CN103824182B - The mutual correlation technique of information and equipment is carried out based on POS - Google Patents
The mutual correlation technique of information and equipment is carried out based on POS Download PDFInfo
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- CN103824182B CN103824182B CN201310574460.0A CN201310574460A CN103824182B CN 103824182 B CN103824182 B CN 103824182B CN 201310574460 A CN201310574460 A CN 201310574460A CN 103824182 B CN103824182 B CN 103824182B
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- Prior art keywords
- signal
- pos
- user account
- account information
- processor
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
- G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
Abstract
This application provides and a kind of carry out the mutual correlation technique of information and equipment based on POS, wherein, after mobile payment device gets operational order, the signal carrying user account information is launched to POS, it is changed after receiving this signal by POS, obtain user account information finally by process, and then complete delivery operation.This information interaction approach avoids the inconvenience carrying with bank card, also eliminates step of swiping the card so that delivery operation is more convenient simultaneously.
Description
Technical field
The application relates to carrying out, based on POS, the correlation technique and the equipment that pay, is specifically related to a kind of mobile
Dispensing apparatus, mobile payment device are launched the method for user account information, a kind of POS, are obtained based on POS
Take the method for user account information, carry out the mutual method of information based on POS and carry out propping up based on POS
The system paid.
Background technology
In Unionpay's payment system, it is common that by POS(point of sales, point of sale) carry out on machine
Brushing the various bank card (such as debit card or the credit card etc.) with payment function, POS passes through himself
Card reader obtains the bank card information of user, then requires that user inputs password in POS, then by POS
Machine communicates with banking system, thus completes to pay.Carrying out, by POS, payment of swiping the card, user is necessary
Carrying with bank card, and carry out operation of swiping the card in POS, this payment process is not very convenient,
And deposit the potential safety hazard that card information is stolen in the bank.The non-contact mobile payment that presently, there are is usually
Based on near-field communication technology or based on REID, these technology are high to hardware requirement, are unfavorable for pushing away
Broad-spectrum and, it is often more important that, the channel information of these Radio Transmission Technologys is easier to be trapped and crack,
Thus threaten the safety of payment.
Summary of the invention
The application provides a kind of and carries out the mutual correlation technique of information and equipment, its delivery operation based on POS
Simply, improve convenience and the safety of mobile payment.
According to the first aspect of the application, this application provides a kind of mobile payment device, including:
First input equipment, is used for obtaining operational order；
Discharger；
Processor, it is connected with the first input equipment and discharger respectively, processor response the first input dress
Putting the operational order of reception, obtain user account information and process, the user account after employing processes is believed
Breath controls discharger and launches signal.
According to the second aspect of the application, this application provides a kind of mobile payment device and launch user account letter
The method of breath, including:
First input equipment receives operational order；
Processor obtains user account information based on operational order, and processes user account information；
User account information after employing process controls the discharger of mobile payment device and launches signal.
According to the third aspect of the application, this application provides a kind of POS, including:
Housing, described housing has signal receiver hole；
Paying centre access device, it is arranged on enclosure interior or outside, for by wirelessly or non-wirelessly mode
Communicate with paying centre；
Secondary input device, described secondary input device is arranged on surface of shell, is used for providing inputting interface；
Receiving device, be used for receiving signal, and convert a signal into signal of telecommunication output, it is arranged in housing
Portion, receives device and receives signal by the signal receiver hole of housing；
POS processor, described POS processor is arranged on enclosure interior, accesses with paying centre respectively
Device, secondary input device and reception device connect, for response paying centre access device respectively, second
Input equipment and receive the output of device and process.
According to the fourth aspect of the application, this application provides a kind of based on POS acquisition user account information
Method, including:
Carry the signal of user account information by receiving device reception, and signal is changed, output
The signal of telecommunication；
The signal of telecommunication is processed, parses user account information, and by user account information output to POS
Machine processor.
The 5th aspect according to the application, this application provides and a kind of carry out the side that information is mutual based on POS
Method, including:
Mobile payment device receives operational order；
Obtain user account information based on operational order, and generate friendship based on operational order and user account information
Data, process interaction data mutually；
Interaction data after employing process controls the discharger of mobile payment device and launches signal；
The device that receives of POS receives the signal carrying interaction data, and is changed by signal, output
The signal of telecommunication；
The signal of telecommunication is processed, parses interaction data, and interaction data is exported to POS processor；
POS processor processes based on interaction data.
The 6th aspect according to the application, this application provides a kind of system carrying out based on POS and paying,
Including any of the above-described kind of mobile payment device and any of the above-described kind of POS.
This application provides a kind of correlation technique and equipment carrying out based on POS and paying, wherein, mobile
After dispensing apparatus gets operational order, launch to POS and carry the user account information that user prestores
Signal, it is changed after receiving this signal by POS, obtains user account letter finally by process
Breath, and then complete delivery operation.This information interaction approach avoids the inconvenience carrying with bank card, simultaneously
Also eliminate step of swiping the card so that delivery operation is more convenient.
Accompanying drawing explanation
Fig. 1 is the structural representation of mobile payment device in a kind of embodiment of the application；
Fig. 2 is that in a kind of embodiment of the application, the method flow of mobile payment device transmitting user account information shows
It is intended to；
Fig. 3 is the structural representation of POS in a kind of embodiment of the application；
Fig. 4 is the attachment structure schematic diagram of POS in a kind of embodiment of the application；
Fig. 5 is the method flow signal obtaining user account information in a kind of embodiment of the application based on POS
Figure；
Fig. 6 is to carry out, based on POS, the method flow schematic diagram that information is mutual in a kind of embodiment of the application.
Detailed description of the invention
Some terms related to the application below explain, it will be appreciated that used in this application
Term should be interpreted that have with it at the context of present specification and about the consistent meaning of the meaning in field
Justice.
Visible light communication technology is to utilize what fluorescent lamp or light emitting diode (LED) etc. sent to be invisible to the naked eye
High speed light and shade flash signal carry out a kind of new technique of short-distance transmission information, enter by the two of source data
Serial No. processed (binary digital signal/source signal) controls light emitting diode within the unit interval set
Switch, such as set unit interval in, if running into binary digit 0, then close light emitting diode
Switch, does not send visible ray, if running into binary digit 1 within the unit interval that the next one sets, then beats
Open light-emitting diode switch, make light emitting diode send visible ray, thus complete data code modulation.Luminous
The visible ray of the information that carries of diode emitter is propagated at free space, and receiving terminal passes through visible ray again
Receptor carries out visible ray reception and opto-electronic conversion, recovers the information such as initial data.
Nrz encoding mode, i.e. non-return-to-zero (Not Return to Zero) coded system.NRZ is used to compile
During code, such as, in the control source of binary digital signal, in a symbol time, if two enter
System numeral " 1 ", then control LED and open, if binary digit " 0 ", then controls LED and closes, under
In one code-element period, the LED being also carried out being similar to controls operation；It is of course also possible to use contrary side
Method, in a symbol time, if binary digit " 0 ", then controls LED and opens, if two enter
System numeral " 1 ", then control LED and close, in next code-element period, be also carried out the LED control being similar to
System operation.
Nrzi encoding mode, i.e. non-return-to-zero anti-phase (Non return to zero-inverse) coded system.Make
When encoding with NRZI, each two bit is one group, can represent four kinds of information altogether: 00,01,10,
11.Such as, when being " 00 " for a certain group, represent (from low level to high level or height with a level saltus step
Level is to low level)；A certain group when being " 01 ", represents (from low level to high level again with two level saltus steps
High level is arrived again) to low level or high level to low level；A certain group when being " 10 ", with three level saltus steps
Represent；A certain group when being " 11 ", represents with four level saltus steps.By controlling the on an off of LED, i.e.
Information can be launched by visible ray form.
Paying centre refers to be safeguarded by mobile operator, bank or third party or they common payments safeguarded
Platform, user account can be operated by it according to transaction.
User account information is the authentication information that may be used for carrying out paying.In one embodiment, if
Paying centre is banking system, then user account information can include bank card number, account name, account
Identification card number etc.；In another embodiment, if paying centre is mobile operator, then user account information
The phone number of user can be included.
Present invention design is, utilizes and carries the signal of user account information between both devices
Carry out short haul connection, user account information is transferred to POS, so that POS obtains user account
Information.Compared with by the way of obtaining user account information by card reader or wireless radio frequency transmission, the application enters
The transmission of row information need not extra card reader, and is difficult to be detected by other equipment or intercept and capture, and therefore exists
The information of carrying out has higher convenience and safety time mutual.
The a kind of of the application offer carries out in the system paid based on POS, mobile payment device and POS
Between include optical signal, ultrasonic signal or infrasonic wave signal for the signal transmitting information.For the ease of reason
Solve, the embodiment of the present application illustrates as a example by optical signal, it will be appreciated by those skilled in the art that at it
In its embodiment, the signal being used for information of transmitting between mobile payment device and POS can use ultrasound wave
Signal or infrasonic wave signal.
Based on optical signal, in the embodiment of the present application, it is light emitting devices by the discharger of mobile payment device,
The signal that discharger is launched is optical signal.In other embodiments, if mobile payment device and POS
Between use ultrasonic signal or infrasonic wave signal for transmitting the signal of information, then discharger is ultrasound wave
Discharger or infrasonic wave discharger, the signal that discharger is launched is ultrasonic signal or infrasonic wave signal.
In other embodiments, discharger can also be Wi-Fi discharger, the signal of transmitting corresponding for Wi-Fi
Signal.Should be appreciated that discharger can also be other wireless launcher of this area, corresponding to launch
Wireless signal.
The embodiment of the present application provides a kind of system carrying out based on POS and paying, including mobile payment device
And POS.User account information is transferred to POS by the way of launching optical signal by mobile payment device,
POS receives, by optical pickup apparatus, the light letter carrying user account information that mobile payment device is launched
After number, it is carried out opto-electronic conversion, then the signal after opto-electronic conversion parses user account information,
Carry out data interaction according to user account information and paying centre, thus complete to pay.Optical signal can be can
See light, infrared light or ultraviolet.
Combine accompanying drawing below by detailed description of the invention the application is described in further detail.
Embodiment one
Refer to Fig. 1, present embodiments provide a kind of mobile payment device, including the first input equipment 101,
Memorizer 102, light emitting devices 103 and processor 104.
First input equipment 101 is for obtaining the operational order of user's input.Memorizer 102 storage has user
Accounts information, user account information can prestore in the memory 102.Processor 104 is respectively with
One input equipment 101, memorizer 102, light emitting devices 103 connect, and processor 104 responds the first input
The operational order that device 101 receives, obtains user account information from memorizer 102 and processes, and uses
User account information after process controls light emitting devices 103 and launches optical signal.
In one embodiment, processor 104 carries out process to user account information and includes user account
Information is encrypted and/or encodes.
In the present embodiment, user account information is added data header, data trailer and/or school by processor 104
Test code, to form digital source signals；Afterwards, digital source signals is encrypted and/or encodes, with
To binary digital signal as controlling source signal, processor 104 output controls source signal and controls light emission dress
Put the light on and off of 103.
When digital source signals is encoded by concrete processor 104, can with use nrz encoding mode or
Person's nrzi encoding mode encodes.
In a particular embodiment, mobile payment device is portable electronic terminal, portable cards or optical key.
In one embodiment, the first input equipment 101 is the operational order for receiving user's input
Keyboard, touch control screen, button or voice recording device.In another specific embodiment, the first input dress
Putting 101 can also be for receiving the communication module of the operational order sent from POS, such as the first input equipment
101 are connected with the data-interface of POS by connecting line, thus receive the trading instruction that POS sends,
Or receive, by bluetooth, radio frequency or Wi-Fi mode, the trading instruction that POS sends, or by optic communication or
The mode of acoustic control receives the trading instruction that POS sends.
Light emitting devices 103 is light emitting diode, and light emitting diode is connected to processor 104 and public electrode
Between, public electrode is different according to the mode of coding, it is provided that high level or offer low level.Light emission
Device 103 can also be light emitting transistor or xenon lamp.Light emitting diode, light emitting transistor and xenon lamp can
Being that portable electronic terminal (such as mobile phone) has itself.In other specific embodiment, light is sent out
Injection device 103 can also be additionally to arrange, and mobile payment device includes shell and connecing of being arranged on shell
Mouthful, memorizer 102 and processor 104 are arranged on enclosure, and light emitting devices 103 is arranged on outside shell
Portion, the first input equipment 101 can be arranged on case surface, and light emitting devices 103 is by interface and process
Device 104 connects.Such as light emitting devices 103 is coupled to by audio frequency or the USB interface being inserted on mobile phone
Processor 104, thus the control source signal of answer processor 104 output.Light emitting devices 103 is passed through
Interface is inserted into the situation of the audio interface of mobile phone, and in a kind of concrete example, light emitting devices 103 includes
The amplifier being linked in sequence and light emitting diode, what processor 104 exported controls the sound that source signal is converted
Frequently signal, audio interface the amplified device of audio signal exported is direct driven for emitting lights LED lighting after amplifying.
Or in another instantiation, light emitting devices 103 includes comparator and the light emitting diode being linked in sequence,
The outfan connecting luminous diode of comparator, the input of comparator is respectively used to connect audio interface and base
Quasi-voltage, is converted to the control source signal of analogue signal from audio interface input, by comparing with reference voltage,
The digital signal of output low and high level, by the light on and off of Digital Signals light emitting diode.Should be appreciated that
Light emitting diode can also replace to other light source that can be luminous, such as camera fill flash, liquid crystal display
Screen, fluorescent lamp etc..
User account information at least includes bank card number, or at least includes bank card number and password,
In some cases, user account information can also include this spending amount that user inputs.Should be appreciated that
In a particular embodiment, the information after user account information is processed by processor 304 can also include operation
The type of instruction, and operational order includes consumption order or the instruction that queries the balance.
User account information can not also prestore in memory, in a further embodiment, and user's account
Family information can require that user inputs after processor 304 receives operational order, and such as user can pass through key
Dish or touch screen input user account information.
Embodiment two
Refer to Fig. 2, the mobile payment device provided based on above-described embodiment one, the present embodiment provides accordingly
A kind of mobile payment device launches the method for user account information, including below step:
Step 201: the first input equipment receives the operational order of user's input.This behaviour in a further embodiment
Making instruction to be sent by POS, POS can pass through optical signal, sound wave or wireless signal transmission
Operational order.POS is included by radio frequency, bluetooth or Wi-Fi side by wireless signal transmission operational order
Formula launches operational order.First input equipment is the communication module receiving the operational order sent from POS,
Communication module can be bluetooth module, radio-frequency module, Wi-Fi module or infrared module.
Step 202: processor reads the user account information prestored based on operational order.In other reality
Executing in example, user account information can require user's input at processor based on this operational order, such as, use
Family can be by keyboard or touch screen input user account information.
Step 203: user account information is processed by processor.
Step 204: the user account information after processor employing process controls the light emission dress of mobile payment device
Put transmitting optical signal.
In one embodiment, step 203 processor carries out process to user account information and includes: process
User account information is added data header, data trailer and/or check code by device, to form digital source signals；
Digital source signals is encrypted and/or encodes, to obtain binary digital signal as controlling source signal.
Accordingly, the user account information after processor employing processes in step 204 controls mobile payment device
Light emitting devices launch optical signal be: processor use control source signal control light emitting devices light on and off.
In concrete step 203, digital source signals is encoded by processor, can use nrz encoding side
Formula or nrzi encoding mode encode.
Embodiment three
Refer to Fig. 3 and Fig. 4, present embodiments provide a kind of POS, including housing 301, paying centre
Access device 303, secondary input device 304, optical pickup apparatus 305 and POS processor 306.
Having loophole 302 on housing 301, loophole 302 is a signal receiver hole.Paying centre is accessed
Device 303 is arranged on housing 301 interiorly or exteriorly, for being entered with paying centre by wirelessly or non-wirelessly mode
Row communication.Secondary input device 304 is arranged on housing 301 surface, is used for providing inputting interface.Light-receiving
It is internal that device 305 is arranged on housing 301, and the sensitive surface of optical pickup apparatus 305 is from the loophole of housing 301
Expose in 302, be used for receiving optical signal, and convert optical signals to signal of telecommunication output, specifically can make light-receiving
The sensitive surface of device 305 passes from loophole 302 and is exposed at the outside of loophole 302, or makes sensitive surface
With the flush with outer surface of loophole 302, or sensitive surface is made to be positioned in loophole 302.At the instantiation having
In, it is also possible to an illuminator is set near the inner surface of loophole 302, illuminator receives optical signal also
Optical signal is reflexed to the sensitive surface of optical pickup apparatus 305.POS processor 306 is arranged on housing 301
Inside, is connected with paying centre access device 303, secondary input device 304 and optical pickup apparatus 305 respectively,
For responding the defeated of paying centre access device 303, secondary input device 304 and optical pickup apparatus 305 respectively
Go out and process.
In the present embodiment, optical pickup apparatus 305 includes optical-electrical converter 3051 and processes circuit 3052, as
The sensitive surface of the optical-electrical converter 3051 of signal adapter exposes from the loophole 302 of housing 301, photoelectricity
The outfan of transducer 3051 is connected with processing circuit 3052, processes outfan and the POS of circuit 3052
The digital serial port of machine processor 306 connects.
In one embodiment, process circuit 3052 and include microprocessor 30521, microprocessor 30521
Signal input part be coupled to the outfan of optical-electrical converter 3051, its outfan and POS processor 306
Digital serial port connect, the signal of telecommunication of reception is decoded and/or decryption processing by microprocessor 30521, with
Obtaining digital source signals, the data header, data trailer and/or the check code that are carried by digital source signals remove
Go, obtain user account information.
When the signal of telecommunication of reception is decoded by concrete microprocessor 30521, can set according to mobile payment
Standby coded system is decoded, and this decoding process is the inverse process of cataloged procedure.Such as: mobile payment sets
Standby use NRZ encodes, then the microprocessor 30521 of POS is in a symbol time, if inspection
Measure high level, be then decoded as binary digit " 1 ", if be detected that high level, be then decoded as binary system
Digital " 0 "；Or contrary, if be detected that high level, then it is decoded as binary digit " 0 ", if
High level detected, be then decoded as binary digit " 1 ".If mobile payment device uses NRZI to compile
Code, the microprocessor 30521 of POS, when decoding, in two symbol times, detects a level
Saltus step, then be decoded as binary digit " 00 ", two level saltus steps detected, is then decoded as binary digit
" 01 ", detects three level saltus steps, then be decoded as binary digit " 10 ", four level saltus steps detected,
Then it is decoded as binary digit " 11 ".Should be appreciated that the encoding and decoding side that mobile payment device and POS use
Formula can be to unify in advance to set, or mobile payment device is transferred in the information of POS include shifting
The coded system of dynamic payment devices, POS carries out corresponding decoding according to this coded system.
The POS that the present embodiment provides also includes information output device 307, information output device
307 are arranged on housing 301 surface, are connected with POS processor 306, for transaction prompt information being led to
Know that, to user, transaction prompt information includes payment.
In another embodiment, when the reception device of POS is acoustic receiver device, accordingly, sound wave
Receiving device include acoustical-electrical transducer and process circuit, acoustical-electrical transducer is connect by the signal receiver hole hole of housing
The collection of letters number, the outfan of acoustical-electrical transducer is connected with processing circuit, processes at outfan and the POS of circuit
The digital serial port of reason device connects.Concrete, process circuit and include microprocessor, the signal input of microprocessor
End is coupled to the outfan of acoustical-electrical transducer, and its outfan is connected with the digital serial port of POS processor, micro-
The signal of telecommunication of reception is decoded and/or decryption processing by processor, to obtain digital source signals, by numeral
Data header, data trailer and/or check code that source signal carries remove, and obtain user account information.
In other embodiments, the reception device of POS can also receive device for Wi-Fi.
Embodiment four
Refer to Fig. 5, the POS provided based on above-described embodiment three, the present embodiment accordingly provides one
Plant the method obtaining user account information based on POS, including below step:
Step 501: received the optical signal carrying user account information by optical pickup apparatus, and by optical signal
Carry out opto-electronic conversion, export the signal of telecommunication.
Step 502: process the signal of telecommunication, parses user account information, and user account information is defeated
Go out to POS processor.
In a particular embodiment, step 502 carries out process to the signal of telecommunication to include: the signal of telecommunication is decoded
And/or deciphering, obtain digital source signals；Data header that digital source signals is carried, data trailer and/
Or check code removes, obtain user account information.
Embodiment five
Refer to Fig. 6, present embodiments provide and a kind of carry out the method that information is mutual based on POS, including
Below step:
Step 601: mobile payment device receives operational order.
Step 602: obtain user account information based on operational order.
Step 603: generate interaction data, at interaction data based on operational order and user account information
Reason.
Step 604: the interaction data after employing process controls the light emitting devices of mobile payment device and launches light letter
Number.
The optical pickup apparatus of step 605:POS machine receives the optical signal carrying interaction data, and by optical signal
Carry out opto-electronic conversion, export the signal of telecommunication.
Step 606: process the signal of telecommunication, parses interaction data, and by interaction data output to POS
Machine processor.
Step 607:POS machine processor processes based on interaction data.
In a particular embodiment, operational order is consumption order, and interaction data includes user account information；Or
Operational order is the instruction that queries the balance, and interaction data includes user account information and the instruction that queries the balance.
Based on above-described embodiment one to embodiment five, with a concrete application examples, the application is entered one below
Step explanation.
Application examples one: payment system based on POS uses nrz encoding mode to carry out based on visible light communication
Pay.
Assume that the bank card number for payment that user account information includes is " 123456789 ... 789 " (number
Word string), it is assumed that operational order is for representing with " 33 " during consumption, and data header is " 11 ", and data trailer is
" 22 ", check code is calculated as " 99 ", then the digital source signals ultimately formed is " 11
123456789…789 33 22 99”.This digital source signals can be encrypted, and is encoded into binary digit
Signal, then using this binary digital signal as controlling source signal, controls the luminescence two of mobile payment device
Pole pipe opens or closes, thus launches the visible ray carrying the information such as above-mentioned user account information.Use NRZ
Coded system encodes, in binary control source signal, in a symbol time, if two
Binary digits " 1 ", then control light emitting diode and open；If binary digit " 0 ", then control luminous two
Pole pipe is closed, and in next code-element period, is also carried out this light emitting diode and controls operation.And in POS
Optical pickup apparatus in a symbol time, if be detected that high level, be then decoded as binary digit
“1”；If be detected that high level, then it is decoded as binary digit " 0 ".Final decoding obtains controlling source signal
For " 11 123456789 ... 789 33 22 99 ", carried out information by POS and banking system afterwards mutual, so
After complete payment transaction.
Application examples two: payment system based on POS uses nrzi encoding mode to enter based on visible light communication
The capable operation that queries the balance.
Assume that the bank card number for payment that user account information includes is " 123456789 ... 789 "
(numeric string).When operational order is for querying the balance, represent with " 35 ".Assume that data header, for " 11 ", counts
Being " 22 " according to afterbody, check code is calculated as " 77 ", then the digital source signals ultimately formed is " 11
123456789…789 35 22 77”.This digital source signals can be encrypted, and is encoded into binary digit
Signal, then using this binary digital signal as controlling source signal, controls the luminescence on mobile payment device
The opening and closing of diode.Using nrzi encoding mode to encode, each two bit is one group, altogether may be used
To represent four kinds of information: 00,01,10,11.When being " 00 " for a certain group, represent with a level saltus step
(from low level to high level or high level is to low level)；When being " 01 ", jump with two level for a certain group
Become and represent (from low level to high level again to low level or high level to low level again to high level)；A certain
When group is for " 10 ", represent with three level saltus steps；A certain group when being " 11 ", represents with four level saltus steps.
By controlling opening or closing of light emitting diode, the information after encryption can be launched with the form of visible ray
Go out.If POS is in two symbol times, a level saltus step is detected, be then decoded as binary system
Numeral " 00 "；Two level saltus steps detected, be then decoded as binary digit " 01 ", three electricity detected
Flat saltus step, then be decoded as binary digit " 10 "；Four level saltus steps detected, be then decoded as binary number
Word " 11 ".After POS completes decoding, then be decrypted, the most reducible obtain controlling source signal, afterwards by
POS and banking system carry out data interaction, can inquire remaining sum after user inputs password.
A kind of correlation technique and equipment carrying out based on POS paying that the application provides, wherein, mobile
After dispensing apparatus gets operational order, launch the signal carrying user account information, POS to POS
After receiving this signal, it is changed, obtain user account information finally by process, and then complete to prop up
Pay operation.This means of payment avoids the inconvenience carrying with bank card, also eliminates step of swiping the card simultaneously,
Make delivery operation more convenient.
It will be understood by those skilled in the art that in above-mentioned embodiment, all or part of step of various methods can
Completing instructing related hardware by program, this program can be stored in a computer-readable recording medium,
Storage medium may include that read only memory, random access memory, disk or CD etc..
Above content is to combine the further description that the application is made by specific embodiment, it is impossible to recognize
Determine the application be embodied as be confined to these explanations.Ordinary skill for the application art
For personnel, on the premise of conceiving without departing from the present application, it is also possible to make some simple deductions or replace
Change.
Claims (10)
1. a mobile payment device, it is characterised in that including:
First input equipment, is used for obtaining operational order；
Discharger, described discharger is light emitting devices, the signal of transmitting corresponding for optical signal；
Storage has the memorizer of user account information；
nullProcessor，Its respectively with the first input equipment、Memorizer and discharger connect，Processor responds the operational order that the first input equipment receives，From memorizer, read user account information and process，User account information after employing processes controls discharger transmitting signal，Described processor carries out process and includes being encrypted user account information and/or encoding described user account information，And obtain digital control source signal，Described processor exports described control source signal and controls described discharger transmitting signal，Described processor was additionally operable to before user account information is encrypted and/or is encoded described user account information is added data header、Data trailer and/or check code，To form digital source signals，Then described digital source signals is encrypted and/or encodes，Described processor uses nrzi encoding mode to encode digital source signals；
Described mobile payment device is mobile phone, and described light emitting devices is the camera fill flash that described mobile payment device has itself.
2. mobile payment device as claimed in claim 1, it is characterised in that described first input equipment comprise following at least one: keyboard, touch control screen, voice recording device and button.
3. mobile payment device as claimed in claim 1, it is characterised in that described first input equipment is the communication module receiving the operational order sent from POS.
4. mobile payment device as claimed in claim 3, it is characterised in that described communication module is bluetooth module, radio-frequency module, Wi-Fi module or infrared module.
5. mobile payment device as claimed in claim 1, it is characterised in that described light emitting devices is one or more of light emitting diode, light emitting transistor or xenon lamp.
6. mobile payment device as claimed in claim 1, it is characterised in that described user account information at least includes bank card number or at least includes bank card number and password.
7. the method that a mobile payment device launches user account information, it is characterised in that including:
First input equipment receives operational order；
Processor reads user account information based on operational order from memorizer, and user account information is processed, processor carries out process to described user account information and includes: described user account information is added data header, data trailer and/or check code by processor, to form digital source signals；Described digital source signals is encrypted and/or is encoded, and to obtain digital control source signal, described processor uses nrzi encoding mode to encode digital source signals；
Use described control source signal to control discharger and launch signal, described discharger is light emitting devices, optical signal launched by described discharger, and described mobile payment device is mobile phone, and described light emitting devices is the camera fill flash that described mobile payment device has itself.
8. method as claimed in claim 7, it is characterised in that described first input equipment receives operational order and includes: the first input equipment receives the operational order sent from POS.
9. method as claimed in claim 8, it is characterised in that described first input equipment receives the operational order sent from POS and includes: the first input equipment receives the operational order sent from POS by bluetooth, radio frequency, Wi-Fi or infrared mode.
10. the system carrying out paying based on POS, it is characterised in that including:
Mobile payment device as according to any one of claim 1-6；With
POS, including:
Housing, described housing has signal receiver hole；
Paying centre access device, it is arranged on enclosure interior or outside, for being communicated with paying centre by wirelessly or non-wirelessly mode；
Secondary input device, described secondary input device is arranged on surface of shell, is used for providing inputting interface；
Receiving device, be used for receiving signal, and convert a signal into signal of telecommunication output, it is arranged on enclosure interior, receives device and receives signal by the signal receiver hole of housing；
POS processor, described POS processor is arranged on enclosure interior, it is connected with paying centre access device, secondary input device and reception device respectively, for responding paying centre access device, secondary input device and the output of reception device respectively and processing；
Wherein, described reception device is optical pickup apparatus, signal receiver hole is loophole, optical pickup apparatus includes optical-electrical converter and processes circuit, the sensitive surface of described optical-electrical converter receives signal by the loophole of housing, the outfan of optical-electrical converter is connected with processing circuit, and the outfan processing circuit is connected with the digital serial port of POS processor；Described process circuit includes microprocessor, the signal input part of described microprocessor is coupled to the outfan of optical-electrical converter, its outfan is connected with the digital serial port of POS processor, the signal of telecommunication of reception is decoded and/or decryption processing by described microprocessor, to obtain digital source signals, the data header, data trailer and/or the check code that are carried by described digital source signals remove, and obtain user account information.
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| CN103824182B true CN103824182B (en) | 2016-09-21 |
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| CN105303375A (en) * | 2014-06-13 | 2016-02-03 | 中国银联股份有限公司 | Mobile payment system and method |
| WO2016029800A1 (en) * | 2014-08-27 | 2016-03-03 | 深圳光启智能光子技术有限公司 | Transaction terminal |
| CN104883448A (en) * | 2015-06-05 | 2015-09-02 | 深圳市智诺微智能电子科技有限公司 | Method and reception device for transmission data by using smartphone LED lamp |
| CN107403315A (en) * | 2017-08-02 | 2017-11-28 | 宇龙计算机通信科技(深圳)有限公司 | Contactless payment method and device |
| CN110782248A (en) * | 2019-10-25 | 2020-02-11 | Oppo广东移动通信有限公司 | Payment method, payment device, mobile terminal and payment terminal |
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| CN101751628A (en) * | 2008-12-05 | 2010-06-23 | 富港电子（东莞）有限公司 | Wireless trading system and trading method thereof |
| US9971998B2 (en) * | 2011-02-25 | 2018-05-15 | Paypal, Inc. | Location-based automatic payment system |
| CN202512625U (en) * | 2012-04-20 | 2012-10-31 | 成都摩宝网络科技有限公司 | Mobile payment terminating machine |
| CN103116846A (en) * | 2012-12-27 | 2013-05-22 | 重庆濯晖科技有限公司 | Mobile payment based on visible light communications |
| CN103049850A (en) * | 2013-01-05 | 2013-04-17 | 深圳市中兴移动通信有限公司 | Mobile payment terminal, system and payment method thereof based on NFC (Near Field Communication) |
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