CN103916843A - Method and terminal for using smart card service - Google Patents
Method and terminal for using smart card service Download PDFInfo
- Publication number
- CN103916843A CN103916843A CN201410178261.2A CN201410178261A CN103916843A CN 103916843 A CN103916843 A CN 103916843A CN 201410178261 A CN201410178261 A CN 201410178261A CN 103916843 A CN103916843 A CN 103916843A
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- CN
- China
- Prior art keywords
- request
- client
- smart card
- execution result
- service server
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/40—Network security protocols
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W8/00—Network data management
- H04W8/18—Processing of user or subscriber data, e.g. subscribed services, user preferences or user profiles; Transfer of user or subscriber data
Abstract
The embodiment of the invention provides a method for using a smart card service. The method is characterized by including the steps that a client terminal displays a service interface to a user and transmits a service request to a service server according to a user command; the service server feeds the execution result back to the client terminal and/or an intelligent card corresponding to the client terminal according to the service request.
Description
Technical field
The present invention relates to communication technical field, particularly a kind of smart card industry business using method and terminal.
Background technology
In prior art, exist and utilized mobile phone smart card with large capacity (such as SIM card or UIM card) to realize all multi-services, the especially technical scheme of electronic banking business.The realization of current smart card business, often by STK (SIM Tool Kit, the i.e. STK) application menu of developing in smart card.It is that smart card is undertaken directly alternately by interface and mobile phone that STK can be understood as, and shows STK menu by the display screen of mobile phone.
But STK is developed by the operator of smart card, and function is relatively dull, and also very single with user's interactive mode, user experiences poor, and the function STK not being contained is given full play to.
Summary of the invention
In view of this, the object of the present invention is to provide a kind of smart card using method and terminal, described method is utilized client to bring in and is realized smart card business.
For achieving the above object, the present invention has following technical scheme:
A kind of smart card industry business using method, described method comprises:
Client is shown business interface to user, and sends service request according to user instruction to service server;
Service server feeds back execution result according to described service request to client feedback execution result and/or to smart card corresponding to this client.
Described method also comprises:
Before service server feedback execution result, client is carried out to authentication.
Described service request is specially:
Circle is deposited request, inquiry request or is paid request.
When described service request is inquiry request, described service server is specially according to described service request feedback execution result:
Service server is carried out inquiry according to described inquiry request, and Query Result is fed back to client as execution result.
When described service request is the circle request of depositing or payment request, described service server is specially according to described service request feedback execution result:
Server carries out accounting processing operation according to the circle request of depositing or the request that pays, and operating result is fed back to smart card as execution result, sends prompting message to client simultaneously.
Described smart card is specially:
SIM card, UIM card or storage card.
A kind of terminal, described terminal specifically comprises:
Client, for show business interface to user, and sends service request according to user instruction to service server; And receive the execution result of service server feedback;
Smart card, for receiving the execution result of service server feedback.
Described service request is specially:
Circle is deposited request, inquiry request or is paid request.
Described smart card specifically comprises:
SIM card, UIM card or storage card.
As seen through the above technical solutions, the beneficial effect that the present invention exists is: in terminal, utilizing client software to realize smart card business, is the more deep excavation of smart card business, the raising condition that provides the foundation that user experiences.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, to the accompanying drawing of required use in embodiment or description of the Prior Art be briefly described below, apparently, accompanying drawing in the following describes is some embodiments of the present invention, for those of ordinary skills, do not paying under the prerequisite of creative work, can also obtain according to these accompanying drawings other accompanying drawing.
Fig. 1 is method flow diagram described in the embodiment of the present invention;
Fig. 2 is terminal structure schematic diagram described in the embodiment of the present invention.
Embodiment
For making object, technical scheme and the advantage of the embodiment of the present invention clearer, below in conjunction with the accompanying drawing in the embodiment of the present invention, technical scheme in the embodiment of the present invention is clearly and completely described, obviously, described embodiment is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment in the present invention, those of ordinary skills, not making the every other embodiment obtaining under creative work prerequisite, belong to the scope of protection of the invention.
In the middle of prior art, utilize STK to realize in the process of smart card business, do not relate to the client software of installing in terminal (as mobile phone).Smart card directly and server communicate, and terminal is therein as just a carrier, secondary smart card communicates and carries out alternately with user.So it is all formulations of depending on operator that the function of STK represents form with operation, its function is relatively dull, and also very single with user's interactive mode, user experiences poor, and third party can not change according to demand.
Comparatively speaking, present stage the applied software development maturity that uses of terminal higher, open strong, its function can customize according to demand and change.So, if smart card business is combined with client software, just can make up some defects of the prior art.Technical solution of the present invention is formally based upon in this thinking.
Shown in Figure 1, be a specific embodiment of the method for the invention, described in the present embodiment, method comprises the following steps:
Step 101, client are shown business interface to user, and send service request according to user instruction to service server.
In the present embodiment, build client in terminal, described client and user carry out alternately, receive user's operation.Be different from the present embodiment STK and be, all clients that all rely on alternately of user, no longer occur mutual with smart card.And described client is the application software of terminal in essence, is connected with service server and communicates by letter by data networks such as 2G, 3G, 4G, wifi.This has changed in prior art, and STK menu and smart card that user formulates by operator carry out mutual mode.In the present embodiment, user's instruction will send in service server by client, also no longer need smart card to send.In fact, user just and client that this step is described are carried out alternately, and direct instruction client sends the process of service request to service server.
So in the present embodiment, break through the STK menu of the business of battalion formulation for the restriction of STK business use, utilized the advantage of client self, smart card business is presented take the form at the homemade business of client interface as user, and then smart card business and man-machine interaction mode are further excavated and optimized.Concrete optimal way can complete by the design of client, can have and in corresponding the present embodiment, not do concrete restriction according to user's request difference.
Step 102, service server carry out authentication to client.
In the present embodiment, described smart card business is mainly for finance account business.Smart card business mainly comprises that circle deposits, pays and inquiry etc.Accordingly, user sends service request by client, is also often in order to apply above service content.So described service request can comprise: circle is deposited request, inquiry request or paid request.
Visible above business should be stricter to the requirement of fail safe.In order to improve the fail safe of described method flow, service server, before processing related service according to service request, need to carry out authentication to client.The identity identifying technology of present stage is relatively ripe, and similarly identification authentication mode all can be combined under the overall technical architecture of the present embodiment, does not do concrete restriction in the present embodiment.
Step 103, service server feed back execution result according to described service request to client feedback execution result and/or to smart card corresponding to this client.
Service server feedback execution result comprises to smart card feedback execution result with to two kinds of forms of client feedback execution result, specifically can according to the type selecting of service request the two one of or select simultaneously.
For example, for the circle request of depositing or payment request, need to change account balance, and account balance inevitable associated smart card in smart card business.So service server according to circle deposit request or pay request carry out accounting processing operation after, operating result must be fed back in smart card as described execution result, to guarantee coming into force of this operating result.Meanwhile, also should feed back to client, make user know that this operation completes.
Or for inquiry request, not needing to change account balance, can directly carry out inquiry according to described inquiry request, and Query Result is fed back to client as execution result, is the Query Result that user knows relevant inquiring.
It should be noted that in addition, smart card described in the present embodiment is specially SIM card, UIM card or storage card.
As seen through the above technical solutions, the beneficial effect that the present embodiment exists is: in terminal, utilizing client software to realize smart card business, is the more deep excavation of smart card business, the raising condition that provides the foundation that user experiences.
Shown in Fig. 2, it is the specific embodiment of terminal of the present invention.Terminal described in the present embodiment is the terminal described in method shown in Fig. 1.Embodiment of the method shown in its technical scheme corresponding diagram 1.Described in the present embodiment, terminal comprises:
Client, for show business interface to user, and sends service request according to user instruction to service server; And receive the execution result of service server feedback.
Smart card, for receiving the execution result of service server feedback.
Described service server is to client feedback execution result and/or to smart card feedback execution result corresponding to this client.Described service request is specially: circle is deposited request, inquiry request or paid request.Described smart card specifically comprises: SIM card, UIM card or storage card.
In the present embodiment, build client in terminal, described client and user carry out alternately, receive user's operation.Be different from the present embodiment STK and be, all clients that all rely on alternately of user, no longer occur mutual with smart card.And described client is the application software of terminal in essence, is connected with service server and communicates by letter by data networks such as 2G, 3G, 4G, wifi.This has changed in prior art, and STK menu and smart card that user formulates by operator carry out mutual mode.In the present embodiment, user's instruction will send in service server by client, also no longer need smart card to send.In fact, user just and client that this step is described are carried out alternately, and direct instruction client sends the process of service request to service server.
So in the present embodiment, break through the STK menu of the business of battalion formulation for the restriction of STK business use, utilized the advantage of client self, smart card business is presented take the form at the homemade business of client interface as user, and then smart card business and man-machine interaction mode are further excavated and optimized.Concrete optimal way can complete by the design of client, can have and in corresponding the present embodiment, not do concrete restriction according to user's request difference.
Service server feedback execution result comprises to smart card feedback execution result with to two kinds of forms of client feedback execution result, specifically can according to the type selecting of service request the two one of or select simultaneously.
For example, for the circle request of depositing or payment request, need to change account balance, and account balance inevitable associated smart card in smart card business.So service server according to circle deposit request or pay request carry out accounting processing operation after, operating result must be fed back in smart card as described execution result, to guarantee coming into force of this operating result.Meanwhile, also should feed back to client, make user know that this operation completes.
Or for inquiry request, not needing to change account balance, can directly carry out inquiry according to described inquiry request, and Query Result is fed back to client as execution result, is the Query Result that user knows relevant inquiring.
It should be noted that in addition, smart card described in the present embodiment is specially SIM card, UIM card or storage card.
As seen through the above technical solutions, the beneficial effect that the present embodiment exists is: in terminal, utilizing client software to realize smart card business, is the more deep excavation of smart card business, the raising condition that provides the foundation that user experiences.
The above is only the preferred embodiment of the present invention; it should be pointed out that for those skilled in the art, under the premise without departing from the principles of the invention; can also make some improvements and modifications, these improvements and modifications also should be considered as protection scope of the present invention.
Claims (9)
1. a smart card industry business using method, is characterized in that, described method comprises:
Client is shown business interface to user, and sends service request according to user instruction to service server;
Service server feeds back execution result according to described service request to client feedback execution result and/or to smart card corresponding to this client.
2. method according to claim 1, is characterized in that, described method also comprises:
Before service server feedback execution result, client is carried out to authentication.
3. method according to claim 2, is characterized in that, described service request is specially:
Circle is deposited request, inquiry request or is paid request.
4. method according to claim 3, is characterized in that, when described service request is inquiry request, described service server is specially according to described service request feedback execution result:
Service server is carried out inquiry according to described inquiry request, and Query Result is fed back to client as execution result.
5. method according to claim 3, is characterized in that, when described service request is for the circle request of depositing or pay request, described service server is specially according to described service request feedback execution result:
Server carries out accounting processing operation according to the circle request of depositing or the request that pays, and operating result is fed back to smart card as execution result, sends prompting message to client simultaneously.
6. according to method described in claim 1～5 any one, it is characterized in that, described smart card is specially:
SIM card, UIM card or storage card.
7. a terminal, is characterized in that, described terminal specifically comprises:
Client, for show business interface to user, and sends service request according to user instruction to service server; And receive the execution result of service server feedback;
Smart card, for receiving the execution result of service server feedback.
8. terminal according to claim 7, is characterized in that, described service request is specially:
Circle is deposited request, inquiry request or is paid request.
9. terminal according to claim 8, is characterized in that, described smart card specifically comprises: SIM card, UIM card or storage card.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410178261.2A CN103916843A (en) | 2014-04-29 | 2014-04-29 | Method and terminal for using smart card service |
| PCT/CN2015/072990 WO2015165299A1 (en) | 2014-04-29 | 2015-02-13 | Method and terminal for using smart card service |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410178261.2A CN103916843A (en) | 2014-04-29 | 2014-04-29 | Method and terminal for using smart card service |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN103916843A true CN103916843A (en) | 2014-07-09 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
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| CN201410178261.2A Pending CN103916843A (en) | 2014-04-29 | 2014-04-29 | Method and terminal for using smart card service |
Country Status (2)
| Country | Link |
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| CN (1) | CN103916843A (en) |
| WO (1) | WO2015165299A1 (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2015165299A1 (en) * | 2014-04-29 | 2015-11-05 | 北京握奇数据系统有限公司 | Method and terminal for using smart card service |
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| CN102469081A (en) * | 2010-11-11 | 2012-05-23 | 中国移动通信集团公司 | Method, equipment and system for operating smart card |
| CN102708484A (en) * | 2012-04-25 | 2012-10-03 | 北京银达润和科技发展有限公司 | Method and system for realizing space transference |
| CN103716778A (en) * | 2013-09-25 | 2014-04-09 | 北京握奇数据系统有限公司 | Method and system for combining mobile terminal client and smart card to realize remote service |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN100452894C (en) * | 2007-02-09 | 2009-01-14 | 凤凰微电子（中国）有限公司 | Method for realizing the radio value-added service in the smart card |
| CN101330683B (en) * | 2008-05-20 | 2011-08-10 | 国民技术股份有限公司 | Method for integrating radio frequency smart card menu and SIM card menu |
| CN103916843A (en) * | 2014-04-29 | 2014-07-09 | 北京握奇数据系统有限公司 | Method and terminal for using smart card service |
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2014
- 2014-04-29 CN CN201410178261.2A patent/CN103916843A/en active Pending
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2015
- 2015-02-13 WO PCT/CN2015/072990 patent/WO2015165299A1/en active Application Filing
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| WO2001052575A1 (en) * | 2000-01-12 | 2001-07-19 | Sonera Oyj | Representation of applications in a telecommunication system |
| CN101150816A (en) * | 2007-10-29 | 2008-03-26 | 中兴通讯股份有限公司 | Method and device for realizing SIM card application packet function on data card |
| CN101494855A (en) * | 2009-02-27 | 2009-07-29 | 深圳华为通信技术有限公司 | Method, equipment and system for remotely controlling operation of user identification application development tool |
| CN102469081A (en) * | 2010-11-11 | 2012-05-23 | 中国移动通信集团公司 | Method, equipment and system for operating smart card |
| CN102708484A (en) * | 2012-04-25 | 2012-10-03 | 北京银达润和科技发展有限公司 | Method and system for realizing space transference |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| WO2015165299A1 (en) * | 2014-04-29 | 2015-11-05 | 北京握奇数据系统有限公司 | Method and terminal for using smart card service |
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| Publication number | Publication date |
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| WO2015165299A1 (en) | 2015-11-05 |
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Application publication date: 20140709 |
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