CN103839336A - Electronic cash with expiration-date label and issuing system - Google Patents
Electronic cash with expiration-date label and issuing system Download PDFInfo
- Publication number
- CN103839336A CN103839336A CN201210480893.5A CN201210480893A CN103839336A CN 103839336 A CN103839336 A CN 103839336A CN 201210480893 A CN201210480893 A CN 201210480893A CN 103839336 A CN103839336 A CN 103839336A
- Authority
- CN
- China
- Prior art keywords
- electronic cash
- electronic
- issuing
- bank
- user
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides a type of electronic cash with an expiration-date label and an issuing system. When an electronic wallet is lost or is damaged due to some certain reasons, a user can go to an issuing branch of the original issuing electronic bank to apply for an "Electronic cash loss report". After an expiration date of reported electronic cash, the user can bring an "Electronic cash loss report form" to the issuing branch of the original issuing electronic bank to apply for settlement of electronic cash cashed by the user in the last period. The amount of the electronic cash cashed by the user in the last period minus the sum of electronic cash which is carried over to the user for Quick Pass by an acquiring bank and is received by the issuing branch of the original issuing electronic bank is the amount of the electronic cash reported to be lost by the user, and the reported electronic cash is retrieved thereby.
Description
Affiliated technical field
The present invention relates to a kind of electronic cash and publishing system, especially a kind of electronic cash and publishing system with timeliness label.
Background technology
At present, known electronic cash and publishing system, the electronic cash of distribution does not load timeliness label, distribution management software system is inadequate science also, the electronic cash that is filled with stored value card can be accompanied by loss or certain reason damage of stored value card of stored value card and cannot give for change, causes the unnecessary monetary loss of electronic purse customer.
People thirst for a kind of " electronic cash and the publishing system " that can give electronic cash in loss or certain reason damage stored value card for change comes out.
Summary of the invention
In order to solve that electronic cash in existing stored value card can be accompanied by that the loss of stored value card or certain reason are damaged and the problem that cannot give for change, the invention provides a kind of electronic cash and publishing system with timeliness label, this electronic cash with timeliness label is filled with in stored value card, and issue in publishing system of the present invention, lose if there is stored value card, the electronic cash in stored value card can arrive the former distribution site of e-bank of issuing and report the loss and give for change.
The technical solution adopted for the present invention to solve the technical problems is: on the electronic cash of current known distribution, add criterion label for the moment, be filled with in stored value card, electronic purse customer is finished the electronic cash being filled with within the timeliness phase, the electronic cash that exceedes the timeliness phase can not " dodge and pay " on POS facility, need to exchange new electronic cash to former distribution site of issuing e-bank.
The invention has the beneficial effects as follows, distribution is used this electronic cash with timeliness label, when stored value card is lost or certain reason damage, user can arrive first former distribution site application " electronic cash is reported lost property to the authorities " of issuing e-bank, exceed after reported lost property to the authorities validity duration of E-cash, user just can hold the electronic cash that " electronic cash report lost property to the authorities list " exchange individual Final Issue to the distribution site application of former distribution e-bank and settle accounts.The electronic cash amount of money that electronic purse customer Final Issue is exchanged cuts former distribution site of issuing e-bank and receives that merchant bank carries down to the remainder of this phase electronic cash total charge of this electronic purse customer " sudden strain of a muscle is paid ", be the electronic cash amount of money that electronic purse customer is reported lost property to the authorities, thereby give the electronic cash of reporting lost property to the authorities for change.
Brief description of the drawings
Below in conjunction with drawings and Examples, the present invention is further described.
Accompanying drawing is system architecture principle schematic of the present invention.
In figure: 1. financial intelligent card reader, 2. stored value card, 3. dodges and pay POS, 4. e-bank's server.
Embodiment
In the drawings, according to the application of electronic purse customer, fund on the currency cash of certain amount of money of its payment or bank card is converted into the electronic cash sequence data stream of single-candidate, load 30 days term of validity labels, write stored value card (2) by financial intelligent card reader (1), in the time that electronic purse customer need to be bought the commodity of certain trade company or serve, trade company's operation is dodged a pair POS (3) and is sent a sudden strain of a muscle pair gathering instruction, electronic purse customer is paid POS (3) by stored value card (2) near dodging, dodge the electronic cash of paying in POS (3) read electric wallet (2), if before the deadline, dodge a pair POS (3) and will complete gathering instruction, the sudden strain of a muscle that can send according to sudden strain of a muscle pair POS (3) is paid the gathering instruction amount of money single-candidate electronic cash deduct in stored value card (2) is arrived in sudden strain of a muscle pair POS (3) electronic cash storer, reach the standard grade and be sent to the former distribution of electronic cash e-bank's server (4) through merchant bank and carry out bank's accounting processing to when checkout, if exceed term of validity electronic cash, dodge and pay POS (3) demonstration " electronic cash exceedes the term of validity " prompting, refusal is carried out and is dodged a pair gathering order, and user can hold stored value card and remove to exchange new electronic cash to the former distribution of electronic cash e-bank
In the time occurring that certain reason causes stored value card lose or damage, electronic purse customer can arrive first the distribution site application " electronic cash is reported lost property to the authorities " of the former distribution of electronic cash e-bank, exceed after reported lost property to the authorities validity duration of E-cash, user just can hold the electronic cash that " electronic cash report lost property to the authorities list " exchange individual Final Issue to the distribution site application of former distribution e-bank and settle accounts.The electronic cash amount of money that electronic purse customer Final Issue is exchanged cuts former distribution site of issuing e-bank and receives that merchant bank carries down to the remainder of this phase electronic cash total charge of this electronic purse customer " sudden strain of a muscle is paid ", be the electronic cash amount of money that electronic purse customer is reported lost property to the authorities, thereby give the electronic cash of reporting lost property to the authorities for change.Relevant other E-Cash Technology and software development code all belong to the general public technology in this area, do not belong to the protection category of this patent, therefore slightly do not repeat at this.
Claims (1)
1. electronic cash and the publishing system with timeliness label, it is characterized in that adding criterion label for the moment on the electronic cash of current known distribution, be filled with in stored value card, electronic purse customer is finished the electronic cash being filled with within the timeliness phase, the electronic cash that exceedes the timeliness phase can not " dodge and pay " on POS facility, need to exchange new electronic cash to former distribution site of issuing e-bank.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210480893.5A CN103839336A (en) | 2012-11-23 | 2012-11-23 | Electronic cash with expiration-date label and issuing system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210480893.5A CN103839336A (en) | 2012-11-23 | 2012-11-23 | Electronic cash with expiration-date label and issuing system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN103839336A true CN103839336A (en) | 2014-06-04 |
Family
ID=50802795
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201210480893.5A Pending CN103839336A (en) | 2012-11-23 | 2012-11-23 | Electronic cash with expiration-date label and issuing system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN103839336A (en) |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP0233652A2 (en) * | 1986-02-21 | 1987-08-26 | OMRON Corporation | Electric cash register |
| CN1272190A (en) * | 1998-05-21 | 2000-11-01 | 株式会社轮轴联动实验室 | Electronic chip distributing method, electronic chip distributing server, and electronic chip distributing system |
| CN1478259A (en) * | 2000-12-09 | 2004-02-25 | �Ҵ���˾ | Aging of electronic payment unit |
| CN101131756A (en) * | 2006-08-24 | 2008-02-27 | 联想(北京)有限公司 | Security authentication system, device and method for electric cash charge of mobile paying device |
| CN101652793A (en) * | 2007-04-06 | 2010-02-17 | 日本电气株式会社 | Electronic money system and electronic money trading method |
-
2012
- 2012-11-23 CN CN201210480893.5A patent/CN103839336A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP0233652A2 (en) * | 1986-02-21 | 1987-08-26 | OMRON Corporation | Electric cash register |
| CN1272190A (en) * | 1998-05-21 | 2000-11-01 | 株式会社轮轴联动实验室 | Electronic chip distributing method, electronic chip distributing server, and electronic chip distributing system |
| CN1478259A (en) * | 2000-12-09 | 2004-02-25 | �Ҵ���˾ | Aging of electronic payment unit |
| CN101131756A (en) * | 2006-08-24 | 2008-02-27 | 联想(北京)有限公司 | Security authentication system, device and method for electric cash charge of mobile paying device |
| CN101652793A (en) * | 2007-04-06 | 2010-02-17 | 日本电气株式会社 | Electronic money system and electronic money trading method |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN104392348A (en) | Digital currency-based cross-border payment and clearing system and cross-border payment method | |
| RU2013120024A (en) | SYSTEMS AND METHODS FOR CARRYING OUT A COMPOSITION TRANSACTION OF ACCOUNT PAYMENT | |
| JP7349703B2 (en) | Unsecured funding system | |
| KR20170106257A (en) | Method and local bank server for local currency operation | |
| CN109118351A (en) | Integrated automatic settlement method, system, computer equipment and storage medium | |
| CN104715412A (en) | Method and device for automatic bill allocation | |
| CN106127462A (en) | Method of mobile payment under the line of prepaid card account carrier | |
| Jain et al. | Role of Information Technology in the development of Banking Sector in India | |
| CN101515351A (en) | Delay paying method and payment system | |
| CN109078332A (en) | A method of for carrying out account transaction in game | |
| JP5584258B2 (en) | Electronic food ticket system | |
| CN102509389A (en) | Automatic precious metal vending machine and vending method thereof | |
| JP4243597B2 (en) | Card use information processing apparatus and card use information processing method | |
| CN103839336A (en) | Electronic cash with expiration-date label and issuing system | |
| CN102332126A (en) | International multi-currency payment system | |
| KR102092909B1 (en) | A System Providing Electronic Money With Unit Of Time | |
| KR101195141B1 (en) | Method for Cash-sending using Pre-paid Card | |
| KR100836019B1 (en) | System and method for processing financial data for real-time settlement | |
| CN110807701A (en) | Supply chain financial floating pledge management system and method | |
| CN105243538A (en) | Payment method | |
| CN109146668A (en) | A kind of campus banking management system based on Internet of Things | |
| CN202306699U (en) | Noble metal vending machine | |
| KR101885196B1 (en) | Method of providing change management service and server performing the same | |
| CN103049849A (en) | Electronic payment system | |
| CN202838421U (en) | Timing payment system |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| DD01 | Delivery of document by public notice |
Addressee: Hui Gong Document name: Notification of Patent Invention Entering into Substantive Examination Stage |
|
| WD01 | Invention patent application deemed withdrawn after publication | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20140604 |