CN103839158A - Transaction information processing method of network transaction system based on seller credit insurance - Google Patents
Transaction information processing method of network transaction system based on seller credit insurance Download PDFInfo
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- CN103839158A CN103839158A CN201310543636.6A CN201310543636A CN103839158A CN 103839158 A CN103839158 A CN 103839158A CN 201310543636 A CN201310543636 A CN 201310543636A CN 103839158 A CN103839158 A CN 103839158A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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Abstract
The invention provides a transaction information processing method of a network transaction system based on seller credit insurance. The method comprises the steps of establishing a system intermediate credit insurance fund account, receiving transaction information of both transaction parties, establishing and storing the transaction information, establishing and storing notification information of deducting seller insurance expenses and paying seller payment, sending the notification information of deducting the seller insurance expenses and paying the seller payment to a system fund account, establishing goods claiming information, assigning a logistics company, informing a buyer to claim the goods, receiving information of goods claimed and account paid, establishing and storing the information of goods claimed and account paid, establishing account paid notification information and transmitting account paid information to the system fund account, and ending processing of transaction information. According to the transaction information processing method of the network transaction system based on seller credit insurance, automatic management and processing of the transaction information of the network transaction system are carried out on the transaction information of the network transaction system, system resources and network resources are utilized fully, transaction cost of the network transaction is lowered, transaction flow speed is improved remarkably, and the fact that network transactions run efficiently and smoothly is ensured.
Description
Technical field
The present invention relates to technical field of information processing, utilize a kind of internet trading system exchange information processing method based on seller's credit insurance.
Background technology
Existing internet trading system mainly has the following disadvantages: a, current internet trading system, the data of Transaction Information are to disperse monolateral transmission, this information processing manner is ageing less better compared with the bilateral transmission of trading information data, and the data management that simultaneity factor participates in and processing operand increase.B, current internet trading system, do not have system intermediate credit underwriting account, this has just limited the seller's fund and goods turnover, only have by setting up system intermediate credit insurance fund account credit insurance is directly provided, could effectively reduce taking of seller's fund, and cargo lifting turnover rate significantly.C, current internet trading system, must determine logistics company by finger prosthesis, cannot meet the social demand of network trading full-automation.D, current internet trading system, the credit standing to both parties and the situation of Object of Transaction there is no and before first transaction, just generate report, are unfavorable for transaction risk directly perceived.
Summary of the invention
Technical matters to be solved by this invention is to provide a kind of by the system internet trading system exchange information processing method based on seller's credit insurance that control, reliable, safe automatically.For this reason, the present invention by the following technical solutions.
An internet trading system exchange information processing method based on seller's credit insurance, it comprises the step of setting up system intermediate credit insurance fund account, and further comprising the steps of:
(1), receive both parties' trading information data, set up and the step of store transaction information data;
(2), transmit the step of Transaction Information to both parties;
(3), set up and store the step of having deducted premium of insurance and received payment information data;
(4), transmit and deducted premium of insurance and the received payment information step to the seller;
(5), set up picking announcement information data, transmit the step of picking announcement information to logistics company, transmit the step of picking announcement information to the buyer;
(6), receive oneself and receive and the information of received payment, set up and store oneself and receive and the step of received payment information data;
(7), set up and store advice of payment information data, transmit the step of advice of payment information to system capital account;
(8), the step of end process Transaction Information.
In adopting above technical scheme, the present invention also can adopt following further technical scheme:
Step (3) front it also comprise and receiving and the Update Table of store transaction both sides to Transaction Information, and Update Table information is sent to both parties' step.
In step (7), it also comprises judging within the time limit, whether to receive buyer's return of goods or reimbursement announcement information data, as no, continue step (8), in this way, transmit return of goods negotiation information between buyer and seller.
It is also included in sets up before first transaction and the step of store transaction both sides credit report and Object of Transaction evaluation information data in advance.
Compared with prior art, owing to adopting technical scheme of the present invention, internet trading system can be managed automatically and process transaction data, take full advantage of system resource, Internet resources and credit insurance resource, facilitate the carrying out of network trading, can greatly reduce the transaction cost of network trading and accelerate circulation of goods speed, guaranteeing that the efficient smooth and easy of network trading carries out.
Accompanying drawing explanation
Fig. 1 is the internet trading system exchange information processing method process flow diagram based on seller's credit insurance.
embodiment
Below in conjunction with accompanying drawing, enforcement of the present invention is described further, but enforcement of the present invention is not limited to this.
As Fig. 1, the internet trading system exchange information processing method based on seller's credit insurance comprises the following steps:
(1), receive both parties' trading information data, set up and the step of store transaction information data;
As the both sides of transaction, can be by the content of required transaction, such as the information such as the trade name that will conclude the business, quantity, price send the server of system to, system is receiving after these data, set up respective transaction file, and be stored in the storer of system.
(2), transmit the step of Transaction Information to both parties;
Both parties arrange transaction, login system, and system will be pointed out these both parties, and should it indicate, and send Transaction Information to both sides.
(3), set up and store the step of having deducted premium of insurance and received payment information data;
System is provided with an intermediate credit insurance capital accounts, both parties all can be provided with capital accounts separately, and premium of insurance and payment are imported to intermediate credit capital accounts, after system made trading information data, system can be accessed intermediate credit capital accounts, sets up and stores and deducted premium of insurance and received payment information data.
(4), transmit and deducted premium of insurance and the received payment information step to the seller;
System has been deducted after premium of insurance and received payment information data setting up and store, and after transaction seller login system, system sends this information to the party, and notifies seller to deliver.
(5), set up picking announcement information data, transmit the step of picking announcement information to logistics company, transmit the step of picking announcement information to the buyer;
(6), receive and received and the information of received payment, sets up and stores the step of having received with received payment information data;
Receive after goods the buyer, or after logistics company deliver goods, the buyer or logistics company send the server of system to by receiving with received payment information, server receives the information of having received with received payment, sets up and stores and received and received payment information data.
(7), set up and store advice of payment information data, transmit the step of advice of payment information to system capital account;
Advice of payment information data is set up and stored to server, transmits advice of payment information to system capital account, and dealing money is deducted from system capital accounts from buyer's account number.
(8), the step of end process Transaction Information.
Step (3) front it also comprise and receiving and the Update Table of store transaction both sides to Transaction Information, and Update Table information is sent to both parties' step.So that counterparty consults and revises the trading information data such as number of transaction and price.
After step (7), it also can comprise sets up the negotiation time limit of returning goods, differentiate and within the time limit, whether receive the return of goods or reimbursement announcement information data, as no, continue step (8), in this way, between buyer and seller, transmit return of goods negotiation information, and according to last negotiate content, order set intermediate credit insurance capital account pays payment for goods and remaining sum is returned to buyer to seller by the new amount of money.It also can comprise that system is set up in advance before first transaction and the step of store transaction side's credit report and Object of Transaction evaluation information data.In addition, also comprise that a side who fails to perform an obligation evaluates for exceeding agreement in process of exchange.
The present invention's invention can make the Transaction Information of internet trading system carry out automatic management and processing, take full advantage of system resource and Internet resources, facilitate the carrying out of network trading, reduce further the transaction cost of network trading, significantly accelerate transaction flow rotary speed, guaranteed the efficient smooth and easy operation of network trading.
Claims (4)
1. the internet trading system exchange information processing method based on seller's credit insurance, is characterized in that it comprises the step of setting up system intermediate credit insurance capital account, and further comprising the steps of:
(1), receive both parties' trading information data, set up and the step of store transaction information data;
(2), transmit the step of Transaction Information to both parties;
(3), set up and store the step of having deducted premium of insurance and received payment information data;
(4), transmit and deducted premium of insurance and the received payment information step to the seller;
(5), set up picking announcement information data, specify the step of logistics company, transmit the step of picking announcement information to logistics company, transmit the step of picking announcement information to the buyer;
(6), receive the information that oneself receives, set up and store the step of the information of having received and advice of payment information data, transmit the advice of payment information step to system capital account;
(7), the step of end process Transaction Information.
2. a kind of internet trading system exchange information processing method based on seller's credit insurance as claimed in claim 1, it is characterized in that step (3) front it also comprise and receiving and the Update Table of store transaction both sides to Transaction Information, and Update Table information is sent to both parties' step.
3. a kind of internet trading system exchange information processing method based on seller's credit insurance as claimed in claim 1, it is characterized in that after step (6), it also comprises judging within the time limit, whether to receive buyer's return of goods or reimbursement announcement information data, as no, continue step (7), in this way, between buyer and seller, transmit return of goods negotiation information.
4. a kind of internet trading system exchange information processing method based on seller's credit insurance as described in claim 1 ~ 3 any one, is characterized in that it also comprises the also step of store transaction side's evaluation information data of foundation.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310543636.6A CN103839158A (en) | 2013-11-06 | 2013-11-06 | Transaction information processing method of network transaction system based on seller credit insurance |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310543636.6A CN103839158A (en) | 2013-11-06 | 2013-11-06 | Transaction information processing method of network transaction system based on seller credit insurance |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN103839158A true CN103839158A (en) | 2014-06-04 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201310543636.6A Pending CN103839158A (en) | 2013-11-06 | 2013-11-06 | Transaction information processing method of network transaction system based on seller credit insurance |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2017012040A1 (en) * | 2015-07-21 | 2017-01-26 | 深圳市银信网银科技有限公司 | Electronic certificate payment information transmission method, device and system |
-
2013
- 2013-11-06 CN CN201310543636.6A patent/CN103839158A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2017012040A1 (en) * | 2015-07-21 | 2017-01-26 | 深圳市银信网银科技有限公司 | Electronic certificate payment information transmission method, device and system |
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| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20140604 |
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| RJ01 | Rejection of invention patent application after publication |