CN104167064A - Cash transaction system - Google Patents
Cash transaction system Download PDFInfo
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- CN104167064A CN104167064A CN201410181038.3A CN201410181038A CN104167064A CN 104167064 A CN104167064 A CN 104167064A CN 201410181038 A CN201410181038 A CN 201410181038A CN 104167064 A CN104167064 A CN 104167064A
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- transaction
- cash
- client
- bank note
- transaction information
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Abstract
The invention relates to a transaction system of a financing institution, in particular to a cash transaction system of a bank ATM. The cash transaction system comprises a banknote discharge device and further comprises a banknote storage device, a drive device, a printing device, a scanning device and a control unit. The printing device is used for printing transaction information and transmitting a transaction information sheet to a client, wherein the content of the transaction information sheet comprises the transaction amount, the crown word numbers of transaction banknotes and a transaction barcode. The scanning device is used for scanning the transaction barcode of the transaction information sheet. The control unit is used for receiving the information transmitted by the scanning device and sending a control command to the drive device according to the information scanned by the scanning device. The cash transaction system automatically prints out the transaction information sheet, the client performs scanning on the barcode on the transaction information sheet, and the client can take away the banknotes after scanning passes. If the ATM abnormally discharges the banknotes, scanning of the information sheet received by the client will not pass, the banknotes discharged normally are still in the ATM, and therefore the security of bank funds is guaranteed.
Description
Technical field
The present invention relates to a kind of transaction system of financial institution, relate in particular to a kind of cash dealing system of ATM in bank.
Background technology
ATM is that bank arranges a kind of small-sized machine in different location, utilize magnetic sheet on a bank card or credit card to record client's basic document, allowing client can see through machine withdraws deposit, deposit, the bank counter service such as transfer accounts, existing ATM cash automated trading device arranges a pulse motor at the cash-out device of bank note, pulse motor is for driving the open and close of cash-out device, simultaneously in order to detect the state of cash-out device, a sensor all can be set on cash-out device side conventionally, for detection of the state of cash-out device, this kind of machine can be found following two kinds of faults, fault one, before bank note carrying, because cash-out device reasons in structure presents half-open position, sensor can detect the situation of " closing ".If there is this situation, cash automated trading device is owing to the situation of " closing " being detected by sensor, and the bank note of conveyance normally causes machine normally to work; Fault two, bank note conveyance are shifted rear cash-out device and are not normally closed, but stop at the state under half-open position, after bank note note output, detect sensor and detect extremely, thereby cash automated trading device quits work, and can not continue affected for client; For bank, threatening appears in the safety of fund, because after cash transaction device quits work, can have bank note at cash-out device place, and the bank note that cash-out device exists has by the third party opens the possibility of taking bank note away by force.
Application number is 200910176372.9 Chinese invention patent, discloses a kind of cash automated trading device, and as shown in Figure 1, Banknote deposting/drawing out device 1 has: user carries out the input of bank note, the reception mouth 20 of taking-up; Carry out the bank note judging part 30 of the judgement of bank note; By the temporary safe-keeping storehouse 40 of temporary transient storage during the bank note of note input is before transaction is set up; A note input storehouse 60 of the bank note after the transaction of storage note input is set up; Storage is for a note output storehouse 70 of the bank note of note output; Go out two cycling pools 80 of note input dual-purpose; Filling/recovery storehouse 81 that the bank note that adds to the bank note in cycling pool 80 and reclaim from cycling pool 80 is received; By logical 50 (501a～501h) of bank note conveyance of bank note judging part 30 conveyance bank note between reception mouth 20, temporary safe-keeping storehouse 40, note input storehouse 60, note output storehouse 70, cycling pool 80, filling/recovery storehouse 81; With control part 10.The Banknote deposting/drawing out device 1 execution note input as described below transaction processing and the note output transaction processing that form like this.In the time of note input transaction processing, the bank note of putting into reception mouth 20 is separated one by one, in bank note judging part 30, judges Currency Type, the true and false of bank note.The bank note judging by bank note judging part 30 switches door 503 (503a, 503b), is temporarily accommodated in temporary safe-keeping storehouse 40.By the judgement of bank note judging part 30, for example, in the case of bank note, the bank note of run-off the straight and the interval of bank note abnormal (overlapping bank note) that can not judge, be judged as the bank note (hereinafter referred to as refusal bank note) that should refuse.Refuse bank note and be not taken in temporary safe-keeping storehouse 40, but switch door 503, be returned and be accommodated in reception mouth 20, thereby return to user.If the amount of money of note input is consistent with the amount of money of counting as device and determined this note input transaction (OK) by user, the order that is temporarily accommodated in bank note in temporary safe-keeping storehouse 40 reversed in order when with storage is sent to opposite direction, and passes through bank note judging part 30.And, to switch door 502 and be switched to 502a direction, certain in note input storehouse 60, cycling pool 80, refusal storehouse 90 is switched door 903 and is switched to diagram 903b direction, thus, is received in the collecting storage facility of appointment by the bank note of this bank note judging part 30.Thus, note input transaction processing finishes.In note output transaction processing, first, from note output storehouse 70, the every regulation number of the national treasury ground of each Currency Type of cycling pool 80 sends bank note successively, is supplied to bank note judging part 30.In bank note judging part 30, judge Currency Type.And, switch door and 503 be switched, make bank note be incorporated in reception mouthful 20 1 sides, the bank note containing by bank note judging part 30, in reception mouthfuls 20, is after this opened shutter 20a, become user desirable go out the state of bank note.User closes shutter 20a after getting the bank note in the incorporating section of reception mouth 20, finishes thus note output processing.Object is to prevent under the state of shutter remarkable action to a reception mouthful conveyance bank note, and can prevents that bank note is due to abnormal former of shutter thereby the cash automated trading device taken away by the third party.But this kind of device also exists a defect, when ATM breaks down, when extremely telling paper money, this device can not effectively prevent that banknote from being taken away by other people, withdraws the money for violence, and this device also cannot effectively stop.
Summary of the invention
Defect for prior art of the present invention, provides a kind of safe and reliable cash transaction device.
Technical scheme of the present invention is:
A kind of cash dealing system, comprises cash-out device: also comprise
Money storage device, for storing bank note to be transacted;
Drive unit, for driving described cash-out device to open and close;
Printing equipment, for print transaction information, and by Transaction Information single transport to client, Transaction Information list content comprises dealing money, transaction bank note hat font size, and transaction bar code;
Scanister, for scanning the transaction bar code of above-mentioned Transaction Information list,
Control module; For receiving the information of described scanister transmission, and send control command according to the information of described scanister scanning to described drive unit.
As further preferred embodiment, the present invention also comprises an interim storage box, and described interim storage box is for preserving the bank note that cannot take away in time because of client's misoperation.
As further preferred embodiment, scanister of the present invention also comprises an input end, for receiving the bar code information of client's input.
As further preferred embodiment, the present invention also comprises a communicator, and described communicator is for sending Transaction Information to client, and Transaction Information content comprises hat font size, the transaction bar code of dealing money, transaction bank note.
As further preferred embodiment, Transaction Information of the present invention, comprises transaction Quick Response Code.
As further preferred embodiment, cash-out device of the present invention is provided with outside cash dispensing port and inner side cash dispensing port.
As further preferred embodiment, drive unit of the present invention is provided with the outside driving mechanism that drives outside cash dispensing port and the inner side driving mechanism that drives inner side cash dispensing port.
Compared with prior art, the present invention has the following advantages:
1, native system is provided with printing equipment, scanister, complete in Secure Transaction, after treating that client takes bank card away, native system automatic printing goes out Transaction Information list, and client is scanned by the bar code above this Transaction Information list, and scanning is by after qualified, cash-out device is opened, client can take bank note away, and scanning, by defective, can not be taken bank note away.Ensured the safety of client trading, if the situation of extremely telling paper money appears in ATM, the information list that client receives can not be scanned and pass through, and extremely tell the bank note of paper money still in ATM inside, ensure the safety of bank capital.Avoid client because forgetting card taking simultaneously, caused follow-up personnel that account balance is stolen.
2, above the Transaction Information list of native system, include the hat font size information of the bank note of concluding the business, if because of machine reason, cause client cannot take bank note away, bank note can enter interim storage box, client can, with this Transaction Information list to bank counter, please be checked by bank clerk.The counterfeit money if while ATM spues, client also can be by requiring right-safeguarding with this Transaction Information list to bank counter.
3, the scanister of native system also comprises an input end, prevents because of the objective problem such as light, angle scanister None-identified Transaction Information list content and cause the phenomenon that client cannot normally withdraw the money to occur.
4, native system also can be provided with communicator, and communicator sends Transaction Information for the mobile device to client, and Transaction Information comprises hat font size, the transaction Quick Response Code of dealing money, transaction bank note, saves paper using, realizes paperless trading, low-carbon environment-friendly.
5, native system can also use transaction Quick Response Code, improves the recognition capability of scanister.
6, the cash dispensing port of native system is provided with outside cash dispensing port and inner side cash dispensing port, for ensureing the bank note safety of ATM inside.
Brief description of the drawings
Fig. 1 is the structure block diagram of prior art;
Fig. 2 is structure block diagram of the present invention.
Embodiment
Below in conjunction with the drawings and specific embodiments, the invention will be further described, but not as limiting to the invention.
As shown in Figure 2, a kind of cash dealing system, comprises cash-out device: also comprise
Money storage device, for storing bank note to be transacted;
Drive unit, for driving described cash-out device to open and close;
Printing equipment, for print transaction information, and by Transaction Information single transport to client, Transaction Information list content comprises dealing money, transaction bank note hat font size, and transaction bar code;
Scanister, for scanning the transaction bar code of above-mentioned Transaction Information list,
Control module; For receiving the information of described scanister transmission, and send control command according to the information of described scanister scanning to described drive unit.
Principle of work of the present invention is: client inserts bank card, and after input command, take bank card away, printing equipment prints client trading list, client is scanned the transaction bar code alignment scanning device on trading card, scanister reads client trading information, by communication to control module, control module is judged, if it is qualified that customer information detects, control module sends control command to drive unit, drive unit drives cash-out device to open, client takes bank note away, if it is defective that customer information detects, cash-out device is closed, client can not take bank note away.Native system is provided with printing equipment, scanister, can ensure the safety of transaction, after treating that client takes bank card away, native system automatic printing goes out Transaction Information list, and client is scanned by the bar code above this Transaction Information list, and scanning is by after qualified, cash-out device is opened, client can take bank note away, if scan defectively, can not take bank note away.Ensured the safety of client trading, if ATM occurs extremely telling paper money, the information list that client receives can not be scanned and pass through, and the bank note extremely spuing, still in ATM inside, has ensured the safety of bank capital.Avoid client because forgetting card taking simultaneously, caused follow-up personnel that account balance is stolen.
As further preferred embodiment, the present invention also comprises an interim storage box, and described interim storage box is for preserving the bank note that cannot take away in time because of client's misoperation.
If because of machine reason, cause client cannot take bank note away, bank note can enter interim storage box, and client can rely on this Transaction Information to bank counter, requires bank clerk to be checked, and fetches one's own fund, has ensured client's interests.The counterfeit money if while ATM spues, client also can be by requiring right-safeguarding with this Transaction Information list to bank counter.
As further preferred embodiment, scanister of the present invention also comprises an input end, for receiving the bar code information of client's input.Prevent because of the objective problem such as light, angle problem scanister None-identified Transaction Information list content and cause the phenomenon that client cannot normally withdraw the money to occur.
As further preferred embodiment, the present invention also comprises a communicator, and described communicator is for sending Transaction Information to client, and Transaction Information content comprises hat font size, the transaction bar code of dealing money, transaction bank note.Communicator sends Transaction Information for the mobile device to client, and Transaction Information comprises the hat font size of dealing money, transaction bank note, the Quick Response Code of concluding the business, and saves paper using, realizes paperless trading, low-carbon environment-friendly.
As further preferred embodiment, Transaction Information of the present invention, also can comprise transaction Quick Response Code.Use transaction Quick Response Code, improve the recognition capability of scanister.
As further preferred embodiment, note output of the present invention is provided with outside cash dispensing port and inner side cash dispensing port.For ensureing the bank note safety of ATM inside.
As further preferred embodiment, drive unit of the present invention is provided with the outside driving mechanism that drives outside cash dispensing port and the inner side driving mechanism that drives inner side cash dispensing port.
The foregoing is only preferred embodiment of the present invention; not thereby limit embodiments of the present invention and protection domain; to those skilled in the art; the scheme that being equal to of should recognizing that all utilizations instructions of the present invention and diagramatic content done replaces and apparent variation obtains, all should be included in protection scope of the present invention.
Claims (7)
1. a cash dealing system, comprises cash-out device: also comprise
Money storage device, for storing bank note to be transacted;
Drive unit, for driving described cash-out device to open and close;
Printing equipment, for print transaction information, and by Transaction Information single transport to client, Transaction Information list content comprises dealing money, transaction bank note hat font size, and transaction bar code;
Scanister, for scanning the transaction bar code of above-mentioned Transaction Information list,
Control module; For receiving the information of described scanister transmission, and send control command according to the information of described scanister scanning to described drive unit.
2. a kind of cash dealing system according to claim 1, is characterized in that: the present invention also comprises an interim storage box, and described interim storage box is for preserving the bank note that cannot take away in time because of client's misoperation.
3. a kind of cash dealing system according to claim 1, is characterized in that: described scanister also comprises an input end, for receiving the bar code information of client's input.
4. a kind of cash dealing system according to claim 1, is characterized in that: also comprise a communicator, described communicator sends Transaction Information for sending out client, and Transaction Information content comprises hat font size, the transaction bar code of dealing money, transaction bank note.
5. a kind of cash dealing system according to claim 1, is characterized in that: described Transaction Information, also comprises transaction Quick Response Code.
6. a kind of cash dealing system according to claim 1, is characterized in that: described cash-out device is provided with outside cash dispensing port and inner side cash dispensing port.
7. a kind of cash dealing system according to claim 6, is characterized in that: drive unit is provided with the outside driving mechanism that drives outside cash dispensing port and the inner side driving mechanism that drives inner side cash dispensing port.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410181038.3A CN104167064B (en) | 2014-04-30 | 2014-04-30 | A kind of cash dealing system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410181038.3A CN104167064B (en) | 2014-04-30 | 2014-04-30 | A kind of cash dealing system |
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| CN104167064A true CN104167064A (en) | 2014-11-26 |
| CN104167064B CN104167064B (en) | 2018-01-12 |
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| CN201410181038.3A Active CN104167064B (en) | 2014-04-30 | 2014-04-30 | A kind of cash dealing system |
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| JP2000306141A (en) * | 1999-04-21 | 2000-11-02 | Hitachi Ltd | Automatic transaction machine |
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| JP2010170421A (en) * | 2009-01-23 | 2010-08-05 | Hitachi Information Systems Ltd | Automated teller system, automated teller machine and program for automated teller machine |
| CN202615514U (en) * | 2012-07-03 | 2012-12-19 | 江苏建筑职业技术学院 | Electronic information terminal for financial transactions |
| CN202711363U (en) * | 2012-06-27 | 2013-01-30 | 天津滨河创新科技有限公司 | Self-service cash deposit machine |
| CN202887310U (en) * | 2012-06-30 | 2013-04-17 | 北京诺恩开创科技有限公司 | Client device and teller device |
| CN203070432U (en) * | 2013-01-10 | 2013-07-17 | 中电长城(长沙)信息技术有限公司 | Financial self-service terminal which is easy to maintain and used for receipt printing |
| CN203950392U (en) * | 2014-04-30 | 2014-11-19 | 昆山古鳌电子机械有限公司 | A kind of cash transaction device |
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2014
- 2014-04-30 CN CN201410181038.3A patent/CN104167064B/en active Active
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2000306141A (en) * | 1999-04-21 | 2000-11-02 | Hitachi Ltd | Automatic transaction machine |
| KR20080067282A (en) * | 2007-01-15 | 2008-07-18 | 오끼 덴끼 고오교 가부시끼가이샤 | Automated teller machine |
| JP2010170421A (en) * | 2009-01-23 | 2010-08-05 | Hitachi Information Systems Ltd | Automated teller system, automated teller machine and program for automated teller machine |
| CN202711363U (en) * | 2012-06-27 | 2013-01-30 | 天津滨河创新科技有限公司 | Self-service cash deposit machine |
| CN202887310U (en) * | 2012-06-30 | 2013-04-17 | 北京诺恩开创科技有限公司 | Client device and teller device |
| CN202615514U (en) * | 2012-07-03 | 2012-12-19 | 江苏建筑职业技术学院 | Electronic information terminal for financial transactions |
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| CN104167064B (en) | 2018-01-12 |
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