CN103729674B - A kind of bank card supporting multiple application to have same application mark and using method - Google Patents
A kind of bank card supporting multiple application to have same application mark and using method Download PDFInfo
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- CN103729674B CN103729674B CN201410037649.0A CN201410037649A CN103729674B CN 103729674 B CN103729674 B CN 103729674B CN 201410037649 A CN201410037649 A CN 201410037649A CN 103729674 B CN103729674 B CN 103729674B
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- 238000000034 method Methods 0.000 title claims abstract description 24
- 238000009434 installation Methods 0.000 claims abstract description 43
- 230000004044 response Effects 0.000 claims description 12
- 230000000694 effects Effects 0.000 claims description 9
- 230000005540 biological transmission Effects 0.000 claims description 2
- 238000010586 diagram Methods 0.000 description 6
- 230000008878 coupling Effects 0.000 description 2
- 238000010168 coupling process Methods 0.000 description 2
- 238000005859 coupling reaction Methods 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 239000002699 waste material Substances 0.000 description 2
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical group [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 description 1
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Abstract
The invention provides a kind of bank card supporting multiple application to have same application mark and using method, wherein, described bank card includes: card operating system；Described card operating system includes: mount request unit, for obtaining the installation order with special data, and transmits described installation order to data set unit；Wherein, described special data is for making a distinction the application with same application mark；Data set unit, for obtaining special data by described installation order, mates described special data with the record in the data base of card operating system；If it is unsuccessful by described special data record in data base, and inform that the application that described special data is corresponding is installed by installation unit；Otherwise, then inform that the application refusal that described special data is corresponding is installed by installation unit；Installation unit, for the notification that sends according to data set unit to requiring that the application installed is installed.
Description
Technical field
The present invention relates to field of intelligent cards, particularly to a kind of bank card supporting multiple application to have same application mark
And using method.
Background technology
At present, financial IC card is replacing traditional magnetic stripe card.Financial IC card saves the data in SE(Security
Element, safety chip, it is performed for processing and the integrated circuit of storage function) in, and use SE's
Security from attacks measure on security algorithm and hardware, it is ensured that data are not modified and steal, has extremely strong safety.
Application on financial IC card is saved in SE as a data set, and operates in COS(Card Operating
System, card operating system, it is for operating financial IC card hardware resource, and provides to other data sets
Execution processes and the data set of storage function) in the financial IC card environment that realizes.Financial IC card allows multiple application
There is gold in (Application, it is the application protocol between financial IC card and terminal and relevant data set) simultaneously
Melt on IC-card, to realize different financial transactions.
Under many applied environments, financial IC card uses AID(Application Identifier, application identities) difference is respectively
Individual application.According to ISO-7816 specification, AID is the RID by five bytes and the PIX group of most 11 bytes
Become.Terminal uses certain AID and SELECT order, can select the AID used on financial IC card with terminal
The application of coupling.After choosing corresponding application, terminal just can carry out APDU order exchange with it, performs phase
The financial transaction answered.
According to Global Platform specification, financial IC card, carrying out application installation when, can check and be installed
The AID of application is the most identical with the AID of the application on card.Only AID is different, and card just can complete
The installation of new opplication；Otherwise, card must be abandoned this time installing.Therefore, each application on financial IC card has
Different AID.
According to China's finance integrated circuit (IC) card specification, the AID of credit application is A000000333010102.
If there being a credit application on a card, then toward this card, second credit application cannot be installed again.At present
Implementation be: holder's the most multiple credit account, then must handle multiple cards.In order to normally use,
Holder must carry multiple credit cards of a bank, or the different credit cards of multiple bank.So give holder
Not only make troubles, but also can the invisible waste causing cost and resource.
Summary of the invention
For solving the problems referred to above, the present invention proposes a kind of bank card supporting multiple application to have same application mark and makes
By method, solve the problem that bank's card can not support the corresponding multiple different application of same application identities simultaneously.
For achieving the above object, the invention provides a kind of bank card supporting multiple application to have same application mark,
Described bank card includes: card operating system；Described card operating system includes:
Mount request unit, for obtaining the installation order with special data, and by the transmission of described installation order to number
According to collection unit；Wherein, described special data is for making a distinction the application with same application mark；
Data set unit, for obtaining special data by described installation order, operates described special data with card
Record in the data base of system mates；If it is unsuccessful by described special data record in data base,
And inform that the application that described special data is corresponding is installed by installation unit；Otherwise, then inform that installation unit is to described
The application refusal that special data is corresponding is installed；
Installation unit, for the notification that sends according to data set unit to requiring that the application installed is pacified
Dress.
Optionally, in an embodiment of the present invention, described card operating system also includes: judging unit, Traversal Unit
And transaction unit；
Described judging unit, in the multiple application judging same application mark correspondence that bank card supports the most at least
The state of two application is effective；
Described Traversal Unit, in multiple application of the same application mark correspondence supported at bank card, at least two should
When using effective, the application that the select command traversal bank card being transmitted across according to transaction terminal is supported, when an application state has
During effect, return card response select command FCI to transaction terminal；
Described transaction unit, answers at least two in multiple application that same application identifies that has when bank card support
When using effective, the application of effective status is selected to be traded according to described card response select command FCI；Work as bank card
When only an application is effective in the multiple application with same application mark supported, the application of effective status is selected to enter
Row transaction.
Optionally, in an embodiment of the present invention, described card operating system also includes: state set unit；
Described state set unit, resets application state during using at bank card and is installing application
Time application state is set.
Optionally, in an embodiment of the present invention, described special data include bank card number, effect duration, credit card issuer and
Special marking.
Optionally, in an embodiment of the present invention, described special data APDU command header in installation order or
APDU order data territory.
For achieving the above object, present invention also offers a kind of bank card supporting multiple application to have same application mark
Using method, described method includes:
Obtain the installation order with special data, and described installation order is transmitted to data set unit；Wherein, institute
State special data for the application with same application mark is made a distinction；
Obtain special data by described installation order, described special data is mated with the record in data base；
If it is unsuccessful by described special data record in data base, and inform corresponding the answering of described special data
With installing；Otherwise, then inform that the application refusal to described special data is corresponding is installed；
According to notification to requiring that the application installed is installed.
Optionally, in an embodiment of the present invention, described method also includes:
Judge that the state that in multiple application of the same application mark correspondence of bank card support, whether at least two is applied is
Effectively；
When in multiple application that the same application mark that bank card is supported is corresponding, at least two application is effective, according to transaction
The application that the select command traversal bank card that terminal is transmitted across is supported, when an application state is effective, returns to transaction terminal
Return card response select command FCI；
When in multiple application with same application mark of bank card support, at least two application is effective, according to described
Card response select command FCI selects the application of effective status to be traded；When bank card support, there is same application
When only an application is effective in multiple application of mark, the application of effective status is selected to be traded.
Optionally, in an embodiment of the present invention, described method also includes:
During bank card uses, reset application state and application state is set when installing application.
Optionally, in an embodiment of the present invention, described special data include bank card number, effect duration, credit card issuer and
Special marking.
Optionally, in an embodiment of the present invention, described special data APDU command header in installation order or
APDU order data territory.
Technique scheme has the advantages that the technical scheme of the application makes the application on bank card have phase
With AID, it is allowed to holder arrange during with card each same application mark corresponding to different application answer
By state so that it is one of them or certain several same application can be selected to identify corresponding application and carry out financial transaction.
Thus bring convenience to holder, and need not repeat to handle multiple bank cards and the cost that causes and the waste of resource.
Accompanying drawing explanation
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
In having technology to describe, the required accompanying drawing used is briefly described, it should be apparent that, the accompanying drawing in describing below is only
It is some embodiments of the present invention, for those of ordinary skill in the art, in the premise not paying creative work
Under, it is also possible to other accompanying drawing is obtained according to these accompanying drawings.
Fig. 1 is one of a kind of bank card block diagram supporting multiple application proposed by the invention；
Fig. 2 is the two of a kind of bank card block diagram supporting multiple application proposed by the invention；
Fig. 3 is one of a kind of bank card using method flow chart supporting multiple application proposed by the invention；
Fig. 4 is the two of a kind of bank card using method flow chart supporting multiple application proposed by the invention；
Fig. 5 is the contrast schematic diagram between function and the existing capability of the card operating system of the bank card of the present embodiment；
Fig. 6 is application state and the application state amendment schematic diagram of the bank card of the present embodiment；
Fig. 7 is the use flow chart of the bank card of the present embodiment.
Detailed description of the invention
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Describe wholely.Obviously, described embodiment is only a part of embodiment of the present invention rather than whole embodiments.
Based on the embodiment in the present invention, those of ordinary skill in the art are obtained under not making creative work premise
Every other embodiment, broadly falls into the scope of protection of the invention.
As it is shown in figure 1, one of be a kind of bank card block diagram supporting multiple application proposed by the invention.Described bank
Card includes: card operating system 10；Described card operating system 10 includes:
Mount request unit 101, for obtaining the installation order with special data, and transmits described installation order
To data set unit；Wherein, described special data is for making a distinction the application with same application mark；
Data set unit 102, for obtaining special data by described installation order, by described special data and card
Record in the data base of operating system mates；If it is unsuccessful by described special data record in data
In storehouse, and inform that the application that described special data is corresponding is installed by installation unit 103；Otherwise, then installation is informed
The application refusal that described special data is corresponding is installed by unit 103；
Installation unit 103, for the notification that sends according to data set unit 102 to requiring that the application installed is entered
Row is installed.
As in figure 2 it is shown, be the two of a kind of bank card block diagram supporting multiple application proposed by the invention.Base at Fig. 1
On plinth, described card operating system 10 also includes: judging unit 104, Traversal Unit 105 and transaction unit 106；
Described judging unit 104, in the multiple application judging same application mark correspondence that bank card supports whether
The state of at least two application is effective；
Described Traversal Unit 105, in multiple application that same application mark for supporting at bank card is corresponding at least two
When individual application is effective, the application that the select command traversal bank card being transmitted across according to transaction terminal is supported, when one applies shape
When state is effective, return card response select command FCI to transaction terminal；
Transaction unit 106, answers at least two in multiple application that same application identifies that has when bank card support
When using effective, the application of effective status is selected to be traded according to described card response select command FCI；Work as bank card
When only an application is effective in the multiple application with same application mark supported, the application of effective status is selected to enter
Row transaction.
Optionally, in an embodiment of the present invention, described method also includes:
During bank card uses, reset application state and application state is set when installing application.
Optionally, in an embodiment of the present invention, described special data include bank card number, effect duration, credit card issuer and
Special marking.
Optionally, in an embodiment of the present invention, described special data APDU command header in installation order or
APDU order data territory.
As it is shown on figure 3, one of be a kind of bank card using method flow chart supporting multiple application proposed by the invention.
Described method includes:
Step 301): obtain the installation order with special data, and described installation order is transmitted to data set unit；
Wherein, described special data is for making a distinction the application with same application mark；
Step 302): obtain special data by described installation order, by described special data and the record in data base
Mate；If it is unsuccessful by described special data record in data base, and inform described special number
Install according to corresponding application；Otherwise, then inform that the application refusal to described special data is corresponding is installed；
Step 303): according to notification to requiring that the application installed is installed.
As shown in Figure 4, for the two of a kind of bank card using method flow chart supporting multiple application proposed by the invention.
On the basis of Fig. 3, described method also includes:
Step 304): judge the same application that bank card is supported identifies in corresponding multiple application whether at least two is applied
State be effective；
Step 305): in multiple application that the same application mark of bank card support is corresponding, at least two application is effectively
Time, the application that the select command traversal bank card being transmitted across according to transaction terminal is supported, when an application state is effective,
Card response select command FCI is returned to transaction terminal；
Step 306): when in multiple application with same application mark of bank card support, at least two application is effective
Time, select the application of effective status to be traded according to described card response select command FCI；When bank card support
Have in multiple application of identical AID only have one application effective time, select effective status application be traded.
Optionally, in an embodiment of the present invention, during bank card uses, application state is reset and in peace
During dress application, application state is set.
Optionally, in an embodiment of the present invention, described special data include bank card number, effect duration, credit card issuer and
Special marking.
Optionally, in an embodiment of the present invention, described special data APDU command header in installation order or
Person's APDU order data territory.
According to Global Platform specification, if the application AID in INSTALL [for install] order and
The AID applied on card is consistent, and card must terminate installing, such as the situation 1 in Fig. 5.
In this programme, card COS has a data set, for supporting the installation of multiple application identical for AID.
In order to describe conveniently, in the present embodiment, this data set is named as Same-AID service.Identical installing
During multiple application of AID, INSTALL [for install] order carries special data, such as but not limited to card
Number, effect duration, credit card issuer, special marking etc., these data can in APDU command data field,
Can also be in APDU command header.Installer on COS is the INSTALL carrying special data
[for install] order passes to Same-AID service.Same-AID service according to order in special data with
In data base, the information of record is mated；Without the record of coupling, just tell that installer completes to install, and
Produce a record and preserve in data base installed application.Otherwise, tell installer to abandon this time to pacify
Dress, such as the situation 2 in Fig. 5.Installation every time has identical AID application when, Same-AID service meeting
Special data in comparison command and the existing record in data base.
Here it is named as the data set of Same-AID service, can be i.e. that Java realizes, it is also possible to be Native
Realize；Can be i.e. a corpus separatum on card, it is also possible to be an ingredient of installer.
About the application state involved by the application that above-mentioned identical AID is corresponding, it is defined as follows: if state
Effectively, then this application can be chosen by SELECT order；If invalid, then this application can not be selected.At this
In embodiment, represent application state with Z.State Z can be specified in INSTALL [for install] orders,
Can also be revised during with card by holder.Such as, a card is successively mounted with three credit application A,
B, C, credit applies on Same-AID service and corresponding to be recorded as a, b, c, and application state is effectively a (Z=v)；
Application state is invalid for a (Z=iv), as shown in Figure 6.In transaction 1, POS terminal sends SELECT order,
Can choose Credit A and Credit C application, holder can use application A or application C to be traded.
Wherein, in the case of transaction 1, POS terminal retransmits SELECT next order to card, because of application B shape
State is invalid, then be forwarded to SELECT next order apply C.
Before transaction 2, holder have modified the state of application A, B, C, and only B is effective, then handing over
In easy 2, only application B can be chosen by SELECT order.For application C, if POS terminal is again
Send SELECT next order, select unsuccessfully.Now, holder can use application B to be traded.
Here the state represented with Z, i.e. can be saved in this data set of Same-AID Service, it is also possible to protect
Exist in other data sets on card.
As it is shown in fig. 7, be the use flow chart of the bank card of the present embodiment.If the shape of only one of which application on card
State is effective, then only have this application can be chosen by SELECT order and be traded.If multiple, there is identical AID
Application in the state of at least two application effective, then during SELECT, these multiple application can be selected,
POS terminal can obtain the FCI that the application under each effective status is corresponding, and all FCI returned at card
Middle AID is same value.Except comprising identical AID, FCI(File Control Information, card responds
Select command) further comprises special data, to distinguish the application under each effective status.POS terminal SELECT
Order travels through the application of identical AID, and preserves the FCI that the application under each effective status of return is corresponding, then root
Enumerate, according to FCI, all application that a certain AID can choose, holder select one of them to apply.Holder is true
After having recognized, if the application that holder selects is last application in all optional application, can directly carry out
Transaction.Because what POS terminal COS system after having traveled through was chosen is last under all effective statuses before
Individual application.If last application under the not all effective status that holder selects, then pass through POS terminal
Need again in the application under SELECT effective status, be then traded.
Last it is noted that above-mentioned only in order to the present invention is described and and unrestricted technical scheme described in the invention；
Although this specification is to present invention has been detailed description, but, those skilled in the art still can be to this
Invention is modified or equivalent, and all are without departing from the technical scheme of the spirit and scope of the present invention and improvement thereof, its
All should contain in scope of the presently claimed invention.
Claims (6)
1. supporting that multiple application have a bank card for same application mark, described bank card includes: card operates
System；It is characterized in that, described card operating system includes:
Mount request unit, for obtaining the installation order with special data, and by the transmission of described installation order to number
According to collection unit；Wherein, described special data is for making a distinction the application with same application mark；Described special
Data include bank card number, effect duration, credit card issuer and special marking；Described special data APDU in installation order
Command header or APDU order data territory；
Data set unit, for obtaining special data by described installation order, operates described special data with card
Record in the data base of system mates；If it is unsuccessful by described special data record in data base,
And inform that the application that described special data is corresponding is installed by installation unit；Otherwise, then inform that installation unit is to described
The application refusal that special data is corresponding is installed；
Installation unit, for the notification that sends according to data set unit to requiring that the application installed is pacified
Dress.
2. bank card as claimed in claim 1, it is characterised in that described card operating system also includes: judge single
Unit, Traversal Unit and transaction unit；
Described judging unit, in the multiple application judging same application mark correspondence that bank card supports the most at least
The state of two application is effective；
Described Traversal Unit, in multiple application of the same application mark correspondence supported at bank card, at least two should
When using effective, the application that the select command traversal bank card being transmitted across according to transaction terminal is supported, when an application state has
During effect, return card response select command FCI to transaction terminal；
Described transaction unit, answers at least two in multiple application that same application identifies that has when bank card support
When using effective, the application of effective status is selected to be traded according to described card response select command FCI；Work as bank card
When only an application is effective in the multiple application with same application mark supported, the application of effective status is selected to enter
Row transaction.
3. bank card as claimed in claim 2, it is characterised in that described card operating system also includes: state sets
Put unit；
Described state set unit, resets application state during using at bank card and is installing application
Time application state is set.
4. the bank card using method supporting that multiple application have same application mark, it is characterised in that described
Method includes:
Obtain the installation order with special data, and described installation order is transmitted to data set unit；Wherein, institute
State special data for the application with same application mark is made a distinction；Described special data include bank card number,
Effect duration, credit card issuer and special marking；Described special data APDU command header in installation order or APDU
Order data territory；
Obtain special data by described installation order, described special data is mated with the record in data base；
If it is unsuccessful by described special data record in data base, and inform corresponding the answering of described special data
With installing；Otherwise, then inform that the application refusal to described special data is corresponding is installed；
According to notification to requiring that the application installed is installed.
5. method as claimed in claim 4, it is characterised in that described method also includes:
Judge that the state that in multiple application of the same application mark correspondence of bank card support, whether at least two is applied is
Effectively；
When in multiple application that the same application mark that bank card is supported is corresponding, at least two application is effective, according to transaction
The application that the select command traversal bank card that terminal is transmitted across is supported, when an application state is effective, returns to transaction terminal
Return card response select command FCI；
When in multiple application with same application mark of bank card support, at least two application is effective, according to described
Card response select command FCI selects the application of effective status to be traded；When bank card support, there is same application
When only an application is effective in multiple application of mark, the application of effective status is selected to be traded.
6. method as claimed in claim 5, it is characterised in that described method also includes:
During bank card uses, reset application state and application state is set when installing application.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410037649.0A CN103729674B (en) | 2014-01-26 | 2014-01-26 | A kind of bank card supporting multiple application to have same application mark and using method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410037649.0A CN103729674B (en) | 2014-01-26 | 2014-01-26 | A kind of bank card supporting multiple application to have same application mark and using method |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN103729674A CN103729674A (en) | 2014-04-16 |
| CN103729674B true CN103729674B (en) | 2017-01-04 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410037649.0A Expired - Fee Related CN103729674B (en) | 2014-01-26 | 2014-01-26 | A kind of bank card supporting multiple application to have same application mark and using method |
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| CN (1) | CN103729674B (en) |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| FR2933214A1 (en) * | 2008-06-26 | 2010-01-01 | Sagem Securite | METHOD OF SWITCHING BETWEEN TWO VERSIONS OF THE SAME APPLICATION WITHIN AN INFORMATION PROCESSING DEVICE AND SAID DEVICE |
| CN102013035A (en) * | 2010-09-27 | 2011-04-13 | 钱袋网（北京）信息技术有限公司 | Card storing multi-account information |
-
2014
- 2014-01-26 CN CN201410037649.0A patent/CN103729674B/en not_active Expired - Fee Related
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| FR2933214A1 (en) * | 2008-06-26 | 2010-01-01 | Sagem Securite | METHOD OF SWITCHING BETWEEN TWO VERSIONS OF THE SAME APPLICATION WITHIN AN INFORMATION PROCESSING DEVICE AND SAID DEVICE |
| CN102013035A (en) * | 2010-09-27 | 2011-04-13 | 钱袋网（北京）信息技术有限公司 | Card storing multi-account information |
Also Published As
| Publication number | Publication date |
|---|---|
| CN103729674A (en) | 2014-04-16 |
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Address after: 330096 No. 399 torch street, hi tech Development Zone, Jiangxi, Nanchang Patentee after: Jiede (China) Technology Co.,Ltd. Address before: 330096 No. 399 torch street, hi tech Development Zone, Jiangxi, Nanchang Patentee before: Jiede (China) Information Technology Co.,Ltd. |
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