile device with communication function by card-reading apparatus;
Receive described bank IC card information with the mobile device of communication function;
User inputs payment;
Payment information is sent to server by mobile device;
Complete transaction.
2. method of payment according to claim 1, is characterized in that, described card-reading apparatus itself, as wifi focus, provides with the mobile device of communication function and connects.
3. method of payment according to claim 2, is characterized in that, described card-reading apparatus comprises customization card reader.
4. method of payment according to claim 3, is characterized in that, described customization card reader comprises card inserting mouth, for inserting bank IC card.
5. method of payment according to claim 4, is characterized in that, the payment information needed that described customization card reader is read is at every turn all different.
6. method of payment according to claim 1, is characterized in that, the described mobile device with communication function possesses at least one in the pc of comprising, panel computer, intelligent television, mobile phone, special payment devices.
7. method of payment according to claim 1, is characterized in that, the payment information that described mobile device sends to server comprises accounts information, payment and authorization information.
8. method of payment according to claim 1, is characterized in that, described card-reading apparatus by mixed-media network modules mixed-media with the step being connected with the mobile device of communication function, further comprising the steps:
Open card-reading apparatus switch;
The network signal that mobile device search card-reading apparatus with communication function sends;
Described mobile device sends connection request;
Card-reading apparatus responds described connection request, completes connection.
9. method of payment according to claim 1, is characterized in that, described payment comprises transfers accounts.
10. a payment system, comprises card-reading apparatus, mobile device and server, and described server is arranged by financial center, possesses the ability of processing the information sending from mobile device, it is characterized in that, described mobile device possesses network communication function, and described card-reading apparatus comprises with lower module:
Module card, for inserting bank IC card;
Card reading module, for reading the bank IC card information of described insertion;
Mixed-media network modules mixed-media, for connecting described mobile device, completes communication,
Described mobile device comprises with lower module:
Initial module, the operation that needs bank IC card to pay for user and server end;
Receiver module, the bank IC card information sending for receiving described equipment for customizing;
Load module, for inputting payment information;
Sending module, for being sent to described server by described payment information;
Return to module, the return message sending for receiving described server;
Complete module, for completing payment.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410415322.2A CN104182875A (en) | 2014-08-22 | 2014-08-22 | Payment method and payment system |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201410415322.2A CN104182875A (en) | 2014-08-22 | 2014-08-22 | Payment method and payment system |
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| CN201410415322.2A Pending CN104182875A (en) | 2014-08-22 | 2014-08-22 | Payment method and payment system |
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Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN106327189A (en) * | 2016-09-20 | 2017-01-11 | 四川海力智能科技股份有限公司 | IC card topping-up system |
| CN108320152A (en) * | 2018-01-17 | 2018-07-24 | 深圳喆行科技有限公司 | A kind of recharge method and system of stored value card |
| CN109377209A (en) * | 2018-08-15 | 2019-02-22 | 佛山市顺德区中山大学研究院 | A kind of safe payment method and system based on visualization two dimensional code |
| EP3447737A1 (en) | 2017-08-23 | 2019-02-27 | Vestel Elektronik Sanayi ve Ticaret A.S. | Hotspot internet access method for transportation card readers |
| CN109816379A (en) * | 2019-01-15 | 2019-05-28 | 重庆乔松信息技术有限公司 | Utilize the network payment system of mobile phone direct read/write IC card |
| CN109858295A (en) * | 2019-01-15 | 2019-06-07 | 重庆乔松信息技术有限公司 | Utilize the method for network payment of mobile phone direct read/write IC card |
| CN112712354A (en) * | 2020-06-15 | 2021-04-27 | 深圳市文鼎创数据科技有限公司 | Interaction method of digital currency wallet and digital currency server |
| CN113498214A (en) * | 2020-04-08 | 2021-10-12 | 北京意锐新创科技有限公司 | Connection establishment method and device suitable for payment equipment |
| US20210374718A1 (en) * | 2018-09-04 | 2021-12-02 | Sony Corporation | Ic card, processing method, and information processing system |
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Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106327189A (en) * | 2016-09-20 | 2017-01-11 | 四川海力智能科技股份有限公司 | IC card topping-up system |
| EP3447737A1 (en) | 2017-08-23 | 2019-02-27 | Vestel Elektronik Sanayi ve Ticaret A.S. | Hotspot internet access method for transportation card readers |
| CN108320152A (en) * | 2018-01-17 | 2018-07-24 | 深圳喆行科技有限公司 | A kind of recharge method and system of stored value card |
| CN109377209A (en) * | 2018-08-15 | 2019-02-22 | 佛山市顺德区中山大学研究院 | A kind of safe payment method and system based on visualization two dimensional code |
| US20210374718A1 (en) * | 2018-09-04 | 2021-12-02 | Sony Corporation | Ic card, processing method, and information processing system |
| CN109816379A (en) * | 2019-01-15 | 2019-05-28 | 重庆乔松信息技术有限公司 | Utilize the network payment system of mobile phone direct read/write IC card |
| CN109858295A (en) * | 2019-01-15 | 2019-06-07 | 重庆乔松信息技术有限公司 | Utilize the method for network payment of mobile phone direct read/write IC card |
| CN109816379B (en) * | 2019-01-15 | 2022-02-22 | 重庆乔松信息技术有限公司 | Network payment system for directly reading and writing IC card by mobile phone |
| CN113498214A (en) * | 2020-04-08 | 2021-10-12 | 北京意锐新创科技有限公司 | Connection establishment method and device suitable for payment equipment |
| CN112712354A (en) * | 2020-06-15 | 2021-04-27 | 深圳市文鼎创数据科技有限公司 | Interaction method of digital currency wallet and digital currency server |
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